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First Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$174,016,000334
Total interest expense$69,500,000307
Net interest income$104,516,000355
Provision for loan and lease losses$7,943,000245
Total noninterest income$935,0002,810
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,078,000942
Trading account gains and fees$0123
Additional Noninterest Income$-143,0004,595
Total noninterest expense$68,700,000429
Salaries and employee benefits$34,339,000460
Premises and equipment expense$7,104,000409
Additional noninterest expense$-143,0004,595
Pre-tax net operating income$28,808,000525
Securities gains (losses)$-1,650,0004,372
Applicable income taxes$6,261,000468
Income before extraordinary items$20,897,000567
Extraordinary gains, net$054
Net income$20,897,000574
Minority interest net income$088
Net income of bank and minority interests.$20,897,000570
Net charge-offs$1,537,000426
Cash dividends$5,320,000773
Sale, conversion, retirement of capital stock, net$66,692,0009
Net operating income$22,200,500554
2023-09-30 (YTD Data)Rank
Total interest income$120,851,000351
Total interest expense$47,334,000314
Net interest income$73,517,000382
Provision for loan and lease losses$8,240,000201
Total noninterest income$3,019,0001,348
Gross Fiduciary activities income$0950
Service charges on deposit accounts$742,000997
Trading account gains and fees$0125
Additional Noninterest Income$2,277,0001,256
Total noninterest expense$50,761,000428
Salaries and employee benefits$25,320,000471
Premises and equipment expense$5,107,000422
Additional noninterest expense$2,277,0001,256
Pre-tax net operating income$17,535,000624
Securities gains (losses)$-734,0004,413
Applicable income taxes$4,284,000513
Income before extraordinary items$12,517,000692
Extraordinary gains, net$052
Net income$12,517,000696
Minority interest net income$081
Net income of bank and minority interests.$12,517,000692
Net charge-offs$1,328,000357
Cash dividends$3,823,000747
Sale, conversion, retirement of capital stock, net$66,037,0008
Net operating income$13,096,860671
2023-06-30 (YTD Data)Rank
Total interest income$70,933,000374
Total interest expense$26,010,000330
Net interest income$44,923,000412
Provision for loan and lease losses$1,540,000406
Total noninterest income$2,298,0001,194
Gross Fiduciary activities income$0931
Service charges on deposit accounts$460,0001,044
Trading account gains and fees$0112
Additional Noninterest Income$1,838,0001,036
Total noninterest expense$27,324,000517
Salaries and employee benefits$15,994,000487
Premises and equipment expense$3,192,000445
Additional noninterest expense$1,838,0001,035
Pre-tax net operating income$18,357,000451
Securities gains (losses)$-207,0004,340
Applicable income taxes$4,362,000407
Income before extraordinary items$13,788,000471
Extraordinary gains, net$051
Net income$13,788,000477
Minority interest net income$081
Net income of bank and minority interests.$13,788,000470
Net charge-offs$206,000664
Cash dividends$2,327,000777
Sale, conversion, retirement of capital stock, net$-4,750,0004,646
Net operating income$13,951,530471
2023-03-31 (YTD Data)Rank
Total interest income$34,012,000388
Total interest expense$11,217,000334
Net interest income$22,795,000416
Provision for loan and lease losses$1,091,000332
Total noninterest income$1,171,0001,185
Gross Fiduciary activities income$0913
Service charges on deposit accounts$228,0001,063
Trading account gains and fees$097
Additional Noninterest Income$943,0001,012
Total noninterest expense$13,503,000535
Salaries and employee benefits$7,872,000504
Premises and equipment expense$1,579,000462
Additional noninterest expense$943,0001,012
Pre-tax net operating income$9,372,000454
Securities gains (losses)$-207,0004,441
Applicable income taxes$2,176,000405
Income before extraordinary items$6,989,000481
Extraordinary gains, net$04
Net income$6,989,000482
Minority interest net income$048
Net income of bank and minority interests.$6,989,000482
Net charge-offs$315,000355
Cash dividends$1,167,000733
Sale, conversion, retirement of capital stock, net$374,000121
Net operating income$7,152,530483
2022-09-30 (YTD Data)Rank
Total interest income$75,747,000385
Total interest expense$7,125,000341
Net interest income$68,622,000390
Provision for loan and lease losses$2,156,000379
Total noninterest income$3,674,0001,235
Gross Fiduciary activities income$0968
Service charges on deposit accounts$731,0001,044
Trading account gains and fees$0111
Additional Noninterest Income$2,943,0001,089
Total noninterest expense$34,268,000584
Salaries and employee benefits$20,122,000573
Premises and equipment expense$4,282,000484
Additional noninterest expense$2,943,0001,089
Pre-tax net operating income$35,872,000390
Securities gains (losses)$0740
Applicable income taxes$8,685,000351
Income before extraordinary items$27,187,000399
Extraordinary gains, net$04
Net income$27,187,000399
Minority interest net income$057
Net income of bank and minority interests.$27,187,000399
Net charge-offs$1,357,000255
Cash dividends$3,513,000752
Sale, conversion, retirement of capital stock, net$-1,858,0004,732
Net operating income$27,187,000407
2022-06-30 (YTD Data)Rank
Total interest income$47,748,000387
Total interest expense$3,689,000340
Net interest income$44,059,000391
Provision for loan and lease losses$1,940,000268
Total noninterest income$2,730,0001,142
Gross Fiduciary activities income$0925
Service charges on deposit accounts$495,0001,011
Trading account gains and fees$0108
Additional Noninterest Income$2,235,0001,020
Total noninterest expense$22,532,000584
Salaries and employee benefits$13,242,000570
Premises and equipment expense$2,805,000485
Additional noninterest expense$6,485,000614
Pre-tax net operating income$22,317,000396
Securities gains (losses)$0687
Applicable income taxes$5,336,000352
Income before extraordinary items$16,981,000406
Extraordinary gains, net$04
Net income$16,981,000406
Minority interest net income$060
Net income of bank and minority interests.$16,981,000406
Net charge-offs$652,000289
Cash dividends$2,346,000742
Sale, conversion, retirement of capital stock, net$-1,524,0004,756
Net operating income$16,981,000415
2022-03-31 (YTD Data)Rank
Total interest income$22,886,000388
Total interest expense$1,737,000332
Net interest income$21,149,000392
Provision for loan and lease losses$642,000278
Total noninterest income$1,268,0001,195
Gross Fiduciary activities income$0892
Service charges on deposit accounts$252,0001,000
Trading account gains and fees$0103
Additional Noninterest Income$1,016,0001,076
Total noninterest expense$11,123,000595
Salaries and employee benefits$6,544,000577
Premises and equipment expense$1,424,000488
Additional noninterest expense$3,155,000627
Pre-tax net operating income$10,652,000403
Securities gains (losses)$0623
Applicable income taxes$2,494,000356
Income before extraordinary items$8,158,000417
Extraordinary gains, net$04
Net income$8,158,000416
Minority interest net income$050
Net income of bank and minority interests.$8,158,000417
Net charge-offs$248,000327
Cash dividends$1,169,000703
Sale, conversion, retirement of capital stock, net$626,000107
Net operating income$8,158,000421
2021-12-31 (YTD Data)Rank
Total interest income$91,113,000394
Total interest expense$9,223,000298
Net interest income$81,890,000406
Provision for loan and lease losses$-232,0004,333
Total noninterest income$7,767,0001,003
Gross Fiduciary activities income$0994
Service charges on deposit accounts$760,0001,174
Trading account gains and fees$0132
Additional Noninterest Income$7,007,000846
Total noninterest expense$43,164,000609
Salaries and employee benefits$25,404,000584
Premises and equipment expense$5,762,000477
Additional noninterest expense$11,998,000661
Pre-tax net operating income$46,725,000405
Securities gains (losses)$02,062
Applicable income taxes$11,295,000361
Income before extraordinary items$35,430,000430
Extraordinary gains, net$010
Net income$35,430,000430
Minority interest net income$074
Net income of bank and minority interests.$35,430,000430
Net charge-offs$-4,0003,440
Cash dividends$2,937,0001,206
Sale, conversion, retirement of capital stock, net$-2,890,0004,822
Net operating income$35,430,000421
2021-09-30 (YTD Data)Rank
Total interest income$68,598,000400
Total interest expense$7,349,000300
Net interest income$61,249,000411
Provision for loan and lease losses$-1,057,0004,627
Total noninterest income$5,556,0001,046
Gross Fiduciary activities income$0957
Service charges on deposit accounts$514,0001,267
Trading account gains and fees$0132
Additional Noninterest Income$5,042,000896
Total noninterest expense$31,341,000632
Salaries and employee benefits$18,175,000613
Premises and equipment expense$4,497,000467
Additional noninterest expense$8,669,000682
Pre-tax net operating income$36,521,000405
Securities gains (losses)$02,015
Applicable income taxes$8,931,000360
Income before extraordinary items$27,590,000425
Extraordinary gains, net$08
Net income$27,590,000424
Minority interest net income$069
Net income of bank and minority interests.$27,590,000425
Net charge-offs$-10,0003,659
Cash dividends$1,769,0001,261
Sale, conversion, retirement of capital stock, net$-3,216,0004,898
Net operating income$27,590,000419
2021-06-30 (YTD Data)Rank
Total interest income$45,669,000400
Total interest expense$5,201,000294
Net interest income$40,468,000408
Provision for loan and lease losses$-1,215,0004,695
Total noninterest income$3,655,0001,053
Gross Fiduciary activities income$0951
Service charges on deposit accounts$341,0001,237
Trading account gains and fees$0133
Additional Noninterest Income$3,314,000900
Total noninterest expense$20,818,000622
Salaries and employee benefits$11,698,000632
Premises and equipment expense$3,237,000437
Additional noninterest expense$5,883,000654
Pre-tax net operating income$24,520,000398
Securities gains (losses)$01,818
Applicable income taxes$5,966,000361
Income before extraordinary items$18,554,000421
Extraordinary gains, net$06
Net income$18,554,000419
Minority interest net income$067
Net income of bank and minority interests.$18,554,000421
Net charge-offs$111,000873
Cash dividends$1,179,0001,249
Sale, conversion, retirement of capital stock, net$-665,0004,927
Net operating income$18,554,000414
2021-03-31 (YTD Data)Rank
Total interest income$22,851,000396
Total interest expense$2,804,000294
Net interest income$20,047,000402
Provision for loan and lease losses$-1,053,0004,801
Total noninterest income$2,300,000909
Gross Fiduciary activities income$0922
Service charges on deposit accounts$176,0001,202
Trading account gains and fees$0127
Additional Noninterest Income$2,124,000788
Total noninterest expense$10,650,000608
Salaries and employee benefits$5,768,000641
Premises and equipment expense$1,938,000375
Additional noninterest expense$2,944,000644
Pre-tax net operating income$12,750,000385
Securities gains (losses)$01,392
Applicable income taxes$3,089,000351
Income before extraordinary items$9,661,000416
Extraordinary gains, net$03
Net income$9,661,000414
Minority interest net income$055
Net income of bank and minority interests.$9,661,000416
Net charge-offs$-5,0003,772
Cash dividends$588,0001,090
Sale, conversion, retirement of capital stock, net$-755,0004,963
Net operating income$9,661,000405
2020-12-31 (YTD Data)Rank
Total interest income$89,201,000402
Total interest expense$19,648,000275
Net interest income$69,553,000425
Provision for loan and lease losses$9,539,000367
Total noninterest income$6,663,0001,057
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$629,0001,359
Trading account gains and fees$0133
Additional Noninterest Income$6,034,000906
Total noninterest expense$40,698,000616
Salaries and employee benefits$22,809,000624
Premises and equipment expense$6,130,000442
Additional noninterest expense$11,759,000644
Pre-tax net operating income$25,979,000474
Securities gains (losses)$02,675
Applicable income taxes$6,531,000411
Income before extraordinary items$19,448,000533
Extraordinary gains, net$04
Net income$19,448,000533
Minority interest net income$072
Net income of bank and minority interests.$19,448,000533
Net charge-offs$2,810,000328
Cash dividends$2,384,0001,342
Sale, conversion, retirement of capital stock, net$-6,162,0004,994
Net operating income$19,448,000513
2020-09-30 (YTD Data)Rank
Total interest income$66,114,000401
Total interest expense$16,285,000276
Net interest income$49,829,000440
Provision for loan and lease losses$7,906,000365
Total noninterest income$5,348,000983
Gross Fiduciary activities income$0981
Service charges on deposit accounts$440,0001,438
Trading account gains and fees$0125
Additional Noninterest Income$4,908,000824
Total noninterest expense$29,643,000622
Salaries and employee benefits$16,208,000640
Premises and equipment expense$4,597,000441
Additional noninterest expense$8,838,000622
Pre-tax net operating income$17,628,000491
Securities gains (losses)$02,494
Applicable income taxes$4,375,000412
Income before extraordinary items$13,253,000548
Extraordinary gains, net$04
Net income$13,253,000547
Minority interest net income$065
Net income of bank and minority interests.$13,253,000548
Net charge-offs$2,345,000294
Cash dividends$1,793,0001,210
Sale, conversion, retirement of capital stock, net$-6,347,0005,026
Net operating income$13,253,000528
2020-06-30 (YTD Data)Rank
Total interest income$44,193,000400
Total interest expense$11,994,000272
Net interest income$32,199,000451
Provision for loan and lease losses$5,909,000355
Total noninterest income$3,103,0001,018
Gross Fiduciary activities income$0970
Service charges on deposit accounts$287,0001,488
Trading account gains and fees$0123
Additional Noninterest Income$2,816,000857
Total noninterest expense$19,691,000619
Salaries and employee benefits$10,692,000649
Premises and equipment expense$2,965,000455
Additional noninterest expense$6,034,000600
Pre-tax net operating income$9,702,000527
Securities gains (losses)$02,249
Applicable income taxes$2,352,000433
Income before extraordinary items$7,350,000590
Extraordinary gains, net$04
Net income$7,350,000589
Minority interest net income$065
Net income of bank and minority interests.$7,350,000590
Net charge-offs$1,713,000281
Cash dividends$1,203,0001,145
Sale, conversion, retirement of capital stock, net$-6,926,0005,060
Net operating income$7,350,000562
2020-03-31 (YTD Data)Rank
Total interest income$22,215,000405
Total interest expense$6,344,000302
Net interest income$15,871,000456
Provision for loan and lease losses$2,932,000331
Total noninterest income$1,222,0001,132
Gross Fiduciary activities income$0941
Service charges on deposit accounts$171,0001,487
Trading account gains and fees$0106
Additional Noninterest Income$1,051,000937
Total noninterest expense$9,923,000613
Salaries and employee benefits$5,384,000643
Premises and equipment expense$1,416,000477
Additional noninterest expense$3,123,000586
Pre-tax net operating income$4,238,000547
Securities gains (losses)$01,705
Applicable income taxes$1,005,000461
Income before extraordinary items$3,233,000606
Extraordinary gains, net$04
Net income$3,233,000607
Minority interest net income$056
Net income of bank and minority interests.$3,233,000606
Net charge-offs$699,000302
Cash dividends$613,0001,122
Sale, conversion, retirement of capital stock, net$-3,265,0005,109
Net operating income$3,233,000587
2019-12-31 (YTD Data)Rank
Total interest income$84,169,000422
Total interest expense$25,804,000315
Net interest income$58,365,000482
Provision for loan and lease losses$3,984,000305
Total noninterest income$4,188,0001,264
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$515,0001,888
Trading account gains and fees$0135
Additional Noninterest Income$3,673,0001,035
Total noninterest expense$37,122,000632
Salaries and employee benefits$20,460,000645
Premises and equipment expense$5,222,000506
Additional noninterest expense$11,440,000620
Pre-tax net operating income$21,447,000576
Securities gains (losses)$02,379
Applicable income taxes$6,209,000435
