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First Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0080%3,951
Percentage Net Loans Charged-off: Total real estate loans-0.0105%4,008
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate0.0000%532
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential-0.0369%4,317
Percentage Net Loans Charged-off: Home equity loans0.0000%246
All other 1-4 family - Percent of loans charged-off, net-0.0390%4,335
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,668
Percentage Net Loans Charged-off: Loans to individuals0.0347%2,661
Percentage Net Loans Charged-off: Credit card loans0.5076%462
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,715
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0108%3,952
Percentage Net Loans Charged-off: Total real estate loans-0.0141%4,121
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%416
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential-0.0495%4,406
Percentage Net Loans Charged-off: Home equity loans0.0000%206
All other 1-4 family - Percent of loans charged-off, net-0.0523%4,417
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,370
Percentage Net Loans Charged-off: Loans to individuals0.0453%2,371
Percentage Net Loans Charged-off: Credit card loans0.5414%391
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,489
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0015%2,339
Percentage Net Loans Charged-off: Total real estate loans0.0000%735
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate0.0000%312
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential0.0000%531
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net0.0000%481
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,179
Percentage Net Loans Charged-off: Loans to individuals0.0667%2,053
Percentage Net Loans Charged-off: Credit card loans0.6091%378
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,270
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0030%1,902
Percentage Net Loans Charged-off: Total real estate loans0.0000%512
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential0.0000%372
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net0.0000%332
Percentage Net Loans Charged-off: Commercial and industrial0.0000%773
Percentage Net Loans Charged-off: Loans to individuals0.1374%1,589
Percentage Net Loans Charged-off: Credit card loans1.2183%255
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,811
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0332%4,226
Percentage Net Loans Charged-off: Total real estate loans-0.0419%4,363
Percentage Net Loans Charged-off:Construction & development-0.2382%4,633
Percentage Net Loans Charged-off: Commercial real estate-0.0200%4,270
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.0185%4,031
Percentage Net Loans Charged-off: Home equity loans0.0000%205
All other 1-4 family - Percent of loans charged-off, net-0.0197%4,086
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,408
Percentage Net Loans Charged-off: Loans to individuals0.0504%2,393
Percentage Net Loans Charged-off: Credit card loans0.4195%404
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,578
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0414%4,251
Percentage Net Loans Charged-off: Total real estate loans-0.0511%4,437
Percentage Net Loans Charged-off:Construction & development-0.3037%4,682
Percentage Net Loans Charged-off: Commercial real estate-0.0272%4,369
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.0034%3,548
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.0036%3,629
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,111
Percentage Net Loans Charged-off: Loans to individuals0.0171%2,352
Percentage Net Loans Charged-off: Credit card loans0.1406%447
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,351
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0206%3,887
Percentage Net Loans Charged-off: Total real estate loans-0.0267%4,126
Percentage Net Loans Charged-off:Construction & development-0.0540%4,174
Percentage Net Loans Charged-off: Commercial real estate-0.0418%4,348
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0052%3,566
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net-0.0056%3,634
Percentage Net Loans Charged-off: Commercial and industrial0.0000%925
Percentage Net Loans Charged-off: Loans to individuals0.0525%1,982
Percentage Net Loans Charged-off: Credit card loans0.2168%389
Percentage Net Loans Charged-off: Other loans to individual0.0299%1,989
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0298%4,083
Percentage Net Loans Charged-off: Total real estate loans-0.0389%4,348
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate-0.0848%4,528
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.0054%3,693
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net-0.0058%3,764
Percentage Net Loans Charged-off: Commercial and industrial0.0000%640
Percentage Net Loans Charged-off: Loans to individuals0.0537%1,685
Percentage Net Loans Charged-off: Credit card loans0.4320%296
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,732
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0137%3,844
Percentage Net Loans Charged-off: Total real estate loans-0.0224%4,099
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate0.0000%744
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0840%4,420
Percentage Net Loans Charged-off: Home equity loans0.0000%242
All other 1-4 family - Percent of loans charged-off, net-0.0899%4,437
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,504
Percentage Net Loans Charged-off: Loans to individuals0.1461%1,759
Percentage Net Loans Charged-off: Credit card loans1.0186%301
Percentage Net Loans Charged-off: Other loans to individual0.0409%2,209
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0019%2,327
Percentage Net Loans Charged-off: Total real estate loans-0.0015%3,319
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate0.0000%641
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0055%3,618
Percentage Net Loans Charged-off: Home equity loans0.0000%216
All other 1-4 family - Percent of loans charged-off, net-0.0059%3,680
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,280
Percentage Net Loans Charged-off: Loans to individuals0.1262%1,669
Percentage Net Loans Charged-off: Credit card loans1.3749%253
Percentage Net Loans Charged-off: Other loans to individual-0.0176%3,725
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0035%2,043
Percentage Net Loans Charged-off: Total real estate loans-0.0015%3,404
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate0.0000%544
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0055%3,689
Percentage Net Loans Charged-off: Home equity loans0.0000%181
All other 1-4 family - Percent of loans charged-off, net-0.0059%3,766
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,104
