Home > First Bank and Trust > Assets and Liabilities
First Bank and Trust, Assets and Liabilities
| 2007-12-31 | Rank | |
| # of Employees: | 34 | 4,480 |
| Assets and Liabilities | ||
| Total Assets: | $124,393,000 | 4,454 |
| Cash and due from depository institutions | $3,064,000 | 4,480 |
| Interest-bearing balances | $139,000 | 4,337 |
| Securities | $42,824,000 | 2,625 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $73,554,000 | 4,753 |
| Loan loss allowance | $817,000 | 4,794 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $3,224,000 | 3,505 |
| Other real estate owned | $0 | 4,480 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,727,000 | 5,538 |
| Life insurance assets | $544,000 | 3,405 |
| Total liabilities and capital | $124,393,000 | 4,454 |
| Total liabilities | $113,115,000 | 4,385 |
| Total deposits | $95,394,000 | 4,613 |
| Interest-bearing deposits | $85,008,000 | 4,470 |
| Deposits held in domestic offices | $95,394,000 | 4,611 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,467,000 | 1,076 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $2,750,000 | 4,245 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $504,000 | 5,647 |
| Total equity capital | $11,278,000 | 5,116 |
| Total bank equity capital | $11,278,000 | 5,116 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000,000 | 2,860 |
| Surplus | $5,000,000 | 4,020 |
| Undivided profits | $5,278,000 | 4,558 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $286,000 | 5,328 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $709,000 | 5,064 |
| Earning assets | $116,517,000 | 4,394 |
| Long-term assets (5+ years) | $31,921,000 | 2,770 |
| Average Assets, year-to-date | $124,715,600 | 4,328 |
| Average Assets, quarterly | $130,835,000 | 4,279 |
| Volatile liabilities | $26,724,000 | 4,038 |
| Insider loans | $117,000 | 6,904 |
| FHLB advances | $2,400,000 | 4,184 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $21,322,000 | 3,245 |
| Tier 1 (core) risk-based capital | $11,130,000 | 5,022 |
| Tier 2 risk-based capital | $817,000 | 4,613 |
| Total risk weighted assets | $76,913,000 | 4,803 |
| Total unused commitments | $21,322,000 | 3,247 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 35 | 4,419 |
| Assets and Liabilities | ||
| Total Assets: | $137,277,000 | 4,131 |
| Cash and due from depository institutions | $4,599,000 | 4,419 |
| Interest-bearing balances | $436,000 | 3,156 |
| Securities | $43,713,000 | 2,575 |
| Federal funds sold & reverse repurchase agreements | $12,462,000 | 1,166 |
| Net loans & leases | $71,539,000 | 4,791 |
| Loan loss allowance | $907,000 | 4,464 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,275,000 | 3,440 |
| Other real estate owned | $0 | 4,419 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,689,000 | 5,651 |
| Life insurance assets | $538,000 | 3,379 |
| Total liabilities and capital | $137,277,000 | 4,131 |
| Total liabilities | $126,427,000 | 4,040 |
| Total deposits | $107,067,000 | 4,244 |
| Interest-bearing deposits | $93,397,000 | 4,190 |
| Deposits held in domestic offices | $107,067,000 | 4,241 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,065,000 | 1,124 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $6,750,000 | 3,114 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $545,000 | 5,566 |
| Total equity capital | $10,850,000 | 5,201 |
| Total bank equity capital | $10,850,000 | 5,201 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000,000 | 2,840 |
| Surplus | $5,000,000 | 3,971 |
| Undivided profits | $4,850,000 | 4,769 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $387,000 | 4,752 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $676,000 | 5,464 |
| Earning assets | $128,150,000 | 4,083 |
| Long-term assets (5+ years) | $29,549,000 | 2,817 |
| Average Assets, year-to-date | $124,796,250 | 4,322 |
| Average Assets, quarterly | $130,041,000 | 4,257 |
| Volatile liabilities | $29,351,000 | 3,798 |
| Insider loans | $109,000 | 6,965 |
| FHLB advances | $6,400,000 | 3,029 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $21,559,000 | 3,265 |
| Tier 1 (core) risk-based capital | $10,844,000 | 5,103 |
| Tier 2 risk-based capital | $907,000 | 4,279 |
| Total risk weighted assets | $78,663,000 | 4,706 |
| Total unused commitments | $21,559,000 | 3,265 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 34 | 4,549 |
| Assets and Liabilities | ||
| Total Assets: | $122,805,000 | 4,443 |
| Cash and due from depository institutions | $3,209,000 | 4,549 |
| Interest-bearing balances | $530,000 | 3,039 |
| Securities | $41,664,000 | 2,681 |
| Federal funds sold & reverse repurchase agreements | $1,991,000 | 4,248 |
| Net loans & leases | $70,933,000 | 4,801 |
| Loan loss allowance | $907,000 | 4,469 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,291,000 | 3,414 |
| Other real estate owned | $0 | 4,549 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $1,717,000 | 5,577 |
| Life insurance assets | $532,000 | 3,398 |
| Total liabilities and capital | $122,805,000 | 4,443 |
| Total liabilities | $112,512,000 | 4,351 |
| Total deposits | $100,006,000 | 4,453 |
| Interest-bearing deposits | $88,496,000 | 4,315 |
| Deposits held in domestic offices | $100,006,000 | 4,451 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,303,000 | 1,612 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $6,750,000 | 3,021 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $453,000 | 5,799 |
| Total equity capital | $10,293,000 | 5,294 |
| Total bank equity capital | $10,293,000 | 5,294 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000,000 | 2,842 |
| Surplus | $5,000,000 | 3,972 |
| Undivided profits | $4,293,000 | 4,952 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $562,000 | 3,940 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $727,000 | 5,021 |
| Earning assets | $115,118,000 | 4,373 |
| Long-term assets (5+ years) | $23,762,000 | 3,154 |
| Average Assets, year-to-date | $120,636,000 | 4,450 |
| Average Assets, quarterly | $121,050,500 | 4,465 |
| Volatile liabilities | $24,475,000 | 4,193 |
| Insider loans | $125,000 | 6,913 |
| FHLB advances | $6,400,000 | 2,945 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $21,599,000 | 3,248 |
| Tier 1 (core) risk-based capital | $10,604,000 | 5,151 |
| Tier 2 risk-based capital | $907,000 | 4,271 |
| Total risk weighted assets | $76,775,000 | 4,742 |
| Total unused commitments | $21,599,000 | 3,248 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 34 | 4,546 |
| Assets and Liabilities | ||
| Total Assets: | $119,296,000 | 4,548 |
| Cash and due from depository institutions | $4,855,000 | 4,546 |
| Interest-bearing balances | $2,548,000 | 1,735 |
| Securities | $40,300,000 | 2,766 |
| Federal funds sold & reverse repurchase agreements | $2,929,000 | 4,422 |
| Net loans & leases | $66,227,000 | 4,940 |
| Loan loss allowance | $907,000 | 4,465 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,337,000 | 3,343 |
| Other real estate owned | $0 | 4,546 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $1,648,000 | 5,611 |
| Life insurance assets | $527,000 | 3,406 |
| Total liabilities and capital | $119,296,000 | 4,548 |
| Total liabilities | $109,070,000 | 4,460 |
| Total deposits | $99,302,000 | 4,484 |
| Interest-bearing deposits | $89,247,000 | 4,304 |
| Deposits held in domestic offices | $99,302,000 | 4,482 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,520,000 | 1,968 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $6,750,000 | 2,954 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $498,000 | 5,559 |
| Total equity capital | $10,226,000 | 5,319 |
| Total bank equity capital | $10,226,000 | 5,319 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $5,000,000 | 3,934 |
| Undivided profits | $4,226,000 | 5,061 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $561,000 | 3,806 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $654,000 | 5,209 |
| Earning assets | $112,004,000 | 4,477 |
| Long-term assets (5+ years) | $20,781,000 | 3,343 |
