Home > First Bank > Income and Expense
First Bank, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $835,000 | 6,236 |
| Total interest expense | $124,000 | 5,766 |
| Net interest income | $711,000 | 6,273 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $305,000 | 4,645 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $228,000 | 3,210 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $77,000 | 5,282 |
| Total noninterest expense | $880,000 | 5,996 |
| Salaries and employee benefits | $431,000 | 6,090 |
| Premises and equipment expense | $56,000 | 6,265 |
| Additional noninterest expense | $393,000 | 5,624 |
| Pre-tax net operating income | $136,000 | 5,789 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $33,000 | 3,821 |
| Income before extraordinary items | $103,000 | 5,872 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $103,000 | 5,871 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $103,000 | 5,872 |
| Net charge-offs | $11,000 | 4,115 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $103,000 | 5,847 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $574,000 | 6,275 |
| Total interest expense | $83,000 | 5,819 |
| Net interest income | $491,000 | 6,299 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $204,000 | 4,635 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $154,000 | 3,173 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $50,000 | 5,340 |
| Total noninterest expense | $585,000 | 6,050 |
| Salaries and employee benefits | $286,000 | 6,148 |
| Premises and equipment expense | $35,000 | 6,346 |
| Additional noninterest expense | $264,000 | 5,645 |
| Pre-tax net operating income | $110,000 | 5,736 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $28,000 | 3,717 |
| Income before extraordinary items | $82,000 | 5,827 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $82,000 | 5,829 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $82,000 | 5,830 |
| Net charge-offs | $8,000 | 3,816 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $82,000 | 5,787 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $290,000 | 6,340 |
| Total interest expense | $41,000 | 5,906 |
| Net interest income | $249,000 | 6,360 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $110,000 | 4,484 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $44,000 | 4,152 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $66,000 | 4,189 |
| Total noninterest expense | $289,000 | 6,133 |
| Salaries and employee benefits | $141,000 | 6,219 |
| Premises and equipment expense | $17,000 | 6,431 |
| Additional noninterest expense | $131,000 | 5,718 |
| Pre-tax net operating income | $70,000 | 5,561 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $13,000 | 3,708 |
| Income before extraordinary items | $57,000 | 5,637 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $57,000 | 5,637 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $57,000 | 5,637 |
| Net charge-offs | $8,000 | 2,944 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $57,000 | 5,601 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,095,000 | 6,445 |
| Total interest expense | $226,000 | 5,771 |
| Net interest income | $869,000 | 6,509 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $682,000 | 3,909 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $332,000 | 3,169 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $350,000 | 3,875 |
| Total noninterest expense | $1,245,000 | 6,132 |
| Salaries and employee benefits | $589,000 | 6,269 |
| Premises and equipment expense | $64,000 | 6,539 |
| Additional noninterest expense | $592,000 | 5,604 |
| Pre-tax net operating income | $306,000 | 5,484 |
| Securities gains (losses) | $117,000 | 1,209 |
| Applicable income taxes | $77,000 | 3,559 |
| Income before extraordinary items | $346,000 | 5,301 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $346,000 | 5,305 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $346,000 | 5,305 |
| Net charge-offs | $30,000 | 4,644 |
| Cash dividends | $250,000 | 3,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $250,060 | 5,506 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $834,000 | 6,517 |
| Total interest expense | $183,000 | 5,783 |
| Net interest income | $651,000 | 6,578 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $558,000 | 3,835 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $250,000 | 3,183 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $308,000 | 3,714 |
| Total noninterest expense | $890,000 | 6,217 |
| Salaries and employee benefits | $423,000 | 6,355 |
| Premises and equipment expense | $47,000 | 6,604 |
| Additional noninterest expense | $420,000 | 5,713 |
| Pre-tax net operating income | $319,000 | 5,276 |
| Securities gains (losses) | $117,000 | 1,114 |
| Applicable income taxes | $75,000 | 3,487 |
| Income before extraordinary items | $361,000 | 5,059 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $361,000 | 5,060 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $361,000 | 5,061 |
| Net charge-offs | $4,000 | 4,962 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $263,890 | 5,332 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $585,000 | 6,528 |
| Total interest expense | $132,000 | 5,746 |
| Net interest income | $453,000 | 6,593 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $457,000 | 3,462 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $169,000 | 3,162 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $288,000 | 3,261 |
| Total noninterest expense | $567,000 | 6,297 |
| Salaries and employee benefits | $291,000 | 6,365 |
| Premises and equipment expense | $30,000 | 6,662 |
| Additional noninterest expense | $246,000 | 5,915 |
| Pre-tax net operating income | $343,000 | 4,700 |
| Securities gains (losses) | $117,000 | 1,008 |
| Applicable income taxes | $74,000 | 3,219 |
| Income before extraordinary items | $386,000 | 4,379 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $386,000 | 4,381 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $386,000 | 4,382 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $287,720 | 4,699 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $315,000 | 6,532 |
| Total interest expense | $69,000 | 5,767 |
| Net interest income | $246,000 | 6,608 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $122,000 | 4,522 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $86,000 | 3,095 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $36,000 | 5,113 |
| Total noninterest expense | $296,000 | 6,334 |
| Salaries and employee benefits | $145,000 | 6,423 |
| Premises and equipment expense | $11,000 | 6,836 |
| Additional noninterest expense | $140,000 | 5,779 |
| Pre-tax net operating income | $72,000 | 5,603 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $15,000 | 3,753 |
| Income before extraordinary items | $57,000 | 5,755 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $57,000 | 5,757 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $57,000 | 5,757 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $57,000 | 5,662 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,529,000 | 6,460 |
| Total interest expense | $259,000 | 6,137 |
| Net interest income | $1,270,000 | 6,475 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $454,000 | 4,648 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $333,000 | 3,291 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $121,000 | 5,159 |
| Total noninterest expense | $4,414,000 | 3,773 |
| Salaries and employee benefits | $587,000 | 6,486 |
| Premises and equipment expense | $82,000 | 6,667 |
| Additional noninterest expense | $3,745,000 | 1,762 |
| Pre-tax net operating income | $-2,690,000 | 6,856 |
| Securities gains (losses) | $525,000 | 908 |
| Applicable income taxes | $-501,000 | 6,897 |
| Income before extraordinary items | $-1,664,000 | 6,802 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,664,000 | 6,799 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,664,000 | 6,800 |
| Net charge-offs | $4,000 | 5,797 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-2,068,250 | 6,822 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,160,000 | 6,552 |
| Total interest expense | $192,000 | 6,284 |
| Net interest income | $968,000 | 6,559 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $336,000 | 4,704 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $238,000 | 3,420 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $98,000 | 5,150 |
| Total noninterest expense | $7,091,000 | 2,021 |
| Salaries and employee benefits | $442,000 | 6,541 |
| Premises and equipment expense | $56,000 | 6,805 |
| Additional noninterest expense | $6,593,000 | 788 |
| Pre-tax net operating income | $-5,787,000 | 7,100 |
| Securities gains (losses) | $446,000 | 819 |
| Applicable income taxes | $-499,000 | 7,042 |
| Income before extraordinary items | $-4,842,000 | 7,099 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-4,842,000 | 7,099 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-4,842,000 | 7,099 |
| Net charge-offs | $20,000 | 5,058 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-5,247,860 | 7,093 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $783,000 | 6,585 |
| Total interest expense | $129,000 | 6,364 |
| Net interest income | $654,000 | 6,585 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $211,000 | 4,799 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $136,000 | 3,701 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $75,000 | 5,011 |
| Total noninterest expense | $6,747,000 | 1,446 |
| Salaries and employee benefits | $296,000 | 6,588 |
| Premises and equipment expense | $37,000 | 6,855 |
| Additional noninterest expense | $6,414,000 | 571 |
| Pre-tax net operating income | $-5,882,000 | 7,197 |
| Securities gains (losses) | $360,000 | 742 |
| Applicable income taxes | $-497,000 | 7,131 |
| Income before extraordinary items | $-5,025,000 | 7,190 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-5,025,000 | 7,190 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-5,025,000 | 7,190 |
| Net charge-offs | $54,000 | 3,967 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-5,352,600 | 7,191 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $396,000 | 6,640 |
| Total interest expense | $65,000 | 6,445 |
| Net interest income | $331,000 | 6,619 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $118,000 | 4,653 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $72,000 | 3,586 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $46,000 | 4,834 |
| Total noninterest expense | $337,000 | 6,415 |
| Salaries and employee benefits | $150,000 | 6,627 |
| Premises and equipment expense | $19,000 | 6,878 |
| Additional noninterest expense | $168,000 | 5,731 |
| Pre-tax net operating income | $112,000 | 5,277 |
| Securities gains (losses) | $51,000 | 1,216 |
| Applicable income taxes | $47,000 | 3,119 |
| Income before extraordinary items | $116,000 | 5,192 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $116,000 | 5,193 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $116,000 | 5,194 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $79,790 | 5,462 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,351,000 | 6,869 |
| Total interest expense | $289,000 | 6,597 |
| Net interest income | $1,062,000 | 6,889 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $479,000 | 4,471 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $329,000 | 3,416 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $150,000 | 4,852 |
| Total noninterest expense | $1,358,000 | 6,468 |
| Salaries and employee benefits | $667,000 | 6,546 |
| Premises and equipment expense | $85,000 | 6,933 |
| Additional noninterest expense | $606,000 | 5,972 |
| Pre-tax net operating income | $183,000 | 5,547 |
| Securities gains (losses) | $233,000 | 1,336 |
| Applicable income taxes | $136,000 | 3,180 |
| Income before extraordinary items | $280,000 | 5,312 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $280,000 | 5,314 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $280,000 | 5,314 |
| Net charge-offs | $6,000 | 6,199 |
| Cash dividends | $280,000 | 3,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $123,890 | 5,676 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,039,000 | 6,912 |
| Total interest expense | $222,000 | 6,673 |
| Net interest income | $817,000 | 6,932 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $371,000 | 4,468 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $245,000 | 3,436 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $126,000 | 4,795 |
| Total noninterest expense | $1,001,000 | 6,515 |
| Salaries and employee benefits | $490,000 | 6,604 |
| Premises and equipment expense | $67,000 | 6,937 |
| Additional noninterest expense | $444,000 | 6,053 |
| Pre-tax net operating income | $187,000 | 5,525 |
| Securities gains (losses) | $205,000 | 1,199 |
| Applicable income taxes | $124,000 | 3,048 |
| Income before extraordinary items | $268,000 | 5,200 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $268,000 | 5,202 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $268,000 | 5,202 |
| Net charge-offs | $6,000 | 5,901 |
| Cash dividends | $75,000 | 3,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $128,600 | 5,648 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $744,000 | 6,901 |
| Total interest expense | $158,000 | 6,694 |
| Net interest income | $586,000 | 6,910 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $259,000 | 4,414 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $162,000 | 3,451 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $97,000 | 4,589 |
| Total noninterest expense | $664,000 | 6,587 |
| Salaries and employee benefits | $327,000 | 6,662 |
| Premises and equipment expense | $43,000 | 7,031 |
| Additional noninterest expense | $294,000 | 6,143 |
| Pre-tax net operating income | $181,000 | 5,228 |
| Securities gains (losses) | $195,000 | 751 |
| Applicable income taxes | $117,000 | 2,731 |
| Income before extraordinary items | $259,000 | 4,662 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $259,000 | 4,660 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $259,000 | 4,662 |
| Net charge-offs | $7,000 | 5,446 |
| Cash dividends | $25,000 | 3,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $124,450 | 5,438 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $346,000 | 7,028 |
| Total interest expense | $86,000 | 6,698 |
| Net interest income | $260,000 | 7,068 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $112,000 | 4,711 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $75,000 | 3,563 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $37,000 | 5,099 |
