Home > First Bank > Net charge- offs to loans
First Bank, Net charge- offs to loans
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0103% | 1,602 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0126% | 3,852 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0547% | 4,289 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0606% | 4,336 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1906% | 423 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2696% | 1,259 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5447% | 197 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0693% | 1,820 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0160% | 1,217 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0230% | 4,187 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0990% | 4,472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1100% | 4,509 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3953% | 223 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1210% | 1,498 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1402% | 1,358 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0006% | 3,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0314% | 3,950 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1128% | 468 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0548% | 4,002 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0012% | 3,141 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0047% | 3,577 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 4,002 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0167% | 3,930 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0187% | 4,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0110% | 1,189 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0635% | 1,983 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3030% | 420 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0246% | 2,096 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0047% | 3,414 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 3,697 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 4,105 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0169% | 4,029 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0190% | 4,094 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0151% | 3,649 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0968% | 1,640 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6782% | 332 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0046% | 3,365 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 3,726 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0173% | 4,129 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0195% | 4,203 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0143% | 3,724 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0652% | 1,540 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0761% | 1,408 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0504% | 2,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0246% | 1,320 |
| Percentage Net Loans Charged-off:Construction & development | -0.0207% | 4,220 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0596% | 683 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0361% | 4,032 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0215% | 4,291 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0245% | 4,349 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1290% | 1,351 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5037% | 1,208 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9699% | 266 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2646% | 1,706 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0688% | 1,632 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0361% | 945 |
| Percentage Net Loans Charged-off:Construction & development | -0.0275% | 4,298 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0810% | 478 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0356% | 4,040 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0189% | 4,283 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0216% | 4,330 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1650% | 1,062 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6736% | 898 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6580% | 202 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3533% | 1,367 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0704% | 1,544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0600% | 656 |
| Percentage Net Loans Charged-off:Construction & development | -0.0179% | 4,289 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1225% | 343 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0536% | 4,064 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0201% | 4,321 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0230% | 4,392 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0149% | 1,491 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0451% | 655 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9596% | 136 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5698% | 1,021 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1466% | 869 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1373% | 320 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2521% | 167 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0172% | 4,308 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0196% | 4,371 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0365% | 998 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3612% | 569 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2727% | 235 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2096% | 584 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2452% | 839 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0112% | 1,812 |
| Percentage Net Loans Charged-off:Construction & development | -0.0146% | 4,283 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0286% | 868 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0429% | 4,152 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0045% | 4,082 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0052% | 4,119 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6065% | 327 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2475% | 2,282 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3642% | 573 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2291% | 2,219 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2248% | 789 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0183% | 1,392 |
| Percentage Net Loans Charged-off:Construction & development | -0.0193% | 4,378 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0409% | 628 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0441% | 4,209 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3933% | 312 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3312% | 1,885 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4955% | 514 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3058% | 1,827 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2787% | 609 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0474% | 4,858 |
| Percentage Net Loans Charged-off:Construction & development | -0.0284% | 4,478 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0029% | 4,449 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0471% | 4,234 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1608% | 5,053 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1840% | 5,068 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1124% | 201 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4023% | 1,565 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7350% | 438 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3495% | 1,583 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5705% | 263 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0851% | 5,061 |
| Percentage Net Loans Charged-off:Construction & development | -0.0570% | 4,638 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 4,597 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0531% | 4,282 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2920% | 5,179 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3343% | 5,187 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3270% | 94 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4151% | 1,445 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4806% | 312 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2414% | 1,682 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0908% | 5,128 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1074% | 5,115 |
| Percentage Net Loans Charged-off:Construction & development | -0.6022% | 4,876 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0079% | 4,567 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0749% | 4,315 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1686% | 5,167 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1922% | 5,189 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,189 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1130% | 4,848 |
| Percentage Net Loans Charged-off: Credit card loans | -1.8023% | 1,034 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1764% | 2,456 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0894% | 5,133 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1037% | 5,154 |
| Percentage Net Loans Charged-off:Construction & development | -0.8196% | 4,943 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 4,456 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0614% | 4,343 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0968% | 5,119 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1101% | 5,142 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0030% | 3,846 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1794% | 4,931 |
| Percentage Net Loans Charged-off: Credit card loans | -2.4477% | 1,033 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2102% | 2,115 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1244% | 5,219 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1556% | 5,276 |
| Percentage Net Loans Charged-off:Construction & development | -1.3313% | 5,010 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 4,496 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0633% | 4,375 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0201% | 4,630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0228% | 4,710 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0045% | 3,860 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2350% | 2,020 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2761% | 1,761 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2410% | 5,407 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3028% | 5,445 |
