Home > First Bank > Loan Charge- Offs and Recoveries
First Bank, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $8,553,000 | 297 |
| Loans secured by real estate, total | $408,000 | 713 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $408,000 | 713 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $222,000 | 585 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $186,000 | 533 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $184,000 | 65 |
| Commercial and industrial loans | $968,000 | 369 |
| Loans to individuals | $5,451,000 | 245 |
| Credit card loan charge offs | $341,000 | 421 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $5,110,000 | 139 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $1,542,000 | 32 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $3,645,000 | 214 |
| Loans secured by real estate, total | $448,000 | 320 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $448,000 | 320 |
| Construction and land development | $72,000 | 152 |
| Secured by farmland | $54,000 | 84 |
| Secured by 1-4 family residential properties - total recoveries | $133,000 | 302 |
| Secured by multifamily residential properties | $7,000 | 280 |
| Secured by nonfarm nonresidential properties | $182,000 | 322 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $118,000 | 43 |
| Commercial and industrial loans | $1,448,000 | 135 |
| Loans to individuals | $1,072,000 | 263 |
| Credit card loan recoveries | $47,000 | 427 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,025,000 | 187 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $559,000 | 41 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $4,908,000 | 341 |
| Loans secured by real estate, total | $-40,000 | 10,948 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $-40,000 | 10,973 |
| Construction and land development | $-72,000 | 11,361 |
| Secured by farmland | $-54,000 | 10,053 |
| Secured by 1-4 family residential properties- net charge-offs | $89,000 | 887 |
| Secured by multifamily residential properties | $-7,000 | 11,306 |
| Secured by nonfarm nonresidential properties | $4,000 | 1,390 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $66,000 | 87 |
| Commercial and industrial loans | $-480,000 | 11,380 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $4,379,000 | 234 |
| Credit card loan net charge offs | $294,000 | 419 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $4,085,000 | 127 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $983,000 | 33 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $5,187,000 | 403 |
| Loans secured by real estate, total | $240,000 | 1,061 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $240,000 | 1,060 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $18,000 | 2,515 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $222,000 | 600 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $263,000 | 1,127 |
| Loans to individuals | $4,684,000 | 235 |
| Credit card loan charge offs | $2,976,000 | 176 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,708,000 | 265 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,876,000 | 348 |
| Loans secured by real estate, total | $73,000 | 1,081 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $73,000 | 1,080 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $71,000 | 509 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $2,000 | 1,843 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $153,000 | 42 |
| Commercial and industrial loans | $346,000 | 437 |
| Loans to individuals | $1,291,000 | 250 |
| Credit card loan recoveries | $564,000 | 157 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $727,000 | 243 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $13,000 | 242 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,311,000 | 420 |
| Loans secured by real estate, total | $167,000 | 1,052 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $167,000 | 1,051 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $-53,000 | 11,828 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $220,000 | 495 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $-153,000 | 1,203 |
| Commercial and industrial loans | $-83,000 | 11,523 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $3,393,000 | 235 |
| Credit card loan net charge offs | $2,412,000 | 176 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $981,000 | 291 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $-13,000 | 1,149 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,872,000 | 595 |
| Loans secured by real estate, total | $174,000 | 1,441 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $174,000 | 1,441 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $78,000 | 1,327 |
| Secured by multifamily residential properties | $96,000 | 354 |
| Secured by nonfarm nonresidential properties | $0 | 2,579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $1,000 | 178 |
| Commercial and industrial loans | $270,000 | 1,148 |
| Loans to individuals | $2,421,000 | 303 |
| Credit card loan charge offs | $1,643,000 | 203 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $778,000 | 403 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $6,000 | 315 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $2,300,000 | 326 |
| Loans secured by real estate, total | $261,000 | 514 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $261,000 | 513 |
| Construction and land development | $116,000 | 195 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $95,000 | 446 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $50,000 | 787 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $141,000 | 49 |
| Commercial and industrial loans | $266,000 | 619 |
| Loans to individuals | $976,000 | 280 |
| Credit card loan recoveries | $506,000 | 170 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $470,000 | 313 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $656,000 | 35 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $572,000 | 1,252 |
| Loans secured by real estate, total | $-87,000 | 12,298 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $-87,000 | 12,336 |
| Construction and land development | $-116,000 | 12,502 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $-17,000 | 12,097 |
| Secured by multifamily residential properties | $96,000 | 326 |
| Secured by nonfarm nonresidential properties | $-50,000 | 12,258 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $-140,000 | 1,164 |
| Commercial and industrial loans | $4,000 | 4,992 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $1,445,000 | 307 |
| Credit card loan net charge offs | $1,137,000 | 223 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $308,000 | 515 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $-650,000 | 1,175 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,822,000 | 508 |
| Loans secured by real estate, total | $173,000 | 1,851 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $173,000 | 1,850 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $173,000 | 1,007 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $0 | 3,211 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $174,000 | 49 |
| Commercial and industrial loans | $1,259,000 | 461 |
| Loans to individuals | $2,476,000 | 324 |
| Credit card loan charge offs | $1,691,000 | 212 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $785,000 | 436 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $740,000 | 63 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $2,311,000 | 326 |
| Loans secured by real estate, total | $77,000 | 1,226 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $77,000 | 1,226 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $77,000 | 532 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $414,000 | 16 |
| Commercial and industrial loans | $753,000 | 303 |
| Loans to individuals | $994,000 | 282 |
| Credit card loan recoveries | $490,000 | 161 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $504,000 | 312 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $61,000 | 136 |
| Lease financing receivables | $12,000 | 222 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,511,000 | 633 |
| Loans secured by real estate, total | $96,000 | 2,100 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $96,000 | 2,099 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $96,000 | 1,242 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $0 | 2,799 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $-240,000 | 1,153 |
| Commercial and industrial loans | $506,000 | 744 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $1,482,000 | 334 |
| Credit card loan net charge offs | $1,201,000 | 226 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $281,000 | 619 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $679,000 | 57 |
| Lease financing receivables | $-12,000 | 11,486 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,325,000 | 797 |
| Loans secured by real estate, total | $51,000 | 4,099 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $51,000 | 4,099 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $51,000 | 2,420 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $0 | 3,945 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $278,000 | 41 |
| Commercial and industrial loans | $357,000 | 1,801 |
| Loans to individuals | $2,532,000 | 376 |
| Credit card loan charge offs | $1,446,000 | 268 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,086,000 | 442 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $107,000 | 183 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,791,000 | 371 |
| Loans secured by real estate, total | $30,000 | 2,141 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $30,000 | 2,141 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $30,000 | 1,132 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $740,000 | 11 |
| Commercial and industrial loans | $112,000 | 1,436 |
| Loans to individuals | $710,000 | 360 |
| Credit card loan recoveries | $344,000 | 205 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $366,000 | 438 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $188,000 | 75 |
| Lease financing receivables | $11,000 | 244 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,534,000 | 1,170 |
| Loans secured by real estate, total | $21,000 | 4,940 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $21,000 | 4,940 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $21,000 | 3,306 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $0 | 3,618 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $-462,000 | 1,186 |
| Commercial and industrial loans | $245,000 | 1,958 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $1,822,000 | 370 |
| Credit card loan net charge offs | $1,102,000 | 274 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $720,000 | 453 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $-81,000 | 1,157 |
| Lease financing receivables | $-11,000 | 11,933 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.