Home > First Bank and Trust > Income and Expense

First Bank and Trust, Income and Expense

2021-12-31 (YTD Data)Rank
Total interest income$50,403,000674
Total interest expense$5,385,000500
Net interest income$45,018,000691
Provision for loan and lease losses$03,064
Total noninterest income$15,574,000630
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,132,000883
Trading account gains and feesNANA
Additional Noninterest Income$14,442,000524
Total noninterest expense$36,219,000708
Salaries and employee benefits$21,671,000676
Premises and equipment expense$3,588,000732
Additional noninterest expense$10,960,000718
Pre-tax net operating income$24,373,000641
Securities gains (losses)$948,000226
Applicable income taxes$03,710
Income before extraordinary items$25,321,000538
Extraordinary gains, net$010
Net income$25,321,000538
Minority interest net income$074
Net income of bank and minority interests.$25,321,000539
Net charge-offs$595,000572
Cash dividends$11,761,000434
Sale, conversion, retirement of capital stock, net$0582
Net operating income$24,373,000551
2021-09-30 (YTD Data)Rank
Total interest income$38,029,000687
Total interest expense$4,153,000514
Net interest income$33,876,000700
Provision for loan and lease losses$02,963
Total noninterest income$12,787,000596
Gross Fiduciary activities income$0957
Service charges on deposit accounts$843,000881
Trading account gains and feesNANA
Additional Noninterest Income$11,944,000511
Total noninterest expense$27,823,000698
Salaries and employee benefits$16,408,000669
Premises and equipment expense$2,673,000751
Additional noninterest expense$8,742,000676
Pre-tax net operating income$18,840,000644
Securities gains (losses)$948,000202
Applicable income taxes$03,719
Income before extraordinary items$19,788,000530
Extraordinary gains, net$08
Net income$19,788,000528
Minority interest net income$069
Net income of bank and minority interests.$19,788,000530
Net charge-offs$664,000422
Cash dividends$9,141,000408
Sale, conversion, retirement of capital stock, net$0543
Net operating income$18,840,000552
2021-06-30 (YTD Data)Rank
Total interest income$26,961,000643
Total interest expense$2,754,000547
Net interest income$24,207,000650
Provision for loan and lease losses$02,862
Total noninterest income$8,278,000609
Gross Fiduciary activities income$0951
Service charges on deposit accounts$542,000877
Trading account gains and feesNANA
Additional Noninterest Income$7,736,000526
Total noninterest expense$20,447,000637
Salaries and employee benefits$13,062,000567
Premises and equipment expense$1,782,000751
Additional noninterest expense$5,603,000693
Pre-tax net operating income$12,038,000654
Securities gains (losses)$31,0001,047
Applicable income taxes$03,702
Income before extraordinary items$12,069,000573
Extraordinary gains, net$06
Net income$12,069,000573
Minority interest net income$067
Net income of bank and minority interests.$12,069,000573
Net charge-offs$-30,0004,195
Cash dividends$5,931,000402
Sale, conversion, retirement of capital stock, net$0517
Net operating income$12,038,000563
2021-03-31 (YTD Data)Rank
Total interest income$13,397,000647
Total interest expense$1,448,000544
Net interest income$11,949,000649
Provision for loan and lease losses$02,741
Total noninterest income$4,422,000585
Gross Fiduciary activities income$0922
Service charges on deposit accounts$271,000857
Trading account gains and feesNANA
Additional Noninterest Income$4,151,000508
Total noninterest expense$10,476,000619
Salaries and employee benefits$6,790,000543
Premises and equipment expense$896,000762
Additional noninterest expense$2,790,000676
Pre-tax net operating income$5,895,000673
Securities gains (losses)$31,000782
Applicable income taxes$03,613
Income before extraordinary items$5,926,000574
Extraordinary gains, net$03
Net income$5,926,000574
Minority interest net income$055
Net income of bank and minority interests.$5,926,000574
Net charge-offs$-19,0004,315
Cash dividends$1,155,000678
Sale, conversion, retirement of capital stock, net$0482
Net operating income$5,895,000568
2020-12-31 (YTD Data)Rank
Total interest income$57,420,000591
Total interest expense$9,873,000512
Net interest income$47,547,000618
Provision for loan and lease losses$4,605,000600
Total noninterest income$13,623,000653
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,153,000833
Trading account gains and feesNANA
Additional Noninterest Income$12,470,000561
Total noninterest expense$38,287,000652
Salaries and employee benefits$24,299,000586
Premises and equipment expense$3,574,000729
Additional noninterest expense$10,414,000716
Pre-tax net operating income$18,278,000638
Securities gains (losses)$-11,0004,833
Applicable income taxes$03,697
Income before extraordinary items$18,267,000560
Extraordinary gains, net$04
Net income$18,267,000560
Minority interest net income$072
Net income of bank and minority interests.$18,267,000560
Net charge-offs$4,0003,213
Cash dividends$11,676,000405
Sale, conversion, retirement of capital stock, net$0566
Net operating income$18,278,000544
2020-09-30 (YTD Data)Rank
Total interest income$39,827,000643
Total interest expense$7,928,000511
Net interest income$31,899,000678
Provision for loan and lease losses$4,380,000547
Total noninterest income$13,498,000511
Gross Fiduciary activities income$0981
Service charges on deposit accounts$864,000830
Trading account gains and feesNANA
Additional Noninterest Income$12,634,000432
Total noninterest expense$28,383,000649
Salaries and employee benefits$18,069,000577
Premises and equipment expense$2,712,000708
Additional noninterest expense$7,602,000719
Pre-tax net operating income$12,634,000651
Securities gains (losses)$-11,0004,802
Applicable income taxes$03,696
Income before extraordinary items$12,623,000568
Extraordinary gains, net$04
Net income$12,623,000568
Minority interest net income$065
Net income of bank and minority interests.$12,623,000568
Net charge-offs$-39,0004,594
Cash dividends$10,656,000341
Sale, conversion, retirement of capital stock, net$0532
Net operating income$12,634,000544
2020-06-30 (YTD Data)Rank
Total interest income$26,330,000649
Total interest expense$5,508,000533
Net interest income$20,822,000681
Provision for loan and lease losses$4,155,000450
Total noninterest income$9,470,000468
Gross Fiduciary activities income$0970
Service charges on deposit accounts$610,000796
Trading account gains and feesNANA
Additional Noninterest Income$8,860,000384
Total noninterest expense$18,637,000655
Salaries and employee benefits$11,797,000577
Premises and equipment expense$1,788,000723
Additional noninterest expense$5,052,000712
Pre-tax net operating income$7,500,000657
Securities gains (losses)$48,0001,308
Applicable income taxes$03,655
Income before extraordinary items$7,548,000575
Extraordinary gains, net$04
Net income$7,548,000574
Minority interest net income$065
Net income of bank and minority interests.$7,548,000575
Net charge-offs$-43,0004,708
Cash dividends$5,051,000425
Sale, conversion, retirement of capital stock, net$0504
Net operating income$7,500,000553
2020-03-31 (YTD Data)Rank
Total interest income$13,403,000639
Total interest expense$2,879,000571
Net interest income$10,524,000664
Provision for loan and lease losses$225,0001,360
Total noninterest income$2,048,000803
Gross Fiduciary activities income$0941
Service charges on deposit accounts$396,000751
Trading account gains and feesNANA
Additional Noninterest Income$1,652,000685
Total noninterest expense$8,687,000700
Salaries and employee benefits$5,378,000645
Premises and equipment expense$911,000708
Additional noninterest expense$2,398,000750
Pre-tax net operating income$3,660,000613
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$3,660,000537
Extraordinary gains, net$04
Net income$3,660,000538
Minority interest net income$056
Net income of bank and minority interests.$3,660,000537
Net charge-offs$-34,0004,789
Cash dividends$3,621,000363
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,660,000521
2019-12-31 (YTD Data)Rank
Total interest income$53,036,000643
Total interest expense$11,272,000621
Net interest income$41,764,000665
Provision for loan and lease losses$25,0003,652
Total noninterest income$10,427,000674
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,832,000681
Trading account gains and feesNANA
Additional Noninterest Income$8,595,000575
Total noninterest expense$33,098,000712
Salaries and employee benefits$19,893,000667
Premises and equipment expense$3,691,000688
Additional noninterest expense$9,514,000739
Pre-tax net operating income$19,068,000632
Securities gains (losses)$6,0002,041
Applicable income taxes$03,859
Income before extraordinary items$19,074,000558
Extraordinary gains, net$011
Net income$19,074,000559
Minority interest net income$076
Net income of bank and minority interests.$19,074,000559
Net charge-offs$-349,0005,070
Cash dividends$13,139,000399
Sale, conversion, retirement of capital stock, net$0626
Net operating income$19,068,000548
2019-09-30 (YTD Data)Rank
Total interest income$39,450,000657
Total interest expense$8,294,000636
Net interest income$31,156,000671
Provision for loan and lease losses$25,0003,438
Total noninterest income$8,180,000652
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,368,000683
Trading account gains and feesNANA
Additional Noninterest Income$6,812,000555
Total noninterest expense$24,642,000715
Salaries and employee benefits$14,839,000673
Premises and equipment expense$2,790,000685
Additional noninterest expense$7,013,000748
Pre-tax net operating income$14,669,000631
Securities gains (losses)$6,0001,791
Applicable income taxes$03,902
Income before extraordinary items$14,675,000560
Extraordinary gains, net$011
Net income$14,675,000557
Minority interest net income$072
Net income of bank and minority interests.$14,675,000560
Net charge-offs$-189,0005,069
Cash dividends$11,544,000336
Sale, conversion, retirement of capital stock, net$0590
Net operating income$14,669,000550
2019-06-30 (YTD Data)Rank
Total interest income$25,812,000668
Total interest expense$5,296,000651
Net interest income$20,516,000681
Provision for loan and lease losses$03,685
Total noninterest income$5,880,000610
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$897,000694
Trading account gains and feesNANA
Additional Noninterest Income$4,983,000515
Total noninterest expense$16,413,000717
Salaries and employee benefits$9,841,000670
Premises and equipment expense$1,851,000693
Additional noninterest expense$4,721,000748
Pre-tax net operating income$9,983,000601
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$9,983,000534
Extraordinary gains, net$011
Net income$9,983,000534
Minority interest net income$069
Net income of bank and minority interests.$9,983,000534
Net charge-offs$-169,0005,142
Cash dividends$7,650,000322
Sale, conversion, retirement of capital stock, net$0573
Net operating income$9,983,000521
2019-03-31 (YTD Data)Rank
Total interest income$12,626,000674
Total interest expense$2,476,000678
Net interest income$10,150,000684
Provision for loan and lease losses$03,406
Total noninterest income$3,748,000505
Gross Fiduciary activities income$0972
Service charges on deposit accounts$446,000686
Trading account gains and feesNANA
Additional Noninterest Income$3,302,000401
Total noninterest expense$8,105,000722
Salaries and employee benefits$4,845,000680
Premises and equipment expense$931,000696
Additional noninterest expense$2,329,000743
Pre-tax net operating income$5,793,000529
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$5,793,000466
Extraordinary gains, net$05
Net income$5,793,000465
Minority interest net income$052
Net income of bank and minority interests.$5,793,000466
Net charge-offs$-43,0005,037
Cash dividends$3,920,000322
Sale, conversion, retirement of capital stock, net$0529
Net operating income$5,793,000457
2018-12-31 (YTD Data)Rank
Total interest income$48,424,000667
Total interest expense$8,025,000634
Net interest income$40,399,000676
Provision for loan and lease losses$300,0001,959
Total noninterest income$8,727,000754
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,868,000687
Trading account gains and feesNANA
Additional Noninterest Income$6,859,000660
Total noninterest expense$32,647,000699
Salaries and employee benefits$18,895,000671
Premises and equipment expense$3,933,000638
Additional noninterest expense$9,819,000718
Pre-tax net operating income$16,179,000703
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$16,179,000607
Extraordinary gains, net$06
Net income$16,179,000605
Minority interest net income$072
Net income of bank and minority interests.$16,179,000606
Net charge-offs$181,0001,716
Cash dividends$9,345,000449
Sale, conversion, retirement of capital stock, net$0671
Net operating income$16,179,000610
2018-09-30 (YTD Data)Rank
Total interest income$35,639,000670
Total interest expense$5,692,000628
Net interest income$29,947,000677
Provision for loan and lease losses$150,0002,253
Total noninterest income$6,246,000794
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,399,000678
Trading account gains and feesNANA
Additional Noninterest Income$4,847,000697
Total noninterest expense$24,273,000700
Salaries and employee benefits$14,061,000679
Premises and equipment expense$2,942,000642
Additional noninterest expense$7,270,000707
Pre-tax net operating income$11,770,000723
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$11,770,000625
Extraordinary gains, net$05
Net income$11,770,000623
Minority interest net income$066
Net income of bank and minority interests.$11,770,000624
Net charge-offs$18,0002,750
Cash dividends$6,630,000436
Sale, conversion, retirement of capital stock, net$0633
Net operating income$11,770,000624
2018-06-30 (YTD Data)Rank
Total interest income$23,035,000678
Total interest expense$3,551,000622
Net interest income$19,484,000689
Provision for loan and lease losses$03,782
Total noninterest income$4,170,000788
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$916,000681
Trading account gains and feesNANA
Additional Noninterest Income$3,254,000695
Total noninterest expense$16,234,000700
Salaries and employee benefits$9,425,000671
Premises and equipment expense$1,952,000655
Additional noninterest expense$4,857,000703
Pre-tax net operating income$7,420,000737
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$7,420,000645
Extraordinary gains, net$06
Net income$7,420,000642
Minority interest net income$065
Net income of bank and minority interests.$7,420,000644
Net charge-offs$-10,0004,519
Cash dividends$4,450,000432
Sale, conversion, retirement of capital stock, net$0620
Net operating income$7,420,000644
2018-03-31 (YTD Data)Rank
Total interest income$11,116,000688
Total interest expense$1,703,000608
Net interest income$9,413,000704
Provision for loan and lease losses$03,508
Total noninterest income$2,094,000759
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$467,000673
Trading account gains and feesNANA
Additional Noninterest Income$1,627,000672
Total noninterest expense$8,200,000698
Salaries and employee benefits$4,802,000668
Premises and equipment expense$995,000637
Additional noninterest expense$2,403,000699
Pre-tax net operating income$3,307,000782
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$3,307,000700
Extraordinary gains, net$07
Net income$3,307,000700
Minority interest net income$052
Net income of bank and minority interests.$3,307,000700
Net charge-offs$-362,0005,532
Cash dividends$2,655,000333
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,307,000696
2017-12-31 (YTD Data)Rank
Total interest income$42,468,000679
Total interest expense$5,996,000579
Net interest income$36,472,000697
Provision for loan and lease losses$04,227
Total noninterest income$15,084,000519
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,952,000655
Trading account gains and feesNANA
Additional Noninterest Income$13,132,000423
Total noninterest expense$37,529,000574
Salaries and employee benefits$23,530,000509
Premises and equipment expense$4,033,000611
Additional noninterest expense$9,966,000680
Pre-tax net operating income$14,027,000730
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$14,027,000555
Extraordinary gains, net$09
Net income$14,027,000555
Minority interest net income$076
Net income of bank and minority interests.$14,027,000555
Net charge-offs$283,0001,532
Cash dividends$6,446,000534
Sale, conversion, retirement of capital stock, net$0711
Net operating income$14,027,000548
2017-09-30 (YTD Data)Rank
Total interest income$30,944,000695
Total interest expense$4,357,000591
Net interest income$26,587,000716
Provision for loan and lease losses$04,088
Total noninterest income$11,907,000509
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,446,000667
Trading account gains and feesNANA
Additional Noninterest Income$10,461,000409
Total noninterest expense$28,511,000572
Salaries and employee benefits$18,031,000500
Premises and equipment expense$2,984,000629
Additional noninterest expense$7,496,000674
Pre-tax net operating income$9,983,000769
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$9,983,000626
Extraordinary gains, net$09
Net income$9,983,000626
Minority interest net income$071
Net income of bank and minority interests.$9,983,000626
Net charge-offs$175,0001,503
Cash dividends$4,366,000561
Sale, conversion, retirement of capital stock, net$0677
Net operating income$9,983,000618
2017-06-30 (YTD Data)Rank
Total interest income$19,614,000724
Total interest expense$2,621,000627
Net interest income$16,993,000739
Provision for loan and lease losses$03,871
Total noninterest income$8,098,000498
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$924,000682
Trading account gains and feesNANA
Additional Noninterest Income$7,174,000402
Total noninterest expense$19,114,000574
Salaries and employee benefits$12,193,000490
Premises and equipment expense$1,992,000624
Additional noninterest expense$4,929,000690
Pre-tax net operating income$5,977,000844
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$5,977,000679
Extraordinary gains, net$011
Net income$5,977,000679
Minority interest net income$071
Net income of bank and minority interests.$5,977,000679
Net charge-offs$66,0001,800
Cash dividends$3,031,000532
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,977,000666
2017-03-31 (YTD Data)Rank
Total interest income$9,489,000739
Total interest expense$1,170,000668
Net interest income$8,319,000747
Provision for loan and lease losses$03,537
Total noninterest income$3,299,000562
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$450,000700
Trading account gains and feesNANA
Additional Noninterest Income$2,849,000466
Total noninterest expense$9,359,000593
Salaries and employee benefits$5,810,000527
Premises and equipment expense$969,000650
Additional noninterest expense$2,580,000656
Pre-tax net operating income$2,259,0001,057
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$2,259,000841
Extraordinary gains, net$08
Net income$2,259,000842
Minority interest net income$055
Net income of bank and minority interests.$2,259,000841
Net charge-offs$-230,0005,739
Cash dividends$1,653,000472
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,259,000830
2016-12-31 (YTD Data)Rank
Total interest income$37,899,000710
Total interest expense$4,556,000649
Net interest income$33,343,000714
Provision for loan and lease losses$1,275,000737
Total noninterest income$16,013,000492
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,145,000603
Trading account gains and fees$0170
Additional Noninterest Income$13,868,000408
Total noninterest expense$36,486,000596
Salaries and employee benefits$22,312,000531
Premises and equipment expense$4,151,000598
Additional noninterest expense$10,023,000683
Pre-tax net operating income$11,595,000813
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$11,595,000673
Extraordinary gains, net$05
Net income$11,595,000672
Minority interest net income$082
Net income of bank and minority interests.$11,595,000672
Net charge-offs$-853,0005,849
Cash dividends$8,261,000450
Sale, conversion, retirement of capital stock, net$0759
Net operating income$11,595,000658
2016-09-30 (YTD Data)Rank
Total interest income$28,052,000716
Total interest expense$3,298,000673
Net interest income$24,754,000712
Provision for loan and lease losses$1,275,000582
Total noninterest income$11,800,000497
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,628,000600
Trading account gains and fees$0169
Additional Noninterest Income$10,172,000412
Total noninterest expense$26,893,000605
Salaries and employee benefits$16,425,000540
Premises and equipment expense$3,132,000593
Additional noninterest expense$7,336,000696
Pre-tax net operating income$8,386,000839
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$8,386,000693
Extraordinary gains, net$05
Net income$8,386,000693
Minority interest net income$071
Net income of bank and minority interests.$8,386,000693
Net charge-offs$-122,0005,623
Cash dividends$6,920,000391
Sale, conversion, retirement of capital stock, net$0719
Net operating income$8,386,000675
2016-06-30 (YTD Data)Rank
Total interest income$18,115,000741
Total interest expense$2,018,000719
Net interest income$16,097,000733
Provision for loan and lease losses$1,025,000498
Total noninterest income$7,898,000488
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,107,000580
Trading account gains and fees$0157
Additional Noninterest Income$6,791,000401
Total noninterest expense$17,880,000606
Salaries and employee benefits$10,887,000542
Premises and equipment expense$2,115,000585
Additional noninterest expense$4,878,000705
Pre-tax net operating income$5,090,000920
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$5,090,000744
Extraordinary gains, net$016
Net income$5,090,000742
Minority interest net income$071
Net income of bank and minority interests.$5,090,000743
Net charge-offs$-29,0005,343
Cash dividends$5,286,000350
Sale, conversion, retirement of capital stock, net$0705
Net operating income$5,090,000722
2016-03-31 (YTD Data)Rank
Total interest income$8,941,000748
Total interest expense$912,000791
Net interest income$8,029,000736
Provision for loan and lease losses$375,000570
Total noninterest income$3,562,000512
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$553,000577
Trading account gains and fees$0142
Additional Noninterest Income$3,009,000417
Total noninterest expense$8,835,000611
Salaries and employee benefits$5,310,000552
Premises and equipment expense$1,053,000600
Additional noninterest expense$2,472,000685
Pre-tax net operating income$2,381,000942
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$2,381,000774
Extraordinary gains, net$012
Net income$2,381,000773
Minority interest net income$062
Net income of bank and minority interests.$2,381,000774
Net charge-offs$-14,0005,335
Cash dividends$3,541,000277
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,381,000748
2015-12-31 (YTD Data)Rank
Total interest income$34,479,000733
Total interest expense$3,700,000757
Net interest income$30,779,000729
Provision for loan and lease losses$1,705,000518
Total noninterest income$12,948,000557
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,347,000561
Trading account gains and fees$0159
Additional Noninterest Income$10,601,000469
Total noninterest expense$33,315,000625
Salaries and employee benefits$19,142,000586
Premises and equipment expense$4,386,000563
Additional noninterest expense$9,787,000689
Pre-tax net operating income$8,707,0001,004
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$8,707,000829
Extraordinary gains, net$023
Net income$8,707,000829
Minority interest net income$081
Net income of bank and minority interests.$8,707,000829
Net charge-offs$1,239,000575
Cash dividends$4,245,000750
Sale, conversion, retirement of capital stock, net$0804
Net operating income$8,707,000811
2015-09-30 (YTD Data)Rank
Total interest income$27,345,000708
Total interest expense$2,725,000777
Net interest income$24,620,000700
Provision for loan and lease losses$1,450,000427
Total noninterest income$9,896,000559
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,753,000569
Trading account gains and fees$0153
Additional Noninterest Income$8,143,000474
Total noninterest expense$27,132,000591
Salaries and employee benefits$16,002,000536
Premises and equipment expense$3,376,000561
Additional noninterest expense$7,754,000655
Pre-tax net operating income$5,934,0001,100
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$5,934,000902
Extraordinary gains, net$021
Net income$5,934,000903
Minority interest net income$078
Net income of bank and minority interests.$5,934,000902
Net charge-offs$1,202,000425
Cash dividends$3,563,000632
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,934,000876
2015-06-30 (YTD Data)Rank
Total interest income$17,747,000723
Total interest expense$1,636,000869
Net interest income$16,111,000712
Provision for loan and lease losses$1,060,000407
Total noninterest income$6,165,000598
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,155,000563
Trading account gains and fees$0157
Additional Noninterest Income$5,010,000510
Total noninterest expense$17,876,000595
Salaries and employee benefits$10,611,000538
Premises and equipment expense$2,220,000572
Additional noninterest expense$5,045,000672
Pre-tax net operating income$3,340,0001,265
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$3,340,0001,055
Extraordinary gains, net$022
Net income$3,340,0001,055
Minority interest net income$075
Net income of bank and minority interests.$3,340,0001,056
Net charge-offs$1,498,000266
Cash dividends$2,535,000584
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,340,0001,030
2015-03-31 (YTD Data)Rank
Total interest income$8,782,000731
Total interest expense$741,000976
Net interest income$8,041,000709
Provision for loan and lease losses$520,000406
Total noninterest income$2,360,000689
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$554,000574
Trading account gains and fees$0152
Additional Noninterest Income$1,806,000620
Total noninterest expense$8,611,000619
Salaries and employee benefits$5,069,000567
Premises and equipment expense$1,104,000576
Additional noninterest expense$2,438,000680
Pre-tax net operating income$1,270,0001,531
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$1,270,0001,301
Extraordinary gains, net$013
Net income$1,270,0001,302
Minority interest net income$064
Net income of bank and minority interests.$1,270,0001,303
Net charge-offs$1,144,000195
Cash dividends$1,756,000412
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,270,0001,263
2014-12-31 (YTD Data)Rank
Total interest income$35,339,000713
Total interest expense$3,410,000873
Net interest income$31,929,000695
Provision for loan and lease losses$285,0002,062
Total noninterest income$11,273,000591
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,423,000569
Trading account gains and fees$0180
Additional Noninterest Income$8,850,000500
Total noninterest expense$35,911,000570
Salaries and employee benefits$20,345,000530
Premises and equipment expense$4,768,000524
Additional noninterest expense$10,798,000620
Pre-tax net operating income$7,006,0001,153
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$7,006,000951
Extraordinary gains, net$017
Net income$7,006,000950
Minority interest net income$084
Net income of bank and minority interests.$7,006,000950
Net charge-offs$1,211,000768
Cash dividends$3,670,000783
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,006,000922
2014-09-30 (YTD Data)Rank
Total interest income$26,347,000719
Total interest expense$2,610,000869
Net interest income$23,737,000693
Provision for loan and lease losses$85,0003,003
Total noninterest income$7,723,000629
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,797,000571
Trading account gains and fees$0174
Additional Noninterest Income$5,926,000542
Total noninterest expense$27,113,000567
Salaries and employee benefits$15,267,000532
Premises and equipment expense$3,662,000515
Additional noninterest expense$8,184,000607
Pre-tax net operating income$4,262,0001,387
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$4,262,0001,169
Extraordinary gains, net$015
Net income$4,262,0001,166
Minority interest net income$081
Net income of bank and minority interests.$4,262,0001,168
Net charge-offs$1,326,000535
Cash dividends$2,534,000772
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,262,0001,145
2014-06-30 (YTD Data)Rank
Total interest income$17,597,000705
Total interest expense$1,769,000852
Net interest income$15,828,000687
Provision for loan and lease losses$85,0002,530
Total noninterest income$4,711,000661
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,161,000571
Trading account gains and fees$0172
Additional Noninterest Income$3,550,000578
Total noninterest expense$17,963,000566
Salaries and employee benefits$10,112,000535
Premises and equipment expense$2,461,000511
Additional noninterest expense$5,390,000608
Pre-tax net operating income$2,491,0001,502
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$2,491,0001,270
Extraordinary gains, net$020
Net income$2,491,0001,270
Minority interest net income$080
Net income of bank and minority interests.$2,491,0001,271
Net charge-offs$1,899,000299
Cash dividends$1,405,000881
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,491,0001,246
2014-03-31 (YTD Data)Rank
Total interest income$8,635,000728
Total interest expense$816,000936
Net interest income$7,819,000701
Provision for loan and lease losses$03,817
Total noninterest income$2,552,000605
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$573,000573
Trading account gains and fees$0147
Additional Noninterest Income$1,979,000513
Total noninterest expense$9,153,000559
Salaries and employee benefits$4,949,000548
Premises and equipment expense$1,237,000511
Additional noninterest expense$2,967,000568
Pre-tax net operating income$1,218,0001,494
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$1,218,0001,241
Extraordinary gains, net$016
Net income$1,218,0001,242
Minority interest net income$066
Net income of bank and minority interests.$1,218,0001,242
Net charge-offs$1,391,000229
Cash dividends$1,405,000460
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,218,0001,217
2013-12-31 (YTD Data)Rank
Total interest income$34,352,000724
Total interest expense$3,966,000855
Net interest income$30,386,000703
Provision for loan and lease losses$1,165,000977
Total noninterest income$11,205,000609
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,218,000627
Trading account gains and fees$0184
Additional Noninterest Income$8,987,000514
Total noninterest expense$38,995,000533
Salaries and employee benefits$20,449,000535
Premises and equipment expense$4,966,000496
Additional noninterest expense$13,580,000521
Pre-tax net operating income$1,431,0003,496
Securities gains (losses)$1,899,000136
Applicable income taxes$04,631
Income before extraordinary items$3,330,0001,739
Extraordinary gains, net$029
Net income$3,330,0001,743
Minority interest net income$090
Net income of bank and minority interests.$3,330,0001,743
Net charge-offs$2,262,000681
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,431,0003,182
2013-09-30 (YTD Data)Rank
Total interest income$25,473,000736
Total interest expense$3,131,000836
Net interest income$22,342,000717
Provision for loan and lease losses$1,165,000789
Total noninterest income$8,364,000629
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,543,000671
Trading account gains and fees$0180
Additional Noninterest Income$6,821,000528
Total noninterest expense$29,847,000527
Salaries and employee benefits$15,516,000529
Premises and equipment expense$3,758,000492
Additional noninterest expense$10,573,000499
Pre-tax net operating income$-306,0006,541
Securities gains (losses)$1,899,000123
Applicable income taxes$04,713
Income before extraordinary items$1,593,0002,543
Extraordinary gains, net$025
Net income$1,593,0002,547
Minority interest net income$084
Net income of bank and minority interests.$1,593,0002,547
Net charge-offs$1,321,000815
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-306,0006,557
2013-06-30 (YTD Data)Rank
Total interest income$16,774,000739
Total interest expense$2,282,000782
Net interest income$14,492,000732
Provision for loan and lease losses$840,000770
Total noninterest income$5,609,000623
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$961,000712
Trading account gains and fees$0157
Additional Noninterest Income$4,648,000530
Total noninterest expense$19,824,000526
Salaries and employee benefits$10,201,000537
Premises and equipment expense$2,537,000484
Additional noninterest expense$7,086,000498
Pre-tax net operating income$-563,0006,709
Securities gains (losses)$1,899,000104
Applicable income taxes$04,679
Income before extraordinary items$1,336,0002,124
Extraordinary gains, net$022
Net income$1,336,0002,132
Minority interest net income$082
Net income of bank and minority interests.$1,336,0002,130
Net charge-offs$1,273,000657
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-563,0006,721
2013-03-31 (YTD Data)Rank
Total interest income$8,526,000733
Total interest expense$1,201,000773
Net interest income$7,325,000728
Provision for loan and lease losses$700,000531
Total noninterest income$2,317,000733
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$478,000711
Trading account gains and fees$0148
Additional Noninterest Income$1,839,000627
Total noninterest expense$9,650,000550
Salaries and employee benefits$4,952,000559
Premises and equipment expense$1,270,000492
Additional noninterest expense$3,428,000516
Pre-tax net operating income$-708,0006,909
Securities gains (losses)$1,899,00070
Applicable income taxes$04,602
Income before extraordinary items$1,191,0001,257
Extraordinary gains, net$010
Net income$1,191,0001,259
Minority interest net income$076
Net income of bank and minority interests.$1,191,0001,259
Net charge-offs$-41,0006,659
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-708,0006,904
2012-12-31 (YTD Data)Rank
Total interest income$37,859,000691
Total interest expense$8,320,000501
Net interest income$29,539,000730
Provision for loan and lease losses$05,905
Total noninterest income$7,321,000854
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,073,000687
Trading account gains and fees$0166
Additional Noninterest Income$5,248,000782
Total noninterest expense$36,077,000579
Salaries and employee benefits$17,183,000613
Premises and equipment expense$4,965,000481
Additional noninterest expense$13,929,000530
Pre-tax net operating income$783,0004,367
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$783,0004,296
Extraordinary gains, net$029
Net income$783,0004,294
Minority interest net income$093
Net income of bank and minority interests.$783,0004,296
Net charge-offs$2,656,000924
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$783,0004,133
2012-09-30 (YTD Data)Rank
Total interest income$27,678,000720
Total interest expense$6,461,000502
Net interest income$21,217,000772
Provision for loan and lease losses$05,790
Total noninterest income$5,347,000862
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,533,000700
Trading account gains and fees$0157
Additional Noninterest Income$3,814,000783
Total noninterest expense$26,165,000596
Salaries and employee benefits$12,733,000613
Premises and equipment expense$3,716,000486
Additional noninterest expense$9,716,000568
Pre-tax net operating income$399,0004,994
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$399,0004,985
Extraordinary gains, net$020
Net income$399,0004,986
Minority interest net income$086
Net income of bank and minority interests.$399,0004,986
Net charge-offs$2,377,000811
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$399,0004,805
2012-06-30 (YTD Data)Rank
Total interest income$17,838,000753
Total interest expense$4,019,000575
Net interest income$13,819,000795
Provision for loan and lease losses$05,619
Total noninterest income$3,511,000874
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,002,000707
Trading account gains and fees$0153
Additional Noninterest Income$2,509,000790
Total noninterest expense$17,210,000601
Salaries and employee benefits$8,436,000612
Premises and equipment expense$2,419,000495
Additional noninterest expense$6,355,000579
Pre-tax net operating income$120,0005,764
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$120,0005,828
Extraordinary gains, net$019
Net income$120,0005,827
Minority interest net income$084
Net income of bank and minority interests.$120,0005,827
Net charge-offs$2,194,000646
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$120,0005,649
2012-03-31 (YTD Data)Rank
Total interest income$8,886,000762
Total interest expense$2,020,000591
Net interest income$6,866,000801
Provision for loan and lease losses$05,254
Total noninterest income$1,529,000965
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$492,000713
Trading account gains and fees$0148
Additional Noninterest Income$1,037,000882
Total noninterest expense$8,337,000612
Salaries and employee benefits$4,146,000624
Premises and equipment expense$1,252,000478
Additional noninterest expense$2,939,000594
Pre-tax net operating income$58,0005,846
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$58,0005,890
Extraordinary gains, net$019
Net income$58,0005,890
Minority interest net income$078
Net income of bank and minority interests.$58,0005,890
Net charge-offs$659,000912
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$58,0005,747
2011-12-31 (YTD Data)Rank
Total interest income$35,103,000801
Total interest expense$10,619,000534
Net interest income$24,484,000893
Provision for loan and lease losses$-200,0007,285
Total noninterest income$8,656,000695
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,986,000737
Trading account gains and fees$0146
Additional Noninterest Income$6,670,000565
Total noninterest expense$34,704,000575
Salaries and employee benefits$14,662,000671
Premises and equipment expense$5,237,000478
Additional noninterest expense$14,805,000508
Pre-tax net operating income$-1,364,0006,681
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$-1,364,0006,732
Extraordinary gains, net$029
Net income$-1,364,0006,732
Minority interest net income$096
Net income of bank and minority interests.$-1,364,0006,732
Net charge-offs$7,827,000572
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-1,364,0006,700
2011-09-30 (YTD Data)Rank
Total interest income$27,112,000799
Total interest expense$8,079,000549
Net interest income$19,033,000872
Provision for loan and lease losses$-200,0007,370
Total noninterest income$6,742,000671
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,528,000725
Trading account gains and fees$0145
Additional Noninterest Income$5,214,000562
Total noninterest expense$27,042,000556
Salaries and employee benefits$12,046,000601
Premises and equipment expense$3,961,000481
Additional noninterest expense$11,035,000505
Pre-tax net operating income$-1,067,0006,813
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$-1,067,0006,879
Extraordinary gains, net$021
Net income$-1,067,0006,881
Minority interest net income$087
Net income of bank and minority interests.$-1,067,0006,880
Net charge-offs$5,226,000605
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-1,067,0006,843
2011-06-30 (YTD Data)Rank
Total interest income$17,680,000821
Total interest expense$5,087,000610
Net interest income$12,593,000881
Provision for loan and lease losses$-500,0007,472
Total noninterest income$5,098,000612
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,166,000631
Trading account gains and fees$0153
Additional Noninterest Income$3,932,000520
Total noninterest expense$18,268,000560
Salaries and employee benefits$8,012,000609
Premises and equipment expense$2,661,000491
Additional noninterest expense$7,595,000496
Pre-tax net operating income$-77,0006,382
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$-77,0006,476
Extraordinary gains, net$015
Net income$-77,0006,476
Minority interest net income$089
Net income of bank and minority interests.$-77,0006,476
Net charge-offs$4,740,000489
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-77,0006,429
2011-03-31 (YTD Data)Rank
Total interest income$8,874,000826
Total interest expense$2,568,000632
Net interest income$6,306,000875
Provision for loan and lease losses$500,0001,414
Total noninterest income$3,412,000493
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$524,000684
Trading account gains and fees$0158
Additional Noninterest Income$2,888,000387
Total noninterest expense$8,788,000577
Salaries and employee benefits$4,034,000613
Premises and equipment expense$1,327,000497
Additional noninterest expense$3,427,000534
Pre-tax net operating income$430,0002,829
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$430,0002,517
Extraordinary gains, net$09
Net income$430,0002,516
Minority interest net income$086
Net income of bank and minority interests.$430,0002,517
Net charge-offs$1,838,000570
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$430,0002,468
2010-12-31 (YTD Data)Rank
Total interest income$44,446,000679
Total interest expense$14,318,000552
Net interest income$30,128,000728
Provision for loan and lease losses$6,986,000874
Total noninterest income$6,976,000835
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,683,000559
Trading account gains and fees$0175
Additional Noninterest Income$4,293,000827
Total noninterest expense$42,880,000489
Salaries and employee benefits$17,897,000545
Premises and equipment expense$5,229,000493
Additional noninterest expense$19,754,000408
Pre-tax net operating income$-12,762,0007,418
Securities gains (losses)$4,019,000128
Applicable income taxes$04,655
Income before extraordinary items$-8,743,0007,345
Extraordinary gains, net$029
Net income$-8,743,0007,345
Minority interest net income$0111
Net income of bank and minority interests.$-8,743,0007,345
Net charge-offs$10,123,000608
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-12,762,0007,431
2010-09-30 (YTD Data)Rank
Total interest income$35,214,000633
Total interest expense$11,002,000557
Net interest income$24,212,000658
Provision for loan and lease losses$5,096,000865
Total noninterest income$5,164,000823
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$2,104,000546
Trading account gains and fees$0165
Additional Noninterest Income$3,060,000817
Total noninterest expense$31,692,000484
Salaries and employee benefits$14,596,000496
Premises and equipment expense$3,953,000490
Additional noninterest expense$13,143,000436
Pre-tax net operating income$-7,412,0007,486
Securities gains (losses)$4,019,00099
Applicable income taxes$04,726
Income before extraordinary items$-3,393,0007,315
Extraordinary gains, net$023
Net income$-3,393,0007,314
Minority interest net income$0110
Net income of bank and minority interests.$-3,393,0007,315
Net charge-offs$7,869,000561
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-7,412,0007,507
2010-06-30 (YTD Data)Rank
Total interest income$23,575,000640
Total interest expense$7,107,000595
Net interest income$16,468,000649
Provision for loan and lease losses$10,732,000342
Total noninterest income$3,412,000808
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,429,000539
Trading account gains and fees$0152
Additional Noninterest Income$1,983,000808
Total noninterest expense$20,760,000489
Salaries and employee benefits$9,793,000490
Premises and equipment expense$2,638,000488
Additional noninterest expense$8,329,000449
Pre-tax net operating income$-11,612,0007,703
Securities gains (losses)$765,000330
Applicable income taxes$04,691
Income before extraordinary items$-10,847,0007,701
Extraordinary gains, net$019
Net income$-10,847,0007,701
Minority interest net income$0105
Net income of bank and minority interests.$-10,847,0007,701
Net charge-offs$6,616,000459
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-11,612,0007,705
2010-03-31 (YTD Data)Rank
Total interest income$12,014,000643
Total interest expense$3,624,000628
Net interest income$8,390,000647
Provision for loan and lease losses$933,0001,223
Total noninterest income$1,519,000875
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$704,000541
Trading account gains and fees$0175
Additional Noninterest Income$815,000918
Total noninterest expense$9,322,000546
Salaries and employee benefits$4,899,000498
Premises and equipment expense$1,289,000511
Additional noninterest expense$3,134,000585
Pre-tax net operating income$-346,0007,034
Securities gains (losses)$406,000298
Applicable income taxes$04,611
Income before extraordinary items$60,0005,539
Extraordinary gains, net$016
Net income$60,0005,541
Minority interest net income$091
Net income of bank and minority interests.$60,0005,540
Net charge-offs$540,0001,523
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-346,0007,094
2009-12-31 (YTD Data)Rank
Total interest income$49,073,000671
Total interest expense$17,984,000634
Net interest income$31,089,000691
Provision for loan and lease losses$20,232,000491
Total noninterest income$6,146,000930
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,348,000716
Trading account gains and fees$0211
Additional Noninterest Income$3,798,000887
Total noninterest expense$42,591,000510
Salaries and employee benefits$16,245,000582
Premises and equipment expense$5,191,000511
Additional noninterest expense$21,155,000422
Pre-tax net operating income$-25,588,0007,770
Securities gains (losses)$252,0001,375
Applicable income taxes$04,388
Income before extraordinary items$-25,336,0007,784
Extraordinary gains, net$034
Net income$-25,336,0007,781
Minority interest net income$0115
Net income of bank and minority interests.$-25,336,0007,783
Net charge-offs$7,599,000841
Cash dividends$1,587,0001,140
Sale, conversion, retirement of capital stock, net$16,000,00056
Net operating income$-25,588,0007,790
2009-09-30 (YTD Data)Rank
Total interest income$36,962,000680
Total interest expense$13,880,000657
Net interest income$23,082,000695
Provision for loan and lease losses$5,320,000998
Total noninterest income$4,671,000935
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,755,000714
Trading account gains and fees$0212
Additional Noninterest Income$2,916,000873
Total noninterest expense$26,373,000603
Salaries and employee benefits$12,265,000595
Premises and equipment expense$3,743,000546
Additional noninterest expense$10,365,000567
Pre-tax net operating income$-3,940,0007,405
Securities gains (losses)$727,000520
Applicable income taxes$04,592
Income before extraordinary items$-3,213,0007,403
Extraordinary gains, net$027
Net income$-3,213,0007,403
Minority interest net income$0118
Net income of bank and minority interests.$-3,213,0007,403
Net charge-offs$3,727,0001,030
Cash dividends$1,587,000802
Sale, conversion, retirement of capital stock, net$16,000,00046
Net operating income$-3,940,0007,489
2009-06-30 (YTD Data)Rank
Total interest income$23,525,000737
Total interest expense$9,293,000697
Net interest income$14,232,000752
Provision for loan and lease losses$3,025,0001,080
Total noninterest income$3,051,000951
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,414,000589
Trading account gains and fees$0193
Additional Noninterest Income$1,637,0001,030
Total noninterest expense$17,192,000624
Salaries and employee benefits$8,400,000591
Premises and equipment expense$2,423,000570
Additional noninterest expense$6,369,000618
Pre-tax net operating income$-2,934,0007,558
Securities gains (losses)$713,000383
Applicable income taxes$04,657
Income before extraordinary items$-2,221,0007,519
Extraordinary gains, net$021
Net income$-2,221,0007,518
Minority interest net income$0112
Net income of bank and minority interests.$-2,221,0007,518
Net charge-offs$2,270,0001,047
Cash dividends$1,587,000564
Sale, conversion, retirement of capital stock, net$16,000,00031
Net operating income$-2,934,0007,641
2009-03-31 (YTD Data)Rank
Total interest income$11,418,000765
Total interest expense$4,684,000714
Net interest income$6,734,000802
Provision for loan and lease losses$1,691,000844
Total noninterest income$1,477,000950
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$598,000675
Trading account gains and fees$0171
Additional Noninterest Income$879,000934
Total noninterest expense$8,264,000621
Salaries and employee benefits$4,244,000583
Premises and equipment expense$1,139,000618
Additional noninterest expense$2,881,000596
Pre-tax net operating income$-1,744,0007,785
Securities gains (losses)$713,000247
Applicable income taxes$04,835
Income before extraordinary items$-1,031,0007,709
Extraordinary gains, net$015
Net income$-1,031,0007,712
Minority interest net income$0102
Net income of bank and minority interests.$-1,031,0007,711
Net charge-offs$1,070,000921
Cash dividends$1,587,000272
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-1,744,0007,863
2008-12-31 (YTD Data)Rank
Total interest income$53,975,000694
Total interest expense$21,025,000749
Net interest income$32,950,000657
Provision for loan and lease losses$2,866,0001,438
Total noninterest income$5,476,000979
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,408,000719
Trading account gains and fees$-1,163,0008,248
Additional Noninterest Income$4,231,000744
Total noninterest expense$31,692,000632
Salaries and employee benefits$12,481,000793
Premises and equipment expense$4,356,000640
Additional noninterest expense$14,855,000484
Pre-tax net operating income$3,868,0001,410
Securities gains (losses)$2,556,000108
Applicable income taxes$04,979
Income before extraordinary items$6,424,000620
Extraordinary gains, net$039
Net income$6,424,000620
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,792,0001,056
Cash dividends$6,331,000452
Sale, conversion, retirement of capital stock, net$1,800,000339
Net operating income$3,868,0001,146
2008-09-30 (YTD Data)Rank
Total interest income$32,286,000902
Total interest expense$12,414,0001,004
Net interest income$19,872,000823
Provision for loan and lease losses$1,215,0001,641
Total noninterest income$2,744,0001,404
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,213,0001,121
Trading account gains and fees$-1,163,0008,332
Additional Noninterest Income$2,694,000882
Total noninterest expense$17,188,000856
Salaries and employee benefits$6,562,0001,154
Premises and equipment expense$2,342,000884
Additional noninterest expense$8,284,000591
Pre-tax net operating income$4,213,0001,200
Securities gains (losses)$738,000231
Applicable income taxes$05,372
Income before extraordinary items$4,951,000737
Extraordinary gains, net$031
Net income$4,951,000735
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,175,0001,172
Cash dividends$3,873,000587
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,213,000930
2008-06-30 (YTD Data)Rank
Total interest income$20,936,000935
Total interest expense$8,173,0001,069
Net interest income$12,763,000854
Provision for loan and lease losses$810,0001,406
Total noninterest income$1,567,0001,592
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$782,0001,139
Trading account gains and fees$-1,423,0008,415
Additional Noninterest Income$2,208,000788
Total noninterest expense$11,662,000835
Salaries and employee benefits$4,946,0001,042
Premises and equipment expense$1,598,000865
Additional noninterest expense$5,118,000612
