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First Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$24,981,0001,613
Total interest expense$4,287,0002,204
Net interest income$20,694,0001,398
Provision for loan and lease losses$601,0001,139
Total noninterest income$9,889,000745
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,508,000728
Trading account gains and feesNANA
Additional Noninterest Income$8,381,000612
Total noninterest expense$16,184,0001,426
Salaries and employee benefits$8,373,0001,538
Premises and equipment expense$3,512,000755
Additional noninterest expense$8,381,000612
Pre-tax net operating income$13,798,000917
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$13,798,000785
Extraordinary gains, net$054
Net income$13,798,000797
Minority interest net income$088
Net income of bank and minority interests.$13,798,000788
Net charge-offs$557,000713
Cash dividends$6,957,000631
Sale, conversion, retirement of capital stock, net$0540
Net operating income$13,798,000795
2023-09-30 (YTD Data)Rank
Total interest income$18,204,0001,624
Total interest expense$2,868,0002,208
Net interest income$15,336,0001,420
Provision for loan and lease losses$451,0001,056
Total noninterest income$8,775,000673
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,129,000731
Trading account gains and feesNANA
Additional Noninterest Income$7,646,000540
Total noninterest expense$12,365,0001,401
Salaries and employee benefits$6,399,0001,520
Premises and equipment expense$2,563,000777
Additional noninterest expense$7,646,000540
Pre-tax net operating income$11,295,000881
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$11,295,000752
Extraordinary gains, net$052
Net income$11,295,000756
Minority interest net income$081
Net income of bank and minority interests.$11,295,000752
Net charge-offs$362,000668
Cash dividends$3,694,000771
Sale, conversion, retirement of capital stock, net$0507
Net operating income$11,295,000764
2023-06-30 (YTD Data)Rank
Total interest income$11,777,0001,624
Total interest expense$1,595,0002,267
Net interest income$10,182,0001,445
Provision for loan and lease losses$301,0001,010
Total noninterest income$2,724,0001,075
Gross Fiduciary activities income$0931
Service charges on deposit accounts$740,000734
Trading account gains and feesNANA
Additional Noninterest Income$1,984,000976
Total noninterest expense$7,850,0001,443
Salaries and employee benefits$4,236,0001,523
Premises and equipment expense$1,674,000775
Additional noninterest expense$1,984,000975
Pre-tax net operating income$4,755,0001,250
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$4,755,0001,098
Extraordinary gains, net$051
Net income$4,755,0001,111
Minority interest net income$081
Net income of bank and minority interests.$4,755,0001,098
Net charge-offs$172,000727
Cash dividends$2,392,000771
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,755,0001,107
2023-03-31 (YTD Data)Rank
Total interest income$5,557,0001,677
Total interest expense$672,0002,287
Net interest income$4,885,0001,500
Provision for loan and lease losses$150,0001,007
Total noninterest income$1,539,000990
Gross Fiduciary activities income$0913
Service charges on deposit accounts$385,000723
Trading account gains and feesNANA
Additional Noninterest Income$1,154,000873
Total noninterest expense$3,977,0001,452
Salaries and employee benefits$2,134,0001,544
Premises and equipment expense$805,000831
Additional noninterest expense$1,154,000873
Pre-tax net operating income$2,297,0001,308
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$2,297,0001,147
Extraordinary gains, net$04
Net income$2,297,0001,146
Minority interest net income$048
Net income of bank and minority interests.$2,297,0001,146
Net charge-offs$150,000499
Cash dividends$1,087,000761
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,297,0001,164
2022-12-31 (YTD Data)Rank
Total interest income$18,034,0001,698
Total interest expense$1,281,0002,108
Net interest income$16,753,0001,650
Provision for loan and lease losses$500,0001,219
Total noninterest income$4,818,0001,228
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,577,000707
Trading account gains and feesNANA
Additional Noninterest Income$3,241,0001,192
Total noninterest expense$14,750,0001,507
Salaries and employee benefits$8,172,0001,535
Premises and equipment expense$3,218,000807
Additional noninterest expense$3,241,0001,192
Pre-tax net operating income$6,321,0001,764
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$6,321,0001,567
Extraordinary gains, net$05
Net income$6,321,0001,565
Minority interest net income$063
Net income of bank and minority interests.$6,321,0001,566
Net charge-offs$80,0001,336
Cash dividends$3,262,0001,076
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,321,0001,593
2022-09-30 (YTD Data)Rank
Total interest income$12,755,0001,716
Total interest expense$791,0002,065
Net interest income$11,964,0001,692
Provision for loan and lease losses$350,0001,158
Total noninterest income$3,728,0001,220
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,204,000703
Trading account gains and feesNANA
Additional Noninterest Income$2,524,0001,196
Total noninterest expense$11,038,0001,499
Salaries and employee benefits$6,150,0001,542
Premises and equipment expense$2,381,000815
Additional noninterest expense$2,524,0001,196
Pre-tax net operating income$4,304,0001,851
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$4,304,0001,648
Extraordinary gains, net$04
Net income$4,304,0001,647
Minority interest net income$057
Net income of bank and minority interests.$4,304,0001,647
Net charge-offs$-352,0004,586
Cash dividends$3,262,000795
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,304,0001,682
2022-06-30 (YTD Data)Rank
Total interest income$7,964,0001,759
Total interest expense$519,0001,910
Net interest income$7,445,0001,756
Provision for loan and lease losses$300,000908
Total noninterest income$2,603,0001,176
Gross Fiduciary activities income$0925
Service charges on deposit accounts$808,000703
Trading account gains and feesNANA
Additional Noninterest Income$1,795,0001,174
Total noninterest expense$7,056,0001,541
Salaries and employee benefits$4,036,0001,557
Premises and equipment expense$1,493,000854
Additional noninterest expense$1,527,0001,975
Pre-tax net operating income$2,692,0001,857
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$2,692,0001,637
Extraordinary gains, net$04
Net income$2,692,0001,636
Minority interest net income$060
Net income of bank and minority interests.$2,692,0001,637
Net charge-offs$-329,0004,641
Cash dividends$2,175,000793
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,692,0001,672
2022-03-31 (YTD Data)Rank
Total interest income$3,823,0001,782
Total interest expense$273,0001,799
Net interest income$3,550,0001,773
Provision for loan and lease losses$150,000763
Total noninterest income$1,135,0001,275
Gross Fiduciary activities income$0892
Service charges on deposit accounts$400,000698
Trading account gains and feesNANA
Additional Noninterest Income$735,0001,331
Total noninterest expense$3,550,0001,514
Salaries and employee benefits$2,023,0001,553
Premises and equipment expense$744,000862
Additional noninterest expense$783,0001,907
Pre-tax net operating income$985,0002,107
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$985,0001,936
Extraordinary gains, net$04
Net income$985,0001,935
Minority interest net income$050
Net income of bank and minority interests.$985,0001,936
Net charge-offs$-90,0004,529
Cash dividends$1,087,000727
Sale, conversion, retirement of capital stock, net$0453
Net operating income$985,0001,955
2021-12-31 (YTD Data)Rank
Total interest income$16,068,0001,769
Total interest expense$2,913,000937
Net interest income$13,155,0001,911
Provision for loan and lease losses$660,000827
Total noninterest income$6,384,0001,120
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,339,000765
Trading account gains and feesNANA
Additional Noninterest Income$5,045,0001,069
Total noninterest expense$14,553,0001,495
Salaries and employee benefits$7,930,0001,574
Premises and equipment expense$3,173,000816
Additional noninterest expense$3,450,0001,783
Pre-tax net operating income$4,326,0002,229
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$4,326,0002,064
Extraordinary gains, net$010
Net income$4,326,0002,064
Minority interest net income$074
Net income of bank and minority interests.$4,326,0002,066
Net charge-offs$1,233,000371
Cash dividends$2,175,0001,448
Sale, conversion, retirement of capital stock, net$50,000508
Net operating income$4,326,0002,040
2021-09-30 (YTD Data)Rank
Total interest income$12,259,0001,778
Total interest expense$2,426,000889
Net interest income$9,833,0001,948
Provision for loan and lease losses$510,000791
Total noninterest income$5,123,0001,099
Gross Fiduciary activities income$0957
Service charges on deposit accounts$952,000804
Trading account gains and feesNANA
Additional Noninterest Income$4,171,0001,014
Total noninterest expense$11,024,0001,482
Salaries and employee benefits$6,026,0001,565
Premises and equipment expense$2,427,000820
Additional noninterest expense$2,571,0001,786
Pre-tax net operating income$3,422,0002,261
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$3,422,0002,078
Extraordinary gains, net$08
Net income$3,422,0002,078
Minority interest net income$069
Net income of bank and minority interests.$3,422,0002,079
Net charge-offs$121,0001,005
Cash dividends$2,175,0001,098
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,422,0002,053
2021-06-30 (YTD Data)Rank
Total interest income$8,275,0001,755
Total interest expense$1,880,000817
Net interest income$6,395,0001,963
Provision for loan and lease losses$360,000782
Total noninterest income$2,029,0001,511
Gross Fiduciary activities income$0951
Service charges on deposit accounts$581,000822
Trading account gains and feesNANA
Additional Noninterest Income$1,448,0001,544
Total noninterest expense$7,345,0001,479
Salaries and employee benefits$3,949,0001,574
Premises and equipment expense$1,644,000806
Additional noninterest expense$1,752,0001,730
Pre-tax net operating income$719,0003,628
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$719,0003,526
Extraordinary gains, net$06
Net income$719,0003,525
Minority interest net income$067
Net income of bank and minority interests.$719,0003,526
Net charge-offs$14,0001,629
Cash dividends$1,087,0001,305
Sale, conversion, retirement of capital stock, net$0517
Net operating income$719,0003,500
2021-03-31 (YTD Data)Rank
Total interest income$4,201,0001,737
Total interest expense$982,000823
Net interest income$3,219,0001,934
Provision for loan and lease losses$210,000779
Total noninterest income$934,0001,578
Gross Fiduciary activities income$0922
Service charges on deposit accounts$300,000792
Trading account gains and feesNANA
Additional Noninterest Income$634,0001,672
Total noninterest expense$3,667,0001,466
Salaries and employee benefits$1,968,0001,569
Premises and equipment expense$779,000861
Additional noninterest expense$920,0001,643
Pre-tax net operating income$276,0003,836
Securities gains (losses)$3,0001,244
Applicable income taxes$03,613
Income before extraordinary items$279,0003,748
Extraordinary gains, net$03
Net income$279,0003,748
Minority interest net income$055
Net income of bank and minority interests.$279,0003,748
Net charge-offs$13,0001,286
Cash dividends$1,087,000707
Sale, conversion, retirement of capital stock, net$0482
Net operating income$276,0003,732
2020-12-31 (YTD Data)Rank
Total interest income$21,347,0001,409
Total interest expense$5,568,000855
Net interest income$15,779,0001,583
Provision for loan and lease losses$1,331,0001,337
Total noninterest income$5,474,0001,193
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,079,000885
Trading account gains and feesNANA
Additional Noninterest Income$4,395,0001,121
Total noninterest expense$16,443,0001,309
Salaries and employee benefits$9,159,0001,347
Premises and equipment expense$3,170,000810
Additional noninterest expense$4,114,0001,501
Pre-tax net operating income$3,479,0002,237
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$3,479,0002,104
Extraordinary gains, net$04
Net income$3,479,0002,104
Minority interest net income$072
Net income of bank and minority interests.$3,479,0002,104
Net charge-offs$1,315,000545
Cash dividends$3,262,0001,052
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,479,0002,051
2020-09-30 (YTD Data)Rank
Total interest income$16,837,0001,351
Total interest expense$4,378,000873
Net interest income$12,459,0001,498
Provision for loan and lease losses$1,121,0001,268
Total noninterest income$4,230,0001,141
Gross Fiduciary activities income$0981
Service charges on deposit accounts$768,000923
Trading account gains and feesNANA
Additional Noninterest Income$3,462,0001,043
Total noninterest expense$12,926,0001,231
Salaries and employee benefits$7,341,0001,264
Premises and equipment expense$2,369,000803
Additional noninterest expense$3,216,0001,432
Pre-tax net operating income$2,642,0002,219
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$2,642,0002,067
Extraordinary gains, net$04
Net income$2,642,0002,068
Minority interest net income$065
Net income of bank and minority interests.$2,642,0002,068
Net charge-offs$337,000962
Cash dividends$3,261,000770
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,642,0002,012
2020-06-30 (YTD Data)Rank
Total interest income$11,453,0001,344
Total interest expense$3,110,000894
Net interest income$8,343,0001,494
Provision for loan and lease losses$900,0001,155
Total noninterest income$2,571,0001,149
Gross Fiduciary activities income$0970
Service charges on deposit accounts$477,000990
Trading account gains and feesNANA
Additional Noninterest Income$2,094,0001,052
Total noninterest expense$8,709,0001,202
Salaries and employee benefits$5,093,0001,217
Premises and equipment expense$1,490,000855
Additional noninterest expense$2,126,0001,427
Pre-tax net operating income$1,305,0002,584
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$1,305,0002,435
Extraordinary gains, net$04
Net income$1,305,0002,433
Minority interest net income$065
Net income of bank and minority interests.$1,305,0002,435
Net charge-offs$113,0001,303
Cash dividends$2,175,000758
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,305,0002,400
2020-03-31 (YTD Data)Rank
Total interest income$5,924,0001,306
Total interest expense$1,586,000959
Net interest income$4,338,0001,412
Provision for loan and lease losses$500,000883
Total noninterest income$1,145,0001,180
Gross Fiduciary activities income$0941
Service charges on deposit accounts$292,000971
Trading account gains and feesNANA
Additional Noninterest Income$853,0001,089
Total noninterest expense$4,248,0001,250
Salaries and employee benefits$2,520,0001,230
Premises and equipment expense$719,000892
Additional noninterest expense$1,009,0001,506
Pre-tax net operating income$735,0002,276
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$735,0002,097
Extraordinary gains, net$04
Net income$735,0002,096
Minority interest net income$056
Net income of bank and minority interests.$735,0002,097
Net charge-offs$27,0001,477
Cash dividends$1,087,000769
Sale, conversion, retirement of capital stock, net$0482
Net operating income$735,0002,064
2019-12-31 (YTD Data)Rank
Total interest income$24,356,0001,278
Total interest expense$5,870,0001,078
Net interest income$18,486,0001,333
Provision for loan and lease losses$730,0001,158
Total noninterest income$4,819,0001,155
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,326,000896
Trading account gains and feesNANA
Additional Noninterest Income$3,493,0001,075
Total noninterest expense$17,504,0001,193
Salaries and employee benefits$9,922,0001,210
Premises and equipment expense$2,876,000888
Additional noninterest expense$4,706,0001,316
Pre-tax net operating income$5,071,0001,730
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$5,071,0001,581
Extraordinary gains, net$011
Net income$5,071,0001,583
Minority interest net income$076
Net income of bank and minority interests.$5,071,0001,583
Net charge-offs$192,0001,724
Cash dividends$3,262,0001,119
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,071,0001,543
2019-09-30 (YTD Data)Rank
Total interest income$18,300,0001,291
Total interest expense$4,387,0001,091
Net interest income$13,913,0001,338
Provision for loan and lease losses$210,0001,919
Total noninterest income$3,565,0001,162
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$963,000917
Trading account gains and feesNANA
Additional Noninterest Income$2,602,0001,057
Total noninterest expense$13,214,0001,193
Salaries and employee benefits$7,494,0001,209
Premises and equipment expense$2,198,000875
Additional noninterest expense$3,522,0001,318
Pre-tax net operating income$4,054,0001,713
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$4,054,0001,533
Extraordinary gains, net$011
Net income$4,054,0001,534
Minority interest net income$072
Net income of bank and minority interests.$4,054,0001,535
Net charge-offs$147,0001,500
Cash dividends$3,262,000830
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,054,0001,501
2019-06-30 (YTD Data)Rank
Total interest income$12,055,0001,303
Total interest expense$2,900,0001,079
Net interest income$9,155,0001,356
Provision for loan and lease losses$140,0001,911
Total noninterest income$2,278,0001,167
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$606,000954
Trading account gains and feesNANA
Additional Noninterest Income$1,672,0001,065
Total noninterest expense$8,699,0001,211
Salaries and employee benefits$4,934,0001,220
Premises and equipment expense$1,447,000883
Additional noninterest expense$2,318,0001,350
Pre-tax net operating income$2,594,0001,741
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$2,594,0001,552
Extraordinary gains, net$011
Net income$2,594,0001,552
Minority interest net income$069
Net income of bank and minority interests.$2,594,0001,552
Net charge-offs$124,0001,275
Cash dividends$2,175,000816
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,594,0001,524
2019-03-31 (YTD Data)Rank
Total interest income$5,830,0001,329
Total interest expense$1,391,0001,090
Net interest income$4,439,0001,385
Provision for loan and lease losses$03,406
Total noninterest income$1,007,0001,228
Gross Fiduciary activities income$0972
Service charges on deposit accounts$300,000950
Trading account gains and feesNANA
Additional Noninterest Income$707,0001,160
Total noninterest expense$4,187,0001,245
Salaries and employee benefits$2,372,0001,269
Premises and equipment expense$639,000963
Additional noninterest expense$1,176,0001,314
Pre-tax net operating income$1,259,0001,746
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,259,0001,559
Extraordinary gains, net$05
Net income$1,259,0001,558
Minority interest net income$052
Net income of bank and minority interests.$1,259,0001,558
Net charge-offs$27,0001,553
Cash dividends$1,087,000774
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,259,0001,535
2018-12-31 (YTD Data)Rank
Total interest income$22,272,0001,313
Total interest expense$4,460,0001,030
Net interest income$17,812,0001,371
Provision for loan and lease losses$700,0001,152
Total noninterest income$4,523,0001,161
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,238,000968
Trading account gains and feesNANA
Additional Noninterest Income$3,285,0001,070
Total noninterest expense$15,528,0001,310
Salaries and employee benefits$8,799,0001,317
Premises and equipment expense$1,429,0001,572
Additional noninterest expense$5,300,0001,191
Pre-tax net operating income$6,107,0001,488
Securities gains (losses)$84,000334
Applicable income taxes$03,978
Income before extraordinary items$6,191,0001,331
Extraordinary gains, net$06
Net income$6,191,0001,330
Minority interest net income$072
Net income of bank and minority interests.$6,191,0001,330
Net charge-offs$224,0001,553
Cash dividends$3,262,0001,019
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,107,0001,333
2018-09-30 (YTD Data)Rank
Total interest income$16,440,0001,318
Total interest expense$3,205,0001,004
Net interest income$13,235,0001,380
Provision for loan and lease losses$630,000946
Total noninterest income$3,447,0001,161
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$990,000913
Trading account gains and feesNANA
Additional Noninterest Income$2,457,0001,079
Total noninterest expense$11,542,0001,316
Salaries and employee benefits$6,581,0001,313
Premises and equipment expense$1,316,0001,315
Additional noninterest expense$3,645,0001,278
Pre-tax net operating income$4,510,0001,526
Securities gains (losses)$84,000324
Applicable income taxes$04,032
Income before extraordinary items$4,594,0001,347
Extraordinary gains, net$05
Net income$4,594,0001,346
Minority interest net income$066
Net income of bank and minority interests.$4,594,0001,346
Net charge-offs$215,0001,196
Cash dividends$3,262,000743
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,510,0001,343
2018-06-30 (YTD Data)Rank
Total interest income$10,705,0001,334
Total interest expense$1,987,0001,007
Net interest income$8,718,0001,385
Provision for loan and lease losses$420,000940
Total noninterest income$2,172,0001,197
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$653,000918
Trading account gains and feesNANA
Additional Noninterest Income$1,519,0001,150
Total noninterest expense$7,497,0001,353
Salaries and employee benefits$4,270,0001,349
Premises and equipment expense$1,302,000941
Additional noninterest expense$1,925,0001,562
Pre-tax net operating income$2,973,0001,527
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$2,973,0001,361
Extraordinary gains, net$06
Net income$2,973,0001,360
Minority interest net income$065
Net income of bank and minority interests.$2,973,0001,360
Net charge-offs$23,0002,165
Cash dividends$2,174,000708
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,973,0001,351
2018-03-31 (YTD Data)Rank
Total interest income$5,247,0001,336
Total interest expense$904,0001,046
Net interest income$4,343,0001,389
Provision for loan and lease losses$210,000904
Total noninterest income$1,307,0001,063
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$336,000900
Trading account gains and feesNANA
