Home > First Bank > Loan Charge- Offs and Recoveries
First Bank, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $91,391,000 | 54 |
| Loans secured by real estate, total | $13,363,000 | 42 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $13,363,000 | 42 |
| Construction and land development | $1,001,000 | 46 |
| Secured by farmland | $1,000 | 371 |
| Total charge-offs secured by 1-4 family residential properties | $3,192,000 | 77 |
| Secured by multifamily residential properties | $954,000 | 63 |
| Secured by nonfarm nonresidential properties | $8,215,000 | 26 |
| Real estate loans in foreign offices | $0 | 8 |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $258,000 | 49 |
| Commercial and industrial loans | $5,793,000 | 89 |
| Loans to individuals | $66,812,000 | 49 |
| Credit card loan charge offs | $48,795,000 | 50 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $18,017,000 | 44 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $4,444,000 | 13 |
| Lease financing receivables | $721,000 | 59 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $53,529,000 | 21 |
| Loans secured by real estate, total | $14,837,000 | 10 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $14,837,000 | 10 |
| Construction and land development | $24,000 | 266 |
| Secured by farmland | $33,000 | 135 |
| Secured by 1-4 family residential properties - total recoveries | $917,000 | 58 |
| Secured by multifamily residential properties | $5,267,000 | 2 |
| Secured by nonfarm nonresidential properties | $8,596,000 | 11 |
| Real estate loans in foreign offices | $0 | 7 |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $62,000 | 73 |
| Commercial and industrial loans | $28,653,000 | 10 |
| Loans to individuals | $8,938,000 | 69 |
| Credit card loan recoveries | $4,951,000 | 53 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $3,987,000 | 67 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $753,000 | 34 |
| Lease financing receivables | $286,000 | 45 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $37,862,000 | 93 |
| Loans secured by real estate, total | $-1,474,000 | 11,425 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $-1,474,000 | 11,450 |
| Construction and land development | $977,000 | 37 |
| Secured by farmland | $-32,000 | 10,010 |
| Secured by 1-4 family residential properties- net charge-offs | $2,275,000 | 81 |
| Secured by multifamily residential properties | $-4,313,000 | 11,454 |
| Secured by nonfarm nonresidential properties | $-381,000 | 11,366 |
| Real estate loans in foreign offices | $0 | 6 |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $196,000 | 50 |
| Commercial and industrial loans | $-22,860,000 | 11,454 |
| To non-U.S. addressees | $-198,000 | 1,193 |
| Loans to individuals | $57,874,000 | 46 |
| Credit card loan net charge offs | $43,844,000 | 49 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $14,030,000 | 39 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $3,691,000 | 9 |
| Lease financing receivables | $435,000 | 64 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $63,303,000 | 66 |
| Loans secured by real estate, total | $6,067,000 | 117 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $6,067,000 | 117 |
| Construction and land development | $124,000 | 282 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $3,331,000 | 69 |
| Secured by multifamily residential properties | $2,221,000 | 48 |
| Secured by nonfarm nonresidential properties | $391,000 | 443 |
| Real estate loans in foreign offices | $0 | 12 |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $38,000 | 99 |
| Commercial and industrial loans | $7,089,000 | 72 |
| Loans to individuals | $45,064,000 | 50 |
| Credit card loan charge offs | $40,067,000 | 46 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $4,997,000 | 112 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $4,628,000 | 6 |
| Lease financing receivables | $417,000 | 56 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $39,077,000 | 24 |
| Loans secured by real estate, total | $6,797,000 | 40 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $6,797,000 | 38 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $5,000 | 369 |
| Secured by 1-4 family residential properties - total recoveries | $968,000 | 49 |
| Secured by multifamily residential properties | $3,584,000 | 2 |
| Secured by nonfarm nonresidential properties | $2,240,000 | 69 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $32,000 | 22 |
| To foreign banks | $32,000 | 14 |
| Loans to finance agricultural production and other loans to farmers | $264,000 | 25 |
| Commercial and industrial loans | $22,270,000 | 14 |
| Loans to individuals | $6,839,000 | 78 |
| Credit card loan recoveries | $4,656,000 | 52 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,183,000 | 103 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $2,298,000 | 10 |
| Lease financing receivables | $577,000 | 24 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $24,226,000 | 104 |
| Loans secured by real estate, total | $-730,000 | 11,929 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $-730,000 | 11,959 |
| Construction and land development | $124,000 | 236 |
| Secured by farmland | $-5,000 | 10,215 |
| Secured by 1-4 family residential properties- net charge-offs | $2,363,000 | 80 |
| Secured by multifamily residential properties | $-1,363,000 | 11,971 |
| Secured by nonfarm nonresidential properties | $-1,849,000 | 11,951 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $-32,000 | 1,211 |
| To foreign banks | $-32,000 | 1,219 |
| Loans to finance agricultural production and other loans to farmers | $-226,000 | 1,214 |
| Commercial and industrial loans | $-15,181,000 | 11,969 |
| To non-U.S. addressees | $-29,000 | 1,205 |
| Loans to individuals | $38,225,000 | 48 |
| Credit card loan net charge offs | $35,411,000 | 47 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,814,000 | 127 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $2,330,000 | 14 |
| Lease financing receivables | $-160,000 | 10,533 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $78,875,000 | 44 |
| Loans secured by real estate, total | $13,466,000 | 83 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $13,466,000 | 83 |
| Construction and land development | $171,000 | 298 |
| Secured by farmland | $7,000 | 362 |
| Total charge-offs secured by 1-4 family residential properties | $3,495,000 | 86 |
| Secured by multifamily residential properties | $2,595,000 | 49 |
| Secured by nonfarm nonresidential properties | $7,198,000 | 72 |
| Real estate loans in foreign offices | $0 | 15 |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $188,000 | 48 |
| Commercial and industrial loans | $21,460,000 | 25 |
| Loans to individuals | $38,042,000 | 42 |
| Credit card loan charge offs | $35,700,000 | 39 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,342,000 | 176 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $4,803,000 | 10 |
| Lease financing receivables | $916,000 | 32 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $48,471,000 | 17 |
| Loans secured by real estate, total | $14,904,000 | 12 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $14,904,000 | 12 |
| Construction and land development | $5,000 | 591 |
| Secured by farmland | $9,000 | 379 |
| Secured by 1-4 family residential properties - total recoveries | $730,000 | 76 |
| Secured by multifamily residential properties | $8,021,000 | 1 |
| Secured by nonfarm nonresidential properties | $6,139,000 | 20 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $132,000 | 15 |
| To foreign banks | $132,000 | 11 |
| Loans to finance agricultural production and other loans to farmers | $273,000 | 28 |
| Commercial and industrial loans | $25,464,000 | 10 |
| Loans to individuals | $5,385,000 | 88 |
| Credit card loan recoveries | $2,987,000 | 59 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,398,000 | 99 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $1,517,000 | 19 |
| Lease financing receivables | $796,000 | 17 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $30,404,000 | 82 |
| Loans secured by real estate, total | $-1,438,000 | 12,576 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $-1,438,000 | 12,614 |
| Construction and land development | $166,000 | 254 |
| Secured by farmland | $-2,000 | 10,539 |
| Secured by 1-4 family residential properties- net charge-offs | $2,765,000 | 92 |
| Secured by multifamily residential properties | $-5,426,000 | 12,607 |
| Secured by nonfarm nonresidential properties | $1,059,000 | 214 |
| Real estate loans in foreign offices | $0 | 11 |
| Loans to depository institutions | $-132,000 | 1,176 |
| To foreign banks | $-132,000 | 1,180 |
| Loans to finance agricultural production and other loans to farmers | $-85,000 | 1,155 |
| Commercial and industrial loans | $-4,004,000 | 12,595 |
| To non-U.S. addressees | $33,000 | 19 |
| Loans to individuals | $32,657,000 | 38 |
| Credit card loan net charge offs | $32,713,000 | 37 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-56,000 | 12,498 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $3,286,000 | 11 |
| Lease financing receivables | $120,000 | 70 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $123,524,000 | 41 |
| Loans secured by real estate, total | $49,469,000 | 35 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $49,469,000 | 33 |
| Construction and land development | $1,875,000 | 134 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $3,688,000 | 90 |
| Secured by multifamily residential properties | $4,167,000 | 38 |
| Secured by nonfarm nonresidential properties | $39,739,000 | 23 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $2,070,000 | 9 |
| To foreign banks | $2,070,000 | 8 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $32,721,000 | 33 |
| Loans to individuals | $20,595,000 | 67 |
| Credit card loan charge offs | $16,035,000 | 57 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $4,560,000 | 116 |
| Loans to foreign governments and official institutions | $11,000 | 31 |
| Other loans | $13,937,000 | 4 |
| Lease financing receivables | $4,721,000 | 12 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $42,664,000 | 22 |