| Total noninterest expense | $334,000 | 6,645 |
| Salaries and employee benefits | $164,000 | 6,686 |
| Premises and equipment expense | $20,000 | 7,119 |
| Additional noninterest expense | $150,000 | 6,136 |
| Pre-tax net operating income | $38,000 | 5,907 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $8,000 | 3,871 |
| Income before extraordinary items | $30,000 | 5,990 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $30,000 | 5,989 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $30,000 | 5,990 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $30,000 | 5,963 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,750,000 | 6,891 |
| Total interest expense | $405,000 | 6,779 |
| Net interest income | $1,345,000 | 6,854 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $424,000 | 4,866 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $316,000 | 3,530 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $108,000 | 5,358 |
| Total noninterest expense | $1,394,000 | 6,641 |
| Salaries and employee benefits | $698,000 | 6,687 |
| Premises and equipment expense | $91,000 | 7,134 |
| Additional noninterest expense | $605,000 | 6,197 |
| Pre-tax net operating income | $375,000 | 4,685 |
| Securities gains (losses) | $441,000 | 981 |
| Applicable income taxes | $293,000 | 2,381 |
| Income before extraordinary items | $523,000 | 4,251 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $523,000 | 4,253 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $523,000 | 4,253 |
| Net charge-offs | $52,000 | 5,888 |
| Cash dividends | $250,000 | 3,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $240,760 | 5,001 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,412,000 | 6,900 |
| Total interest expense | $313,000 | 6,886 |
| Net interest income | $1,099,000 | 6,847 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $322,000 | 4,920 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $236,000 | 3,611 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $86,000 | 5,387 |
| Total noninterest expense | $1,015,000 | 6,737 |
| Salaries and employee benefits | $494,000 | 6,837 |
| Premises and equipment expense | $67,000 | 7,234 |
| Additional noninterest expense | $454,000 | 6,245 |
| Pre-tax net operating income | $406,000 | 4,492 |
| Securities gains (losses) | $441,000 | 817 |
| Applicable income taxes | $283,000 | 2,204 |
| Income before extraordinary items | $564,000 | 3,893 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $564,000 | 3,895 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $564,000 | 3,895 |
| Net charge-offs | $54,000 | 5,452 |
| Cash dividends | $250,000 | 2,499 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $268,530 | 4,821 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $980,000 | 6,906 |
| Total interest expense | $207,000 | 6,978 |
| Net interest income | $773,000 | 6,806 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $214,000 | 4,908 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $152,000 | 3,673 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $62,000 | 5,330 |
| Total noninterest expense | $678,000 | 6,787 |
| Salaries and employee benefits | $330,000 | 6,882 |
| Premises and equipment expense | $44,000 | 7,300 |
| Additional noninterest expense | $304,000 | 6,257 |
| Pre-tax net operating income | $309,000 | 4,362 |
| Securities gains (losses) | $92,000 | 1,472 |
| Applicable income taxes | $139,000 | 2,476 |
| Income before extraordinary items | $262,000 | 4,521 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $262,000 | 4,521 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $262,000 | 4,521 |
| Net charge-offs | $54,000 | 4,817 |
| Cash dividends | $150,000 | 2,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $202,200 | 4,735 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $476,000 | 7,031 |
| Total interest expense | $104,000 | 7,094 |
| Net interest income | $372,000 | 6,924 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $114,000 | 4,808 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $74,000 | 3,727 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $40,000 | 5,053 |
| Total noninterest expense | $347,000 | 6,844 |
| Salaries and employee benefits | $165,000 | 6,974 |
| Premises and equipment expense | $21,000 | 7,415 |
| Additional noninterest expense | $161,000 | 6,198 |
| Pre-tax net operating income | $139,000 | 4,668 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $26,000 | 3,267 |
| Income before extraordinary items | $113,000 | 4,811 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $113,000 | 4,811 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $113,000 | 4,810 |
| Net charge-offs | $54,000 | 3,654 |
| Cash dividends | $75,000 | 2,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $113,000 | 4,702 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,880,000 | 7,150 |
| Total interest expense | $456,000 | 7,223 |
| Net interest income | $1,424,000 | 6,995 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $449,000 | 4,927 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $313,000 | 3,803 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $136,000 | 5,232 |
| Total noninterest expense | $1,337,000 | 7,001 |
| Salaries and employee benefits | $694,000 | 6,981 |
| Premises and equipment expense | $119,000 | 7,194 |
| Additional noninterest expense | $524,000 | 6,720 |
| Pre-tax net operating income | $536,000 | 3,911 |
| Securities gains (losses) | $246,000 | 1,391 |
| Applicable income taxes | $269,000 | 2,132 |
| Income before extraordinary items | $513,000 | 3,830 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $513,000 | 3,828 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $513,000 | 3,829 |
| Net charge-offs | $-3,000 | 7,786 |
| Cash dividends | $514,000 | 2,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $350,640 | 4,252 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,381,000 | 7,250 |
| Total interest expense | $346,000 | 7,319 |
| Net interest income | $1,035,000 | 7,093 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $337,000 | 4,986 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $220,000 | 3,929 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $117,000 | 5,169 |
| Total noninterest expense | $959,000 | 7,093 |
| Salaries and employee benefits | $494,000 | 7,098 |
| Premises and equipment expense | $95,000 | 7,189 |
| Additional noninterest expense | $370,000 | 6,832 |
| Pre-tax net operating income | $413,000 | 4,149 |
| Securities gains (losses) | $246,000 | 1,155 |
| Applicable income taxes | $222,000 | 2,224 |
| Income before extraordinary items | $437,000 | 3,912 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $437,000 | 3,909 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $437,000 | 3,911 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $300,000 | 2,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $274,640 | 4,453 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $898,000 | 7,351 |
| Total interest expense | $234,000 | 7,407 |
| Net interest income | $664,000 | 7,176 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $233,000 | 4,946 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $145,000 | 3,931 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $88,000 | 5,024 |
