Home > First Bank > Net charge- offs to loans
First Bank, Net charge- offs to loans
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9009% | 148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2740% | 188 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6424% | 122 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2094% | 1,388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0066% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0068% | 890 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.9620% | 25 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2530% | 114 |
| Percentage Net Loans Charged-off: Credit card loans | 16.1370% | 19 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5806% | 121 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3052% | 2,810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1234% | 450 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0149% | 1,219 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.9710% | 1,444 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6995% | 47 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7046% | 48 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5690% | 1,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2978% | 277 |
| Percentage Net Loans Charged-off: Credit card loans | 10.4402% | 29 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3480% | 168 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5706% | 1,565 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3546% | 69 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7339% | 56 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.9174% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1027% | 419 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1231% | 361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0313% | 710 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1301% | 1,438 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5069% | 1,289 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8253% | 83 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6788% | 633 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2646% | 490 |
| Percentage Net Loans Charged-off:Construction & development | 1.8538% | 203 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3743% | 1,465 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0283% | 1,454 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0699% | 1,286 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8355% | 85 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5399% | 700 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.6103% | 1,271 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7888% | 922 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9246% | 54 |
| Percentage Net Loans Charged-off:Construction & development | 10.6378% | 68 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9758% | 400 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0442% | 822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0639% | 707 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2355% | 311 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3922% | 1,068 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4804% | 1,248 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 31.4908% | 15 |