Percentage Net Loans Charged-off: Loans to individuals0.1878%1,323
Percentage Net Loans Charged-off: Credit card loans2.0455%180
Percentage Net Loans Charged-off: Other loans to individual-0.0262%3,689
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0058%1,694
Percentage Net Loans Charged-off: Total real estate loans-0.0015%3,480
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0055%3,789
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net-0.0059%3,845
Percentage Net Loans Charged-off: Commercial and industrial0.0000%814
Percentage Net Loans Charged-off: Loans to individuals0.2829%1,061
Percentage Net Loans Charged-off: Credit card loans2.7570%139
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,563
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0187%4,407
Percentage Net Loans Charged-off: Total real estate loans-0.0281%4,506
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,060
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.1007%4,685
Percentage Net Loans Charged-off: Home equity loans0.0000%398
All other 1-4 family - Percent of loans charged-off, net-0.1088%4,702
Percentage Net Loans Charged-off: Commercial and industrial-0.0096%3,906
Percentage Net Loans Charged-off: Loans to individuals0.3956%1,456
Percentage Net Loans Charged-off: Credit card loans3.1903%154
Percentage Net Loans Charged-off: Other loans to individual0.0538%2,641
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0261%4,488
Percentage Net Loans Charged-off: Total real estate loans-0.0373%4,601
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate0.0000%822
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.1332%4,768
Percentage Net Loans Charged-off: Home equity loans0.0000%349
All other 1-4 family - Percent of loans charged-off, net-0.1444%4,778
Percentage Net Loans Charged-off: Commercial and industrial-0.0106%3,878
Percentage Net Loans Charged-off: Loans to individuals0.4715%1,229
Percentage Net Loans Charged-off: Credit card loans3.9712%109
Percentage Net Loans Charged-off: Other loans to individual0.0366%2,575
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0437%4,650
Percentage Net Loans Charged-off: Total real estate loans-0.0562%4,725
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate0.0000%666
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.2027%4,855
Percentage Net Loans Charged-off: Home equity loans0.0000%293
All other 1-4 family - Percent of loans charged-off, net-0.2198%4,857
Percentage Net Loans Charged-off: Commercial and industrial-0.0145%3,914
Percentage Net Loans Charged-off: Loans to individuals0.5635%1,143
Percentage Net Loans Charged-off: Credit card loans4.7516%101
Percentage Net Loans Charged-off: Other loans to individual0.0276%2,455
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0029%3,714
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,097
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate0.0000%429
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential0.0000%861
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net0.0000%803
Percentage Net Loans Charged-off: Commercial and industrial-0.0483%4,177
Percentage Net Loans Charged-off: Loans to individuals1.0895%708
Percentage Net Loans Charged-off: Credit card loans8.8143%49
Percentage Net Loans Charged-off: Other loans to individual0.0561%2,092
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0110%4,496
Percentage Net Loans Charged-off: Total real estate loans-0.0209%4,524
Percentage Net Loans Charged-off:Construction & development-0.0254%4,339
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,108
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0656%4,781
Percentage Net Loans Charged-off: Home equity loans0.0000%494
All other 1-4 family - Percent of loans charged-off, net-0.0715%4,795
Percentage Net Loans Charged-off: Commercial and industrial0.0347%2,045
Percentage Net Loans Charged-off: Loans to individuals0.2733%2,190
Percentage Net Loans Charged-off: Credit card loans1.2801%408
Percentage Net Loans Charged-off: Other loans to individual0.1584%2,492
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0025%3,344
Percentage Net Loans Charged-off: Total real estate loans-0.0030%3,934
Percentage Net Loans Charged-off:Construction & development-0.0341%4,446
Percentage Net Loans Charged-off: Commercial real estate0.0000%880
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential-0.0021%3,952
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net-0.0023%3,989
Percentage Net Loans Charged-off: Commercial and industrial0.0654%1,562
Percentage Net Loans Charged-off: Loans to individuals0.2257%2,203
Percentage Net Loans Charged-off: Credit card loans0.7197%472
Percentage Net Loans Charged-off: Other loans to individual0.1721%2,273
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0156%2,581
Percentage Net Loans Charged-off: Total real estate loans-0.0009%3,744
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate0.0000%706
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0031%3,998
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net-0.0034%4,038
Percentage Net Loans Charged-off: Commercial and industrial0.1343%1,128
Percentage Net Loans Charged-off: Loans to individuals0.3979%1,582
Percentage Net Loans Charged-off: Credit card loans1.0862%393
Percentage Net Loans Charged-off: Other loans to individual0.3244%1,634
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0180%4,446
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,244
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.0000%993
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net0.0000%925
Percentage Net Loans Charged-off: Commercial and industrial-0.0698%4,446
Percentage Net Loans Charged-off: Loans to individuals0.1655%1,980
Percentage Net Loans Charged-off: Credit card loans1.7372%293
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,284
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0056%4,375
Percentage Net Loans Charged-off: Total real estate loans-0.0148%4,489
Percentage Net Loans Charged-off:Construction & development-0.0950%4,614
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,145
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential-0.0208%4,618
Percentage Net Loans Charged-off: Home equity loans0.0000%568
All other 1-4 family - Percent of loans charged-off, net-0.0229%4,671
Percentage Net Loans Charged-off: Commercial and industrial-0.0485%4,404
Percentage Net Loans Charged-off: Loans to individuals0.1600%2,626
Percentage Net Loans Charged-off: Credit card loans0.4322%563
Percentage Net Loans Charged-off: Other loans to individual0.1278%2,671
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0064%4,280
Percentage Net Loans Charged-off: Total real estate loans-0.0193%4,583
Percentage Net Loans Charged-off:Construction & development-0.1216%4,705
Percentage Net Loans Charged-off: Commercial real estate0.0000%901
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential-0.0257%4,686
Percentage Net Loans Charged-off: Home equity loans0.0000%467
All other 1-4 family - Percent of loans charged-off, net-0.0283%4,735
Percentage Net Loans Charged-off: Commercial and industrial-0.0471%4,389
Percentage Net Loans Charged-off: Loans to individuals0.1723%2,373
Percentage Net Loans Charged-off: Credit card loans0.5761%495
Percentage Net Loans Charged-off: Other loans to individual0.1230%2,493
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0163%4,486
Percentage Net Loans Charged-off: Total real estate loans-0.0253%4,710
Percentage Net Loans Charged-off:Construction & development-0.1314%4,755
Percentage Net Loans Charged-off: Commercial real estate0.0000%695
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential-0.0386%4,852
Percentage Net Loans Charged-off: Home equity loans0.0000%391
All other 1-4 family - Percent of loans charged-off, net-0.0424%4,896
Percentage Net Loans Charged-off: Commercial and industrial-0.0422%4,359
Percentage Net Loans Charged-off: Loans to individuals0.2141%2,085
Percentage Net Loans Charged-off: Credit card loans0.4356%485
Percentage Net Loans Charged-off: Other loans to individual0.1869%2,064
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0033%2,620
Percentage Net Loans Charged-off: Total real estate loans-0.0081%4,361
Percentage Net Loans Charged-off:Construction & development-0.0810%4,780
Percentage Net Loans Charged-off: Commercial real estate0.0000%466
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,125
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net0.0000%1,039
Percentage Net Loans Charged-off: Commercial and industrial-0.0215%4,134
Percentage Net Loans Charged-off: Loans to individuals0.3431%1,603
Percentage Net Loans Charged-off: Credit card loans0.0000%441
Percentage Net Loans Charged-off: Other loans to individual0.3873%1,410
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0171%4,914
Percentage Net Loans Charged-off: Total real estate loans-0.0297%4,974
Percentage Net Loans Charged-off:Construction & development-0.0584%4,699
Percentage Net Loans Charged-off: Commercial real estate-0.0384%5,073
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential-0.0245%4,910
Percentage Net Loans Charged-off: Home equity loans-0.0192%3,827
All other 1-4 family - Percent of loans charged-off, net-0.0250%4,942
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,400
Percentage Net Loans Charged-off: Loans to individuals0.2236%2,652
Percentage Net Loans Charged-off: Credit card loans0.7145%552
Percentage Net Loans Charged-off: Other loans to individual0.1626%2,759
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0167%4,791
Percentage Net Loans Charged-off: Total real estate loans-0.0273%4,926
Percentage Net Loans Charged-off:Construction & development-0.0376%4,660
Percentage Net Loans Charged-off: Commercial real estate-0.0512%5,187
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0044%4,494
Percentage Net Loans Charged-off: Home equity loans-0.0256%3,874
All other 1-4 family - Percent of loans charged-off, net-0.0024%4,466
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,017
Percentage Net Loans Charged-off: Loans to individuals0.1773%2,608
Percentage Net Loans Charged-off: Credit card loans0.8154%488
Percentage Net Loans Charged-off: Other loans to individual0.0996%2,807
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0382%5,054
Percentage Net Loans Charged-off: Total real estate loans-0.0461%5,153
Percentage Net Loans Charged-off:Construction & development-0.0595%4,781
Percentage Net Loans Charged-off: Commercial real estate-0.0763%5,336
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential-0.0230%4,899
Percentage Net Loans Charged-off: Home equity loans-0.0391%3,928
All other 1-4 family - Percent of loans charged-off, net-0.0215%4,913
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,692
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,058
Percentage Net Loans Charged-off: Credit card loans0.0000%579
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,923
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0679%5,312
Percentage Net Loans Charged-off: Total real estate loans-0.0823%5,442
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate-0.1539%5,544
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential-0.0396%5,141
Percentage Net Loans Charged-off: Home equity loans-0.0842%4,118
All other 1-4 family - Percent of loans charged-off, net-0.0358%5,144
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,124
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,517
Percentage Net Loans Charged-off: Credit card loans0.0000%466
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,380
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0623%2,814
Percentage Net Loans Charged-off: Total real estate loans0.0353%2,055
Percentage Net Loans Charged-off:Construction & development-0.1345%4,983
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,463
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.1272%1,131
Percentage Net Loans Charged-off: Home equity loans0.0000%792
All other 1-4 family - Percent of loans charged-off, net0.1376%1,040
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,426
Percentage Net Loans Charged-off: Loans to individuals0.1800%2,863
Percentage Net Loans Charged-off: Credit card loans1.6097%372
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,583
Percentage Net Loans Charged-off: All other loans and lease0.3061%831
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0798%2,182
Percentage Net Loans Charged-off: Total real estate loans0.0437%1,640
Percentage Net Loans Charged-off:Construction & development-0.1928%5,095
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,171
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.1588%855
Percentage Net Loans Charged-off: Home equity loans0.0000%687
All other 1-4 family - Percent of loans charged-off, net0.1718%792
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,051
Percentage Net Loans Charged-off: Loans to individuals0.2069%2,451
Percentage Net Loans Charged-off: Credit card loans1.8218%320
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,251
Percentage Net Loans Charged-off: All other loans and lease0.4243%597
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0972%1,871
Percentage Net Loans Charged-off: Total real estate loans0.0820%1,141
Percentage Net Loans Charged-off:Construction & development-0.0237%4,779
Percentage Net Loans Charged-off: Commercial real estate0.0000%960
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.2461%603
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net0.2668%541
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,698
Percentage Net Loans Charged-off: Loans to individuals0.2631%2,106
Percentage Net Loans Charged-off: Credit card loans2.6939%207
Percentage Net Loans Charged-off: Other loans to individual-0.0664%4,966
Percentage Net Loans Charged-off: All other loans and lease0.2291%674
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0192%2,549
Percentage Net Loans Charged-off: Total real estate loans0.0253%1,415
Percentage Net Loans Charged-off:Construction & development-0.0527%4,988
Percentage Net Loans Charged-off: Commercial real estate0.0000%631
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.0824%1,025
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.0897%936
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,202
Percentage Net Loans Charged-off: Loans to individuals-0.0617%4,947
Percentage Net Loans Charged-off: Credit card loans0.0000%501
Percentage Net Loans Charged-off: Other loans to individual-0.0706%4,909
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0408%3,406
Percentage Net Loans Charged-off: Total real estate loans0.0302%2,601
Percentage Net Loans Charged-off:Construction & development0.0337%706
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,647
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.0837%1,942
Percentage Net Loans Charged-off: Home equity loans-0.0225%4,178
All other 1-4 family - Percent of loans charged-off, net0.0926%1,787
Percentage Net Loans Charged-off: Commercial and industrial0.5070%983
Percentage Net Loans Charged-off: Loans to individuals-0.1568%5,547
Percentage Net Loans Charged-off: Credit card loans0.3952%673
Percentage Net Loans Charged-off: Other loans to individual-0.2314%5,595
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0441%3,011
Percentage Net Loans Charged-off: Total real estate loans0.0624%1,895
Percentage Net Loans Charged-off:Construction & development0.1791%461
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,413
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.1142%1,479
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net0.1236%1,372
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,095
Percentage Net Loans Charged-off: Loans to individuals-0.2531%5,654
Percentage Net Loans Charged-off: Credit card loans0.5376%574
Percentage Net Loans Charged-off: Other loans to individual-0.3586%5,721
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0224%3,218
Percentage Net Loans Charged-off: Total real estate loans0.0474%1,961
Percentage Net Loans Charged-off:Construction & development0.3624%312
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,187
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.0279%2,200
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net0.0302%2,053
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,760
Percentage Net Loans Charged-off: Loans to individuals-0.5427%5,904
Percentage Net Loans Charged-off: Credit card loans0.0000%596
Percentage Net Loans Charged-off: Other loans to individual-0.6154%5,910
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0308%5,274
Percentage Net Loans Charged-off: Total real estate loans0.0049%2,019
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential-0.1267%5,984
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net-0.1368%6,024
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,166
Percentage Net Loans Charged-off: Loans to individuals-1.0940%6,099
Percentage Net Loans Charged-off: Credit card loans0.0000%478
Percentage Net Loans Charged-off: Other loans to individual-1.2412%6,082
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0021%4,929
Percentage Net Loans Charged-off: Total real estate loans-0.0050%5,411
Percentage Net Loans Charged-off:Construction & development-0.3298%5,511
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,194
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.0312%3,156
Percentage Net Loans Charged-off: Home equity loans-0.0280%4,447
All other 1-4 family - Percent of loans charged-off, net0.0357%2,960
Percentage Net Loans Charged-off: Commercial and industrial-0.0128%4,745
Percentage Net Loans Charged-off: Loans to individuals0.2039%2,845
Percentage Net Loans Charged-off: Credit card loans1.0823%507
Percentage Net Loans Charged-off: Other loans to individual0.0887%3,338
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0036%5,246
Percentage Net Loans Charged-off: Total real estate loans-0.0110%5,519
Percentage Net Loans Charged-off:Construction & development-0.3386%5,590
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,863
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.0160%3,054
Percentage Net Loans Charged-off: Home equity loans-0.0393%4,507
All other 1-4 family - Percent of loans charged-off, net0.0200%2,843
Percentage Net Loans Charged-off: Commercial and industrial-0.0167%4,717
Percentage Net Loans Charged-off: Loans to individuals0.1871%2,700
Percentage Net Loans Charged-off: Credit card loans0.9115%512
Percentage Net Loans Charged-off: Other loans to individual0.0938%3,018
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0033%4,278
Percentage Net Loans Charged-off: Total real estate loans-0.0065%5,400
Percentage Net Loans Charged-off:Construction & development-0.4747%5,691
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,553
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.0535%2,353
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net0.0574%2,226
Percentage Net Loans Charged-off: Commercial and industrial-0.0240%4,782
Percentage Net Loans Charged-off: Loans to individuals0.2821%2,079
Percentage Net Loans Charged-off: Credit card loans1.3947%395
Percentage Net Loans Charged-off: Other loans to individual0.1412%2,524
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0858%6,057
Percentage Net Loans Charged-off: Total real estate loans-0.1110%6,272
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential-0.3361%6,482
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net-0.3590%6,476
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,326
Percentage Net Loans Charged-off: Loans to individuals0.1882%2,200
Percentage Net Loans Charged-off: Credit card loans2.8050%204
Percentage Net Loans Charged-off: Other loans to individual-0.1412%5,500
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2157%2,733
Percentage Net Loans Charged-off: Total real estate loans0.2493%2,014
Percentage Net Loans Charged-off:Construction & development0.7753%922
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,684
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.6584%841
Percentage Net Loans Charged-off: Home equity loans-0.0377%4,719
All other 1-4 family - Percent of loans charged-off, net0.7014%792
Percentage Net Loans Charged-off: Commercial and industrial-0.1393%5,763
Percentage Net Loans Charged-off: Loans to individuals0.3392%2,581
Percentage Net Loans Charged-off: Credit card loans2.0627%341
Percentage Net Loans Charged-off: Other loans to individual0.0967%3,579
Percentage Net Loans Charged-off: All other loans and lease0.0141%1,467
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2662%2,222
Percentage Net Loans Charged-off: Total real estate loans0.3058%1,672
Percentage Net Loans Charged-off:Construction & development1.1719%719
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,354
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.7602%697
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net0.8065%642
Percentage Net Loans Charged-off: Commercial and industrial-0.1068%5,664
Percentage Net Loans Charged-off: Loans to individuals0.3710%2,239
Percentage Net Loans Charged-off: Credit card loans2.5814%273
Percentage Net Loans Charged-off: Other loans to individual0.0531%3,495
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3476%1,801
Percentage Net Loans Charged-off: Total real estate loans0.3899%1,365
Percentage Net Loans Charged-off:Construction & development1.7554%553
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,043
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.9079%589
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net0.9621%558
Percentage Net Loans Charged-off: Commercial and industrial-0.0829%5,542
Percentage Net Loans Charged-off: Loans to individuals0.6459%1,493
Percentage Net Loans Charged-off: Credit card loans3.9198%155
Percentage Net Loans Charged-off: Other loans to individual0.1646%2,666
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2487%1,967
Percentage Net Loans Charged-off: Total real estate loans0.2905%1,490
Percentage Net Loans Charged-off:Construction & development2.2676%390
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,435
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.4639%1,060
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.4916%977
Percentage Net Loans Charged-off: Commercial and industrial-0.1081%5,645
Percentage Net Loans Charged-off: Loans to individuals0.2192%2,265
Percentage Net Loans Charged-off: Credit card loans0.0000%554
Percentage Net Loans Charged-off: Other loans to individual0.2517%2,029
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5313%2,133
Percentage Net Loans Charged-off: Total real estate loans0.6469%1,593
Percentage Net Loans Charged-off:Construction & development0.8196%1,578
Percentage Net Loans Charged-off: Commercial real estate0.2974%1,987
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.4487%1,949
Percentage Net Loans Charged-off: Home equity loans-0.2292%5,117
All other 1-4 family - Percent of loans charged-off, net0.4965%1,730
Percentage Net Loans Charged-off: Commercial and industrial0.6277%1,880
Percentage Net Loans Charged-off: Loans to individuals-1.3852%6,855
Percentage Net Loans Charged-off: Credit card loans0.3026%850
Percentage Net Loans Charged-off: Other loans to individual-1.6199%6,833
Percentage Net Loans Charged-off: All other loans and lease0.0071%1,637
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7103%1,557
Percentage Net Loans Charged-off: Total real estate loans0.8522%1,162
Percentage Net Loans Charged-off:Construction & development0.9482%1,406
Percentage Net Loans Charged-off: Commercial real estate0.3946%1,563
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.6041%1,501
Percentage Net Loans Charged-off: Home equity loans-0.2516%5,160
All other 1-4 family - Percent of loans charged-off, net0.6668%1,300
Percentage Net Loans Charged-off: Commercial and industrial0.8681%1,420
Percentage Net Loans Charged-off: Loans to individuals-1.6281%6,948
Percentage Net Loans Charged-off: Credit card loans-0.2058%1,286
Percentage Net Loans Charged-off: Other loans to individual-1.8247%6,914
Percentage Net Loans Charged-off: All other loans and lease0.0097%1,444
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6803%1,630
Percentage Net Loans Charged-off: Total real estate loans0.8356%1,175
Percentage Net Loans Charged-off:Construction & development1.5434%1,085
Percentage Net Loans Charged-off: Commercial real estate0.2619%1,659
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.6488%1,368
Percentage Net Loans Charged-off: Home equity loans-0.2349%5,171
All other 1-4 family - Percent of loans charged-off, net0.7181%1,207
Percentage Net Loans Charged-off: Commercial and industrial1.2527%1,086
Percentage Net Loans Charged-off: Loans to individuals-2.8546%7,044
Percentage Net Loans Charged-off: Credit card loans-0.3109%1,275
Percentage Net Loans Charged-off: Other loans to individual-3.2095%7,007
Percentage Net Loans Charged-off: All other loans and lease0.0147%1,230
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9429%1,098
Percentage Net Loans Charged-off: Total real estate loans1.0575%883
Percentage Net Loans Charged-off:Construction & development3.6849%533
Percentage Net Loans Charged-off: Commercial real estate0.7595%787
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.4283%1,587
Percentage Net Loans Charged-off: Home equity loans-0.2387%5,187
All other 1-4 family - Percent of loans charged-off, net0.4799%1,394
Percentage Net Loans Charged-off: Commercial and industrial-0.0457%5,648
Percentage Net Loans Charged-off: Loans to individuals1.4750%813
Percentage Net Loans Charged-off: Credit card loans0.0000%576
Percentage Net Loans Charged-off: Other loans to individual1.6781%655
Percentage Net Loans Charged-off: All other loans and lease0.1439%721
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6824%909
Percentage Net Loans Charged-off: Total real estate loans2.0728%613
Percentage Net Loans Charged-off:Construction & development1.8979%1,740
Percentage Net Loans Charged-off: Commercial real estate3.1431%289
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential2.2846%453
Percentage Net Loans Charged-off: Home equity loans-0.2714%5,359
All other 1-4 family - Percent of loans charged-off, net2.4729%433
Percentage Net Loans Charged-off: Commercial and industrial-1.8957%6,988
Percentage Net Loans Charged-off: Loans to individuals0.4317%3,027
Percentage Net Loans Charged-off: Credit card loans1.2473%675
Percentage Net Loans Charged-off: Other loans to individual0.3211%3,183
Percentage Net Loans Charged-off: All other loans and lease0.1577%1,210
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.2226%554
Percentage Net Loans Charged-off: Total real estate loans2.7434%349
Percentage Net Loans Charged-off:Construction & development1.2347%1,785
Percentage Net Loans Charged-off: Commercial real estate4.3484%149
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential2.9688%297
Percentage Net Loans Charged-off: Home equity loans-0.3234%5,388
All other 1-4 family - Percent of loans charged-off, net3.2081%295
Percentage Net Loans Charged-off: Commercial and industrial-2.5545%7,082
Percentage Net Loans Charged-off: Loans to individuals0.5789%2,329
Percentage Net Loans Charged-off: Credit card loans0.7303%772
