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First Bank, Income and Expense

1995-12-31 (YTD Data)Rank
Total interest income$7,750,0004,129
Total interest expense$4,190,0003,544
Net interest income$3,560,0004,792
Provision for loan and lease losses$08,958
Total noninterest income$481,0005,327
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$288,0004,444
Trading account gains and fees$0522
Additional Noninterest Income$193,0005,232
Total noninterest expense$3,993,0003,327
Salaries and employee benefits$1,166,0005,341
Premises and equipment expense$1,013,0001,995
Additional noninterest expense$1,814,0002,615
Pre-tax net operating income$48,00011,312
Securities gains (losses)$03,831
Applicable income taxes$196,0007,489
Income before extraordinary items$-148,00011,641
Extraordinary gains, net$065
Net income$-148,00011,639
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$137,0003,131
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$-148,00011,629
1994-12-31 (YTD Data)Rank
Total interest income$14,626,0002,100
Total interest expense$4,893,0002,511
Net interest income$9,733,0001,855
Provision for loan and lease losses$296,0002,317
Total noninterest income$2,909,0001,402
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,641,000802
Trading account gains and fees$0475
Additional Noninterest Income$1,268,0001,570
Total noninterest expense$8,430,0001,729
Salaries and employee benefits$4,202,0001,586
Premises and equipment expense$2,082,0001,020
Additional noninterest expense$2,146,0002,436
Pre-tax net operating income$3,916,0001,817
Securities gains (losses)$-55,00011,109
Applicable income taxes$1,356,0001,700
Income before extraordinary items$2,505,0001,946
Extraordinary gains, net$0249
Net income$2,505,0001,945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0004,399
Cash dividends$935,0002,029
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,540,7501,913
1993-12-31 (YTD Data)Rank
Total interest income$13,007,0002,375
Total interest expense$4,796,0002,683
Net interest income$8,211,0002,193
Provision for loan and lease losses$300,0002,975
Total noninterest income$2,490,0001,682
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,658,000793
Trading account gains and fees$0532
Additional Noninterest Income$832,0002,331
Total noninterest expense$7,367,0001,995
Salaries and employee benefits$3,549,0001,888
Premises and equipment expense$1,806,0001,181
Additional noninterest expense$2,012,0002,722
Pre-tax net operating income$3,034,0002,258
Securities gains (losses)$-3,00012,455
Applicable income taxes$1,030,0002,181
Income before extraordinary items$2,001,0002,523
Extraordinary gains, net$03,149
Net income$2,001,0002,615
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0008,808
Cash dividends$966,0001,830
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,002,9802,363
1992-12-31 (YTD Data)Rank
Total interest income$13,259,0002,658
Total interest expense$5,609,0002,966
Net interest income$7,650,0002,354
Provision for loan and lease losses$300,0004,111
Total noninterest income$2,318,0001,750
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$1,598,000816
Trading account gains and fees$0504
Additional Noninterest Income$720,0002,473
Total noninterest expense$6,773,0002,174
Salaries and employee benefits$3,153,0002,088
Premises and equipment expense$1,707,0001,291
Additional noninterest expense$1,913,0002,906
Pre-tax net operating income$2,895,0002,148
Securities gains (losses)$206,0001,976
Applicable income taxes$1,016,0002,082
Income before extraordinary items$2,085,0002,198
Extraordinary gains, net$01,422
Net income$2,085,0002,224
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$199,0004,214
Cash dividends$1,013,0001,523
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,946,9802,183

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.