| Total noninterest expense | $643,000 | 7,150 |
| Salaries and employee benefits | $329,000 | 7,174 |
| Premises and equipment expense | $59,000 | 7,350 |
| Additional noninterest expense | $255,000 | 6,812 |
| Pre-tax net operating income | $254,000 | 4,359 |
| Securities gains (losses) | $246,000 | 891 |
| Applicable income taxes | $167,000 | 2,154 |
| Income before extraordinary items | $333,000 | 3,785 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $333,000 | 3,785 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $333,000 | 3,785 |
| Net charge-offs | $-1,000 | 7,516 |
| Cash dividends | $200,000 | 2,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $168,180 | 4,648 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $557,000 | 7,090 |
| Total interest expense | $121,000 | 7,457 |
| Net interest income | $436,000 | 6,695 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $112,000 | 5,000 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $68,000 | 4,022 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $44,000 | 5,048 |
| Total noninterest expense | $306,000 | 7,241 |
| Salaries and employee benefits | $165,000 | 7,208 |
| Premises and equipment expense | $30,000 | 7,367 |
| Additional noninterest expense | $111,000 | 6,908 |
| Pre-tax net operating income | $242,000 | 3,693 |
| Securities gains (losses) | $242,000 | 587 |
| Applicable income taxes | $101,000 | 2,173 |
| Income before extraordinary items | $383,000 | 2,651 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $383,000 | 2,650 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $383,000 | 2,652 |
| Net charge-offs | $-2,000 | 7,404 |
| Cash dividends | $100,000 | 2,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $191,820 | 3,781 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,159,000 | 7,216 |
| Total interest expense | $589,000 | 7,530 |
| Net interest income | $1,570,000 | 6,917 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $421,000 | 5,184 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $323,000 | 3,880 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $98,000 | 5,952 |
| Total noninterest expense | $1,280,000 | 7,176 |
| Salaries and employee benefits | $697,000 | 7,164 |
| Premises and equipment expense | $134,000 | 7,286 |
| Additional noninterest expense | $449,000 | 6,849 |
| Pre-tax net operating income | $711,000 | 4,363 |
| Securities gains (losses) | $167,000 | 804 |
| Applicable income taxes | $308,000 | 2,365 |
| Income before extraordinary items | $570,000 | 4,252 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $570,000 | 4,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,426 |
| Cash dividends | $570,000 | 3,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $461,450 | 4,738 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,618,000 | 7,302 |
| Total interest expense | $457,000 | 7,601 |
| Net interest income | $1,161,000 | 6,995 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $316,000 | 5,276 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $240,000 | 3,938 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $76,000 | 6,026 |
| Total noninterest expense | $899,000 | 7,281 |
| Salaries and employee benefits | $493,000 | 7,276 |
| Premises and equipment expense | $104,000 | 7,307 |
| Additional noninterest expense | $302,000 | 7,030 |
| Pre-tax net operating income | $578,000 | 4,704 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $173,000 | 3,069 |
| Income before extraordinary items | $405,000 | 4,767 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $405,000 | 4,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,023 |
| Cash dividends | $300,000 | 3,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $405,000 | 4,929 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,082,000 | 7,363 |
| Total interest expense | $325,000 | 7,637 |
| Net interest income | $757,000 | 7,063 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $217,000 | 5,272 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $160,000 | 3,937 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $57,000 | 5,938 |
| Total noninterest expense | $587,000 | 7,377 |
| Salaries and employee benefits | $331,000 | 7,338 |
| Premises and equipment expense | $70,000 | 7,346 |
| Additional noninterest expense | $186,000 | 7,184 |
| Pre-tax net operating income | $387,000 | 4,862 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $136,000 | 3,132 |
| Income before extraordinary items | $251,000 | 5,275 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $251,000 | 5,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $200,000 | 3,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $251,000 | 5,201 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $564,000 | 7,377 |
| Total interest expense | $171,000 | 7,682 |
| Net interest income | $393,000 | 7,043 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $115,000 | 5,170 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $77,000 | 3,952 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $38,000 | 5,536 |
| Total noninterest expense | $284,000 | 7,471 |
| Salaries and employee benefits | $166,000 | 7,364 |
| Premises and equipment expense | $33,000 | 7,431 |
| Additional noninterest expense | $85,000 | 7,339 |
| Pre-tax net operating income | $224,000 | 4,747 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $76,000 | 3,104 |
| Income before extraordinary items | $148,000 | 5,225 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $148,000 | 5,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $100,000 | 2,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $148,000 | 5,122 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,174,000 | 7,435 |
| Total interest expense | $650,000 | 7,736 |
| Net interest income | $1,524,000 | 7,082 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $372,000 | 5,643 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $296,000 | 4,104 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $76,000 | 6,595 |
| Total noninterest expense | $1,183,000 | 7,389 |
| Salaries and employee benefits | $692,000 | 7,274 |
| Premises and equipment expense | $148,000 | 7,268 |
| Additional noninterest expense | $343,000 | 7,333 |
| Pre-tax net operating income | $713,000 | 5,413 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $248,000 | 3,630 |
| Income before extraordinary items | $465,000 | 5,807 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $465,000 | 5,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,625 |
| Cash dividends | $465,000 | 3,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $465,000 | 5,801 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,633,000 | 7,473 |
| Total interest expense | $476,000 | 7,801 |
| Net interest income | $1,157,000 | 7,110 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $269,000 | 5,750 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $210,000 | 4,239 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $59,000 | 6,570 |
| Total noninterest expense | $866,000 | 7,405 |
| Salaries and employee benefits | $499,000 | 7,332 |
| Premises and equipment expense | $114,000 | 7,223 |
| Additional noninterest expense | $253,000 | 7,350 |