| Loans secured by real estate, total | $6,505,000 | 32 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $6,505,000 | 32 |
| Construction and land development | $77,000 | 261 |
| Secured by farmland | $6,000 | 491 |
| Secured by 1-4 family residential properties - total recoveries | $1,359,000 | 43 |
| Secured by multifamily residential properties | $1,126,000 | 19 |
| Secured by nonfarm nonresidential properties | $3,937,000 | 23 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $137,000 | 24 |
| To foreign banks | $137,000 | 16 |
| Loans to finance agricultural production and other loans to farmers | $110,000 | 53 |
| Commercial and industrial loans | $21,095,000 | 18 |
| Loans to individuals | $6,149,000 | 65 |
| Credit card loan recoveries | $2,571,000 | 61 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $3,578,000 | 61 |
| Loans to foreign governments and official institutions | $107,000 | 25 |
| Other loans | $8,198,000 | 2 |
| Lease financing receivables | $363,000 | 43 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $80,860,000 | 46 |
| Loans secured by real estate, total | $42,964,000 | 36 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $42,964,000 | 35 |
| Construction and land development | $1,798,000 | 125 |
| Secured by farmland | $-6,000 | 11,171 |
| Secured by 1-4 family residential properties- net charge-offs | $2,329,000 | 120 |
| Secured by multifamily residential properties | $3,041,000 | 41 |
| Secured by nonfarm nonresidential properties | $35,802,000 | 24 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $1,933,000 | 7 |
| To foreign banks | $1,933,000 | 6 |
| Loans to finance agricultural production and other loans to farmers | $-110,000 | 1,145 |
| Commercial and industrial loans | $11,626,000 | 59 |
| To non-U.S. addressees | $183,000 | 23 |
| Loans to individuals | $14,446,000 | 71 |
| Credit card loan net charge offs | $13,464,000 | 59 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $982,000 | 247 |
| Loans to foreign governments and official institutions | $-96,000 | 3,407 |
| Other loans | $5,739,000 | 8 |
| Lease financing receivables | $4,358,000 | 9 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $128,886,000 | 47 |
| Loans secured by real estate, total | $39,209,000 | 56 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $39,209,000 | 55 |
| Construction and land development | $3,607,000 | 106 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $4,790,000 | 72 |
| Secured by multifamily residential properties | $5,405,000 | 34 |
| Secured by nonfarm nonresidential properties | $25,407,000 | 32 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $34,000 | 125 |
| Commercial and industrial loans | $50,037,000 | 25 |
| Loans to individuals | $28,583,000 | 58 |
| Credit card loan charge offs | $22,501,000 | 51 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $6,082,000 | 103 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $10,004,000 | 12 |
| Lease financing receivables | $1,019,000 | 56 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $34,104,000 | 23 |
| Loans secured by real estate, total | $2,613,000 | 67 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $2,613,000 | 66 |
| Construction and land development | $54,000 | 334 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $671,000 | 61 |
| Secured by multifamily residential properties | $515,000 | 22 |
| Secured by nonfarm nonresidential properties | $1,373,000 | 48 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $42,000 | 25 |
| To foreign banks | $42,000 | 16 |
| Loans to finance agricultural production and other loans to farmers | $15,000 | 132 |
| Commercial and industrial loans | $21,352,000 | 12 |
| Loans to individuals | $5,365,000 | 70 |
| Credit card loan recoveries | $2,331,000 | 61 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $3,034,000 | 70 |
| Loans to foreign governments and official institutions | $3,535,000 | 12 |
| Other loans | $757,000 | 30 |
| Lease financing receivables | $425,000 | 37 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $94,782,000 | 61 |
| Loans secured by real estate, total | $36,596,000 | 55 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $36,596,000 | 54 |
| Construction and land development | $3,553,000 | 102 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $4,119,000 | 73 |
| Secured by multifamily residential properties | $4,890,000 | 36 |
| Secured by nonfarm nonresidential properties | $24,034,000 | 33 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $-42,000 | 1,177 |
| To foreign banks | $-42,000 | 1,183 |
| Loans to finance agricultural production and other loans to farmers | $19,000 | 109 |
| Commercial and industrial loans | $28,685,000 | 51 |
| To non-U.S. addressees | $-506,000 | 1,188 |
| Loans to individuals | $23,218,000 | 56 |
| Credit card loan net charge offs | $20,170,000 | 48 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $3,048,000 | 138 |
| Loans to foreign governments and official institutions | $-3,535,000 | 3,368 |
| Other loans | $9,247,000 | 12 |
| Lease financing receivables | $594,000 | 60 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.