Home > First Bank and Trust > Assets and Liabilities
First Bank and Trust, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 111 | 1,575 |
| Assets and Liabilities | ||
| Total Assets: | $232,532,000 | 1,967 |
| Cash and due from depository institutions | $7,577,000 | 1,575 |
| Interest-bearing balances | $2,533,000 | 1,515 |
| Securities | $30,546,000 | 3,578 |
| Federal funds sold & reverse repurchase agreements | $19,525,000 | 680 |
| Net loans & leases | $168,989,000 | 1,664 |
| Loan loss allowance | $2,255,000 | 1,596 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,233,000 | 2,454 |
| Other real estate owned | $153,000 | 1,575 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,509,000 | 2,853 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $232,532,000 | 1,967 |
| Total liabilities | $212,855,000 | 1,936 |
| Total deposits | $210,663,000 | 1,781 |
| Interest-bearing deposits | $188,854,000 | 1,714 |
| Deposits held in domestic offices | $210,663,000 | 1,774 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $885,000 | 2,765 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,307,000 | 2,837 |
| Total equity capital | $19,677,000 | 2,264 |
| Total bank equity capital | $19,677,000 | 2,264 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,246,000 | 2,758 |
| Surplus | $8,502,000 | 1,792 |
| Undivided profits | $9,929,000 | 2,541 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $680,000 | 3,301 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,914,000 | 1,134 |
| Earning assets | $221,593,000 | 1,887 |
| Long-term assets (5+ years) | $44,140,000 | 1,534 |
| Average Assets, year-to-date | $223,090,600 | 1,950 |
| Average Assets, quarterly | $228,608,500 | 1,970 |
| Volatile liabilities | $29,194,000 | 2,188 |
| Insider loans | $5,089,000 | 813 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $12,574,000 | 2,932 |
| Tier 1 (core) risk-based capital | $19,429,000 | 2,197 |
| Tier 2 risk-based capital | $1,751,040 | 1,734 |
| Total risk weighted assets | $139,579,440 | 2,009 |
| Total unused commitments | $12,574,000 | 2,934 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 116 | 1,614 |
| Assets and Liabilities | ||
| Total Assets: | $216,003,000 | 2,148 |
| Cash and due from depository institutions | $10,894,000 | 1,614 |
| Interest-bearing balances | $3,805,000 | 1,016 |
| Securities | $38,656,000 | 3,139 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 6,394 |
| Net loans & leases | $159,161,000 | 1,817 |
| Loan loss allowance | $1,895,000 | 2,007 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,322,000 | 2,386 |
| Other real estate owned | $0 | 1,614 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,970,000 | 2,502 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $216,003,000 | 2,148 |
| Total liabilities | $198,475,000 | 2,115 |
| Total deposits | $193,653,000 | 2,005 |
| Interest-bearing deposits | $173,232,000 | 1,930 |
| Deposits held in domestic offices | $193,653,000 | 1,994 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $588,000 | 3,126 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $3,000,000 | 2,282 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,234,000 | 2,989 |
| Total equity capital | $17,528,000 | 2,558 |
| Total bank equity capital | $17,528,000 | 2,558 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,246,000 | 2,942 |
| Surplus | $7,782,000 | 2,014 |
| Undivided profits | $8,500,000 | 2,889 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $928,000 | 2,841 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,692,000 | 1,266 |
| Earning assets | $202,622,000 | 2,119 |
| Long-term assets (5+ years) | $59,652,000 | 1,106 |
| Average Assets, year-to-date | $217,727,800 | 2,076 |
| Average Assets, quarterly | $215,439,000 | 2,136 |
| Volatile liabilities | $20,839,000 | 2,814 |
| Insider loans | $3,773,000 | 1,155 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $12,211,000 | 2,955 |
| Tier 1 (core) risk-based capital | $17,498,000 | 2,487 |
| Tier 2 risk-based capital | $1,685,730 | 1,859 |
| Total risk weighted assets | $134,649,130 | 2,091 |
| Total unused commitments | $12,211,000 | 2,970 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 116 | 1,647 |
| Assets and Liabilities | ||
| Total Assets: | $214,041,000 | 2,204 |
| Cash and due from depository institutions | $9,616,000 | 1,647 |
| Interest-bearing balances | $4,188,000 | 1,106 |
| Securities | $49,604,000 | 2,543 |
| Federal funds sold & reverse repurchase agreements | $2,625,000 | 4,743 |
| Net loans & leases | $145,622,000 | 1,948 |
| Loan loss allowance | $1,649,000 | 2,297 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,509,000 | 2,198 |
| Other real estate owned | $9,000 | 1,647 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,056,000 | 2,494 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $214,041,000 | 2,204 |
| Total liabilities | $194,289,000 | 2,190 |
| Total deposits | $192,496,000 | 2,043 |
| Interest-bearing deposits | $171,090,000 | 1,979 |
| Deposits held in domestic offices | $192,496,000 | 2,033 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $555,000 | 3,015 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,238,000 | 3,052 |
| Total equity capital | $19,752,000 | 2,254 |
| Total bank equity capital | $19,752,000 | 2,254 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,246,000 | 3,047 |
| Surplus | $7,782,000 | 2,012 |
| Undivided profits | $10,724,000 | 2,436 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $695,000 | 3,444 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,709,000 | 1,296 |
| Earning assets | $202,039,000 | 2,156 |
| Long-term assets (5+ years) | $54,462,000 | 1,103 |
| Average Assets, year-to-date | $212,640,000 | 2,130 |
| Average Assets, quarterly | $214,011,000 | 2,181 |
| Volatile liabilities | $15,990,000 | 3,162 |
| Insider loans | $3,010,000 | 1,434 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $16,086,000 | 2,313 |
| Tier 1 (core) risk-based capital | $19,702,000 | 2,177 |
| Tier 2 risk-based capital | $1,649,000 | 1,873 |
| Total risk weighted assets | $133,806,100 | 2,075 |
| Total unused commitments | $16,086,000 | 2,325 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 119 | 1,680 |
| Assets and Liabilities | ||
| Total Assets: | $210,786,000 | 2,198 |
| Cash and due from depository institutions | $12,673,000 | 1,680 |
| Interest-bearing balances | $6,831,000 | 519 |
| Securities | $60,642,000 | 2,168 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 3,530 |
| Net loans & leases | $128,154,000 | 2,151 |
| Loan loss allowance | $1,212,000 | 3,031 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,684,000 | 2,035 |
| Other real estate owned | $130,000 | 1,680 |
| Goodwill and other intangibles | $2,000 | 3,066 |
| All other assets | $3,301,000 | 2,447 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $210,786,000 | 2,198 |
| Total liabilities | $192,934,000 | 2,184 |
| Total deposits | $190,999,000 | 2,037 |
| Interest-bearing deposits | $167,384,000 | 1,979 |
| Deposits held in domestic offices | $190,999,000 | 2,025 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $627,000 | 3,768 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,308,000 | 2,472 |
| Total equity capital | $17,852,000 | 2,290 |
| Total bank equity capital | $17,852,000 | 2,290 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,246,000 | 3,161 |
| Surplus | $7,782,000 | 1,943 |
| Undivided profits | $8,824,000 | 2,634 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $604,000 | 3,792 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,457,000 | 1,337 |
| Earning assets | $197,827,000 | 2,130 |
| Long-term assets (5+ years) | $40,617,000 | 1,398 |
| Average Assets, year-to-date | $210,136,600 | 2,133 |
| Average Assets, quarterly | $209,591,000 | 2,189 |
| Volatile liabilities | $10,823,000 | 4,106 |
| Insider loans | $2,331,000 | 1,797 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $13,372,000 | 2,561 |
| Tier 1 (core) risk-based capital | $18,791,000 | 2,186 |
| Tier 2 risk-based capital | $1,212,000 | 2,452 |
| Total risk weighted assets | $124,806,800 | 2,168 |
| Total unused commitments | $13,372,000 | 2,571 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 68 | 3,090 |
| Assets and Liabilities | ||
| Total Assets: | $131,157,000 | 3,457 |
| Cash and due from depository institutions | $15,220,000 | 3,090 |
| Interest-bearing balances | $9,903,000 | 629 |
| Securities | $32,934,000 | 4,149 |
| Federal funds sold & reverse repurchase agreements | $6,350,000 | 2,195 |
| Net loans & leases | $72,791,000 | 3,461 |
| Loan loss allowance | $735,000 | 4,786 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,100,000 | 3,463 |
| Other real estate owned | $198,000 | 3,090 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,564,000 | 4,280 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $131,157,000 | 3,457 |
| Total liabilities | $120,429,000 | 3,436 |
| Total deposits | $119,615,000 | 3,294 |
| Interest-bearing deposits | $106,239,000 | 3,210 |
| Deposits held in domestic offices | $119,615,000 | 3,284 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $327,000 | 3,461 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $487,000 | 5,446 |
| Total equity capital | $10,728,000 | 3,800 |
| Total bank equity capital | $10,728,000 | 3,800 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $746,000 | 5,002 |
| Surplus | $3,785,000 | 3,470 |
| Undivided profits | $6,197,000 | 3,676 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $892,000 | 3,434 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $706,000 | 2,541 |
| Earning assets | $121,978,000 | 3,413 |
| Long-term assets (5+ years) | $24,137,000 | 2,289 |
| Average Assets, year-to-date | $128,934,800 | 3,436 |
| Average Assets, quarterly | $130,456,000 | 3,465 |
| Volatile liabilities | $8,689,000 | 4,555 |
| Insider loans | $1,123,000 | 3,429 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,198,000 | 3,281 |
| Tier 1 (core) risk-based capital | $10,728,000 | 3,728 |
| Tier 2 risk-based capital | $735,000 | 3,799 |
| Total risk weighted assets | $75,622,300 | 3,399 |
| Total unused commitments | $9,198,000 | 3,299 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 68 | 3,158 |
| Assets and Liabilities | ||
| Total Assets: | $128,421,000 | 3,614 |
| Cash and due from depository institutions | $11,316,000 | 3,158 |
| Interest-bearing balances | $7,898,000 | 951 |
| Securities | $34,386,000 | 3,966 |
| Federal funds sold & reverse repurchase agreements | $6,125,000 | 2,705 |
| Net loans & leases | $72,661,000 | 3,543 |
| Loan loss allowance | $701,000 | 4,996 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,993,000 | 3,625 |
| Other real estate owned | $271,000 | 3,158 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,669,000 | 4,203 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $128,421,000 | 3,614 |
| Total liabilities | $117,938,000 | 3,602 |
| Total deposits | $116,174,000 | 3,491 |
| Interest-bearing deposits | $104,360,000 | 3,404 |
| Deposits held in domestic offices | $116,174,000 | 3,483 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,063,000 | 2,502 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $701,000 | 4,417 |
| Total equity capital | $10,483,000 | 3,698 |
| Total bank equity capital | $10,483,000 | 3,698 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $746,000 | 5,255 |
| Surplus | $3,785,000 | 3,350 |
| Undivided profits | $5,952,000 | 3,642 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $817,000 | 4,212 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $838,000 | 2,376 |
| Earning assets | $121,070,000 | 3,494 |
| Long-term assets (5+ years) | $21,802,000 | 2,436 |
| Average Assets, year-to-date | $128,049,800 | 3,543 |
| Average Assets, quarterly | $128,054,500 | 3,598 |
| Volatile liabilities | $9,956,000 | 4,130 |
| Insider loans | $1,135,000 | 712 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $9,539,000 | 3,053 |
| Tier 1 (core) risk-based capital | $10,483,000 | 3,640 |
| Tier 2 risk-based capital | $701,000 | 3,949 |
| Total risk weighted assets | $73,730,700 | 3,541 |
| Total unused commitments | $9,539,000 | 3,069 |
| Derivatives | $0 | 651 |