| Pre-tax net operating income | $560,000 | 5,565 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $194,000 | 3,753 |
| Income before extraordinary items | $366,000 | 5,991 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $366,000 | 5,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $300,000 | 3,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $366,000 | 5,972 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,102,000 | 7,493 |
| Total interest expense | $316,000 | 7,849 |
| Net interest income | $786,000 | 7,121 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $187,000 | 5,715 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $142,000 | 4,203 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $45,000 | 6,440 |
| Total noninterest expense | $570,000 | 7,479 |
| Salaries and employee benefits | $333,000 | 7,377 |
| Premises and equipment expense | $72,000 | 7,329 |
| Additional noninterest expense | $165,000 | 7,405 |
| Pre-tax net operating income | $403,000 | 5,505 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $138,000 | 3,744 |
| Income before extraordinary items | $265,000 | 5,911 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $265,000 | 5,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $200,000 | 3,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $265,000 | 5,898 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $558,000 | 7,509 |
| Total interest expense | $154,000 | 7,908 |
| Net interest income | $404,000 | 7,075 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $100,000 | 5,557 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $70,000 | 4,169 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $30,000 | 5,964 |
| Total noninterest expense | $282,000 | 7,541 |
| Salaries and employee benefits | $167,000 | 7,418 |
| Premises and equipment expense | $39,000 | 7,229 |
| Additional noninterest expense | $76,000 | 7,570 |
| Pre-tax net operating income | $222,000 | 5,289 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $70,000 | 3,742 |
| Income before extraordinary items | $152,000 | 5,620 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $152,000 | 5,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $100,000 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $152,000 | 5,605 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,191,000 | 7,391 |
| Total interest expense | $618,000 | 7,670 |
| Net interest income | $1,573,000 | 7,090 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $396,000 | 5,626 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $308,000 | 4,079 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $88,000 | 6,534 |
| Total noninterest expense | $1,192,000 | 7,399 |
| Salaries and employee benefits | $693,000 | 7,308 |
| Premises and equipment expense | $162,000 | 7,117 |
| Additional noninterest expense | $337,000 | 7,381 |
| Pre-tax net operating income | $777,000 | 5,711 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $260,000 | 3,988 |
| Income before extraordinary items | $517,000 | 6,085 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $517,000 | 6,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,543 |
| Cash dividends | $517,000 | 3,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $517,000 | 6,083 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,659,000 | 7,413 |
| Total interest expense | $464,000 | 7,687 |
| Net interest income | $1,195,000 | 7,154 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $304,000 | 5,606 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $235,000 | 4,053 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $69,000 | 6,456 |
| Total noninterest expense | $863,000 | 7,475 |
| Salaries and employee benefits | $488,000 | 7,428 |
| Premises and equipment expense | $123,000 | 7,118 |
| Additional noninterest expense | $252,000 | 7,403 |
| Pre-tax net operating income | $636,000 | 5,739 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $213,000 | 4,061 |
| Income before extraordinary items | $423,000 | 6,124 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $423,000 | 6,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,856 |
| Cash dividends | $300,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $423,000 | 6,121 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,107,000 | 7,427 |
| Total interest expense | $296,000 | 7,721 |
| Net interest income | $811,000 | 7,166 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $198,000 | 5,663 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $156,000 | 4,058 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $42,000 | 6,634 |
| Total noninterest expense | $576,000 | 7,514 |
| Salaries and employee benefits | $327,000 | 7,457 |
| Premises and equipment expense | $78,000 | 7,229 |
| Additional noninterest expense | $171,000 | 7,386 |
| Pre-tax net operating income | $433,000 | 5,723 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $145,000 | 4,057 |
| Income before extraordinary items | $288,000 | 6,097 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $288,000 | 6,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,097 |
| Cash dividends | $200,000 | 3,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $288,000 | 6,094 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $558,000 | 7,399 |
| Total interest expense | $148,000 | 7,700 |
| Net interest income | $410,000 | 7,158 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $99,000 | 5,618 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $75,000 | 4,076 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $24,000 | 6,429 |
| Total noninterest expense | $287,000 | 7,524 |
| Salaries and employee benefits | $160,000 | 7,514 |
| Premises and equipment expense | $38,000 | 7,293 |
| Additional noninterest expense | $89,000 | 7,310 |
| Pre-tax net operating income | $222,000 | 5,612 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $70,000 | 4,045 |
| Income before extraordinary items | $152,000 | 5,939 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $152,000 | 5,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,205 |
| Cash dividends | $100,000 | 3,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $152,000 | 5,936 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,241,000 | 7,224 |
| Total interest expense | $490,000 | 7,651 |
| Net interest income | $1,751,000 | 6,964 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $422,000 | 5,611 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $324,000 | 4,007 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $98,000 | 6,439 |
| Total noninterest expense | $1,192,000 | 7,414 |
| Salaries and employee benefits | $727,000 | 7,168 |
| Premises and equipment expense | $175,000 | 7,002 |
| Additional noninterest expense | $290,000 | 7,704 |
| Pre-tax net operating income | $981,000 | 5,405 |
| Securities gains (losses) | $3,000 | 1,899 |
| Applicable income taxes | $332,000 | 3,989 |
| Income before extraordinary items | $652,000 | 5,811 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $652,000 | 5,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,288 |
| Cash dividends | $652,000 | 3,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $650,020 | 5,793 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,680,000 | 7,232 |
