Home > First Bank > Income and Expense
First Bank, Income and Expense
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $8,155,000 | 1,527 |
| Total interest expense | $252,000 | 3,787 |
| Net interest income | $7,903,000 | 1,427 |
| Provision for loan and lease losses | $63,000 | 2,635 |
| Total noninterest income | $1,714,000 | 1,466 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $842,000 | 767 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $872,000 | 1,704 |
| Total noninterest expense | $6,549,000 | 1,498 |
| Salaries and employee benefits | $4,219,000 | 1,310 |
| Premises and equipment expense | $1,137,000 | 1,068 |
| Additional noninterest expense | $1,193,000 | 2,443 |
| Pre-tax net operating income | $3,005,000 | 1,378 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $912,000 | 1,092 |
| Income before extraordinary items | $2,093,000 | 1,552 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,093,000 | 1,555 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,093,000 | 1,555 |
| Net charge-offs | $22,000 | 2,884 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,093,000 | 1,520 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,086,000 | 1,522 |
| Total interest expense | $128,000 | 3,789 |
| Net interest income | $3,958,000 | 1,417 |
| Provision for loan and lease losses | $56,000 | 2,005 |
| Total noninterest income | $849,000 | 1,444 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $426,000 | 748 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $423,000 | 1,695 |
| Total noninterest expense | $3,305,000 | 1,478 |
| Salaries and employee benefits | $2,124,000 | 1,300 |
| Premises and equipment expense | $585,000 | 1,047 |
| Additional noninterest expense | $596,000 | 2,426 |
| Pre-tax net operating income | $1,446,000 | 1,385 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $398,000 | 1,198 |
| Income before extraordinary items | $1,048,000 | 1,529 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,048,000 | 1,530 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,048,000 | 1,531 |
| Net charge-offs | $-2,000 | 4,668 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,048,000 | 1,478 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $16,479,000 | 1,516 |
| Total interest expense | $539,000 | 3,849 |
| Net interest income | $15,940,000 | 1,399 |
| Provision for loan and lease losses | $462,000 | 1,536 |
| Total noninterest income | $3,448,000 | 1,413 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,878,000 | 736 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,570,000 | 1,726 |
| Total noninterest expense | $12,986,000 | 1,466 |
| Salaries and employee benefits | $8,363,000 | 1,275 |
| Premises and equipment expense | $2,213,000 | 1,083 |
| Additional noninterest expense | $2,410,000 | 2,477 |
| Pre-tax net operating income | $5,940,000 | 1,324 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,986,000 | 986 |
| Income before extraordinary items | $3,954,000 | 1,606 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,954,000 | 1,605 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,954,000 | 1,605 |
| Net charge-offs | $157,000 | 2,733 |
| Cash dividends | $5,711,000 | 545 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,954,000 | 1,578 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $12,254,000 | 1,535 |
| Total interest expense | $411,000 | 3,881 |
| Net interest income | $11,843,000 | 1,420 |
| Provision for loan and lease losses | $444,000 | 1,296 |
| Total noninterest income | $2,600,000 | 1,418 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,385,000 | 742 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,215,000 | 1,705 |
| Total noninterest expense | $9,713,000 | 1,481 |
| Salaries and employee benefits | $6,290,000 | 1,278 |
| Premises and equipment expense | $1,634,000 | 1,105 |
| Additional noninterest expense | $1,789,000 | 2,518 |
| Pre-tax net operating income | $4,286,000 | 1,383 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $1,336,000 | 1,073 |
| Income before extraordinary items | $2,950,000 | 1,604 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,950,000 | 1,604 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,950,000 | 1,604 |
| Net charge-offs | $102,000 | 2,664 |
| Cash dividends | $5,601,000 | 400 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,950,000 | 1,580 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $8,071,000 | 1,544 |
| Total interest expense | $283,000 | 3,855 |
| Net interest income | $7,788,000 | 1,425 |
| Provision for loan and lease losses | $319,000 | 1,184 |
| Total noninterest income | $1,662,000 | 1,447 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $907,000 | 740 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $755,000 | 1,769 |
| Total noninterest expense | $6,429,000 | 1,488 |
| Salaries and employee benefits | $4,172,000 | 1,283 |
| Premises and equipment expense | $1,068,000 | 1,141 |
| Additional noninterest expense | $1,189,000 | 2,509 |
| Pre-tax net operating income | $2,702,000 | 1,404 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $728,000 | 1,209 |
| Income before extraordinary items | $1,974,000 | 1,561 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,974,000 | 1,564 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,974,000 | 1,563 |
| Net charge-offs | $54,000 | 2,722 |
| Cash dividends | $5,490,000 | 286 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,974,000 | 1,529 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,009,000 | 1,546 |
| Total interest expense | $147,000 | 3,833 |
| Net interest income | $3,862,000 | 1,428 |
| Provision for loan and lease losses | $173,000 | 1,109 |
| Total noninterest income | $812,000 | 1,443 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $459,000 | 709 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $353,000 | 1,808 |
| Total noninterest expense | $3,163,000 | 1,518 |
| Salaries and employee benefits | $2,059,000 | 1,313 |
| Premises and equipment expense | $522,000 | 1,184 |
| Additional noninterest expense | $582,000 | 2,553 |
| Pre-tax net operating income | $1,338,000 | 1,391 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $385,000 | 1,114 |
| Income before extraordinary items | $953,000 | 1,556 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $953,000 | 1,559 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $953,000 | 1,559 |
| Net charge-offs | $66,000 | 1,651 |
| Cash dividends | $3,115,000 | 229 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $953,000 | 1,532 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $15,889,000 | 1,572 |
| Total interest expense | $705,000 | 3,731 |
| Net interest income | $15,184,000 | 1,429 |
| Provision for loan and lease losses | $760,000 | 1,388 |
| Total noninterest income | $3,428,000 | 1,474 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,996,000 | 696 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,432,000 | 1,910 |
| Total noninterest expense | $12,220,000 | 1,580 |
| Salaries and employee benefits | $7,995,000 | 1,330 |
| Premises and equipment expense | $1,927,000 | 1,218 |
| Additional noninterest expense | $2,298,000 | 2,669 |
| Pre-tax net operating income | $5,632,000 | 1,302 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-197,000 | 6,552 |
| Income before extraordinary items | $5,829,000 | 1,064 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,829,000 | 1,066 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $5,829,000 | 1,066 |
| Net charge-offs | $509,000 | 1,996 |
| Cash dividends | $4,273,000 | 647 |
| Sale, conversion, retirement of capital stock, net | $13,273,000 | 36 |
| Net operating income | $5,829,000 | 1,036 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $11,780,000 | 1,604 |
| Total interest expense | $536,000 | 3,781 |
| Net interest income | $11,244,000 | 1,450 |
| Provision for loan and lease losses | $685,000 | 1,203 |
