Home > First Bank and Trust Company > Income and Expense
First Bank and Trust Company, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,447,000 | 2,544 |
| Total interest expense | $6,349,000 | 2,520 |
| Net interest income | $7,098,000 | 2,515 |
| Provision for loan and lease losses | $75,000 | 6,076 |
| Total noninterest income | $914,000 | 3,546 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $317,000 | 4,025 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $597,000 | 2,837 |
| Total noninterest expense | $6,312,000 | 2,268 |
| Salaries and employee benefits | $4,625,000 | 1,620 |
| Premises and equipment expense | $641,000 | 3,187 |
| Additional noninterest expense | $1,046,000 | 3,916 |
| Pre-tax net operating income | $1,625,000 | 3,670 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,160,000 | 1,869 |
| Income before extraordinary items | $465,000 | 6,233 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $465,000 | 6,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,952 |
| Cash dividends | $1,078,000 | 2,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $465,000 | 6,116 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,370,000 | 2,603 |
| Total interest expense | $6,585,000 | 2,543 |
| Net interest income | $6,785,000 | 2,623 |
| Provision for loan and lease losses | $175,000 | 4,079 |
| Total noninterest income | $1,028,000 | 3,065 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $299,000 | 4,068 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $729,000 | 2,292 |
| Total noninterest expense | $4,515,000 | 2,989 |
| Salaries and employee benefits | $2,642,000 | 2,696 |
| Premises and equipment expense | $619,000 | 3,178 |
| Additional noninterest expense | $1,254,000 | 3,279 |
| Pre-tax net operating income | $3,123,000 | 2,314 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,109,000 | 1,950 |
| Income before extraordinary items | $2,014,000 | 2,540 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,014,000 | 2,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 9,408 |
| Cash dividends | $743,000 | 2,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,014,000 | 2,547 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,105,000 | 2,913 |
| Total interest expense | $4,849,000 | 3,013 |
| Net interest income | $6,256,000 | 2,813 |
| Provision for loan and lease losses | $275,000 | 2,860 |
| Total noninterest income | $1,067,000 | 2,948 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $279,000 | 4,188 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $788,000 | 2,180 |
| Total noninterest expense | $4,080,000 | 3,258 |
| Salaries and employee benefits | $2,131,000 | 3,234 |
| Premises and equipment expense | $762,000 | 2,668 |
| Additional noninterest expense | $1,187,000 | 3,460 |
| Pre-tax net operating income | $2,968,000 | 2,434 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,090,000 | 2,071 |
| Income before extraordinary items | $1,878,000 | 2,716 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,878,000 | 2,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,179 |
| Cash dividends | $954,000 | 2,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,878,000 | 2,688 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,375,000 | 3,115 |
| Total interest expense | $4,965,000 | 3,014 |
| Net interest income | $5,410,000 | 3,177 |
| Provision for loan and lease losses | $250,000 | 2,981 |
| Total noninterest income | $642,000 | 4,207 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $289,000 | 4,035 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $353,000 | 3,682 |
| Total noninterest expense | $3,408,000 | 3,696 |
| Salaries and employee benefits | $1,893,000 | 3,512 |
| Premises and equipment expense | $585,000 | 3,241 |
| Additional noninterest expense | $930,000 | 4,187 |
| Pre-tax net operating income | $2,394,000 | 2,891 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $845,000 | 2,609 |
| Income before extraordinary items | $1,549,000 | 3,177 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,549,000 | 3,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $569,000 | 1,142 |
| Cash dividends | $303,000 | 4,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,549,000 | 3,087 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,760,000 | 3,310 |
| Total interest expense | $4,533,000 | 3,273 |
| Net interest income | $5,227,000 | 3,338 |
| Provision for loan and lease losses | $250,000 | 2,930 |
| Total noninterest income | $519,000 | 4,883 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $317,000 | 3,896 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $202,000 | 4,932 |
| Total noninterest expense | $3,286,000 | 3,808 |
| Salaries and employee benefits | $1,800,000 | 3,638 |
| Premises and equipment expense | $520,000 | 3,580 |
| Additional noninterest expense | $966,000 | 4,033 |
| Pre-tax net operating income | $2,210,000 | 3,238 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $787,000 | 2,968 |
| Income before extraordinary items | $1,423,000 | 3,511 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,423,000 | 3,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $578,000 | 1,197 |
| Cash dividends | $252,000 | 4,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,423,000 | 3,437 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,750,000 | 3,701 |
