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First Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$38,543,0001,153
Total interest expense$7,104,0001,624
Net interest income$31,439,0001,001
Provision for loan and lease losses$1,050,000813
Total noninterest income$12,713,000629
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,152,000900
Trading account gains and feesNANA
Additional Noninterest Income$11,561,000483
Total noninterest expense$30,297,000885
Salaries and employee benefits$21,639,000704
Premises and equipment expense$2,380,0001,042
Additional noninterest expense$11,561,000483
Pre-tax net operating income$12,805,000967
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$12,805,000823
Extraordinary gains, net$054
Net income$12,805,000834
Minority interest net income$088
Net income of bank and minority interests.$12,805,000826
Net charge-offs$-37,0004,130
Cash dividends$6,274,000673
Sale, conversion, retirement of capital stock, net$0540
Net operating income$12,805,000835
2023-09-30 (YTD Data)Rank
Total interest income$28,456,0001,144
Total interest expense$4,823,0001,613
Net interest income$23,633,000997
Provision for loan and lease losses$900,000696
Total noninterest income$9,840,000626
Gross Fiduciary activities income$0950
Service charges on deposit accounts$881,000887
Trading account gains and feesNANA
Additional Noninterest Income$8,959,000479
Total noninterest expense$22,963,000879
Salaries and employee benefits$16,331,000703
Premises and equipment expense$1,811,0001,029
Additional noninterest expense$8,959,000479
Pre-tax net operating income$9,610,0001,000
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$9,610,000854
Extraordinary gains, net$052
Net income$9,610,000858
Minority interest net income$081
Net income of bank and minority interests.$9,610,000854
Net charge-offs$-174,0004,453
Cash dividends$6,274,000510
Sale, conversion, retirement of capital stock, net$0507
Net operating income$9,610,000869
2023-06-30 (YTD Data)Rank
Total interest income$18,473,0001,146
Total interest expense$2,765,0001,654
Net interest income$15,708,0001,001
Provision for loan and lease losses$650,000655
Total noninterest income$6,552,000615
Gross Fiduciary activities income$0931
Service charges on deposit accounts$579,000883
Trading account gains and feesNANA
Additional Noninterest Income$5,973,000470
Total noninterest expense$15,174,000865
Salaries and employee benefits$10,699,000712
Premises and equipment expense$1,197,0001,030
Additional noninterest expense$5,973,000470
Pre-tax net operating income$6,436,0001,001
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$6,436,000855
Extraordinary gains, net$051
Net income$6,436,000868
Minority interest net income$081
Net income of bank and minority interests.$6,436,000855
Net charge-offs$-131,0004,488
Cash dividends$4,118,000508
Sale, conversion, retirement of capital stock, net$0486
Net operating income$6,436,000864
2023-03-31 (YTD Data)Rank
Total interest income$8,909,0001,162
Total interest expense$963,0001,870
Net interest income$7,946,000997
Provision for loan and lease losses$300,000662
Total noninterest income$2,987,000653
Gross Fiduciary activities income$0913
Service charges on deposit accounts$289,000892
Trading account gains and feesNANA
Additional Noninterest Income$2,698,000502
Total noninterest expense$7,303,000906
Salaries and employee benefits$5,047,000769
Premises and equipment expense$605,0001,049
Additional noninterest expense$2,698,000502
Pre-tax net operating income$3,330,000998
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$3,330,000867
Extraordinary gains, net$04
Net income$3,330,000866
Minority interest net income$048
Net income of bank and minority interests.$3,330,000866
Net charge-offs$12,0001,306
Cash dividends$1,863,000517
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,330,000881
2022-12-31 (YTD Data)Rank
Total interest income$30,290,0001,141
Total interest expense$1,664,0001,796
Net interest income$28,626,0001,075
Provision for loan and lease losses$650,0001,057
Total noninterest income$18,632,000501
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,265,000848
Trading account gains and feesNANA
Additional Noninterest Income$17,367,000391
Total noninterest expense$35,293,000740
Salaries and employee benefits$26,908,000572
Premises and equipment expense$2,199,0001,118
Additional noninterest expense$17,367,000391
Pre-tax net operating income$11,315,0001,170
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$11,315,0001,005
Extraordinary gains, net$05
Net income$11,315,0001,005
Minority interest net income$063
Net income of bank and minority interests.$11,315,0001,005
Net charge-offs$110,0001,182
Cash dividends$6,117,000657
Sale, conversion, retirement of capital stock, net$0568
Net operating income$11,315,0001,027
2022-09-30 (YTD Data)Rank
Total interest income$21,503,0001,149
Total interest expense$986,0001,785
Net interest income$20,517,0001,100
Provision for loan and lease losses$350,0001,158
Total noninterest income$16,049,000457
Gross Fiduciary activities income$0968
Service charges on deposit accounts$994,000829
Trading account gains and feesNANA
Additional Noninterest Income$15,055,000369
Total noninterest expense$27,739,000713
Salaries and employee benefits$21,590,000527
Premises and equipment expense$1,596,0001,138
Additional noninterest expense$15,055,000369
Pre-tax net operating income$8,477,0001,154
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$8,477,0001,008
Extraordinary gains, net$04
Net income$8,477,0001,007
Minority interest net income$057
Net income of bank and minority interests.$8,477,0001,008
Net charge-offs$-209,0004,479
Cash dividends$6,117,000502
Sale, conversion, retirement of capital stock, net$0519
Net operating income$8,477,0001,027
2022-06-30 (YTD Data)Rank
Total interest income$13,456,0001,162
Total interest expense$596,0001,743
Net interest income$12,860,0001,130
Provision for loan and lease losses$200,0001,133
Total noninterest income$12,085,000422
Gross Fiduciary activities income$0925
Service charges on deposit accounts$664,000816
Trading account gains and feesNANA
Additional Noninterest Income$11,421,000336
Total noninterest expense$19,354,000675
Salaries and employee benefits$15,251,000488
Premises and equipment expense$996,0001,200
Additional noninterest expense$3,107,0001,122
Pre-tax net operating income$5,391,0001,144
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$5,391,000991
Extraordinary gains, net$04
Net income$5,391,000990
Minority interest net income$060
Net income of bank and minority interests.$5,391,000991
Net charge-offs$-150,0004,484
Cash dividends$4,267,000474
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,391,0001,010
2022-03-31 (YTD Data)Rank
Total interest income$6,557,0001,151
Total interest expense$268,0001,830
Net interest income$6,289,0001,116
Provision for loan and lease losses$100,000968
Total noninterest income$6,215,000417
Gross Fiduciary activities income$0892
Service charges on deposit accounts$327,000821
Trading account gains and feesNANA
Additional Noninterest Income$5,888,000342
Total noninterest expense$9,442,000692
Salaries and employee benefits$7,508,000497
Premises and equipment expense$398,0001,474
Additional noninterest expense$1,536,0001,123
Pre-tax net operating income$2,962,0001,024
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$2,962,000900
Extraordinary gains, net$04
Net income$2,962,000899
Minority interest net income$050
Net income of bank and minority interests.$2,962,000900
Net charge-offs$-53,0004,418
Cash dividends$2,750,000385
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,962,000911
2021-12-31 (YTD Data)Rank
Total interest income$24,915,0001,233
Total interest expense$1,125,0002,047
Net interest income$23,790,0001,179
Provision for loan and lease losses$502,0001,031
Total noninterest income$30,967,000380
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,135,000881
Trading account gains and feesNANA
Additional Noninterest Income$29,832,000317
Total noninterest expense$36,422,000705
Salaries and employee benefits$27,904,000526
Premises and equipment expense$2,313,0001,059
Additional noninterest expense$6,205,0001,113
Pre-tax net operating income$17,833,000814
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$17,833,000706
Extraordinary gains, net$010
Net income$17,833,000707
Minority interest net income$074
Net income of bank and minority interests.$17,833,000707
Net charge-offs$-189,0004,534
Cash dividends$7,232,000606
Sale, conversion, retirement of capital stock, net$0582
Net operating income$17,833,000688
2021-09-30 (YTD Data)Rank
Total interest income$18,061,0001,298
Total interest expense$857,0002,107
Net interest income$17,204,0001,239
Provision for loan and lease losses$502,000800
Total noninterest income$23,770,000379
Gross Fiduciary activities income$0957
Service charges on deposit accounts$841,000884
Trading account gains and feesNANA
Additional Noninterest Income$22,929,000314
Total noninterest expense$26,840,000725
Salaries and employee benefits$20,423,000540
Premises and equipment expense$1,711,0001,087
Additional noninterest expense$4,706,0001,107
Pre-tax net operating income$13,632,000841
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$13,632,000720
Extraordinary gains, net$08
Net income$13,632,000720
Minority interest net income$069
Net income of bank and minority interests.$13,632,000720
Net charge-offs$-125,0004,524
Cash dividends$7,232,000480
Sale, conversion, retirement of capital stock, net$0543
Net operating income$13,632,000707
2021-06-30 (YTD Data)Rank
Total interest income$11,623,0001,327
Total interest expense$591,0002,121
Net interest income$11,032,0001,257
Provision for loan and lease losses$502,000603
Total noninterest income$14,798,000404
Gross Fiduciary activities income$0951
Service charges on deposit accounts$553,000866
Trading account gains and feesNANA
Additional Noninterest Income$14,245,000336
Total noninterest expense$16,509,000775
Salaries and employee benefits$12,385,000600
Premises and equipment expense$1,105,0001,111
Additional noninterest expense$3,019,0001,120
Pre-tax net operating income$8,819,000847
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$8,819,000729
Extraordinary gains, net$06
Net income$8,819,000729
Minority interest net income$067
Net income of bank and minority interests.$8,819,000729
Net charge-offs$-15,0003,945
Cash dividends$4,638,000465
Sale, conversion, retirement of capital stock, net$0517
Net operating income$8,819,000711
2021-03-31 (YTD Data)Rank
Total interest income$5,688,0001,348
Total interest expense$313,0002,120
Net interest income$5,375,0001,278
Provision for loan and lease losses$502,000365
Total noninterest income$7,512,000406
Gross Fiduciary activities income$0922
Service charges on deposit accounts$259,000887
Trading account gains and feesNANA
Additional Noninterest Income$7,253,000343