| Percentage Net Loans Charged-off:Construction & development | -2.6650% | 5,068 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0710% | 4,431 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0136% | 4,579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0153% | 4,673 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0090% | 3,948 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4764% | 1,367 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5606% | 1,137 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0388% | 3,023 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 4,458 |
| Percentage Net Loans Charged-off:Construction & development | -0.5962% | 5,079 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1346% | 622 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0963% | 4,494 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1099% | 5,336 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1196% | 5,342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1182% | 1,778 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1483% | 749 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8103% | 141 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6958% | 1,210 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0028% | 3,655 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0579% | 5,180 |
| Percentage Net Loans Charged-off:Construction & development | -0.7583% | 5,140 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0761% | 620 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1056% | 4,527 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1432% | 5,419 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1545% | 5,438 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1585% | 1,335 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0254% | 804 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7279% | 347 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9068% | 817 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0307% | 4,966 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0704% | 5,311 |
| Percentage Net Loans Charged-off:Construction & development | -1.0740% | 5,201 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1171% | 440 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0815% | 4,556 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2049% | 5,523 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2192% | 5,528 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0047% | 1,681 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2347% | 616 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6316% | 237 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9966% | 702 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1667% | 978 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1361% | 527 |
| Percentage Net Loans Charged-off:Construction & development | -1.5392% | 5,262 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1697% | 237 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0786% | 4,594 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6365% | 161 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6752% | 152 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0097% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7188% | 251 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2440% | 100 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2877% | 279 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1341% | 1,903 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1616% | 837 |
| Percentage Net Loans Charged-off:Construction & development | -0.4660% | 5,203 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1701% | 655 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0893% | 4,659 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3730% | 388 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4017% | 368 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0096% | 4,351 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,707 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,583 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7557% | 555 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2304% | 1,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2411% | 488 |
| Percentage Net Loans Charged-off:Construction & development | -0.5474% | 5,277 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2389% | 430 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0947% | 4,686 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5297% | 214 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5720% | 204 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1001% | 1,564 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6459% | 1,310 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4106% | 71 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,251 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4710% | 569 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3415% | 689 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3504% | 341 |
| Percentage Net Loans Charged-off:Construction & development | -0.6839% | 5,351 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3754% | 301 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0709% | 4,707 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6802% | 183 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7403% | 176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1545% | 1,190 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9893% | 803 |
| Percentage Net Loans Charged-off: Credit card loans | 8.8421% | 43 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,935 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1722% | 222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6227% | 356 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7749% | 134 |
| Percentage Net Loans Charged-off:Construction & development | -1.0010% | 5,433 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7675% | 140 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0735% | 4,738 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5049% | 65 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6388% | 70 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0151% | 4,363 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.0253% | 5,507 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4932% | 6,082 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6202% | 6,061 |
| Percentage Net Loans Charged-off:Construction & development | -14.2896% | 5,701 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0927% | 1,061 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1032% | 4,825 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7192% | 220 |
| Percentage Net Loans Charged-off: Home equity loans | 6.0295% | 14 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2151% | 1,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0356% | 4,740 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3062% | 2,235 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4876% | 247 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0917% | 3,076 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6463% | 323 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0218% | 5,232 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0317% | 5,400 |
| Percentage Net Loans Charged-off:Construction & development | -0.8896% | 5,536 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0419% | 1,100 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1136% | 4,870 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0330% | 2,363 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0362% | 2,227 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0317% | 4,672 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1529% | 2,643 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4501% | 591 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1254% | 2,647 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9519% | 267 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0152% | 5,067 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0292% | 5,397 |
| Percentage Net Loans Charged-off:Construction & development | -1.1720% | 5,610 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0687% | 861 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1313% | 4,909 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0709% | 1,760 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0773% | 1,631 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0412% | 4,735 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1760% | 2,327 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1914% | 2,141 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.0133% | 153 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0529% | 5,548 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0586% | 5,745 |
| Percentage Net Loans Charged-off:Construction & development | -0.5960% | 5,569 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0855% | 4,934 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0553% | 5,766 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0599% | 5,813 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0333% | 4,684 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5689% | 6,408 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.9321% | 6,406 |
| Percentage Net Loans Charged-off:Construction & development | -21.5368% | 5,967 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3989% | 800 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0184% | 4,954 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2945% | 1,190 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3220% | 1,063 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9566% | 795 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1503% | 3,109 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1592% | 2,916 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5126% | 248 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.7233% | 6,498 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.2158% | 6,492 |
