Home > First Bank and Trust > Income and Expense
First Bank and Trust, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $17,040,000 | 1,933 |
| Total interest expense | $7,773,000 | 1,981 |
| Net interest income | $9,267,000 | 1,880 |
| Provision for loan and lease losses | $507,000 | 1,745 |
| Total noninterest income | $826,000 | 3,498 |
| Gross Fiduciary activities income | $101,000 | 1,047 |
| Service charges on deposit accounts | $385,000 | 3,331 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $340,000 | 3,645 |
| Total noninterest expense | $5,325,000 | 2,422 |
| Salaries and employee benefits | $3,468,000 | 1,888 |
| Premises and equipment expense | $570,000 | 3,308 |
| Additional noninterest expense | $1,287,000 | 3,133 |
| Pre-tax net operating income | $4,261,000 | 1,790 |
| Securities gains (losses) | $13,000 | 2,177 |
| Applicable income taxes | $720,000 | 3,167 |
| Income before extraordinary items | $3,554,000 | 1,514 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,554,000 | 1,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 3,059 |
| Cash dividends | $2,343,000 | 1,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,543,210 | 1,479 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $16,583,000 | 2,038 |
| Total interest expense | $7,441,000 | 2,112 |
| Net interest income | $9,142,000 | 1,968 |
| Provision for loan and lease losses | $445,000 | 1,911 |
| Total noninterest income | $804,000 | 3,693 |
| Gross Fiduciary activities income | $110,000 | 1,085 |
| Service charges on deposit accounts | $349,000 | 3,762 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $345,000 | 3,729 |
| Total noninterest expense | $5,077,000 | 2,690 |
| Salaries and employee benefits | $3,215,000 | 2,071 |
| Premises and equipment expense | $607,000 | 3,175 |
| Additional noninterest expense | $1,255,000 | 3,638 |
| Pre-tax net operating income | $4,424,000 | 1,640 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $1,458,000 | 1,642 |
| Income before extraordinary items | $2,971,000 | 1,674 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,971,000 | 1,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 2,685 |
| Cash dividends | $5,175,000 | 649 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,967,650 | 1,646 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $16,019,000 | 2,097 |
| Total interest expense | $7,496,000 | 2,092 |
| Net interest income | $8,523,000 | 2,115 |
| Provision for loan and lease losses | $475,000 | 1,647 |
| Total noninterest income | $772,000 | 3,780 |
| Gross Fiduciary activities income | $99,000 | 1,166 |
| Service charges on deposit accounts | $314,000 | 4,136 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $359,000 | 3,546 |
| Total noninterest expense | $5,104,000 | 2,657 |
| Salaries and employee benefits | $3,073,000 | 2,156 |
| Premises and equipment expense | $566,000 | 3,375 |
| Additional noninterest expense | $1,465,000 | 3,153 |
| Pre-tax net operating income | $3,716,000 | 1,978 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,149,000 | 2,101 |
| Income before extraordinary items | $2,567,000 | 1,956 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,567,000 | 1,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,621 |
| Cash dividends | $1,658,000 | 1,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,567,000 | 1,937 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $14,357,000 | 2,131 |
| Total interest expense | $6,242,000 | 2,007 |
| Net interest income | $8,115,000 | 2,223 |
| Provision for loan and lease losses | $194,000 | 3,091 |
| Total noninterest income | $868,000 | 3,457 |
| Gross Fiduciary activities income | $97,000 | 1,190 |
| Service charges on deposit accounts | $352,000 | 3,813 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $419,000 | 3,310 |
| Total noninterest expense | $5,568,000 | 2,505 |
| Salaries and employee benefits | $3,066,000 | 2,164 |
| Premises and equipment expense | $584,000 | 3,351 |
| Additional noninterest expense | $1,918,000 | 2,666 |
| Pre-tax net operating income | $3,221,000 | 2,198 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $939,000 | 2,373 |
| Income before extraordinary items | $2,282,000 | 2,140 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,282,000 | 2,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 2,617 |
| Cash dividends | $1,471,000 | 1,437 |
| Sale, conversion, retirement of capital stock, net | $-2,000 | 12,436 |
| Net operating income | $2,282,000 | 2,160 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,019,000 | 3,405 |
| Total interest expense | $4,204,000 | 3,017 |
| Net interest income | $4,815,000 | 3,691 |
| Provision for loan and lease losses | $81,000 | 6,293 |
| Total noninterest income | $562,000 | 5,183 |
| Gross Fiduciary activities income | $63,000 | 1,295 |
| Service charges on deposit accounts | $263,000 | 4,909 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $236,000 | 5,167 |
| Total noninterest expense | $3,166,000 | 4,300 |
| Salaries and employee benefits | $1,776,000 | 3,656 |
| Premises and equipment expense | $306,000 | 5,744 |
| Additional noninterest expense | $1,084,000 | 4,600 |
| Pre-tax net operating income | $2,130,000 | 3,115 |
| Securities gains (losses) | $7,000 | 5,826 |
| Applicable income taxes | $620,000 | 3,501 |
| Income before extraordinary items | $1,517,000 | 3,209 |
| Extraordinary gains, net | $98,000 | 1,595 |
| Net income | $1,615,000 | 3,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 6,165 |
| Cash dividends | $1,370,000 | 1,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,512,030 | 3,051 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,964,000 | 3,495 |
| Total interest expense | $4,950,000 | 3,342 |
| Net interest income | $5,014,000 | 3,625 |
| Provision for loan and lease losses | $160,000 | 5,897 |
| Total noninterest income | $562,000 | 5,208 |
| Gross Fiduciary activities income | $80,000 | 1,296 |
| Service charges on deposit accounts | $307,000 | 4,362 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $175,000 | 6,128 |
| Total noninterest expense | $3,185,000 | 4,273 |
| Salaries and employee benefits | $1,720,000 | 3,720 |
| Premises and equipment expense | $348,000 | 5,395 |
| Additional noninterest expense | $1,118,000 | 4,624 |
| Pre-tax net operating income | $2,231,000 | 2,795 |
| Securities gains (losses) | $50,000 | 4,121 |
| Applicable income taxes | $701,000 | 2,972 |
| Income before extraordinary items | $1,580,000 | 2,918 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,580,000 | 2,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 8,252 |
| Cash dividends | $1,477,000 | 1,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,545,500 | 2,772 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.