Home > First Bank > Income and Expense
First Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,734,000 | 3,292 |
| Total interest expense | $3,069,000 | 4,514 |
| Net interest income | $6,665,000 | 2,625 |
| Provision for loan and lease losses | $219,000 | 3,378 |
| Total noninterest income | $1,034,000 | 3,010 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $633,000 | 2,104 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $401,000 | 3,409 |
| Total noninterest expense | $4,468,000 | 3,002 |
| Salaries and employee benefits | $1,949,000 | 3,525 |
| Premises and equipment expense | $449,000 | 4,131 |
| Additional noninterest expense | $2,070,000 | 2,104 |
| Pre-tax net operating income | $3,012,000 | 2,410 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $946,000 | 2,304 |
| Income before extraordinary items | $2,066,000 | 2,506 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,066,000 | 2,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,178 |
| Cash dividends | $1,002,000 | 2,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,066,000 | 2,465 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,153,000 | 3,487 |
| Total interest expense | $2,978,000 | 4,759 |
| Net interest income | $6,175,000 | 2,777 |
| Provision for loan and lease losses | $275,000 | 2,807 |
| Total noninterest income | $825,000 | 3,546 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $508,000 | 2,532 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $317,000 | 3,898 |
| Total noninterest expense | $3,926,000 | 3,261 |
| Salaries and employee benefits | $2,060,000 | 3,243 |
| Premises and equipment expense | $293,000 | 5,454 |
| Additional noninterest expense | $1,573,000 | 2,651 |
| Pre-tax net operating income | $2,799,000 | 2,531 |
| Securities gains (losses) | $-19,000 | 10,284 |
| Applicable income taxes | $1,020,000 | 2,283 |
| Income before extraordinary items | $1,760,000 | 2,842 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,760,000 | 2,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,399 |
| Cash dividends | $1,106,000 | 2,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,772,160 | 2,749 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,863,000 | 4,036 |
| Total interest expense | $2,548,000 | 5,336 |
| Net interest income | $5,315,000 | 3,288 |
| Provision for loan and lease losses | $17,000 | 8,044 |
| Total noninterest income | $797,000 | 3,575 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $539,000 | 2,447 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $258,000 | 4,293 |
| Total noninterest expense | $3,666,000 | 3,451 |
| Salaries and employee benefits | $1,956,000 | 3,385 |
| Premises and equipment expense | $453,000 | 4,019 |
| Additional noninterest expense | $1,257,000 | 3,217 |
| Pre-tax net operating income | $2,429,000 | 2,983 |
| Securities gains (losses) | $7,000 | 2,566 |
| Applicable income taxes | $982,000 | 2,471 |
| Income before extraordinary items | $1,454,000 | 3,452 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,454,000 | 3,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $1,054,000 | 2,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,449,520 | 3,378 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,058,000 | 4,539 |
| Total interest expense | $2,305,000 | 5,841 |
| Net interest income | $4,753,000 | 3,715 |
| Provision for loan and lease losses | $101,000 | 5,052 |
| Total noninterest income | $874,000 | 3,469 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $513,000 | 2,659 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $361,000 | 3,617 |
| Total noninterest expense | $3,244,000 | 4,055 |
| Salaries and employee benefits | $1,824,000 | 3,626 |
| Premises and equipment expense | $308,000 | 5,488 |
| Additional noninterest expense | $1,112,000 | 4,024 |
| Pre-tax net operating income | $2,282,000 | 3,052 |
| Securities gains (losses) | $36,000 | 1,560 |
| Applicable income taxes | $867,000 | 2,654 |
| Income before extraordinary items | $1,451,000 | 3,303 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,451,000 | 3,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,188 |
| Cash dividends | $706,000 | 2,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,427,960 | 3,303 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,809,000 | 7,200 |
| Total interest expense | $1,273,000 | 8,360 |
| Net interest income | $2,536,000 | 6,249 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $534,000 | 4,948 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $275,000 | 4,605 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $259,000 | 4,387 |
| Total noninterest expense | $1,985,000 | 6,017 |
| Salaries and employee benefits | $831,000 | 6,946 |
| Premises and equipment expense | $193,000 | 7,333 |
| Additional noninterest expense | $961,000 | 4,507 |
| Pre-tax net operating income | $1,085,000 | 5,651 |
| Securities gains (losses) | $34,000 | 1,546 |
| Applicable income taxes | $419,000 | 4,790 |
| Income before extraordinary items | $700,000 | 5,996 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $700,000 | 5,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 11,179 |
| Cash dividends | $4,762,000 | 668 |
| Sale, conversion, retirement of capital stock, net | $233,000 | 464 |
| Net operating income | $678,240 | 6,103 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,975,000 | 5,689 |
| Total interest expense | $1,233,000 | 7,775 |
| Net interest income | $3,742,000 | 4,651 |
| Provision for loan and lease losses | $-131,000 | 12,235 |
| Total noninterest income | $1,101,000 | 2,902 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $584,000 | 2,331 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $517,000 | 2,893 |
| Total noninterest expense | $2,648,000 | 4,907 |
| Salaries and employee benefits | $1,460,000 | 4,379 |
| Premises and equipment expense | $319,000 | 5,448 |
| Additional noninterest expense | $869,000 | 5,335 |
| Pre-tax net operating income | $2,326,000 | 3,024 |
| Securities gains (losses) | $-258,000 | 12,051 |
| Applicable income taxes | $656,000 | 3,250 |
| Income before extraordinary items | $1,412,000 | 3,345 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,412,000 | 3,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 11,861 |
| Cash dividends | $194,000 | 5,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,587,440 | 3,043 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,564,000 | 6,239 |
| Total interest expense | $1,197,000 | 8,260 |
| Net interest income | $3,367,000 | 5,132 |
| Provision for loan and lease losses | $128,000 | 5,054 |
| Total noninterest income | $1,402,000 | 2,573 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $483,000 | 2,895 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $919,000 | 2,160 |
| Total noninterest expense | $2,641,000 | 5,026 |
| Salaries and employee benefits | $1,375,000 | 4,637 |
| Premises and equipment expense | $350,000 | 5,236 |
| Additional noninterest expense | $916,000 | 5,289 |
| Pre-tax net operating income | $2,000,000 | 3,313 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $622,000 | 3,484 |
| Income before extraordinary items | $1,378,000 | 3,502 |
| Extraordinary gains, net | $20,000 | 2,703 |
| Net income | $1,398,000 | 3,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 5,605 |
| Cash dividends | $68,000 | 7,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,378,000 | 3,309 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,719,000 | 6,654 |
| Total interest expense | $1,507,000 | 8,485 |
| Net interest income | $3,212,000 | 5,390 |
| Provision for loan and lease losses | $95,000 | 7,436 |
| Total noninterest income | $1,049,000 | 3,189 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $483,000 | 2,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $566,000 | 2,945 |
| Total noninterest expense | $2,805,000 | 4,806 |
| Salaries and employee benefits | $1,283,000 | 4,876 |
| Premises and equipment expense | $359,000 | 5,264 |
| Additional noninterest expense | $1,163,000 | 4,469 |
| Pre-tax net operating income | $1,361,000 | 4,434 |
| Securities gains (losses) | $209,000 | 1,956 |
| Applicable income taxes | $407,000 | 4,722 |
| Income before extraordinary items | $1,163,000 | 3,911 |
| Extraordinary gains, net | $-146,000 | 13,703 |
| Net income | $1,017,000 | 4,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 7,598 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,008,340 | 4,150 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.