Home > First Bank > Loan Charge- Offs and Recoveries
First Bank, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $16,065,000 | 180 |
| Loans secured by real estate, total | $770,000 | 465 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $770,000 | 465 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $20,000 | 2,297 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $750,000 | 215 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $9,540,000 | 59 |
| Loans to individuals | $5,427,000 | 247 |
| Credit card loan charge offs | $4,388,000 | 161 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,039,000 | 438 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $328,000 | 85 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,793,000 | 338 |
| Loans secured by real estate, total | $324,000 | 390 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $324,000 | 390 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $16,000 | 1,362 |
| Secured by multifamily residential properties | $31,000 | 178 |
| Secured by nonfarm nonresidential properties | $277,000 | 252 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $191,000 | 644 |
| Loans to individuals | $1,196,000 | 245 |
| Credit card loan recoveries | $356,000 | 189 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $840,000 | 218 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $82,000 | 123 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $14,272,000 | 159 |
| Loans secured by real estate, total | $446,000 | 513 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $446,000 | 512 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $4,000 | 3,040 |
| Secured by multifamily residential properties | $-31,000 | 11,365 |
| Secured by nonfarm nonresidential properties | $473,000 | 221 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $9,349,000 | 48 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $4,231,000 | 243 |
| Credit card loan net charge offs | $4,032,000 | 155 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $199,000 | 1,030 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $246,000 | 68 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $6,781,000 | 334 |
| Loans secured by real estate, total | $2,141,000 | 284 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $2,141,000 | 283 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $519,000 | 335 |
| Secured by multifamily residential properties | $2,000 | 543 |
| Secured by nonfarm nonresidential properties | $1,620,000 | 172 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $274,000 | 1,096 |
| Loans to individuals | $3,946,000 | 268 |
| Credit card loan charge offs | $3,055,000 | 174 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $891,000 | 424 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $420,000 | 75 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $4,988,000 | 201 |
| Loans secured by real estate, total | $1,915,000 | 124 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $1,915,000 | 123 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $10,000 | 1,772 |
| Secured by multifamily residential properties | $272,000 | 61 |
| Secured by nonfarm nonresidential properties | $1,633,000 | 85 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $1,264,000 | 189 |
| Loans to individuals | $1,547,000 | 218 |
| Credit card loan recoveries | $53,000 | 431 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,494,000 | 143 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $262,000 | 67 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,793,000 | 613 |
| Loans secured by real estate, total | $226,000 | 899 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $226,000 | 898 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $509,000 | 281 |
| Secured by multifamily residential properties | $-270,000 | 11,949 |
| Secured by nonfarm nonresidential properties | $-13,000 | 11,323 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-990,000 | 11,913 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $2,399,000 | 287 |
| Credit card loan net charge offs | $3,002,000 | 164 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-603,000 | 11,966 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $158,000 | 88 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $7,044,000 | 319 |
| Loans secured by real estate, total | $3,741,000 | 225 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $3,741,000 | 225 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $118,000 | 1,035 |
| Secured by multifamily residential properties | $601,000 | 132 |
| Secured by nonfarm nonresidential properties | $3,022,000 | 137 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $2,190,000 | 218 |
| Loans to individuals | $583,000 | 686 |
| Credit card loan charge offs | $61,000 | 844 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $522,000 | 546 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $530,000 | 63 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $3,532,000 | 254 |
| Loans secured by real estate, total | $583,000 | 317 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $583,000 | 315 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $13,000 | 1,740 |
| Secured by multifamily residential properties | $11,000 | 318 |
| Secured by nonfarm nonresidential properties | $559,000 | 185 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $2,133,000 | 149 |
| Loans to individuals | $769,000 | 324 |
| Credit card loan recoveries | $93,000 | 359 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $676,000 | 259 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $47,000 | 145 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,512,000 | 382 |
| Loans secured by real estate, total | $3,158,000 | 210 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $3,158,000 | 209 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $105,000 | 946 |
| Secured by multifamily residential properties | $590,000 | 125 |
| Secured by nonfarm nonresidential properties | $2,463,000 | 124 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $57,000 | 2,386 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $-186,000 | 12,580 |
| Credit card loan net charge offs | $-32,000 | 12,592 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-154,000 | 12,566 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $483,000 | 44 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $9,648,000 | 334 |
| Loans secured by real estate, total | $1,341,000 | 584 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $1,341,000 | 582 |
| Construction and land development | $1,088,000 | 191 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $36,000 | 2,450 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $217,000 | 879 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $7,262,000 | 128 |
| Loans to individuals | $1,045,000 | 519 |
| Credit card loan charge offs | $0 | 4,176 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,045,000 | 352 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $4,046,000 | 246 |
| Loans secured by real estate, total | $1,070,000 | 194 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $1,070,000 | 193 |
| Construction and land development | $649,000 | 76 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $43,000 | 864 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $378,000 | 236 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $1,622,000 | 184 |
| Loans to individuals | $653,000 | 354 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $653,000 | 258 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $701,000 | 29 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $5,602,000 | 377 |
| Loans secured by real estate, total | $271,000 | 1,249 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $271,000 | 1,247 |
| Construction and land development | $439,000 | 279 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $-7,000 | 12,422 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $-161,000 | 13,190 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $5,640,000 | 117 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $392,000 | 714 |
| Credit card loan net charge offs | $0 | 3,895 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $392,000 | 478 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $-701,000 | 1,164 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $10,583,000 | 364 |
| Loans secured by real estate, total | $4,995,000 | 281 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $4,995,000 | 280 |
| Construction and land development | $3,533,000 | 112 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $32,000 | 3,110 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $1,430,000 | 366 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $4,332,000 | 258 |
| Loans to individuals | $1,255,000 | 567 |
| Credit card loan charge offs | $0 | 4,333 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,255,000 | 393 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $1,000 | 377 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $3,505,000 | 247 |
| Loans secured by real estate, total | $985,000 | 171 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $985,000 | 171 |
| Construction and land development | $58,000 | 321 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $16,000 | 1,706 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $911,000 | 85 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $1,531,000 | 174 |
| Loans to individuals | $826,000 | 329 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $826,000 | 243 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $163,000 | 86 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $7,078,000 | 414 |
| Loans secured by real estate, total | $4,010,000 | 306 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $4,010,000 | 305 |
| Construction and land development | $3,475,000 | 107 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $16,000 | 3,657 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $519,000 | 661 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $2,801,000 | 307 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $429,000 | 889 |
| Credit card loan net charge offs | $0 | 4,099 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $429,000 | 647 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $-162,000 | 1,169 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.