| Average Assets, year-to-date | $119,551,500 | 4,506 |
| Average Assets, quarterly | $119,551,500 | 4,506 |
| Volatile liabilities | $18,689,000 | 4,793 |
| Insider loans | $113,000 | 6,987 |
| FHLB advances | $6,400,000 | 2,887 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $20,288,000 | 3,342 |
| Tier 1 (core) risk-based capital | $10,362,000 | 5,194 |
| Tier 2 risk-based capital | $907,000 | 4,278 |
| Total risk weighted assets | $73,481,000 | 4,833 |
| Total unused commitments | $20,288,000 | 3,343 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 36 | 4,339 |
| Assets and Liabilities | ||
| Total Assets: | $119,807,000 | 4,499 |
| Cash and due from depository institutions | $5,513,000 | 4,339 |
| Interest-bearing balances | $536,000 | 3,079 |
| Securities | $34,622,000 | 3,134 |
| Federal funds sold & reverse repurchase agreements | $7,756,000 | 2,082 |
| Net loans & leases | $66,870,000 | 4,911 |
| Loan loss allowance | $907,000 | 4,441 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,384,000 | 3,288 |
| Other real estate owned | $0 | 4,339 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,662,000 | 5,630 |
| Life insurance assets | $520,000 | 3,393 |
| Total liabilities and capital | $119,807,000 | 4,499 |
| Total liabilities | $109,885,000 | 4,406 |
| Total deposits | $102,716,000 | 4,357 |
| Interest-bearing deposits | $88,514,000 | 4,280 |
| Deposits held in domestic offices | $102,716,000 | 4,355 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $48,000 | 3,281 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $6,750,000 | 3,058 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $371,000 | 6,189 |
| Total equity capital | $9,922,000 | 5,380 |
| Total bank equity capital | $9,922,000 | 5,380 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,000,000 | 2,834 |
| Surplus | $5,000,000 | 3,884 |
| Undivided profits | $3,922,000 | 5,231 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $65,000 | 6,412 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $657,000 | 5,345 |
| Earning assets | $109,784,000 | 4,498 |
| Long-term assets (5+ years) | $14,832,000 | 3,976 |
| Average Assets, year-to-date | $112,771,400 | 4,539 |
| Average Assets, quarterly | $116,674,500 | 4,540 |
| Volatile liabilities | $15,206,000 | 5,314 |
| Insider loans | $117,000 | 6,988 |
| FHLB advances | $6,400,000 | 2,991 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $17,370,000 | 3,613 |
| Tier 1 (core) risk-based capital | $10,133,000 | 5,233 |
| Tier 2 risk-based capital | $907,000 | 4,244 |
| Total risk weighted assets | $75,397,000 | 4,733 |
| Total unused commitments | $17,370,000 | 3,613 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 32 | 4,741 |
| Assets and Liabilities | ||
| Total Assets: | $113,542,000 | 4,637 |
| Cash and due from depository institutions | $2,716,000 | 4,741 |
| Interest-bearing balances | $515,000 | 3,053 |
| Securities | $36,167,000 | 3,074 |
| Federal funds sold & reverse repurchase agreements | $2,222,000 | 3,729 |
| Net loans & leases | $67,390,000 | 4,875 |
| Loan loss allowance | $907,000 | 4,452 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,414,000 | 3,231 |
| Other real estate owned | $0 | 4,741 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $1,633,000 | 5,724 |
| Life insurance assets | $514,000 | 3,374 |
| Total liabilities and capital | $113,542,000 | 4,637 |
| Total liabilities | $103,409,000 | 4,567 |
| Total deposits | $96,078,000 | 4,485 |
| Interest-bearing deposits | $83,593,000 | 4,383 |
| Deposits held in domestic offices | $96,078,000 | 4,482 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $122,000 | 3,481 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $6,750,000 | 3,216 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $459,000 | 5,808 |
| Total equity capital | $10,133,000 | 5,279 |
| Total bank equity capital | $10,133,000 | 5,279 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $5,000,000 | 3,860 |
| Undivided profits | $4,133,000 | 5,134 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $64,000 | 6,482 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $617,000 | 5,575 |
| Earning assets | $106,294,000 | 4,576 |
| Long-term assets (5+ years) | $11,878,000 | 4,318 |
| Average Assets, year-to-date | $111,012,500 | 4,623 |
| Average Assets, quarterly | $111,485,500 | 4,647 |
| Volatile liabilities | $13,230,000 | 5,640 |
| Insider loans | $182,000 | 6,692 |
| FHLB advances | $6,400,000 | 3,136 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $14,885,000 | 3,917 |
| Tier 1 (core) risk-based capital | $10,406,000 | 5,139 |
| Tier 2 risk-based capital | $907,000 | 4,254 |
| Total risk weighted assets | $74,230,000 | 4,787 |
| Total unused commitments | $14,885,000 | 3,918 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 33 | 4,661 |
| Assets and Liabilities | ||
| Total Assets: | $109,429,000 | 4,717 |
| Cash and due from depository institutions | $3,448,000 | 4,661 |
| Interest-bearing balances | $832,000 | 2,628 |
| Securities | $35,096,000 | 3,126 |
| Federal funds sold & reverse repurchase agreements | $340,000 | 5,295 |
| Net loans & leases | $65,826,000 | 4,927 |
| Loan loss allowance | $907,000 | 4,429 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,090,000 | 3,402 |
| Other real estate owned | $0 | 4,661 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,629,000 | 5,643 |
| Life insurance assets | $509,000 | 3,346 |
| Total liabilities and capital | $109,429,000 | 4,717 |
| Total liabilities | $99,817,000 | 4,646 |
| Total deposits | $92,984,000 | 4,567 |
| Interest-bearing deposits | $82,348,000 | 4,419 |
| Deposits held in domestic offices | $92,984,000 | 4,562 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,000 | 3,707 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $6,492,000 | 3,314 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $337,000 | 6,223 |
| Total equity capital | $9,612,000 | 5,329 |
| Total bank equity capital | $9,612,000 | 5,329 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000,000 | 2,841 |
| Surplus | $5,000,000 | 3,806 |
| Undivided profits | $3,612,000 | 5,264 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $69,000 | 6,367 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $641,000 | 5,099 |
| Earning assets | $102,094,000 | 4,668 |
| Long-term assets (5+ years) | $9,738,000 | 4,643 |
| Average Assets, year-to-date | $110,169,330 | 4,651 |
| Average Assets, quarterly | $108,235,500 | 4,720 |
| Volatile liabilities | $12,136,000 | 5,781 |
| Insider loans | $146,000 | 6,884 |
| FHLB advances | $6,400,000 | 3,180 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $14,217,000 | 4,031 |
| Tier 1 (core) risk-based capital | $10,204,000 | 5,138 |
| Tier 2 risk-based capital | $901,000 | 4,246 |
| Total risk weighted assets | $72,049,000 | 4,850 |
| Total unused commitments | $14,217,000 | 4,033 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 32 | 4,726 |
| Assets and Liabilities | ||
| Total Assets: | $107,042,000 | 4,766 |
| Cash and due from depository institutions | $2,977,000 | 4,726 |
| Interest-bearing balances | $856,000 | 2,721 |
| Securities | $35,586,000 | 3,128 |
| Federal funds sold & reverse repurchase agreements | $314,000 | 5,865 |
| Net loans & leases | $63,568,000 | 4,960 |
| Loan loss allowance | $908,000 | 4,394 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,996,000 | 3,435 |
| Other real estate owned | $0 | 4,726 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,601,000 | 5,604 |
| Life insurance assets | $503,000 | 3,320 |
| Total liabilities and capital | $107,042,000 | 4,766 |
| Total liabilities | $97,553,000 | 4,701 |
| Total deposits | $92,581,000 | 4,589 |
| Interest-bearing deposits | $80,126,000 | 4,485 |
| Deposits held in domestic offices | $92,581,000 | 4,585 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $61,000 | 3,315 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $4,444,000 | 3,750 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $467,000 | 5,338 |
| Total equity capital | $9,489,000 | 5,339 |
| Total bank equity capital | $9,489,000 | 5,339 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,827 |
| Surplus | $5,000,000 | 3,734 |
| Undivided profits | $3,489,000 | 5,360 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,000 | 7,260 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $608,000 | 5,062 |
| Earning assets | $100,324,000 | 4,708 |
| Long-term assets (5+ years) | $9,823,000 | 4,624 |
| Average Assets, year-to-date | $110,539,500 | 4,642 |
| Average Assets, quarterly | $110,539,500 | 4,642 |
| Volatile liabilities | $10,821,000 | 5,917 |
| Insider loans | $106,000 | 7,098 |
| FHLB advances | $4,400,000 | 3,615 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $15,580,000 | 3,844 |
| Tier 1 (core) risk-based capital | $9,973,000 | 5,130 |
| Tier 2 risk-based capital | $851,000 | 4,369 |
| Total risk weighted assets | $68,062,000 | 4,953 |
| Total unused commitments | $15,580,000 | 3,844 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 34 | 4,539 |
| Assets and Liabilities | ||
| Total Assets: | $114,037,000 | 4,564 |
| Cash and due from depository institutions | $3,543,000 | 4,539 |
| Interest-bearing balances | $1,037,000 | 2,593 |
| Securities | $35,285,000 | 3,129 |
| Federal funds sold & reverse repurchase agreements | $6,150,000 | 2,128 |
| Net loans & leases | $64,400,000 | 4,917 |
| Loan loss allowance | $896,000 | 4,406 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,043,000 | 3,395 |
| Other real estate owned | $0 | 4,539 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,616,000 | 5,608 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $114,037,000 | 4,564 |
| Total liabilities | $104,704,000 | 4,488 |
| Total deposits | $96,360,000 | 4,455 |
| Interest-bearing deposits | $81,751,000 | 4,396 |
| Deposits held in domestic offices | $96,360,000 | 4,452 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $744,000 | 2,941 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $7,238,000 | 3,141 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $362,000 | 5,879 |
| Total equity capital | $9,333,000 | 5,375 |
| Total bank equity capital | $9,333,000 | 5,375 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000,000 | 2,825 |
| Surplus | $5,000,000 | 3,690 |
| Undivided profits | $3,333,000 | 5,496 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,000 | 7,342 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $613,000 | 5,101 |
| Earning assets | $106,872,000 | 4,507 |
| Long-term assets (5+ years) | $10,448,000 | 4,510 |
| Average Assets, year-to-date | $107,451,200 | 4,598 |
| Average Assets, quarterly | $112,822,500 | 4,565 |
| Volatile liabilities | $13,126,000 | 5,457 |
| Insider loans | $94,000 | 7,214 |
| FHLB advances | $6,900,000 | 3,074 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $11,484,000 | 4,430 |
| Tier 1 (core) risk-based capital | $9,741,000 | 5,167 |
| Tier 2 risk-based capital | $878,000 | 4,249 |
| Total risk weighted assets | $70,245,000 | 4,842 |
| Total unused commitments | $11,484,000 | 4,430 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 33 | 4,624 |
| Assets and Liabilities | ||
| Total Assets: | $111,608,000 | 4,599 |
| Cash and due from depository institutions | $4,288,000 | 4,624 |
| Interest-bearing balances | $1,133,000 | 2,554 |
| Securities | $34,767,000 | 3,141 |
| Federal funds sold & reverse repurchase agreements | $3,590,000 | 2,825 |
| Net loans & leases | $64,368,000 | 4,890 |
| Loan loss allowance | $897,000 | 4,406 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,090,000 | 3,308 |
| Other real estate owned | $0 | 4,624 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,505,000 | 5,733 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $111,608,000 | 4,599 |
| Total liabilities | $102,113,000 | 4,510 |
| Total deposits | $93,327,000 | 4,491 |
| Interest-bearing deposits | $81,401,000 | 4,363 |
| Deposits held in domestic offices | $93,327,000 | 4,487 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,140,000 | 2,726 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $7,250,000 | 3,178 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $396,000 | 5,746 |
| Total equity capital | $9,495,000 | 5,304 |
| Total bank equity capital | $9,495,000 | 5,304 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,806 |
| Surplus | $5,000,000 | 3,634 |
| Undivided profits | $3,495,000 | 5,463 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $88,000 | 6,403 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $546,000 | 5,449 |
| Earning assets | $103,858,000 | 4,557 |
| Long-term assets (5+ years) | $10,946,000 | 4,458 |
| Average Assets, year-to-date | $105,804,750 | 4,663 |
| Average Assets, quarterly | $107,390,000 | 4,667 |
| Volatile liabilities | $15,779,000 | 4,996 |
| Insider loans | $117,000 | 7,072 |
| FHLB advances | $6,900,000 | 3,107 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $10,820,000 | 4,507 |
| Tier 1 (core) risk-based capital | $9,788,000 | 5,130 |
| Tier 2 risk-based capital | $892,000 | 4,175 |
| Total risk weighted assets | $71,391,000 | 4,733 |
| Total unused commitments | $10,820,000 | 4,509 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 32 | 4,728 |
| Assets and Liabilities | ||
| Total Assets: | $103,172,000 | 4,790 |
| Cash and due from depository institutions | $3,830,000 | 4,728 |
| Interest-bearing balances | $1,319,000 | 2,420 |
| Securities | $32,973,000 | 3,347 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $61,796,000 | 4,948 |
| Loan loss allowance | $901,000 | 4,347 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,073,000 | 3,265 |
| Other real estate owned | $0 | 4,728 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,500,000 | 5,605 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $103,172,000 | 4,790 |
| Total liabilities | $93,708,000 | 4,721 |
| Total deposits | $86,975,000 | 4,678 |
| Interest-bearing deposits | $77,170,000 | 4,479 |
| Deposits held in domestic offices | $86,975,000 | 4,675 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,067,000 | 2,793 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,250,000 | 3,547 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $416,000 | 5,344 |
| Total equity capital | $9,464,000 | 5,265 |
| Total bank equity capital | $9,464,000 | 5,265 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,786 |
| Surplus | $5,000,000 | 3,588 |
| Undivided profits | $3,464,000 | 5,427 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $71,000 | 6,544 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $580,000 | 4,914 |
| Earning assets | $96,088,000 | 4,742 |
| Long-term assets (5+ years) | $8,742,000 | 4,947 |
| Average Assets, year-to-date | $103,870,330 | 4,705 |
| Average Assets, quarterly | $103,186,000 | 4,753 |
| Volatile liabilities | $14,729,000 | 5,022 |
| Insider loans | $118,000 | 7,088 |
| FHLB advances | $4,900,000 | 3,577 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $10,963,000 | 4,445 |
| Tier 1 (core) risk-based capital | $9,530,000 | 5,135 |
| Tier 2 risk-based capital | $852,000 | 4,261 |
| Total risk weighted assets | $68,071,000 | 4,819 |
| Total unused commitments | $10,963,000 | 4,445 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 31 | 4,822 |
| Assets and Liabilities | ||
| Total Assets: | $103,200,000 | 4,793 |
| Cash and due from depository institutions | $3,215,000 | 4,822 |
| Interest-bearing balances | $1,319,000 | 2,447 |
| Securities | $34,335,000 | 3,266 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $61,339,000 | 4,933 |
| Loan loss allowance | $902,000 | 4,359 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,833,000 | 3,438 |
| Other real estate owned | $0 | 4,822 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,478,000 | 5,662 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $103,200,000 | 4,793 |
| Total liabilities | $94,242,000 | 4,729 |
| Total deposits | $85,646,000 | 4,748 |
| Interest-bearing deposits | $76,376,000 | 4,535 |
| Deposits held in domestic offices | $85,646,000 | 4,744 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,189,000 | 1,869 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,083,000 | 3,492 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $324,000 | 5,861 |
| Total equity capital | $8,958,000 | 5,375 |
| Total bank equity capital | $8,958,000 | 5,375 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,793 |
| Surplus | $5,000,000 | 3,559 |
| Undivided profits | $2,958,000 | 5,689 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $71,000 | 6,626 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $564,000 | 4,901 |
| Earning assets | $96,993,000 | 4,722 |
| Long-term assets (5+ years) | $9,695,000 | 4,799 |
| Average Assets, year-to-date | $104,219,500 | 4,736 |
| Average Assets, quarterly | $104,219,500 | 4,736 |
| Volatile liabilities | $16,170,000 | 4,677 |
| Insider loans | $91,000 | 7,301 |
| FHLB advances | $4,900,000 | 3,483 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $9,600,000 | 4,710 |
| Tier 1 (core) risk-based capital | $9,307,000 | 5,167 |
| Tier 2 risk-based capital | $846,000 | 4,277 |
| Total risk weighted assets | $67,606,000 | 4,803 |
| Total unused commitments | $9,600,000 | 4,712 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 33 | 4,620 |
| Assets and Liabilities | ||
| Total Assets: | $105,239,000 | 4,722 |
| Cash and due from depository institutions | $4,469,000 | 4,620 |
| Interest-bearing balances | $1,528,000 | 2,345 |
| Securities | $32,422,000 | 3,428 |
| Federal funds sold & reverse repurchase agreements | $2,848,000 | 3,312 |
| Net loans & leases | $61,187,000 | 4,935 |
| Loan loss allowance | $868,000 | 4,435 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,849,000 | 3,411 |
| Other real estate owned | $0 | 4,620 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,464,000 | 5,631 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $105,239,000 | 4,722 |
| Total liabilities | $96,183,000 | 4,639 |
| Total deposits | $88,264,000 | 4,642 |
| Interest-bearing deposits | $76,408,000 | 4,515 |
| Deposits held in domestic offices | $88,264,000 | 4,638 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,333,000 | 2,168 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $5,257,000 | 3,490 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $329,000 | 5,778 |
| Total equity capital | $9,056,000 | 5,335 |
| Total bank equity capital | $9,056,000 | 5,335 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,784 |
| Surplus | $5,000,000 | 3,517 |
| Undivided profits | $3,056,000 | 5,720 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $73,000 | 6,677 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $547,000 | 5,023 |
| Earning assets | $97,985,000 | 4,683 |
| Long-term assets (5+ years) | $9,359,000 | 4,932 |
| Average Assets, year-to-date | $103,260,600 | 4,642 |
| Average Assets, quarterly | $103,956,000 | 4,716 |
| Volatile liabilities | $15,082,000 | 4,808 |
| Insider loans | $98,000 | 7,286 |
| FHLB advances | $4,900,000 | 3,499 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $10,801,000 | 4,281 |
| Tier 1 (core) risk-based capital | $9,084,000 | 5,199 |
| Tier 2 risk-based capital | $846,000 | 4,250 |
| Total risk weighted assets | $67,682,000 | 4,780 |
| Total unused commitments | $10,801,000 | 4,281 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 32 | 4,735 |
| Assets and Liabilities | ||
| Total Assets: | $102,673,000 | 4,746 |
| Cash and due from depository institutions | $3,312,000 | 4,735 |
| Interest-bearing balances | $1,513,000 | 2,422 |
| Securities | $31,250,000 | 3,510 |
| Federal funds sold & reverse repurchase agreements | $1,523,000 | 4,008 |
| Net loans & leases | $62,332,000 | 4,840 |
| Loan loss allowance | $858,000 | 4,467 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,887,000 | 3,329 |
| Other real estate owned | $0 | 4,735 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,369,000 | 5,798 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $102,673,000 | 4,746 |
| Total liabilities | $93,298,000 | 4,692 |
| Total deposits | $86,302,000 | 4,667 |
| Interest-bearing deposits | $75,392,000 | 4,537 |
| Deposits held in domestic offices | $86,302,000 | 4,664 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,308,000 | 2,663 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $5,162,000 | 3,511 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $526,000 | 4,778 |
| Total equity capital | $9,375,000 | 5,213 |
| Total bank equity capital | $9,375,000 | 5,213 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000,000 | 2,785 |
| Surplus | $5,000,000 | 3,472 |
| Undivided profits | $3,375,000 | 5,571 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,000 | 7,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $469,000 | 5,720 |
| Earning assets | $96,618,000 | 4,660 |
| Long-term assets (5+ years) | $15,209,000 | 4,105 |
| Average Assets, year-to-date | $102,766,000 | 4,656 |
| Average Assets, quarterly | $101,802,500 | 4,726 |
| Volatile liabilities | $13,568,000 | 5,059 |
| Insider loans | $530,000 | 5,333 |
| FHLB advances | $4,900,000 | 3,523 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $10,703,000 | 4,275 |
| Tier 1 (core) risk-based capital | $9,258,000 | 5,110 |
| Tier 2 risk-based capital | $856,000 | 4,201 |
| Total risk weighted assets | $68,443,000 | 4,725 |
| Total unused commitments | $10,703,000 | 4,275 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 33 | 4,693 |
| Assets and Liabilities | ||
| Total Assets: | $100,932,000 | 4,776 |
| Cash and due from depository institutions | $3,127,000 | 4,693 |
| Interest-bearing balances | $730,000 | 3,163 |
| Securities | $31,208,000 | 3,564 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $62,290,000 | 4,786 |
| Loan loss allowance | $849,000 | 4,505 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,916,000 | 3,264 |
| Other real estate owned | $0 | 4,693 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,391,000 | 5,756 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $100,932,000 | 4,776 |
| Total liabilities | $92,116,000 | 4,717 |
| Total deposits | $85,572,000 | 4,677 |
| Interest-bearing deposits | $75,771,000 | 4,528 |
| Deposits held in domestic offices | $85,572,000 | 4,674 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,014,000 | 2,816 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,068,000 | 3,482 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $462,000 | 4,767 |
| Total equity capital | $8,816,000 | 5,310 |
| Total bank equity capital | $8,816,000 | 5,310 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000,000 | 2,796 |
| Surplus | $5,000,000 | 3,426 |
| Undivided profits | $2,816,000 | 5,811 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $193,000 | 5,676 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $476,000 | 5,433 |
| Earning assets | $94,228,000 | 4,723 |
| Long-term assets (5+ years) | $15,388,000 | 4,188 |
| Average Assets, year-to-date | $102,797,000 | 4,681 |
| Average Assets, quarterly | $103,052,000 | 4,704 |
| Volatile liabilities | $13,283,000 | 5,080 |
| Insider loans | $531,000 | 5,329 |
| FHLB advances | $4,900,000 | 3,461 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $12,451,000 | 3,967 |
| Tier 1 (core) risk-based capital | $9,044,000 | 5,141 |
| Tier 2 risk-based capital | $849,000 | 4,202 |
| Total risk weighted assets | $68,696,000 | 4,702 |
| Total unused commitments | $12,451,000 | 3,967 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 34 | 4,566 |
| Assets and Liabilities | ||
| Total Assets: | $105,172,000 | 4,645 |
| Cash and due from depository institutions | $4,277,000 | 4,566 |
| Interest-bearing balances | $719,000 | 3,390 |
| Securities | $33,544,000 | 3,365 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $63,063,000 | 4,709 |
| Loan loss allowance | $899,000 | 4,293 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,935,000 | 3,213 |
| Other real estate owned | $0 | 4,566 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,353,000 | 5,653 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $105,172,000 | 4,645 |
| Total liabilities | $96,018,000 | 4,573 |
| Total deposits | $87,466,000 | 4,609 |
| Interest-bearing deposits | $76,571,000 | 4,503 |
| Deposits held in domestic offices | $87,466,000 | 4,605 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,693,000 | 1,937 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $5,252,000 | 3,301 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $607,000 | 4,411 |
| Total equity capital | $9,154,000 | 5,240 |
| Total bank equity capital | $9,154,000 | 5,240 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000,000 | 2,795 |
| Surplus | $5,000,000 | 3,386 |
| Undivided profits | $3,154,000 | 5,746 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $335,000 | 4,921 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $481,000 | 5,329 |
| Earning assets | $97,326,000 | 4,631 |
| Long-term assets (5+ years) | $14,226,000 | 4,297 |
| Average Assets, year-to-date | $103,729,500 | 4,666 |
| Average Assets, quarterly | $103,729,500 | 4,666 |
| Volatile liabilities | $13,881,000 | 4,860 |
| Insider loans | $531,000 | 5,320 |
| FHLB advances | $4,900,000 | 3,332 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $12,603,000 | 3,876 |
| Tier 1 (core) risk-based capital | $8,820,000 | 5,183 |
| Tier 2 risk-based capital | $879,000 | 4,052 |
| Total risk weighted assets | $70,314,000 | 4,559 |
| Total unused commitments | $12,603,000 | 3,881 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 36 | 4,384 |
| Assets and Liabilities | ||
| Total Assets: | $102,287,000 | 4,726 |
| Cash and due from depository institutions | $1,861,000 | 4,384 |
| Interest-bearing balances | $415,000 | 3,849 |
| Securities | $32,248,000 | 3,513 |
| Federal funds sold & reverse repurchase agreements | $2,530,000 | 3,596 |
| Net loans & leases | $61,351,000 | 4,787 |
| Loan loss allowance | $889,000 | 4,302 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,943,000 | 3,202 |
| Other real estate owned | $0 | 4,384 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,354,000 | 5,711 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,287,000 | 4,726 |
| Total liabilities | $93,296,000 | 4,654 |
| Total deposits | $86,207,000 | 4,637 |
| Interest-bearing deposits | $75,460,000 | 4,526 |
| Deposits held in domestic offices | $86,207,000 | 4,634 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,373,000 | 2,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,198,000 | 3,306 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $518,000 | 4,647 |
| Total equity capital | $8,991,000 | 5,229 |
| Total bank equity capital | $8,991,000 | 5,229 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000,000 | 2,819 |
| Surplus | $5,000,000 | 3,359 |
| Undivided profits | $2,991,000 | 5,800 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $170,000 | 6,084 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $474,000 | 5,539 |
| Earning assets | $96,544,000 | 4,621 |
| Long-term assets (5+ years) | $14,481,000 | 4,272 |
| Average Assets, year-to-date | $100,960,200 | 4,645 |
| Average Assets, quarterly | $101,765,500 | 4,711 |
| Volatile liabilities | $12,079,000 | 5,205 |
| Insider loans | $545,000 | 5,284 |
| FHLB advances | $4,900,000 | 3,320 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $9,271,000 | 4,445 |
| Tier 1 (core) risk-based capital | $8,761,000 | 5,161 |
| Tier 2 risk-based capital | $845,000 | 4,149 |
| Total risk weighted assets | $67,533,000 | 4,679 |
| Total unused commitments | $9,271,000 | 4,448 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 34 | 4,610 |
| Assets and Liabilities | ||
| Total Assets: | $101,244,000 | 4,742 |
| Cash and due from depository institutions | $2,420,000 | 4,610 |
| Interest-bearing balances | $520,000 | 3,748 |
| Securities | $31,661,000 | 3,491 |
| Federal funds sold & reverse repurchase agreements | $255,000 | 6,253 |
| Net loans & leases | $62,524,000 | 4,706 |
| Loan loss allowance | $886,000 | 4,318 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,001,000 | 3,121 |
| Other real estate owned | $0 | 4,610 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,383,000 | 5,666 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,244,000 | 4,742 |
| Total liabilities | $92,341,000 | 4,666 |
| Total deposits | $85,699,000 | 4,650 |
| Interest-bearing deposits | $76,320,000 | 4,478 |
| Deposits held in domestic offices | $85,699,000 | 4,646 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $983,000 | 2,598 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,968,000 | 3,437 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $691,000 | 4,114 |
| Total equity capital | $8,903,000 | 5,241 |
| Total bank equity capital | $8,903,000 | 5,241 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $5,000,000 | 3,300 |
| Undivided profits | $2,903,000 | 5,929 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $271,000 | 5,526 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $508,000 | 5,472 |
| Earning assets | $94,960,000 | 4,656 |
| Long-term assets (5+ years) | $14,740,000 | 4,268 |
| Average Assets, year-to-date | $100,628,500 | 4,678 |
| Average Assets, quarterly | $101,069,500 | 4,723 |
| Volatile liabilities | $11,797,000 | 5,269 |
| Insider loans | $566,000 | 5,224 |
| FHLB advances | $4,900,000 | 3,285 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $9,252,000 | 4,447 |
| Tier 1 (core) risk-based capital | $8,684,000 | 5,185 |
| Tier 2 risk-based capital | $848,000 | 4,147 |
| Total risk weighted assets | $67,813,000 | 4,651 |
| Total unused commitments | $9,252,000 | 4,452 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 36 | 4,424 |
| Assets and Liabilities | ||
| Total Assets: | $100,895,000 | 4,738 |
| Cash and due from depository institutions | $3,897,000 | 4,424 |
| Interest-bearing balances | $517,000 | 3,852 |
| Securities | $32,542,000 | 3,343 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $60,211,000 | 4,801 |
| Loan loss allowance | $883,000 | 4,276 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,929,000 | 3,155 |
| Other real estate owned | $0 | 4,424 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,316,000 | 5,694 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,895,000 | 4,738 |
| Total liabilities | $91,895,000 | 4,651 |
| Total deposits | $84,183,000 | 4,693 |
| Interest-bearing deposits | $74,540,000 | 4,571 |
| Deposits held in domestic offices | $84,183,000 | 4,690 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,586,000 | 2,242 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,251,000 | 3,220 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $875,000 | 3,617 |
| Total equity capital | $9,000,000 | 5,206 |
| Total bank equity capital | $9,000,000 | 5,206 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $5,000,000 | 3,265 |
| Undivided profits | $3,000,000 | 5,890 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,000 | 7,704 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $456,000 | 5,726 |
| Earning assets | $93,270,000 | 4,682 |
| Long-term assets (5+ years) | $15,511,000 | 4,018 |
| Average Assets, year-to-date | $100,423,330 | 4,692 |
| Average Assets, quarterly | $100,246,500 | 4,720 |
| Volatile liabilities | $13,270,000 | 4,903 |
| Insider loans | $482,000 | 5,520 |
| FHLB advances | $4,900,000 | 3,245 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $10,705,000 | 4,071 |
| Tier 1 (core) risk-based capital | $8,540,000 | 5,174 |
| Tier 2 risk-based capital | $812,000 | 4,240 |
| Total risk weighted assets | $64,914,000 | 4,751 |
| Total unused commitments | $10,705,000 | 4,086 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 36 | 4,413 |
| Assets and Liabilities | ||
| Total Assets: | $99,598,000 | 4,722 |
| Cash and due from depository institutions | $3,403,000 | 4,413 |
| Interest-bearing balances | $526,000 | 3,791 |
| Securities | $35,057,000 | 3,135 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $56,799,000 | 4,920 |