Additional Noninterest Income$971,000949
Total noninterest expense$3,808,0001,340
Salaries and employee benefits$2,098,0001,374
Premises and equipment expense$644,000957
Additional noninterest expense$1,066,0001,419
Pre-tax net operating income$1,632,0001,399
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,632,0001,245
Extraordinary gains, net$07
Net income$1,632,0001,245
Minority interest net income$052
Net income of bank and minority interests.$1,632,0001,245
Net charge-offs$6,0002,135
Cash dividends$1,087,000665
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,632,0001,233
2017-12-31 (YTD Data)Rank
Total interest income$18,638,0001,440
Total interest expense$2,302,0001,375
Net interest income$16,336,0001,430
Provision for loan and lease losses$650,0001,208
Total noninterest income$3,753,0001,351
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,370,000901
Trading account gains and feesNANA
Additional Noninterest Income$2,383,0001,368
Total noninterest expense$13,588,0001,475
Salaries and employee benefits$8,250,0001,373
Premises and equipment expense$2,084,0001,127
Additional noninterest expense$3,254,0001,824
Pre-tax net operating income$5,851,0001,497
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$5,851,0001,194
Extraordinary gains, net$09
Net income$5,851,0001,194
Minority interest net income$076
Net income of bank and minority interests.$5,851,0001,194
Net charge-offs$24,0003,347
Cash dividends$3,373,000942
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,851,0001,175
2017-09-30 (YTD Data)Rank
Total interest income$13,561,0001,477
Total interest expense$1,598,0001,439
Net interest income$11,963,0001,466
Provision for loan and lease losses$500,0001,144
Total noninterest income$2,854,0001,353
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,029,000902
Trading account gains and feesNANA
Additional Noninterest Income$1,825,0001,366
Total noninterest expense$10,071,0001,498
Salaries and employee benefits$6,160,0001,385
Premises and equipment expense$1,497,0001,184
Additional noninterest expense$2,414,0001,833
Pre-tax net operating income$4,246,0001,552
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$4,246,0001,317
Extraordinary gains, net$09
Net income$4,246,0001,315
Minority interest net income$071
Net income of bank and minority interests.$4,246,0001,317
Net charge-offs$26,0002,851
Cash dividends$2,283,000938
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,246,0001,295
2017-06-30 (YTD Data)Rank
Total interest income$8,758,0001,506
Total interest expense$981,0001,505
Net interest income$7,777,0001,497
Provision for loan and lease losses$350,0001,079
Total noninterest income$1,909,0001,345
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$680,000891
Trading account gains and feesNANA
Additional Noninterest Income$1,229,0001,351
Total noninterest expense$6,733,0001,494
Salaries and employee benefits$4,092,0001,384
Premises and equipment expense$1,014,0001,165
Additional noninterest expense$1,627,0001,808
Pre-tax net operating income$2,603,0001,642
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$2,603,0001,385
Extraordinary gains, net$011
Net income$2,603,0001,385
Minority interest net income$071
Net income of bank and minority interests.$2,603,0001,386
Net charge-offs$-31,0005,142
Cash dividends$2,284,000683
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,603,0001,367
2017-03-31 (YTD Data)Rank
Total interest income$4,233,0001,543
Total interest expense$469,0001,539
Net interest income$3,764,0001,530
Provision for loan and lease losses$200,000923
Total noninterest income$988,0001,314
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$343,000884
Trading account gains and feesNANA
Additional Noninterest Income$645,0001,294
Total noninterest expense$3,248,0001,541
Salaries and employee benefits$2,032,0001,409
Premises and equipment expense$477,0001,242
Additional noninterest expense$739,0001,961
Pre-tax net operating income$1,304,0001,604
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,304,0001,360
Extraordinary gains, net$08
Net income$1,304,0001,359
Minority interest net income$055
Net income of bank and minority interests.$1,304,0001,360
Net charge-offs$4,0002,506
Cash dividends$1,196,000638
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,304,0001,344
2016-12-31 (YTD Data)Rank
Total interest income$15,645,0001,611
Total interest expense$1,676,0001,634
Net interest income$13,969,0001,611
Provision for loan and lease losses$663,0001,223
Total noninterest income$3,746,0001,404
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,393,000904
Trading account gains and fees$0170
Additional Noninterest Income$2,353,0001,428
Total noninterest expense$12,013,0001,618
Salaries and employee benefits$7,374,0001,474
Premises and equipment expense$1,177,0001,898
Additional noninterest expense$3,462,0001,739
Pre-tax net operating income$5,039,0001,620
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$5,039,0001,376
Extraordinary gains, net$05
Net income$5,039,0001,375
Minority interest net income$082
Net income of bank and minority interests.$5,039,0001,375
Net charge-offs$58,0003,032
Cash dividends$2,175,0001,314
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,039,0001,345
2016-09-30 (YTD Data)Rank
Total interest income$11,471,0001,649
Total interest expense$1,241,0001,657
Net interest income$10,230,0001,647
Provision for loan and lease losses$438,0001,286
Total noninterest income$2,706,0001,441
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,024,000914
Trading account gains and fees$0169
Additional Noninterest Income$1,682,0001,473
Total noninterest expense$8,922,0001,625
Salaries and employee benefits$5,481,0001,484
Premises and equipment expense$1,254,0001,375
Additional noninterest expense$2,187,0002,025
Pre-tax net operating income$3,576,0001,702
Securities gains (losses)$03,160
Applicable income taxes$-21,0005,832
Income before extraordinary items$3,597,0001,458
Extraordinary gains, net$05
Net income$3,597,0001,458
Minority interest net income$071
Net income of bank and minority interests.$3,597,0001,458
Net charge-offs$108,0002,003
Cash dividends$2,175,000958
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,597,0001,414
2016-06-30 (YTD Data)Rank
Total interest income$7,470,0001,701
Total interest expense$805,0001,686
Net interest income$6,665,0001,685
Provision for loan and lease losses$250,0001,404
Total noninterest income$1,702,0001,481
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$668,000925
Trading account gains and fees$0157
Additional Noninterest Income$1,034,0001,514
Total noninterest expense$5,823,0001,662
Salaries and employee benefits$3,560,0001,527
Premises and equipment expense$794,0001,434
Additional noninterest expense$1,469,0002,005
Pre-tax net operating income$2,294,0001,757
Securities gains (losses)$02,835
Applicable income taxes$-21,0005,922
Income before extraordinary items$2,315,0001,487
Extraordinary gains, net$016
Net income$2,315,0001,487
Minority interest net income$071
Net income of bank and minority interests.$2,315,0001,487
Net charge-offs$49,0002,154
Cash dividends$979,0001,350
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,315,0001,445
2016-03-31 (YTD Data)Rank
Total interest income$3,632,0001,751
Total interest expense$379,0001,785
Net interest income$3,253,0001,734
Provision for loan and lease losses$138,0001,275
Total noninterest income$812,0001,501
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$336,000913
Trading account gains and fees$0142
Additional Noninterest Income$476,0001,560
Total noninterest expense$2,846,0001,701
Salaries and employee benefits$1,748,0001,559
Premises and equipment expense$355,0001,603
Additional noninterest expense$743,0001,961
Pre-tax net operating income$1,081,0001,818
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$1,081,0001,521
Extraordinary gains, net$012
Net income$1,081,0001,522
Minority interest net income$062
Net income of bank and minority interests.$1,081,0001,522
Net charge-offs$-1,0004,102
Cash dividends$978,000771
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,081,0001,486
2015-12-31 (YTD Data)Rank
Total interest income$13,448,0001,839
Total interest expense$1,080,0002,295
Net interest income$12,368,0001,773
Provision for loan and lease losses$777,000993
Total noninterest income$3,428,0001,456
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,314,000955
Trading account gains and fees$0159
Additional Noninterest Income$2,114,0001,464
Total noninterest expense$10,219,0001,855
Salaries and employee benefits$6,312,0001,675
Premises and equipment expense$1,481,0001,551
Additional noninterest expense$2,426,0002,401
Pre-tax net operating income$4,800,0001,624
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$4,800,0001,394
Extraordinary gains, net$023
Net income$4,800,0001,393
Minority interest net income$081
Net income of bank and minority interests.$4,800,0001,394
Net charge-offs$-62,0005,628
Cash dividends$2,936,0001,005
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,800,0001,376
2015-09-30 (YTD Data)Rank
Total interest income$9,943,0001,873
Total interest expense$756,0002,428
Net interest income$9,187,0001,807
Provision for loan and lease losses$627,000869
Total noninterest income$2,558,0001,474
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$948,000994
Trading account gains and fees$0153
Additional Noninterest Income$1,610,0001,459
Total noninterest expense$7,559,0001,881
Salaries and employee benefits$4,706,0001,686
Premises and equipment expense$1,096,0001,577
Additional noninterest expense$1,757,0002,466
Pre-tax net operating income$3,559,0001,661
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$3,559,0001,423
Extraordinary gains, net$021
Net income$3,559,0001,424
Minority interest net income$078
Net income of bank and minority interests.$3,559,0001,424
Net charge-offs$-59,0005,662
Cash dividends$1,958,0001,015
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,559,0001,396
2015-06-30 (YTD Data)Rank
Total interest income$6,489,0001,903
Total interest expense$456,0002,628
Net interest income$6,033,0001,828
Provision for loan and lease losses$402,000915
Total noninterest income$1,602,0001,545
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$595,0001,023
Trading account gains and fees$0157
Additional Noninterest Income$1,007,0001,550
Total noninterest expense$4,976,0001,917
Salaries and employee benefits$3,125,0001,702
Premises and equipment expense$714,0001,637
Additional noninterest expense$1,137,0002,543
Pre-tax net operating income$2,257,0001,723
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$2,257,0001,470
Extraordinary gains, net$022
Net income$2,257,0001,471
Minority interest net income$075
Net income of bank and minority interests.$2,257,0001,472
Net charge-offs$-71,0005,843
Cash dividends$1,958,000731
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,257,0001,430
2015-03-31 (YTD Data)Rank
Total interest income$3,187,0001,939
Total interest expense$213,0002,764
Net interest income$2,974,0001,852
Provision for loan and lease losses$177,000983