Pre-tax net operating income$1,858,0001,795
Securities gains (losses)$34,0001,705
Applicable income taxes$05,627
Income before extraordinary items$1,892,0001,461
Extraordinary gains, net$021
Net income$1,892,0001,462
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$552,0001,236
Cash dividends$3,841,000440
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,858,0001,448
2008-03-31 (YTD Data)Rank
Total interest income$10,607,000951
Total interest expense$4,235,0001,105
Net interest income$6,372,000847
Provision for loan and lease losses$405,0001,138
Total noninterest income$1,589,000928
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$380,0001,156
Trading account gains and fees$169,00089
Additional Noninterest Income$1,040,000839
Total noninterest expense$5,745,000831
Salaries and employee benefits$2,688,000975
Premises and equipment expense$784,000880
Additional noninterest expense$2,273,000644
Pre-tax net operating income$1,811,0001,047
Securities gains (losses)$34,0001,302
Applicable income taxes$05,622
Income before extraordinary items$1,845,000813
Extraordinary gains, net$015
Net income$1,845,000814
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$387,000841
Cash dividends$2,715,000322
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,811,000795
2007-12-31 (YTD Data)Rank
Total interest income$43,547,000967
Total interest expense$17,450,0001,133
Net interest income$26,097,000836
Provision for loan and lease losses$100,0004,892
Total noninterest income$7,156,000811
Gross Fiduciary activities income$17,0001,174
Service charges on deposit accounts$1,013,0001,746
Trading account gains and fees$0178
Additional Noninterest Income$6,126,000583
Total noninterest expense$23,088,000796
Salaries and employee benefits$10,869,000910
Premises and equipment expense$2,716,000951
Additional noninterest expense$9,503,000610
Pre-tax net operating income$10,065,000843
Securities gains (losses)$186,000460
Applicable income taxes$06,070
Income before extraordinary items$10,251,000632
Extraordinary gains, net$039
Net income$10,251,000630
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,213,000877
Cash dividends$4,501,000811
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$10,065,000635
2007-09-30 (YTD Data)Rank
Total interest income$32,155,000983
Total interest expense$12,993,0001,134
Net interest income$19,162,000854
Provision for loan and lease losses$900,000978
Total noninterest income$3,948,0001,054
Gross Fiduciary activities income$17,0001,104
Service charges on deposit accounts$696,0001,868
Trading account gains and fees$0184
Additional Noninterest Income$3,235,000786
Total noninterest expense$16,832,000815
Salaries and employee benefits$7,829,000949
Premises and equipment expense$1,969,000987
Additional noninterest expense$7,034,000600
Pre-tax net operating income$5,378,0001,268
Securities gains (losses)$192,000376
Applicable income taxes$06,220
Income before extraordinary items$5,570,000931
Extraordinary gains, net$033
Net income$5,570,000929
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$152,0002,293
Cash dividends$3,036,000848
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,378,000956
2007-06-30 (YTD Data)Rank
Total interest income$20,621,0001,042
Total interest expense$8,322,0001,193
Net interest income$12,299,000916
Provision for loan and lease losses$600,000869
Total noninterest income$2,410,0001,153
Gross Fiduciary activities income$17,0001,060
Service charges on deposit accounts$428,0001,999
Trading account gains and fees$0168
Additional Noninterest Income$1,965,000873
Total noninterest expense$11,039,000848
Salaries and employee benefits$5,056,0001,003
Premises and equipment expense$1,294,0001,010
Additional noninterest expense$4,689,000605
Pre-tax net operating income$3,070,0001,515
Securities gains (losses)$71,000477
Applicable income taxes$06,265
Income before extraordinary items$3,141,0001,141
Extraordinary gains, net$029
Net income$3,141,0001,140
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-436,0008,573
Cash dividends$2,038,000857
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,070,0001,146
2007-03-31 (YTD Data)Rank
Total interest income$10,317,0001,036
Total interest expense$4,171,0001,177
Net interest income$6,146,000910
Provision for loan and lease losses$300,000788
Total noninterest income$1,031,0001,283
Gross Fiduciary activities income$17,000991
Service charges on deposit accounts$203,0002,026
Trading account gains and fees$0195
Additional Noninterest Income$811,000986
Total noninterest expense$5,515,000841
Salaries and employee benefits$2,560,000993
Premises and equipment expense$679,000966
Additional noninterest expense$2,276,000611
Pre-tax net operating income$1,362,0001,676
Securities gains (losses)$157,000245
Applicable income taxes$06,196
Income before extraordinary items$1,519,0001,163
Extraordinary gains, net$022
Net income$1,519,0001,162
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-270,0008,597
Cash dividends$1,047,000761
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,362,0001,272
2006-12-31 (YTD Data)Rank
Total interest income$42,231,000921
Total interest expense$15,250,0001,099
Net interest income$26,981,000819
Provision for loan and lease losses$1,200,000867
Total noninterest income$5,053,0001,085
Gross Fiduciary activities income$100,000932
Service charges on deposit accounts$741,0002,261
Trading account gains and fees$0130
Additional Noninterest Income$4,212,000779
Total noninterest expense$20,492,000858
Salaries and employee benefits$9,900,000973
Premises and equipment expense$2,468,0001,014
Additional noninterest expense$8,124,000672
Pre-tax net operating income$10,342,000949
Securities gains (losses)$556,000237
Applicable income taxes$06,600
Income before extraordinary items$10,898,000685
Extraordinary gains, net$051
Net income$10,898,000684
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,816,000161
Cash dividends$4,656,000755
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$10,342,000706
2006-09-30 (YTD Data)Rank
Total interest income$31,084,000944
Total interest expense$10,719,0001,144
Net interest income$20,365,000832
Provision for loan and lease losses$900,000830
Total noninterest income$3,622,0001,129
Gross Fiduciary activities income$90,000895
Service charges on deposit accounts$535,0002,348
Trading account gains and fees$0126
Additional Noninterest Income$2,997,000818
Total noninterest expense$15,044,000894
Salaries and employee benefits$7,279,0001,006
Premises and equipment expense$1,811,0001,050
Additional noninterest expense$5,954,000700
Pre-tax net operating income$8,043,000961
Securities gains (losses)$-134,0008,475
Applicable income taxes$06,687
Income before extraordinary items$7,909,000736
Extraordinary gains, net$045
Net income$7,909,000735
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,199,000154
Cash dividends$2,466,000975
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$8,043,000722
2006-06-30 (YTD Data)Rank
Total interest income$19,874,000958
Total interest expense$6,522,0001,193
Net interest income$13,352,000848
Provision for loan and lease losses$600,000813
Total noninterest income$2,415,0001,140
Gross Fiduciary activities income$67,000887
Service charges on deposit accounts$357,0002,314
Trading account gains and fees$0126
Additional Noninterest Income$1,991,000823
Total noninterest expense$10,106,000883
Salaries and employee benefits$4,948,000992
Premises and equipment expense$1,198,0001,064
Additional noninterest expense$3,960,000700
Pre-tax net operating income$5,061,0001,011
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$5,061,000772
Extraordinary gains, net$039
Net income$5,061,000772
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,498,000154
Cash dividends$1,640,000973
Sale, conversion, retirement of capital stock, net$0887
Net operating income$5,061,000756
2006-03-31 (YTD Data)Rank
Total interest income$9,756,000958
Total interest expense$3,185,0001,157
Net interest income$6,571,000860
Provision for loan and lease losses$300,000761
Total noninterest income$1,223,0001,105
Gross Fiduciary activities income$37,000877
Service charges on deposit accounts$169,0002,357
Trading account gains and fees$0115
Additional Noninterest Income$1,017,000795
Total noninterest expense$4,914,000912
Salaries and employee benefits$2,554,000960
Premises and equipment expense$606,0001,052
Additional noninterest expense$1,754,000763
Pre-tax net operating income$2,580,000972
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$2,580,000743
Extraordinary gains, net$021
Net income$2,580,000742
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0001,195
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,580,000727
2005-12-31 (YTD Data)Rank
Total interest income$38,670,000842
Total interest expense$14,049,000809
Net interest income$24,621,000873
Provision for loan and lease losses$11,140,000127
Total noninterest income$5,572,0001,003
Gross Fiduciary activities income$79,000986
Service charges on deposit accounts$1,243,0001,403
Trading account gains and fees$0138
Additional Noninterest Income$4,250,000764
Total noninterest expense$19,645,000862
Salaries and employee benefits$9,877,000922
Premises and equipment expense$2,734,000867
Additional noninterest expense$7,034,000751
Pre-tax net operating income$-592,0008,526
Securities gains (losses)$-1,659,0008,772
Applicable income taxes$06,964
Income before extraordinary items$-2,251,0008,783
Extraordinary gains, net$046
Net income$-2,251,0008,783
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,628,000226
Cash dividends$7,795,000462
Sale, conversion, retirement of capital stock, net$5,600,000283
Net operating income$-592,0008,558
2005-09-30 (YTD Data)Rank
Total interest income$29,769,000785
Total interest expense$10,204,000790
Net interest income$19,565,000809
Provision for loan and lease losses$630,0001,160
Total noninterest income$3,813,0001,080
Gross Fiduciary activities income$62,000967
Service charges on deposit accounts$1,057,0001,243
Trading account gains and fees$0126
Additional Noninterest Income$2,694,000889
Total noninterest expense$14,018,000901
Salaries and employee benefits$6,997,000976
Premises and equipment expense$2,013,000872
Additional noninterest expense$5,008,000776
Pre-tax net operating income$8,730,000847
Securities gains (losses)$-304,0008,759
Applicable income taxes$06,976
Income before extraordinary items$8,426,000661
Extraordinary gains, net$035
Net income$8,426,000661
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$193,0001,720
Cash dividends$7,795,000347
Sale, conversion, retirement of capital stock, net$0769
Net operating income$8,730,000625
2005-06-30 (YTD Data)Rank
Total interest income$18,525,000826
Total interest expense$6,192,000807
Net interest income$12,333,000851
Provision for loan and lease losses$420,0001,135
Total noninterest income$3,150,000887
Gross Fiduciary activities income$42,000962
Service charges on deposit accounts$724,0001,178
Trading account gains and fees$0116
Additional Noninterest Income$2,384,000709
Total noninterest expense$9,106,000920
Salaries and employee benefits$4,322,0001,053
Premises and equipment expense$1,387,000838
Additional noninterest expense$3,397,000769
Pre-tax net operating income$5,957,000802
Securities gains (losses)$-148,0008,745
Applicable income taxes$06,961
Income before extraordinary items$5,809,000618
Extraordinary gains, net$030
Net income$5,809,000618
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$192,0001,231
Cash dividends$6,370,000277
Sale, conversion, retirement of capital stock, net$0643
Net operating income$5,957,000593
2005-03-31 (YTD Data)Rank
Total interest income$8,961,000840
Total interest expense$3,048,000784
Net interest income$5,913,000882
Provision for loan and lease losses$210,0001,084
Total noninterest income$1,797,000778
Gross Fiduciary activities income$23,000961
Service charges on deposit accounts$351,0001,173
Trading account gains and fees$0115
Additional Noninterest Income$1,423,000608
Total noninterest expense$4,473,000932
Salaries and employee benefits$2,180,0001,032
Premises and equipment expense$705,000834
Additional noninterest expense$1,588,000796
Pre-tax net operating income$3,027,000788
Securities gains (losses)$-46,0008,776
Applicable income taxes$06,892
Income before extraordinary items$2,981,000610
Extraordinary gains, net$024
Net income$2,981,000610
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0002,934
Cash dividends$3,929,000210
Sale, conversion, retirement of capital stock, net$0491
Net operating income$3,027,000584
2004-12-31 (YTD Data)Rank
Total interest income$31,972,000872
Total interest expense$11,690,000706
Net interest income$20,282,000978
Provision for loan and lease losses$550,0001,804
Total noninterest income$9,651,000627
Gross Fiduciary activities income$88,000963
Service charges on deposit accounts$1,773,0001,000
Trading account gains and fees$0138
Additional Noninterest Income$7,790,000487
Total noninterest expense$18,213,000899
Salaries and employee benefits$8,763,000973
Premises and equipment expense$2,998,000758
Additional noninterest expense$6,452,000786
Pre-tax net operating income$11,170,000791
Securities gains (losses)$154,000970
Applicable income taxes$07,185
Income before extraordinary items$11,324,000606
Extraordinary gains, net$034
Net income$11,324,000607
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0004,645
Cash dividends$7,914,000428
Sale, conversion, retirement of capital stock, net$6,225,000193
Net operating income$11,170,000586
2004-09-30 (YTD Data)Rank
Total interest income$24,687,000832
Total interest expense$8,424,000724
Net interest income$16,263,000906
Provision for loan and lease losses$400,0001,766
Total noninterest income$7,248,000635
Gross Fiduciary activities income$43,0001,035
Service charges on deposit accounts$1,350,000983
Trading account gains and fees$0134
Additional Noninterest Income$5,855,000492
Total noninterest expense$15,373,000781
Salaries and employee benefits$8,702,000729
Premises and equipment expense$2,273,000751
Additional noninterest expense$4,398,000842
Pre-tax net operating income$7,738,000863
Securities gains (losses)$123,0001,042
Applicable income taxes$07,220
Income before extraordinary items$7,861,000651
Extraordinary gains, net$026
Net income$7,861,000652
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0004,894
Cash dividends$3,902,000566
Sale, conversion, retirement of capital stock, net$6,225,000143
Net operating income$7,738,000634
2004-06-30 (YTD Data)Rank
Total interest income$15,575,000864
Total interest expense$4,992,000786
Net interest income$10,583,000921
Provision for loan and lease losses$250,0001,820
Total noninterest income$4,912,000629
Gross Fiduciary activities income$28,0001,048
Service charges on deposit accounts$932,000929
Trading account gains and fees$0130
Additional Noninterest Income$3,952,000490
Total noninterest expense$10,032,000798
Salaries and employee benefits$5,761,000729
Premises and equipment expense$1,357,000831
Additional noninterest expense$2,914,000851
Pre-tax net operating income$5,213,000836
Securities gains (losses)$-379,0009,029
Applicable income taxes$07,214
Income before extraordinary items$4,834,000694
Extraordinary gains, net$021
Net income$4,834,000694
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0004,586
Cash dividends$2,424,000601
Sale, conversion, retirement of capital stock, net$2,000,000168
Net operating income$5,213,000613
2004-03-31 (YTD Data)Rank
Total interest income$7,746,000883
Total interest expense$2,420,000829
Net interest income$5,326,000925
Provision for loan and lease losses$150,0001,414
Total noninterest income$2,273,000657
Gross Fiduciary activities income$7,0001,141
Service charges on deposit accounts$494,000860
Trading account gains and fees$0121
Additional Noninterest Income$1,772,000522
Total noninterest expense$4,881,000832
Salaries and employee benefits$2,807,000769
Premises and equipment expense$672,000848
Additional noninterest expense$1,402,000886
Pre-tax net operating income$2,568,000842
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$2,568,000655
Extraordinary gains, net$016
Net income$2,568,000654
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0001,163
Cash dividends$635,000977
Sale, conversion, retirement of capital stock, net$2,000,00087
Net operating income$2,568,000611
2003-12-31 (YTD Data)Rank
Total interest income$32,619,000856
Total interest expense$10,863,000820
Net interest income$21,756,000894
Provision for loan and lease losses$600,0001,837
Total noninterest income$9,661,000670
Gross Fiduciary activities income$143,000887
Service charges on deposit accounts$1,787,000964
Trading account gains and fees$0160
Additional Noninterest Income$7,731,000549
Total noninterest expense$22,724,000718
Salaries and employee benefits$12,732,000667
Premises and equipment expense$2,863,000788
Additional noninterest expense$7,129,000735
Pre-tax net operating income$8,093,0001,031
Securities gains (losses)$247,0001,191
Applicable income taxes$-509,0009,093
Income before extraordinary items$8,849,000736
Extraordinary gains, net$054
Net income$8,849,000738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$315,0002,187
Cash dividends$6,432,000521
Sale, conversion, retirement of capital stock, net$1,400,000386
Net operating income$8,602,000708
2003-09-30 (YTD Data)Rank
Total interest income$23,689,000910
Total interest expense$8,265,000844
Net interest income$15,424,000948
Provision for loan and lease losses$450,0001,799
Total noninterest income$6,675,000746
Gross Fiduciary activities income$29,0001,117
Service charges on deposit accounts$1,312,0001,001
Trading account gains and fees$0153
Additional Noninterest Income$5,334,000607
Total noninterest expense$16,474,000749
Salaries and employee benefits$9,961,000663
Premises and equipment expense$2,106,000814
Additional noninterest expense$4,407,000877
Pre-tax net operating income$5,175,0001,249
Securities gains (losses)$298,000966
Applicable income taxes$-509,0009,171
Income before extraordinary items$5,982,000843
Extraordinary gains, net$040
Net income$5,982,000845
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$271,0001,827
Cash dividends$4,037,000565
Sale, conversion, retirement of capital stock, net$1,400,000279
Net operating income$5,684,000820
2003-06-30 (YTD Data)Rank
Total interest income$14,961,000971
Total interest expense$5,348,000896
Net interest income$9,613,0001,006
Provision for loan and lease losses$300,0001,769
Total noninterest income$3,531,000874
Gross Fiduciary activities income$17,0001,146
Service charges on deposit accounts$798,0001,074
Trading account gains and fees$0150
Additional Noninterest Income$2,716,000727
Total noninterest expense$11,662,000713
Salaries and employee benefits$7,167,000620
Premises and equipment expense$1,419,000803
Additional noninterest expense$3,076,000851
Pre-tax net operating income$1,182,0003,118
Securities gains (losses)$314,000782
Applicable income taxes$-1,050,0009,245
Income before extraordinary items$2,546,0001,299
Extraordinary gains, net$030
Net income$2,546,0001,299
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0002,099
Cash dividends$2,653,000584
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,232,0001,380
2003-03-31 (YTD Data)Rank
Total interest income$6,810,0001,079
Total interest expense$2,764,000889
Net interest income$4,046,0001,217
Provision for loan and lease losses$150,0001,666
Total noninterest income$1,847,000831
Gross Fiduciary activities income$14,0001,078
Service charges on deposit accounts$368,0001,121
Trading account gains and fees$0134
Additional Noninterest Income$1,465,000676
Total noninterest expense$5,801,000712
Salaries and employee benefits$3,601,000611
Premises and equipment expense$687,000843
Additional noninterest expense$1,513,000832
Pre-tax net operating income$-58,0008,906
Securities gains (losses)$314,000497
Applicable income taxes$-800,0009,292
Income before extraordinary items$1,056,0001,528
Extraordinary gains, net$021
Net income$1,056,0001,526
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,250
Cash dividends$1,100,000634
Sale, conversion, retirement of capital stock, net$0419
Net operating income$742,0001,994
2002-12-31 (YTD Data)Rank
Total interest income$29,748,0001,035
Total interest expense$13,390,000846
Net interest income$16,358,0001,183
Provision for loan and lease losses$1,880,000786
Total noninterest income$10,455,000611
Gross Fiduciary activities income$116,000964
Service charges on deposit accounts$1,440,0001,123
Trading account gains and fees$0153
Additional Noninterest Income$8,899,000464
Total noninterest expense$19,136,000823
Salaries and employee benefits$10,466,000777
Premises and equipment expense$2,715,000810
Additional noninterest expense$5,955,000837
Pre-tax net operating income$5,797,0001,441
Securities gains (losses)$04,537
Applicable income taxes$1,329,0001,817
Income before extraordinary items$4,468,0001,391
Extraordinary gains, net$070
Net income$4,468,0001,389
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$938,0001,030
Cash dividends$2,004,0001,294
Sale, conversion, retirement of capital stock, net$1,746,000316
Net operating income$4,468,0001,343
2001-12-31 (YTD Data)Rank
Total interest income$30,874,0001,106
Total interest expense$15,658,0001,036
Net interest income$15,216,0001,162
Provision for loan and lease losses$1,815,000763
Total noninterest income$8,316,000682
Gross Fiduciary activities income$20,0001,302
Service charges on deposit accounts$1,100,0001,365
Trading account gains and fees$0177
Additional Noninterest Income$7,196,000509
Total noninterest expense$14,652,0001,011
Salaries and employee benefits$8,080,000929
Premises and equipment expense$2,160,000972
Additional noninterest expense$4,412,0001,078
Pre-tax net operating income$7,065,0001,058
Securities gains (losses)$-25,0009,392
Applicable income taxes$2,357,0001,027
Income before extraordinary items$4,683,0001,164
Extraordinary gains, net$0105
Net income$4,683,0001,164
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$441,0001,704
Cash dividends$1,570,0001,604
Sale, conversion, retirement of capital stock, net$4,814,000201
Net operating income$4,699,7501,114
2000-12-31 (YTD Data)Rank
Total interest income$20,788,0001,668
Total interest expense$11,638,0001,482
Net interest income$9,150,0001,928
Provision for loan and lease losses$603,0001,600
Total noninterest income$3,092,0001,321
Gross Fiduciary activities income$15,0001,176
Service charges on deposit accounts$474,0002,820
Trading account gains and fees$0180
Additional Noninterest Income$2,603,000940
Total noninterest expense$9,363,0001,489
Salaries and employee benefits$5,086,0001,392
Premises and equipment expense$1,533,0001,335
Additional noninterest expense$2,744,0001,623
Pre-tax net operating income$2,276,0003,010
Securities gains (losses)$-340,0009,657
Applicable income taxes$542,0003,310
Income before extraordinary items$1,394,0003,447
Extraordinary gains, net$038
Net income$1,394,0003,445
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-132,0009,785
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$6,114,000156
Net operating income$1,638,8003,016
1999-12-31 (YTD Data)Rank
Total interest income$8,753,0003,611
Total interest expense$4,165,0003,464
Net interest income$4,588,0003,722
Provision for loan and lease losses$178,0003,870
Total noninterest income$1,972,0001,877
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$416,0003,117
Trading account gains and feesNANA
Additional Noninterest Income$1,556,0001,365
Total noninterest expense$5,468,0002,473
Salaries and employee benefits$2,977,0002,354
Premises and equipment expense$1,075,0001,907
Additional noninterest expense$1,416,0003,001
Pre-tax net operating income$914,0005,572
Securities gains (losses)$-1,331,00010,154
Applicable income taxes$-224,00010,048
Income before extraordinary items$-193,0009,670
Extraordinary gains, net$035
Net income$-193,0009,668
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$327,0001,697
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$4,000,000298
Net operating income$658,8405,609
1998-12-31 (YTD Data)Rank
Total interest income$5,771,0005,148
Total interest expense$2,111,0005,991
Net interest income$3,660,0004,421
Provision for loan and lease losses$390,0002,106
Total noninterest income$1,263,0002,582
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$555,0002,325
Trading account gains and feesNANA
Additional Noninterest Income$708,0002,368
Total noninterest expense$3,855,0003,326
Salaries and employee benefits$1,991,0003,349
Premises and equipment expense$798,0002,452
Additional noninterest expense$1,066,0003,735
Pre-tax net operating income$678,0006,569
Securities gains (losses)$1,419,000299
Applicable income taxes$640,0003,241
Income before extraordinary items$1,457,0003,333
Extraordinary gains, net$032
Net income$1,457,0003,334
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0003,318
Cash dividends$600,0003,104
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$477,8906,639
1997-12-31 (YTD Data)Rank
Total interest income$6,205,0004,926
Total interest expense$2,136,0006,017
Net interest income$4,069,0004,182
Provision for loan and lease losses$189,0003,574
Total noninterest income$3,852,0001,099
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$494,0002,659
Trading account gains and feesNANA
Additional Noninterest Income$3,358,000786
Total noninterest expense$6,407,0002,013
Salaries and employee benefits$2,499,0002,648
Premises and equipment expense$1,411,0001,385
Additional noninterest expense$2,497,0001,699
Pre-tax net operating income$1,325,0004,902
Securities gains (losses)$634,000375
Applicable income taxes$584,0003,769
Income before extraordinary items$1,375,0003,623
Extraordinary gains, net$044
Net income$1,375,0003,624
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0006,656
Cash dividends$250,0004,919
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$931,2004,880
1996-12-31 (YTD Data)Rank
Total interest income$6,058,0005,151
Total interest expense$2,201,0006,044
Net interest income$3,857,0004,468
Provision for loan and lease losses$122,0004,550
Total noninterest income$2,723,0001,458
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$357,0003,689
Trading account gains and feesNANA
Additional Noninterest Income$2,366,0001,037
Total noninterest expense$5,543,0002,478
Salaries and employee benefits$2,223,0002,998
Premises and equipment expense$1,203,0001,688
Additional noninterest expense$2,117,0002,332
Pre-tax net operating income$915,0006,034
Securities gains (losses)$543,000399
Applicable income taxes$444,0004,548
Income before extraordinary items$1,014,0004,438
Extraordinary gains, net$053
Net income$1,014,0004,439
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-232,00011,345
Cash dividends$903,0002,301
Sale, conversion, retirement of capital stock, net$0953
Net operating income$633,9006,017
1995-12-31 (YTD Data)Rank
Total interest income$5,635,0005,484
Total interest expense$1,631,0007,325
Net interest income$4,004,0004,308
Provision for loan and lease losses$201,0002,982
Total noninterest income$948,0003,239
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$242,0005,050
Trading account gains and feesNANA
Additional Noninterest Income$706,0002,284
Total noninterest expense$3,631,0003,617
Salaries and employee benefits$1,395,0004,570
Premises and equipment expense$662,0002,951
Additional noninterest expense$1,574,0002,975
Pre-tax net operating income$1,120,0005,523
Securities gains (losses)$2,338,000116
Applicable income taxes$1,138,0002,120
Income before extraordinary items$2,320,0002,177
Extraordinary gains, net$065
Net income$2,320,0002,175
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0007,475
Cash dividends$2,464,0001,078
Sale, conversion, retirement of capital stock, net$0809
Net operating income$753,5405,674
1994-12-31 (YTD Data)Rank
Total interest income$6,260,0004,677
Total interest expense$1,214,0007,842
Net interest income$5,046,0003,527
Provision for loan and lease losses$323,0002,145
Total noninterest income$530,0005,071
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$285,0004,556
Trading account gains and feesNANA
Additional Noninterest Income$245,0004,649
Total noninterest expense$2,702,0004,828
Salaries and employee benefits$1,160,0005,422
Premises and equipment expense$466,0004,046
Additional noninterest expense$1,076,0004,427
Pre-tax net operating income$2,551,0002,772
Securities gains (losses)$-341,00012,147
Applicable income taxes$735,0002,987
Income before extraordinary items$1,475,0003,221
Extraordinary gains, net$0249
Net income$1,475,0003,234
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$493,0001,389
Cash dividends$235,0005,102
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,703,4702,853
1993-12-31 (YTD Data)Rank
Total interest income$5,263,0005,529
Total interest expense$1,160,0008,441
Net interest income$4,103,0004,303
Provision for loan and lease losses$154,0004,583
Total noninterest income$774,0004,094
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$274,0004,770
Trading account gains and feesNANA
Additional Noninterest Income$500,0003,266
Total noninterest expense$2,540,0005,203
Salaries and employee benefits$1,092,0005,685
Premises and equipment expense$344,0005,303
Additional noninterest expense$1,104,0004,519
Pre-tax net operating income$2,183,0003,041
Securities gains (losses)$1,097,000508
Applicable income taxes$1,100,0002,069
Income before extraordinary items$2,180,0002,291
Extraordinary gains, net$03,149
Net income$2,180,0002,380
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0005,461
Cash dividends$307,0004,315
Sale, conversion, retirement of capital stock, net$92,000906
Net operating income$1,455,9803,151
1992-12-31 (YTD Data)Rank
Total interest income$5,293,0006,092
Total interest expense$1,358,0008,995
Net interest income$3,935,0004,517
Provision for loan and lease losses$660,0002,467
Total noninterest income$409,0006,472
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$225,0005,527
Trading account gains and feesNANA
Additional Noninterest Income$184,0005,950
Total noninterest expense$2,127,0006,092
Salaries and employee benefits$945,0006,366
Premises and equipment expense$193,0008,002
Additional noninterest expense$989,0005,096
Pre-tax net operating income$1,557,0003,914
Securities gains (losses)$14,0006,053
Applicable income taxes$508,0003,957
Income before extraordinary items$1,063,0004,274
Extraordinary gains, net$01,422
Net income$1,063,0004,317
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$28,000987
Net operating income$1,053,4803,990

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.