| Loan loss allowance | $890,000 | 4,228 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,978,000 | 3,072 |
| Other real estate owned | $0 | 4,413 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,361,000 | 5,551 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $99,598,000 | 4,722 |
| Total liabilities | $90,864,000 | 4,649 |
| Total deposits | $82,496,000 | 4,739 |
| Interest-bearing deposits | $73,256,000 | 4,613 |
| Deposits held in domestic offices | $82,496,000 | 4,736 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,489,000 | 1,844 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $5,076,000 | 3,180 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $803,000 | 3,878 |
| Total equity capital | $8,734,000 | 5,238 |
| Total bank equity capital | $8,734,000 | 5,238 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000,000 | 2,845 |
| Surplus | $5,000,000 | 3,222 |
| Undivided profits | $2,734,000 | 6,041 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $65,000 | 7,280 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $544,000 | 5,054 |
| Earning assets | $92,382,000 | 4,676 |
| Long-term assets (5+ years) | $14,696,000 | 4,041 |
| Average Assets, year-to-date | $100,187,500 | 4,678 |
| Average Assets, quarterly | $100,187,500 | 4,678 |
| Volatile liabilities | $10,605,000 | 5,520 |
| Insider loans | $480,000 | 5,491 |
| FHLB advances | $4,900,000 | 3,162 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $10,114,000 | 4,141 |
| Tier 1 (core) risk-based capital | $8,334,000 | 5,208 |
| Tier 2 risk-based capital | $777,000 | 4,342 |
| Total risk weighted assets | $62,014,000 | 4,834 |
| Total unused commitments | $10,114,000 | 4,156 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 36 | 4,387 |
| Assets and Liabilities | ||
| Total Assets: | $100,777,000 | 4,658 |
| Cash and due from depository institutions | $3,179,000 | 4,387 |
| Interest-bearing balances | $517,000 | 3,724 |
| Securities | $38,528,000 | 2,896 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $54,683,000 | 5,039 |
| Loan loss allowance | $884,000 | 4,169 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,003,000 | 3,034 |
| Other real estate owned | $0 | 4,387 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,384,000 | 5,569 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,777,000 | 4,658 |
| Total liabilities | $92,140,000 | 4,574 |
| Total deposits | $82,144,000 | 4,701 |
| Interest-bearing deposits | $72,184,000 | 4,610 |
| Deposits held in domestic offices | $82,144,000 | 4,696 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,829,000 | 1,634 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $5,250,000 | 3,174 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $917,000 | 3,588 |
| Total equity capital | $8,637,000 | 5,227 |
| Total bank equity capital | $8,637,000 | 5,227 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $5,000,000 | 3,190 |
| Undivided profits | $2,637,000 | 6,148 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $569,000 | 5,143 |
| Earning assets | $93,728,000 | 4,600 |
| Long-term assets (5+ years) | $7,650,000 | 5,331 |
| Average Assets, year-to-date | $89,692,000 | 4,871 |
| Average Assets, quarterly | $96,331,000 | 4,760 |
| Volatile liabilities | $11,498,000 | 5,306 |
| Insider loans | $514,000 | 5,390 |
| FHLB advances | $4,900,000 | 3,178 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $9,105,000 | 4,295 |
| Tier 1 (core) risk-based capital | $8,190,000 | 5,214 |
| Tier 2 risk-based capital | $772,000 | 4,320 |
| Total risk weighted assets | $61,672,000 | 4,842 |
| Total unused commitments | $9,105,000 | 4,298 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 36 | 4,380 |
| Assets and Liabilities | ||
| Total Assets: | $84,413,000 | 5,121 |
| Cash and due from depository institutions | $3,727,000 | 4,380 |
| Interest-bearing balances | $719,000 | 3,322 |
| Securities | $26,113,000 | 3,722 |
| Federal funds sold & reverse repurchase agreements | $3,361,000 | 3,657 |
| Net loans & leases | $46,735,000 | 5,454 |
| Loan loss allowance | $854,000 | 4,056 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,131,000 | 2,850 |
| Other real estate owned | $9,000 | 4,380 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,337,000 | 5,725 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,413,000 | 5,121 |
| Total liabilities | $76,531,000 | 5,088 |
| Total deposits | $69,787,000 | 5,163 |
| Interest-bearing deposits | $61,792,000 | 5,021 |
| Deposits held in domestic offices | $69,787,000 | 5,158 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,669,000 | 1,987 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,253,000 | 3,594 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $822,000 | 3,975 |
| Total equity capital | $7,882,000 | 5,412 |
| Total bank equity capital | $7,882,000 | 5,412 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000,000 | 2,902 |
| Surplus | $5,000,000 | 3,089 |
| Undivided profits | $1,882,000 | 6,665 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,000 | 8,132 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $553,000 | 5,576 |
| Earning assets | $76,928,000 | 5,151 |
| Long-term assets (5+ years) | $7,239,000 | 5,478 |
| Average Assets, year-to-date | $84,199,000 | 4,964 |
| Average Assets, quarterly | $83,133,500 | 5,133 |
| Volatile liabilities | $9,360,000 | 5,828 |
| Insider loans | $85,000 | 7,820 |
| FHLB advances | $2,900,000 | 3,566 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $6,852,000 | 4,785 |
| Tier 1 (core) risk-based capital | $7,618,000 | 5,361 |
| Tier 2 risk-based capital | $648,000 | 4,681 |
| Total risk weighted assets | $51,656,000 | 5,309 |
| Total unused commitments | $6,852,000 | 4,790 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 35 | 4,548 |
| Assets and Liabilities | ||
| Total Assets: | $85,660,000 | 4,969 |
| Cash and due from depository institutions | $3,636,000 | 4,548 |
| Interest-bearing balances | $336,000 | 3,373 |
| Securities | $27,600,000 | 3,658 |
| Federal funds sold & reverse repurchase agreements | $3,004,000 | 3,392 |
| Net loans & leases | $46,828,000 | 5,397 |
| Loan loss allowance | $843,000 | 3,996 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,307,000 | 2,663 |
| Other real estate owned | $0 | 4,548 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,285,000 | 5,339 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,660,000 | 4,969 |
| Total liabilities | $78,438,000 | 4,910 |
| Total deposits | $70,240,000 | 4,981 |
| Interest-bearing deposits | $62,073,000 | 4,913 |
| Deposits held in domestic offices | $70,240,000 | 4,977 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,920,000 | 1,989 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $4,440,000 | 3,066 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $838,000 | 4,102 |
| Total equity capital | $7,222,000 | 5,678 |
| Total bank equity capital | $7,222,000 | 5,678 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000,000 | 2,981 |
| Surplus | $5,000,000 | 3,002 |
| Undivided profits | $1,222,000 | 7,413 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $101,000 | 6,758 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $331,000 | 6,572 |
| Earning assets | $77,768,000 | 5,004 |
| Long-term assets (5+ years) | $4,830,000 | 6,069 |
| Average Assets, year-to-date | $81,845,400 | 4,966 |
| Average Assets, quarterly | $83,485,000 | 5,001 |
| Volatile liabilities | $15,623,000 | 4,344 |
| Insider loans | $158,000 | 7,410 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $7,252,000 | 4,496 |
| Tier 1 (core) risk-based capital | $7,254,000 | 5,548 |
| Tier 2 risk-based capital | $684,040 | 4,402 |
| Total risk weighted assets | $54,564,040 | 4,999 |
| Total unused commitments | $7,252,000 | 4,497 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 35 | 4,678 |
| Assets and Liabilities | ||
| Total Assets: | $79,674,000 | 5,231 |
| Cash and due from depository institutions | $3,171,000 | 4,678 |
| Interest-bearing balances | $319,000 | 3,536 |
| Securities | $28,657,000 | 3,733 |
| Federal funds sold & reverse repurchase agreements | $3,653,000 | 2,497 |
| Net loans & leases | $39,465,000 | 5,880 |
| Loan loss allowance | $692,000 | 4,587 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,307,000 | 2,610 |
| Other real estate owned | $0 | 4,678 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,421,000 | 5,039 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,674,000 | 5,231 |
| Total liabilities | $73,047,000 | 5,170 |
| Total deposits | $68,036,000 | 5,138 |
| Interest-bearing deposits | $60,196,000 | 5,029 |
| Deposits held in domestic offices | $68,036,000 | 5,134 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,672,000 | 1,960 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $706,000 | 4,825 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $633,000 | 4,595 |
| Total equity capital | $6,627,000 | 5,883 |
| Total bank equity capital | $6,627,000 | 5,883 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 3,047 |
| Surplus | $5,000,000 | 2,970 |
| Undivided profits | $627,000 | 8,244 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $171,000 | 5,998 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $212,000 | 7,634 |
| Earning assets | $72,094,000 | 5,262 |
| Long-term assets (5+ years) | $5,862,000 | 6,012 |
| Average Assets, year-to-date | $75,171,800 | 5,298 |
| Average Assets, quarterly | $78,072,500 | 5,265 |
| Volatile liabilities | $12,876,000 | 4,696 |
| Insider loans | $68,000 | 8,349 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $7,147,000 | 4,559 |
| Tier 1 (core) risk-based capital | $7,090,000 | 5,634 |
| Tier 2 risk-based capital | $611,810 | 4,648 |
| Total risk weighted assets | $48,864,310 | 5,283 |
| Total unused commitments | $7,147,000 | 4,563 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 37 | 4,530 |
| Assets and Liabilities | ||
| Total Assets: | $74,066,000 | 5,499 |
| Cash and due from depository institutions | $4,949,000 | 4,530 |
| Interest-bearing balances | $122,000 | 4,669 |
| Securities | $30,071,000 | 3,627 |
| Federal funds sold & reverse repurchase agreements | $1,615,000 | 6,226 |
| Net loans & leases | $33,296,000 | 6,355 |
| Loan loss allowance | $668,000 | 4,622 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,018,000 | 2,678 |
| Other real estate owned | $76,000 | 4,530 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,041,000 | 5,763 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,066,000 | 5,499 |
| Total liabilities | $66,479,000 | 5,488 |
| Total deposits | $62,173,000 | 5,506 |
| Interest-bearing deposits | $55,490,000 | 5,341 |
| Deposits held in domestic offices | $62,173,000 | 5,503 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,064,000 | 1,725 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $616,000 | 4,073 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $626,000 | 4,980 |
| Total equity capital | $7,587,000 | 5,435 |
| Total bank equity capital | $7,587,000 | 5,435 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000,000 | 3,049 |
| Surplus | $5,000,000 | 2,820 |
| Undivided profits | $1,587,000 | 7,439 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $326,000 | 5,009 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $177,000 | 8,242 |
| Earning assets | $65,104,000 | 5,653 |
| Long-term assets (5+ years) | $10,424,000 | 4,625 |
| Average Assets, year-to-date | $70,963,600 | 5,424 |
| Average Assets, quarterly | $72,040,000 | 5,518 |
| Volatile liabilities | $9,663,000 | 5,090 |
| Insider loans | $946,000 | 3,682 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,449,000 | 6,235 |
| Tier 1 (core) risk-based capital | $7,578,000 | 5,258 |
| Tier 2 risk-based capital | $521,260 | 5,059 |
| Total risk weighted assets | $41,554,160 | 5,756 |
| Total unused commitments | $3,449,000 | 6,242 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 36 | 4,776 |
| Assets and Liabilities | ||
| Total Assets: | $70,982,000 | 5,667 |
| Cash and due from depository institutions | $3,456,000 | 4,776 |
| Interest-bearing balances | $20,000 | 5,864 |
| Securities | $16,851,000 | 5,572 |
| Federal funds sold & reverse repurchase agreements | $6,337,000 | 2,185 |
| Net loans & leases | $40,283,000 | 5,779 |
| Loan loss allowance | $659,000 | 4,719 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,108,000 | 2,546 |
| Other real estate owned | $0 | 4,776 |
| Goodwill and other intangibles | $33,000 | 3,117 |
| All other assets | $914,000 | 6,395 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,982,000 | 5,667 |
| Total liabilities | $62,755,000 | 5,727 |
| Total deposits | $58,550,000 | 5,753 |
| Interest-bearing deposits | $52,004,000 | 5,623 |
| Deposits held in domestic offices | $58,550,000 | 5,746 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,637,000 | 1,943 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $775,000 | 3,744 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $793,000 | 4,293 |
| Total equity capital | $8,227,000 | 5,100 |
| Total bank equity capital | $8,227,000 | 5,100 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000,000 | 3,120 |
| Surplus | $5,000,000 | 2,740 |
| Undivided profits | $2,227,000 | 6,854 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $522,000 | 3,954 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $220,000 | 7,948 |
| Earning assets | $63,491,000 | 5,773 |
| Long-term assets (5+ years) | $9,987,000 | 4,340 |
| Average Assets, year-to-date | $69,924,000 | 5,540 |
| Average Assets, quarterly | $69,903,000 | 5,683 |
| Volatile liabilities | $8,037,000 | 5,697 |
| Insider loans | $978,000 | 3,620 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,455,000 | 5,483 |
| Tier 1 (core) risk-based capital | $8,185,700 | 4,979 |
| Tier 2 risk-based capital | $568,070 | 4,721 |
| Total risk weighted assets | $45,354,770 | 5,459 |
| Total unused commitments | $4,455,000 | 5,487 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 43 | 4,297 |
| Assets and Liabilities | ||
| Total Assets: | $71,554,000 | 5,775 |
| Cash and due from depository institutions | $3,178,000 | 4,297 |
| Interest-bearing balances | $20,000 | 5,917 |
| Securities | $18,535,000 | 5,587 |
| Federal funds sold & reverse repurchase agreements | $5,132,000 | 2,522 |
| Net loans & leases | $40,515,000 | 5,820 |
| Loan loss allowance | $554,000 | 5,507 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,220,000 | 2,441 |
| Other real estate owned | $0 | 4,297 |
| Goodwill and other intangibles | $19,000 | 3,127 |
| All other assets | $955,000 | 6,424 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,554,000 | 5,775 |
| Total liabilities | $63,538,000 | 5,831 |
| Total deposits | $59,869,000 | 5,844 |
| Interest-bearing deposits | $52,721,000 | 5,741 |
| Deposits held in domestic offices | $59,869,000 | 5,837 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,331,000 | 2,131 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $627,000 | 3,754 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $711,000 | 4,624 |
| Total equity capital | $8,016,000 | 5,226 |
| Total bank equity capital | $8,016,000 | 5,226 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 3,340 |
| Surplus | $5,000,000 | 2,818 |
| Undivided profits | $2,016,000 | 7,239 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $656,000 | 3,648 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $223,000 | 8,080 |
| Earning assets | $64,202,000 | 5,874 |
| Long-term assets (5+ years) | $10,998,000 | 3,993 |
| Average Assets, year-to-date | $70,228,200 | 5,683 |
| Average Assets, quarterly | $69,889,500 | 5,832 |
| Volatile liabilities | $5,658,000 | 6,699 |
| Insider loans | $1,981,000 | 2,136 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,553,000 | 5,966 |
| Tier 1 (core) risk-based capital | $8,032,000 | 5,125 |
| Tier 2 risk-based capital | $554,000 | 4,867 |
| Total risk weighted assets | $47,129,300 | 5,309 |
| Total unused commitments | $3,553,000 | 5,982 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 41 | 4,605 |
| Assets and Liabilities | ||
| Total Assets: | $73,086,000 | 5,759 |
| Cash and due from depository institutions | $3,740,000 | 4,605 |
| Interest-bearing balances | $27,000 | 6,030 |
| Securities | $20,985,000 | 5,367 |
| Federal funds sold & reverse repurchase agreements | $3,221,000 | 4,139 |
| Net loans & leases | $40,978,000 | 5,734 |
| Loan loss allowance | $556,000 | 5,610 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,321,000 | 2,319 |
| Other real estate owned | $10,000 | 4,605 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $831,000 | 7,142 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,086,000 | 5,759 |
| Total liabilities | $65,017,000 | 5,791 |
| Total deposits | $62,470,000 | 5,755 |
| Interest-bearing deposits | $56,195,000 | 5,577 |
| Deposits held in domestic offices | $62,470,000 | 5,745 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $224,000 | 3,429 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,803,000 | 2,487 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $520,000 | 6,060 |
| Total equity capital | $8,069,000 | 5,204 |
| Total bank equity capital | $8,069,000 | 5,204 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $5,000,000 | 2,816 |
| Undivided profits | $2,069,000 | 7,373 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $250,000 | 6,093 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $232,000 | 8,225 |
| Earning assets | $65,211,000 | 5,880 |
| Long-term assets (5+ years) | $11,577,000 | 3,682 |
| Average Assets, year-to-date | $72,213,400 | 5,607 |
| Average Assets, quarterly | $72,281,500 | 5,747 |
| Volatile liabilities | $6,568,000 | 6,004 |
| Insider loans | $1,871,000 | 2,264 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,006,000 | 7,426 |
| Tier 1 (core) risk-based capital | $7,996,000 | 5,092 |
| Tier 2 risk-based capital | $556,000 | 4,851 |
| Total risk weighted assets | $48,936,500 | 5,121 |
| Total unused commitments | $2,006,000 | 7,440 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 40 | 4,868 |
| Assets and Liabilities | ||
| Total Assets: | $71,861,000 | 5,806 |
| Cash and due from depository institutions | $2,909,000 | 4,868 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $21,331,000 | 5,612 |
| Federal funds sold & reverse repurchase agreements | $127,000 | 7,978 |
| Net loans & leases | $43,151,000 | 5,487 |
| Loan loss allowance | $438,000 | 6,766 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,298,000 | 2,255 |
| Other real estate owned | $12,000 | 4,868 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,033,000 | 6,595 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,861,000 | 5,806 |
| Total liabilities | $64,395,000 | 5,844 |
| Total deposits | $62,909,000 | 5,704 |
| Interest-bearing deposits | $56,555,000 | 5,511 |
| Deposits held in domestic offices | $62,909,000 | 5,697 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $771,000 | 3,610 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $346,000 | 4,038 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $369,000 | 6,428 |
| Total equity capital | $7,466,000 | 5,202 |
| Total bank equity capital | $7,466,000 | 5,202 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $5,000,000 | 2,732 |
| Undivided profits | $1,466,000 | 8,078 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $689,000 | 3,471 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $206,000 | 8,332 |
| Earning assets | $64,609,000 | 5,886 |
| Long-term assets (5+ years) | $12,964,000 | 3,489 |
| Average Assets, year-to-date | $71,350,000 | 5,720 |
| Average Assets, quarterly | $71,916,000 | 5,762 |
| Volatile liabilities | $4,866,000 | 6,852 |
| Insider loans | $1,224,000 | 3,192 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,294,000 | 7,110 |
| Tier 1 (core) risk-based capital | $8,002,000 | 5,000 |
| Tier 2 risk-based capital | $438,000 | 5,845 |
| Total risk weighted assets | $50,350,200 | 4,911 |
| Total unused commitments | $2,294,000 | 7,122 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 47 | 4,400 |
| Assets and Liabilities | ||
| Total Assets: | $69,699,000 | 6,092 |
| Cash and due from depository institutions | $2,303,000 | 4,400 |
| Interest-bearing balances | $100,000 | 6,134 |
| Securities | $21,789,000 | 5,758 |
| Federal funds sold & reverse repurchase agreements | $236,000 | 9,834 |
| Net loans & leases | $41,157,000 | 5,599 |
| Loan loss allowance | $496,000 | 6,429 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,189,000 | 2,304 |
| Other real estate owned | $14,000 | 4,400 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,011,000 | 6,051 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,699,000 | 6,092 |
| Total liabilities | $61,395,000 | 6,203 |
| Total deposits | $58,261,000 | 6,285 |
| Interest-bearing deposits | $52,923,000 | 6,051 |
| Deposits held in domestic offices | $58,261,000 | 6,277 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,296,000 | 2,103 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $402,000 | 3,537 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $436,000 | 5,889 |
| Total equity capital | $8,304,000 | 4,848 |
| Total bank equity capital | $8,304,000 | 4,848 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $5,000,000 | 2,659 |
| Undivided profits | $2,304,000 | 7,049 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $466,000 | 5,094 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $240,000 | 7,207 |
| Earning assets | $63,282,000 | 6,144 |
| Long-term assets (5+ years) | $16,153,000 | 3,124 |
| Average Assets, year-to-date | $67,932,600 | 6,075 |
| Average Assets, quarterly | $68,837,000 | 6,093 |
| Volatile liabilities | $7,321,000 | 5,129 |
| Insider loans | $1,377,000 | 2,873 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,877,000 | 7,707 |
| Tier 1 (core) risk-based capital | $8,304,000 | 4,742 |
| Tier 2 risk-based capital | $496,000 | 5,321 |
| Total risk weighted assets | $47,973,200 | 5,087 |
| Total unused commitments | $1,877,000 | 7,735 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 46 | 4,586 |
| Assets and Liabilities | ||
| Total Assets: | $68,433,000 | 6,240 |
| Cash and due from depository institutions | $3,541,000 | 4,586 |
| Interest-bearing balances | $290,000 | 5,766 |
| Securities | $21,300,000 | 5,859 |
| Federal funds sold & reverse repurchase agreements | $2,047,000 | 6,398 |
| Net loans & leases | $39,446,000 | 5,791 |
| Loan loss allowance | $438,000 | 7,077 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,107,000 | 5,807 |
| Other real estate owned | $23,000 | 4,586 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $969,000 | 6,502 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,433,000 | 6,240 |
| Total liabilities | $60,454,000 | 6,381 |
| Total deposits | $59,682,000 | 6,283 |
| Interest-bearing deposits | $54,127,000 | 6,070 |
| Deposits held in domestic offices | $59,682,000 | 6,273 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $105,000 | 3,590 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $350,000 | 3,451 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $317,000 | 7,965 |
| Total equity capital | $7,979,000 | 4,794 |
| Total bank equity capital | $7,979,000 | 4,794 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $3,000,000 | 3,950 |
| Undivided profits | $3,979,000 | 4,960 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $368,000 | 6,607 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $268,000 | 7,139 |
| Earning assets | $63,083,000 | 6,193 |
| Long-term assets (5+ years) | $14,879,000 | 3,257 |
| Average Assets, year-to-date | $67,156,800 | 6,198 |
| Average Assets, quarterly | $68,101,000 | 6,211 |
| Volatile liabilities | $4,253,000 | 7,183 |
| Insider loans | $205,000 | 3,871 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,607,000 | 7,928 |
| Tier 1 (core) risk-based capital | $7,979,000 | 4,720 |
| Tier 2 risk-based capital | $438,000 | 5,815 |
| Total risk weighted assets | $44,139,500 | 5,507 |
| Total unused commitments | $1,607,000 | 7,959 |
| Derivatives | $0 | 651 |