| Total noninterest income | $2,561,000 | 1,503 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,494,000 | 698 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,067,000 | 1,954 |
| Total noninterest expense | $9,119,000 | 1,587 |
| Salaries and employee benefits | $5,983,000 | 1,334 |
| Premises and equipment expense | $1,424,000 | 1,251 |
| Additional noninterest expense | $1,712,000 | 2,675 |
| Pre-tax net operating income | $4,001,000 | 1,383 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-706,000 | 6,816 |
| Income before extraordinary items | $4,707,000 | 988 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $4,707,000 | 991 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,707,000 | 991 |
| Net charge-offs | $350,000 | 1,966 |
| Cash dividends | $4,163,000 | 488 |
| Sale, conversion, retirement of capital stock, net | $13,273,000 | 18 |
| Net operating income | $4,707,000 | 964 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,719,000 | 1,627 |
| Total interest expense | $360,000 | 3,822 |
| Net interest income | $7,359,000 | 1,463 |
| Provision for loan and lease losses | $507,000 | 1,149 |
| Total noninterest income | $1,713,000 | 1,510 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $997,000 | 678 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $716,000 | 1,982 |
| Total noninterest expense | $6,074,000 | 1,585 |
| Salaries and employee benefits | $3,982,000 | 1,333 |
| Premises and equipment expense | $940,000 | 1,270 |
| Additional noninterest expense | $1,152,000 | 2,632 |
| Pre-tax net operating income | $2,491,000 | 1,441 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $2,491,000 | 1,226 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,491,000 | 1,228 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,491,000 | 1,229 |
| Net charge-offs | $286,000 | 1,741 |
| Cash dividends | $1,318,000 | 868 |
| Sale, conversion, retirement of capital stock, net | $13,274,000 | 14 |
| Net operating income | $2,491,000 | 1,174 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,729,000 | 1,690 |
| Total interest expense | $179,000 | 3,932 |
| Net interest income | $3,550,000 | 1,531 |
| Provision for loan and lease losses | $247,000 | 1,169 |
| Total noninterest income | $845,000 | 1,511 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $497,000 | 681 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $348,000 | 2,023 |
| Total noninterest expense | $3,010,000 | 1,606 |
| Salaries and employee benefits | $1,993,000 | 1,346 |
| Premises and equipment expense | $461,000 | 1,315 |
| Additional noninterest expense | $556,000 | 2,723 |
| Pre-tax net operating income | $1,138,000 | 1,537 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $1,138,000 | 1,315 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,138,000 | 1,318 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,138,000 | 1,317 |
| Net charge-offs | $177,000 | 1,455 |
| Cash dividends | $659,000 | 760 |
| Sale, conversion, retirement of capital stock, net | $148,000 | 195 |
| Net operating income | $1,138,000 | 1,256 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $14,916,000 | 1,774 |
| Total interest expense | $801,000 | 4,117 |
| Net interest income | $14,115,000 | 1,564 |
| Provision for loan and lease losses | $973,000 | 1,802 |
| Total noninterest income | $3,548,000 | 1,446 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $2,045,000 | 697 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,503,000 | 1,847 |
| Total noninterest expense | $11,619,000 | 1,662 |
| Salaries and employee benefits | $7,650,000 | 1,349 |
| Premises and equipment expense | $1,830,000 | 1,299 |
| Additional noninterest expense | $2,139,000 | 2,927 |
| Pre-tax net operating income | $5,071,000 | 1,356 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $5,071,000 | 1,169 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,071,000 | 1,170 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $5,071,000 | 1,170 |
| Net charge-offs | $684,000 | 2,263 |
| Cash dividends | $2,796,000 | 932 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 796 |
| Net operating income | $5,071,000 | 1,102 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $11,167,000 | 1,804 |
| Total interest expense | $620,000 | 4,166 |
| Net interest income | $10,547,000 | 1,580 |
| Provision for loan and lease losses | $755,000 | 1,767 |
| Total noninterest income | $2,664,000 | 1,436 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,515,000 | 713 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,149,000 | 1,818 |
| Total noninterest expense | $8,656,000 | 1,677 |
| Salaries and employee benefits | $5,694,000 | 1,362 |
| Premises and equipment expense | $1,372,000 | 1,316 |
| Additional noninterest expense | $1,590,000 | 2,967 |
| Pre-tax net operating income | $3,800,000 | 1,392 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $3,800,000 | 1,183 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,800,000 | 1,183 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,800,000 | 1,183 |
| Net charge-offs | $588,000 | 2,000 |
| Cash dividends | $2,009,000 | 764 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 777 |
| Net operating income | $3,800,000 | 1,119 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,375,000 | 1,824 |
| Total interest expense | $441,000 | 4,124 |
| Net interest income | $6,934,000 | 1,601 |
| Provision for loan and lease losses | $505,000 | 1,792 |
| Total noninterest income | $1,652,000 | 1,513 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $1,011,000 | 698 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $641,000 | 2,026 |
| Total noninterest expense | $5,702,000 | 1,701 |
| Salaries and employee benefits | $3,757,000 | 1,372 |
| Premises and equipment expense | $911,000 | 1,312 |
| Additional noninterest expense | $1,034,000 | 3,041 |
| Pre-tax net operating income | $2,379,000 | 1,465 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $2,379,000 | 1,256 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,379,000 | 1,256 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,379,000 | 1,256 |
| Net charge-offs | $457,000 | 1,875 |
| Cash dividends | $1,310,000 | 780 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,379,000 | 1,184 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,689,000 | 1,842 |
| Total interest expense | $237,000 | 4,056 |
| Net interest income | $3,452,000 | 1,615 |
| Provision for loan and lease losses | $248,000 | 1,774 |
| Total noninterest income | $799,000 | 1,528 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $503,000 | 699 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $296,000 | 2,117 |
| Total noninterest expense | $2,845,000 | 1,689 |
| Salaries and employee benefits | $1,880,000 | 1,377 |
| Premises and equipment expense | $458,000 | 1,302 |
| Additional noninterest expense | $507,000 | 3,059 |
| Pre-tax net operating income | $1,158,000 | 1,490 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $1,158,000 | 1,249 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,158,000 | 1,250 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,158,000 | 1,250 |
| Net charge-offs | $135,000 | 2,187 |
| Cash dividends | $611,000 | 735 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,158,000 | 1,184 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $14,919,000 | 1,888 |
| Total interest expense | $1,224,000 | 3,915 |
| Net interest income | $13,695,000 | 1,623 |
| Provision for loan and lease losses | $987,000 | 2,433 |
| Total noninterest income | $3,112,000 | 1,458 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $2,122,000 | 686 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $990,000 | 2,148 |
| Total noninterest expense | $11,277,000 | 1,718 |
| Salaries and employee benefits | $7,214,000 | 1,378 |
| Premises and equipment expense | $1,886,000 | 1,319 |
| Additional noninterest expense | $2,177,000 | 2,896 |
| Pre-tax net operating income | $4,543,000 | 1,289 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $4,543,000 | 1,094 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,543,000 | 1,094 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $4,543,000 | 1,094 |
| Net charge-offs | $837,000 | 2,570 |
| Cash dividends | $2,528,000 | 778 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 770 |
| Net operating income | $4,543,000 | 1,042 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,207,000 | 1,908 |
| Total interest expense | $958,000 | 3,926 |
| Net interest income | $10,249,000 | 1,635 |
| Provision for loan and lease losses | $728,000 | 2,391 |
| Total noninterest income | $2,397,000 | 1,414 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,606,000 | 688 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $791,000 | 2,052 |
| Total noninterest expense | $8,480,000 | 1,708 |
| Salaries and employee benefits | $5,402,000 | 1,380 |
| Premises and equipment expense | $1,410,000 | 1,338 |
| Additional noninterest expense | $1,668,000 | 2,856 |
| Pre-tax net operating income | $3,438,000 | 1,310 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $3,438,000 | 1,113 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,438,000 | 1,113 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,438,000 | 1,113 |
| Net charge-offs | $607,000 | 2,455 |
| Cash dividends | $1,873,000 | 681 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $3,438,000 | 1,058 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,450,000 | 1,929 |
| Total interest expense | $663,000 | 3,949 |
| Net interest income | $6,787,000 | 1,649 |
| Provision for loan and lease losses | $476,000 | 2,381 |
| Total noninterest income | $1,584,000 | 1,422 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $1,073,000 | 685 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $511,000 | 2,059 |
| Total noninterest expense | $5,642,000 | 1,732 |
| Salaries and employee benefits | $3,592,000 | 1,400 |
| Premises and equipment expense | $934,000 | 1,350 |
| Additional noninterest expense | $1,116,000 | 2,909 |
| Pre-tax net operating income | $2,253,000 | 1,304 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $2,253,000 | 1,100 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,253,000 | 1,099 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,253,000 | 1,100 |
| Net charge-offs | $256,000 | 2,860 |
| Cash dividends | $1,176,000 | 711 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,253,000 | 1,061 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,686,000 | 1,957 |
| Total interest expense | $339,000 | 3,998 |
| Net interest income | $3,347,000 | 1,673 |
| Provision for loan and lease losses | $226,000 | 2,260 |
| Total noninterest income | $768,000 | 1,463 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $514,000 | 692 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $254,000 | 2,129 |
| Total noninterest expense | $2,841,000 | 1,737 |
| Salaries and employee benefits | $1,800,000 | 1,406 |
| Premises and equipment expense | $470,000 | 1,375 |
| Additional noninterest expense | $571,000 | 2,829 |
| Pre-tax net operating income | $1,048,000 | 1,375 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $1,048,000 | 1,170 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,048,000 | 1,170 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,048,000 | 1,170 |
| Net charge-offs | $126,000 | 2,517 |
| Cash dividends | $566,000 | 656 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,048,000 | 1,142 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $15,074,000 | 2,001 |
| Total interest expense | $2,038,000 | 3,507 |
| Net interest income | $13,036,000 | 1,697 |
| Provision for loan and lease losses | $1,002,000 | 3,044 |
| Total noninterest income | $3,303,000 | 1,447 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,267,000 | 661 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,036,000 | 2,141 |
| Total noninterest expense | $11,053,000 | 1,780 |
| Salaries and employee benefits | $6,989,000 | 1,413 |
| Premises and equipment expense | $1,823,000 | 1,408 |
| Additional noninterest expense | $2,241,000 | 2,952 |
| Pre-tax net operating income | $4,284,000 | 1,184 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $4,284,000 | 1,011 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,284,000 | 1,013 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $4,284,000 | 1,014 |
| Net charge-offs | $657,000 | 3,265 |
| Cash dividends | $3,263,000 | 507 |
| Sale, conversion, retirement of capital stock, net | $69,000 | 868 |
| Net operating income | $4,284,000 | 971 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,313,000 | 2,046 |
| Total interest expense | $1,663,000 | 3,414 |
| Net interest income | $9,650,000 | 1,740 |
| Provision for loan and lease losses | $740,000 | 2,969 |
| Total noninterest income | $2,464,000 | 1,443 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,763,000 | 644 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $701,000 | 2,261 |
| Total noninterest expense | $8,244,000 | 1,783 |
| Salaries and employee benefits | $5,210,000 | 1,424 |
| Premises and equipment expense | $1,346,000 | 1,451 |
| Additional noninterest expense | $1,688,000 | 2,875 |
| Pre-tax net operating income | $3,130,000 | 1,267 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $3,130,000 | 1,089 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,130,000 | 1,092 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,130,000 | 1,092 |
| Net charge-offs | $389,000 | 3,405 |
| Cash dividends | $1,738,000 | 624 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 912 |
| Net operating income | $3,130,000 | 1,040 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,523,000 | 2,076 |
| Total interest expense | $1,208,000 | 3,288 |
| Net interest income | $6,315,000 | 1,772 |
| Provision for loan and lease losses | $525,000 | 2,779 |
| Total noninterest income | $1,611,000 | 1,441 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,214,000 | 631 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $397,000 | 2,422 |
| Total noninterest expense | $5,457,000 | 1,804 |
| Salaries and employee benefits | $3,446,000 | 1,437 |
| Premises and equipment expense | $889,000 | 1,479 |
| Additional noninterest expense | $1,122,000 | 2,888 |
| Pre-tax net operating income | $1,944,000 | 1,332 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $1,944,000 | 1,150 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,944,000 | 1,151 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,944,000 | 1,151 |
| Net charge-offs | $252,000 | 3,272 |
| Cash dividends | $1,129,000 | 624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,944,000 | 1,099 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,766,000 | 2,116 |
| Total interest expense | $636,000 | 3,288 |
| Net interest income | $3,130,000 | 1,809 |
| Provision for loan and lease losses | $255,000 | 2,638 |
| Total noninterest income | $858,000 | 1,382 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $608,000 | 634 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $250,000 | 2,070 |
| Total noninterest expense | $2,731,000 | 1,824 |
| Salaries and employee benefits | $1,724,000 | 1,451 |
| Premises and equipment expense | $445,000 | 1,517 |
| Additional noninterest expense | $562,000 | 2,878 |
| Pre-tax net operating income | $1,002,000 | 1,302 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $1,002,000 | 1,094 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,002,000 | 1,095 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,002,000 | 1,096 |
| Net charge-offs | $74,000 | 3,377 |
| Cash dividends | $521,000 | 638 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,002,000 | 1,059 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $15,254,000 | 2,199 |
| Total interest expense | $2,822,000 | 3,582 |
| Net interest income | $12,432,000 | 1,789 |
| Provision for loan and lease losses | $896,000 | 3,674 |
| Total noninterest income | $3,275,000 | 1,512 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,333,000 | 721 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $942,000 | 2,225 |
| Total noninterest expense | $10,746,000 | 1,897 |
| Salaries and employee benefits | $6,733,000 | 1,490 |
| Premises and equipment expense | $1,684,000 | 1,592 |
| Additional noninterest expense | $2,329,000 | 2,922 |
| Pre-tax net operating income | $4,065,000 | 1,019 |
| Securities gains (losses) | $24,000 | 2,973 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $4,089,000 | 848 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,089,000 | 846 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $4,089,000 | 847 |
| Net charge-offs | $1,151,000 | 2,704 |
| Cash dividends | $3,126,000 | 550 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 1,262 |
| Net operating income | $4,065,000 | 843 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $11,402,000 | 2,231 |
| Total interest expense | $2,144,000 | 3,681 |
| Net interest income | $9,258,000 | 1,803 |
| Provision for loan and lease losses | $597,000 | 3,542 |
| Total noninterest income | $2,401,000 | 1,558 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,722,000 | 731 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $679,000 | 2,333 |
| Total noninterest expense | $8,044,000 | 1,878 |
| Salaries and employee benefits | $5,037,000 | 1,507 |
| Premises and equipment expense | $1,257,000 | 1,617 |
| Additional noninterest expense | $1,750,000 | 2,882 |
| Pre-tax net operating income | $3,018,000 | 1,086 |
| Securities gains (losses) | $24,000 | 2,669 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $3,042,000 | 894 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,042,000 | 894 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $3,042,000 | 895 |
| Net charge-offs | $762,000 | 2,538 |
| Cash dividends | $1,736,000 | 739 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,018,000 | 890 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,549,000 | 2,286 |
| Total interest expense | $1,432,000 | 3,784 |
| Net interest income | $6,117,000 | 1,817 |
| Provision for loan and lease losses | $353,000 | 3,461 |
| Total noninterest income | $1,572,000 | 1,592 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,095,000 | 755 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $477,000 | 2,284 |
| Total noninterest expense | $5,398,000 | 1,906 |
| Salaries and employee benefits | $3,384,000 | 1,523 |
| Premises and equipment expense | $838,000 | 1,657 |
| Additional noninterest expense | $1,176,000 | 2,882 |
| Pre-tax net operating income | $1,938,000 | 1,177 |
| Securities gains (losses) | $24,000 | 2,251 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,962,000 | 970 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,962,000 | 970 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,962,000 | 970 |
| Net charge-offs | $517,000 | 2,314 |
| Cash dividends | $1,129,000 | 800 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,938,000 | 948 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,707,000 | 2,349 |
| Total interest expense | $728,000 | 3,839 |
| Net interest income | $2,979,000 | 1,859 |
| Provision for loan and lease losses | $171,000 | 3,059 |
| Total noninterest income | $778,000 | 1,578 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $528,000 | 756 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $250,000 | 2,204 |
| Total noninterest expense | $2,629,000 | 1,888 |
| Salaries and employee benefits | $1,714,000 | 1,525 |
| Premises and equipment expense | $421,000 | 1,677 |
| Additional noninterest expense | $494,000 | 3,034 |
| Pre-tax net operating income | $957,000 | 1,347 |
| Securities gains (losses) | $24,000 | 1,606 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $981,000 | 1,113 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $981,000 | 1,115 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $981,000 | 1,115 |
| Net charge-offs | $328,000 | 1,693 |
| Cash dividends | $521,000 | 826 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $957,000 | 1,058 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $15,670,000 | 2,374 |
| Total interest expense | $3,510,000 | 3,837 |
| Net interest income | $12,160,000 | 1,837 |
| Provision for loan and lease losses | $724,000 | 3,196 |
| Total noninterest income | $3,476,000 | 1,405 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,502,000 | 692 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $974,000 | 2,156 |
| Total noninterest expense | $10,584,000 | 1,828 |
| Salaries and employee benefits | $6,876,000 | 1,505 |
| Premises and equipment expense | $1,707,000 | 1,624 |
| Additional noninterest expense | $2,001,000 | 2,871 |
| Pre-tax net operating income | $4,328,000 | 1,267 |
| Securities gains (losses) | $109,000 | 1,068 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $4,437,000 | 924 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,437,000 | 923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $513,000 | 2,769 |
| Cash dividends | $3,603,000 | 767 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,328,000 | 1,020 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,906,000 | 2,397 |
| Total interest expense | $2,720,000 | 3,866 |
| Net interest income | $9,186,000 | 1,843 |
| Provision for loan and lease losses | $540,000 | 2,623 |
| Total noninterest income | $2,674,000 | 1,427 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,939,000 | 681 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $735,000 | 2,240 |
| Total noninterest expense | $7,904,000 | 1,825 |
| Salaries and employee benefits | $5,097,000 | 1,542 |
| Premises and equipment expense | $1,293,000 | 1,618 |
| Additional noninterest expense | $1,514,000 | 2,754 |
| Pre-tax net operating income | $3,416,000 | 1,429 |
| Securities gains (losses) | $109,000 | 909 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $3,525,000 | 1,045 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,525,000 | 1,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $367,000 | 2,318 |
| Cash dividends | $2,040,000 | 996 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,416,000 | 1,144 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,072,000 | 2,401 |
| Total interest expense | $1,925,000 | 3,838 |
| Net interest income | $6,147,000 | 1,821 |
| Provision for loan and lease losses | $345,000 | 2,346 |
| Total noninterest income | $1,817,000 | 1,427 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,318,000 | 651 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $499,000 | 2,249 |
| Total noninterest expense | $5,292,000 | 1,818 |
| Salaries and employee benefits | $3,423,000 | 1,543 |
| Premises and equipment expense | $870,000 | 1,604 |
| Additional noninterest expense | $999,000 | 2,743 |
| Pre-tax net operating income | $2,327,000 | 1,473 |
| Securities gains (losses) | $109,000 | 907 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $2,436,000 | 1,123 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,436,000 | 1,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 2,192 |
| Cash dividends | $1,346,000 | 1,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,327,000 | 1,167 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,121,000 | 2,416 |
| Total interest expense | $1,068,000 | 3,748 |
| Net interest income | $3,053,000 | 1,833 |
| Provision for loan and lease losses | $172,000 | 1,980 |
| Total noninterest income | $880,000 | 1,469 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $637,000 | 669 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $243,000 | 2,272 |
| Total noninterest expense | $2,664,000 | 1,795 |
| Salaries and employee benefits | $1,725,000 | 1,546 |
| Premises and equipment expense | $436,000 | 1,604 |
| Additional noninterest expense | $503,000 | 2,713 |
| Pre-tax net operating income | $1,097,000 | 1,640 |
| Securities gains (losses) | $109,000 | 674 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $1,206,000 | 1,246 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,206,000 | 1,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 1,490 |
| Cash dividends | $651,000 | 1,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,097,000 | 1,335 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $16,479,000 | 2,474 |
| Total interest expense | $4,203,000 | 3,888 |
| Net interest income | $12,276,000 | 1,845 |
| Provision for loan and lease losses | $648,000 | 1,955 |
| Total noninterest income | $3,814,000 | 1,348 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,683,000 | 650 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,131,000 | 2,054 |
| Total noninterest expense | $10,352,000 | 1,789 |
| Salaries and employee benefits | $6,590,000 | 1,536 |
| Premises and equipment expense | $1,761,000 | 1,517 |
| Additional noninterest expense | $2,001,000 | 2,676 |
| Pre-tax net operating income | $5,090,000 | 1,614 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $5,090,000 | 1,259 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,090,000 | 1,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $538,000 | 1,608 |
| Cash dividends | $4,338,000 | 847 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 1,088 |
| Net operating income | $5,090,000 | 1,247 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,112,000 | 2,523 |
| Total interest expense | $3,005,000 | 4,022 |
| Net interest income | $9,107,000 | 1,870 |
| Provision for loan and lease losses | $489,000 | 1,607 |
| Total noninterest income | $2,897,000 | 1,343 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,008,000 | 643 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $889,000 | 1,993 |
| Total noninterest expense | $7,738,000 | 1,778 |
| Salaries and employee benefits | $4,920,000 | 1,540 |
| Premises and equipment expense | $1,321,000 | 1,507 |
| Additional noninterest expense | $1,497,000 | 2,626 |
| Pre-tax net operating income | $3,777,000 | 1,751 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $3,777,000 | 1,357 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,777,000 | 1,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $374,000 | 1,319 |
| Cash dividends | $2,740,000 | 943 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 916 |
| Net operating income | $3,777,000 | 1,345 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,967,000 | 2,571 |
| Total interest expense | $1,925,000 | 4,111 |
| Net interest income | $6,042,000 | 1,912 |
| Provision for loan and lease losses | $338,000 | 1,406 |
| Total noninterest income | $1,875,000 | 1,391 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,350,000 | 643 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $525,000 | 2,182 |
| Total noninterest expense | $5,123,000 | 1,801 |
| Salaries and employee benefits | $3,261,000 | 1,574 |
| Premises and equipment expense | $886,000 | 1,518 |
| Additional noninterest expense | $976,000 | 2,686 |
| Pre-tax net operating income | $2,456,000 | 1,836 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $2,456,000 | 1,435 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,456,000 | 1,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 1,201 |
| Cash dividends | $1,343,000 | 1,225 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,036 |
| Net operating income | $2,456,000 | 1,418 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,957,000 | 2,580 |
| Total interest expense | $956,000 | 4,121 |
| Net interest income | $3,001,000 | 1,918 |
| Provision for loan and lease losses | $171,000 | 1,308 |
| Total noninterest income | $931,000 | 1,378 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $663,000 | 634 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $268,000 | 2,121 |
| Total noninterest expense | $2,568,000 | 1,799 |
| Salaries and employee benefits | $1,635,000 | 1,586 |
| Premises and equipment expense | $450,000 | 1,483 |
| Additional noninterest expense | $483,000 | 2,697 |
| Pre-tax net operating income | $1,193,000 | 1,876 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $1,193,000 | 1,454 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,193,000 | 1,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 1,157 |
| Cash dividends | $650,000 | 1,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,193,000 | 1,445 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $15,151,000 | 2,532 |
| Total interest expense | $3,621,000 | 3,828 |
| Net interest income | $11,530,000 | 2,012 |
| Provision for loan and lease losses | $718,000 | 1,388 |
| Total noninterest income | $3,719,000 | 1,356 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,750,000 | 629 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $969,000 | 2,279 |
| Total noninterest expense | $9,903,000 | 1,801 |
| Salaries and employee benefits | $6,259,000 | 1,574 |
| Premises and equipment expense | $1,739,000 | 1,476 |
| Additional noninterest expense | $1,905,000 | 2,683 |
| Pre-tax net operating income | $4,628,000 | 2,014 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $4,628,000 | 1,566 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,628,000 | 1,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $779,000 | 851 |
| Cash dividends | $3,820,000 | 905 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,628,000 | 1,550 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,107,000 | 2,568 |
| Total interest expense | $2,635,000 | 3,831 |
| Net interest income | $8,472,000 | 2,070 |
| Provision for loan and lease losses | $511,000 | 1,367 |
| Total noninterest income | $2,783,000 | 1,386 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $2,073,000 | 624 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $710,000 | 2,303 |
| Total noninterest expense | $7,397,000 | 1,802 |
| Salaries and employee benefits | $4,681,000 | 1,596 |
| Premises and equipment expense | $1,292,000 | 1,501 |
| Additional noninterest expense | $1,424,000 | 2,680 |
| Pre-tax net operating income | $3,347,000 | 2,132 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $3,347,000 | 1,663 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,347,000 | 1,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $624,000 | 677 |
| Cash dividends | $1,776,000 | 1,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,347,000 | 1,648 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,188,000 | 2,605 |
| Total interest expense | $1,690,000 | 3,815 |
| Net interest income | $5,498,000 | 2,126 |
| Provision for loan and lease losses | $328,000 | 1,366 |
| Total noninterest income | $1,790,000 | 1,418 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,365,000 | 620 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $425,000 | 2,463 |
| Total noninterest expense | $4,895,000 | 1,822 |
| Salaries and employee benefits | $3,121,000 | 1,587 |
| Premises and equipment expense | $861,000 | 1,509 |
| Additional noninterest expense | $913,000 | 2,786 |
| Pre-tax net operating income | $2,065,000 | 2,248 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $2,065,000 | 1,762 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,065,000 | 1,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $487,000 | 581 |
| Cash dividends | $1,074,000 | 1,352 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,065,000 | 1,751 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,501,000 | 2,616 |
| Total interest expense | $826,000 | 3,735 |
| Net interest income | $2,675,000 | 2,175 |
| Provision for loan and lease losses | $156,000 | 1,382 |
| Total noninterest income | $869,000 | 1,412 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $670,000 | 614 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $199,000 | 2,501 |
| Total noninterest expense | $2,473,000 | 1,790 |
| Salaries and employee benefits | $1,598,000 | 1,558 |
| Premises and equipment expense | $427,000 | 1,529 |
| Additional noninterest expense | $448,000 | 2,814 |
| Pre-tax net operating income | $915,000 | 2,433 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $915,000 | 1,941 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $915,000 | 1,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 925 |
| Cash dividends | $494,000 | 1,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $915,000 | 1,920 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,495,000 | 2,448 |
| Total interest expense | $2,857,000 | 3,476 |
| Net interest income | $10,638,000 | 2,089 |
| Provision for loan and lease losses | $569,000 | 1,714 |
| Total noninterest income | $3,547,000 | 1,404 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,602,000 | 666 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $945,000 | 2,294 |
| Total noninterest expense | $9,840,000 | 1,727 |
| Salaries and employee benefits | $6,404,000 | 1,460 |
| Premises and equipment expense | $1,603,000 | 1,522 |
| Additional noninterest expense | $1,833,000 | 2,717 |
| Pre-tax net operating income | $3,776,000 | 2,305 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $3,776,000 | 1,823 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,776,000 | 1,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $552,000 | 1,078 |
| Cash dividends | $3,598,000 | 900 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 774 |
| Net operating income | $3,776,000 | 1,798 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,029,000 | 2,412 |
| Total interest expense | $2,107,000 | 3,374 |
| Net interest income | $7,922,000 | 2,087 |
| Provision for loan and lease losses | $417,000 | 1,664 |
| Total noninterest income | $2,678,000 | 1,409 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,949,000 | 658 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $729,000 | 2,256 |
| Total noninterest expense | $7,349,000 | 1,709 |
| Salaries and employee benefits | $4,792,000 | 1,444 |
| Premises and equipment expense | $1,187,000 | 1,532 |
| Additional noninterest expense | $1,370,000 | 2,690 |
| Pre-tax net operating income | $2,834,000 | 2,335 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $2,834,000 | 1,851 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,834,000 | 1,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $465,000 | 883 |
| Cash dividends | $1,459,000 | 1,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,834,000 | 1,810 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,382,000 | 2,464 |
| Total interest expense | $1,395,000 | 3,231 |
| Net interest income | $4,987,000 | 2,170 |
| Provision for loan and lease losses | $250,000 | 1,767 |
| Total noninterest income | $1,806,000 | 1,377 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,283,000 | 652 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $523,000 | 2,121 |
| Total noninterest expense | $4,917,000 | 1,698 |
| Salaries and employee benefits | $3,216,000 | 1,431 |
| Premises and equipment expense | $788,000 | 1,532 |
| Additional noninterest expense | $913,000 | 2,660 |
| Pre-tax net operating income | $1,626,000 | 2,586 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,626,000 | 2,078 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,626,000 | 2,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $327,000 | 836 |
| Cash dividends | $949,000 | 1,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,626,000 | 2,042 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,126,000 | 2,475 |
| Total interest expense | $689,000 | 3,161 |
| Net interest income | $2,437,000 | 2,202 |
| Provision for loan and lease losses | $111,000 | 1,887 |
| Total noninterest income | $950,000 | 1,298 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $631,000 | 638 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $319,000 | 1,821 |
| Total noninterest expense | $2,461,000 | 1,711 |
| Salaries and employee benefits | $1,625,000 | 1,418 |
| Premises and equipment expense | $400,000 | 1,510 |
| Additional noninterest expense | $436,000 | 2,779 |
| Pre-tax net operating income | $805,000 | 2,555 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $805,000 | 2,067 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $805,000 | 2,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 1,295 |
| Cash dividends | $466,000 | 1,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $805,000 | 2,032 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,543,000 | 2,491 |
| Total interest expense | $2,058,000 | 3,564 |
| Net interest income | $9,485,000 | 2,148 |
| Provision for loan and lease losses | $539,000 | 1,859 |
| Total noninterest income | $3,902,000 | 1,304 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,977,000 | 578 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $925,000 | 2,263 |
| Total noninterest expense | $9,239,000 | 1,748 |
| Salaries and employee benefits | $5,930,000 | 1,501 |
| Premises and equipment expense | $1,577,000 | 1,460 |
| Additional noninterest expense | $1,732,000 | 2,757 |
| Pre-tax net operating income | $3,609,000 | 2,221 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $3,609,000 | 1,760 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,609,000 | 1,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $438,000 | 1,487 |
| Cash dividends | $2,011,000 | 1,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,609,000 | 1,715 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,535,000 | 2,482 |
| Total interest expense | $1,501,000 | 3,601 |
| Net interest income | $7,034,000 | 2,151 |
| Provision for loan and lease losses | $398,000 | 1,790 |
| Total noninterest income | $2,927,000 | 1,332 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $2,239,000 | 586 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $688,000 | 2,291 |
| Total noninterest expense | $6,813,000 | 1,772 |
| Salaries and employee benefits | $4,378,000 | 1,513 |
| Premises and equipment expense | $1,172,000 | 1,475 |
| Additional noninterest expense | $1,263,000 | 2,785 |
| Pre-tax net operating income | $2,750,000 | 2,219 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $2,750,000 | 1,758 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,750,000 | 1,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 1,646 |
| Cash dividends | $1,485,000 | 1,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,750,000 | 1,706 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,592,000 | 2,503 |
| Total interest expense | $1,008,000 | 3,576 |
| Net interest income | $4,584,000 | 2,183 |
| Provision for loan and lease losses | $267,000 | 1,746 |
| Total noninterest income | $1,934,000 | 1,319 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,502,000 | 577 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $432,000 | 2,405 |
| Total noninterest expense | $4,528,000 | 1,768 |
| Salaries and employee benefits | $2,903,000 | 1,520 |
| Premises and equipment expense | $774,000 | 1,497 |
| Additional noninterest expense | $851,000 | 2,767 |
| Pre-tax net operating income | $1,723,000 | 2,305 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,723,000 | 1,832 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,723,000 | 1,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 1,952 |
| Cash dividends | $941,000 | 1,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,723,000 | 1,781 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,804,000 | 2,494 |
| Total interest expense | $498,000 | 3,655 |
| Net interest income | $2,306,000 | 2,171 |
| Provision for loan and lease losses | $144,000 | 1,588 |
| Total noninterest income | $948,000 | 1,300 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $751,000 | 572 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $197,000 | 2,499 |
| Total noninterest expense | $2,244,000 | 1,797 |
| Salaries and employee benefits | $1,437,000 | 1,554 |
| Premises and equipment expense | $388,000 | 1,512 |
| Additional noninterest expense | $419,000 | 2,784 |
