Home > First Bank and Trust Company of Oakland City > Income and Expense
First Bank and Trust Company of Oakland City, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,190,000 | 9,811 |
| Total interest expense | $956,000 | 9,306 |
| Net interest income | $1,234,000 | 9,956 |
| Provision for loan and lease losses | $96,000 | 5,869 |
| Total noninterest income | $64,000 | 12,201 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 10,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 11,885 |
| Total noninterest expense | $954,000 | 9,954 |
| Salaries and employee benefits | $561,000 | 9,115 |
| Premises and equipment expense | $96,000 | 10,570 |
| Additional noninterest expense | $297,000 | 10,494 |
| Pre-tax net operating income | $248,000 | 10,631 |
| Securities gains (losses) | $235,000 | 1,507 |
| Applicable income taxes | $139,000 | 8,881 |
| Income before extraordinary items | $344,000 | 8,998 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $344,000 | 9,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 3,932 |
| Cash dividends | $160,000 | 5,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $177,150 | 10,692 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,588,000 | 9,748 |
| Total interest expense | $1,205,000 | 9,587 |
| Net interest income | $1,383,000 | 9,685 |
| Provision for loan and lease losses | $86,000 | 7,695 |
| Total noninterest income | $74,000 | 12,451 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 10,514 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 11,840 |
| Total noninterest expense | $896,000 | 10,507 |
| Salaries and employee benefits | $480,000 | 9,977 |
| Premises and equipment expense | $110,000 | 10,377 |
| Additional noninterest expense | $306,000 | 10,744 |
| Pre-tax net operating income | $475,000 | 8,593 |
| Securities gains (losses) | $13,000 | 6,142 |
| Applicable income taxes | $166,000 | 8,249 |
| Income before extraordinary items | $322,000 | 9,022 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $322,000 | 9,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 9,274 |
| Cash dividends | $300,000 | 3,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $313,420 | 8,752 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.