| Total interest expense | $352,000 | 7,671 |
| Net interest income | $1,328,000 | 6,971 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $320,000 | 5,624 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $236,000 | 4,086 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $84,000 | 6,220 |
| Total noninterest expense | $850,000 | 7,506 |
| Salaries and employee benefits | $502,000 | 7,357 |
| Premises and equipment expense | $131,000 | 6,988 |
| Additional noninterest expense | $217,000 | 7,710 |
| Pre-tax net operating income | $798,000 | 5,332 |
| Securities gains (losses) | $3,000 | 1,906 |
| Applicable income taxes | $270,000 | 3,963 |
| Income before extraordinary items | $531,000 | 5,760 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $531,000 | 5,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,995 |
| Cash dividends | $225,000 | 3,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $529,020 | 5,739 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,120,000 | 7,211 |
| Total interest expense | $214,000 | 7,747 |
| Net interest income | $906,000 | 6,920 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $218,000 | 5,549 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $152,000 | 4,120 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $66,000 | 5,981 |
| Total noninterest expense | $560,000 | 7,533 |
| Salaries and employee benefits | $332,000 | 7,373 |
| Premises and equipment expense | $82,000 | 7,100 |
| Additional noninterest expense | $146,000 | 7,679 |
| Pre-tax net operating income | $564,000 | 5,167 |
| Securities gains (losses) | $3,000 | 1,754 |
| Applicable income taxes | $191,000 | 3,857 |
| Income before extraordinary items | $376,000 | 5,600 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $376,000 | 5,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $150,000 | 3,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $374,020 | 5,571 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $551,000 | 7,292 |
| Total interest expense | $101,000 | 7,824 |
| Net interest income | $450,000 | 6,976 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $114,000 | 5,400 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $74,000 | 4,114 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $40,000 | 5,645 |
| Total noninterest expense | $276,000 | 7,620 |
| Salaries and employee benefits | $164,000 | 7,462 |
| Premises and equipment expense | $42,000 | 7,127 |
| Additional noninterest expense | $70,000 | 7,797 |
| Pre-tax net operating income | $288,000 | 5,100 |
| Securities gains (losses) | $3,000 | 1,324 |
| Applicable income taxes | $95,000 | 3,849 |
| Income before extraordinary items | $196,000 | 5,468 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $196,000 | 5,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,504 |
| Cash dividends | $75,000 | 3,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $193,990 | 5,471 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,112,000 | 7,266 |
| Total interest expense | $395,000 | 7,711 |
| Net interest income | $1,717,000 | 7,019 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $434,000 | 5,623 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $347,000 | 3,958 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $87,000 | 6,638 |
| Total noninterest expense | $1,172,000 | 7,490 |
| Salaries and employee benefits | $703,000 | 7,266 |
| Premises and equipment expense | $170,000 | 7,102 |
| Additional noninterest expense | $299,000 | 7,711 |
| Pre-tax net operating income | $979,000 | 5,288 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $329,000 | 4,038 |
| Income before extraordinary items | $650,000 | 5,780 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $650,000 | 5,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,102 |
| Cash dividends | $650,000 | 3,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $650,000 | 5,705 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,576,000 | 7,297 |
| Total interest expense | $294,000 | 7,737 |
| Net interest income | $1,282,000 | 7,043 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $339,000 | 5,550 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $267,000 | 3,940 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $72,000 | 6,503 |
| Total noninterest expense | $846,000 | 7,545 |
| Salaries and employee benefits | $492,000 | 7,378 |
| Premises and equipment expense | $125,000 | 7,120 |
| Additional noninterest expense | $229,000 | 7,671 |
| Pre-tax net operating income | $775,000 | 5,276 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $255,000 | 4,045 |
| Income before extraordinary items | $520,000 | 5,724 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $520,000 | 5,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,953 |
| Cash dividends | $225,000 | 3,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $520,000 | 5,653 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,055,000 | 7,324 |
| Total interest expense | $198,000 | 7,786 |
| Net interest income | $857,000 | 7,070 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $237,000 | 5,418 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $178,000 | 3,941 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $59,000 | 6,161 |
| Total noninterest expense | $570,000 | 7,569 |
| Salaries and employee benefits | $327,000 | 7,450 |
| Premises and equipment expense | $82,000 | 7,177 |
| Additional noninterest expense | $161,000 | 7,599 |
| Pre-tax net operating income | $524,000 | 5,181 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $171,000 | 4,037 |
| Income before extraordinary items | $353,000 | 5,646 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $353,000 | 5,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,107 |
| Cash dividends | $150,000 | 3,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $353,000 | 5,556 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $535,000 | 7,341 |
| Total interest expense | $103,000 | 7,798 |
| Net interest income | $432,000 | 7,085 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $135,000 | 5,039 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $90,000 | 3,830 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $45,000 | 5,324 |
| Total noninterest expense | $281,000 | 7,637 |
| Salaries and employee benefits | $158,000 | 7,580 |
| Premises and equipment expense | $40,000 | 7,262 |
| Additional noninterest expense | $83,000 | 7,555 |
| Pre-tax net operating income | $286,000 | 4,919 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $87,000 | 4,008 |
| Income before extraordinary items | $199,000 | 5,359 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $199,000 | 5,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,115 |
| Cash dividends | $75,000 | 3,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $199,000 | 5,232 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,158,000 | 7,393 |
| Total interest expense | $621,000 | 7,337 |
| Net interest income | $1,537,000 | 7,305 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $423,000 | 5,852 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $343,000 | 4,007 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $80,000 | 6,888 |
| Total noninterest expense | $1,130,000 | 7,621 |
| Salaries and employee benefits | $679,000 | 7,389 |
| Premises and equipment expense | $156,000 | 7,323 |
| Additional noninterest expense | $295,000 | 7,795 |
| Pre-tax net operating income | $830,000 | 5,606 |
| Securities gains (losses) | $113,000 | 1,785 |
| Applicable income taxes | $338,000 | 4,098 |
| Income before extraordinary items | $605,000 | 5,929 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $605,000 | 5,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,724 |
| Cash dividends | $605,000 | 3,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $532,680 | 6,050 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,620,000 | 7,481 |
| Total interest expense | $502,000 | 7,308 |
| Net interest income | $1,118,000 | 7,431 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $319,000 | 5,893 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $254,000 | 4,044 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $65,000 | 6,817 |
| Total noninterest expense | $792,000 | 7,757 |
| Salaries and employee benefits | $472,000 | 7,535 |
| Premises and equipment expense | $108,000 | 7,495 |
| Additional noninterest expense | $212,000 | 7,884 |
| Pre-tax net operating income | $645,000 | 5,706 |
| Securities gains (losses) | $113,000 | 1,647 |
| Applicable income taxes | $255,000 | 4,243 |
| Income before extraordinary items | $503,000 | 5,842 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $503,000 | 5,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,109 |
| Cash dividends | $225,000 | 3,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $428,420 | 6,033 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,090,000 | 7,508 |
| Total interest expense | $358,000 | 7,272 |
| Net interest income | $732,000 | 7,492 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $220,000 | 5,791 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $159,000 | 4,157 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $61,000 | 6,230 |
| Total noninterest expense | $511,000 | 7,845 |
| Salaries and employee benefits | $312,000 | 7,582 |
| Premises and equipment expense | $65,000 | 7,693 |
| Additional noninterest expense | $134,000 | 8,004 |
| Pre-tax net operating income | $441,000 | 5,634 |
| Securities gains (losses) | $91,000 | 1,580 |
| Applicable income taxes | $178,000 | 4,201 |
| Income before extraordinary items | $354,000 | 5,705 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $354,000 | 5,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,985 |
| Cash dividends | $150,000 | 3,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $293,030 | 5,946 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $540,000 | 7,562 |
| Total interest expense | $185,000 | 7,287 |
| Net interest income | $355,000 | 7,578 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $108,000 | 5,715 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $73,000 | 4,284 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $35,000 | 5,938 |
| Total noninterest expense | $258,000 | 7,857 |
| Salaries and employee benefits | $157,000 | 7,594 |
| Premises and equipment expense | $32,000 | 7,760 |
| Additional noninterest expense | $69,000 | 7,971 |
| Pre-tax net operating income | $205,000 | 5,783 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $60,000 | 4,823 |
| Income before extraordinary items | $145,000 | 6,086 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $145,000 | 6,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,123 |
| Cash dividends | $75,000 | 3,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $145,000 | 5,910 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,416,000 | 7,428 |
| Total interest expense | $913,000 | 7,165 |
| Net interest income | $1,503,000 | 7,430 |
| Provision for loan and lease losses | $33,000 | 7,142 |
| Total noninterest income | $404,000 | 5,761 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $304,000 | 4,204 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $100,000 | 6,442 |
| Total noninterest expense | $1,038,000 | 7,859 |
| Salaries and employee benefits | $619,000 | 7,630 |
| Premises and equipment expense | $108,000 | 8,064 |
| Additional noninterest expense | $311,000 | 7,732 |
| Pre-tax net operating income | $836,000 | 5,656 |
| Securities gains (losses) | $115,000 | 1,613 |
| Applicable income taxes | $326,000 | 4,296 |
| Income before extraordinary items | $625,000 | 5,864 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $625,000 | 5,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,609 |
| Cash dividends | $625,000 | 3,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $549,100 | 6,029 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,036,000 | 7,218 |
| Total interest expense | $1,520,000 | 6,935 |
| Net interest income | $1,516,000 | 7,296 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $389,000 | 5,747 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $303,000 | 4,142 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $86,000 | 6,743 |
| Total noninterest expense | $986,000 | 7,998 |
| Salaries and employee benefits | $591,000 | 7,717 |
| Premises and equipment expense | $117,000 | 8,047 |
| Additional noninterest expense | $278,000 | 8,015 |
| Pre-tax net operating income | $919,000 | 5,126 |
| Securities gains (losses) | $43,000 | 2,496 |
| Applicable income taxes | $317,000 | 4,158 |
| Income before extraordinary items | $645,000 | 5,439 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $645,000 | 5,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,462 |
| Cash dividends | $645,000 | 3,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $616,190 | 5,418 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,322,000 | 7,087 |
| Total interest expense | $1,518,000 | 7,120 |
| Net interest income | $1,804,000 | 6,916 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $362,000 | 5,814 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $287,000 | 4,181 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 7,039 |
| Total noninterest expense | $1,000,000 | 8,023 |
| Salaries and employee benefits | $503,000 | 8,227 |
| Premises and equipment expense | $152,000 | 7,569 |
| Additional noninterest expense | $345,000 | 7,586 |
| Pre-tax net operating income | $1,166,000 | 4,806 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $416,000 | 3,903 |
| Income before extraordinary items | $750,000 | 5,235 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $750,000 | 5,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 9,388 |
| Cash dividends | $550,000 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $750,000 | 5,229 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,220,000 | 7,133 |
| Total interest expense | $1,540,000 | 6,881 |
| Net interest income | $1,680,000 | 7,228 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $381,000 | 5,765 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $300,000 | 3,989 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 7,121 |
| Total noninterest expense | $945,000 | 8,279 |
| Salaries and employee benefits | $466,000 | 8,527 |
| Premises and equipment expense | $136,000 | 7,908 |
| Additional noninterest expense | $343,000 | 7,763 |
| Pre-tax net operating income | $1,116,000 | 4,988 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $386,000 | 4,262 |
| Income before extraordinary items | $730,000 | 5,350 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $730,000 | 5,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,892 |
| Cash dividends | $430,000 | 3,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $730,000 | 5,322 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,213,000 | 7,265 |
| Total interest expense | $1,521,000 | 7,145 |
| Net interest income | $1,692,000 | 7,305 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $367,000 | 5,884 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $243,000 | 4,581 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 6,121 |
| Total noninterest expense | $979,000 | 8,175 |
| Salaries and employee benefits | $471,000 | 8,532 |
| Premises and equipment expense | $132,000 | 8,031 |
| Additional noninterest expense | $376,000 | 7,417 |
| Pre-tax net operating income | $1,080,000 | 5,190 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $370,000 | 4,624 |
| Income before extraordinary items | $710,000 | 5,574 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $710,000 | 5,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,956 |
| Cash dividends | $410,000 | 3,922 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $710,000 | 5,457 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,217,000 | 7,484 |
| Total interest expense | $1,514,000 | 7,317 |
| Net interest income | $1,703,000 | 7,545 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $319,000 | 6,459 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $249,000 | 4,677 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 7,697 |
| Total noninterest expense | $938,000 | 8,561 |
| Salaries and employee benefits | $508,000 | 8,544 |
| Premises and equipment expense | $86,000 | 9,304 |
| Additional noninterest expense | $344,000 | 7,861 |
| Pre-tax net operating income | $1,084,000 | 5,590 |
| Securities gains (losses) | $5,000 | 2,787 |
| Applicable income taxes | $377,000 | 5,071 |
| Income before extraordinary items | $712,000 | 5,844 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $712,000 | 5,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-47,000 | 10,521 |
| Cash dividends | $412,000 | 3,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $708,750 | 5,820 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,085,000 | 7,895 |
| Total interest expense | $1,487,000 | 7,612 |
| Net interest income | $1,598,000 | 8,030 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $300,000 | 6,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $214,000 | 5,329 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 7,551 |
| Total noninterest expense | $850,000 | 9,241 |
| Salaries and employee benefits | $471,000 | 9,094 |
| Premises and equipment expense | $76,000 | 9,922 |
| Additional noninterest expense | $303,000 | 8,847 |
| Pre-tax net operating income | $1,048,000 | 5,569 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $360,000 | 5,235 |
| Income before extraordinary items | $690,000 | 5,801 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $690,000 | 5,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,609 |
| Cash dividends | $690,000 | 2,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $688,680 | 5,750 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,047,000 | 8,142 |
| Total interest expense | $1,381,000 | 8,030 |
| Net interest income | $1,666,000 | 8,104 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $265,000 | 7,506 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $200,000 | 5,690 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 8,550 |
| Total noninterest expense | $880,000 | 9,429 |
| Salaries and employee benefits | $458,000 | 9,471 |
| Premises and equipment expense | $58,000 | 10,852 |
| Additional noninterest expense | $364,000 | 8,553 |
| Pre-tax net operating income | $1,051,000 | 5,790 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $351,000 | 5,431 |
| Income before extraordinary items | $700,000 | 5,996 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $700,000 | 5,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 11,259 |
| Cash dividends | $700,000 | 2,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $700,000 | 5,976 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,934,000 | 8,164 |
| Total interest expense | $1,215,000 | 7,837 |
| Net interest income | $1,719,000 | 8,254 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $278,000 | 7,546 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $210,000 | 5,673 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 8,738 |
| Total noninterest expense | $938,000 | 9,600 |
| Salaries and employee benefits | $438,000 | 9,934 |
| Premises and equipment expense | $52,000 | 11,558 |
| Additional noninterest expense | $448,000 | 8,335 |
| Pre-tax net operating income | $1,059,000 | 5,723 |
| Securities gains (losses) | $30,000 | 1,467 |
| Applicable income taxes | $374,000 | 5,013 |
| Income before extraordinary items | $715,000 | 5,822 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $715,000 | 5,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,558 |
| Cash dividends | $580,000 | 2,890 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $695,200 | 6,006 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,064,000 | 8,219 |
| Total interest expense | $1,208,000 | 8,217 |
| Net interest income | $1,856,000 | 8,087 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $315,000 | 7,443 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $217,000 | 5,656 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 7,923 |
| Total noninterest expense | $1,080,000 | 9,404 |
| Salaries and employee benefits | $448,000 | 10,169 |
| Premises and equipment expense | $85,000 | 10,978 |
| Additional noninterest expense | $547,000 | 7,797 |
| Pre-tax net operating income | $1,091,000 | 5,540 |
| Securities gains (losses) | $25,000 | 4,353 |
| Applicable income taxes | $296,000 | 6,131 |
| Income before extraordinary items | $820,000 | 5,464 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $820,000 | 5,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 12,362 |
| Cash dividends | $820,000 | 2,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $801,750 | 5,331 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,093,000 | 8,810 |
| Total interest expense | $1,576,000 | 8,283 |
| Net interest income | $1,517,000 | 9,219 |
| Provision for loan and lease losses | $196,000 | 5,277 |
| Total noninterest income | $314,000 | 7,532 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $235,000 | 5,357 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 8,899 |
| Total noninterest expense | $1,442,000 | 8,126 |
| Salaries and employee benefits | $468,000 | 10,112 |
| Premises and equipment expense | $60,000 | 12,283 |
| Additional noninterest expense | $914,000 | 5,447 |
| Pre-tax net operating income | $193,000 | 11,136 |
| Securities gains (losses) | $621,000 | 914 |
| Applicable income taxes | $290,000 | 6,069 |
| Income before extraordinary items | $524,000 | 7,137 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $524,000 | 7,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 5,248 |
| Cash dividends | $1,235,000 | 1,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $126,560 | 11,271 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.