Total noninterest income$746,0001,589
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$287,0001,046
Trading account gains and fees$0152
Additional Noninterest Income$459,0001,605
Total noninterest expense$2,409,0001,970
Salaries and employee benefits$1,519,0001,753
Premises and equipment expense$369,0001,603
Additional noninterest expense$521,0002,701
Pre-tax net operating income$1,134,0001,660
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$1,134,0001,431
Extraordinary gains, net$013
Net income$1,134,0001,434
Minority interest net income$064
Net income of bank and minority interests.$1,134,0001,433
Net charge-offs$-72,0006,046
Cash dividends$978,000706
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,134,0001,391
2014-12-31 (YTD Data)Rank
Total interest income$11,691,0002,090
Total interest expense$1,134,0002,359
Net interest income$10,557,0002,025
Provision for loan and lease losses$140,0002,844
Total noninterest income$2,882,0001,621
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,212,0001,088
Trading account gains and fees$0180
Additional Noninterest Income$1,670,0001,661
Total noninterest expense$8,790,0002,147
Salaries and employee benefits$5,592,0001,845
Premises and equipment expense$1,187,0001,933
Additional noninterest expense$2,011,0002,865
Pre-tax net operating income$4,509,0001,674
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$4,509,0001,433
Extraordinary gains, net$017
Net income$4,509,0001,431
Minority interest net income$084
Net income of bank and minority interests.$4,509,0001,432
Net charge-offs$-6,0005,587
Cash dividends$1,958,0001,317
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,509,0001,405
2014-09-30 (YTD Data)Rank
Total interest income$8,633,0002,132
Total interest expense$914,0002,264
Net interest income$7,719,0002,079
Provision for loan and lease losses$52,0003,356
Total noninterest income$2,145,0001,626
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$903,0001,104
Trading account gains and fees$0174
Additional Noninterest Income$1,242,0001,673
Total noninterest expense$6,316,0002,241
Salaries and employee benefits$4,106,0001,882
Premises and equipment expense$791,0002,169
Additional noninterest expense$1,419,0003,013
Pre-tax net operating income$3,496,0001,629
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$3,496,0001,386
Extraordinary gains, net$015
Net income$3,496,0001,384
Minority interest net income$081
Net income of bank and minority interests.$3,496,0001,386
Net charge-offs$-5,0005,460
Cash dividends$1,958,000979
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,496,0001,356
2014-06-30 (YTD Data)Rank
Total interest income$5,655,0002,149
Total interest expense$667,0002,137
Net interest income$4,988,0002,130
Provision for loan and lease losses$30,0003,313
Total noninterest income$1,360,0001,661
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$575,0001,129
Trading account gains and fees$0172
Additional Noninterest Income$785,0001,723
Total noninterest expense$4,196,0002,243
Salaries and employee benefits$2,704,0001,905
Premises and equipment expense$540,0002,128
Additional noninterest expense$952,0003,006
Pre-tax net operating income$2,122,0001,734
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$2,122,0001,453
Extraordinary gains, net$020
Net income$2,122,0001,455
Minority interest net income$080
Net income of bank and minority interests.$2,122,0001,455
Net charge-offs$-1,0005,059
Cash dividends$979,0001,195
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,122,0001,427
2014-03-31 (YTD Data)Rank
Total interest income$2,786,0002,172
Total interest expense$344,0002,111
Net interest income$2,442,0002,162
Provision for loan and lease losses$15,0003,093
Total noninterest income$637,0001,713
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$289,0001,118
Trading account gains and fees$0147
Additional Noninterest Income$348,0001,824
Total noninterest expense$2,076,0002,259
Salaries and employee benefits$1,314,0001,978
Premises and equipment expense$268,0002,170
Additional noninterest expense$494,0002,911
Pre-tax net operating income$988,0001,790
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$988,0001,512
Extraordinary gains, net$016
Net income$988,0001,515
Minority interest net income$066
Net income of bank and minority interests.$988,0001,515
Net charge-offs$03,660
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$988,0001,492
2013-12-31 (YTD Data)Rank
Total interest income$10,531,0002,304
Total interest expense$1,391,0002,300
Net interest income$9,140,0002,296
Provision for loan and lease losses$75,0003,934
Total noninterest income$2,948,0001,626
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,101,0001,235
Trading account gains and fees$0184
Additional Noninterest Income$1,847,0001,606
Total noninterest expense$7,977,0002,343
Salaries and employee benefits$4,953,0002,064
Premises and equipment expense$1,037,0002,178
Additional noninterest expense$1,987,0002,985
Pre-tax net operating income$4,036,0001,717
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$4,036,0001,486
Extraordinary gains, net$029
Net income$4,036,0001,488
Minority interest net income$090
Net income of bank and minority interests.$4,036,0001,490
Net charge-offs$730,0001,590
Cash dividends$1,991,0001,225
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,036,0001,457
2013-09-30 (YTD Data)Rank
Total interest income$7,824,0002,340
Total interest expense$1,059,0002,327
Net interest income$6,765,0002,332
Provision for loan and lease losses$75,0003,636
Total noninterest income$2,098,0001,726
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$801,0001,280
Trading account gains and fees$0180
Additional Noninterest Income$1,297,0001,724
Total noninterest expense$6,108,0002,308
Salaries and employee benefits$3,791,0002,032
Premises and equipment expense$793,0002,166
Additional noninterest expense$1,524,0002,951
Pre-tax net operating income$2,680,0001,927
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$2,680,0001,679
Extraordinary gains, net$025
Net income$2,680,0001,682
Minority interest net income$084
Net income of bank and minority interests.$2,680,0001,683
Net charge-offs$607,0001,415
Cash dividends$1,992,000883
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,680,0001,629
2013-06-30 (YTD Data)Rank
Total interest income$5,163,0002,359
Total interest expense$711,0002,363
Net interest income$4,452,0002,353
Provision for loan and lease losses$75,0003,208
Total noninterest income$1,291,0001,866
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$513,0001,308
Trading account gains and fees$0157
Additional Noninterest Income$778,0001,885
Total noninterest expense$4,056,0002,323
Salaries and employee benefits$2,487,0002,059
Premises and equipment expense$547,0002,093
Additional noninterest expense$1,022,0002,920
Pre-tax net operating income$1,612,0002,082
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$1,612,0001,812
Extraordinary gains, net$022
Net income$1,612,0001,817
Minority interest net income$082
Net income of bank and minority interests.$1,612,0001,818
Net charge-offs$82,0002,933
Cash dividends$35,0003,369
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,612,0001,750
2013-03-31 (YTD Data)Rank
Total interest income$2,554,0002,412
Total interest expense$347,0002,465
Net interest income$2,207,0002,374
Provision for loan and lease losses$75,0002,354
Total noninterest income$620,0001,919
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$261,0001,275
Trading account gains and fees$0148
Additional Noninterest Income$359,0001,979
Total noninterest expense$2,016,0002,353
Salaries and employee benefits$1,249,0002,072
Premises and equipment expense$258,0002,255
Additional noninterest expense$509,0002,945
Pre-tax net operating income$736,0002,181
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$736,0001,929
Extraordinary gains, net$010
Net income$736,0001,930
Minority interest net income$076
Net income of bank and minority interests.$736,0001,931
Net charge-offs$87,0002,003
Cash dividends$35,0002,466
Sale, conversion, retirement of capital stock, net$0789
Net operating income$736,0001,843
2012-12-31 (YTD Data)Rank
Total interest income$11,326,0002,294
Total interest expense$2,000,0002,137
Net interest income$9,326,0002,301
Provision for loan and lease losses$727,0002,216
Total noninterest income$2,546,0001,846
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,107,0001,289
Trading account gains and fees$0166
Additional Noninterest Income$1,439,0001,901
Total noninterest expense$8,240,0002,294
Salaries and employee benefits$4,675,0002,134
Premises and equipment expense$878,0002,543
Additional noninterest expense$2,687,0002,413
Pre-tax net operating income$2,905,0002,147
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$2,905,0001,918
Extraordinary gains, net$029
Net income$2,905,0001,917
Minority interest net income$093
Net income of bank and minority interests.$2,905,0001,919
Net charge-offs$1,966,0001,173
Cash dividends$653,0002,461
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,905,0001,813
2012-09-30 (YTD Data)Rank
Total interest income$8,748,0002,286
Total interest expense$1,614,0002,090
Net interest income$7,134,0002,288
Provision for loan and lease losses$577,0002,096
Total noninterest income$1,893,0001,859
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$814,0001,321
Trading account gains and fees$0157
Additional Noninterest Income$1,079,0001,895
Total noninterest expense$6,255,0002,279
Salaries and employee benefits$3,625,0002,065
Premises and equipment expense$616,0002,717
Additional noninterest expense$2,014,0002,405
Pre-tax net operating income$2,195,0002,178
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$2,195,0001,941
Extraordinary gains, net$020
Net income$2,195,0001,940
Minority interest net income$086
Net income of bank and minority interests.$2,195,0001,942
Net charge-offs$1,673,0001,039
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,195,0001,826
2012-06-30 (YTD Data)Rank
Total interest income$6,074,0002,197
Total interest expense$1,138,0002,064
Net interest income$4,936,0002,219
Provision for loan and lease losses$577,0001,660
Total noninterest income$1,327,0001,779
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$519,0001,370
Trading account gains and fees$0153
Additional Noninterest Income$808,0001,742
Total noninterest expense$4,099,0002,319
Salaries and employee benefits$2,469,0002,032
Premises and equipment expense$425,0002,643
Additional noninterest expense$1,205,0002,677
Pre-tax net operating income$1,587,0002,045
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$1,587,0001,800
Extraordinary gains, net$019
Net income$1,587,0001,797
Minority interest net income$084
Net income of bank and minority interests.$1,587,0001,800
Net charge-offs$905,0001,217
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,587,0001,715
2012-03-31 (YTD Data)Rank
Total interest income$3,154,0002,139
Total interest expense$571,0002,121
Net interest income$2,583,0002,127
Provision for loan and lease losses$277,0001,669