Income before extraordinary items$15,238,000661
Extraordinary gains, net$011
Net income$15,238,000663
Minority interest net income$076
Net income of bank and minority interests.$15,238,000662
Net charge-offs$1,874,000436
Cash dividends$2,300,0001,447
Sale, conversion, retirement of capital stock, net$19,450,00044
Net operating income$15,238,000647
2019-09-30 (YTD Data)Rank
Total interest income$61,135,000445
Total interest expense$18,960,000321
Net interest income$42,175,000499
Provision for loan and lease losses$3,644,000260
Total noninterest income$2,580,0001,454
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$337,0002,071
Trading account gains and fees$0129
Additional Noninterest Income$2,243,0001,198
Total noninterest expense$27,699,000630
Salaries and employee benefits$15,154,000656
Premises and equipment expense$3,844,000519
Additional noninterest expense$8,701,000609
Pre-tax net operating income$13,412,000668
Securities gains (losses)$02,167
Applicable income taxes$3,420,000541
Income before extraordinary items$9,992,000737
Extraordinary gains, net$011
Net income$9,992,000739
Minority interest net income$072
Net income of bank and minority interests.$9,992,000738
Net charge-offs$1,549,000362
Cash dividends$1,686,0001,352
Sale, conversion, retirement of capital stock, net$19,225,00031
Net operating income$9,992,000727
2019-06-30 (YTD Data)Rank
Total interest income$40,323,000447
Total interest expense$12,124,000328
Net interest income$28,199,000499
Provision for loan and lease losses$2,086,000282
Total noninterest income$1,674,0001,443
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$208,0002,160
Trading account gains and fees$0131
Additional Noninterest Income$1,466,0001,178
Total noninterest expense$18,203,000645
Salaries and employee benefits$10,217,000647
Premises and equipment expense$2,644,000502
Additional noninterest expense$5,342,000666
Pre-tax net operating income$9,584,000622
Securities gains (losses)$01,702
Applicable income taxes$2,474,000506
Income before extraordinary items$7,110,000688
Extraordinary gains, net$011
Net income$7,110,000688
Minority interest net income$069
Net income of bank and minority interests.$7,110,000688
Net charge-offs$465,000605
Cash dividends$1,123,0001,335
Sale, conversion, retirement of capital stock, net$565,000164
Net operating income$7,110,000677
2019-03-31 (YTD Data)Rank
Total interest income$19,843,000450
Total interest expense$5,808,000335
Net interest income$14,035,000506
Provision for loan and lease losses$365,000598
Total noninterest income$686,0001,587
Gross Fiduciary activities income$0972
Service charges on deposit accounts$92,0002,323
Trading account gains and fees$0126
Additional Noninterest Income$594,0001,287
Total noninterest expense$9,014,000645
Salaries and employee benefits$5,080,000648
Premises and equipment expense$1,361,000496
Additional noninterest expense$2,573,000676
Pre-tax net operating income$5,342,000563
Securities gains (losses)$01,087
Applicable income taxes$1,073,000549
Income before extraordinary items$4,269,000588
Extraordinary gains, net$05
Net income$4,269,000587
Minority interest net income$052
Net income of bank and minority interests.$4,269,000587
Net charge-offs$-16,0004,809
Cash dividends$560,0001,242
Sale, conversion, retirement of capital stock, net$317,000129
Net operating income$4,269,000575
2018-12-31 (YTD Data)Rank
Total interest income$72,738,000458
Total interest expense$17,794,000338
Net interest income$54,944,000497
Provision for loan and lease losses$3,447,000341
Total noninterest income$3,649,0001,350
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$258,0002,966
Trading account gains and fees$0126
Additional Noninterest Income$3,391,0001,042
Total noninterest expense$33,514,000675
Salaries and employee benefits$17,583,000722
Premises and equipment expense$4,861,000525
Additional noninterest expense$11,070,000635
Pre-tax net operating income$21,632,000562
Securities gains (losses)$3,000894
Applicable income taxes$4,046,000550
Income before extraordinary items$17,589,000569
Extraordinary gains, net$06
Net income$17,589,000569
Minority interest net income$072
Net income of bank and minority interests.$17,589,000568
Net charge-offs$9,0003,389
Cash dividends$2,201,0001,372
Sale, conversion, retirement of capital stock, net$2,169,000161
Net operating income$17,586,570566
2018-09-30 (YTD Data)Rank
Total interest income$53,236,000456
Total interest expense$12,443,000336
Net interest income$40,793,000499
Provision for loan and lease losses$2,421,000341
Total noninterest income$2,617,0001,404
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$195,0002,963
Trading account gains and fees$0138
Additional Noninterest Income$2,422,0001,096
Total noninterest expense$24,277,000699
Salaries and employee benefits$12,670,000744
Premises and equipment expense$3,395,000561
Additional noninterest expense$8,212,000627
Pre-tax net operating income$16,712,000545
Securities gains (losses)$3,000888
Applicable income taxes$3,223,000533
Income before extraordinary items$13,492,000557
Extraordinary gains, net$05
Net income$13,492,000554
Minority interest net income$066
Net income of bank and minority interests.$13,492,000556
Net charge-offs$2,0003,345
Cash dividends$1,641,0001,232
Sale, conversion, retirement of capital stock, net$1,880,000139
Net operating income$13,489,570558
2018-06-30 (YTD Data)Rank
Total interest income$33,868,000467
Total interest expense$7,633,000340
Net interest income$26,235,000513
Provision for loan and lease losses$1,700,000320
Total noninterest income$1,348,0001,672
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$118,0003,113
Trading account gains and fees$0130
Additional Noninterest Income$1,230,0001,330
Total noninterest expense$15,980,000711
Salaries and employee benefits$8,250,000770
Premises and equipment expense$2,147,000591
Additional noninterest expense$5,583,000614
Pre-tax net operating income$9,903,000591
Securities gains (losses)$3,000768
Applicable income taxes$1,851,000578
Income before extraordinary items$8,055,000598
Extraordinary gains, net$06
Net income$8,055,000597
Minority interest net income$065
Net income of bank and minority interests.$8,055,000597
Net charge-offs$105,0001,291
Cash dividends$1,081,0001,239
Sale, conversion, retirement of capital stock, net$1,484,000112
Net operating income$8,052,570598
2018-03-31 (YTD Data)Rank
Total interest income$16,191,000484
Total interest expense$3,590,000346
Net interest income$12,601,000526
Provision for loan and lease losses$999,000283
Total noninterest income$558,0001,858
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$53,0003,274
Trading account gains and fees$0123
Additional Noninterest Income$505,0001,473
Total noninterest expense$7,291,000767
Salaries and employee benefits$3,999,000803
Premises and equipment expense$965,000668
Additional noninterest expense$2,327,000722
Pre-tax net operating income$4,869,000588
Securities gains (losses)$0735
Applicable income taxes$833,000603
Income before extraordinary items$4,036,000595
Extraordinary gains, net$07
Net income$4,036,000595
Minority interest net income$052
Net income of bank and minority interests.$4,036,000595
Net charge-offs$180,000614
Cash dividends$524,0001,143
Sale, conversion, retirement of capital stock, net$446,000127
Net operating income$4,036,000597
2017-12-31 (YTD Data)Rank
Total interest income$51,198,000557
Total interest expense$11,535,000339
Net interest income$39,663,000646
Provision for loan and lease losses$2,675,000398
Total noninterest income$2,180,0001,923
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$197,0003,470
Trading account gains and fees$0151
Additional Noninterest Income$1,983,0001,548
Total noninterest expense$24,748,000876
Salaries and employee benefits$12,365,000967
Premises and equipment expense$3,037,000816
Additional noninterest expense$9,346,000718
Pre-tax net operating income$14,420,000713
Securities gains (losses)$02,243
Applicable income taxes$7,427,000513
Income before extraordinary items$6,993,0001,022
