Home > First Bank > Income and Expense
First Bank, Income and Expense
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,260,000 | 5,230 |
| Total interest expense | $488,000 | 5,541 |
| Net interest income | $1,772,000 | 4,989 |
| Provision for loan and lease losses | $553,000 | 2,705 |
| Total noninterest income | $486,000 | 3,268 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $431,000 | 1,762 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $55,000 | 5,477 |
| Total noninterest expense | $2,961,000 | 3,152 |
| Salaries and employee benefits | $760,000 | 5,076 |
| Premises and equipment expense | $340,000 | 3,462 |
| Additional noninterest expense | $1,861,000 | 1,865 |
| Pre-tax net operating income | $-1,256,000 | 7,104 |
| Securities gains (losses) | $144,000 | 1,160 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-1,112,000 | 7,126 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,112,000 | 7,124 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,112,000 | 7,126 |
| Net charge-offs | $470,000 | 2,527 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,256,000 | 7,153 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,182,000 | 5,184 |
| Total interest expense | $255,000 | 5,562 |
| Net interest income | $927,000 | 4,890 |
| Provision for loan and lease losses | $452,000 | 1,917 |
| Total noninterest income | $239,000 | 3,285 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $216,000 | 1,759 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $23,000 | 5,777 |
| Total noninterest expense | $1,177,000 | 3,814 |
| Salaries and employee benefits | $383,000 | 5,115 |
| Premises and equipment expense | $168,000 | 3,571 |
| Additional noninterest expense | $626,000 | 2,605 |
| Pre-tax net operating income | $-463,000 | 7,152 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-463,000 | 7,229 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-463,000 | 7,230 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-463,000 | 7,230 |
| Net charge-offs | $466,000 | 1,631 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-463,000 | 7,212 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,684,000 | 4,780 |
| Total interest expense | $1,617,000 | 4,982 |
| Net interest income | $4,067,000 | 4,525 |
| Provision for loan and lease losses | $1,891,000 | 2,557 |
| Total noninterest income | $1,289,000 | 2,839 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,183,000 | 1,450 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $106,000 | 5,576 |
| Total noninterest expense | $6,161,000 | 3,115 |
| Salaries and employee benefits | $1,699,000 | 4,823 |
| Premises and equipment expense | $703,000 | 3,446 |
| Additional noninterest expense | $3,759,000 | 1,948 |
| Pre-tax net operating income | $-2,696,000 | 6,823 |
| Securities gains (losses) | $246,000 | 1,391 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-2,450,000 | 6,876 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,450,000 | 6,873 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,450,000 | 6,874 |
| Net charge-offs | $587,000 | 3,591 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,696,000 | 6,942 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,456,000 | 4,703 |
| Total interest expense | $1,312,000 | 4,944 |
| Net interest income | $3,144,000 | 4,448 |
| Provision for loan and lease losses | $672,000 | 3,351 |
| Total noninterest income | $955,000 | 2,908 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $891,000 | 1,440 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $64,000 | 5,963 |
| Total noninterest expense | $3,757,000 | 3,680 |
| Salaries and employee benefits | $1,330,000 | 4,733 |
| Premises and equipment expense | $536,000 | 3,447 |
| Additional noninterest expense | $1,891,000 | 2,688 |
| Pre-tax net operating income | $-330,000 | 6,164 |
| Securities gains (losses) | $141,000 | 1,551 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-189,000 | 6,107 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-189,000 | 6,108 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-189,000 | 6,107 |
| Net charge-offs | $484,000 | 3,092 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-330,000 | 6,261 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,033,000 | 4,672 |
| Total interest expense | $918,000 | 4,937 |
| Net interest income | $2,115,000 | 4,414 |
| Provision for loan and lease losses | $493,000 | 2,991 |
| Total noninterest income | $609,000 | 3,019 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $574,000 | 1,470 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $35,000 | 6,236 |
| Total noninterest expense | $2,445,000 | 3,799 |
| Salaries and employee benefits | $941,000 | 4,616 |
| Premises and equipment expense | $368,000 | 3,400 |
| Additional noninterest expense | $1,136,000 | 2,967 |
| Pre-tax net operating income | $-214,000 | 6,304 |
| Securities gains (losses) | $141,000 | 1,240 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-73,000 | 6,132 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-73,000 | 6,131 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-73,000 | 6,131 |
| Net charge-offs | $420,000 | 2,543 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-214,000 | 6,388 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,557,000 | 4,646 |
| Total interest expense | $472,000 | 4,985 |
| Net interest income | $1,085,000 | 4,331 |
| Provision for loan and lease losses | $103,000 | 3,820 |
| Total noninterest income | $271,000 | 3,212 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $267,000 | 1,521 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $4,000 | 7,406 |
| Total noninterest expense | $1,191,000 | 3,785 |
| Salaries and employee benefits | $485,000 | 4,571 |
| Premises and equipment expense | $197,000 | 3,262 |
| Additional noninterest expense | $509,000 | 2,965 |
| Pre-tax net operating income | $62,000 | 5,471 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $62,000 | 5,518 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $62,000 | 5,521 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $62,000 | 5,521 |
| Net charge-offs | $25,000 | 4,167 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $62,000 | 5,338 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,676,000 | 4,242 |
| Total interest expense | $2,698,000 | 4,541 |
| Net interest income | $4,978,000 | 3,957 |
| Provision for loan and lease losses | $1,842,000 | 1,906 |
| Total noninterest income | $1,207,000 | 3,036 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,182,000 | 1,507 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $25,000 | 7,295 |
| Total noninterest expense | $4,660,000 | 3,779 |
| Salaries and employee benefits | $2,047,000 | 4,371 |
| Premises and equipment expense | $779,000 | 3,243 |
| Additional noninterest expense | $1,834,000 | 3,093 |
| Pre-tax net operating income | $-317,000 | 6,642 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-317,000 | 6,585 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-317,000 | 6,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,343,000 | 1,665 |
| Cash dividends | $530,000 | 3,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-317,000 | 6,731 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,994,000 | 4,205 |
| Total interest expense | $2,148,000 | 4,502 |
| Net interest income | $3,846,000 | 3,895 |
| Provision for loan and lease losses | $539,000 | 2,632 |
| Total noninterest income | $909,000 | 3,087 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $889,000 | 1,521 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $20,000 | 7,419 |
| Total noninterest expense | $3,542,000 | 3,718 |
| Salaries and employee benefits | $1,608,000 | 4,244 |
| Premises and equipment expense | $572,000 | 3,309 |
| Additional noninterest expense | $1,362,000 | 3,010 |
| Pre-tax net operating income | $674,000 | 4,422 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $674,000 | 3,895 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $674,000 | 3,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 2,863 |
| Cash dividends | $530,000 | 2,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $674,000 | 4,049 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,132,000 | 4,156 |
| Total interest expense | $1,500,000 | 4,500 |
| Net interest income | $2,632,000 | 3,836 |
| Provision for loan and lease losses | $348,000 | 2,338 |
| Total noninterest income | $613,000 | 3,097 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $582,000 | 1,529 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $31,000 | 6,744 |
| Total noninterest expense | $2,356,000 | 3,754 |
| Salaries and employee benefits | $1,086,000 | 4,244 |
| Premises and equipment expense | $379,000 | 3,347 |
| Additional noninterest expense | $891,000 | 3,039 |
| Pre-tax net operating income | $541,000 | 4,236 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $541,000 | 3,860 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $541,000 | 3,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 2,393 |
| Cash dividends | $530,000 | 2,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $541,000 | 3,806 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,127,000 | 4,152 |
| Total interest expense | $780,000 | 4,583 |
| Net interest income | $1,347,000 | 3,769 |
| Provision for loan and lease losses | $248,000 | 1,604 |
| Total noninterest income | $303,000 | 3,117 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $284,000 | 1,543 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $19,000 | 6,522 |
| Total noninterest expense | $1,189,000 | 3,726 |
| Salaries and employee benefits | $595,000 | 3,999 |
| Premises and equipment expense | $191,000 | 3,362 |
| Additional noninterest expense | $403,000 | 3,291 |