| Percentage Net Loans Charged-off:Construction & development | -28.4813% | 6,017 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5316% | 573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4367% | 746 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4783% | 646 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3119% | 517 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2389% | 2,479 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2520% | 2,263 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0892% | 208 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3813% | 1,057 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0561% | 2,433 |
| Percentage Net Loans Charged-off:Construction & development | -0.2370% | 5,567 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2458% | 1,274 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2696% | 1,149 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8604% | 393 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0594% | 3,083 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0624% | 2,929 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1295% | 1,939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1606% | 1,346 |
| Percentage Net Loans Charged-off:Construction & development | -0.1159% | 5,533 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5653% | 568 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6227% | 518 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1171% | 2,434 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1223% | 2,292 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7376% | 868 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9011% | 542 |
| Percentage Net Loans Charged-off:Construction & development | 2.8100% | 450 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6971% | 805 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1883% | 362 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3523% | 328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0503% | 2,800 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0308% | 5,694 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0320% | 5,623 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9575% | 598 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1870% | 362 |
| Percentage Net Loans Charged-off:Construction & development | 3.6085% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9261% | 593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5771% | 237 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8125% | 201 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0438% | 5,295 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0417% | 5,630 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0434% | 5,570 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2169% | 2,455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2765% | 1,741 |
| Percentage Net Loans Charged-off:Construction & development | 0.5458% | 867 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1104% | 1,572 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6640% | 841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7674% | 715 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0468% | 5,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,451 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,315 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5399% | 1,123 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6813% | 774 |
| Percentage Net Loans Charged-off:Construction & development | 2.0015% | 419 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2241% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4933% | 337 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7398% | 292 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0547% | 5,335 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2190% | 303 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5543% | 212 |
| Percentage Net Loans Charged-off:Construction & development | 9.5092% | 256 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2184% | 752 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7063% | 448 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0242% | 360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7321% | 1,725 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4811% | 2,424 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6320% | 238 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4009% | 2,510 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0780% | 299 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3271% | 2,823 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4012% | 2,198 |
| Percentage Net Loans Charged-off:Construction & development | -0.0912% | 6,070 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2523% | 6,865 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1021% | 329 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5053% | 284 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,269 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0393% | 5,956 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0403% | 5,873 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5050% | 2,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6164% | 1,580 |
| Percentage Net Loans Charged-off:Construction & development | -0.1404% | 6,145 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3817% | 6,955 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2108% | 198 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 3.8563% | 166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,766 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,588 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0034% | 5,753 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 6,270 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0159% | 6,510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0193% | 6,543 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5490% | 2,817 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6244% | 2,326 |
| Percentage Net Loans Charged-off:Construction & development | -0.3981% | 6,547 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,614 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.0717% | 344 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3429% | 2,759 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2211% | 1,592 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3640% | 2,553 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1809% | 4,080 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1764% | 3,860 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.0286% | 205 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5991% | 2,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6947% | 1,960 |
| Percentage Net Loans Charged-off:Construction & development | 1.4545% | 1,704 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0439% | 4,142 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2723% | 1,338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0064% | 4,274 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,749 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3811% | 6,967 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3684% | 6,961 |
| Percentage Net Loans Charged-off: All other loans and lease | 8.4551% | 151 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7537% | 1,990 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8658% | 1,587 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0332% | 3,802 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0384% | 3,571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,288 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5750% | 7,098 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5503% | 7,088 |
| Percentage Net Loans Charged-off: All other loans and lease | 13.9130% | 108 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0590% | 6,939 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0204% | 6,939 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0667% | 7,133 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0768% | 7,131 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0333% | 7,199 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9640% | 7,209 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4372% | 3,864 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3142% | 3,660 |
| Percentage Net Loans Charged-off:Construction & development | 1.5350% | 2,256 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3121% | 2,479 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0225% | 7,304 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1279% | 1,742 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0470% | 7,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3361% | 2,168 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2433% | 4,346 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2393% | 4,507 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1469% | 4,193 |
| Percentage Net Loans Charged-off:Construction & development | 1.1339% | 2,203 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0243% | 4,437 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0283% | 4,200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9612% | 2,273 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,046 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3784% | 3,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2325% | 3,390 |
| Percentage Net Loans Charged-off:Construction & development | 1.6542% | 1,745 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0560% | 3,692 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0652% | 3,431 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4853% | 1,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1073% | 4,270 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0343% | 5,096 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0355% | 3,794 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1175% | 2,571 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1379% | 2,343 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1050% | 3,662 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.6944% | 89 |
| Percentage Net Loans Charged-off: Total real estate loans | 9.3190% | 53 |
| Percentage Net Loans Charged-off:Construction & development | 39.8660% | 49 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3951% | 1,958 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.8848% | 185 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6534% | 798 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9168% | 896 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7974% | 747 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0080% | 5,113 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.3858% | 279 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.2014% | 203 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.6477% | 106 |
| Percentage Net Loans Charged-off:Construction & development | 27.9503% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2611% | 1,784 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3746% | 382 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8503% | 1,235 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1833% | 631 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7834% | 1,240 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0105% | 4,536 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1002% | 5,267 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.3252% | 225 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.8306% | 117 |
| Percentage Net Loans Charged-off:Construction & development | 26.3539% | 115 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4032% | 1,160 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0284% | 236 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0627% | 923 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7258% | 400 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9288% | 988 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0363% | 5,098 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0696% | 1,273 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3716% | 808 |
| Percentage Net Loans Charged-off:Construction & development | 2.7559% | 818 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7939% | 518 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.0427% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5639% | 1,140 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2578% | 200 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3019% | 250 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9670% | 138 |
| Percentage Net Loans Charged-off:Construction & development | 13.0934% | 126 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2085% | 1,386 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.9409% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2308% | 2,012 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2785% | 1,750 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1373% | 1,666 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6073% | 3,356 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3331% | 283 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9817% | 148 |
| Percentage Net Loans Charged-off:Construction & development | 10.3779% | 114 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1537% | 1,066 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0849% | 2,462 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1028% | 2,169 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1222% | 7,447 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2692% | 4,146 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2180% | 253 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8021% | 135 |
| Percentage Net Loans Charged-off:Construction & development | 9.3683% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2322% | 690 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1341% | 1,733 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1622% | 1,488 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1906% | 7,568 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4448% | 3,057 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1080% | 2,918 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0983% | 1,704 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1144% | 570 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2710% | 901 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3250% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4292% | 2,662 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0569% | 4,823 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0696% | 2,538 |
| Percentage Net Loans Charged-off:Construction & development | 0.0193% | 1,472 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0399% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2544% | 1,052 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0958% | 727 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2786% | 941 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0269% | 3,739 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0475% | 7,576 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0303% | 4,738 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0637% | 1,888 |
| Percentage Net Loans Charged-off:Construction & development | 0.0251% | 975 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2885% | 698 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3296% | 581 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0974% | 7,404 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1714% | 7,735 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0554% | 3,551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0943% | 1,253 |
| Percentage Net Loans Charged-off:Construction & development | 0.0372% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4416% | 419 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5035% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1489% | 7,525 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0969% | 7,325 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0565% | 7,820 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2945% | 7,741 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4038% | 7,810 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0021% | 6,251 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0167% | 3,572 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0028% | 7,216 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0219% | 2,948 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1113% | 7,613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0022% | 6,885 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0321% | 2,436 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1345% | 7,462 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0526% | 7,764 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1252% | 8,317 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0012% | 7,598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0845% | 3,421 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2126% | 8,208 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0033% | 5,991 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1142% | 2,708 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2023% | 8,071 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0026% | 5,550 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1750% | 2,097 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3265% | 8,117 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0257% | 3,819 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3654% | 1,172 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3399% | 7,950 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1533% | 3,347 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0534% | 1,301 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0956% | 8,209 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1804% | 2,520 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1308% | 1,018 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0216% | 6,048 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0676% | 3,977 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3608% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1010% | 5,152 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0544% | 3,630 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3555% | 1,343 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0730% | 7,464 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0873% | 5,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0115% | 3,556 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0333% | 2,642 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0337% | 2,527 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6080% | 3,734 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 27.9720% | 48 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0932% | 4,452 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0156% | 2,887 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0430% | 2,050 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0434% | 1,977 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5618% | 3,566 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 33.3250% | 41 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1608% | 3,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0243% | 2,270 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0605% | 1,563 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0611% | 1,526 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1755% | 2,770 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7230% | 2,767 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 46.1494% | 32 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2816% | 1,854 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0493% | 1,439 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1132% | 969 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1141% | 935 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3613% | 1,611 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0318% | 1,916 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 84.2105% | 22 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3053% | 2,694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6224% | 1,242 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3337% | 473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7140% | 1,140 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4101% | 350 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1997% | 3,160 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3116% | 2,231 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2354% | 3,051 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3382% | 2,433 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,805 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |