Home > First Bank and Trust Co. of Princeton, Kentucky > Income and Expense
First Bank and Trust Co. of Princeton, Kentucky, Income and Expense
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,111,000 | 5,579 |
| Total interest expense | $530,000 | 5,886 |
| Net interest income | $1,581,000 | 5,330 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $254,000 | 5,186 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $179,000 | 3,755 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $75,000 | 5,733 |
| Total noninterest expense | $1,104,000 | 5,731 |
| Salaries and employee benefits | $449,000 | 6,643 |
| Premises and equipment expense | $114,000 | 6,411 |
| Additional noninterest expense | $541,000 | 4,108 |
| Pre-tax net operating income | $731,000 | 4,506 |
| Securities gains (losses) | $-159,000 | 8,752 |
| Applicable income taxes | $117,000 | 4,603 |
| Income before extraordinary items | $455,000 | 5,124 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $455,000 | 5,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $275,000 | 3,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $582,200 | 4,446 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,036,000 | 5,621 |
| Total interest expense | $253,000 | 5,933 |
| Net interest income | $783,000 | 5,384 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $142,000 | 4,842 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $90,000 | 3,686 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $52,000 | 5,105 |
| Total noninterest expense | $551,000 | 5,771 |
| Salaries and employee benefits | $232,000 | 6,593 |
| Premises and equipment expense | $56,000 | 6,500 |
| Additional noninterest expense | $263,000 | 4,201 |
| Pre-tax net operating income | $374,000 | 4,449 |
| Securities gains (losses) | $-7,000 | 8,456 |
| Applicable income taxes | $85,000 | 4,031 |
| Income before extraordinary items | $282,000 | 4,541 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $282,000 | 4,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $287,390 | 4,447 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,805,000 | 5,713 |
| Total interest expense | $972,000 | 5,749 |
| Net interest income | $2,833,000 | 5,599 |
| Provision for loan and lease losses | $15,000 | 6,861 |
| Total noninterest income | $454,000 | 5,508 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $390,000 | 3,704 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $64,000 | 7,105 |
| Total noninterest expense | $2,115,000 | 5,833 |
| Salaries and employee benefits | $885,000 | 6,659 |
| Premises and equipment expense | $210,000 | 6,637 |
| Additional noninterest expense | $1,020,000 | 4,271 |
| Pre-tax net operating income | $1,157,000 | 4,886 |
| Securities gains (losses) | $27,000 | 2,202 |
| Applicable income taxes | $232,000 | 4,552 |
| Income before extraordinary items | $952,000 | 4,824 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $952,000 | 4,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-68,000 | 8,733 |
| Cash dividends | $1,025,000 | 2,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $930,400 | 4,820 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,875,000 | 5,675 |
| Total interest expense | $724,000 | 5,734 |
| Net interest income | $2,151,000 | 5,545 |
| Provision for loan and lease losses | $15,000 | 6,527 |
| Total noninterest income | $335,000 | 5,568 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $295,000 | 3,706 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $40,000 | 7,356 |
| Total noninterest expense | $1,580,000 | 5,809 |
| Salaries and employee benefits | $663,000 | 6,625 |
| Premises and equipment expense | $157,000 | 6,634 |
| Additional noninterest expense | $760,000 | 4,242 |
| Pre-tax net operating income | $891,000 | 4,908 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $175,000 | 4,645 |
| Income before extraordinary items | $717,000 | 4,891 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $717,000 | 4,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-61,000 | 8,710 |
| Cash dividends | $875,000 | 1,900 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $716,200 | 4,804 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,906,000 | 5,700 |
| Total interest expense | $486,000 | 5,724 |
| Net interest income | $1,420,000 | 5,574 |
| Provision for loan and lease losses | $15,000 | 6,089 |
| Total noninterest income | $223,000 | 5,588 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $195,000 | 3,713 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $28,000 | 7,329 |
| Total noninterest expense | $996,000 | 6,010 |
| Salaries and employee benefits | $429,000 | 6,766 |
| Premises and equipment expense | $98,000 | 6,821 |
| Additional noninterest expense | $469,000 | 4,541 |
| Pre-tax net operating income | $632,000 | 4,699 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $128,000 | 4,508 |
| Income before extraordinary items | $505,000 | 4,712 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $505,000 | 4,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-54,000 | 8,750 |
| Cash dividends | $650,000 | 1,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $504,200 | 4,626 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $959,000 | 5,711 |
| Total interest expense | $247,000 | 5,741 |
| Net interest income | $712,000 | 5,570 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $108,000 | 5,602 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $91,000 | 3,798 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $17,000 | 7,062 |
| Total noninterest expense | $491,000 | 6,096 |
| Salaries and employee benefits | $217,000 | 6,761 |
| Premises and equipment expense | $49,000 | 6,832 |
| Additional noninterest expense | $225,000 | 4,652 |
| Pre-tax net operating income | $314,000 | 4,714 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $63,000 | 4,507 |
| Income before extraordinary items | $252,000 | 4,728 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $252,000 | 4,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-49,000 | 8,838 |
| Cash dividends | $500,000 | 1,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $251,200 | 4,621 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,996,000 | 6,519 |
| Total interest expense | $1,029,000 | 6,030 |
| Net interest income | $1,967,000 | 6,637 |
| Provision for loan and lease losses | $190,000 | 4,118 |
| Total noninterest income | $326,000 | 6,412 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $311,000 | 4,212 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $15,000 | 8,598 |
| Total noninterest expense | $1,781,000 | 6,385 |
| Salaries and employee benefits | $724,000 | 7,216 |
| Premises and equipment expense | $170,000 | 7,137 |
| Additional noninterest expense | $887,000 | 4,683 |
| Pre-tax net operating income | $322,000 | 7,347 |
| Securities gains (losses) | $-1,000 | 8,546 |
| Applicable income taxes | $-48,000 | 8,868 |
| Income before extraordinary items | $369,000 | 6,949 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $369,000 | 6,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $304,000 | 2,231 |
| Cash dividends | $6,125,000 | 535 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $370,000 | 6,792 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,081,000 | 6,846 |
| Total interest expense | $759,000 | 6,227 |
| Net interest income | $1,322,000 | 7,009 |
| Provision for loan and lease losses | $47,000 | 5,836 |
| Total noninterest income | $254,000 | 6,376 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $224,000 | 4,333 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $30,000 | 7,851 |
| Total noninterest expense | $1,268,000 | 6,525 |
| Salaries and employee benefits | $520,000 | 7,297 |
| Premises and equipment expense | $122,000 | 7,243 |
| Additional noninterest expense | $626,000 | 4,867 |
| Pre-tax net operating income | $261,000 | 7,381 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $-22,000 | 8,964 |
| Income before extraordinary items | $283,000 | 7,044 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $283,000 | 7,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 2,140 |
| Cash dividends | $6,125,000 | 416 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $283,000 | 6,876 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,221,000 | 7,243 |
| Total interest expense | $468,000 | 6,575 |
| Net interest income | $753,000 | 7,430 |
| Provision for loan and lease losses | $32,000 | 5,704 |
| Total noninterest income | $152,000 | 6,610 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $137,000 | 4,506 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $15,000 | 8,141 |
| Total noninterest expense | $740,000 | 6,942 |
| Salaries and employee benefits | $312,000 | 7,582 |
| Premises and equipment expense | $66,000 | 7,663 |
| Additional noninterest expense | $362,000 | 5,348 |
| Pre-tax net operating income | $133,000 | 7,745 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-24,000 | 9,041 |
| Income before extraordinary items | $157,000 | 7,374 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $157,000 | 7,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 2,411 |
| Cash dividends | $6,000,000 | 291 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $157,000 | 7,188 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $383,000 | 8,242 |
| Total interest expense | $153,000 | 7,708 |
| Net interest income | $230,000 | 8,378 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $37,000 | 7,862 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $35,000 | 5,954 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000 | 8,884 |
| Total noninterest expense | $220,000 | 8,175 |
| Salaries and employee benefits | $94,000 | 8,569 |
| Premises and equipment expense | $19,000 | 8,461 |
| Additional noninterest expense | $107,000 | 6,979 |
| Pre-tax net operating income | $47,000 | 8,037 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-4,000 | 9,021 |
| Income before extraordinary items | $51,000 | 7,870 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $51,000 | 7,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 2,028 |
| Cash dividends | $6,000,000 | 162 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $51,000 | 7,718 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,281,000 | 4,986 |
| Total interest expense | $2,167,000 | 4,553 |
| Net interest income | $3,114,000 | 5,173 |
| Provision for loan and lease losses | $79,000 | 6,110 |
| Total noninterest income | $496,000 | 5,241 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $359,000 | 3,799 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $137,000 | 5,794 |
| Total noninterest expense | $2,021,000 | 5,835 |
| Salaries and employee benefits | $958,000 | 6,285 |
| Premises and equipment expense | $152,000 | 7,415 |
| Additional noninterest expense | $911,000 | 4,504 |
| Pre-tax net operating income | $1,510,000 | 4,104 |
| Securities gains (losses) | $4,000 | 4,045 |
| Applicable income taxes | $348,000 | 4,169 |
| Income before extraordinary items | $1,166,000 | 4,161 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,166,000 | 4,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 3,476 |
| Cash dividends | $1,154,000 | 2,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,162,920 | 4,068 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,230,000 | 4,836 |
| Total interest expense | $2,948,000 | 4,793 |
| Net interest income | $3,282,000 | 4,765 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $425,000 | 5,522 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $319,000 | 4,009 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $106,000 | 6,307 |
| Total noninterest expense | $1,975,000 | 5,779 |
| Salaries and employee benefits | $937,000 | 6,213 |
| Premises and equipment expense | $153,000 | 7,470 |
| Additional noninterest expense | $885,000 | 4,462 |
| Pre-tax net operating income | $1,732,000 | 3,511 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $457,000 | 3,477 |
| Income before extraordinary items | $1,275,000 | 3,639 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,275,000 | 3,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,750 |
| Cash dividends | $937,000 | 2,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,275,000 | 3,540 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,119,000 | 5,008 |
| Total interest expense | $3,007,000 | 4,919 |
| Net interest income | $3,112,000 | 5,018 |
| Provision for loan and lease losses | $305,000 | 2,790 |
| Total noninterest income | $406,000 | 5,500 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $300,000 | 4,061 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 6,289 |
| Total noninterest expense | $2,005,000 | 5,675 |
| Salaries and employee benefits | $875,000 | 6,402 |
| Premises and equipment expense | $155,000 | 7,516 |
| Additional noninterest expense | $975,000 | 4,057 |
| Pre-tax net operating income | $1,208,000 | 4,703 |
| Securities gains (losses) | $9,000 | 1,192 |
| Applicable income taxes | $290,000 | 4,659 |
| Income before extraordinary items | $927,000 | 4,598 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $927,000 | 4,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 3,080 |
| Cash dividends | $699,000 | 2,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $920,160 | 4,621 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,762,000 | 5,086 |
| Total interest expense | $2,913,000 | 4,704 |
| Net interest income | $2,849,000 | 5,360 |
| Provision for loan and lease losses | $280,000 | 2,822 |
| Total noninterest income | $404,000 | 5,576 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $319,000 | 3,803 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 7,013 |
| Total noninterest expense | $2,004,000 | 5,674 |
| Salaries and employee benefits | $854,000 | 6,524 |
| Premises and equipment expense | $180,000 | 7,132 |
| Additional noninterest expense | $970,000 | 4,119 |
| Pre-tax net operating income | $969,000 | 5,402 |
| Securities gains (losses) | $7,000 | 1,949 |
| Applicable income taxes | $189,000 | 5,822 |
| Income before extraordinary items | $787,000 | 5,137 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $787,000 | 5,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $575,000 | 1,096 |
| Cash dividends | $566,000 | 3,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $781,330 | 5,125 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,187,000 | 4,885 |
| Total interest expense | $3,096,000 | 4,604 |
| Net interest income | $3,091,000 | 5,031 |
| Provision for loan and lease losses | $296,000 | 2,679 |
| Total noninterest income | $393,000 | 5,675 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $220,000 | 4,861 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 5,322 |
| Total noninterest expense | $2,011,000 | 5,578 |
| Salaries and employee benefits | $897,000 | 6,221 |
| Premises and equipment expense | $171,000 | 7,213 |
| Additional noninterest expense | $943,000 | 4,148 |
| Pre-tax net operating income | $1,177,000 | 4,952 |
| Securities gains (losses) | $12,000 | 2,822 |
| Applicable income taxes | $271,000 | 5,443 |
| Income before extraordinary items | $918,000 | 4,767 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $918,000 | 4,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 2,946 |
| Cash dividends | $846,000 | 2,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $908,760 | 4,700 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,203,000 | 4,927 |
| Total interest expense | $2,913,000 | 4,839 |
| Net interest income | $3,290,000 | 4,950 |
| Provision for loan and lease losses | $75,000 | 5,767 |
| Total noninterest income | $519,000 | 4,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $262,000 | 4,497 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $257,000 | 4,297 |
| Total noninterest expense | $1,977,000 | 5,700 |
| Salaries and employee benefits | $886,000 | 6,365 |
| Premises and equipment expense | $225,000 | 6,418 |
| Additional noninterest expense | $866,000 | 4,456 |
| Pre-tax net operating income | $1,757,000 | 3,939 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $473,000 | 4,381 |
| Income before extraordinary items | $1,285,000 | 3,833 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,285,000 | 3,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 4,073 |
| Cash dividends | $857,000 | 2,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,284,270 | 3,769 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,151,000 | 5,087 |
| Total interest expense | $2,863,000 | 4,981 |
| Net interest income | $3,288,000 | 5,089 |
| Provision for loan and lease losses | $120,000 | 4,568 |
| Total noninterest income | $463,000 | 5,437 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $279,000 | 4,456 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $184,000 | 5,411 |
| Total noninterest expense | $1,946,000 | 6,046 |
| Salaries and employee benefits | $941,000 | 6,261 |
| Premises and equipment expense | $161,000 | 7,804 |
| Additional noninterest expense | $844,000 | 4,987 |
| Pre-tax net operating income | $1,685,000 | 3,963 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $436,000 | 4,616 |
| Income before extraordinary items | $1,249,000 | 3,750 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,249,000 | 3,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,724 |
| Cash dividends | $1,298,000 | 1,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,249,000 | 3,696 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,694,000 | 5,440 |
| Total interest expense | $2,736,000 | 5,168 |
| Net interest income | $2,958,000 | 5,560 |
| Provision for loan and lease losses | $105,000 | 4,483 |
| Total noninterest income | $409,000 | 5,906 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $230,000 | 5,193 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $179,000 | 5,456 |
| Total noninterest expense | $2,108,000 | 5,759 |
| Salaries and employee benefits | $970,000 | 6,209 |
| Premises and equipment expense | $178,000 | 7,647 |
| Additional noninterest expense | $960,000 | 4,512 |
| Pre-tax net operating income | $1,154,000 | 5,401 |
| Securities gains (losses) | $-31,000 | 10,864 |
| Applicable income taxes | $243,000 | 6,744 |
| Income before extraordinary items | $880,000 | 5,079 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $880,000 | 5,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,961 |
| Cash dividends | $651,000 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $904,180 | 4,960 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,363,000 | 5,348 |
| Total interest expense | $2,367,000 | 4,866 |
| Net interest income | $2,996,000 | 5,619 |
| Provision for loan and lease losses | $30,000 | 7,083 |
| Total noninterest income | $411,000 | 6,039 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $218,000 | 5,548 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $193,000 | 5,389 |
| Total noninterest expense | $2,099,000 | 5,964 |
| Salaries and employee benefits | $950,000 | 6,360 |
| Premises and equipment expense | $213,000 | 7,166 |
| Additional noninterest expense | $936,000 | 4,991 |
| Pre-tax net operating income | $1,278,000 | 5,002 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $251,000 | 6,521 |
| Income before extraordinary items | $1,027,000 | 4,437 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,027,000 | 4,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,872 |
| Cash dividends | $447,000 | 3,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,027,000 | 4,481 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,421,000 | 5,402 |
| Total interest expense | $2,484,000 | 4,838 |
| Net interest income | $2,937,000 | 5,751 |
| Provision for loan and lease losses | $190,000 | 4,040 |
| Total noninterest income | $421,000 | 6,257 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $233,000 | 5,363 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $188,000 | 5,866 |
| Total noninterest expense | $2,311,000 | 5,642 |
| Salaries and employee benefits | $1,088,000 | 5,703 |
| Premises and equipment expense | $249,000 | 6,692 |
| Additional noninterest expense | $974,000 | 5,031 |
| Pre-tax net operating income | $857,000 | 6,536 |
| Securities gains (losses) | $-67,000 | 13,129 |
| Applicable income taxes | $30,000 | 11,384 |
| Income before extraordinary items | $760,000 | 5,776 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $760,000 | 5,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 5,874 |
| Cash dividends | $406,000 | 3,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $824,320 | 5,197 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,982,000 | 5,509 |
| Total interest expense | $3,028,000 | 5,120 |
| Net interest income | $2,954,000 | 5,788 |
| Provision for loan and lease losses | $82,000 | 7,825 |
| Total noninterest income | $483,000 | 5,781 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $330,000 | 4,128 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 6,572 |
| Total noninterest expense | $2,232,000 | 5,843 |
| Salaries and employee benefits | $1,136,000 | 5,438 |
| Premises and equipment expense | $305,000 | 5,903 |
| Additional noninterest expense | $791,000 | 6,128 |
| Pre-tax net operating income | $1,123,000 | 5,173 |
| Securities gains (losses) | $17,000 | 5,804 |
| Applicable income taxes | $253,000 | 6,602 |
| Income before extraordinary items | $887,000 | 4,984 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $887,000 | 5,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 5,139 |
| Cash dividends | $517,000 | 2,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $873,740 | 4,727 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.