| Pre-tax net operating income | $866,000 | 2,276 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $866,000 | 1,812 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $866,000 | 1,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $456,000 | 1,310 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $866,000 | 1,729 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,054,000 | 2,570 |
| Total interest expense | $2,128,000 | 3,839 |
| Net interest income | $8,926,000 | 2,168 |
| Provision for loan and lease losses | $497,000 | 2,182 |
| Total noninterest income | $3,611,000 | 1,452 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,832,000 | 601 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $779,000 | 2,783 |
| Total noninterest expense | $8,594,000 | 1,849 |
| Salaries and employee benefits | $5,328,000 | 1,623 |
| Premises and equipment expense | $1,549,000 | 1,464 |
| Additional noninterest expense | $1,717,000 | 2,735 |
| Pre-tax net operating income | $3,446,000 | 2,239 |
| Securities gains (losses) | $4,000 | 3,987 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $3,450,000 | 1,806 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,450,000 | 1,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $279,000 | 2,353 |
| Cash dividends | $1,909,000 | 1,432 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 832 |
| Net operating income | $3,446,000 | 1,725 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,234,000 | 2,624 |
| Total interest expense | $1,661,000 | 3,819 |
| Net interest income | $6,573,000 | 2,220 |
| Provision for loan and lease losses | $372,000 | 2,139 |
| Total noninterest income | $2,701,000 | 1,498 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,071,000 | 623 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $630,000 | 2,749 |
| Total noninterest expense | $6,450,000 | 1,839 |
| Salaries and employee benefits | $3,976,000 | 1,631 |
| Premises and equipment expense | $1,171,000 | 1,471 |
| Additional noninterest expense | $1,303,000 | 2,695 |
| Pre-tax net operating income | $2,452,000 | 2,424 |
| Securities gains (losses) | $4,000 | 3,690 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $2,456,000 | 1,960 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,456,000 | 1,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 2,945 |
| Cash dividends | $1,381,000 | 1,363 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 672 |
| Net operating income | $2,452,000 | 1,860 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,524,000 | 2,640 |
| Total interest expense | $1,133,000 | 3,854 |
| Net interest income | $4,391,000 | 2,217 |
| Provision for loan and lease losses | $262,000 | 2,060 |
| Total noninterest income | $1,766,000 | 1,507 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,333,000 | 639 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $433,000 | 2,665 |
| Total noninterest expense | $4,328,000 | 1,825 |
| Salaries and employee benefits | $2,653,000 | 1,616 |
| Premises and equipment expense | $779,000 | 1,469 |
| Additional noninterest expense | $896,000 | 2,628 |
| Pre-tax net operating income | $1,567,000 | 2,495 |
| Securities gains (losses) | $4,000 | 3,287 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $1,571,000 | 2,020 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,571,000 | 2,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 2,734 |
| Cash dividends | $906,000 | 1,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,567,000 | 1,914 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,787,000 | 2,640 |
| Total interest expense | $571,000 | 3,920 |
| Net interest income | $2,216,000 | 2,195 |
| Provision for loan and lease losses | $145,000 | 1,841 |
| Total noninterest income | $887,000 | 1,460 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $678,000 | 616 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $209,000 | 2,647 |
| Total noninterest expense | $2,169,000 | 1,814 |
| Salaries and employee benefits | $1,326,000 | 1,604 |
| Premises and equipment expense | $388,000 | 1,490 |
| Additional noninterest expense | $455,000 | 2,544 |
| Pre-tax net operating income | $789,000 | 2,501 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $789,000 | 1,996 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $789,000 | 1,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 1,973 |
| Cash dividends | $431,000 | 1,386 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $789,000 | 1,880 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,197,000 | 2,719 |
| Total interest expense | $2,456,000 | 4,150 |
| Net interest income | $8,741,000 | 2,213 |
| Provision for loan and lease losses | $582,000 | 2,124 |
| Total noninterest income | $3,353,000 | 1,431 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,511,000 | 656 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $842,000 | 2,432 |
| Total noninterest expense | $8,123,000 | 1,861 |
| Salaries and employee benefits | $5,069,000 | 1,598 |
| Premises and equipment expense | $1,476,000 | 1,502 |
| Additional noninterest expense | $1,578,000 | 2,844 |
| Pre-tax net operating income | $3,389,000 | 2,266 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $3,389,000 | 1,767 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,389,000 | 1,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $258,000 | 2,612 |
| Cash dividends | $1,904,000 | 1,358 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 697 |
| Net operating income | $3,389,000 | 1,716 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,528,000 | 2,941 |
| Total interest expense | $3,764,000 | 3,982 |
| Net interest income | $7,764,000 | 2,303 |
| Provision for loan and lease losses | $561,000 | 2,008 |
| Total noninterest income | $3,205,000 | 1,406 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $2,427,000 | 619 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $778,000 | 2,431 |
| Total noninterest expense | $7,284,000 | 1,967 |
| Salaries and employee benefits | $4,359,000 | 1,724 |
| Premises and equipment expense | $1,372,000 | 1,569 |
| Additional noninterest expense | $1,553,000 | 2,785 |
| Pre-tax net operating income | $3,124,000 | 2,179 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $3,125,000 | 1,680 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,125,000 | 1,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $311,000 | 2,187 |
| Cash dividends | $1,928,000 | 1,383 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 773 |
| Net operating income | $3,124,000 | 1,617 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,178,000 | 3,088 |
| Total interest expense | $3,596,000 | 4,302 |
| Net interest income | $7,582,000 | 2,347 |
| Provision for loan and lease losses | $499,000 | 1,884 |
| Total noninterest income | $2,923,000 | 1,381 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $2,441,000 | 543 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $482,000 | 3,009 |
| Total noninterest expense | $6,530,000 | 2,110 |
| Salaries and employee benefits | $4,015,000 | 1,795 |
| Premises and equipment expense | $1,159,000 | 1,810 |
| Additional noninterest expense | $1,356,000 | 3,061 |
| Pre-tax net operating income | $3,476,000 | 2,100 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $92,000 | 6,616 |
| Income before extraordinary items | $3,384,000 | 1,564 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,384,000 | 1,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $270,000 | 1,956 |
| Cash dividends | $1,799,000 | 1,473 |
| Sale, conversion, retirement of capital stock, net | $162,000 | 655 |
| Net operating income | $3,384,000 | 1,554 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,293,000 | 3,435 |
| Total interest expense | $2,699,000 | 4,968 |
| Net interest income | $6,594,000 | 2,654 |
| Provision for loan and lease losses | $250,000 | 3,042 |
| Total noninterest income | $2,306,000 | 1,677 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,939,000 | 683 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $367,000 | 3,601 |
| Total noninterest expense | $5,466,000 | 2,475 |
| Salaries and employee benefits | $3,310,000 | 2,117 |
| Premises and equipment expense | $948,000 | 2,157 |
| Additional noninterest expense | $1,208,000 | 3,414 |
| Pre-tax net operating income | $3,184,000 | 2,281 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $12,000 | 8,432 |
| Income before extraordinary items | $3,172,000 | 1,686 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,172,000 | 1,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 2,408 |
| Cash dividends | $1,597,000 | 1,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,172,000 | 1,654 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,273,000 | 3,450 |
| Total interest expense | $3,111,000 | 4,587 |
| Net interest income | $6,162,000 | 2,784 |
| Provision for loan and lease losses | $236,000 | 3,164 |
| Total noninterest income | $2,100,000 | 1,755 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,627,000 | 769 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $473,000 | 3,081 |
| Total noninterest expense | $4,893,000 | 2,679 |
| Salaries and employee benefits | $2,818,000 | 2,398 |
| Premises and equipment expense | $849,000 | 2,294 |
| Additional noninterest expense | $1,226,000 | 3,309 |
| Pre-tax net operating income | $3,133,000 | 2,277 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $15,000 | 8,979 |
| Income before extraordinary items | $3,118,000 | 1,690 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,118,000 | 1,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 2,521 |
| Cash dividends | $1,581,000 | 1,586 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 961 |
| Net operating income | $3,118,000 | 1,626 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,929,000 | 4,005 |
| Total interest expense | $2,566,000 | 5,317 |
| Net interest income | $5,363,000 | 3,266 |
| Provision for loan and lease losses | $130,000 | 4,446 |
| Total noninterest income | $1,768,000 | 1,950 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,344,000 | 948 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $424,000 | 3,165 |
| Total noninterest expense | $4,337,000 | 2,932 |
| Salaries and employee benefits | $2,410,000 | 2,745 |
| Premises and equipment expense | $702,000 | 2,725 |
| Additional noninterest expense | $1,225,000 | 3,301 |
| Pre-tax net operating income | $2,664,000 | 2,757 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $109,000 | 8,258 |
| Income before extraordinary items | $2,555,000 | 2,071 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,555,000 | 2,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,868 |
| Cash dividends | $1,302,000 | 1,776 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 885 |
| Net operating income | $2,555,000 | 2,015 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,646,000 | 4,784 |
| Total interest expense | $2,287,000 | 5,868 |
| Net interest income | $4,359,000 | 3,991 |
| Provision for loan and lease losses | $120,000 | 4,568 |
| Total noninterest income | $1,670,000 | 2,123 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,312,000 | 1,010 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $358,000 | 3,640 |
| Total noninterest expense | $3,876,000 | 3,439 |
| Salaries and employee benefits | $2,149,000 | 3,109 |
| Premises and equipment expense | $514,000 | 3,690 |
| Additional noninterest expense | $1,213,000 | 3,748 |
| Pre-tax net operating income | $2,033,000 | 3,386 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $657,000 | 3,332 |
| Income before extraordinary items | $1,376,000 | 3,456 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,376,000 | 3,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,399 |
| Cash dividends | $202,000 | 5,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,376,000 | 3,408 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,907,000 | 5,265 |
| Total interest expense | $1,957,000 | 6,570 |
| Net interest income | $3,950,000 | 4,358 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $1,434,000 | 2,362 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,108,000 | 1,205 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $326,000 | 3,807 |
| Total noninterest expense | $3,376,000 | 3,874 |
| Salaries and employee benefits | $1,835,000 | 3,582 |
| Premises and equipment expense | $416,000 | 4,373 |
| Additional noninterest expense | $1,125,000 | 3,958 |
| Pre-tax net operating income | $1,889,000 | 3,677 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $678,000 | 3,329 |
| Income before extraordinary items | $1,211,000 | 3,928 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,211,000 | 3,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,152 |
| Cash dividends | $141,000 | 6,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,211,000 | 3,913 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,413,000 | 6,240 |
| Total interest expense | $1,201,000 | 7,896 |
| Net interest income | $3,212,000 | 5,304 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $1,140,000 | 2,826 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $927,000 | 1,457 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $213,000 | 5,065 |
| Total noninterest expense | $2,869,000 | 4,578 |
| Salaries and employee benefits | $1,554,000 | 4,151 |
| Premises and equipment expense | $371,000 | 4,882 |
| Additional noninterest expense | $944,000 | 4,957 |
| Pre-tax net operating income | $1,363,000 | 4,758 |
| Securities gains (losses) | $-13,000 | 10,028 |
| Applicable income taxes | $480,000 | 4,181 |
| Income before extraordinary items | $870,000 | 5,036 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $870,000 | 5,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,622 |
| Cash dividends | $90,000 | 7,108 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 1,085 |
| Net operating income | $878,320 | 5,058 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,514,000 | 7,518 |
| Total interest expense | $880,000 | 9,634 |
| Net interest income | $2,634,000 | 6,282 |
| Provision for loan and lease losses | $110,000 | 5,504 |
| Total noninterest income | $1,053,000 | 3,215 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $913,000 | 1,484 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 6,785 |
| Total noninterest expense | $2,366,000 | 5,529 |
| Salaries and employee benefits | $1,231,000 | 5,118 |
| Premises and equipment expense | $265,000 | 6,412 |
| Additional noninterest expense | $870,000 | 5,522 |
| Pre-tax net operating income | $1,211,000 | 5,146 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $452,000 | 4,574 |
| Income before extraordinary items | $759,000 | 5,779 |
| Extraordinary gains, net | $-7,000 | 12,262 |
| Net income | $752,000 | 5,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-119,000 | 12,990 |
| Cash dividends | $80,000 | 7,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $759,000 | 5,536 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,396,000 | 8,330 |
| Total interest expense | $1,038,000 | 10,235 |
| Net interest income | $2,358,000 | 6,872 |
| Provision for loan and lease losses | $120,000 | 6,707 |
| Total noninterest income | $863,000 | 3,749 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $764,000 | 1,768 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 8,102 |
| Total noninterest expense | $1,998,000 | 6,390 |
| Salaries and employee benefits | $1,018,000 | 5,934 |
| Premises and equipment expense | $229,000 | 7,189 |
| Additional noninterest expense | $751,000 | 6,415 |
| Pre-tax net operating income | $1,103,000 | 5,249 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $397,000 | 4,820 |
| Income before extraordinary items | $706,000 | 5,878 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $706,000 | 5,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 5,139 |
| Cash dividends | $80,000 | 6,992 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 1,064 |
| Net operating income | $706,000 | 5,546 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.