Extraordinary gains, net$09
Net income$6,993,0001,022
Minority interest net income$076
Net income of bank and minority interests.$6,993,0001,022
Net charge-offs$804,000811
Cash dividends$878,0002,350
Sale, conversion, retirement of capital stock, net$38,681,00019
Net operating income$6,993,0001,006
2017-09-30 (YTD Data)Rank
Total interest income$35,565,000599
Total interest expense$8,156,000342
Net interest income$27,409,000699
Provision for loan and lease losses$1,960,000405
Total noninterest income$1,564,0002,008
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$134,0003,641
Trading account gains and fees$0145
Additional Noninterest Income$1,430,0001,601
Total noninterest expense$17,490,000923
Salaries and employee benefits$8,547,0001,053
Premises and equipment expense$2,157,000859
Additional noninterest expense$6,786,000736
Pre-tax net operating income$9,523,000816
Securities gains (losses)$02,274
Applicable income taxes$3,113,000667
Income before extraordinary items$6,410,000926
Extraordinary gains, net$09
Net income$6,410,000926
Minority interest net income$071
Net income of bank and minority interests.$6,410,000926
Net charge-offs$517,000786
Cash dividends$529,0002,340
Sale, conversion, retirement of capital stock, net$38,525,00017
Net operating income$6,410,000909
2017-06-30 (YTD Data)Rank
Total interest income$21,985,000640
Total interest expense$5,231,000336
Net interest income$16,754,000749
Provision for loan and lease losses$1,244,000420
Total noninterest income$933,0002,140
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$84,0003,715
Trading account gains and fees$0139
Additional Noninterest Income$849,0001,711
Total noninterest expense$10,713,0001,008
Salaries and employee benefits$5,578,0001,078
Premises and equipment expense$1,404,000884
Additional noninterest expense$3,731,000877
Pre-tax net operating income$5,730,000878
Securities gains (losses)$01,906
Applicable income taxes$1,800,000722
Income before extraordinary items$3,930,000987
Extraordinary gains, net$011
Net income$3,930,000988
Minority interest net income$071
Net income of bank and minority interests.$3,930,000987
Net charge-offs$168,0001,167
Cash dividends$229,0002,736
Sale, conversion, retirement of capital stock, net$38,338,00011
Net operating income$3,930,000976
2017-03-31 (YTD Data)Rank
Total interest income$10,653,000654
Total interest expense$2,553,000330
Net interest income$8,100,000777
Provision for loan and lease losses$438,000502
Total noninterest income$466,0002,139
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$41,0003,768
Trading account gains and fees$0142
Additional Noninterest Income$425,0001,694
Total noninterest expense$5,299,0001,020
Salaries and employee benefits$2,750,0001,100
Premises and equipment expense$685,000913
Additional noninterest expense$1,864,000875
Pre-tax net operating income$2,829,000861
Securities gains (losses)$01,153
Applicable income taxes$886,000715
Income before extraordinary items$1,943,000968
Extraordinary gains, net$08
Net income$1,943,000969
Minority interest net income$055
Net income of bank and minority interests.$1,943,000968
Net charge-offs$146,000731
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$224,000174
Net operating income$1,943,000957
2016-12-31 (YTD Data)Rank
Total interest income$38,327,000703
Total interest expense$9,424,000326
Net interest income$28,903,000820
Provision for loan and lease losses$2,697,000412
Total noninterest income$1,575,0002,421
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$154,0003,939
Trading account gains and fees$0170
Additional Noninterest Income$1,421,0001,954
Total noninterest expense$18,302,0001,135
Salaries and employee benefits$9,618,0001,191
Premises and equipment expense$2,652,000920
Additional noninterest expense$6,032,0001,099
Pre-tax net operating income$9,479,000960
Securities gains (losses)$25,0002,256
Applicable income taxes$3,098,000760
Income before extraordinary items$6,406,0001,130
Extraordinary gains, net$05
Net income$6,406,0001,128
Minority interest net income$082
Net income of bank and minority interests.$6,406,0001,129
Net charge-offs$811,000773
Cash dividends$228,0003,608
Sale, conversion, retirement of capital stock, net$13,936,00041
Net operating income$6,389,2501,112
2016-09-30 (YTD Data)Rank
Total interest income$28,111,000712
Total interest expense$7,006,000324
Net interest income$21,105,000837
Provision for loan and lease losses$1,743,000455
Total noninterest income$1,005,0002,634
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$119,0003,918
Trading account gains and fees$0169
Additional Noninterest Income$886,0002,190
Total noninterest expense$13,585,0001,145
Salaries and employee benefits$7,185,0001,197
Premises and equipment expense$1,996,000919
Additional noninterest expense$4,404,0001,121
Pre-tax net operating income$6,782,0001,013
Securities gains (losses)$25,0002,204
Applicable income taxes$2,207,000818
Income before extraordinary items$4,600,0001,187
Extraordinary gains, net$05
Net income$4,600,0001,187
Minority interest net income$071
Net income of bank and minority interests.$4,600,0001,187
Net charge-offs$387,000950
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$13,749,00031
Net operating income$4,583,0001,157
2016-06-30 (YTD Data)Rank
Total interest income$18,297,000732
Total interest expense$4,647,000324
Net interest income$13,650,000868
Provision for loan and lease losses$1,452,000378
Total noninterest income$609,0002,730
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$81,0003,893
Trading account gains and fees$0157
Additional Noninterest Income$528,0002,309
Total noninterest expense$8,781,0001,177
Salaries and employee benefits$4,501,0001,263
Premises and equipment expense$1,325,000926
Additional noninterest expense$2,955,0001,109
Pre-tax net operating income$4,026,0001,101
Securities gains (losses)$25,0001,834
Applicable income taxes$1,252,000902
Income before extraordinary items$2,799,0001,285
Extraordinary gains, net$016
Net income$2,799,0001,285
Minority interest net income$071
Net income of bank and minority interests.$2,799,0001,286
Net charge-offs$357,000761
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$13,656,00020
Net operating income$2,781,7501,243
2016-03-31 (YTD Data)Rank
Total interest income$9,036,000741
Total interest expense$2,267,000326
Net interest income$6,769,000876
Provision for loan and lease losses$813,000325
Total noninterest income$291,0002,772
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$35,0004,105
Trading account gains and fees$0142
Additional Noninterest Income$256,0002,307
Total noninterest expense$4,326,0001,193
Salaries and employee benefits$2,214,0001,277
Premises and equipment expense$687,000903
Additional noninterest expense$1,425,0001,137
Pre-tax net operating income$1,921,0001,123
Securities gains (losses)$25,0001,142
Applicable income taxes$590,000939
Income before extraordinary items$1,356,0001,277
Extraordinary gains, net$012
Net income$1,356,0001,278
Minority interest net income$062
Net income of bank and minority interests.$1,356,0001,278
Net charge-offs$294,000493
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$136,000220
Net operating income$1,338,5001,256
2015-12-31 (YTD Data)Rank
Total interest income$30,764,000837
Total interest expense$6,941,000399
Net interest income$23,823,000969
Provision for loan and lease losses$2,669,000350
Total noninterest income$1,636,0002,376
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$128,0004,371
Trading account gains and fees$0159
Additional Noninterest Income$1,508,0001,845
Total noninterest expense$17,729,0001,137
Salaries and employee benefits$9,221,0001,214
Premises and equipment expense$2,372,0001,011
Additional noninterest expense$6,136,0001,068
Pre-tax net operating income$5,061,0001,561
Securities gains (losses)$11,0002,544
Applicable income taxes$1,185,0001,440
Income before extraordinary items$3,887,0001,636
Extraordinary gains, net$023
Net income$3,887,0001,638
Minority interest net income$081
Net income of bank and minority interests.$3,887,0001,638
Net charge-offs$833,000799
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$385,000339
Net operating income$3,878,5301,609
2015-09-30 (YTD Data)Rank
Total interest income$22,587,000856
Total interest expense$4,860,000420
Net interest income$17,727,000981
Provision for loan and lease losses$1,719,000380
Total noninterest income$1,350,0002,260
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$95,0004,435
Trading account gains and fees$0153
Additional Noninterest Income$1,255,0001,739
Total noninterest expense$13,060,0001,165
Salaries and employee benefits$6,772,0001,236
Premises and equipment expense$1,787,0001,022
Additional noninterest expense$4,501,0001,085
Pre-tax net operating income$4,298,0001,439
Securities gains (losses)$11,0002,316
Applicable income taxes$1,108,0001,273
Income before extraordinary items$3,201,0001,538
Extraordinary gains, net$021
Net income$3,201,0001,539
Minority interest net income$078
Net income of bank and minority interests.$3,201,0001,539
Net charge-offs$663,000710
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$393,000278
Net operating income$3,192,8601,514
2015-06-30 (YTD Data)Rank
Total interest income$14,861,000868
Total interest expense$2,973,000456
Net interest income$11,888,000970
Provision for loan and lease losses$688,000587
Total noninterest income$1,097,0002,014
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$64,0004,407
Trading account gains and fees$0157
Additional Noninterest Income$1,033,0001,523
Total noninterest expense$8,729,0001,161
Salaries and employee benefits$4,509,0001,240
Premises and equipment expense$1,155,0001,055
Additional noninterest expense$3,065,0001,068
Pre-tax net operating income$3,568,0001,185
Securities gains (losses)$02,636
Applicable income taxes$1,091,000971
Income before extraordinary items$2,477,0001,350
Extraordinary gains, net$022
Net income$2,477,0001,351
Minority interest net income$075
Net income of bank and minority interests.$2,477,0001,351
Net charge-offs$37,0002,563
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$125,000349
Net operating income$2,477,0001,316
2015-03-31 (YTD Data)Rank
Total interest income$7,444,000858
Total interest expense$1,312,000527
Net interest income$6,132,000925
Provision for loan and lease losses$56,0002,005
Total noninterest income$832,0001,466
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$28,0004,610
Trading account gains and fees$0152
Additional Noninterest Income$804,0001,085
Total noninterest expense$4,434,0001,153
Salaries and employee benefits$2,231,0001,260
Premises and equipment expense$546,0001,113
Additional noninterest expense$1,657,000968
Pre-tax net operating income$2,474,000874
Securities gains (losses)$02,027
Applicable income taxes$745,000768
Income before extraordinary items$1,729,000992
Extraordinary gains, net$013
Net income$1,729,000992
Minority interest net income$064
Net income of bank and minority interests.$1,729,000993
Net charge-offs$-21,0005,688
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$25,000448
Net operating income$1,729,000959
2014-12-31 (YTD Data)Rank
Total interest income$25,351,0001,007
Total interest expense$4,137,000701
Net interest income$21,214,0001,062
Provision for loan and lease losses$2,438,000403
Total noninterest income$5,081,0001,090
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$136,0004,536
Trading account gains and fees$0180
Additional Noninterest Income$4,945,000761
Total noninterest expense$15,837,0001,257
Salaries and employee benefits$7,904,0001,338
Premises and equipment expense$1,981,0001,211
Additional noninterest expense$5,952,0001,110
Pre-tax net operating income$8,020,0001,025
Securities gains (losses)$34,0001,996
Applicable income taxes$2,218,000909
Income before extraordinary items$5,836,0001,132
Extraordinary gains, net$017
Net income$5,836,0001,129
Minority interest net income$084
Net income of bank and minority interests.$5,836,0001,131
Net charge-offs$1,009,000893
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$193,000433
Net operating income$5,811,5201,106
2014-09-30 (YTD Data)Rank
Total interest income$18,097,0001,068
Total interest expense$2,959,000749
Net interest income$15,138,0001,118
Provision for loan and lease losses$1,491,000459
Total noninterest income$4,111,0001,035
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$106,0004,530
Trading account gains and fees$0174
Additional Noninterest Income$4,005,000717
Total noninterest expense$11,464,0001,304
Salaries and employee benefits$5,690,0001,397
Premises and equipment expense$1,429,0001,265
Additional noninterest expense$4,345,0001,137
Pre-tax net operating income$6,294,000999
Securities gains (losses)$34,0001,709
Applicable income taxes$1,078,0001,240
Income before extraordinary items$5,250,000953
Extraordinary gains, net$015
Net income$5,250,000952
Minority interest net income$081
Net income of bank and minority interests.$5,250,000952
Net charge-offs$655,000942
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$144,000398
Net operating income$5,221,780932
2014-06-30 (YTD Data)Rank
Total interest income$11,554,0001,113
Total interest expense$1,917,000781
Net interest income$9,637,0001,172
Provision for loan and lease losses$514,000830
Total noninterest income$3,022,000932
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$80,0004,330
Trading account gains and fees$0172
Additional Noninterest Income$2,942,000662
Total noninterest expense$7,341,0001,344
Salaries and employee benefits$3,565,0001,469
Premises and equipment expense$906,0001,330
Additional noninterest expense$2,870,0001,133
Pre-tax net operating income$4,804,000847
Securities gains (losses)$34,0001,385
Applicable income taxes$677,0001,282
Income before extraordinary items$4,161,000780
Extraordinary gains, net$020
Net income$4,161,000780
Minority interest net income$080
Net income of bank and minority interests.$4,161,000781
Net charge-offs$165,0001,760
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$122,000357
Net operating income$4,131,760765
2014-03-31 (YTD Data)Rank
Total interest income$5,149,0001,231
Total interest expense$930,000818
Net interest income$4,219,0001,314
Provision for loan and lease losses$178,0001,082
Total noninterest income$2,744,000579
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$31,0004,724
Trading account gains and fees$0147
Additional Noninterest Income$2,713,000406
Total noninterest expense$3,223,0001,493
Salaries and employee benefits$1,516,0001,710
Premises and equipment expense$412,0001,485
Additional noninterest expense$1,295,0001,241
Pre-tax net operating income$3,562,000575
Securities gains (losses)$01,715
Applicable income taxes$324,0001,270
Income before extraordinary items$3,238,000495
Extraordinary gains, net$016
Net income$3,238,000495
Minority interest net income$066
Net income of bank and minority interests.$3,238,000496
Net charge-offs$124,0001,236
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$35,000397
Net operating income$3,238,000486
2013-12-31 (YTD Data)Rank
Total interest income$16,621,0001,510
Total interest expense$3,414,000988
Net interest income$13,207,0001,634
Provision for loan and lease losses$1,543,000767
Total noninterest income$532,0004,326
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$89,0005,402
Trading account gains and fees$0184
Additional Noninterest Income$443,0003,520
Total noninterest expense$9,427,0002,006
Salaries and employee benefits$4,751,0002,152
Premises and equipment expense$1,410,0001,666
Additional noninterest expense$3,266,0001,934
Pre-tax net operating income$2,769,0002,294
Securities gains (losses)$18,0002,386
Applicable income taxes$1,079,0001,400
Income before extraordinary items$1,708,0002,897
Extraordinary gains, net$029
Net income$1,708,0002,899
Minority interest net income$090
Net income of bank and minority interests.$1,708,0002,900
Net charge-offs$952,0001,316
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$20,942,00020
Net operating income$1,696,4802,866
2013-09-30 (YTD Data)Rank
Total interest income$12,084,0001,567
Total interest expense$2,485,0001,048
Net interest income$9,599,0001,680
Provision for loan and lease losses$810,0001,040
Total noninterest income$414,0004,327
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$66,0005,479
Trading account gains and fees$0180
Additional Noninterest Income$348,0003,526
Total noninterest expense$6,941,0002,041
Salaries and employee benefits$3,500,0002,180
Premises and equipment expense$1,041,0001,699
Additional noninterest expense$2,400,0001,955
Pre-tax net operating income$2,262,0002,222
Securities gains (losses)$18,0002,258
Applicable income taxes$883,0001,358
Income before extraordinary items$1,397,0002,791
Extraordinary gains, net$025
Net income$1,397,0002,795
Minority interest net income$084
Net income of bank and minority interests.$1,397,0002,795
Net charge-offs$352,0001,956
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$57,000544
Net operating income$1,385,4802,732
2013-06-30 (YTD Data)Rank
Total interest income$7,743,0001,621
Total interest expense$1,615,0001,102
Net interest income$6,128,0001,746
Provision for loan and lease losses$514,0001,137
Total noninterest income$325,0004,073
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$42,0005,535
Trading account gains and fees$0157
Additional Noninterest Income$283,0003,292
Total noninterest expense$4,512,0002,088
Salaries and employee benefits$2,331,0002,185
Premises and equipment expense$599,0001,928
Additional noninterest expense$1,582,0001,979
Pre-tax net operating income$1,427,0002,286
Securities gains (losses)$18,0002,064
Applicable income taxes$540,0001,434
Income before extraordinary items$905,0002,839
Extraordinary gains, net$022
Net income$905,0002,843
Minority interest net income$082
Net income of bank and minority interests.$905,0002,843
Net charge-offs$248,0001,875
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$38,000517
Net operating income$893,4802,760
2013-03-31 (YTD Data)Rank
Total interest income$3,781,0001,669
Total interest expense$806,0001,149
Net interest income$2,975,0001,801
Provision for loan and lease losses$334,000915
Total noninterest income$127,0004,464
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$20,0005,591
Trading account gains and fees$0148
Additional Noninterest Income$107,0003,658
Total noninterest expense$2,175,0002,182
Salaries and employee benefits$1,106,0002,305
Premises and equipment expense$300,0001,964
Additional noninterest expense$769,0002,033
Pre-tax net operating income$593,0002,577
Securities gains (losses)$18,0001,302
Applicable income taxes$231,0001,572
Income before extraordinary items$380,0003,120
Extraordinary gains, net$010
Net income$380,0003,121
Minority interest net income$076
Net income of bank and minority interests.$380,0003,122
Net charge-offs$140,0001,641
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$19,000473
Net operating income$368,4803,081
2012-12-31 (YTD Data)Rank
Total interest income$14,210,0001,859
Total interest expense$3,278,0001,361
Net interest income$10,932,0001,993
Provision for loan and lease losses$1,366,0001,418
Total noninterest income$461,0004,629
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$92,0005,560
Trading account gains and fees$0166
Additional Noninterest Income$369,0003,738
Total noninterest expense$7,769,0002,436
Salaries and employee benefits$3,942,0002,485
Premises and equipment expense$1,083,0002,116
Additional noninterest expense$2,744,0002,369
Pre-tax net operating income$2,258,0002,601
Securities gains (losses)$03,810
Applicable income taxes$-330,0006,846
Income before extraordinary items$2,588,0002,107
Extraordinary gains, net$029
Net income$2,588,0002,106
Minority interest net income$093
Net income of bank and minority interests.$2,588,0002,108
Net charge-offs$589,0002,437
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$4,241,00095
Net operating income$2,588,0001,981
2012-09-30 (YTD Data)Rank
Total interest income$10,440,0001,919
Total interest expense$2,467,0001,418
Net interest income$7,973,0002,064
Provision for loan and lease losses$948,0001,496
Total noninterest income$290,0004,917
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$72,0005,575
Trading account gains and fees$0157
Additional Noninterest Income$218,0004,126
Total noninterest expense$5,725,0002,472
Salaries and employee benefits$3,124,0002,359
Premises and equipment expense$802,0002,175
Additional noninterest expense$1,799,0002,674
Pre-tax net operating income$1,590,0002,775
Securities gains (losses)$03,575
Applicable income taxes$2,0004,631
Income before extraordinary items$1,588,0002,533
Extraordinary gains, net$020
Net income$1,588,0002,534
Minority interest net income$086
Net income of bank and minority interests.$1,588,0002,534
Net charge-offs$375,0002,543
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$3,778,00071
Net operating income$1,588,0002,411
2012-06-30 (YTD Data)Rank
Total interest income$6,818,0001,972
Total interest expense$1,658,0001,454
Net interest income$5,160,0002,121
Provision for loan and lease losses$611,0001,551
Total noninterest income$175,0005,089
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$47,0005,619
Trading account gains and fees$0153
Additional Noninterest Income$128,0004,307
Total noninterest expense$3,798,0002,489
Salaries and employee benefits$2,070,0002,382
Premises and equipment expense$522,0002,206
Additional noninterest expense$1,206,0002,675
Pre-tax net operating income$926,0003,009
Securities gains (losses)$03,178
Applicable income taxes$2,0004,564
Income before extraordinary items$924,0002,755
Extraordinary gains, net$019
Net income$924,0002,756
Minority interest net income$084
Net income of bank and minority interests.$924,0002,756
Net charge-offs$159,0002,983
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$35,000556
Net operating income$924,0002,623
2012-03-31 (YTD Data)Rank
Total interest income$3,294,0002,047
Total interest expense$829,0001,524
Net interest income$2,465,0002,222
Provision for loan and lease losses$393,0001,272
Total noninterest income$78,0005,290
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$20,0005,813
Trading account gains and fees$0148
Additional Noninterest Income$58,0004,488
Total noninterest expense$1,770,0002,643
Salaries and employee benefits$1,020,0002,428
Premises and equipment expense$265,0002,178
Additional noninterest expense$485,0003,174
Pre-tax net operating income$380,0003,397
Securities gains (losses)$02,210
Applicable income taxes$2,0004,463
Income before extraordinary items$378,0003,190
Extraordinary gains, net$019
Net income$378,0003,194
Minority interest net income$078
Net income of bank and minority interests.$378,0003,194
Net charge-offs$74,0002,709
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$17,000514
Net operating income$378,0003,026
2011-12-31 (YTD Data)Rank
Total interest income$11,560,0002,420
Total interest expense$2,944,0001,993
Net interest income$8,616,0002,546
Provision for loan and lease losses$2,080,0001,528
Total noninterest income$401,0004,772
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$78,0005,844
Trading account gains and fees$0146
Additional Noninterest Income$323,0003,747
Total noninterest expense$6,662,0002,779
Salaries and employee benefits$3,439,0002,784
Premises and equipment expense$965,0002,476
Additional noninterest expense$2,258,0002,799
Pre-tax net operating income$275,0005,312
Securities gains (losses)$41,0002,709
Applicable income taxes$-1,787,0007,242
Income before extraordinary items$2,103,0002,157
Extraordinary gains, net$029
Net income$2,103,0002,158
Minority interest net income$096
Net income of bank and minority interests.$2,103,0002,158
Net charge-offs$1,217,0002,130
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$60,000770
Net operating income$2,062,0002,134
2011-09-30 (YTD Data)Rank
Total interest income$8,519,0002,490
Total interest expense$2,172,0002,097
Net interest income$6,347,0002,605
Provision for loan and lease losses$1,828,0001,319
Total noninterest income$349,0004,558
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$61,0005,818
Trading account gains and fees$0145
Additional Noninterest Income$288,0003,517
Total noninterest expense$4,843,0002,876
Salaries and employee benefits$2,508,0002,848
Premises and equipment expense$700,0002,577
Additional noninterest expense$1,635,0002,914
Pre-tax net operating income$25,0006,058
Securities gains (losses)$41,0002,444
Applicable income taxes$2,0004,555
Income before extraordinary items$64,0006,037
Extraordinary gains, net$021
Net income$64,0006,038
Minority interest net income$087
Net income of bank and minority interests.$64,0006,038
Net charge-offs$1,210,0001,709
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$45,000725
Net operating income$24,2306,075
2011-06-30 (YTD Data)Rank
Total interest income$5,514,0002,572
Total interest expense$1,385,0002,264
Net interest income$4,129,0002,664
Provision for loan and lease losses$1,545,0001,089
Total noninterest income$271,0004,316
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$40,0005,831
Trading account gains and fees$0153
Additional Noninterest Income$231,0003,270
Total noninterest expense$3,227,0002,896
Salaries and employee benefits$1,683,0002,853
Premises and equipment expense$459,0002,626
Additional noninterest expense$1,085,0002,989
Pre-tax net operating income$-372,0006,707
Securities gains (losses)$-1,0006,874
Applicable income taxes$2,0004,487
Income before extraordinary items$-375,0006,770
Extraordinary gains, net$015
Net income$-375,0006,769
Minority interest net income$089
Net income of bank and minority interests.$-375,0006,770
Net charge-offs$1,219,0001,307
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$30,000664
Net operating income$-374,0006,750
2011-03-31 (YTD Data)Rank
Total interest income$2,615,0002,716
Total interest expense$646,0002,484
Net interest income$1,969,0002,772
Provision for loan and lease losses$1,231,000738
Total noninterest income$71,0005,459
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$18,0005,934
Trading account gains and fees$0158
Additional Noninterest Income$53,0004,572
Total noninterest expense$1,621,0002,895
Salaries and employee benefits$838,0002,885
Premises and equipment expense$239,0002,575
Additional noninterest expense$544,0002,976
Pre-tax net operating income$-812,0007,216
Securities gains (losses)$-1,0006,978
Applicable income taxes$2,0004,282
Income before extraordinary items$-815,0007,246
Extraordinary gains, net$09
Net income$-815,0007,247
Minority interest net income$086
Net income of bank and minority interests.$-815,0007,247
Net charge-offs$1,123,000794
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$15,000613
Net operating income$-814,0007,237
2010-12-31 (YTD Data)Rank
Total interest income$9,705,0003,029
Total interest expense$3,351,0002,357
Net interest income$6,354,0003,332
Provision for loan and lease losses$2,279,0001,913
Total noninterest income$90,0006,748
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$51,0006,211
Trading account gains and fees$0175
Additional Noninterest Income$39,0006,281
Total noninterest expense$5,912,0003,151
Salaries and employee benefits$3,073,0003,043
Premises and equipment expense$887,0002,734
Additional noninterest expense$1,952,0003,329
Pre-tax net operating income$-1,747,0006,707
Securities gains (losses)$640,000722
Applicable income taxes$2,0004,467
Income before extraordinary items$-1,109,0006,629
Extraordinary gains, net$029
Net income$-1,109,0006,630
Minority interest net income$0111
Net income of bank and minority interests.$-1,109,0006,630
Net charge-offs$1,718,0002,031
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$2,365,000239
Net operating income$-1,749,0006,769
2010-09-30 (YTD Data)Rank
Total interest income$7,118,0003,147
Total interest expense$2,677,0002,309
Net interest income$4,441,0003,546
Provision for loan and lease losses$1,871,0001,737
Total noninterest income$64,0006,926
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$38,0006,304
Trading account gains and fees$0165
Additional Noninterest Income$26,0006,511
Total noninterest expense$4,313,0003,221
Salaries and employee benefits$2,280,0003,097
Premises and equipment expense$659,0002,812
Additional noninterest expense$1,374,0003,468
Pre-tax net operating income$-1,679,0007,001
Securities gains (losses)$364,000939
Applicable income taxes$2,0004,515
Income before extraordinary items$-1,317,0006,992
Extraordinary gains, net$023
Net income$-1,317,0006,991
Minority interest net income$0110
Net income of bank and minority interests.$-1,317,0006,992
Net charge-offs$1,487,0001,790
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$2,350,000187
Net operating income$-1,681,0007,057
2010-06-30 (YTD Data)Rank
Total interest income$4,713,0003,196
Total interest expense$1,952,0002,211
Net interest income$2,761,0003,749
Provision for loan and lease losses$1,384,0001,604
Total noninterest income$43,0006,968
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$25,0006,341
Trading account gains and fees$0152
Additional Noninterest Income$18,0006,546
Total noninterest expense$2,847,0003,239
Salaries and employee benefits$1,522,0003,110
Premises and equipment expense$438,0002,833
Additional noninterest expense$887,0003,523
Pre-tax net operating income$-1,427,0007,143
Securities gains (losses)$292,000730
Applicable income taxes$2,0004,454
Income before extraordinary items$-1,137,0007,134
Extraordinary gains, net$019
Net income$-1,137,0007,133
Minority interest net income$0105
Net income of bank and minority interests.$-1,137,0007,134
Net charge-offs$1,190,0001,567
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$2,302,000134
Net operating income$-1,429,0007,211
2010-03-31 (YTD Data)Rank
Total interest income$2,419,0003,182
Total interest expense$1,195,0001,918
Net interest income$1,224,0004,094
Provision for loan and lease losses$633,0001,565
Total noninterest income$20,0007,107
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$13,0006,352
Trading account gains and fees$0175
Additional Noninterest Income$7,0006,844
Total noninterest expense$1,379,0003,375
Salaries and employee benefits$751,0003,183
Premises and equipment expense$228,0002,790
Additional noninterest expense$400,0003,799
Pre-tax net operating income$-768,0007,328
Securities gains (losses)$156,000610
Applicable income taxes$2,0004,347
Income before extraordinary items$-614,0007,322
Extraordinary gains, net$016
Net income$-614,0007,322
Minority interest net income$091
Net income of bank and minority interests.$-614,0007,323
Net charge-offs$209,0002,381
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-770,0007,382
2009-12-31 (YTD Data)Rank
Total interest income$7,176,0004,108
Total interest expense$4,890,0002,308
Net interest income$2,286,0006,062
Provision for loan and lease losses$2,398,0002,253
Total noninterest income$60,0007,317
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$34,0006,723
Trading account gains and fees$0211
Additional Noninterest Income$26,0006,817
Total noninterest expense$4,729,0003,852
Salaries and employee benefits$2,568,0003,612
Premises and equipment expense$698,0003,465
Additional noninterest expense$1,463,0004,147
Pre-tax net operating income$-4,781,0007,164
Securities gains (losses)$03,754
Applicable income taxes$1,0004,275
Income before extraordinary items$-4,782,0007,239
Extraordinary gains, net$034
Net income$-4,782,0007,239
Minority interest net income$0115
Net income of bank and minority interests.$-4,782,0007,239
Net charge-offs$1,026,0002,824
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-4,782,0007,260
2009-09-30 (YTD Data)Rank
Total interest income$4,780,0004,499
Total interest expense$3,518,0002,498
Net interest income$1,262,0006,741
Provision for loan and lease losses$895,0002,948
Total noninterest income$38,0007,516
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$23,0006,813
Trading account gains and fees$0212
Additional Noninterest Income$15,0007,138
Total noninterest expense$3,089,0004,276
Salaries and employee benefits$1,707,0003,996
Premises and equipment expense$436,0004,010
Additional noninterest expense$946,0004,570
Pre-tax net operating income$-2,684,0007,216
Securities gains (losses)$03,497
Applicable income taxes$1,0004,465
Income before extraordinary items$-2,685,0007,322
Extraordinary gains, net$027
Net income$-2,685,0007,322
Minority interest net income$0118
Net income of bank and minority interests.$-2,685,0007,322
Net charge-offs$06,987
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-2,685,0007,313
2009-06-30 (YTD Data)Rank
Total interest income$2,601,0005,131
Total interest expense$2,004,0002,958
Net interest income$597,0007,341
Provision for loan and lease losses$606,0002,682
Total noninterest income$22,0007,643
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$13,0006,932
Trading account gains and fees$0193
Additional Noninterest Income$9,0007,286
Total noninterest expense$1,860,0004,586
Salaries and employee benefits$1,095,0004,151
Premises and equipment expense$217,0004,864
Additional noninterest expense$548,0004,978
Pre-tax net operating income$-1,847,0007,346
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$-1,847,0007,436
Extraordinary gains, net$021
Net income$-1,847,0007,435
Minority interest net income$0112
Net income of bank and minority interests.$-1,847,0007,434
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-1,847,0007,436
2009-03-31 (YTD Data)Rank
Total interest income$855,0006,243
Total interest expense$588,0004,399
Net interest income$267,0007,509
Provision for loan and lease losses$232,0002,652
Total noninterest income$7,0007,847
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$7,0006,895
Trading account gains and fees$0171
Additional Noninterest Income$07,833
Total noninterest expense$829,0004,843
Salaries and employee benefits$524,0004,319
Premises and equipment expense$66,0006,081
Additional noninterest expense$239,0005,067
Pre-tax net operating income$-787,0007,535
Securities gains (losses)$02,434
Applicable income taxes$2,0004,551
Income before extraordinary items$-789,0007,621
Extraordinary gains, net$015
Net income$-789,0007,622
Minority interest net income$0102
Net income of bank and minority interests.$-789,0007,622
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-789,0007,615
2008-12-31 (YTD Data)Rank
Total interest income$2,042,0007,303
Total interest expense$933,0006,901
Net interest income$1,109,0007,473
Provision for loan and lease losses$366,0004,281
Total noninterest income$47,0007,757
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$16,0007,095
Trading account gains and fees$0154
Additional Noninterest Income$31,0007,163
Total noninterest expense$2,330,0005,826
Salaries and employee benefits$1,170,0006,057
Premises and equipment expense$221,0006,486
Additional noninterest expense$939,0005,014
Pre-tax net operating income$-1,540,0007,225
Securities gains (losses)$03,220
Applicable income taxes$4,0004,719
Income before extraordinary items$-1,544,0007,216
Extraordinary gains, net$039
Net income$-1,544,0007,213
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$19,238,00088
Net operating income$-1,544,0007,328
2008-09-30 (YTD Data)Rank
Total interest income$1,358,0007,550
Total interest expense$627,0007,176
Net interest income$731,0007,687
Provision for loan and lease losses$156,0004,577
Total noninterest income$35,0007,892
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$13,0007,126
Trading account gains and fees$0148
Additional Noninterest Income$22,0007,355
Total noninterest expense$1,219,0006,715
Salaries and employee benefits$516,0007,195
Premises and equipment expense$161,0006,579
Additional noninterest expense$542,0005,693
Pre-tax net operating income$-609,0007,325
Securities gains (losses)$03,106
Applicable income taxes$2,0005,168
Income before extraordinary items$-611,0007,274
Extraordinary gains, net$031
Net income$-611,0007,273
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-611,0007,395
2008-06-30 (YTD Data)Rank
Total interest income$784,0007,788
Total interest expense$361,0007,508
Net interest income$423,0007,881
Provision for loan and lease losses$110,0004,116
Total noninterest income$22,0007,986
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$7,0007,210
Trading account gains and fees$0149
Additional Noninterest Income$15,0007,431
Total noninterest expense$751,0006,922
Salaries and employee benefits$350,0007,232
Premises and equipment expense$105,0006,661
Additional noninterest expense$296,0006,221
Pre-tax net operating income$-416,0007,539
Securities gains (losses)$03,233
Applicable income taxes$2,0005,394
Income before extraordinary items$-418,0007,632
Extraordinary gains, net$021
Net income$-418,0007,632
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-418,0007,618
2008-03-31 (YTD Data)Rank
Total interest income$345,0007,976
Total interest expense$157,0007,763
Net interest income$188,0008,034
Provision for loan and lease losses$45,0003,899
Total noninterest income$12,0007,989
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$3,0007,255
Trading account gains and fees$0158
Additional Noninterest Income$9,0007,309
Total noninterest expense$366,0007,005
Salaries and employee benefits$171,0007,304
Premises and equipment expense$52,0006,695
Additional noninterest expense$143,0006,298
Pre-tax net operating income$-211,0007,777
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$-211,0007,852
Extraordinary gains, net$015
Net income$-211,0007,852
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-211,0007,821
2007-12-31 (YTD Data)Rank
Total interest income$656,0008,335
Total interest expense$218,0008,283
Net interest income$438,0008,320
Provision for loan and lease losses$145,0004,384
Total noninterest income$11,0008,300
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$3,0007,419
Trading account gains and fees$0178
Additional Noninterest Income$8,0008,113
Total noninterest expense$1,558,0006,829
Salaries and employee benefits$553,0007,657
Premises and equipment expense$187,0006,860
Additional noninterest expense$818,0005,275
Pre-tax net operating income$-1,254,0008,128
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$-1,254,0008,179
Extraordinary gains, net$039
Net income$-1,254,0008,175
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$8,806,000204
Net operating income$-1,254,0008,171
2007-09-30 (YTD Data)Rank
Total interest income$376,0008,442
Total interest expense$99,0008,400
Net interest income$277,0008,417
Provision for loan and lease losses$94,0004,213
Total noninterest income$4,0008,387
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,0007,480
Trading account gains and fees$0184
Additional Noninterest Income$3,0008,269
Total noninterest expense$998,0007,155
Salaries and employee benefits$378,0007,772
Premises and equipment expense$134,0006,939
Additional noninterest expense$486,0005,890
Pre-tax net operating income$-811,0008,228
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$-811,0008,274
Extraordinary gains, net$033
Net income$-811,0008,271
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$8,606,000150
Net operating income$-811,0008,268
2007-06-30 (YTD Data)Rank
Total interest income$163,0008,554
Total interest expense$21,0008,524
Net interest income$142,0008,533
Provision for loan and lease losses$72,0003,798
Total noninterest income$1,0008,491
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,0007,510
Trading account gains and fees$0168
Additional Noninterest Income$08,426
Total noninterest expense$621,0007,318
Salaries and employee benefits$189,0008,151
Premises and equipment expense$81,0007,134
Additional noninterest expense$351,0005,675
Pre-tax net operating income$-550,0008,330
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$-550,0008,356
Extraordinary gains, net$029
Net income$-550,0008,355
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$8,606,000113
Net operating income$-550,0008,350

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.