Home > First Bank > Income and Expense
First Bank, Income and Expense
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,754,000 | 6,159 |
| Total interest expense | $910,000 | 6,943 |
| Net interest income | $2,844,000 | 5,556 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $835,000 | 3,785 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $473,000 | 3,134 |
| Trading account gains and fees | $14,000 | 134 |
| Additional Noninterest Income | $348,000 | 3,837 |
| Total noninterest expense | $2,955,000 | 5,164 |
| Salaries and employee benefits | $1,315,000 | 5,718 |
| Premises and equipment expense | $452,000 | 4,755 |
| Additional noninterest expense | $1,188,000 | 4,318 |
| Pre-tax net operating income | $724,000 | 4,343 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $724,000 | 3,891 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $724,000 | 3,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 3,949 |
| Cash dividends | $4,144,000 | 670 |
| Sale, conversion, retirement of capital stock, net | $31,513,000 | 49 |
| Net operating income | $724,000 | 4,021 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $930,000 | 7,930 |
| Total interest expense | $269,000 | 7,999 |
| Net interest income | $661,000 | 7,803 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $213,000 | 5,999 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $126,000 | 5,149 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $87,000 | 5,830 |
| Total noninterest expense | $707,000 | 7,649 |
| Salaries and employee benefits | $317,000 | 7,884 |
| Premises and equipment expense | $122,000 | 7,065 |
| Additional noninterest expense | $268,000 | 7,224 |
| Pre-tax net operating income | $167,000 | 6,164 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $167,000 | 5,858 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $167,000 | 5,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 3,142 |
| Cash dividends | $769,000 | 2,146 |
| Sale, conversion, retirement of capital stock, net | $31,513,000 | 28 |
| Net operating income | $167,000 | 6,033 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,468,000 | 3,401 |
| Total interest expense | $1,460,000 | 4,574 |
| Net interest income | $4,008,000 | 2,702 |
| Provision for loan and lease losses | $20,000 | 5,946 |
| Total noninterest income | $1,283,000 | 1,839 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $726,000 | 1,225 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $557,000 | 2,090 |
| Total noninterest expense | $3,840,000 | 2,467 |
| Salaries and employee benefits | $2,011,000 | 2,558 |
| Premises and equipment expense | $595,000 | 2,268 |
| Additional noninterest expense | $1,234,000 | 2,283 |
| Pre-tax net operating income | $1,431,000 | 2,300 |
| Securities gains (losses) | $196,000 | 624 |
| Applicable income taxes | $332,000 | 2,084 |
| Income before extraordinary items | $1,295,000 | 2,043 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,295,000 | 2,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 2,922 |
| Cash dividends | $769,000 | 1,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,138,200 | 2,270 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,820,000 | 3,402 |
| Total interest expense | $793,000 | 4,537 |
| Net interest income | $2,027,000 | 2,680 |
| Provision for loan and lease losses | $17,000 | 5,028 |
| Total noninterest income | $706,000 | 1,739 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $362,000 | 1,212 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $344,000 | 1,809 |
| Total noninterest expense | $1,948,000 | 2,426 |
| Salaries and employee benefits | $1,045,000 | 2,484 |
| Premises and equipment expense | $303,000 | 2,244 |
| Additional noninterest expense | $600,000 | 2,310 |
| Pre-tax net operating income | $768,000 | 2,246 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $149,000 | 2,332 |
| Income before extraordinary items | $619,000 | 2,253 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $619,000 | 2,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 1,940 |
| Cash dividends | $619,000 | 1,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $619,000 | 2,178 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,000,000 | 3,284 |
| Total interest expense | $3,223,000 | 4,580 |
| Net interest income | $8,777,000 | 2,515 |
| Provision for loan and lease losses | $88,000 | 5,093 |
| Total noninterest income | $2,577,000 | 1,838 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,474,000 | 1,207 |
| Trading account gains and fees | $192,000 | 100 |
| Additional Noninterest Income | $911,000 | 2,363 |
| Total noninterest expense | $7,463,000 | 2,448 |
| Salaries and employee benefits | $4,092,000 | 2,449 |
| Premises and equipment expense | $1,049,000 | 2,455 |
| Additional noninterest expense | $2,322,000 | 2,325 |
| Pre-tax net operating income | $3,803,000 | 2,063 |
| Securities gains (losses) | $-128,000 | 8,190 |
| Applicable income taxes | $837,000 | 2,080 |
| Income before extraordinary items | $2,838,000 | 2,127 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,838,000 | 2,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 2,982 |
| Cash dividends | $3,075,000 | 1,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,936,560 | 2,072 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,001,000 | 3,290 |
| Total interest expense | $2,391,000 | 4,623 |
| Net interest income | $6,610,000 | 2,515 |
| Provision for loan and lease losses | $88,000 | 4,408 |
| Total noninterest income | $2,043,000 | 1,764 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,088,000 | 1,210 |
| Trading account gains and fees | $281,000 | 98 |
| Additional Noninterest Income | $674,000 | 2,386 |
| Total noninterest expense | $5,579,000 | 2,426 |
| Salaries and employee benefits | $3,063,000 | 2,445 |
| Premises and equipment expense | $784,000 | 2,460 |
| Additional noninterest expense | $1,732,000 | 2,296 |
| Pre-tax net operating income | $2,986,000 | 2,116 |
| Securities gains (losses) | $-128,000 | 8,332 |
| Applicable income taxes | $679,000 | 2,125 |
| Income before extraordinary items | $2,179,000 | 2,211 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,179,000 | 2,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 2,064 |
| Cash dividends | $2,925,000 | 904 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,276,280 | 2,126 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,947,000 | 3,320 |
| Total interest expense | $1,538,000 | 4,715 |
| Net interest income | $4,409,000 | 2,533 |
| Provision for loan and lease losses | $78,000 | 3,694 |
| Total noninterest income | $1,439,000 | 1,719 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $716,000 | 1,231 |
| Trading account gains and fees | $281,000 | 94 |
| Additional Noninterest Income | $442,000 | 2,437 |
| Total noninterest expense | $3,688,000 | 2,470 |
| Salaries and employee benefits | $2,024,000 | 2,506 |
| Premises and equipment expense | $506,000 | 2,561 |
| Additional noninterest expense | $1,158,000 | 2,297 |
| Pre-tax net operating income | $2,082,000 | 2,083 |
| Securities gains (losses) | $-128,000 | 8,431 |
| Applicable income taxes | $493,000 | 2,088 |
| Income before extraordinary items | $1,461,000 | 2,248 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,461,000 | 2,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 2,201 |
| Cash dividends | $2,925,000 | 670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,557,000 | 2,135 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,889,000 | 3,382 |
| Total interest expense | $733,000 | 4,849 |
| Net interest income | $2,156,000 | 2,585 |
| Provision for loan and lease losses | $43,000 | 3,380 |
| Total noninterest income | $857,000 | 1,473 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $323,000 | 1,331 |
| Trading account gains and fees | $330,000 | 82 |
| Additional Noninterest Income | $204,000 | 2,518 |
| Total noninterest expense | $1,815,000 | 2,527 |
| Salaries and employee benefits | $1,017,000 | 2,519 |
| Premises and equipment expense | $246,000 | 2,623 |
| Additional noninterest expense | $552,000 | 2,391 |
| Pre-tax net operating income | $1,155,000 | 1,925 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $191,000 | 2,458 |
| Income before extraordinary items | $964,000 | 1,775 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $964,000 | 1,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 1,293 |
| Cash dividends | $825,000 | 947 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $964,000 | 1,760 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,091,000 | 3,296 |
| Total interest expense | $2,475,000 | 4,851 |
| Net interest income | $8,616,000 | 2,618 |
| Provision for loan and lease losses | $49,000 | 5,634 |
| Total noninterest income | $2,408,000 | 1,936 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,467,000 | 1,209 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $941,000 | 2,321 |
| Total noninterest expense | $7,540,000 | 2,349 |
| Salaries and employee benefits | $3,958,000 | 2,463 |
| Premises and equipment expense | $1,036,000 | 2,385 |
| Additional noninterest expense | $2,546,000 | 2,069 |
| Pre-tax net operating income | $3,435,000 | 2,521 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $851,000 | 2,393 |
| Income before extraordinary items | $2,584,000 | 2,542 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,584,000 | 2,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $241,000 | 1,951 |
| Cash dividends | $3,038,000 | 1,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,584,000 | 2,521 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,159,000 | 3,325 |
| Total interest expense | $1,752,000 | 4,928 |
| Net interest income | $6,407,000 | 2,655 |
| Provision for loan and lease losses | $20,000 | 5,975 |
| Total noninterest income | $1,801,000 | 1,949 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,097,000 | 1,222 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $704,000 | 2,312 |
| Total noninterest expense | $5,645,000 | 2,345 |
| Salaries and employee benefits | $2,983,000 | 2,448 |
| Premises and equipment expense | $781,000 | 2,386 |
| Additional noninterest expense | $1,881,000 | 2,086 |
| Pre-tax net operating income | $2,543,000 | 2,618 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $620,000 | 2,541 |
| Income before extraordinary items | $1,923,000 | 2,648 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,923,000 | 2,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 1,330 |
| Cash dividends | $2,962,000 | 843 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,923,000 | 2,640 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,297,000 | 3,345 |
| Total interest expense | $1,088,000 | 4,998 |
| Net interest income | $4,209,000 | 2,689 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $1,197,000 | 1,953 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $730,000 | 1,217 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $467,000 | 2,317 |
| Total noninterest expense | $3,679,000 | 2,404 |
| Salaries and employee benefits | $1,996,000 | 2,447 |
| Premises and equipment expense | $474,000 | 2,598 |
| Additional noninterest expense | $1,209,000 | 2,152 |
| Pre-tax net operating income | $1,727,000 | 2,586 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $418,000 | 2,547 |
| Income before extraordinary items | $1,309,000 | 2,606 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,309,000 | 2,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 1,120 |
| Cash dividends | $750,000 | 1,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,309,000 | 2,589 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,539,000 | 3,402 |
| Total interest expense | $508,000 | 5,077 |
| Net interest income | $2,031,000 | 2,744 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $575,000 | 1,994 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $353,000 | 1,224 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $222,000 | 2,339 |
| Total noninterest expense | $1,745,000 | 2,540 |
| Salaries and employee benefits | $991,000 | 2,461 |
| Premises and equipment expense | $219,000 | 2,795 |
| Additional noninterest expense | $535,000 | 2,397 |
| Pre-tax net operating income | $861,000 | 2,562 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $201,000 | 2,601 |
| Income before extraordinary items | $660,000 | 2,551 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $660,000 | 2,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 784 |
| Cash dividends | $750,000 | 954 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $660,000 | 2,531 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,606,000 | 3,255 |
| Total interest expense | $1,515,000 | 5,205 |
| Net interest income | $8,091,000 | 2,665 |
| Provision for loan and lease losses | $247,000 | 3,193 |
| Total noninterest income | $2,574,000 | 1,828 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,657,000 | 1,067 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $917,000 | 2,337 |
| Total noninterest expense | $6,651,000 | 2,509 |
| Salaries and employee benefits | $3,486,000 | 2,606 |
| Premises and equipment expense | $880,000 | 2,646 |
| Additional noninterest expense | $2,285,000 | 2,191 |
| Pre-tax net operating income | $3,767,000 | 2,315 |
| Securities gains (losses) | $-12,000 | 7,607 |
| Applicable income taxes | $993,000 | 2,271 |
| Income before extraordinary items | $2,762,000 | 2,402 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,762,000 | 2,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $225,000 | 2,128 |
| Cash dividends | $563,000 | 3,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,770,880 | 2,367 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,031,000 | 3,266 |
| Total interest expense | $1,032,000 | 5,348 |
| Net interest income | $5,999,000 | 2,677 |
| Provision for loan and lease losses | $107,000 | 4,071 |
| Total noninterest income | $1,959,000 | 1,810 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,256,000 | 1,058 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $703,000 | 2,315 |
| Total noninterest expense | $4,869,000 | 2,531 |
| Salaries and employee benefits | $2,620,000 | 2,560 |
| Premises and equipment expense | $618,000 | 2,799 |
| Additional noninterest expense | $1,631,000 | 2,262 |
| Pre-tax net operating income | $2,982,000 | 2,247 |
| Securities gains (losses) | $-12,000 | 7,977 |
| Applicable income taxes | $795,000 | 2,212 |
| Income before extraordinary items | $2,175,000 | 2,338 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,175,000 | 2,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 1,912 |
| Cash dividends | $563,000 | 2,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,183,760 | 2,298 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,584,000 | 3,262 |
| Total interest expense | $618,000 | 5,490 |
| Net interest income | $3,966,000 | 2,680 |
| Provision for loan and lease losses | $107,000 | 3,266 |
| Total noninterest income | $1,316,000 | 1,788 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $802,000 | 1,077 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $514,000 | 2,143 |
| Total noninterest expense | $3,218,000 | 2,528 |
| Salaries and employee benefits | $1,729,000 | 2,573 |
| Premises and equipment expense | $384,000 | 2,960 |
| Additional noninterest expense | $1,105,000 | 2,220 |
| Pre-tax net operating income | $1,957,000 | 2,227 |
| Securities gains (losses) | $-12,000 | 8,200 |
| Applicable income taxes | $518,000 | 2,227 |
| Income before extraordinary items | $1,427,000 | 2,310 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,427,000 | 2,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 1,602 |
| Cash dividends | $563,000 | 2,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,435,760 | 2,272 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,214,000 | 3,320 |
| Total interest expense | $301,000 | 5,470 |
| Net interest income | $1,913,000 | 2,758 |
| Provision for loan and lease losses | $87,000 | 2,311 |
| Total noninterest income | $695,000 | 1,658 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $399,000 | 1,036 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $296,000 | 1,906 |
| Total noninterest expense | $1,541,000 | 2,638 |
| Salaries and employee benefits | $834,000 | 2,682 |
| Premises and equipment expense | $180,000 | 3,146 |
| Additional noninterest expense | $527,000 | 2,313 |
| Pre-tax net operating income | $980,000 | 2,199 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $261,000 | 2,202 |
| Income before extraordinary items | $719,000 | 2,276 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $719,000 | 2,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 1,071 |
| Cash dividends | $563,000 | 1,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $719,000 | 2,239 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,858,000 | 3,139 |
| Total interest expense | $1,126,000 | 5,310 |
| Net interest income | $7,732,000 | 2,607 |
| Provision for loan and lease losses | $598,000 | 1,682 |
| Total noninterest income | $2,508,000 | 1,864 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,836,000 | 952 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $672,000 | 2,771 |
| Total noninterest expense | $6,343,000 | 2,511 |
| Salaries and employee benefits | $3,319,000 | 2,599 |
| Premises and equipment expense | $786,000 | 2,829 |
| Additional noninterest expense | $2,238,000 | 2,181 |
| Pre-tax net operating income | $3,299,000 | 2,387 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $824,000 | 2,484 |
| Income before extraordinary items | $2,475,000 | 2,446 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,475,000 | 2,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 2,321 |
| Cash dividends | $431,000 | 3,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,475,000 | 2,388 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,616,000 | 3,132 |
| Total interest expense | $843,000 | 5,296 |
| Net interest income | $5,773,000 | 2,599 |
| Provision for loan and lease losses | $450,000 | 1,575 |
| Total noninterest income | $1,928,000 | 1,838 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,419,000 | 925 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $509,000 | 2,768 |
| Total noninterest expense | $4,676,000 | 2,517 |
| Salaries and employee benefits | $2,441,000 | 2,622 |
| Premises and equipment expense | $591,000 | 2,819 |
| Additional noninterest expense | $1,644,000 | 2,196 |
| Pre-tax net operating income | $2,575,000 | 2,323 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $662,000 | 2,411 |
| Income before extraordinary items | $1,913,000 | 2,414 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,913,000 | 2,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 2,347 |
| Cash dividends | $431,000 | 2,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,913,000 | 2,360 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,390,000 | 3,127 |
| Total interest expense | $565,000 | 5,288 |
| Net interest income | $3,825,000 | 2,600 |
| Provision for loan and lease losses | $302,000 | 1,516 |
| Total noninterest income | $1,268,000 | 1,834 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $942,000 | 914 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $326,000 | 2,839 |
| Total noninterest expense | $3,059,000 | 2,569 |
| Salaries and employee benefits | $1,588,000 | 2,688 |
| Premises and equipment expense | $382,000 | 2,899 |
| Additional noninterest expense | $1,089,000 | 2,222 |
| Pre-tax net operating income | $1,732,000 | 2,297 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $445,000 | 2,389 |
| Income before extraordinary items | $1,287,000 | 2,367 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,287,000 | 2,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,107 |
| Cash dividends | $244,000 | 3,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,287,000 | 2,306 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,215,000 | 3,112 |
| Total interest expense | $296,000 | 5,202 |
| Net interest income | $1,919,000 | 2,583 |
| Provision for loan and lease losses | $150,000 | 1,414 |
| Total noninterest income | $593,000 | 1,907 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $455,000 | 920 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $138,000 | 3,082 |
| Total noninterest expense | $1,488,000 | 2,642 |
| Salaries and employee benefits | $774,000 | 2,775 |
| Premises and equipment expense | $187,000 | 2,989 |
| Additional noninterest expense | $527,000 | 2,252 |
| Pre-tax net operating income | $874,000 | 2,260 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $225,000 | 2,377 |
| Income before extraordinary items | $649,000 | 2,321 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $649,000 | 2,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 1,515 |
| Cash dividends | $188,000 | 2,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $649,000 | 2,234 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,665,000 | 3,201 |
| Total interest expense | $1,503,000 | 4,865 |
| Net interest income | $7,162,000 | 2,693 |
| Provision for loan and lease losses | $739,000 | 1,562 |
| Total noninterest income | $2,707,000 | 1,824 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,965,000 | 872 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $742,000 | 2,856 |
| Total noninterest expense | $6,087,000 | 2,567 |
| Salaries and employee benefits | $2,882,000 | 2,865 |
| Premises and equipment expense | $829,000 | 2,667 |
| Additional noninterest expense | $2,376,000 | 2,028 |
| Pre-tax net operating income | $3,043,000 | 2,472 |
| Securities gains (losses) | $18,000 | 3,281 |
| Applicable income taxes | $697,000 | 2,807 |
| Income before extraordinary items | $2,364,000 | 2,499 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,364,000 | 2,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $498,000 | 1,607 |
| Cash dividends | $450,000 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,350,140 | 2,395 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,472,000 | 3,262 |
| Total interest expense | $1,175,000 | 4,879 |
| Net interest income | $5,297,000 | 2,752 |
| Provision for loan and lease losses | $590,000 | 1,435 |
| Total noninterest income | $2,035,000 | 1,870 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,464,000 | 881 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $571,000 | 2,898 |
| Total noninterest expense | $4,498,000 | 2,612 |
| Salaries and employee benefits | $2,087,000 | 2,975 |
| Premises and equipment expense | $629,000 | 2,652 |
| Additional noninterest expense | $1,782,000 | 2,008 |
| Pre-tax net operating income | $2,244,000 | 2,607 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $504,000 | 3,012 |
