Home > First Bank > Income and Expense
First Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,572,000 | 3,415 |
| Total interest expense | $3,313,000 | 4,390 |
| Net interest income | $6,259,000 | 2,828 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $1,149,000 | 2,777 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $752,000 | 1,795 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $397,000 | 3,417 |
| Total noninterest expense | $3,733,000 | 3,555 |
| Salaries and employee benefits | $2,069,000 | 3,233 |
| Premises and equipment expense | $635,000 | 3,029 |
| Additional noninterest expense | $1,029,000 | 4,305 |
| Pre-tax net operating income | $3,675,000 | 1,971 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,318,000 | 1,827 |
| Income before extraordinary items | $2,357,000 | 2,106 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,357,000 | 2,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,803 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,357,000 | 2,062 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,867,000 | 3,667 |
| Total interest expense | $3,003,000 | 4,753 |
| Net interest income | $5,864,000 | 3,031 |
| Provision for loan and lease losses | $74,000 | 5,310 |
| Total noninterest income | $1,135,000 | 2,823 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $646,000 | 2,102 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $489,000 | 2,917 |
| Total noninterest expense | $3,863,000 | 3,433 |
| Salaries and employee benefits | $2,066,000 | 3,210 |
| Premises and equipment expense | $624,000 | 3,106 |
| Additional noninterest expense | $1,173,000 | 3,810 |
| Pre-tax net operating income | $3,062,000 | 2,388 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,009,000 | 2,360 |
| Income before extraordinary items | $2,053,000 | 2,447 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,053,000 | 2,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,210 |
| Cash dividends | $700,000 | 2,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,053,000 | 2,420 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,499,000 | 4,522 |
| Total interest expense | $2,010,000 | 5,593 |
| Net interest income | $4,489,000 | 3,929 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $1,021,000 | 3,070 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $520,000 | 2,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $501,000 | 2,946 |
| Total noninterest expense | $3,069,000 | 4,328 |
| Salaries and employee benefits | $1,654,000 | 3,922 |
| Premises and equipment expense | $445,000 | 4,194 |
| Additional noninterest expense | $970,000 | 4,835 |
| Pre-tax net operating income | $2,321,000 | 3,026 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $840,000 | 2,653 |
| Income before extraordinary items | $1,481,000 | 3,211 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,481,000 | 3,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $550,000 | 2,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,481,000 | 3,238 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,322,000 | 5,481 |
| Total interest expense | $1,752,000 | 6,479 |
| Net interest income | $3,570,000 | 4,874 |
| Provision for loan and lease losses | $168,000 | 4,365 |
| Total noninterest income | $765,000 | 4,137 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $456,000 | 3,047 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $309,000 | 4,394 |
| Total noninterest expense | $2,539,000 | 5,206 |
| Salaries and employee benefits | $1,300,000 | 4,878 |
| Premises and equipment expense | $358,000 | 5,144 |
| Additional noninterest expense | $881,000 | 5,467 |
| Pre-tax net operating income | $1,628,000 | 4,028 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $497,000 | 4,218 |
| Income before extraordinary items | $1,131,000 | 4,222 |
| Extraordinary gains, net | $15,000 | 2,819 |
| Net income | $1,146,000 | 4,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 8,917 |
| Cash dividends | $455,000 | 3,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,131,000 | 4,011 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,860,000 | 6,523 |
| Total interest expense | $1,792,000 | 7,643 |
| Net interest income | $3,068,000 | 5,617 |
| Provision for loan and lease losses | $300,000 | 4,111 |
| Total noninterest income | $522,000 | 5,475 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $394,000 | 3,541 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 7,224 |
| Total noninterest expense | $2,022,000 | 6,319 |
| Salaries and employee benefits | $988,000 | 6,102 |
| Premises and equipment expense | $280,000 | 6,282 |
| Additional noninterest expense | $754,000 | 6,393 |
| Pre-tax net operating income | $1,268,000 | 4,702 |
| Securities gains (losses) | $29,000 | 5,046 |
| Applicable income taxes | $437,000 | 4,480 |
| Income before extraordinary items | $860,000 | 5,080 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $860,000 | 5,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $150,000 | 5,711 |
| Sale, conversion, retirement of capital stock, net | $850,000 | 447 |
| Net operating income | $840,860 | 4,856 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.