Total noninterest income$634,0001,837
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$253,0001,393
Trading account gains and fees$0148
Additional Noninterest Income$381,0001,812
Total noninterest expense$2,046,0002,318
Salaries and employee benefits$1,256,0002,000
Premises and equipment expense$219,0002,602
Additional noninterest expense$571,0002,768
Pre-tax net operating income$894,0001,847
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$894,0001,629
Extraordinary gains, net$019
Net income$894,0001,630
Minority interest net income$078
Net income of bank and minority interests.$894,0001,630
Net charge-offs$-1,0005,761
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$894,0001,527
2011-12-31 (YTD Data)Rank
Total interest income$13,867,0002,018
Total interest expense$3,462,0001,720
Net interest income$10,405,0002,098
Provision for loan and lease losses$2,569,0001,320
Total noninterest income$2,728,0001,607
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,335,0001,102
Trading account gains and fees$0146
Additional Noninterest Income$1,393,0001,726
Total noninterest expense$7,651,0002,471
Salaries and employee benefits$4,626,0002,087
Premises and equipment expense$918,0002,596
Additional noninterest expense$2,107,0002,992
Pre-tax net operating income$2,913,0001,885
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$2,913,0001,650
Extraordinary gains, net$029
Net income$2,913,0001,650
Minority interest net income$096
Net income of bank and minority interests.$2,913,0001,650
Net charge-offs$1,820,0001,648
Cash dividends$2,936,000680
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,913,0001,579
2011-09-30 (YTD Data)Rank
Total interest income$10,540,0002,020
Total interest expense$2,754,0001,698
Net interest income$7,786,0002,112
Provision for loan and lease losses$2,019,0001,230
Total noninterest income$2,106,0001,556
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,031,0001,075
Trading account gains and fees$0145
Additional Noninterest Income$1,075,0001,683
Total noninterest expense$5,796,0002,457
Salaries and employee benefits$3,536,0002,043
Premises and equipment expense$687,0002,608
Additional noninterest expense$1,573,0003,013
Pre-tax net operating income$2,077,0002,020
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$2,077,0001,782
Extraordinary gains, net$021
Net income$2,077,0001,782
Minority interest net income$087
Net income of bank and minority interests.$2,077,0001,782
Net charge-offs$1,756,0001,335
Cash dividends$2,936,000462
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,077,0001,701
2011-06-30 (YTD Data)Rank
Total interest income$7,057,0002,026
Total interest expense$1,978,0001,649
Net interest income$5,079,0002,152
Provision for loan and lease losses$169,0003,765
Total noninterest income$1,379,0001,565
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$687,0001,070
Trading account gains and fees$0153
Additional Noninterest Income$692,0001,725
Total noninterest expense$3,826,0002,484
Salaries and employee benefits$2,354,0002,072
Premises and equipment expense$445,0002,694
Additional noninterest expense$1,027,0003,141
Pre-tax net operating income$2,463,0001,208
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$2,463,000996
Extraordinary gains, net$015
Net income$2,463,000994
Minority interest net income$089
Net income of bank and minority interests.$2,463,000996
Net charge-offs$05,875
Cash dividends$2,936,000320
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,463,000963
2011-03-31 (YTD Data)Rank
Total interest income$3,498,0002,051
Total interest expense$967,0001,736
Net interest income$2,531,0002,149
Provision for loan and lease losses$70,0003,831
Total noninterest income$695,0001,572
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$335,0001,080
Trading account gains and fees$0158
Additional Noninterest Income$360,0001,692
Total noninterest expense$1,960,0002,457
Salaries and employee benefits$1,238,0001,977
Premises and equipment expense$226,0002,701
Additional noninterest expense$496,0003,203
Pre-tax net operating income$1,196,0001,217
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$1,196,0001,018
Extraordinary gains, net$09
Net income$1,196,0001,019
Minority interest net income$086
Net income of bank and minority interests.$1,196,0001,018
Net charge-offs$05,107
Cash dividends$979,000405
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,196,000989
2010-12-31 (YTD Data)Rank
Total interest income$14,535,0002,074
Total interest expense$4,126,0001,938
Net interest income$10,409,0002,099
Provision for loan and lease losses$375,0004,529
Total noninterest income$3,043,0001,534
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,609,000943
Trading account gains and fees$0175
Additional Noninterest Income$1,434,0001,747
Total noninterest expense$7,772,0002,486
Salaries and employee benefits$4,707,0002,049
Premises and equipment expense$943,0002,600
Additional noninterest expense$2,122,0003,097
Pre-tax net operating income$5,305,000981
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$5,305,000834
Extraordinary gains, net$029
Net income$5,305,000834
Minority interest net income$0111
Net income of bank and minority interests.$5,305,000835
Net charge-offs$225,0004,633
Cash dividends$3,914,000426
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,305,000800
2010-09-30 (YTD Data)Rank
Total interest income$10,890,0002,116
Total interest expense$3,173,0001,971
Net interest income$7,717,0002,146
Provision for loan and lease losses$291,0004,372
Total noninterest income$2,306,0001,520
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,211,000971
Trading account gains and fees$0165
Additional Noninterest Income$1,095,0001,706
Total noninterest expense$5,843,0002,478
Salaries and employee benefits$3,518,0002,056
Premises and equipment expense$712,0002,617
Additional noninterest expense$1,613,0003,013
Pre-tax net operating income$3,889,0001,050
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$3,889,000893
Extraordinary gains, net$023
Net income$3,889,000894
Minority interest net income$0110
Net income of bank and minority interests.$3,889,000894
Net charge-offs$148,0004,514
Cash dividends$3,915,000286
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,889,000853
2010-06-30 (YTD Data)Rank
Total interest income$7,098,0002,198
Total interest expense$2,128,0002,038
Net interest income$4,970,0002,235
Provision for loan and lease losses$202,0004,206
Total noninterest income$1,493,0001,512
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$795,000991
Trading account gains and fees$0152
Additional Noninterest Income$698,0001,678
Total noninterest expense$3,885,0002,492
Salaries and employee benefits$2,337,0002,079
Premises and equipment expense$463,0002,685
Additional noninterest expense$1,085,0002,989
Pre-tax net operating income$2,376,0001,122
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$2,376,000955
Extraordinary gains, net$019
Net income$2,376,000955
Minority interest net income$0105
Net income of bank and minority interests.$2,376,000956
Net charge-offs$85,0004,412
Cash dividends$2,936,000244
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,376,000918
2010-03-31 (YTD Data)Rank
Total interest income$3,492,0002,296
Total interest expense$1,037,0002,193
Net interest income$2,455,0002,292
Provision for loan and lease losses$116,0003,788
Total noninterest income$764,0001,494
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$392,0001,008
Trading account gains and fees$0175
Additional Noninterest Income$372,0001,582
Total noninterest expense$1,926,0002,536
Salaries and employee benefits$1,163,0002,120
Premises and equipment expense$232,0002,753
Additional noninterest expense$531,0003,009
Pre-tax net operating income$1,177,0001,126
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$1,177,000927
Extraordinary gains, net$016
Net income$1,177,000931
Minority interest net income$091
Net income of bank and minority interests.$1,177,000931
Net charge-offs$31,0004,123
Cash dividends$979,000353
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,177,000905
2009-12-31 (YTD Data)Rank
Total interest income$14,181,0002,361
Total interest expense$4,334,0002,553
Net interest income$9,847,0002,220
Provision for loan and lease losses$573,0004,335
Total noninterest income$2,816,0001,693
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,569,0001,101
Trading account gains and fees$0211
Additional Noninterest Income$1,247,0001,870
Total noninterest expense$7,672,0002,570
Salaries and employee benefits$4,586,0002,140
Premises and equipment expense$824,0003,059
Additional noninterest expense$2,262,0003,004
Pre-tax net operating income$4,418,000947
Securities gains (losses)$15,0003,144
Applicable income taxes$04,388
Income before extraordinary items$4,433,000775
Extraordinary gains, net$034
Net income$4,433,000772
Minority interest net income$0115
Net income of bank and minority interests.$4,433,000775
Net charge-offs$185,0005,103
Cash dividends$3,915,000455
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,418,000769
2009-09-30 (YTD Data)Rank
Total interest income$10,621,0002,399
Total interest expense$3,317,0002,628
Net interest income$7,304,0002,249
Provision for loan and lease losses$125,0005,727
Total noninterest income$2,099,0001,719
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,150,0001,124
Trading account gains and fees$0212
Additional Noninterest Income$949,0001,896
Total noninterest expense$5,463,0002,704
Salaries and employee benefits$3,454,0002,151
Premises and equipment expense$579,0003,256
Additional noninterest expense$1,430,0003,406
Pre-tax net operating income$3,815,000882
Securities gains (losses)$15,0002,847
Applicable income taxes$04,592
Income before extraordinary items$3,830,000704
Extraordinary gains, net$027
Net income$3,830,000705
Minority interest net income$0118
Net income of bank and minority interests.$3,830,000706
Net charge-offs$79,0005,280
Cash dividends$2,936,000426
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,815,000704
2009-06-30 (YTD Data)Rank
Total interest income$7,070,0002,435
Total interest expense$2,245,0002,692
Net interest income$4,825,0002,260
Provision for loan and lease losses$70,0005,703
Total noninterest income$1,319,0001,806
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$722,0001,172
Trading account gains and fees$0193
Additional Noninterest Income$597,0001,998
Total noninterest expense$3,549,0002,794
Salaries and employee benefits$2,236,0002,256
Premises and equipment expense$341,0003,594
Additional noninterest expense$972,0003,360
Pre-tax net operating income$2,525,000901
Securities gains (losses)$15,0002,438
Applicable income taxes$04,657
Income before extraordinary items$2,540,000725
Extraordinary gains, net$021
Net income$2,540,000722
Minority interest net income$0112
Net income of bank and minority interests.$2,540,000726
Net charge-offs$-13,0007,937
Cash dividends$2,936,000304
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,525,000712
2009-03-31 (YTD Data)Rank
Total interest income$3,540,0002,452
Total interest expense$1,099,0002,833