Total noninterest expense$8,032,000783
Salaries and employee benefits$6,089,000607
Premises and equipment expense$523,0001,178
Additional noninterest expense$1,420,0001,154
Pre-tax net operating income$4,353,000858
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$4,353,000762
Extraordinary gains, net$03
Net income$4,353,000762
Minority interest net income$055
Net income of bank and minority interests.$4,353,000762
Net charge-offs$-4,0003,680
Cash dividends$1,991,000473
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,353,000739
2020-12-31 (YTD Data)Rank
Total interest income$22,204,0001,353
Total interest expense$2,039,0001,958
Net interest income$20,165,0001,270
Provision for loan and lease losses$2,400,000929
Total noninterest income$28,295,000387
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$941,000998
Trading account gains and feesNANA
Additional Noninterest Income$27,354,000322
Total noninterest expense$30,808,000797
Salaries and employee benefits$23,280,000603
Premises and equipment expense$2,152,0001,102
Additional noninterest expense$5,376,0001,198
Pre-tax net operating income$15,252,000735
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$15,252,000656
Extraordinary gains, net$04
Net income$15,252,000656
Minority interest net income$072
Net income of bank and minority interests.$15,252,000656
Net charge-offs$916,000693
Cash dividends$5,748,000687
Sale, conversion, retirement of capital stock, net$0566
Net operating income$15,252,000629
2020-09-30 (YTD Data)Rank
Total interest income$16,655,0001,368
Total interest expense$1,673,0001,925
Net interest income$14,982,0001,272
Provision for loan and lease losses$2,100,000863
Total noninterest income$22,492,000363
Gross Fiduciary activities income$0981
Service charges on deposit accounts$686,0001,020
Trading account gains and feesNANA
Additional Noninterest Income$21,806,000300
Total noninterest expense$23,276,000780
Salaries and employee benefits$17,667,000587
Premises and equipment expense$1,616,0001,096
Additional noninterest expense$3,993,0001,188
Pre-tax net operating income$12,098,000671
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$12,098,000596
Extraordinary gains, net$04
Net income$12,098,000595
Minority interest net income$065
Net income of bank and minority interests.$12,098,000596
Net charge-offs$837,000550
Cash dividends$5,749,000527
Sale, conversion, retirement of capital stock, net$0532
Net operating income$12,098,000573
2020-06-30 (YTD Data)Rank
Total interest income$11,092,0001,390
Total interest expense$1,259,0001,862
Net interest income$9,833,0001,291
Provision for loan and lease losses$1,500,000859
Total noninterest income$13,690,000357
Gross Fiduciary activities income$0970
Service charges on deposit accounts$430,0001,085
Trading account gains and feesNANA
Additional Noninterest Income$13,260,000291
Total noninterest expense$15,012,000798
Salaries and employee benefits$11,267,000609
Premises and equipment expense$1,085,0001,086
Additional noninterest expense$2,660,0001,179
Pre-tax net operating income$7,011,000696
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$7,011,000616
Extraordinary gains, net$04
Net income$7,011,000616
Minority interest net income$065
Net income of bank and minority interests.$7,011,000616
Net charge-offs$56,0001,672
Cash dividends$3,143,000592
Sale, conversion, retirement of capital stock, net$0504
Net operating income$7,011,000590
2020-03-31 (YTD Data)Rank
Total interest income$5,738,0001,338
Total interest expense$732,0001,794
Net interest income$5,006,0001,257
Provision for loan and lease losses$600,000790
Total noninterest income$4,019,000497
Gross Fiduciary activities income$0941
Service charges on deposit accounts$259,0001,091
Trading account gains and feesNANA
Additional Noninterest Income$3,760,000393
Total noninterest expense$6,514,000902
Salaries and employee benefits$4,659,000750
Premises and equipment expense$552,0001,091
Additional noninterest expense$1,303,0001,224
Pre-tax net operating income$1,911,0001,088
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$1,911,000973
Extraordinary gains, net$04
Net income$1,911,000973
Minority interest net income$056
Net income of bank and minority interests.$1,911,000973
Net charge-offs$49,0001,210
Cash dividends$1,375,000655
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,911,000967
2019-12-31 (YTD Data)Rank
Total interest income$23,843,0001,304
Total interest expense$2,515,0002,039
Net interest income$21,328,0001,188
Provision for loan and lease losses$980,000916
Total noninterest income$13,639,000562
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,362,000881
Trading account gains and feesNANA
Additional Noninterest Income$12,277,000455
Total noninterest expense$24,127,000939
Salaries and employee benefits$17,204,000770
Premises and equipment expense$2,120,0001,120
Additional noninterest expense$4,803,0001,296
Pre-tax net operating income$9,860,0001,069
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$9,860,000945
Extraordinary gains, net$011
Net income$9,860,000946
Minority interest net income$076
Net income of bank and minority interests.$9,860,000946
Net charge-offs$314,0001,334
Cash dividends$4,614,000847
Sale, conversion, retirement of capital stock, net$0626
Net operating income$9,860,000928
2019-09-30 (YTD Data)Rank
Total interest income$17,837,0001,319
Total interest expense$1,755,0002,141
Net interest income$16,082,0001,200
Provision for loan and lease losses$830,000799
Total noninterest income$10,408,000550
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,053,000850
Trading account gains and feesNANA
Additional Noninterest Income$9,355,000451
Total noninterest expense$18,057,000935
Salaries and employee benefits$12,914,000764
Premises and equipment expense$1,554,0001,140
Additional noninterest expense$3,589,0001,300
Pre-tax net operating income$7,603,0001,064
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$7,603,000946
Extraordinary gains, net$011
Net income$7,603,000947
Minority interest net income$072
Net income of bank and minority interests.$7,603,000947
Net charge-offs$155,0001,472
Cash dividends$4,614,000651
Sale, conversion, retirement of capital stock, net$0590
Net operating income$7,603,000923
2019-06-30 (YTD Data)Rank
Total interest income$11,591,0001,343
Total interest expense$1,062,0002,256
Net interest income$10,529,0001,211
Provision for loan and lease losses$680,000655
Total noninterest income$6,220,000586
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$691,000854
Trading account gains and feesNANA
Additional Noninterest Income$5,529,000484
Total noninterest expense$11,715,000945
Salaries and employee benefits$8,403,000774
Premises and equipment expense$1,028,0001,148
Additional noninterest expense$2,284,0001,372
Pre-tax net operating income$4,354,0001,161
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$4,354,0001,038
Extraordinary gains, net$011
Net income$4,354,0001,038
Minority interest net income$069
Net income of bank and minority interests.$4,354,0001,038
Net charge-offs$48,0001,865
Cash dividends$2,966,000662
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,354,0001,014
2019-03-31 (YTD Data)Rank
Total interest income$5,639,0001,372
Total interest expense$489,0002,337
Net interest income$5,150,0001,233
Provision for loan and lease losses$320,000650
Total noninterest income$2,772,000614
Gross Fiduciary activities income$0972
Service charges on deposit accounts$323,000897
Trading account gains and feesNANA
Additional Noninterest Income$2,449,000499
Total noninterest expense$5,685,000971
Salaries and employee benefits$4,068,000797
Premises and equipment expense$517,0001,154
Additional noninterest expense$1,100,0001,401
Pre-tax net operating income$1,917,0001,251
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,917,0001,127
Extraordinary gains, net$05
Net income$1,917,0001,126
Minority interest net income$052
Net income of bank and minority interests.$1,917,0001,126
Net charge-offs$32,0001,464
Cash dividends$1,366,000682
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,917,0001,107
2018-12-31 (YTD Data)Rank
Total interest income$20,609,0001,403
Total interest expense$1,455,0002,390
Net interest income$19,154,0001,287
Provision for loan and lease losses$1,000,000873
Total noninterest income$13,705,000546
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,346,000901
Trading account gains and feesNANA
Additional Noninterest Income$12,359,000438
Total noninterest expense$22,897,000953
Salaries and employee benefits$16,597,000755
Premises and equipment expense$2,078,0001,132
Additional noninterest expense$4,222,0001,437
Pre-tax net operating income$8,962,0001,128
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$8,962,0001,005
Extraordinary gains, net$06
Net income$8,962,0001,004
Minority interest net income$072
Net income of bank and minority interests.$8,962,0001,004
Net charge-offs$379,0001,148
Cash dividends$4,807,000771
Sale, conversion, retirement of capital stock, net$0671
Net operating income$8,962,0001,006
2018-09-30 (YTD Data)Rank
Total interest income$15,289,0001,396
Total interest expense$991,0002,454
Net interest income$14,298,0001,289
Provision for loan and lease losses$750,000817
Total noninterest income$11,044,000519
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,007,000902
Trading account gains and feesNANA
Additional Noninterest Income$10,037,000416
Total noninterest expense$17,320,000945
Salaries and employee benefits$12,630,000746
Premises and equipment expense$1,582,0001,122
Additional noninterest expense$3,108,0001,464
Pre-tax net operating income$7,272,0001,072
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$7,272,000953
Extraordinary gains, net$05
Net income$7,272,000950
Minority interest net income$066
Net income of bank and minority interests.$7,272,000952
Net charge-offs$315,000968
Cash dividends$4,807,000559
Sale, conversion, retirement of capital stock, net$0633
Net operating income$7,272,000946
2018-06-30 (YTD Data)Rank
Total interest income$10,030,0001,403
Total interest expense$605,0002,509
Net interest income$9,425,0001,302
Provision for loan and lease losses$600,000688
Total noninterest income$7,389,000523
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$650,000923
Trading account gains and feesNANA
Additional Noninterest Income$6,739,000410
Total noninterest expense$11,247,000967
Salaries and employee benefits$8,137,000782
Premises and equipment expense$1,062,0001,111
Additional noninterest expense$2,048,0001,477
Pre-tax net operating income$4,967,0001,027
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$4,967,000912
Extraordinary gains, net$06
Net income$4,967,000910
Minority interest net income$065
Net income of bank and minority interests.$4,967,000911
Net charge-offs$346,000673
Cash dividends$3,340,000528
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,967,000903
2018-03-31 (YTD Data)Rank
Total interest income$4,956,0001,408
Total interest expense$315,0002,382
Net interest income$4,641,0001,316
Provision for loan and lease losses$300,000673
Total noninterest income$3,724,000516
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$341,000881
Trading account gains and feesNANA
Additional Noninterest Income$3,383,000408
Total noninterest expense$5,394,0001,007
Salaries and employee benefits$3,911,000815
Premises and equipment expense$522,0001,149
Additional noninterest expense$961,0001,561
Pre-tax net operating income$2,671,000956
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$2,671,000826
Extraordinary gains, net$07
Net income$2,671,000826
Minority interest net income$052
Net income of bank and minority interests.$2,671,000826
Net charge-offs$30,0001,451
Cash dividends$1,714,000481
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,671,000821
2017-12-31 (YTD Data)Rank
Total interest income$19,385,0001,379
Total interest expense$1,451,0001,978
Net interest income$17,934,0001,324
Provision for loan and lease losses$830,0001,020
Total noninterest income$15,099,000518
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,398,000884
Trading account gains and feesNANA
Additional Noninterest Income$13,701,000411
Total noninterest expense$22,173,000972
Salaries and employee benefits$16,756,000733
Premises and equipment expense$1,816,0001,284
Additional noninterest expense$3,601,0001,665
Pre-tax net operating income$10,030,000987
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$10,030,000754
Extraordinary gains, net$09
Net income$10,030,000754
Minority interest net income$076
Net income of bank and minority interests.$10,030,000754
Net charge-offs$728,000861
Cash dividends$5,384,000635
Sale, conversion, retirement of capital stock, net$0711
Net operating income$10,030,000746
2017-09-30 (YTD Data)Rank
Total interest income$14,335,0001,405
Total interest expense$1,093,0001,940
Net interest income$13,242,0001,350
Provision for loan and lease losses$630,000995
Total noninterest income$11,320,000526
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,011,000912
Trading account gains and feesNANA
Additional Noninterest Income$10,309,000412
Total noninterest expense$16,742,000964
Salaries and employee benefits$12,661,000732
Premises and equipment expense$1,368,0001,288
Additional noninterest expense$2,713,0001,648
Pre-tax net operating income$7,190,0001,043
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$7,190,000836
Extraordinary gains, net$09
Net income$7,190,000837
Minority interest net income$071
Net income of bank and minority interests.$7,190,000836
Net charge-offs$303,0001,106
Cash dividends$5,384,000471
Sale, conversion, retirement of capital stock, net$0677
Net operating income$7,190,000825
2017-06-30 (YTD Data)Rank
Total interest income$9,300,0001,428
Total interest expense$764,0001,838
Net interest income$8,536,0001,381
Provision for loan and lease losses$405,000975
Total noninterest income$7,321,000529
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$694,000874
Trading account gains and feesNANA
Additional Noninterest Income$6,627,000419
Total noninterest expense$10,865,000988
Salaries and employee benefits$8,177,000751
Premises and equipment expense$903,0001,310
Additional noninterest expense$1,785,0001,670
Pre-tax net operating income$4,587,0001,059
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$4,587,000860
Extraordinary gains, net$011
Net income$4,587,000861
Minority interest net income$071
Net income of bank and minority interests.$4,587,000860
Net charge-offs$304,000820
Cash dividends$3,565,000476
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,587,000850
2017-03-31 (YTD Data)Rank
Total interest income$4,515,0001,454
Total interest expense$350,0001,948
Net interest income$4,165,0001,402
Provision for loan and lease losses$180,000999
Total noninterest income$3,352,000556
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$354,000858
Trading account gains and feesNANA
Additional Noninterest Income$2,998,000449
Total noninterest expense$5,123,0001,054
Salaries and employee benefits$3,802,000814
Premises and equipment expense$452,0001,307
Additional noninterest expense$869,0001,706
Pre-tax net operating income$2,214,0001,075
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$2,214,000856
Extraordinary gains, net$08
Net income$2,214,000857
Minority interest net income$055
Net income of bank and minority interests.$2,214,000856
Net charge-offs$58,0001,230
Cash dividends$1,619,000482
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,214,000844
2016-12-31 (YTD Data)Rank
Total interest income$18,423,0001,384
Total interest expense$1,304,0001,994
Net interest income$17,119,0001,338
Provision for loan and lease losses$1,293,000730
Total noninterest income$16,416,000481
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,447,000867
Trading account gains and fees$0170
Additional Noninterest Income$14,969,000388
Total noninterest expense$22,038,000963
Salaries and employee benefits$16,364,000728
Premises and equipment expense$1,864,0001,257
Additional noninterest expense$3,810,0001,601
Pre-tax net operating income$10,204,000912
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$10,204,000755
Extraordinary gains, net$05
Net income$10,204,000754
Minority interest net income$082
Net income of bank and minority interests.$10,204,000754
Net charge-offs$445,0001,167
Cash dividends$4,850,000688
Sale, conversion, retirement of capital stock, net$0759
Net operating income$10,204,000736
2016-09-30 (YTD Data)Rank
Total interest income$13,726,0001,390
Total interest expense$970,0002,009
Net interest income$12,756,0001,345
Provision for loan and lease losses$1,193,000618
Total noninterest income$12,576,000473
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,063,000888
Trading account gains and fees$0169
Additional Noninterest Income$11,513,000376
Total noninterest expense$16,258,000979
Salaries and employee benefits$11,980,000736
Premises and equipment expense$1,376,0001,279
Additional noninterest expense$2,902,0001,580
Pre-tax net operating income$7,881,000895
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$7,881,000729
Extraordinary gains, net$05
Net income$7,881,000729
Minority interest net income$071
Net income of bank and minority interests.$7,881,000729
Net charge-offs$306,0001,110
Cash dividends$4,850,000517
Sale, conversion, retirement of capital stock, net$0719
Net operating income$7,881,000715
2016-06-30 (YTD Data)Rank
Total interest income$8,908,0001,428
Total interest expense$643,0002,025
Net interest income$8,265,0001,381
Provision for loan and lease losses$1,093,000473
Total noninterest income$7,887,000489
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$723,000854
Trading account gains and fees$0157
Additional Noninterest Income$7,164,000386
Total noninterest expense$10,424,0001,007
Salaries and employee benefits$7,577,000781
Premises and equipment expense$865,0001,342
Additional noninterest expense$1,982,0001,547
Pre-tax net operating income$4,635,000984
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$4,635,000808
Extraordinary gains, net$016
Net income$4,635,000807
Minority interest net income$071
Net income of bank and minority interests.$4,635,000807
Net charge-offs$-22,0005,239
Cash dividends$1,831,000829
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,635,000779
2016-03-31 (YTD Data)Rank
Total interest income$4,308,0001,477
Total interest expense$320,0002,037
Net interest income$3,988,0001,424
Provision for loan and lease losses$150,0001,146
Total noninterest income$2,756,000620
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$359,000856
Trading account gains and fees$0142
Additional Noninterest Income$2,397,000503
Total noninterest expense$4,771,0001,101
Salaries and employee benefits$3,407,000865
Premises and equipment expense$423,0001,371
Additional noninterest expense$941,0001,612
Pre-tax net operating income$1,823,0001,179
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$1,823,000983
Extraordinary gains, net$012
Net income$1,823,000984
Minority interest net income$062
Net income of bank and minority interests.$1,823,000984
Net charge-offs$03,094
Cash dividends$1,046,000706
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,823,000947
2015-12-31 (YTD Data)Rank
Total interest income$16,763,0001,470
Total interest expense$1,197,0002,122
Net interest income$15,566,0001,427
Provision for loan and lease losses$1,425,000597
Total noninterest income$10,421,000657
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,329,000949
Trading account gains and fees$0159
Additional Noninterest Income$9,092,000529
Total noninterest expense$17,731,0001,135
Salaries and employee benefits$12,537,000903
Premises and equipment expense$1,576,0001,467
Additional noninterest expense$3,618,0001,674
Pre-tax net operating income$6,831,0001,227
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$6,831,0001,049
Extraordinary gains, net$023
Net income$6,831,0001,047
Minority interest net income$081
Net income of bank and minority interests.$6,831,0001,049
Net charge-offs$853,000788
Cash dividends$4,081,000765
Sale, conversion, retirement of capital stock, net$0804
Net operating income$6,831,0001,024
2015-09-30 (YTD Data)Rank
Total interest income$12,522,0001,487
Total interest expense$891,0002,155
Net interest income$11,631,0001,442
Provision for loan and lease losses$950,000630
Total noninterest income$7,937,000660
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,047,000918
Trading account gains and fees$0153
Additional Noninterest Income$6,890,000542
Total noninterest expense$13,354,0001,142
Salaries and employee benefits$9,601,000895
Premises and equipment expense$1,146,0001,518
Additional noninterest expense$2,607,0001,748
Pre-tax net operating income$5,264,0001,215
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$5,264,0001,005
Extraordinary gains, net$021
Net income$5,264,0001,005
Minority interest net income$078
Net income of bank and minority interests.$5,264,0001,005
Net charge-offs$174,0001,678
Cash dividends$4,083,000559
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,264,000980
2015-06-30 (YTD Data)Rank
Total interest income$8,187,0001,523
Total interest expense$590,0002,182
Net interest income$7,597,0001,472
Provision for loan and lease losses$800,000512
Total noninterest income$4,911,000700
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$737,000861
Trading account gains and fees$0157
Additional Noninterest Income$4,174,000577
Total noninterest expense$8,550,0001,180
Salaries and employee benefits$6,090,000933
Premises and equipment expense$700,0001,664
Additional noninterest expense$1,760,0001,728
Pre-tax net operating income$3,158,0001,319
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$3,158,0001,116
Extraordinary gains, net$022
Net income$3,158,0001,115
Minority interest net income$075
Net income of bank and minority interests.$3,158,0001,117
Net charge-offs$97,0001,760
Cash dividends$2,695,000560
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,158,0001,089
2015-03-31 (YTD Data)Rank
Total interest income$4,087,0001,521
Total interest expense$292,0002,222
Net interest income$3,795,0001,470
Provision for loan and lease losses$600,000341
Total noninterest income$2,236,000724
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$364,000848
Trading account gains and fees$0152
Additional Noninterest Income$1,872,000603
Total noninterest expense$3,924,0001,278
Salaries and employee benefits$2,763,0001,034
Premises and equipment expense$321,0001,820
Additional noninterest expense$840,0001,790
Pre-tax net operating income$1,507,0001,330
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$1,507,0001,130
Extraordinary gains, net$013
Net income$1,507,0001,131
Minority interest net income$064
Net income of bank and minority interests.$1,507,0001,131
Net charge-offs$35,0001,797
Cash dividends$600,000972
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,507,0001,097
2014-12-31 (YTD Data)Rank
Total interest income$15,481,0001,608
Total interest expense$1,220,0002,229
Net interest income$14,261,0001,555
Provision for loan and lease losses$650,0001,193
Total noninterest income$8,287,000751
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,443,000915
Trading account gains and fees$0180
Additional Noninterest Income$6,844,000606
Total noninterest expense$15,722,0001,263
Salaries and employee benefits$10,783,0001,001
Premises and equipment expense$1,514,0001,554
Additional noninterest expense$3,425,0001,801
Pre-tax net operating income$6,176,0001,270
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$6,176,0001,071
Extraordinary gains, net$017
Net income$6,176,0001,069
Minority interest net income$084
Net income of bank and minority interests.$6,176,0001,070
Net charge-offs$256,0002,196
Cash dividends$3,519,000811
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,176,0001,040
2014-09-30 (YTD Data)Rank
Total interest income$11,457,0001,638
Total interest expense$907,0002,279
Net interest income$10,550,0001,578
Provision for loan and lease losses$500,0001,127
Total noninterest income$6,110,000760
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,061,000944
Trading account gains and fees$0174
Additional Noninterest Income$5,049,000610
Total noninterest expense$11,727,0001,280
Salaries and employee benefits$8,076,0001,007
Premises and equipment expense$1,146,0001,554
Additional noninterest expense$2,505,0001,842
Pre-tax net operating income$4,433,0001,343
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$4,433,0001,124
Extraordinary gains, net$015
Net income$4,433,0001,122
Minority interest net income$081
Net income of bank and minority interests.$4,433,0001,123
Net charge-offs$30,0003,619
Cash dividends$3,519,000596
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,433,0001,092
2014-06-30 (YTD Data)Rank
Total interest income$7,479,0001,668
Total interest expense$591,0002,353
Net interest income$6,888,0001,596
Provision for loan and lease losses$350,0001,106
Total noninterest income$3,738,000797
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$678,000968
Trading account gains and fees$0172
Additional Noninterest Income$3,060,000642
Total noninterest expense$7,654,0001,301
Salaries and employee benefits$5,189,0001,050
Premises and equipment expense$767,0001,548
Additional noninterest expense$1,698,0001,811
Pre-tax net operating income$2,622,0001,435
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$2,622,0001,206
Extraordinary gains, net$020
Net income$2,622,0001,205
Minority interest net income$080
Net income of bank and minority interests.$2,622,0001,207
Net charge-offs$32,0003,126
Cash dividends$2,216,000594
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,622,0001,180
2014-03-31 (YTD Data)Rank
Total interest income$3,629,0001,713
Total interest expense$288,0002,431
Net interest income$3,341,0001,639
Provision for loan and lease losses$200,000985
Total noninterest income$1,588,000869
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$326,000989
Trading account gains and fees$0147
Additional Noninterest Income$1,262,000704
Total noninterest expense$3,684,0001,354
Salaries and employee benefits$2,472,0001,123
Premises and equipment expense$386,0001,566
Additional noninterest expense$826,0001,835
Pre-tax net operating income$1,045,0001,710
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$1,045,0001,439
Extraordinary gains, net$016
Net income$1,045,0001,442
Minority interest net income$066
Net income of bank and minority interests.$1,045,0001,441
Net charge-offs$18,0002,548
Cash dividends$1,009,000597
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,045,0001,416
2013-12-31 (YTD Data)Rank
Total interest income$13,854,0001,806
Total interest expense$1,022,0002,899
Net interest income$12,832,0001,681
Provision for loan and lease losses$1,000,0001,089
Total noninterest income$8,581,000758
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,337,0001,037
Trading account gains and fees$0184
Additional Noninterest Income$7,244,000609
Total noninterest expense$14,714,0001,342
Salaries and employee benefits$9,753,0001,117
Premises and equipment expense$1,585,0001,502
Additional noninterest expense$3,376,0001,880
Pre-tax net operating income$5,699,0001,289
Securities gains (losses)$22,0002,293
Applicable income taxes$04,631
Income before extraordinary items$5,721,0001,084
Extraordinary gains, net$029
Net income$5,721,0001,086
Minority interest net income$090
Net income of bank and minority interests.$5,721,0001,086
Net charge-offs$1,244,0001,064
Cash dividends$3,138,000840
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,699,0001,063
2013-09-30 (YTD Data)Rank
Total interest income$10,114,0001,858
Total interest expense$739,0003,059
Net interest income$9,375,0001,718
Provision for loan and lease losses$900,000951
Total noninterest income$6,177,000790
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$995,0001,042
Trading account gains and fees$0180
Additional Noninterest Income$5,182,000647
Total noninterest expense$10,806,0001,377
Salaries and employee benefits$7,347,0001,112
Premises and equipment expense$1,174,0001,531
Additional noninterest expense$2,285,0002,051
Pre-tax net operating income$3,846,0001,427
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$3,846,0001,205
Extraordinary gains, net$025
Net income$3,846,0001,206
Minority interest net income$084
Net income of bank and minority interests.$3,846,0001,207
Net charge-offs$1,162,000905
Cash dividends$2,622,000708
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,846,0001,173
2013-06-30 (YTD Data)Rank
Total interest income$6,483,0001,920
Total interest expense$481,0003,165
Net interest income$6,002,0001,782
Provision for loan and lease losses$600,000990
Total noninterest income$3,971,000818
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$664,0001,017
Trading account gains and fees$0157
Additional Noninterest Income$3,307,000666
Total noninterest expense$7,045,0001,397
Salaries and employee benefits$4,726,0001,165
Premises and equipment expense$767,0001,557
Additional noninterest expense$1,552,0002,007
Pre-tax net operating income$2,328,0001,522
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$2,328,0001,299
Extraordinary gains, net$022
Net income$2,328,0001,302
Minority interest net income$082
Net income of bank and minority interests.$2,328,0001,302
Net charge-offs$1,016,000757
Cash dividends$1,972,000640
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,328,0001,245
2013-03-31 (YTD Data)Rank
Total interest income$3,204,0001,957
Total interest expense$242,0003,246
Net interest income$2,962,0001,812
Provision for loan and lease losses$300,000980
Total noninterest income$1,835,000881
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$321,0001,042
Trading account gains and fees$0148
Additional Noninterest Income$1,514,000742
Total noninterest expense$3,300,0001,498
Salaries and employee benefits$2,149,0001,258
Premises and equipment expense$386,0001,571
Additional noninterest expense$765,0002,047
Pre-tax net operating income$1,197,0001,475
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$1,197,0001,252
Extraordinary gains, net$010
Net income$1,197,0001,254
Minority interest net income$076
Net income of bank and minority interests.$1,197,0001,254
Net charge-offs$643,000650
Cash dividends$1,198,000464
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,197,0001,200
2012-12-31 (YTD Data)Rank
Total interest income$12,546,0002,090
Total interest expense$1,079,0003,445
Net interest income$11,467,0001,911
Provision for loan and lease losses$1,000,0001,760
Total noninterest income$6,046,000997
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,432,000997
Trading account gains and fees$0166
Additional Noninterest Income$4,614,000866
Total noninterest expense$11,463,0001,683
Salaries and employee benefits$7,350,0001,386
Premises and equipment expense$1,512,0001,562
Additional noninterest expense$2,601,0002,477
Pre-tax net operating income$5,050,0001,362
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$5,050,0001,178
Extraordinary gains, net$029
Net income$5,050,0001,178
Minority interest net income$093
Net income of bank and minority interests.$5,050,0001,178
Net charge-offs$55,0004,874
Cash dividends$3,205,000828
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,050,0001,110
2012-09-30 (YTD Data)Rank
Total interest income$9,390,0002,128
Total interest expense$827,0003,504
Net interest income$8,563,0001,943
Provision for loan and lease losses$700,0001,850
Total noninterest income$4,315,0001,037
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,069,0001,007
Trading account gains and fees$0157
Additional Noninterest Income$3,246,000886
Total noninterest expense$8,448,0001,717
Salaries and employee benefits$5,378,0001,419
Premises and equipment expense$1,158,0001,548
Additional noninterest expense$1,912,0002,527
Pre-tax net operating income$3,730,0001,413
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$3,730,0001,207
Extraordinary gains, net$020
Net income$3,730,0001,208
Minority interest net income$086
Net income of bank and minority interests.$3,730,0001,208
Net charge-offs$56,0004,440
Cash dividends$3,205,000525
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,730,0001,139
2012-06-30 (YTD Data)Rank
Total interest income$6,281,0002,126
Total interest expense$564,0003,545
Net interest income$5,717,0001,938
Provision for loan and lease losses$400,0002,061
Total noninterest income$2,539,0001,113
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$710,0001,001
Trading account gains and fees$0153
Additional Noninterest Income$1,829,000984
Total noninterest expense$5,339,0001,806
Salaries and employee benefits$3,357,0001,508
Premises and equipment expense$731,0001,629
Additional noninterest expense$1,251,0002,581
Pre-tax net operating income$2,517,0001,384
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$2,517,0001,195
Extraordinary gains, net$019
Net income$2,517,0001,194
Minority interest net income$084
Net income of bank and minority interests.$2,517,0001,194
Net charge-offs$56,0003,930
Cash dividends$2,142,000494
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,517,0001,121
2012-03-31 (YTD Data)Rank
Total interest income$3,150,0002,141
Total interest expense$290,0003,586
Net interest income$2,860,0001,941
Provision for loan and lease losses$150,0002,302
Total noninterest income$1,034,0001,299
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$342,0001,025
Trading account gains and fees$0148
Additional Noninterest Income$692,0001,189
Total noninterest expense$2,496,0001,921
Salaries and employee benefits$1,544,0001,645
Premises and equipment expense$353,0001,685
Additional noninterest expense$599,0002,668
Pre-tax net operating income$1,248,0001,398
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$1,248,0001,175
Extraordinary gains, net$019
Net income$1,248,0001,175
Minority interest net income$078
Net income of bank and minority interests.$1,248,0001,175
Net charge-offs$12,0003,957
Cash dividends$1,055,000443
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,248,0001,114
2011-12-31 (YTD Data)Rank
Total interest income$12,742,0002,198
Total interest expense$1,315,0003,753
Net interest income$11,427,0001,925
Provision for loan and lease losses$575,0003,263
Total noninterest income$2,101,0001,925
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,373,0001,072
Trading account gains and fees$0146
Additional Noninterest Income$728,0002,579
Total noninterest expense$8,615,0002,207
Salaries and employee benefits$4,942,0001,952
Premises and equipment expense$1,317,0001,891
Additional noninterest expense$2,356,0002,719
Pre-tax net operating income$4,338,0001,344
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$4,338,0001,161
Extraordinary gains, net$029
Net income$4,338,0001,159
Minority interest net income$096
Net income of bank and minority interests.$4,338,0001,161
Net charge-offs$230,0004,129
Cash dividends$1,989,000983
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,338,0001,098
2011-09-30 (YTD Data)Rank
Total interest income$9,331,0002,269
Total interest expense$1,007,0003,816
Net interest income$8,324,0001,975
Provision for loan and lease losses$375,0003,310
Total noninterest income$1,495,0002,004
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,006,0001,105
Trading account gains and fees$0145
Additional Noninterest Income$489,0002,741
Total noninterest expense$6,359,0002,253
Salaries and employee benefits$3,593,0002,006
Premises and equipment expense$968,0001,932
Additional noninterest expense$1,798,0002,683
Pre-tax net operating income$3,085,0001,457
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$3,085,0001,260
Extraordinary gains, net$021
Net income$3,085,0001,260
Minority interest net income$087
Net income of bank and minority interests.$3,085,0001,260
Net charge-offs$70,0004,732
Cash dividends$1,989,000651
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,085,0001,183
2011-06-30 (YTD Data)Rank
Total interest income$6,110,0002,332
Total interest expense$688,0003,858
Net interest income$5,422,0002,030
Provision for loan and lease losses$225,0003,378
Total noninterest income$1,032,0001,953
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$663,0001,109
Trading account gains and fees$0153
Additional Noninterest Income$369,0002,553
Total noninterest expense$4,225,0002,269
Salaries and employee benefits$2,399,0002,025
Premises and equipment expense$633,0001,992
Additional noninterest expense$1,193,0002,756
Pre-tax net operating income$2,004,0001,454
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$2,004,0001,252
Extraordinary gains, net$015
Net income$2,004,0001,252
Minority interest net income$089
Net income of bank and minority interests.$2,004,0001,252
Net charge-offs$63,0004,277
Cash dividends$1,281,000663
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,004,0001,191
2011-03-31 (YTD Data)Rank
Total interest income$2,996,0002,378
Total interest expense$352,0003,898
Net interest income$2,644,0002,058
Provision for loan and lease losses$75,0003,668
Total noninterest income$515,0001,943
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$327,0001,112
Trading account gains and fees$0158
Additional Noninterest Income$188,0002,555
Total noninterest expense$2,119,0002,285
Salaries and employee benefits$1,198,0002,041
Premises and equipment expense$309,0002,069
Additional noninterest expense$612,0002,681
Pre-tax net operating income$965,0001,494
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$965,0001,279
Extraordinary gains, net$09
Net income$965,0001,278
Minority interest net income$086
Net income of bank and minority interests.$965,0001,279
Net charge-offs$19,0004,068
Cash dividends$510,000717
Sale, conversion, retirement of capital stock, net$0925
Net operating income$965,0001,240
2010-12-31 (YTD Data)Rank
Total interest income$12,580,0002,388
Total interest expense$1,653,0004,040
Net interest income$10,927,0001,996
Provision for loan and lease losses$210,0005,279
Total noninterest income$1,741,0002,286
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,103,0001,378
Trading account gains and fees$0175
Additional Noninterest Income$638,0002,823
Total noninterest expense$8,272,0002,337
Salaries and employee benefits$4,877,0001,982
Premises and equipment expense$1,148,0002,205
Additional noninterest expense$2,247,0002,940
Pre-tax net operating income$4,186,0001,214
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$4,186,0001,032
Extraordinary gains, net$029
Net income$4,186,0001,033
Minority interest net income$0111
Net income of bank and minority interests.$4,186,0001,035
Net charge-offs$-269,0007,634
Cash dividends$3,038,000539
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,186,000989
2010-09-30 (YTD Data)Rank
Total interest income$9,308,0002,478
Total interest expense$1,254,0004,147
Net interest income$8,054,0002,059
Provision for loan and lease losses$595,0003,274
Total noninterest income$1,385,0002,207
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$811,0001,445
Trading account gains and fees$0165
Additional Noninterest Income$574,0002,547
Total noninterest expense$6,086,0002,381
Salaries and employee benefits$3,570,0002,028
Premises and equipment expense$832,0002,312
Additional noninterest expense$1,684,0002,889
Pre-tax net operating income$2,758,0001,417
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$2,758,0001,219
Extraordinary gains, net$023
Net income$2,758,0001,223
Minority interest net income$0110
Net income of bank and minority interests.$2,758,0001,223
Net charge-offs$147,0004,519
Cash dividends$2,422,000453
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,758,0001,169
2010-06-30 (YTD Data)Rank
Total interest income$6,108,0002,543
Total interest expense$846,0004,217
Net interest income$5,262,0002,098
Provision for loan and lease losses$485,0002,906
Total noninterest income$890,0002,205
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$651,0001,199
Trading account gains and fees$0152
Additional Noninterest Income$239,0003,193
Total noninterest expense$4,059,0002,391
Salaries and employee benefits$2,346,0002,070
Premises and equipment expense$558,0002,313
Additional noninterest expense$1,155,0002,802
Pre-tax net operating income$1,608,0001,615
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$1,608,0001,369
Extraordinary gains, net$019
Net income$1,608,0001,369
Minority interest net income$0105
Net income of bank and minority interests.$1,608,0001,370
Net charge-offs$140,0003,902
Cash dividends$1,463,000478
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,608,0001,324
2010-03-31 (YTD Data)Rank
Total interest income$3,032,0002,611
Total interest expense$426,0004,321
Net interest income$2,606,0002,144
Provision for loan and lease losses$300,0002,372
Total noninterest income$460,0002,162
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$328,0001,196
Trading account gains and fees$0175
Additional Noninterest Income$132,0003,048
Total noninterest expense$2,074,0002,354
Salaries and employee benefits$1,204,0002,047
Premises and equipment expense$280,0002,353
Additional noninterest expense$590,0002,740
Pre-tax net operating income$692,0001,845
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$692,0001,576
Extraordinary gains, net$016
Net income$692,0001,578
Minority interest net income$091
Net income of bank and minority interests.$692,0001,578
Net charge-offs$24,0004,303
Cash dividends$780,000434
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$692,0001,515
2009-12-31 (YTD Data)Rank
Total interest income$12,659,0002,605
Total interest expense$1,971,0004,497
Net interest income$10,688,0002,049
Provision for loan and lease losses$825,0003,797
Total noninterest income$1,859,0002,231
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,373,0001,256
Trading account gains and fees$0211
Additional Noninterest Income$486,0003,245
Total noninterest expense$8,269,0002,390
Salaries and employee benefits$4,561,0002,158
Premises and equipment expense$1,234,0002,162
Additional noninterest expense$2,474,0002,765
Pre-tax net operating income$3,453,0001,173
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$3,453,000985
Extraordinary gains, net$034
Net income$3,453,000983
Minority interest net income$0115
Net income of bank and minority interests.$3,453,000984
Net charge-offs$370,0004,203
Cash dividends$1,763,0001,023
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,453,000983
2009-09-30 (YTD Data)Rank
Total interest income$9,483,0002,655
Total interest expense$1,537,0004,531
Net interest income$7,946,0002,071
Provision for loan and lease losses$525,0003,724
Total noninterest income$1,616,0002,052
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,035,0001,253
Trading account gains and fees$0212
Additional Noninterest Income$581,0002,568
Total noninterest expense$6,426,0002,307
Salaries and employee benefits$3,483,0002,134
Premises and equipment expense$959,0002,114
Additional noninterest expense$1,984,0002,591
Pre-tax net operating income$2,611,0001,237
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$2,611,0001,038
Extraordinary gains, net$027
Net income$2,611,0001,036
Minority interest net income$0118
Net income of bank and minority interests.$2,611,0001,038
Net charge-offs$58,0005,561
Cash dividends$1,463,000892
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,611,0001,023
2009-06-30 (YTD Data)Rank
Total interest income$6,333,0002,682
Total interest expense$1,083,0004,497
Net interest income$5,250,0002,088
Provision for loan and lease losses$450,0003,101
Total noninterest income$1,173,0001,955
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$689,0001,236
Trading account gains and fees$0193
Additional Noninterest Income$484,0002,270
Total noninterest expense$4,299,0002,326
Salaries and employee benefits$2,281,0002,210
Premises and equipment expense$632,0002,159
Additional noninterest expense$1,386,0002,509
Pre-tax net operating income$1,674,0001,369
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$1,674,0001,131
Extraordinary gains, net$021
Net income$1,674,0001,129
Minority interest net income$0112
Net income of bank and minority interests.$1,674,0001,131
Net charge-offs$18,0005,684
Cash dividends$1,073,000842
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,674,0001,093
2009-03-31 (YTD Data)Rank
Total interest income$3,158,0002,721
Total interest expense$580,0004,438
Net interest income$2,578,0002,123
Provision for loan and lease losses$300,0002,285
Total noninterest income$667,0001,754
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$359,0001,157
Trading account gains and fees$0171
Additional Noninterest Income$308,0001,912
Total noninterest expense$2,177,0002,246
Salaries and employee benefits$1,159,0002,197
Premises and equipment expense$310,0002,240
Additional noninterest expense$708,0002,211
Pre-tax net operating income$768,0001,665
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$768,0001,429
Extraordinary gains, net$015
Net income$768,0001,428
Minority interest net income$0102
Net income of bank and minority interests.$768,0001,431
Net charge-offs$-69,0008,166
Cash dividends$323,0001,295
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$768,0001,346
2008-12-31 (YTD Data)Rank
Total interest income$14,285,0002,591
Total interest expense$3,275,0004,008
Net interest income$11,010,0002,016
Provision for loan and lease losses$700,0003,245
Total noninterest income$1,571,0002,540
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,246,0001,443
Trading account gains and fees$0154
Additional Noninterest Income$325,0003,958
Total noninterest expense$7,490,0002,530
Salaries and employee benefits$4,350,0002,325
Premises and equipment expense$1,037,0002,543
Additional noninterest expense$2,103,0002,734
Pre-tax net operating income$4,391,0001,246
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$4,391,000934
Extraordinary gains, net$039
Net income$4,391,000933
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,159,0001,802
Cash dividends$2,016,0001,331
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,391,0001,004
2008-09-30 (YTD Data)Rank
Total interest income$10,972,0002,578
Total interest expense$2,567,0004,005
Net interest income$8,405,0002,002
Provision for loan and lease losses$650,0002,355
Total noninterest income$1,163,0002,634
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$930,0001,454
Trading account gains and fees$0148
Additional Noninterest Income$233,0004,148
Total noninterest expense$5,984,0002,376
Salaries and employee benefits$3,656,0002,103
Premises and equipment expense$796,0002,506
Additional noninterest expense$1,532,0002,732
Pre-tax net operating income$2,934,0001,663
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$2,934,0001,264
Extraordinary gains, net$031
Net income$2,934,0001,263
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0004,358
Cash dividends$2,001,0001,008
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,934,0001,334
2008-06-30 (YTD Data)Rank
Total interest income$7,383,0002,585
Total interest expense$1,717,0004,136
Net interest income$5,666,0001,974
Provision for loan and lease losses$550,0001,800
Total noninterest income$761,0002,692
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$598,0001,490
Trading account gains and fees$0149
Additional Noninterest Income$163,0004,167
Total noninterest expense$3,905,0002,425
Salaries and employee benefits$2,409,0002,152
Premises and equipment expense$515,0002,573
Additional noninterest expense$981,0002,798
Pre-tax net operating income$1,972,0001,708
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$1,972,0001,411
Extraordinary gains, net$021
Net income$1,972,0001,412
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0003,133
Cash dividends$1,175,0001,239
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,972,0001,380
2008-03-31 (YTD Data)Rank
Total interest income$3,885,0002,530
Total interest expense$870,0004,281
Net interest income$3,015,0001,855
Provision for loan and lease losses$250,0001,575
Total noninterest income$398,0002,609
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$298,0001,466
Trading account gains and fees$0158
Additional Noninterest Income$100,0003,764
Total noninterest expense$1,983,0002,385
Salaries and employee benefits$1,241,0002,112
Premises and equipment expense$239,0002,753
Additional noninterest expense$503,0002,713
Pre-tax net operating income$1,180,0001,545
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$1,180,0001,279
Extraordinary gains, net$015
Net income$1,180,0001,282
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,076
Cash dividends$250,0002,054
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,180,0001,238
2007-12-31 (YTD Data)Rank
Total interest income$15,990,0002,542
Total interest expense$3,852,0004,101
Net interest income$12,138,0001,870
Provision for loan and lease losses$875,0001,579
Total noninterest income$1,604,0002,583
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,192,0001,502
Trading account gains and fees$0178
Additional Noninterest Income$412,0003,678
Total noninterest expense$8,145,0002,246
Salaries and employee benefits$4,942,0002,040
Premises and equipment expense$1,143,0002,280
Additional noninterest expense$2,060,0002,593
Pre-tax net operating income$4,722,0001,727
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$4,722,0001,361
Extraordinary gains, net$039
Net income$4,722,0001,362
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$562,0001,557
Cash dividends$3,056,0001,158
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,722,0001,348
2007-09-30 (YTD Data)Rank
Total interest income$11,946,0002,550
Total interest expense$2,939,0004,072
Net interest income$9,007,0001,900
Provision for loan and lease losses$625,0001,312
Total noninterest income$1,170,0002,638
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$874,0001,506
Trading account gains and fees$0184
Additional Noninterest Income$296,0003,760
Total noninterest expense$5,956,0002,279
Salaries and employee benefits$3,654,0002,068
Premises and equipment expense$816,0002,368
Additional noninterest expense$1,486,0002,640
Pre-tax net operating income$3,596,0001,822
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$3,596,0001,420
Extraordinary gains, net$033
Net income$3,596,0001,418
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$391,0001,278
Cash dividends$2,116,0001,163
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,596,0001,407
2007-06-30 (YTD Data)Rank
Total interest income$7,838,0002,601
Total interest expense$1,987,0004,039
Net interest income$5,851,0001,985
Provision for loan and lease losses$300,0001,528
Total noninterest income$796,0002,607
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$573,0001,532
Trading account gains and fees$0168
Additional Noninterest Income$223,0003,576
Total noninterest expense$3,974,0002,298
Salaries and employee benefits$2,437,0002,100
Premises and equipment expense$572,0002,260
Additional noninterest expense$965,0002,710
Pre-tax net operating income$2,373,0001,885
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$2,373,0001,483
Extraordinary gains, net$029
Net income$2,373,0001,481
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$327,000973
Cash dividends$866,0001,727
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,373,0001,464
2007-03-31 (YTD Data)Rank
Total interest income$3,783,0002,670
Total interest expense$987,0004,052
Net interest income$2,796,0002,073
Provision for loan and lease losses$75,0002,404
Total noninterest income$407,0002,536
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$283,0001,517
Trading account gains and fees$0195
Additional Noninterest Income$124,0003,357
Total noninterest expense$1,968,0002,321
Salaries and employee benefits$1,210,0002,117
Premises and equipment expense$278,0002,349
Additional noninterest expense$480,0002,711
Pre-tax net operating income$1,160,0001,917
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$1,160,0001,489
Extraordinary gains, net$022
Net income$1,160,0001,490
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,204
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,160,0001,479
2006-12-31 (YTD Data)Rank
Total interest income$13,619,0002,774
Total interest expense$3,348,0004,037
Net interest income$10,271,0002,247
Provision for loan and lease losses$130,0004,259
Total noninterest income$1,587,0002,607
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,242,0001,448
Trading account gains and fees$0130
Additional Noninterest Income$345,0004,028
Total noninterest expense$7,212,0002,453
Salaries and employee benefits$4,334,0002,253
Premises and equipment expense$1,030,0002,402
Additional noninterest expense$1,848,0002,744
Pre-tax net operating income$4,516,0002,043
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$4,516,0001,607
Extraordinary gains, net$051
Net income$4,516,0001,608
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0003,097
Cash dividends$2,698,0001,226
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,516,0001,590
2006-09-30 (YTD Data)Rank
Total interest income$9,882,0002,821
Total interest expense$2,358,0004,115
Net interest income$7,524,0002,302
Provision for loan and lease losses$100,0004,067
Total noninterest income$1,239,0002,545
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$961,0001,402
Trading account gains and fees$0126
Additional Noninterest Income$278,0003,875
Total noninterest expense$5,332,0002,471
Salaries and employee benefits$3,173,0002,315
Premises and equipment expense$775,0002,400
Additional noninterest expense$1,384,0002,741
Pre-tax net operating income$3,331,0002,142
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$3,331,0001,670
Extraordinary gains, net$045
Net income$3,331,0001,671
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0003,004
Cash dividends$1,497,0001,464
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,331,0001,656
2006-06-30 (YTD Data)Rank
Total interest income$6,408,0002,857
Total interest expense$1,457,0004,189
Net interest income$4,951,0002,344
Provision for loan and lease losses$65,0003,979
Total noninterest income$745,0002,721
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$566,0001,563
Trading account gains and fees$0126
Additional Noninterest Income$179,0003,952
Total noninterest expense$3,466,0002,547
Salaries and employee benefits$2,070,0002,373
Premises and equipment expense$503,0002,452
Additional noninterest expense$893,0002,837
Pre-tax net operating income$2,165,0002,184
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$2,165,0001,685
Extraordinary gains, net$039
Net income$2,165,0001,686
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0003,025
Cash dividends$1,045,0001,380
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,165,0001,670
2006-03-31 (YTD Data)Rank
Total interest income$3,131,0002,869
Total interest expense$700,0004,172
Net interest income$2,431,0002,382
Provision for loan and lease losses$30,0003,822
Total noninterest income$353,0002,765
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$253,0001,664
Trading account gains and fees$0115
Additional Noninterest Income$100,0003,699
Total noninterest expense$1,783,0002,487
Salaries and employee benefits$1,063,0002,315
Premises and equipment expense$246,0002,501
Additional noninterest expense$474,0002,660
Pre-tax net operating income$971,0002,329
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$971,0001,848
Extraordinary gains, net$021
Net income$971,0001,847
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0002,616
Cash dividends$287,0002,023
Sale, conversion, retirement of capital stock, net$0648
Net operating income$971,0001,829
2005-12-31 (YTD Data)Rank
Total interest income$10,770,0002,951
Total interest expense$2,120,0004,260
Net interest income$8,650,0002,521
Provision for loan and lease losses$335,0002,604
Total noninterest income$1,373,0002,852
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,104,0001,578
Trading account gains and fees$0138
Additional Noninterest Income$269,0004,573
Total noninterest expense$6,117,0002,706
Salaries and employee benefits$3,589,0002,542
Premises and equipment expense$943,0002,491
Additional noninterest expense$1,585,0003,095
Pre-tax net operating income$3,571,0002,425
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$3,571,0001,923
Extraordinary gains, net$046
Net income$3,571,0001,922
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$188,0002,379
Cash dividends$2,012,0001,439
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,571,0001,899
2005-09-30 (YTD Data)Rank
Total interest income$7,745,0003,016
Total interest expense$1,439,0004,413
Net interest income$6,306,0002,561
Provision for loan and lease losses$135,0003,636
Total noninterest income$1,017,0002,875
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$805,0001,604
Trading account gains and fees$0126
Additional Noninterest Income$212,0004,487
Total noninterest expense$4,396,0002,782
Salaries and employee benefits$2,584,0002,583
Premises and equipment expense$685,0002,551
Additional noninterest expense$1,127,0003,189
Pre-tax net operating income$2,792,0002,352
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$2,792,0001,876
Extraordinary gains, net$035
Net income$2,792,0001,876
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0003,791
Cash dividends$2,012,0001,041
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,792,0001,836
2005-06-30 (YTD Data)Rank
Total interest income$4,981,0003,048
Total interest expense$910,0004,417
Net interest income$4,071,0002,610
Provision for loan and lease losses$60,0004,115
Total noninterest income$658,0002,904
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$508,0001,662
Trading account gains and fees$0116
Additional Noninterest Income$150,0004,323
Total noninterest expense$2,828,0002,858
Salaries and employee benefits$1,653,0002,684
Premises and equipment expense$445,0002,592
Additional noninterest expense$730,0003,247
Pre-tax net operating income$1,841,0002,330
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$1,841,0001,857
Extraordinary gains, net$030
Net income$1,841,0001,857
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0003,003
Cash dividends$1,653,000868
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,841,0001,819
2005-03-31 (YTD Data)Rank
Total interest income$2,401,0003,098
Total interest expense$438,0004,408
Net interest income$1,963,0002,685
Provision for loan and lease losses$30,0003,913
Total noninterest income$316,0002,937
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$248,0001,645
Trading account gains and fees$0115
Additional Noninterest Income$68,0004,510
Total noninterest expense$1,422,0002,848
Salaries and employee benefits$820,0002,719
Premises and equipment expense$218,0002,657
Additional noninterest expense$384,0003,130
Pre-tax net operating income$827,0002,507
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$827,0002,030
Extraordinary gains, net$024
Net income$827,0002,031
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0001,939
Cash dividends$1,050,000633
Sale, conversion, retirement of capital stock, net$0491
Net operating income$827,0001,997
2004-12-31 (YTD Data)Rank
Total interest income$8,951,0003,115
Total interest expense$1,288,0004,917
Net interest income$7,663,0002,637
Provision for loan and lease losses$135,0004,427
Total noninterest income$1,226,0003,076
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$985,0001,780
Trading account gains and fees$0138
Additional Noninterest Income$241,0004,715
Total noninterest expense$5,568,0002,834
Salaries and employee benefits$3,171,0002,704
Premises and equipment expense$768,0002,894
Additional noninterest expense$1,629,0002,935
Pre-tax net operating income$3,186,0002,454
Securities gains (losses)$03,819
Applicable income taxes$38,0006,208
Income before extraordinary items$3,148,0001,993
Extraordinary gains, net$034
Net income$3,148,0001,993
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0003,969
Cash dividends$2,556,0001,103
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,148,0001,943
2004-09-30 (YTD Data)Rank
Total interest income$6,651,0003,115
Total interest expense$916,0005,040
Net interest income$5,735,0002,615
Provision for loan and lease losses$105,0004,188
Total noninterest income$910,0003,129
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$738,0001,795
Trading account gains and fees$0134
Additional Noninterest Income$172,0004,813
Total noninterest expense$4,166,0002,820
Salaries and employee benefits$2,362,0002,706
Premises and equipment expense$573,0002,906
Additional noninterest expense$1,231,0002,863
Pre-tax net operating income$2,374,0002,503
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$2,374,0001,982
Extraordinary gains, net$026
Net income$2,374,0001,983
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0003,920
Cash dividends$2,312,000859
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,374,0001,930
2004-06-30 (YTD Data)Rank
Total interest income$4,322,0003,172
Total interest expense$602,0005,096
Net interest income$3,720,0002,671
Provision for loan and lease losses$75,0003,988
Total noninterest income$590,0003,206
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$484,0001,806
Trading account gains and fees$0130
Additional Noninterest Income$106,0005,055
Total noninterest expense$2,814,0002,781
Salaries and employee benefits$1,569,0002,724
Premises and equipment expense$384,0002,888
Additional noninterest expense$861,0002,734
Pre-tax net operating income$1,421,0002,700
Securities gains (losses)$03,413
Applicable income taxes$19,0006,311
Income before extraordinary items$1,402,0002,196
Extraordinary gains, net$021
Net income$1,402,0002,197
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0003,489
Cash dividends$1,961,000723
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,402,0002,134
2004-03-31 (YTD Data)Rank
Total interest income$2,160,0003,180
Total interest expense$311,0005,061
Net interest income$1,849,0002,673
Provision for loan and lease losses$45,0003,437
Total noninterest income$289,0003,196
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$228,0001,847
Trading account gains and fees$0121
Additional Noninterest Income$61,0004,708
Total noninterest expense$1,445,0002,730
Salaries and employee benefits$801,0002,677
Premises and equipment expense$192,0002,926
Additional noninterest expense$452,0002,598
Pre-tax net operating income$648,0002,883
Securities gains (losses)$02,934
Applicable income taxes$10,0006,242
Income before extraordinary items$638,0002,361
Extraordinary gains, net$016
Net income$638,0002,362
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0003,144
Cash dividends$300,0001,707
Sale, conversion, retirement of capital stock, net$0464
Net operating income$638,0002,277
2003-12-31 (YTD Data)Rank
Total interest income$9,203,0003,051
Total interest expense$1,591,0004,703
Net interest income$7,612,0002,528
Provision for loan and lease losses$180,0004,206
Total noninterest income$1,257,0003,204
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$978,0001,752
Trading account gains and fees$0160
Additional Noninterest Income$279,0004,648
Total noninterest expense$5,527,0002,808
Salaries and employee benefits$3,444,0002,444
Premises and equipment expense$651,0003,288
Additional noninterest expense$1,432,0003,219
Pre-tax net operating income$3,162,0002,403
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$3,162,0001,951
Extraordinary gains, net$054
Net income$3,162,0001,951
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-41,0008,902
Cash dividends$2,213,0001,274
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,162,0001,859
2003-09-30 (YTD Data)Rank
Total interest income$7,031,0003,042
Total interest expense$1,264,0004,665
Net interest income$5,767,0002,521
Provision for loan and lease losses$135,0004,077
Total noninterest income$867,0003,452
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$726,0001,780
Trading account gains and fees$0153
Additional Noninterest Income$141,0005,464
Total noninterest expense$3,681,0003,089
Salaries and employee benefits$2,214,0002,819
Premises and equipment expense$470,0003,392
Additional noninterest expense$997,0003,406
Pre-tax net operating income$2,818,0002,145
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$2,818,0001,710
Extraordinary gains, net$040
Net income$2,818,0001,711
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-48,0008,937
Cash dividends$2,016,000996
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,818,0001,620
2003-06-30 (YTD Data)Rank
Total interest income$4,615,0003,106
Total interest expense$888,0004,620
Net interest income$3,727,0002,609
Provision for loan and lease losses$90,0004,018
Total noninterest income$583,0003,415
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$488,0001,741
Trading account gains and fees$0150
Additional Noninterest Income$95,0005,412
Total noninterest expense$2,380,0003,186
Salaries and employee benefits$1,433,0002,904
Premises and equipment expense$296,0003,534
Additional noninterest expense$651,0003,449
Pre-tax net operating income$1,840,0002,191
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$1,840,0001,762
Extraordinary gains, net$030
Net income$1,840,0001,762
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-77,0009,080
Cash dividends$1,195,0001,143
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,840,0001,645
2003-03-31 (YTD Data)Rank
Total interest income$2,295,0003,130
Total interest expense$457,0004,618
Net interest income$1,838,0002,635
Provision for loan and lease losses$45,0003,818
Total noninterest income$286,0003,362
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$235,0001,735
Trading account gains and fees$0134
Additional Noninterest Income$51,0005,226
Total noninterest expense$1,153,0003,271
Salaries and employee benefits$703,0002,942
Premises and equipment expense$136,0003,779
Additional noninterest expense$314,0003,528
Pre-tax net operating income$926,0002,185
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$926,0001,718
Extraordinary gains, net$021
Net income$926,0001,717
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-78,0009,174
Cash dividends$545,0001,125
Sale, conversion, retirement of capital stock, net$0419
Net operating income$926,0001,611
2002-12-31 (YTD Data)Rank
Total interest income$9,312,0003,211
Total interest expense$2,214,0004,500
Net interest income$7,098,0002,693
Provision for loan and lease losses$475,0002,480
Total noninterest income$1,038,0003,401
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$896,0001,798
Trading account gains and fees$0153
Additional Noninterest Income$142,0005,719
Total noninterest expense$4,358,0003,317
Salaries and employee benefits$2,549,0003,068
Premises and equipment expense$565,0003,594
Additional noninterest expense$1,244,0003,511
Pre-tax net operating income$3,303,0002,315
Securities gains (losses)$04,537
Applicable income taxes$07,681
Income before extraordinary items$3,303,0001,814
Extraordinary gains, net$070
Net income$3,303,0001,813
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0005,566
Cash dividends$2,271,0001,185
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,303,0001,753
2001-12-31 (YTD Data)Rank
Total interest income$9,733,0003,392
Total interest expense$3,839,0003,932
Net interest income$5,894,0002,987
Provision for loan and lease losses$425,0002,486
Total noninterest income$819,0003,791
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$725,0002,078
Trading account gains and fees$0177
Additional Noninterest Income$94,0006,569
Total noninterest expense$3,648,0003,701
Salaries and employee benefits$2,080,0003,480
Premises and equipment expense$512,0003,794
Additional noninterest expense$1,056,0003,888
Pre-tax net operating income$2,640,0002,557
Securities gains (losses)$04,612
Applicable income taxes$07,903
Income before extraordinary items$2,640,0001,986
Extraordinary gains, net$0105
Net income$2,640,0001,989
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$153,0003,341
Cash dividends$2,402,0001,121
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,640,0001,909
2000-12-31 (YTD Data)Rank
Total interest income$8,744,0003,824
Total interest expense$3,746,0004,180
Net interest income$4,998,0003,469
Provision for loan and lease losses$195,0003,809
Total noninterest income$727,0003,895
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$176,0005,411
Trading account gains and feesNANA
Additional Noninterest Income$551,0002,785
Total noninterest expense$3,420,0003,778
Salaries and employee benefits$1,893,0003,635
Premises and equipment expense$519,0003,679
Additional noninterest expense$1,008,0003,975
Pre-tax net operating income$2,110,0003,186
Securities gains (losses)$01,956
Applicable income taxes$10,0008,067
Income before extraordinary items$2,100,0002,445
Extraordinary gains, net$038
Net income$2,100,0002,444
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$166,0002,702
Cash dividends$1,133,0002,084
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,100,0002,450
1999-12-31 (YTD Data)Rank
Total interest income$7,924,0003,937
Total interest expense$3,186,0004,375
Net interest income$4,738,0003,625
Provision for loan and lease losses$180,0003,760
Total noninterest income$818,0003,565
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$543,0002,444
Trading account gains and feesNANA
Additional Noninterest Income$275,0004,219
Total noninterest expense$3,319,0003,879
Salaries and employee benefits$1,895,0003,600
Premises and equipment expense$494,0003,799
Additional noninterest expense$930,0004,258
Pre-tax net operating income$2,057,0003,271
Securities gains (losses)$03,155
Applicable income taxes$11,0008,454
Income before extraordinary items$2,046,0002,538
Extraordinary gains, net$035
Net income$2,046,0002,538
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0003,952
Cash dividends$1,321,0001,848
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,046,0002,500
1998-12-31 (YTD Data)Rank
Total interest income$7,785,0004,039
Total interest expense$3,175,0004,505
Net interest income$4,610,0003,662
Provision for loan and lease losses$200,0003,499
Total noninterest income$857,0003,440
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$440,0002,882
Trading account gains and feesNANA
Additional Noninterest Income$417,0003,342
Total noninterest expense$3,121,0003,981
Salaries and employee benefits$1,734,0003,773
Premises and equipment expense$485,0003,789
Additional noninterest expense$902,0004,281
Pre-tax net operating income$2,146,0003,150
Securities gains (losses)$12,0002,822
Applicable income taxes$09,340
Income before extraordinary items$2,158,0002,384
Extraordinary gains, net$032
Net income$2,158,0002,383
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$182,0002,607
Cash dividends$1,421,0001,732
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,146,0002,319
1997-12-31 (YTD Data)Rank
Total interest income$7,518,0004,226
Total interest expense$2,980,0004,747
Net interest income$4,538,0003,801
Provision for loan and lease losses$428,0001,993
Total noninterest income$771,0003,694
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$671,0001,947
Trading account gains and feesNANA
Additional Noninterest Income$100,0006,788
Total noninterest expense$3,575,0003,539
Salaries and employee benefits$1,712,0003,815
Premises and equipment expense$459,0003,981
Additional noninterest expense$1,404,0002,905
Pre-tax net operating income$1,306,0004,943
Securities gains (losses)$03,944
Applicable income taxes$24,0009,652
Income before extraordinary items$1,282,0003,842
Extraordinary gains, net$044
Net income$1,282,0003,841
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$360,0001,730
Cash dividends$1,000,0002,147
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,282,0003,775
1996-12-31 (YTD Data)Rank
Total interest income$7,069,0004,534
Total interest expense$2,809,0005,057
Net interest income$4,260,0004,071
Provision for loan and lease losses$490,0001,759
Total noninterest income$484,0005,277
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$412,0003,256
Trading account gains and feesNANA
Additional Noninterest Income$72,0008,006
Total noninterest expense$2,778,0004,586
Salaries and employee benefits$1,573,0004,130
Premises and equipment expense$422,0004,344
Additional noninterest expense$783,0005,288
Pre-tax net operating income$1,476,0004,390
Securities gains (losses)$04,148
Applicable income taxes$490,0004,212
Income before extraordinary items$986,0004,568
Extraordinary gains, net$053
Net income$986,0004,570
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$505,0001,417
Cash dividends$150,0005,964
Sale, conversion, retirement of capital stock, net$0953
Net operating income$986,0004,516
1995-12-31 (YTD Data)Rank
Total interest income$6,269,0005,007
Total interest expense$2,584,0005,419
Net interest income$3,685,0004,651
Provision for loan and lease losses$40,0006,618
Total noninterest income$437,0005,659
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$325,0004,009
Trading account gains and feesNANA
Additional Noninterest Income$112,0006,865
Total noninterest expense$2,579,0004,859
Salaries and employee benefits$1,430,0004,465
Premises and equipment expense$400,0004,538
Additional noninterest expense$749,0005,533
Pre-tax net operating income$1,503,0004,448
Securities gains (losses)$03,831
Applicable income taxes$488,0004,280
Income before extraordinary items$1,015,0004,543
Extraordinary gains, net$065
Net income$1,015,0004,541
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0004,590
Cash dividends$1,950,0001,271
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,015,0004,532
1994-12-31 (YTD Data)Rank
Total interest income$4,820,0005,828
Total interest expense$1,567,0006,691
Net interest income$3,253,0005,256
Provision for loan and lease losses$13,0008,228
Total noninterest income$524,0005,126
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$302,0004,339
Trading account gains and feesNANA
Additional Noninterest Income$222,0004,938
Total noninterest expense$2,094,0005,977
Salaries and employee benefits$1,100,0005,646
Premises and equipment expense$336,0005,232
Additional noninterest expense$658,0006,619
Pre-tax net operating income$1,670,0004,017
Securities gains (losses)$3,0002,889
Applicable income taxes$604,0003,503
Income before extraordinary items$1,069,0004,276
Extraordinary gains, net$0249
Net income$1,069,0004,277
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0005,693
Cash dividends$1,000,0001,879
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,067,0804,334
1993-12-31 (YTD Data)Rank
Total interest income$4,374,0006,446
Total interest expense$1,524,0007,132
Net interest income$2,850,0005,882
Provision for loan and lease losses$25,0008,682
Total noninterest income$445,0006,044
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$290,0004,551
Trading account gains and feesNANA
Additional Noninterest Income$155,0006,451
Total noninterest expense$1,716,0007,148
Salaries and employee benefits$819,0007,208
Premises and equipment expense$257,0006,565
Additional noninterest expense$640,0007,014
Pre-tax net operating income$1,554,0004,182
Securities gains (losses)$07,477
Applicable income taxes$514,0004,085
Income before extraordinary items$1,040,0004,551
Extraordinary gains, net$03,149
Net income$1,040,0004,678
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0004,557
Cash dividends$950,0001,850
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,040,0004,309
1992-12-31 (YTD Data)Rank
Total interest income$5,563,0005,845
Total interest expense$2,138,0006,783
Net interest income$3,425,0005,101
Provision for loan and lease losses$425,0003,322
Total noninterest income$414,0006,419
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$294,0004,517
Trading account gains and feesNANA
Additional Noninterest Income$120,0007,446
Total noninterest expense$1,677,0007,325
Salaries and employee benefits$810,0007,201
Premises and equipment expense$239,0006,988
Additional noninterest expense$628,0007,274
Pre-tax net operating income$1,737,0003,539
Securities gains (losses)$33,0004,829
Applicable income taxes$641,0003,250
Income before extraordinary items$1,129,0004,024
Extraordinary gains, net$01,422
Net income$1,129,0004,067
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$347,0003,073
Cash dividends$165,0005,533
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,107,8803,800

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.