Home > First Bank and Trust > Income and Expense
First Bank and Trust, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $22,507,000 | 1,502 |
| Total interest expense | $9,761,000 | 1,627 |
| Net interest income | $12,746,000 | 1,408 |
| Provision for loan and lease losses | $391,000 | 2,132 |
| Total noninterest income | $2,613,000 | 1,501 |
| Gross Fiduciary activities income | $194,000 | 979 |
| Service charges on deposit accounts | $1,598,000 | 830 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $821,000 | 2,073 |
| Total noninterest expense | $10,252,000 | 1,400 |
| Salaries and employee benefits | $5,167,000 | 1,296 |
| Premises and equipment expense | $1,895,000 | 1,106 |
| Additional noninterest expense | $3,190,000 | 1,632 |
| Pre-tax net operating income | $4,716,000 | 1,543 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,580,000 | 1,528 |
| Income before extraordinary items | $3,136,000 | 1,589 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,136,000 | 1,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $617,000 | 1,227 |
| Cash dividends | $4,345,000 | 735 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,136,000 | 1,555 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $20,749,000 | 1,633 |
| Total interest expense | $8,725,000 | 1,812 |
| Net interest income | $12,024,000 | 1,495 |
| Provision for loan and lease losses | $61,000 | 5,684 |
| Total noninterest income | $2,071,000 | 1,786 |
| Gross Fiduciary activities income | $130,000 | 1,103 |
| Service charges on deposit accounts | $1,298,000 | 1,029 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $643,000 | 2,428 |
| Total noninterest expense | $9,324,000 | 1,522 |
| Salaries and employee benefits | $4,449,000 | 1,491 |
| Premises and equipment expense | $1,684,000 | 1,233 |
| Additional noninterest expense | $3,191,000 | 1,615 |
| Pre-tax net operating income | $4,710,000 | 1,577 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,583,000 | 1,573 |
| Income before extraordinary items | $3,127,000 | 1,630 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,127,000 | 1,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 2,514 |
| Cash dividends | $1,000,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,127,000 | 1,605 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $18,787,000 | 1,642 |
| Total interest expense | $7,417,000 | 1,688 |
| Net interest income | $11,370,000 | 1,589 |
| Provision for loan and lease losses | $-95,000 | 12,126 |
| Total noninterest income | $1,854,000 | 1,932 |
| Gross Fiduciary activities income | $55,000 | 1,286 |
| Service charges on deposit accounts | $1,111,000 | 1,199 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $688,000 | 2,358 |
| Total noninterest expense | $8,908,000 | 1,653 |
| Salaries and employee benefits | $4,037,000 | 1,653 |
| Premises and equipment expense | $1,312,000 | 1,574 |
| Additional noninterest expense | $3,559,000 | 1,563 |
| Pre-tax net operating income | $4,411,000 | 1,623 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $1,409,000 | 1,643 |
| Income before extraordinary items | $3,003,000 | 1,628 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,003,000 | 1,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $367,000 | 1,670 |
| Cash dividends | $500,000 | 3,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,002,320 | 1,639 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $16,177,000 | 1,934 |
| Total interest expense | $5,868,000 | 2,212 |
| Net interest income | $10,309,000 | 1,750 |
| Provision for loan and lease losses | $482,000 | 2,157 |
| Total noninterest income | $1,434,000 | 2,526 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,026,000 | 1,319 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $408,000 | 3,704 |
| Total noninterest expense | $7,968,000 | 1,865 |
| Salaries and employee benefits | $3,267,000 | 2,033 |
| Premises and equipment expense | $1,017,000 | 2,016 |
| Additional noninterest expense | $3,684,000 | 1,628 |
| Pre-tax net operating income | $3,293,000 | 2,069 |
| Securities gains (losses) | $64,000 | 3,088 |
| Applicable income taxes | $972,000 | 2,323 |
| Income before extraordinary items | $2,385,000 | 2,096 |
| Extraordinary gains, net | $2,591,000 | 110 |
| Net income | $4,976,000 | 1,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $485,000 | 1,802 |
| Cash dividends | $1,195,000 | 1,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,339,560 | 2,014 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $17,724,000 | 2,004 |
| Total interest expense | $8,099,000 | 2,096 |
| Net interest income | $9,625,000 | 1,901 |
| Provision for loan and lease losses | $2,145,000 | 1,093 |
| Total noninterest income | $1,338,000 | 2,617 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,127,000 | 1,178 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $211,000 | 5,489 |
| Total noninterest expense | $6,466,000 | 2,264 |
| Salaries and employee benefits | $2,563,000 | 2,520 |
| Premises and equipment expense | $718,000 | 2,858 |
| Additional noninterest expense | $3,185,000 | 1,906 |
| Pre-tax net operating income | $2,352,000 | 2,647 |
| Securities gains (losses) | $65,000 | 3,702 |
| Applicable income taxes | $513,000 | 3,924 |
| Income before extraordinary items | $1,904,000 | 2,402 |
| Extraordinary gains, net | $513,000 | 204 |
| Net income | $2,417,000 | 1,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,423,000 | 675 |
| Cash dividends | $847,000 | 1,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,852,650 | 2,290 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.