| Income before extraordinary items | $1,740,000 | 2,632 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,740,000 | 2,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 2,280 |
| Cash dividends | $393,000 | 3,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,740,000 | 2,499 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,345,000 | 3,267 |
| Total interest expense | $810,000 | 4,889 |
| Net interest income | $3,535,000 | 2,747 |
| Provision for loan and lease losses | $442,000 | 1,295 |
| Total noninterest income | $1,315,000 | 1,904 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $952,000 | 893 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $363,000 | 2,955 |
| Total noninterest expense | $2,978,000 | 2,617 |
| Salaries and employee benefits | $1,377,000 | 3,009 |
| Premises and equipment expense | $419,000 | 2,659 |
| Additional noninterest expense | $1,182,000 | 2,025 |
| Pre-tax net operating income | $1,430,000 | 2,697 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $290,000 | 3,301 |
| Income before extraordinary items | $1,140,000 | 2,690 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,140,000 | 2,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 1,721 |
| Cash dividends | $281,000 | 2,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,140,000 | 2,536 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,202,000 | 3,244 |
| Total interest expense | $412,000 | 4,946 |
| Net interest income | $1,790,000 | 2,699 |
| Provision for loan and lease losses | $145,000 | 1,841 |
| Total noninterest income | $618,000 | 1,952 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $447,000 | 935 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $171,000 | 2,981 |
| Total noninterest expense | $1,521,000 | 2,546 |
| Salaries and employee benefits | $720,000 | 2,887 |
| Premises and equipment expense | $222,000 | 2,521 |
| Additional noninterest expense | $579,000 | 2,034 |
| Pre-tax net operating income | $742,000 | 2,628 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $118,000 | 3,661 |
| Income before extraordinary items | $624,000 | 2,441 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $624,000 | 2,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 2,537 |
| Cash dividends | $187,000 | 2,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $624,000 | 2,304 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,242,000 | 3,226 |
| Total interest expense | $2,226,000 | 4,481 |
| Net interest income | $7,016,000 | 2,726 |
| Provision for loan and lease losses | $582,000 | 2,124 |
| Total noninterest income | $2,482,000 | 1,808 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,847,000 | 877 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $635,000 | 2,874 |
| Total noninterest expense | $5,802,000 | 2,553 |
| Salaries and employee benefits | $2,702,000 | 2,904 |
| Premises and equipment expense | $739,000 | 2,859 |
| Additional noninterest expense | $2,361,000 | 1,965 |
| Pre-tax net operating income | $3,114,000 | 2,427 |
| Securities gains (losses) | $6,000 | 3,879 |
| Applicable income taxes | $827,000 | 2,535 |
| Income before extraordinary items | $2,293,000 | 2,517 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,293,000 | 2,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $488,000 | 1,686 |
| Cash dividends | $357,000 | 4,038 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 229 |
| Net operating income | $2,288,620 | 2,436 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,956,000 | 3,663 |
| Total interest expense | $3,386,000 | 4,316 |
| Net interest income | $5,570,000 | 3,142 |
| Provision for loan and lease losses | $299,000 | 3,244 |
| Total noninterest income | $2,095,000 | 1,945 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,583,000 | 935 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $512,000 | 3,087 |
| Total noninterest expense | $5,141,000 | 2,760 |
| Salaries and employee benefits | $2,315,000 | 3,167 |
| Premises and equipment expense | $651,000 | 3,134 |
| Additional noninterest expense | $2,175,000 | 2,067 |
| Pre-tax net operating income | $2,225,000 | 2,928 |
| Securities gains (losses) | $363,000 | 783 |
| Applicable income taxes | $704,000 | 2,661 |
| Income before extraordinary items | $1,884,000 | 2,677 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,884,000 | 2,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 2,750 |
| Cash dividends | $450,000 | 3,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,619,010 | 2,948 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,749,000 | 4,240 |
| Total interest expense | $2,911,000 | 5,039 |
| Net interest income | $4,838,000 | 3,582 |
| Provision for loan and lease losses | $242,000 | 3,309 |
| Total noninterest income | $1,877,000 | 1,968 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,525,000 | 882 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $352,000 | 3,611 |
| Total noninterest expense | $4,232,000 | 3,178 |
| Salaries and employee benefits | $1,980,000 | 3,491 |
| Premises and equipment expense | $519,000 | 3,679 |
| Additional noninterest expense | $1,733,000 | 2,480 |
| Pre-tax net operating income | $2,241,000 | 3,049 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $641,000 | 2,983 |
| Income before extraordinary items | $1,600,000 | 3,090 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,600,000 | 3,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $276,000 | 1,926 |
| Cash dividends | $581,000 | 3,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,600,000 | 3,087 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,409,000 | 4,732 |
| Total interest expense | $2,262,000 | 5,546 |
| Net interest income | $4,147,000 | 4,045 |
| Provision for loan and lease losses | $113,000 | 4,987 |
| Total noninterest income | $1,561,000 | 2,237 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,295,000 | 1,030 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $266,000 | 4,303 |
| Total noninterest expense | $3,622,000 | 3,612 |
| Salaries and employee benefits | $1,753,000 | 3,830 |
| Premises and equipment expense | $496,000 | 3,788 |
| Additional noninterest expense | $1,373,000 | 3,084 |
| Pre-tax net operating income | $1,973,000 | 3,379 |
| Securities gains (losses) | $27,000 | 1,241 |
| Applicable income taxes | $592,000 | 3,248 |
| Income before extraordinary items | $1,408,000 | 3,403 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,408,000 | 3,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,500 |
| Cash dividends | $443,000 | 3,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,389,100 | 3,406 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,407,000 | 5,374 |
| Total interest expense | $2,097,000 | 6,023 |
| Net interest income | $3,310,000 | 4,793 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $1,027,000 | 3,010 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $868,000 | 1,445 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 5,516 |
| Total noninterest expense | $2,915,000 | 4,233 |
| Salaries and employee benefits | $1,324,000 | 4,689 |
| Premises and equipment expense | $462,000 | 3,922 |
| Additional noninterest expense | $1,129,000 | 3,548 |
| Pre-tax net operating income | $1,302,000 | 4,610 |
| Securities gains (losses) | $15,000 | 2,661 |
| Applicable income taxes | $345,000 | 4,795 |
| Income before extraordinary items | $972,000 | 4,609 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $972,000 | 4,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,621 |
| Cash dividends | $675,000 | 2,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $960,900 | 4,541 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,675,000 | 6,066 |
| Total interest expense | $1,998,000 | 6,275 |
| Net interest income | $2,677,000 | 5,788 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $825,000 | 3,501 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $690,000 | 1,889 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 5,975 |
| Total noninterest expense | $2,251,000 | 5,204 |
| Salaries and employee benefits | $1,067,000 | 5,608 |
| Premises and equipment expense | $308,000 | 5,372 |
| Additional noninterest expense | $876,000 | 4,411 |
| Pre-tax net operating income | $1,191,000 | 5,269 |
| Securities gains (losses) | $57,000 | 1,267 |
| Applicable income taxes | $329,000 | 5,475 |
| Income before extraordinary items | $919,000 | 4,982 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $919,000 | 4,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,767 |
| Cash dividends | $225,000 | 5,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $876,820 | 5,089 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,246,000 | 6,629 |
| Total interest expense | $1,696,000 | 7,093 |
| Net interest income | $2,550,000 | 6,114 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $714,000 | 4,056 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $662,000 | 2,037 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 8,801 |
| Total noninterest expense | $1,917,000 | 6,116 |
| Salaries and employee benefits | $942,000 | 6,256 |
| Premises and equipment expense | $196,000 | 7,094 |
| Additional noninterest expense | $779,000 | 5,303 |
| Pre-tax net operating income | $1,347,000 | 4,722 |
| Securities gains (losses) | $12,000 | 2,365 |
| Applicable income taxes | $352,000 | 5,310 |
| Income before extraordinary items | $1,007,000 | 4,483 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,007,000 | 4,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,694 |
| Cash dividends | $225,000 | 5,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $998,120 | 4,467 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,867,000 | 7,143 |
| Total interest expense | $1,530,000 | 7,614 |
| Net interest income | $2,337,000 | 6,604 |
| Provision for loan and lease losses | $25,000 | 7,325 |
| Total noninterest income | $772,000 | 3,780 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $659,000 | 2,059 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 6,838 |
| Total noninterest expense | $1,771,000 | 6,541 |
| Salaries and employee benefits | $881,000 | 6,653 |
| Premises and equipment expense | $190,000 | 7,389 |
| Additional noninterest expense | $700,000 | 5,844 |
| Pre-tax net operating income | $1,313,000 | 4,925 |
| Securities gains (losses) | $8,000 | 2,536 |
| Applicable income taxes | $367,000 | 5,253 |
| Income before extraordinary items | $954,000 | 4,776 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $954,000 | 4,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,622 |
| Cash dividends | $225,000 | 5,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $948,240 | 4,789 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,340,000 | 7,565 |
| Total interest expense | $1,055,000 | 8,462 |
| Net interest income | $2,285,000 | 6,893 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $652,000 | 4,371 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $599,000 | 2,281 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 9,460 |
| Total noninterest expense | $1,704,000 | 6,976 |
| Salaries and employee benefits | $805,000 | 7,182 |
| Premises and equipment expense | $206,000 | 7,296 |
| Additional noninterest expense | $693,000 | 6,375 |
| Pre-tax net operating income | $1,233,000 | 5,139 |
| Securities gains (losses) | $6,000 | 2,522 |
| Applicable income taxes | $346,000 | 5,323 |
| Income before extraordinary items | $893,000 | 4,949 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $893,000 | 4,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,012 |
| Cash dividends | $810,000 | 2,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $888,680 | 5,021 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,115,000 | 8,154 |
| Total interest expense | $1,012,000 | 9,050 |
| Net interest income | $2,103,000 | 7,421 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $703,000 | 4,423 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $617,000 | 2,231 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 8,379 |
| Total noninterest expense | $1,611,000 | 7,468 |
| Salaries and employee benefits | $781,000 | 7,437 |
| Premises and equipment expense | $191,000 | 7,864 |
| Additional noninterest expense | $639,000 | 7,022 |
| Pre-tax net operating income | $1,135,000 | 5,396 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $351,000 | 5,485 |
| Income before extraordinary items | $784,000 | 5,651 |
| Extraordinary gains, net | $10,000 | 2,939 |
| Net income | $794,000 | 5,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 12,272 |
| Cash dividends | $577,000 | 2,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $784,000 | 5,415 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,173,000 | 8,682 |
| Total interest expense | $1,213,000 | 9,555 |
| Net interest income | $1,960,000 | 7,871 |
| Provision for loan and lease losses | $100,000 | 7,236 |
| Total noninterest income | $558,000 | 5,239 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $516,000 | 2,682 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 10,916 |
| Total noninterest expense | $1,559,000 | 7,709 |
| Salaries and employee benefits | $761,000 | 7,529 |
| Premises and equipment expense | $204,000 | 7,741 |
| Additional noninterest expense | $594,000 | 7,569 |
| Pre-tax net operating income | $859,000 | 6,292 |
| Securities gains (losses) | $15,000 | 5,962 |
| Applicable income taxes | $262,000 | 6,479 |
| Income before extraordinary items | $612,000 | 6,492 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $612,000 | 6,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 6,645 |
| Cash dividends | $262,000 | 4,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $601,500 | 6,196 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.