Home > First Bank > Net charge- offs to loans
First Bank, Net charge- offs to loans
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3205% | 2,813 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0428% | 1,407 |
| Percentage Net Loans Charged-off:Construction & development | 0.2917% | 134 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0404% | 1,269 |
| Percentage Net Loans Charged-off: Multi-family residential | -4.7763% | 1,440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1103% | 349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0704% | 301 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1170% | 325 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5717% | 1,404 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4795% | 166 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1561% | 273 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2119% | 238 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2225% | 3,604 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0207% | 1,358 |
| Percentage Net Loans Charged-off:Construction & development | 0.0578% | 276 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2378% | 1,429 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.8019% | 1,443 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0967% | 377 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0189% | 1,286 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1108% | 339 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3879% | 1,337 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2134% | 122 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5800% | 218 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1107% | 288 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2953% | 3,032 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0433% | 1,357 |
| Percentage Net Loans Charged-off:Construction & development | 0.1136% | 281 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1637% | 444 |
| Percentage Net Loans Charged-off: Multi-family residential | -7.7616% | 1,420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1130% | 396 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0122% | 370 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1230% | 362 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1167% | 1,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2665% | 104 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1558% | 198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1517% | 215 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7795% | 1,729 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1810% | 152 |
| Percentage Net Loans Charged-off:Construction & development | 1.4762% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.2193% | 37 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.4558% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0812% | 569 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1677% | 234 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0693% | 579 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3893% | 614 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4300% | 281 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3978% | 394 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4316% | 173 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1668% | 1,701 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6076% | 136 |
| Percentage Net Loans Charged-off:Construction & development | 2.8095% | 238 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.7317% | 48 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.9560% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2459% | 338 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3296% | 157 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2249% | 366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0476% | 571 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1046% | 128 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0578% | 164 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2661% | 269 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.7471% | 98 |