Percentage Net Loans Charged-off: Other loans to individual0.5395%2,143
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.5087%467
Percentage Net Loans Charged-off: Total real estate loans3.1415%308
Percentage Net Loans Charged-off:Construction & development1.1717%1,614
Percentage Net Loans Charged-off: Commercial real estate3.9553%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential3.9317%219
Percentage Net Loans Charged-off: Home equity loans-0.3573%5,417
All other 1-4 family - Percent of loans charged-off, net4.2475%210
Percentage Net Loans Charged-off: Commercial and industrial-4.0546%7,174
Percentage Net Loans Charged-off: Loans to individuals0.8725%1,672
Percentage Net Loans Charged-off: Credit card loans1.0922%620
Percentage Net Loans Charged-off: Other loans to individual0.8027%1,488
Percentage Net Loans Charged-off: All other loans and lease0.0939%1,091
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9028%675
Percentage Net Loans Charged-off: Total real estate loans2.4670%429
Percentage Net Loans Charged-off:Construction & development0.5340%1,355
Percentage Net Loans Charged-off: Commercial real estate5.9466%114
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential1.0163%944
Percentage Net Loans Charged-off: Home equity loans-0.3564%5,425
All other 1-4 family - Percent of loans charged-off, net1.1163%841
Percentage Net Loans Charged-off: Commercial and industrial-4.2334%7,234
Percentage Net Loans Charged-off: Loans to individuals0.8923%1,488
Percentage Net Loans Charged-off: Credit card loans3.6265%300
Percentage Net Loans Charged-off: Other loans to individual0.5058%1,761
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.3413%453
Percentage Net Loans Charged-off: Total real estate loans3.5146%374
Percentage Net Loans Charged-off:Construction & development3.5049%1,602
Percentage Net Loans Charged-off: Commercial real estate4.3300%183
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential2.3658%506
Percentage Net Loans Charged-off: Home equity loans1.5919%601
All other 1-4 family - Percent of loans charged-off, net2.4254%529
Percentage Net Loans Charged-off: Commercial and industrial1.8248%1,769
Percentage Net Loans Charged-off: Loans to individuals8.9350%152
Percentage Net Loans Charged-off: Credit card loans-1.3534%1,542
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1975%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.4721%394
Percentage Net Loans Charged-off: Total real estate loans3.8515%276
Percentage Net Loans Charged-off:Construction & development1.5109%2,035
Percentage Net Loans Charged-off: Commercial real estate5.3622%115
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential2.5679%414
Percentage Net Loans Charged-off: Home equity loans1.8374%502
All other 1-4 family - Percent of loans charged-off, net2.6251%420
Percentage Net Loans Charged-off: Commercial and industrial2.0699%1,421
Percentage Net Loans Charged-off: Loans to individuals3.0256%622
Percentage Net Loans Charged-off: Credit card loans-1.3034%1,527
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2635%1,176
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6581%1,138
Percentage Net Loans Charged-off: Total real estate loans1.7104%999
Percentage Net Loans Charged-off:Construction & development2.0609%1,611
Percentage Net Loans Charged-off: Commercial real estate1.3600%778
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential2.8448%372
Percentage Net Loans Charged-off: Home equity loans-0.2964%5,638
All other 1-4 family - Percent of loans charged-off, net3.0884%353
Percentage Net Loans Charged-off: Commercial and industrial2.8087%1,026
Percentage Net Loans Charged-off: Loans to individuals-0.1432%6,947
Percentage Net Loans Charged-off: Credit card loans-1.6000%1,525
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4000%927
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6150%1,077
Percentage Net Loans Charged-off: Total real estate loans1.9756%766
Percentage Net Loans Charged-off:Construction & development5.0901%776
Percentage Net Loans Charged-off: Commercial real estate2.5250%368
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential1.2921%842
Percentage Net Loans Charged-off: Home equity loans-0.2364%5,665
All other 1-4 family - Percent of loans charged-off, net1.4114%772
Percentage Net Loans Charged-off: Commercial and industrial0.1526%2,485
Percentage Net Loans Charged-off: Loans to individuals-0.5416%7,360
Percentage Net Loans Charged-off: Credit card loans0.0000%753
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0647%6,493
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.3792%964
Percentage Net Loans Charged-off: Total real estate loans2.6597%735
Percentage Net Loans Charged-off:Construction & development9.7666%620
Percentage Net Loans Charged-off: Commercial real estate1.7643%652
Percentage Net Loans Charged-off: Multi-family residential34.4102%27
Percentage Net Loans Charged-off: 1-4 family residential2.6687%457
Percentage Net Loans Charged-off: Home equity loans2.2147%465
All other 1-4 family - Percent of loans charged-off, net2.7007%477
Percentage Net Loans Charged-off: Commercial and industrial1.1115%2,713
Percentage Net Loans Charged-off: Loans to individuals1.1255%2,454
Percentage Net Loans Charged-off: Credit card loans2.7311%677
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7856%1,084
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6612%1,222
Percentage Net Loans Charged-off: Total real estate loans1.8798%898
Percentage Net Loans Charged-off:Construction & development12.1856%369
Percentage Net Loans Charged-off: Commercial real estate0.1636%2,088
Percentage Net Loans Charged-off: Multi-family residential16.3227%53
Percentage Net Loans Charged-off: 1-4 family residential2.3803%440
Percentage Net Loans Charged-off: Home equity loans3.2099%273
All other 1-4 family - Percent of loans charged-off, net2.3227%454
Percentage Net Loans Charged-off: Commercial and industrial1.0606%2,295
Percentage Net Loans Charged-off: Loans to individuals0.5861%3,466
Percentage Net Loans Charged-off: Credit card loans1.1274%925
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3204%1,398
Percentage Net Loans Charged-off: Total real estate loans1.6105%941
Percentage Net Loans Charged-off:Construction & development4.7988%857
Percentage Net Loans Charged-off: Commercial real estate0.1350%1,712
Percentage Net Loans Charged-off: Multi-family residential25.7923%32
Percentage Net Loans Charged-off: 1-4 family residential2.8450%328
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net3.0446%299
Percentage Net Loans Charged-off: Commercial and industrial-0.6609%7,658
Percentage Net Loans Charged-off: Loans to individuals0.3556%3,921
Percentage Net Loans Charged-off: Credit card loans-0.4249%1,617
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6175%897
