Home > First Bank and Trust > Loan Charge- Offs and Recoveries
First Bank and Trust, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $751,000 | 1,360 |
| Loans secured by real estate, total | $0 | 5,176 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $0 | 5,167 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,217 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $0 | 1,929 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $483,000 | 662 |
| Loans to individuals | $268,000 | 1,304 |
| Credit card loan charge offs | $0 | 4,125 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $268,000 | 1,065 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $134,000 | 1,982 |
| Loans secured by real estate, total | $14,000 | 2,329 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $14,000 | 2,329 |
| Construction and land development | $13,000 | 335 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 3,594 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $1,000 | 1,780 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $51,000 | 1,815 |
| Loans to individuals | $69,000 | 1,357 |
| Credit card loan recoveries | $0 | 2,751 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $69,000 | 1,188 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $617,000 | 1,227 |
| Loans secured by real estate, total | $-14,000 | 10,505 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $-14,000 | 10,529 |
| Construction and land development | $-13,000 | 11,246 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,584 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $-1,000 | 10,245 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $432,000 | 543 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $199,000 | 1,298 |
| Credit card loan net charge offs | $0 | 3,910 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $199,000 | 1,030 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $468,000 | 1,842 |
| Loans secured by real estate, total | $138,000 | 1,477 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $138,000 | 1,475 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $100,000 | 62 |
| Total charge-offs secured by 1-4 family residential properties | $21,000 | 2,357 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $17,000 | 1,644 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $91,000 | 2,481 |
| Loans to individuals | $239,000 | 1,323 |
| Credit card loan charge offs | $0 | 4,035 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $239,000 | 1,094 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $270,000 | 1,190 |
| Loans secured by real estate, total | $40,000 | 1,526 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $40,000 | 1,525 |
| Construction and land development | $12,000 | 385 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $1,000 | 3,420 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $27,000 | 927 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $168,000 | 745 |
| Loans to individuals | $62,000 | 1,497 |
| Credit card loan recoveries | $0 | 2,795 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $62,000 | 1,332 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $198,000 | 2,514 |
| Loans secured by real estate, total | $98,000 | 1,417 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $98,000 | 1,416 |
| Construction and land development | $-12,000 | 11,738 |
| Secured by farmland | $100,000 | 50 |
| Secured by 1-4 family residential properties- net charge-offs | $20,000 | 2,033 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $-10,000 | 11,253 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-77,000 | 11,495 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $177,000 | 1,272 |
| Credit card loan net charge offs | $0 | 3,773 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $177,000 | 1,005 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $720,000 | 1,407 |
| Loans secured by real estate, total | $433,000 | 870 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $433,000 | 870 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $54,000 | 1,651 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $379,000 | 512 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $128,000 | 2,053 |
| Loans to individuals | $159,000 | 1,580 |
| Credit card loan charge offs | $0 | 4,000 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $159,000 | 1,318 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,333 |
| Total recoveries | $353,000 | 1,096 |
| Loans secured by real estate, total | $135,000 | 796 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $135,000 | 795 |
| Construction and land development | $12,000 | 487 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,282 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $123,000 | 486 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $178,000 | 841 |
| Loans to individuals | $40,000 | 2,217 |
| Credit card loan recoveries | $0 | 2,801 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $40,000 | 2,003 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,776 |
| Net charge-offs | $367,000 | 1,670 |
| Loans secured by real estate, total | $298,000 | 892 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $298,000 | 892 |
| Construction and land development | $-12,000 | 12,309 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $54,000 | 1,392 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $256,000 | 521 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-50,000 | 11,761 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $119,000 | 1,422 |
| Credit card loan net charge offs | $0 | 3,705 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $119,000 | 1,100 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,012 |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,335,000 | 1,171 |
| Loans secured by real estate, total | $311,000 | 1,349 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $311,000 | 1,348 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $70,000 | 1,724 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $241,000 | 841 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $785,000 | 695 |
| Loans to individuals | $239,000 | 1,321 |
| Credit card loan charge offs | $0 | 4,176 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $239,000 | 1,052 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,635 |
| Total recoveries | $850,000 | 629 |
| Loans secured by real estate, total | $10,000 | 3,447 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $10,000 | 3,448 |
| Construction and land development | $8,000 | 627 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $2,000 | 3,598 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $745,000 | 307 |
| Loans to individuals | $95,000 | 1,256 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $95,000 | 1,101 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,965 |
| Net charge-offs | $485,000 | 1,802 |
| Loans secured by real estate, total | $301,000 | 1,192 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $301,000 | 1,190 |
| Construction and land development | $-8,000 | 12,972 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $68,000 | 1,508 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $241,000 | 744 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $40,000 | 3,784 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $144,000 | 1,415 |
| Credit card loan net charge offs | $0 | 3,895 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $144,000 | 1,072 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,260 |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,342,000 | 650 |
| Loans secured by real estate, total | $705,000 | 1,062 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $705,000 | 1,062 |
| Construction and land development | $70,000 | 918 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $441,000 | 592 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $194,000 | 1,246 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $3,093,000 | 333 |
| Loans to individuals | $544,000 | 935 |
| Credit card loan charge offs | $0 | 4,333 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $544,000 | 724 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,961 |
| Total recoveries | $919,000 | 596 |
| Loans secured by real estate, total | $97,000 | 992 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $97,000 | 991 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $45,000 | 805 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $52,000 | 729 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $634,000 | 338 |
| Loans to individuals | $188,000 | 821 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $188,000 | 686 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 2,110 |
| Net charge-offs | $3,423,000 | 675 |
| Loans secured by real estate, total | $608,000 | 1,045 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $608,000 | 1,045 |
| Construction and land development | $70,000 | 862 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $396,000 | 559 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $142,000 | 1,348 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $2,459,000 | 338 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $356,000 | 979 |
| Credit card loan net charge offs | $0 | 4,099 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $356,000 | 730 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,543 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.