Home > First Bank and Trust Company of Clay County, Indiana > Income and Expense
First Bank and Trust Company of Clay County, Indiana, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,782,000 | 5,123 |
| Total interest expense | $2,651,000 | 4,580 |
| Net interest income | $3,131,000 | 5,476 |
| Provision for loan and lease losses | $50,000 | 7,415 |
| Total noninterest income | $857,000 | 3,777 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 6,922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $700,000 | 2,602 |
| Total noninterest expense | $2,839,000 | 4,727 |
| Salaries and employee benefits | $1,432,000 | 4,459 |
| Premises and equipment expense | $398,000 | 4,731 |
| Additional noninterest expense | $1,009,000 | 4,885 |
| Pre-tax net operating income | $1,099,000 | 5,516 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $343,000 | 5,583 |
| Income before extraordinary items | $758,000 | 5,788 |
| Extraordinary gains, net | $75,000 | 1,837 |
| Net income | $833,000 | 5,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 5,845 |
| Cash dividends | $704,000 | 2,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $756,620 | 5,548 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,939,000 | 4,854 |
| Total interest expense | $3,408,000 | 4,650 |
| Net interest income | $3,531,000 | 4,968 |
| Provision for loan and lease losses | $59,000 | 8,714 |
| Total noninterest income | $621,000 | 4,840 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 6,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $458,000 | 3,384 |
| Total noninterest expense | $2,784,000 | 4,840 |
| Salaries and employee benefits | $1,407,000 | 4,475 |
| Premises and equipment expense | $367,000 | 5,151 |
| Additional noninterest expense | $1,010,000 | 5,014 |
| Pre-tax net operating income | $1,309,000 | 4,582 |
| Securities gains (losses) | $21,000 | 5,524 |
| Applicable income taxes | $473,000 | 4,183 |
| Income before extraordinary items | $857,000 | 5,093 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $857,000 | 5,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 5,871 |
| Cash dividends | $812,000 | 1,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $843,560 | 4,843 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.