Percentage Net Loans Charged-off: Total real estate loans2.0446%555
Percentage Net Loans Charged-off:Construction & development3.0379%773
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential51.3322%12
Percentage Net Loans Charged-off: 1-4 family residential3.9012%184
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net4.1685%184
Percentage Net Loans Charged-off: Commercial and industrial-1.4023%7,761
Percentage Net Loans Charged-off: Loans to individuals-0.4250%7,636
Percentage Net Loans Charged-off: Credit card loans-0.8439%1,630
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2336%3,913
Percentage Net Loans Charged-off: Total real estate loans0.1927%2,922
Percentage Net Loans Charged-off:Construction & development2.6134%917
Percentage Net Loans Charged-off: Commercial real estate-0.1129%7,951
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.1076%2,786
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.1138%2,589
Percentage Net Loans Charged-off: Commercial and industrial0.6140%2,444
Percentage Net Loans Charged-off: Loans to individuals1.0846%2,100
Percentage Net Loans Charged-off: Credit card loans2.6350%570
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0207%5,916
Percentage Net Loans Charged-off: Total real estate loans-0.0069%7,787
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate-0.1542%8,009
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.1453%2,011
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.1534%1,835
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,892
Percentage Net Loans Charged-off: Loans to individuals0.7728%2,385
Percentage Net Loans Charged-off: Credit card loans1.4922%739
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0120%7,526
Percentage Net Loans Charged-off: Total real estate loans-0.0476%8,052
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate-0.2441%8,088
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.1108%1,860
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.1166%1,694
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,159
Percentage Net Loans Charged-off: Loans to individuals0.7772%2,130
Percentage Net Loans Charged-off: Credit card loans1.3636%712
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0831%7,965
Percentage Net Loans Charged-off: Total real estate loans-0.1353%8,223
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate-0.4912%8,166
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.1056%1,361
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.1106%1,233
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,192
Percentage Net Loans Charged-off: Loans to individuals0.8120%1,819
Percentage Net Loans Charged-off: Credit card loans0.0000%761
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2016%2,615
Percentage Net Loans Charged-off: Total real estate loans0.1834%1,456
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential14.7987%24
Percentage Net Loans Charged-off: 1-4 family residential-0.0648%8,124
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net-0.0679%8,100
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,946
Percentage Net Loans Charged-off: Loans to individuals1.2963%1,192
Percentage Net Loans Charged-off: Credit card loans2.0652%590
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0062%5,719
Percentage Net Loans Charged-off: Total real estate loans-0.0291%8,002
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential-0.0911%8,168
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net-0.0954%8,137
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,276
Percentage Net Loans Charged-off: Loans to individuals0.6880%2,067
Percentage Net Loans Charged-off: Credit card loans-1.2395%1,938
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0155%4,719
Percentage Net Loans Charged-off: Total real estate loans-0.0015%7,418
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0047%7,647
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net-0.0049%7,642
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,722
Percentage Net Loans Charged-off: Loans to individuals0.3769%2,854
Percentage Net Loans Charged-off: Credit card loans-0.9427%1,882
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0712%2,589
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,846
Percentage Net Loans Charged-off: Loans to individuals1.5710%765
Percentage Net Loans Charged-off: Credit card loans-1.8454%1,882
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0693%3,892
Percentage Net Loans Charged-off: Total real estate loans-0.0026%7,648
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential-0.0079%7,884
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net-0.0082%7,856
Percentage Net Loans Charged-off: Commercial and industrial0.1509%2,671
Percentage Net Loans Charged-off: Loans to individuals0.9698%1,522
Percentage Net Loans Charged-off: Credit card loans0.9062%938
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0366%4,151
Percentage Net Loans Charged-off: Total real estate loans-0.0024%7,556
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential-0.0072%7,827
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net-0.0075%7,814
Percentage Net Loans Charged-off: Commercial and industrial0.0479%2,740
Percentage Net Loans Charged-off: Loans to individuals0.5263%2,422
Percentage Net Loans Charged-off: Credit card loans0.9132%852
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0353%3,826
Percentage Net Loans Charged-off: Total real estate loans-0.0037%7,640
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0112%7,918
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net-0.0116%7,909
Percentage Net Loans Charged-off: Commercial and industrial0.0705%2,194
Percentage Net Loans Charged-off: Loans to individuals0.4543%2,520
Percentage Net Loans Charged-off: Credit card loans1.8307%566
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0578%2,692
Percentage Net Loans Charged-off: Total real estate loans-0.0039%7,667
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential-0.0116%7,960
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net-0.0120%7,958
Percentage Net Loans Charged-off: Commercial and industrial0.1396%1,307
Percentage Net Loans Charged-off: Loans to individuals0.6060%1,911
Percentage Net Loans Charged-off: Credit card loans4.6404%223
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0803%4,055
Percentage Net Loans Charged-off: Total real estate loans-0.0311%8,232
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate-0.0689%8,266
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential-0.0066%7,946
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net-0.0068%7,932
Percentage Net Loans Charged-off: Commercial and industrial0.2823%2,463
Percentage Net Loans Charged-off: Loans to individuals0.8876%2,138
Percentage Net Loans Charged-off: Credit card loans0.2268%1,432
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0833%3,432
Percentage Net Loans Charged-off: Total real estate loans-0.0432%8,279
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate-0.0966%8,331
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-0.0090%7,932
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net-0.0093%7,911
Percentage Net Loans Charged-off: Commercial and industrial0.3790%1,794
Percentage Net Loans Charged-off: Loans to individuals0.8906%1,846
Percentage Net Loans Charged-off: Credit card loans0.6030%1,167
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0553%3,755
Percentage Net Loans Charged-off: Total real estate loans-0.0025%7,541
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential-0.0070%7,874
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net-0.0072%7,871
Percentage Net Loans Charged-off: Commercial and industrial0.5687%1,298
Percentage Net Loans Charged-off: Loans to individuals0.0195%5,142
Percentage Net Loans Charged-off: Credit card loans-1.3605%2,089
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1374%2,049
Percentage Net Loans Charged-off: Total real estate loans-0.0052%7,789
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0143%8,084
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net-0.0147%8,087
Percentage Net Loans Charged-off: Commercial and industrial1.1388%659
Percentage Net Loans Charged-off: Loans to individuals0.3120%3,163
Percentage Net Loans Charged-off: Credit card loans0.8811%793
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0307%5,772
Percentage Net Loans Charged-off: Total real estate loans0.0099%3,444
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0251%2,626
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0258%2,481
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,271
Percentage Net Loans Charged-off: Loans to individuals0.2168%5,328
Percentage Net Loans Charged-off: Credit card loans1.6878%1,052
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0349%5,108
Percentage Net Loans Charged-off: Total real estate loans0.0133%2,831
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0333%2,078
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0341%1,969
Percentage Net Loans Charged-off: Commercial and industrial0.1198%2,914
Percentage Net Loans Charged-off: Loans to individuals0.1186%5,479
Percentage Net Loans Charged-off: Credit card loans1.9904%904
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0505%4,376
Percentage Net Loans Charged-off: Total real estate loans0.0314%2,053
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0775%1,393
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0794%1,305
Percentage Net Loans Charged-off: Commercial and industrial0.1830%2,266
Percentage Net Loans Charged-off: Loans to individuals0.0923%5,208
Percentage Net Loans Charged-off: Credit card loans2.1246%845
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0223%4,373
Percentage Net Loans Charged-off: Total real estate loans0.0737%1,163
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.1800%714
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.1842%678
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,138
Percentage Net Loans Charged-off: Loans to individuals-0.2010%7,877
Percentage Net Loans Charged-off: Credit card loans0.0000%1,093
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0818%5,171
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,080
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,467
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0000%3,279
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,747
Percentage Net Loans Charged-off: Loans to individuals0.6208%3,681
Percentage Net Loans Charged-off: Credit card loans1.5974%1,320
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0947%4,420
Percentage Net Loans Charged-off: Total real estate loans-0.0038%8,051
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential-0.0091%8,316
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net-0.0092%8,328
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,156
Percentage Net Loans Charged-off: Loans to individuals0.7340%2,916
Percentage Net Loans Charged-off: Credit card loans0.6213%1,592
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0469%5,053
Percentage Net Loans Charged-off: Total real estate loans0.0172%2,411
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0410%1,770
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0418%1,707
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,532
Percentage Net Loans Charged-off: Loans to individuals0.2650%4,627
Percentage Net Loans Charged-off: Credit card loans1.4575%1,209
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0730%3,754
Percentage Net Loans Charged-off: Total real estate loans0.0338%1,578
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0827%1,095
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0844%1,049
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,449
Percentage Net Loans Charged-off: Loans to individuals0.3842%3,558
Percentage Net Loans Charged-off: Credit card loans3.9360%569
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4888%1,698
Percentage Net Loans Charged-off: Total real estate loans0.0316%2,977
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate-0.0039%8,527
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0829%1,877
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0848%1,810
Percentage Net Loans Charged-off: Commercial and industrial0.5741%2,671
Percentage Net Loans Charged-off: Loans to individuals2.1069%814
Percentage Net Loans Charged-off: Credit card loans1.7677%1,357
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.0139%414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1506%4,281
Percentage Net Loans Charged-off: Total real estate loans0.0955%1,726
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.1794%769
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0668%1,880
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0684%1,781
Percentage Net Loans Charged-off: Commercial and industrial0.3059%3,242
Percentage Net Loans Charged-off: Loans to individuals0.6579%3,437
Percentage Net Loans Charged-off: Credit card loans2.2262%1,171
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0559%5,645
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0586%5,825
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0498%9,731
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0528%10,124
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1579%4,711
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3441%2,501
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4926%1,829
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3975%3,347
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3572%5,469
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA