Home > First Bank and Trust > Assets and Liabilities
First Bank and Trust, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 113 | 1,664 |
| Assets and Liabilities | ||
| Total Assets: | $193,782,000 | 2,410 |
| Cash and due from depository institutions | $7,696,000 | 1,664 |
| Interest-bearing balances | $45,000 | 5,476 |
| Securities | $34,739,000 | 3,487 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $139,725,000 | 2,053 |
| Loan loss allowance | $1,943,000 | 1,952 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,626,000 | 2,949 |
| Other real estate owned | $1,856,000 | 1,664 |
| Goodwill and other intangibles | $2,384,000 | 848 |
| All other assets | $4,756,000 | 1,661 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $193,782,000 | 2,410 |
| Total liabilities | $173,565,000 | 2,429 |
| Total deposits | $166,507,000 | 2,328 |
| Interest-bearing deposits | $145,480,000 | 2,286 |
| Deposits held in domestic offices | $166,507,000 | 2,319 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $79,000 | 3,823 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $5,439,000 | 1,758 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,540,000 | 2,516 |
| Total equity capital | $20,217,000 | 2,227 |
| Total bank equity capital | $20,217,000 | 2,227 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $25,000 | 9,928 |
| Surplus | $5,551,000 | 2,595 |
| Undivided profits | $14,641,000 | 1,758 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,219,000 | 2,303 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,537,000 | 1,402 |
| Earning assets | $174,509,000 | 2,446 |
| Long-term assets (5+ years) | $20,826,000 | 2,582 |
| Average Assets, year-to-date | $187,227,600 | 2,402 |
| Average Assets, quarterly | $192,615,500 | 2,400 |
| Volatile liabilities | $22,658,000 | 2,638 |
| Insider loans | $791,000 | 4,248 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $15,806,000 | 2,450 |
| Tier 1 (core) risk-based capital | $17,850,000 | 2,430 |
| Tier 2 risk-based capital | $1,784,840 | 1,758 |
| Total risk weighted assets | $142,628,640 | 1,967 |
| Total unused commitments | $15,806,000 | 2,462 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 97 | 1,983 |
| Assets and Liabilities | ||
| Total Assets: | $178,173,000 | 2,596 |
| Cash and due from depository institutions | $7,327,000 | 1,983 |
| Interest-bearing balances | $93,000 | 5,450 |
| Securities | $32,417,000 | 3,834 |
| Federal funds sold & reverse repurchase agreements | $1,640,000 | 6,130 |
| Net loans & leases | $126,108,000 | 2,202 |
| Loan loss allowance | $1,689,000 | 2,247 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,229,000 | 3,363 |
| Other real estate owned | $1,563,000 | 1,983 |
| Goodwill and other intangibles | $2,579,000 | 755 |
| All other assets | $4,310,000 | 1,831 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $178,173,000 | 2,596 |
| Total liabilities | $159,764,000 | 2,620 |
| Total deposits | $157,922,000 | 2,473 |
| Interest-bearing deposits | $139,473,000 | 2,435 |
| Deposits held in domestic offices | $157,922,000 | 2,463 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $40,000 | 3,699 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $691,000 | 3,230 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,111,000 | 3,327 |
| Total equity capital | $18,409,000 | 2,416 |
| Total bank equity capital | $18,409,000 | 2,416 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $25,000 | 10,392 |
| Surplus | $5,551,000 | 2,611 |
| Undivided profits | $12,833,000 | 2,027 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,238,000 | 2,211 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,495,000 | 1,492 |
| Earning assets | $160,258,000 | 2,646 |
| Long-term assets (5+ years) | $16,183,000 | 2,918 |
| Average Assets, year-to-date | $165,790,000 | 2,684 |
| Average Assets, quarterly | $180,157,000 | 2,551 |
| Volatile liabilities | $21,051,000 | 2,532 |
| Insider loans | $933,000 | 3,907 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $9,295,000 | 3,454 |
| Tier 1 (core) risk-based capital | $15,615,000 | 2,751 |
| Tier 2 risk-based capital | $1,589,720 | 1,939 |
| Total risk weighted assets | $127,033,920 | 2,174 |
| Total unused commitments | $9,295,000 | 3,468 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 63 | 3,222 |
| Assets and Liabilities | ||
| Total Assets: | $120,695,000 | 3,681 |
| Cash and due from depository institutions | $4,606,000 | 3,222 |
| Interest-bearing balances | $774,000 | 2,768 |
| Securities | $25,296,000 | 4,933 |
| Federal funds sold & reverse repurchase agreements | $890,000 | 5,795 |
| Net loans & leases | $81,738,000 | 3,166 |
| Loan loss allowance | $1,132,000 | 3,199 |
| Trading account assets | $406,000 | 231 |
| Bank premises and fixed assets | $1,695,000 | 4,216 |
| Other real estate owned | $1,874,000 | 3,222 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $4,190,000 | 1,973 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $120,695,000 | 3,681 |
| Total liabilities | $108,273,000 | 3,715 |
| Total deposits | $105,293,000 | 3,606 |
| Interest-bearing deposits | $94,782,000 | 3,434 |
| Deposits held in domestic offices | $105,293,000 | 3,597 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,393,000 | 3,036 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $913,000 | 3,254 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $674,000 | 4,158 |
| Total equity capital | $12,422,000 | 3,276 |
| Total bank equity capital | $12,422,000 | 3,276 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $25,000 | 10,957 |
| Surplus | $2,475,000 | 4,824 |
| Undivided profits | $9,922,000 | 2,354 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $840,000 | 3,019 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $879,000 | 2,282 |
| Earning assets | $109,104,000 | 3,716 |
| Long-term assets (5+ years) | $15,150,000 | 3,153 |
| Average Assets, year-to-date | $122,147,600 | 3,546 |
| Average Assets, quarterly | $121,128,500 | 3,629 |
| Volatile liabilities | $13,430,000 | 3,488 |
| Insider loans | $1,574,000 | 2,580 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,398,000 | 5,282 |
| Tier 1 (core) risk-based capital | $12,818,000 | 3,226 |
| Tier 2 risk-based capital | $1,069,970 | 2,752 |
| Total risk weighted assets | $85,454,670 | 3,088 |
| Total unused commitments | $4,398,000 | 5,289 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 62 | 3,382 |
| Assets and Liabilities | ||
| Total Assets: | $121,498,000 | 3,715 |
| Cash and due from depository institutions | $3,499,000 | 3,382 |
| Interest-bearing balances | $205,000 | 5,438 |
| Securities | $35,788,000 | 3,837 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $74,433,000 | 3,398 |
| Loan loss allowance | $1,042,000 | 3,545 |
| Trading account assets | $1,900,000 | 225 |
| Bank premises and fixed assets | $1,797,000 | 4,004 |
| Other real estate owned | $0 | 3,382 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $4,081,000 | 1,861 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,498,000 | 3,715 |
| Total liabilities | $109,321,000 | 3,762 |
| Total deposits | $101,824,000 | 3,823 |
| Interest-bearing deposits | $90,472,000 | 3,722 |
| Deposits held in domestic offices | $101,824,000 | 3,816 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $967,000 | 2,830 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $5,890,000 | 1,397 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $640,000 | 4,437 |
| Total equity capital | $12,177,000 | 3,343 |
| Total bank equity capital | $12,177,000 | 3,343 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $25,000 | 11,499 |
| Surplus | $2,475,000 | 4,781 |
| Undivided profits | $9,677,000 | 2,449 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $718,000 | 3,949 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $713,000 | 2,518 |
| Earning assets | $112,326,000 | 3,702 |
| Long-term assets (5+ years) | $21,306,000 | 2,520 |
| Average Assets, year-to-date | $117,420,200 | 3,755 |
| Average Assets, quarterly | $120,171,500 | 3,740 |
| Volatile liabilities | $16,147,000 | 2,843 |
| Insider loans | $1,219,000 | 3,196 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,821,000 | 3,678 |
| Tier 1 (core) risk-based capital | $12,177,000 | 3,265 |
| Tier 2 risk-based capital | $1,000,450 | 2,883 |
| Total risk weighted assets | $79,957,650 | 3,229 |
| Total unused commitments | $7,821,000 | 3,696 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 62 | 3,453 |
| Assets and Liabilities | ||
| Total Assets: | $113,305,000 | 4,051 |
| Cash and due from depository institutions | $3,643,000 | 3,453 |
| Interest-bearing balances | $206,000 | 5,988 |
| Securities | $45,094,000 | 3,018 |
| Federal funds sold & reverse repurchase agreements | $1,040,000 | 8,590 |
| Net loans & leases | $59,104,000 | 4,222 |
| Loan loss allowance | $826,000 | 4,380 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,796,000 | 3,970 |
| Other real estate owned | $0 | 3,453 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,628,000 | 2,852 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,305,000 | 4,051 |
| Total liabilities | $102,327,000 | 4,098 |
| Total deposits | $96,296,000 | 4,149 |
| Interest-bearing deposits | $86,725,000 | 4,055 |
| Deposits held in domestic offices | $96,296,000 | 4,141 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $5,300,000 | 1,276 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $731,000 | 4,229 |
| Total equity capital | $10,978,000 | 3,510 |
| Total bank equity capital | $10,978,000 | 3,510 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $25,000 | 12,034 |
| Surplus | $2,475,000 | 4,719 |
| Undivided profits | $8,478,000 | 2,606 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $677,000 | 4,737 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $708,000 | 2,804 |
| Earning assets | $105,444,000 | 3,992 |
| Long-term assets (5+ years) | $25,255,000 | 2,160 |
| Average Assets, year-to-date | $109,940,600 | 4,065 |
| Average Assets, quarterly | $112,307,500 | 4,048 |
| Volatile liabilities | $13,482,000 | 3,256 |
| Insider loans | $174,000 | 4,302 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,308,000 | 5,795 |
| Tier 1 (core) risk-based capital | $10,978,000 | 3,457 |
| Tier 2 risk-based capital | $825,650 | 3,430 |
| Total risk weighted assets | $66,025,950 | 3,902 |
| Total unused commitments | $3,308,000 | 5,823 |
| Derivatives | $0 | 651 |