| Total interest expense | $3,951,000 | 3,751 |
| Net interest income | $4,799,000 | 3,680 |
| Provision for loan and lease losses | $455,000 | 1,871 |
| Total noninterest income | $647,000 | 4,339 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $318,000 | 4,049 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $329,000 | 3,851 |
| Total noninterest expense | $3,320,000 | 3,977 |
| Salaries and employee benefits | $1,653,000 | 3,950 |
| Premises and equipment expense | $491,000 | 3,830 |
| Additional noninterest expense | $1,176,000 | 3,841 |
| Pre-tax net operating income | $1,671,000 | 3,992 |
| Securities gains (losses) | $56,000 | 1,263 |
| Applicable income taxes | $570,000 | 3,735 |
| Income before extraordinary items | $1,157,000 | 3,989 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,157,000 | 3,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $341,000 | 1,899 |
| Cash dividends | $136,000 | 6,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,119,480 | 4,048 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,732,000 | 4,138 |
| Total interest expense | $3,429,000 | 4,231 |
| Net interest income | $4,303,000 | 4,062 |
| Provision for loan and lease losses | $675,000 | 1,249 |
| Total noninterest income | $486,000 | 5,291 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $295,000 | 4,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $191,000 | 5,266 |
| Total noninterest expense | $3,105,000 | 4,158 |
| Salaries and employee benefits | $1,563,000 | 4,138 |
| Premises and equipment expense | $464,000 | 4,005 |
| Additional noninterest expense | $1,078,000 | 4,099 |
| Pre-tax net operating income | $1,009,000 | 5,964 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $333,000 | 5,623 |
| Income before extraordinary items | $676,000 | 6,142 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $676,000 | 6,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,104,000 | 832 |
| Cash dividends | $75,000 | 7,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $676,000 | 6,119 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,794,000 | 4,338 |
| Total interest expense | $2,450,000 | 4,728 |
| Net interest income | $4,344,000 | 4,054 |
| Provision for loan and lease losses | $555,000 | 1,420 |
| Total noninterest income | $403,000 | 6,128 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $267,000 | 4,793 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 6,520 |
| Total noninterest expense | $3,002,000 | 4,403 |
| Salaries and employee benefits | $1,552,000 | 4,159 |
| Premises and equipment expense | $444,000 | 4,205 |
| Additional noninterest expense | $1,006,000 | 4,686 |
| Pre-tax net operating income | $1,190,000 | 5,266 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $460,000 | 4,312 |
| Income before extraordinary items | $730,000 | 5,730 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $730,000 | 5,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $598,000 | 1,215 |
| Cash dividends | $61,000 | 7,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $730,000 | 5,806 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,624,000 | 4,544 |
| Total interest expense | $2,635,000 | 4,602 |
| Net interest income | $3,989,000 | 4,411 |
| Provision for loan and lease losses | $545,000 | 1,980 |
| Total noninterest income | $444,000 | 6,049 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $279,000 | 4,705 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 6,257 |
| Total noninterest expense | $2,840,000 | 4,724 |
| Salaries and employee benefits | $1,386,000 | 4,601 |
| Premises and equipment expense | $482,000 | 4,001 |
| Additional noninterest expense | $972,000 | 5,038 |
| Pre-tax net operating income | $1,048,000 | 5,704 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $387,000 | 5,129 |
| Income before extraordinary items | $661,000 | 6,346 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $661,000 | 6,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-341,000 | 13,191 |
| Cash dividends | $48,000 | 8,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $661,000 | 6,113 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,539,000 | 5,117 |
| Total interest expense | $2,848,000 | 5,389 |
| Net interest income | $3,691,000 | 4,784 |
| Provision for loan and lease losses | $630,000 | 2,547 |
| Total noninterest income | $484,000 | 5,774 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $363,000 | 3,784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 7,418 |
| Total noninterest expense | $2,993,000 | 4,546 |
| Salaries and employee benefits | $1,354,000 | 4,649 |
| Premises and equipment expense | $494,000 | 4,018 |
| Additional noninterest expense | $1,145,000 | 4,533 |
| Pre-tax net operating income | $552,000 | 8,054 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $213,000 | 7,314 |
| Income before extraordinary items | $339,000 | 8,834 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $339,000 | 8,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,641,000 | 649 |
| Cash dividends | $41,000 | 7,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $339,000 | 8,468 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.