Home > First Bank > Income and Expense
First Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,026,000 | 4,379 |
| Total interest expense | $2,910,000 | 4,711 |
| Net interest income | $4,116,000 | 4,071 |
| Provision for loan and lease losses | $250,000 | 3,042 |
| Total noninterest income | $1,342,000 | 2,479 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $582,000 | 2,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $760,000 | 2,239 |
| Total noninterest expense | $3,816,000 | 3,457 |
| Salaries and employee benefits | $1,446,000 | 4,462 |
| Premises and equipment expense | $562,000 | 3,433 |
| Additional noninterest expense | $1,808,000 | 2,412 |
| Pre-tax net operating income | $1,392,000 | 4,310 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $423,000 | 4,012 |
| Income before extraordinary items | $969,000 | 4,526 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $969,000 | 4,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 2,946 |
| Cash dividends | $80,000 | 6,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $969,000 | 4,482 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,637,000 | 4,595 |
| Total interest expense | $2,845,000 | 4,907 |
| Net interest income | $3,792,000 | 4,310 |
| Provision for loan and lease losses | $198,000 | 3,550 |
| Total noninterest income | $1,253,000 | 2,599 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $557,000 | 2,314 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $696,000 | 2,402 |
| Total noninterest expense | $3,607,000 | 3,519 |
| Salaries and employee benefits | $1,443,000 | 4,373 |
| Premises and equipment expense | $528,000 | 3,541 |
| Additional noninterest expense | $1,636,000 | 2,556 |
| Pre-tax net operating income | $1,240,000 | 4,780 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $379,000 | 4,559 |
| Income before extraordinary items | $861,000 | 4,962 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $861,000 | 4,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 3,066 |
| Cash dividends | $50,000 | 6,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $861,000 | 4,879 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,827,000 | 5,182 |
| Total interest expense | $2,343,000 | 5,658 |
| Net interest income | $3,484,000 | 4,749 |
| Provision for loan and lease losses | $248,000 | 2,967 |
| Total noninterest income | $1,113,000 | 2,797 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $524,000 | 2,504 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $589,000 | 2,515 |
| Total noninterest expense | $3,240,000 | 3,854 |
| Salaries and employee benefits | $1,370,000 | 4,590 |
| Premises and equipment expense | $499,000 | 3,703 |
| Additional noninterest expense | $1,371,000 | 2,966 |
| Pre-tax net operating income | $1,109,000 | 5,501 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $357,000 | 5,238 |
| Income before extraordinary items | $755,000 | 5,654 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $755,000 | 5,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 2,489 |
| Cash dividends | $50,000 | 7,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $752,960 | 5,628 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,867,000 | 6,059 |
| Total interest expense | $2,001,000 | 6,406 |
| Net interest income | $2,866,000 | 5,635 |
| Provision for loan and lease losses | $119,000 | 4,742 |
| Total noninterest income | $769,000 | 3,815 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $428,000 | 3,139 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $341,000 | 3,757 |
| Total noninterest expense | $2,708,000 | 4,696 |
| Salaries and employee benefits | $1,214,000 | 5,153 |
| Premises and equipment expense | $413,000 | 4,424 |
| Additional noninterest expense | $1,081,000 | 4,127 |
| Pre-tax net operating income | $808,000 | 6,472 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $263,000 | 6,270 |
| Income before extraordinary items | $545,000 | 6,591 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $545,000 | 6,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,970 |
| Cash dividends | $50,000 | 7,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $545,000 | 6,526 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,056,000 | 6,920 |
| Total interest expense | $1,507,000 | 7,684 |
| Net interest income | $2,549,000 | 6,224 |
| Provision for loan and lease losses | $137,000 | 3,822 |
| Total noninterest income | $481,000 | 5,327 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $350,000 | 3,768 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $131,000 | 6,381 |
| Total noninterest expense | $2,110,000 | 5,754 |
| Salaries and employee benefits | $953,000 | 6,285 |
| Premises and equipment expense | $388,000 | 4,661 |
| Additional noninterest expense | $769,000 | 5,422 |
| Pre-tax net operating income | $783,000 | 6,903 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $269,000 | 6,377 |
| Income before extraordinary items | $514,000 | 7,142 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $514,000 | 7,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 6,002 |
| Cash dividends | $40,000 | 7,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $514,000 | 7,116 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,895,000 | 8,241 |
| Total interest expense | $914,000 | 9,064 |
| Net interest income | $1,981,000 | 7,608 |
| Provision for loan and lease losses | $157,000 | 3,516 |
| Total noninterest income | $438,000 | 5,789 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $339,000 | 3,945 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 7,543 |
| Total noninterest expense | $1,575,000 | 7,366 |
| Salaries and employee benefits | $738,000 | 7,615 |
| Premises and equipment expense | $264,000 | 6,286 |
| Additional noninterest expense | $573,000 | 7,232 |
| Pre-tax net operating income | $687,000 | 7,473 |
| Securities gains (losses) | $-15,000 | 10,127 |
| Applicable income taxes | $224,000 | 6,953 |
| Income before extraordinary items | $448,000 | 7,737 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $448,000 | 7,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,198 |
| Cash dividends | $40,000 | 8,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $458,050 | 7,684 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,157,000 | 9,871 |
| Total interest expense | $686,000 | 10,668 |
| Net interest income | $1,471,000 | 9,203 |
| Provision for loan and lease losses | $79,000 | 6,364 |
| Total noninterest income | $313,000 | 7,474 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $246,000 | 5,182 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 9,213 |
| Total noninterest expense | $1,359,000 | 8,303 |
| Salaries and employee benefits | $632,000 | 8,539 |
| Premises and equipment expense | $218,000 | 7,325 |
| Additional noninterest expense | $509,000 | 8,119 |
| Pre-tax net operating income | $346,000 | 9,841 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $87,000 | 10,051 |
| Income before extraordinary items | $259,000 | 9,939 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $259,000 | 10,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 7,969 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $259,000 | 9,680 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,737,000 | 11,454 |
| Total interest expense | $607,000 | 12,258 |
| Net interest income | $1,130,000 | 10,587 |
| Provision for loan and lease losses | $48,000 | 9,164 |
| Total noninterest income | $219,000 | 9,045 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 6,925 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 9,701 |
| Total noninterest expense | $1,071,000 | 9,660 |
| Salaries and employee benefits | $468,000 | 10,112 |
| Premises and equipment expense | $173,000 | 8,493 |
| Additional noninterest expense | $430,000 | 9,206 |
| Pre-tax net operating income | $230,000 | 10,788 |
| Securities gains (losses) | $31,000 | 4,927 |
| Applicable income taxes | $86,000 | 10,284 |
| Income before extraordinary items | $175,000 | 10,932 |
| Extraordinary gains, net | $86,000 | 800 |
| Net income | $261,000 | 9,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $154,230 | 10,874 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.