Net interest income$2,441,0002,245
Provision for loan and lease losses$37,0005,262
Total noninterest income$654,0001,776
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$348,0001,183
Trading account gains and fees$0171
Additional Noninterest Income$306,0001,926
Total noninterest expense$1,894,0002,551
Salaries and employee benefits$1,117,0002,289
Premises and equipment expense$223,0002,965
Additional noninterest expense$554,0002,750
Pre-tax net operating income$1,164,0001,096
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$1,164,000914
Extraordinary gains, net$015
Net income$1,164,000914
Minority interest net income$0102
Net income of bank and minority interests.$1,164,000916
Net charge-offs$-37,0008,099
Cash dividends$979,000473
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,164,000857
2008-12-31 (YTD Data)Rank
Total interest income$14,206,0002,602
Total interest expense$4,704,0003,129
Net interest income$9,502,0002,315
Provision for loan and lease losses$189,0005,279
Total noninterest income$3,027,0001,559
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,750,0001,022
Trading account gains and fees$0154
Additional Noninterest Income$1,277,0001,802
Total noninterest expense$7,207,0002,616
Salaries and employee benefits$4,345,0002,329
Premises and equipment expense$1,125,0002,368
Additional noninterest expense$1,737,0003,227
Pre-tax net operating income$5,133,0001,078
Securities gains (losses)$49,0001,613
Applicable income taxes$04,979
Income before extraordinary items$5,182,000780
Extraordinary gains, net$039
Net income$5,182,000780
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$220,0003,961
Cash dividends$4,024,000684
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$5,133,000849
2008-09-30 (YTD Data)Rank
Total interest income$10,611,0002,673
Total interest expense$3,577,0003,195
Net interest income$7,034,0002,349
Provision for loan and lease losses$138,0004,728
Total noninterest income$2,343,0001,571
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,317,0001,024
Trading account gains and fees$0148
Additional Noninterest Income$1,026,0001,782
Total noninterest expense$5,273,0002,663
Salaries and employee benefits$3,261,0002,355
Premises and equipment expense$738,0002,676
Additional noninterest expense$1,274,0003,213
Pre-tax net operating income$3,966,0001,257
Securities gains (losses)$49,0001,442
Applicable income taxes$05,372
Income before extraordinary items$4,015,000910
Extraordinary gains, net$031
Net income$4,015,000909
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0003,971
Cash dividends$4,024,000549
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,966,000981
2008-06-30 (YTD Data)Rank
Total interest income$7,024,0002,712
Total interest expense$2,367,0003,316
Net interest income$4,657,0002,355
Provision for loan and lease losses$89,0004,498
Total noninterest income$1,521,0001,627
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$832,0001,059
Trading account gains and fees$0149
Additional Noninterest Income$689,0001,812
Total noninterest expense$3,440,0002,723
Salaries and employee benefits$2,109,0002,443
Premises and equipment expense$484,0002,710
Additional noninterest expense$847,0003,189
Pre-tax net operating income$2,649,0001,308
Securities gains (losses)$43,0001,544
Applicable income taxes$05,627
Income before extraordinary items$2,692,0001,023
Extraordinary gains, net$021
Net income$2,692,0001,023
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0003,194
Cash dividends$3,045,000544
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,649,0001,023
2008-03-31 (YTD Data)Rank
Total interest income$3,628,0002,696
Total interest expense$1,200,0003,450
Net interest income$2,428,0002,267
Provision for loan and lease losses$46,0003,892
Total noninterest income$772,0001,606
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$422,0001,026
Trading account gains and fees$0158
Additional Noninterest Income$350,0001,783
Total noninterest expense$1,740,0002,688
Salaries and employee benefits$1,141,0002,306
Premises and equipment expense$217,0003,003
Additional noninterest expense$382,0003,433
Pre-tax net operating income$1,414,0001,334
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$1,414,0001,066
Extraordinary gains, net$015
Net income$1,414,0001,069
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,915
Cash dividends$1,087,000691
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,414,0001,025
2007-12-31 (YTD Data)Rank
Total interest income$15,146,0002,653
Total interest expense$4,861,0003,533
Net interest income$10,285,0002,192
Provision for loan and lease losses$223,0003,708
Total noninterest income$3,153,0001,585
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,991,000895
Trading account gains and fees$0178
Additional Noninterest Income$1,162,0002,006
Total noninterest expense$7,198,0002,518
Salaries and employee benefits$4,526,0002,221
Premises and equipment expense$1,038,0002,484
Additional noninterest expense$1,634,0003,176
Pre-tax net operating income$6,017,0001,388
Securities gains (losses)$02,146
Applicable income taxes$759,0002,201
Income before extraordinary items$5,258,0001,218
Extraordinary gains, net$039
Net income$5,258,0001,216
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$204,0002,834
Cash dividends$2,718,0001,288
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,258,0001,211
2007-09-30 (YTD Data)Rank
Total interest income$11,333,0002,664
Total interest expense$3,641,0003,541
Net interest income$7,692,0002,213
Provision for loan and lease losses$176,0003,246
Total noninterest income$2,343,0001,594
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,440,000914
Trading account gains and fees$0184
Additional Noninterest Income$903,0001,963
Total noninterest expense$5,344,0002,534
Salaries and employee benefits$3,402,0002,218
Premises and equipment expense$743,0002,585
Additional noninterest expense$1,199,0003,197
Pre-tax net operating income$4,515,0001,500
Securities gains (losses)$01,655
Applicable income taxes$759,0001,972
Income before extraordinary items$3,756,0001,364
Extraordinary gains, net$033
Net income$3,756,0001,361
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0003,057
Cash dividends$2,719,000946
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,756,0001,349
2007-06-30 (YTD Data)Rank
Total interest income$7,474,0002,707
Total interest expense$2,405,0003,563
Net interest income$5,069,0002,267
Provision for loan and lease losses$107,0003,191
Total noninterest income$1,589,0001,600
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$955,000931
Trading account gains and fees$0168
Additional Noninterest Income$634,0001,908
Total noninterest expense$3,586,0002,547
Salaries and employee benefits$2,236,0002,281
Premises and equipment expense$514,0002,521
Additional noninterest expense$836,0003,084
Pre-tax net operating income$2,965,0001,561
Securities gains (losses)$33,000608
Applicable income taxes$759,0001,552
Income before extraordinary items$2,239,0001,564
Extraordinary gains, net$029
Net income$2,239,0001,564
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0003,485
Cash dividends$1,793,000983
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,214,2501,562
2007-03-31 (YTD Data)Rank
Total interest income$3,678,0002,738
Total interest expense$1,171,0003,596
Net interest income$2,507,0002,290
Provision for loan and lease losses$36,0003,550
Total noninterest income$782,0001,603
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$445,000970
Trading account gains and fees$0195
Additional Noninterest Income$337,0001,802
Total noninterest expense$1,747,0002,612
Salaries and employee benefits$1,098,0002,337
Premises and equipment expense$255,0002,541
Additional noninterest expense$394,0003,210
Pre-tax net operating income$1,506,0001,537
Securities gains (losses)$8,000735
Applicable income taxes$758,000915
Income before extraordinary items$756,0002,164
Extraordinary gains, net$022
Net income$756,0002,164
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,195
Cash dividends$869,000919
Sale, conversion, retirement of capital stock, net$0885
Net operating income$750,8802,170
2006-12-31 (YTD Data)Rank
Total interest income$14,715,0002,595
Total interest expense$4,320,0003,400
Net interest income$10,395,0002,221
Provision for loan and lease losses$257,0003,046
Total noninterest income$3,066,0001,595
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,903,000927
Trading account gains and fees$0130
Additional Noninterest Income$1,163,0002,010
Total noninterest expense$7,089,0002,491
Salaries and employee benefits$4,288,0002,284
Premises and equipment expense$1,019,0002,431
Additional noninterest expense$1,782,0002,845
Pre-tax net operating income$6,115,0001,573
Securities gains (losses)$2,0001,439
Applicable income taxes$2,010,0001,331
Income before extraordinary items$4,107,0001,747
Extraordinary gains, net$051
Net income$4,107,0001,748
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$166,0002,449
Cash dividends$4,786,000740
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,105,6601,733
2006-09-30 (YTD Data)Rank
Total interest income$10,959,0002,601
Total interest expense$3,153,0003,364
Net interest income$7,806,0002,239
Provision for loan and lease losses$191,0002,958
Total noninterest income$2,296,0001,597
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,416,000940
Trading account gains and fees$0126
Additional Noninterest Income$880,0002,004
Total noninterest expense$5,248,0002,507
Salaries and employee benefits$3,214,0002,285
Premises and equipment expense$752,0002,473
Additional noninterest expense$1,282,0002,941
Pre-tax net operating income$4,663,0001,602
Securities gains (losses)$2,0001,183
Applicable income taxes$1,523,0001,382
Income before extraordinary items$3,142,0001,765
Extraordinary gains, net$045
Net income$3,142,0001,767
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0002,061
Cash dividends$3,480,000736
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,140,6601,750
2006-06-30 (YTD Data)Rank
Total interest income$7,193,0002,604
Total interest expense$2,000,0003,379
Net interest income$5,193,0002,258
Provision for loan and lease losses$124,0002,957
Total noninterest income$1,475,0001,670
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$894,000979
Trading account gains and fees$0126
Additional Noninterest Income$581,0002,006
Total noninterest expense$3,503,0002,522
Salaries and employee benefits$2,127,0002,303
Premises and equipment expense$493,0002,500
Additional noninterest expense$883,0002,867
Pre-tax net operating income$3,041,0001,629
Securities gains (losses)$01,185
Applicable income taxes$984,0001,419
Income before extraordinary items$2,057,0001,772
Extraordinary gains, net$039
Net income$2,057,0001,773
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0001,883
Cash dividends$2,175,000757
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,057,0001,760
2006-03-31 (YTD Data)Rank
Total interest income$3,514,0002,606
Total interest expense$966,0003,345
Net interest income$2,548,0002,286
Provision for loan and lease losses$48,0003,203
Total noninterest income$727,0001,648
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$407,0001,049
Trading account gains and fees$0115
Additional Noninterest Income$320,0001,843
Total noninterest expense$1,708,0002,586
Salaries and employee benefits$1,060,0002,327
Premises and equipment expense$213,0002,850
Additional noninterest expense$435,0002,892
Pre-tax net operating income$1,519,0001,612
Securities gains (losses)$0955
Applicable income taxes$420,0001,596
Income before extraordinary items$1,099,0001,630
Extraordinary gains, net$021
Net income$1,099,0001,629
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0002,805
Cash dividends$870,000848
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,099,0001,611
2005-12-31 (YTD Data)Rank
Total interest income$12,946,0002,550
Total interest expense$3,227,0003,133
Net interest income$9,719,0002,280
Provision for loan and lease losses$215,0003,469
Total noninterest income$2,858,0001,684
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,701,0001,041
Trading account gains and fees$0138
Additional Noninterest Income$1,157,0002,017
Total noninterest expense$7,067,0002,373
Salaries and employee benefits$4,156,0002,209
Premises and equipment expense$1,184,0002,021
Additional noninterest expense$1,727,0002,873
Pre-tax net operating income$5,295,0001,768
Securities gains (losses)$7,0001,594
Applicable income taxes$1,767,0001,504
Income before extraordinary items$3,535,0001,941
Extraordinary gains, net$046
Net income$3,535,0001,940
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$170,0002,532
Cash dividends$1,522,0001,800
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,530,3101,922
2005-09-30 (YTD Data)Rank
Total interest income$9,556,0002,526
Total interest expense$2,374,0003,054
Net interest income$7,182,0002,275
Provision for loan and lease losses$172,0003,285
Total noninterest income$2,204,0001,643
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,333,000981
Trading account gains and fees$0126
Additional Noninterest Income$871,0001,998
Total noninterest expense$5,040,0002,457
Salaries and employee benefits$3,057,0002,232
Premises and equipment expense$741,0002,379
Additional noninterest expense$1,242,0002,956
Pre-tax net operating income$4,174,0001,697
Securities gains (losses)$7,0001,597
Applicable income taxes$1,317,0001,530
Income before extraordinary items$2,864,0001,826
Extraordinary gains, net$035
Net income$2,864,0001,827
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0002,657
Cash dividends$1,522,0001,318
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,859,1701,794
2005-06-30 (YTD Data)Rank
Total interest income$6,326,0002,483
Total interest expense$1,578,0002,934
Net interest income$4,748,0002,288
Provision for loan and lease losses$101,0003,328
Total noninterest income$1,455,0001,639
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$880,000969
Trading account gains and fees$0116
Additional Noninterest Income$575,0001,985
Total noninterest expense$3,363,0002,432
Salaries and employee benefits$2,035,0002,225
Premises and equipment expense$474,0002,444
Additional noninterest expense$854,0002,842
Pre-tax net operating income$2,739,0001,696
Securities gains (losses)$6,0001,523
Applicable income taxes$872,0001,512
Income before extraordinary items$1,873,0001,825
Extraordinary gains, net$030
Net income$1,873,0001,825
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0002,744
Cash dividends$1,522,000918
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,868,9201,795
2005-03-31 (YTD Data)Rank
Total interest income$3,135,0002,463
Total interest expense$788,0002,829
Net interest income$2,347,0002,286
Provision for loan and lease losses$41,0003,575
Total noninterest income$700,0001,648
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$405,0001,019
Trading account gains and fees$0115
Additional Noninterest Income$295,0001,908
Total noninterest expense$1,673,0002,453
Salaries and employee benefits$1,030,0002,206
Premises and equipment expense$235,0002,492
Additional noninterest expense$408,0002,965
Pre-tax net operating income$1,333,0001,717
Securities gains (losses)$6,0001,143
Applicable income taxes$447,0001,475
Income before extraordinary items$892,0001,903
Extraordinary gains, net$024
Net income$892,0001,904
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0002,699
Cash dividends$1,087,000611
Sale, conversion, retirement of capital stock, net$0491
Net operating income$887,9801,879
2004-12-31 (YTD Data)Rank
Total interest income$11,997,0002,392
Total interest expense$3,015,0002,624
Net interest income$8,982,0002,273
Provision for loan and lease losses$222,0003,527
Total noninterest income$2,536,0001,843
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,738,0001,023
Trading account gains and fees$0138
Additional Noninterest Income$798,0002,500
Total noninterest expense$6,355,0002,507
Salaries and employee benefits$3,890,0002,237
Premises and equipment expense$918,0002,485
Additional noninterest expense$1,547,0003,056
Pre-tax net operating income$4,941,0001,719
Securities gains (losses)$19,0002,428
Applicable income taxes$1,583,0001,542
Income before extraordinary items$3,377,0001,866
Extraordinary gains, net$034
Net income$3,377,0001,866
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,0003,204
Cash dividends$1,306,0001,910
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,364,0801,833
2004-09-30 (YTD Data)Rank
Total interest income$8,913,0002,381
Total interest expense$2,301,0002,542
Net interest income$6,612,0002,280
Provision for loan and lease losses$162,0003,396
Total noninterest income$1,850,0001,897
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,278,0001,054
Trading account gains and fees$0134
Additional Noninterest Income$572,0002,583
Total noninterest expense$4,682,0002,513
Salaries and employee benefits$2,879,0002,242
Premises and equipment expense$673,0002,518
Additional noninterest expense$1,130,0003,099
Pre-tax net operating income$3,618,0001,761
Securities gains (losses)$7,0002,893
Applicable income taxes$1,067,0001,680
Income before extraordinary items$2,558,0001,867
Extraordinary gains, net$026
Net income$2,558,0001,868
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0002,767
Cash dividends$870,0001,908
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,553,0301,821
2004-06-30 (YTD Data)Rank
Total interest income$5,871,0002,396
Total interest expense$1,540,0002,518
Net interest income$4,331,0002,302
Provision for loan and lease losses$97,0003,560
Total noninterest income$1,184,0001,943
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$822,0001,079
Trading account gains and fees$0130
Additional Noninterest Income$362,0002,674
Total noninterest expense$3,103,0002,540
Salaries and employee benefits$1,910,0002,259
Premises and equipment expense$444,0002,534
Additional noninterest expense$749,0003,121
Pre-tax net operating income$2,315,0001,814
Securities gains (losses)$03,413
Applicable income taxes$736,0001,634
Income before extraordinary items$1,579,0001,986
Extraordinary gains, net$021
Net income$1,579,0001,987
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0003,141
Cash dividends$870,0001,440
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,579,0001,931
2004-03-31 (YTD Data)Rank
Total interest income$2,867,0002,450
Total interest expense$765,0002,554
Net interest income$2,102,0002,374
Provision for loan and lease losses$41,0003,702
Total noninterest income$580,0001,937
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$393,0001,087
Trading account gains and fees$0121
Additional Noninterest Income$187,0002,589
Total noninterest expense$1,485,0002,648
Salaries and employee benefits$885,0002,445
Premises and equipment expense$210,0002,683
Additional noninterest expense$390,0002,987
Pre-tax net operating income$1,156,0001,780
Securities gains (losses)$02,934
Applicable income taxes$375,0001,650
Income before extraordinary items$781,0001,992
Extraordinary gains, net$016
Net income$781,0001,992
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0003,417
Cash dividends$435,0001,371
Sale, conversion, retirement of capital stock, net$0464
Net operating income$781,0001,910
2003-12-31 (YTD Data)Rank
Total interest income$11,677,0002,444
Total interest expense$3,399,0002,563
Net interest income$8,278,0002,352
Provision for loan and lease losses$192,0004,106
Total noninterest income$2,346,0002,056
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,626,0001,063
Trading account gains and fees$0160
Additional Noninterest Income$720,0002,915
Total noninterest expense$5,891,0002,635
Salaries and employee benefits$3,633,0002,335
Premises and equipment expense$837,0002,645
Additional noninterest expense$1,421,0003,241
Pre-tax net operating income$4,541,0001,776
Securities gains (losses)$04,500
Applicable income taxes$1,435,0001,682
Income before extraordinary items$3,106,0001,978
Extraordinary gains, net$054
Net income$3,106,0001,978
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0003,676
Cash dividends$1,305,0001,936
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,106,0001,892
2003-09-30 (YTD Data)Rank
Total interest income$8,908,0002,442
Total interest expense$2,651,0002,564
Net interest income$6,257,0002,333
Provision for loan and lease losses$133,0004,187
Total noninterest income$1,758,0002,104
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,195,0001,094
Trading account gains and fees$0153
Additional Noninterest Income$563,0002,926
Total noninterest expense$4,514,0002,603
Salaries and employee benefits$2,810,0002,260
Premises and equipment expense$675,0002,503
Additional noninterest expense$1,029,0003,318
Pre-tax net operating income$3,368,0001,855
Securities gains (losses)$04,204
Applicable income taxes$1,091,0001,726
Income before extraordinary items$2,277,0002,079
Extraordinary gains, net$040
Net income$2,277,0002,078
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0003,361
Cash dividends$1,305,0001,426
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,277,0001,969
2003-06-30 (YTD Data)Rank
Total interest income$6,147,0002,385
Total interest expense$1,840,0002,553
Net interest income$4,307,0002,262
Provision for loan and lease losses$81,0004,279
Total noninterest income$1,153,0002,117
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$786,0001,086
Trading account gains and fees$0150
Additional Noninterest Income$367,0002,935
Total noninterest expense$3,028,0002,572
Salaries and employee benefits$1,884,0002,245
Premises and equipment expense$441,0002,529
Additional noninterest expense$703,0003,225
Pre-tax net operating income$2,351,0001,773
Securities gains (losses)$03,782
Applicable income taxes$764,0001,687
Income before extraordinary items$1,587,0002,000
Extraordinary gains, net$030
Net income$1,587,0001,999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0004,977
Cash dividends$870,0001,483
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,587,0001,895
2003-03-31 (YTD Data)Rank
Total interest income$3,085,0002,389
Total interest expense$921,0002,607
Net interest income$2,164,0002,247
Provision for loan and lease losses$30,0004,429
Total noninterest income$583,0002,042
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$380,0001,087
Trading account gains and fees$0134
Additional Noninterest Income$203,0002,697
Total noninterest expense$1,507,0002,570
Salaries and employee benefits$936,0002,247
Premises and equipment expense$226,0002,471
Additional noninterest expense$345,0003,233
Pre-tax net operating income$1,210,0001,737
Securities gains (losses)$02,891
Applicable income taxes$435,0001,529
Income before extraordinary items$775,0002,025
Extraordinary gains, net$021
Net income$775,0002,023
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0004,155
Cash dividends$435,0001,372
Sale, conversion, retirement of capital stock, net$0419
Net operating income$775,0001,909
2002-12-31 (YTD Data)Rank
Total interest income$13,806,0002,223
Total interest expense$4,558,0002,442
Net interest income$9,248,0002,091
Provision for loan and lease losses$136,0005,113
Total noninterest income$2,255,0001,927
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,519,0001,058
Trading account gains and fees$0153
Additional Noninterest Income$736,0002,636
Total noninterest expense$5,964,0002,475
Salaries and employee benefits$3,572,0002,242
Premises and equipment expense$843,0002,556
Additional noninterest expense$1,549,0002,887
Pre-tax net operating income$5,403,0001,513
Securities gains (losses)$20,0003,147
Applicable income taxes$1,909,0001,336
Income before extraordinary items$3,514,0001,709
Extraordinary gains, net$070
Net income$3,514,0001,708
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-45,0009,127
Cash dividends$1,250,0001,884
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,501,0001,662
2001-12-31 (YTD Data)Rank
Total interest income$14,881,0002,303
Total interest expense$6,474,0002,477
Net interest income$8,407,0002,121
Provision for loan and lease losses$130,0005,052
Total noninterest income$1,837,0002,153
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,067,0001,395
Trading account gains and fees$0177
Additional Noninterest Income$770,0002,440
Total noninterest expense$5,386,0002,625
Salaries and employee benefits$3,293,0002,278
Premises and equipment expense$798,0002,635
Additional noninterest expense$1,295,0003,265
Pre-tax net operating income$4,728,0001,518
Securities gains (losses)$47,0002,415
Applicable income taxes$1,654,0001,375
Income before extraordinary items$3,121,0001,682
Extraordinary gains, net$0105
Net income$3,121,0001,683
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,648
Cash dividends$1,686,0001,514
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,090,4501,629
2000-12-31 (YTD Data)Rank
Total interest income$14,458,0002,412
Total interest expense$6,207,0002,690
Net interest income$8,251,0002,145
Provision for loan and lease losses$100,0005,274
Total noninterest income$1,559,0002,280
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$972,0001,402
Trading account gains and fees$0180
Additional Noninterest Income$587,0002,663
Total noninterest expense$5,277,0002,576
Salaries and employee benefits$3,004,0002,388
Premises and equipment expense$830,0002,493
Additional noninterest expense$1,443,0002,915
Pre-tax net operating income$4,433,0001,662
Securities gains (losses)$6,0001,308
Applicable income taxes$1,592,0001,434
Income before extraordinary items$2,847,0001,830
Extraordinary gains, net$038
Net income$2,847,0001,830
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0004,135
Cash dividends$1,306,0001,845
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,843,1601,835
1999-12-31 (YTD Data)Rank
Total interest income$13,362,0002,447
Total interest expense$5,419,0002,705
Net interest income$7,943,0002,214
Provision for loan and lease losses$08,503
Total noninterest income$1,533,0002,263
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$906,0001,430
Trading account gains and fees$0173
Additional Noninterest Income$627,0002,553
Total noninterest expense$5,124,0002,634
Salaries and employee benefits$2,974,0002,358
Premises and equipment expense$725,0002,789
Additional noninterest expense$1,425,0002,986
Pre-tax net operating income$4,352,0001,724
Securities gains (losses)$3,0002,393
Applicable income taxes$1,430,0001,658
Income before extraordinary items$2,925,0001,819
Extraordinary gains, net$035
Net income$2,925,0001,820
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-60,0009,954
Cash dividends$1,653,0001,558
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,922,9901,788
1998-12-31 (YTD Data)Rank
Total interest income$12,412,0002,628
Total interest expense$5,169,0002,902
Net interest income$7,243,0002,354
Provision for loan and lease losses$08,652
Total noninterest income$1,343,0002,459
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$828,0001,530
Trading account gains and fees$0224
Additional Noninterest Income$515,0002,927
Total noninterest expense$4,814,0002,714
Salaries and employee benefits$2,652,0002,544
Premises and equipment expense$657,0002,936
Additional noninterest expense$1,505,0002,766
Pre-tax net operating income$3,772,0001,932
Securities gains (losses)$04,449
Applicable income taxes$1,315,0001,834
Income before extraordinary items$2,457,0002,120
Extraordinary gains, net$032
Net income$2,457,0002,118
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0009,764
Cash dividends$5,111,000629
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,457,0002,054
1997-12-31 (YTD Data)Rank
Total interest income$12,646,0002,593
Total interest expense$4,745,0003,135
Net interest income$7,901,0002,220
Provision for loan and lease losses$320,0002,457
Total noninterest income$1,163,0002,701
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$861,0001,503
Trading account gains and fees$0239
Additional Noninterest Income$302,0003,914
Total noninterest expense$4,487,0002,830
Salaries and employee benefits$2,516,0002,622
Premises and equipment expense$693,0002,774
Additional noninterest expense$1,278,0003,158
Pre-tax net operating income$4,257,0001,794
Securities gains (losses)$03,944
Applicable income taxes$1,571,0001,646
Income before extraordinary items$2,686,0001,961
Extraordinary gains, net$044
Net income$2,686,0001,961
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$292,0001,995
Cash dividends$2,327,0001,142
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,686,0001,906
1996-12-31 (YTD Data)Rank
Total interest income$12,329,0002,702
Total interest expense$4,384,0003,395
Net interest income$7,945,0002,266
Provision for loan and lease losses$120,0004,568
Total noninterest income$1,508,0002,287
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$940,0001,432
Trading account gains and fees$0262
Additional Noninterest Income$568,0002,670
Total noninterest expense$4,609,0002,952
Salaries and employee benefits$2,556,0002,627
Premises and equipment expense$675,0002,898
Additional noninterest expense$1,378,0003,352
Pre-tax net operating income$4,724,0001,536
Securities gains (losses)$04,148
Applicable income taxes$1,608,0001,500
Income before extraordinary items$3,116,0001,602
Extraordinary gains, net$053
Net income$3,116,0001,603
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-57,00011,082
Cash dividends$1,370,0001,699
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,116,0001,566
1995-12-31 (YTD Data)Rank
Total interest income$11,739,0002,840
Total interest expense$3,941,0003,728
Net interest income$7,798,0002,310
Provision for loan and lease losses$110,0004,388
Total noninterest income$1,396,0002,413
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$985,0001,383
Trading account gains and fees$0522
Additional Noninterest Income$411,0003,260
Total noninterest expense$4,497,0002,990
Salaries and employee benefits$2,591,0002,579
Premises and equipment expense$702,0002,797
Additional noninterest expense$1,204,0003,727
Pre-tax net operating income$4,587,0001,610
Securities gains (losses)$03,831
Applicable income taxes$1,270,0001,925
Income before extraordinary items$3,317,0001,535
Extraordinary gains, net$065
Net income$3,317,0001,533
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0004,152
Cash dividends$816,0002,381
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,317,0001,517
1994-12-31 (YTD Data)Rank
Total interest income$9,656,0003,139
Total interest expense$3,210,0003,726
Net interest income$6,446,0002,804
Provision for loan and lease losses$-1,500,00012,545
Total noninterest income$2,488,0001,570
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,001,0001,338
Trading account gains and fees$0475
Additional Noninterest Income$1,487,0001,395
Total noninterest expense$4,546,0003,029
Salaries and employee benefits$2,477,0002,693
Premises and equipment expense$717,0002,773
Additional noninterest expense$1,352,0003,646
Pre-tax net operating income$5,888,0001,271
Securities gains (losses)$03,600
Applicable income taxes$011,630
Income before extraordinary items$5,888,000886
Extraordinary gains, net$0249
Net income$5,888,000884
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-34,00011,664
Cash dividends$1,234,0001,611
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$5,888,000894
1993-12-31 (YTD Data)Rank
Total interest income$9,790,0003,155
Total interest expense$3,291,0003,790
Net interest income$6,499,0002,780
Provision for loan and lease losses$010,371
Total noninterest income$1,625,0002,288
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,053,0001,287
Trading account gains and fees$0532
Additional Noninterest Income$572,0002,973
Total noninterest expense$5,196,0002,747
Salaries and employee benefits$2,522,0002,621
Premises and equipment expense$750,0002,706
Additional noninterest expense$1,924,0002,819
Pre-tax net operating income$2,928,0002,347
Securities gains (losses)$07,477
Applicable income taxes$012,141
Income before extraordinary items$2,928,0001,721
Extraordinary gains, net$03,149
Net income$2,928,0001,778
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-59,00012,742
Cash dividends$1,316,0001,413
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,928,0001,625
1992-12-31 (YTD Data)Rank
Total interest income$10,891,0003,220
Total interest expense$4,578,0003,584
Net interest income$6,313,0002,891
Provision for loan and lease losses$700,0002,369
Total noninterest income$1,884,0002,023
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$1,173,0001,126
Trading account gains and fees$0504
Additional Noninterest Income$711,0002,509
Total noninterest expense$6,283,0002,321
Salaries and employee benefits$2,673,0002,420
Premises and equipment expense$825,0002,510
Additional noninterest expense$2,785,0002,120
Pre-tax net operating income$1,214,0004,875
Securities gains (losses)$-4,00013,019
Applicable income taxes$341,0005,456
Income before extraordinary items$869,0005,044
Extraordinary gains, net$341,000281
Net income$1,210,0003,816
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,104,0001,472
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$1,000,000408
Net operating income$871,8804,732

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.