Home > First Bank > Income and Expense
First Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $61,124,000 | 626 |
| Total interest expense | $33,081,000 | 567 |
| Net interest income | $28,043,000 | 691 |
| Provision for loan and lease losses | $1,175,000 | 913 |
| Total noninterest income | $2,729,000 | 1,457 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $2,199,000 | 622 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $530,000 | 2,814 |
| Total noninterest expense | $15,065,000 | 1,016 |
| Salaries and employee benefits | $5,826,000 | 1,156 |
| Premises and equipment expense | $1,690,000 | 1,228 |
| Additional noninterest expense | $7,549,000 | 843 |
| Pre-tax net operating income | $14,532,000 | 583 |
| Securities gains (losses) | $-22,000 | 10,677 |
| Applicable income taxes | $4,891,000 | 602 |
| Income before extraordinary items | $9,619,000 | 603 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $9,619,000 | 603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,025,000 | 889 |
| Cash dividends | $6,250,000 | 578 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $9,633,520 | 589 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $59,743,000 | 663 |
| Total interest expense | $31,170,000 | 630 |
| Net interest income | $28,573,000 | 699 |
| Provision for loan and lease losses | $811,000 | 1,107 |
| Total noninterest income | $2,725,000 | 1,446 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $2,128,000 | 645 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $597,000 | 2,539 |
| Total noninterest expense | $15,295,000 | 994 |
| Salaries and employee benefits | $5,679,000 | 1,182 |
| Premises and equipment expense | $1,763,000 | 1,184 |
| Additional noninterest expense | $7,853,000 | 806 |
| Pre-tax net operating income | $15,192,000 | 586 |
| Securities gains (losses) | $-5,540,000 | 11,944 |
| Applicable income taxes | $2,933,000 | 938 |
| Income before extraordinary items | $6,719,000 | 843 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $6,719,000 | 841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $796,000 | 1,034 |
| Cash dividends | $13,500,000 | 331 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $10,597,000 | 558 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $48,032,000 | 724 |
| Total interest expense | $20,157,000 | 715 |
| Net interest income | $27,875,000 | 712 |
| Provision for loan and lease losses | $100,000 | 4,522 |
| Total noninterest income | $2,803,000 | 1,436 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,143,000 | 642 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $660,000 | 2,436 |
| Total noninterest expense | $16,373,000 | 939 |
| Salaries and employee benefits | $5,256,000 | 1,278 |
| Premises and equipment expense | $1,918,000 | 1,104 |
| Additional noninterest expense | $9,199,000 | 744 |
| Pre-tax net operating income | $14,205,000 | 603 |
| Securities gains (losses) | $46,000 | 1,207 |
| Applicable income taxes | $4,756,000 | 600 |
| Income before extraordinary items | $9,495,000 | 590 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $9,495,000 | 590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $511,000 | 1,359 |
| Cash dividends | $13,000,000 | 289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $9,464,180 | 599 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $47,464,000 | 726 |
| Total interest expense | $19,990,000 | 715 |
| Net interest income | $27,474,000 | 710 |
| Provision for loan and lease losses | $1,731,000 | 890 |
| Total noninterest income | $3,209,000 | 1,380 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,902,000 | 716 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,307,000 | 1,711 |
| Total noninterest expense | $15,790,000 | 1,003 |
| Salaries and employee benefits | $5,278,000 | 1,272 |
| Premises and equipment expense | $1,968,000 | 1,088 |
| Additional noninterest expense | $8,544,000 | 849 |
| Pre-tax net operating income | $13,162,000 | 553 |
| Securities gains (losses) | $-47,000 | 13,076 |
| Applicable income taxes | $4,339,000 | 604 |
| Income before extraordinary items | $8,776,000 | 604 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $8,776,000 | 620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,258,000 | 683 |
| Cash dividends | $11,000,000 | 261 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $8,807,490 | 557 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $23,478,000 | 1,546 |
| Total interest expense | $11,396,000 | 1,535 |
| Net interest income | $12,082,000 | 1,519 |
| Provision for loan and lease losses | $472,000 | 3,130 |
| Total noninterest income | $1,612,000 | 2,269 |
| Gross Fiduciary activities income | $162,000 | 1,139 |
| Service charges on deposit accounts | $693,000 | 1,953 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $757,000 | 2,383 |
| Total noninterest expense | $6,692,000 | 2,206 |
| Salaries and employee benefits | $2,764,000 | 2,343 |
| Premises and equipment expense | $683,000 | 2,979 |
| Additional noninterest expense | $3,245,000 | 1,865 |
| Pre-tax net operating income | $6,530,000 | 994 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $2,122,000 | 1,063 |
| Income before extraordinary items | $4,410,000 | 1,070 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,410,000 | 1,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 5,042 |
| Cash dividends | $3,350,000 | 533 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,408,640 | 982 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.