Home > First Bank > Net charge- offs to loans
First Bank, Net charge- offs to loans
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2660% | 3,290 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0063% | 1,296 |
| Percentage Net Loans Charged-off:Construction & development | -0.1596% | 1,374 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0018% | 550 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0332% | 1,348 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0278% | 680 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0286% | 635 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0984% | 1,253 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0611% | 487 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8671% | 913 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3411% | 172 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2766% | 3,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0444% | 703 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2073% | 381 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0232% | 1,442 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0261% | 1,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0358% | 1,114 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8692% | 449 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0549% | 513 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0836% | 1,238 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0715% | 522 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0577% | 6,789 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0316% | 1,334 |
| Percentage Net Loans Charged-off:Construction & development | -0.8607% | 1,378 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0554% | 1,274 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6665% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0104% | 1,346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0117% | 1,347 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0020% | 758 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5007% | 626 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1854% | 670 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3522% | 1,233 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2997% | 4,198 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0485% | 922 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0982% | 514 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0598% | 350 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1043% | 494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2731% | 689 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6842% | 574 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6266% | 599 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1794% | 276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1951% | 7,342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0112% | 1,255 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0258% | 931 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2349% | 208 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0042% | 1,457 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1423% | 1,001 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9598% | 600 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6642% | 705 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2334% | 1,221 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |