Home > First Bank and Trust Company of Clay County, Indiana > Assets and Liabilities
First Bank and Trust Company of Clay County, Indiana, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 56 | 3,717 |
| Assets and Liabilities | ||
| Total Assets: | $81,378,000 | 5,342 |
| Cash and due from depository institutions | $3,087,000 | 3,717 |
| Interest-bearing balances | $690,000 | 3,915 |
| Securities | $24,042,000 | 5,384 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 6,677 |
| Net loans & leases | $49,822,000 | 4,803 |
| Loan loss allowance | $469,000 | 6,652 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,806,000 | 3,976 |
| Other real estate owned | $16,000 | 3,717 |
| Goodwill and other intangibles | $7,000 | 2,921 |
| All other assets | $1,098,000 | 5,676 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,378,000 | 5,342 |
| Total liabilities | $74,122,000 | 5,319 |
| Total deposits | $72,971,000 | 5,185 |
| Interest-bearing deposits | $64,482,000 | 5,117 |
| Deposits held in domestic offices | $72,971,000 | 5,176 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,000 | 3,929 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $699,000 | 3,090 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $430,000 | 5,955 |
| Total equity capital | $7,256,000 | 5,437 |
| Total bank equity capital | $7,256,000 | 5,437 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $200,000 | 8,542 |
| Surplus | $4,300,000 | 3,067 |
| Undivided profits | $2,756,000 | 6,442 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $140,000 | 8,471 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $513,000 | 3,600 |
| Earning assets | $76,054,000 | 5,255 |
| Long-term assets (5+ years) | $11,523,000 | 3,987 |
| Average Assets, year-to-date | $83,548,000 | 5,080 |
| Average Assets, quarterly | $83,184,000 | 5,183 |
| Volatile liabilities | $2,240,000 | 9,363 |
| Insider loans | $1,278,000 | 3,076 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,551,000 | 5,163 |
| Tier 1 (core) risk-based capital | $7,249,000 | 5,370 |
| Tier 2 risk-based capital | $469,000 | 5,558 |
| Total risk weighted assets | $48,025,800 | 5,084 |
| Total unused commitments | $4,551,000 | 5,184 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 58 | 3,669 |
| Assets and Liabilities | ||
| Total Assets: | $82,727,000 | 5,339 |
| Cash and due from depository institutions | $4,005,000 | 3,669 |
| Interest-bearing balances | $692,000 | 4,403 |
| Securities | $17,037,000 | 6,800 |
| Federal funds sold & reverse repurchase agreements | $1,325,000 | 7,905 |
| Net loans & leases | $57,258,000 | 4,335 |
| Loan loss allowance | $475,000 | 6,727 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,888,000 | 3,804 |
| Other real estate owned | $81,000 | 3,669 |
| Goodwill and other intangibles | $12,000 | 2,863 |
| All other assets | $1,121,000 | 5,782 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,727,000 | 5,339 |
| Total liabilities | $75,600,000 | 5,320 |
| Total deposits | $73,446,000 | 5,279 |
| Interest-bearing deposits | $66,942,000 | 5,064 |
| Deposits held in domestic offices | $73,446,000 | 5,269 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $137,000 | 3,548 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,574,000 | 2,155 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $443,000 | 6,373 |
| Total equity capital | $7,127,000 | 5,299 |
| Total bank equity capital | $7,127,000 | 5,299 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $200,000 | 8,967 |
| Surplus | $4,300,000 | 2,952 |
| Undivided profits | $2,627,000 | 6,459 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $901,000 | 3,951 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $618,000 | 3,277 |
| Earning assets | $76,312,000 | 5,284 |
| Long-term assets (5+ years) | $19,233,000 | 2,690 |
| Average Assets, year-to-date | $86,684,200 | 5,024 |
| Average Assets, quarterly | $82,729,000 | 5,289 |
| Volatile liabilities | $4,393,000 | 7,065 |
| Insider loans | $1,290,000 | 616 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,075,000 | 5,197 |
| Tier 1 (core) risk-based capital | $7,115,000 | 5,247 |
| Tier 2 risk-based capital | $475,000 | 5,460 |
| Total risk weighted assets | $53,389,000 | 4,671 |
| Total unused commitments | $4,075,000 | 5,228 |
| Derivatives | $0 | 651 |