| Pre-tax net operating income | $213,000 | 4,845 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $213,000 | 4,540 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $213,000 | 4,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,076 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $213,000 | 4,443 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,903,000 | 4,392 |
| Total interest expense | $2,934,000 | 4,863 |
| Net interest income | $4,969,000 | 4,021 |
| Provision for loan and lease losses | $328,000 | 3,037 |
| Total noninterest income | $1,606,000 | 2,580 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,185,000 | 1,516 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $421,000 | 3,641 |
| Total noninterest expense | $4,543,000 | 3,728 |
| Salaries and employee benefits | $2,251,000 | 4,016 |
| Premises and equipment expense | $764,000 | 3,205 |
| Additional noninterest expense | $1,528,000 | 3,360 |
| Pre-tax net operating income | $1,704,000 | 3,658 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,704,000 | 3,165 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,704,000 | 3,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,316 |
| Cash dividends | $1,615,000 | 1,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,704,000 | 3,152 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,787,000 | 4,490 |
| Total interest expense | $2,122,000 | 4,961 |
| Net interest income | $3,665,000 | 4,084 |
| Provision for loan and lease losses | $75,000 | 4,567 |
| Total noninterest income | $1,253,000 | 2,514 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $869,000 | 1,516 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $384,000 | 3,283 |
| Total noninterest expense | $3,329,000 | 3,788 |
| Salaries and employee benefits | $1,648,000 | 4,074 |
| Premises and equipment expense | $560,000 | 3,247 |
| Additional noninterest expense | $1,121,000 | 3,371 |
| Pre-tax net operating income | $1,514,000 | 3,446 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,514,000 | 2,945 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,514,000 | 2,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,106 |
| Cash dividends | $575,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,514,000 | 2,935 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,745,000 | 4,589 |
| Total interest expense | $1,346,000 | 5,093 |
| Net interest income | $2,399,000 | 4,165 |
| Provision for loan and lease losses | $15,000 | 5,502 |
| Total noninterest income | $642,000 | 3,012 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $571,000 | 1,536 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $71,000 | 5,722 |
| Total noninterest expense | $2,204,000 | 3,828 |
| Salaries and employee benefits | $1,100,000 | 4,102 |
| Premises and equipment expense | $346,000 | 3,476 |
| Additional noninterest expense | $758,000 | 3,337 |
| Pre-tax net operating income | $822,000 | 3,960 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $822,000 | 3,463 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $822,000 | 3,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 2,975 |
| Cash dividends | $575,000 | 2,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $822,000 | 3,440 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,869,000 | 4,592 |
| Total interest expense | $657,000 | 5,139 |
| Net interest income | $1,212,000 | 4,125 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $324,000 | 2,965 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $281,000 | 1,525 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $43,000 | 5,388 |
| Total noninterest expense | $1,121,000 | 3,775 |
| Salaries and employee benefits | $565,000 | 4,047 |
| Premises and equipment expense | $168,000 | 3,579 |
| Additional noninterest expense | $388,000 | 3,252 |
| Pre-tax net operating income | $400,000 | 3,995 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $400,000 | 3,501 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $400,000 | 3,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,124 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $400,000 | 3,477 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,654,000 | 4,697 |
| Total interest expense | $2,073,000 | 5,303 |
| Net interest income | $4,581,000 | 4,295 |
| Provision for loan and lease losses | $50,000 | 5,567 |
| Total noninterest income | $1,385,000 | 2,852 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,265,000 | 1,413 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $120,000 | 6,013 |
| Total noninterest expense | $4,007,000 | 3,995 |
| Salaries and employee benefits | $2,012,000 | 4,243 |
| Premises and equipment expense | $615,000 | 3,690 |
| Additional noninterest expense | $1,380,000 | 3,524 |
| Pre-tax net operating income | $1,909,000 | 3,743 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,909,000 | 3,199 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,909,000 | 3,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 3,751 |
| Cash dividends | $1,725,000 | 1,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,909,000 | 3,186 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,858,000 | 4,761 |
| Total interest expense | $1,461,000 | 5,402 |
| Net interest income | $3,397,000 | 4,353 |
| Provision for loan and lease losses | $50,000 | 5,035 |
| Total noninterest income | $1,045,000 | 2,845 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $962,000 | 1,399 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $83,000 | 6,169 |
| Total noninterest expense | $2,907,000 | 4,066 |
| Salaries and employee benefits | $1,460,000 | 4,331 |
| Premises and equipment expense | $452,000 | 3,762 |
| Additional noninterest expense | $995,000 | 3,630 |
| Pre-tax net operating income | $1,485,000 | 3,805 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,485,000 | 3,231 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,485,000 | 3,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,946 |
| Cash dividends | $615,000 | 2,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,485,000 | 3,225 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,185,000 | 4,776 |
| Total interest expense | $931,000 | 5,412 |
| Net interest income | $2,254,000 | 4,367 |
| Provision for loan and lease losses | $50,000 | 4,407 |
| Total noninterest income | $690,000 | 2,850 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $633,000 | 1,401 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $57,000 | 6,166 |
| Total noninterest expense | $1,912,000 | 4,121 |
| Salaries and employee benefits | $972,000 | 4,356 |
| Premises and equipment expense | $294,000 | 3,830 |
| Additional noninterest expense | $646,000 | 3,690 |
| Pre-tax net operating income | $982,000 | 3,834 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $982,000 | 3,257 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $982,000 | 3,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,958 |
| Cash dividends | $575,000 | 2,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $982,000 | 3,250 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,547,000 | 4,812 |
| Total interest expense | $454,000 | 5,375 |
| Net interest income | $1,093,000 | 4,448 |
| Provision for loan and lease losses | $50,000 | 3,099 |
| Total noninterest income | $331,000 | 2,887 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $305,000 | 1,405 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $26,000 | 6,300 |
| Total noninterest expense | $936,000 | 4,193 |
| Salaries and employee benefits | $489,000 | 4,353 |
| Premises and equipment expense | $145,000 | 3,885 |
| Additional noninterest expense | $302,000 | 3,867 |
| Pre-tax net operating income | $438,000 | 4,059 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $438,000 | 3,470 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $438,000 | 3,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,562 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $438,000 | 3,445 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,737,000 | 4,726 |
| Total interest expense | $1,520,000 | 5,199 |
| Net interest income | $4,217,000 | 4,464 |
| Provision for loan and lease losses | $129,000 | 4,357 |
| Total noninterest income | $1,260,000 | 3,030 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,174,000 | 1,494 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $86,000 | 6,640 |
| Total noninterest expense | $3,837,000 | 3,994 |
| Salaries and employee benefits | $1,923,000 | 4,244 |
| Premises and equipment expense | $531,000 | 3,999 |
| Additional noninterest expense | $1,383,000 | 3,447 |
| Pre-tax net operating income | $1,511,000 | 4,358 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,511,000 | 3,775 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,511,000 | 3,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,497 |
| Cash dividends | $1,415,000 | 1,905 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,511,000 | 3,740 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,208,000 | 4,765 |
| Total interest expense | $1,093,000 | 5,192 |
| Net interest income | $3,115,000 | 4,515 |
| Provision for loan and lease losses | $79,000 | 4,657 |
| Total noninterest income | $928,000 | 3,069 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $850,000 | 1,524 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $78,000 | 6,360 |
| Total noninterest expense | $2,877,000 | 3,959 |
| Salaries and employee benefits | $1,426,000 | 4,250 |
| Premises and equipment expense | $395,000 | 4,001 |
| Additional noninterest expense | $1,056,000 | 3,364 |
| Pre-tax net operating income | $1,087,000 | 4,562 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,087,000 | 3,937 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,087,000 | 3,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,265 |
| Cash dividends | $615,000 | 2,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,087,000 | 3,895 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,704,000 | 4,814 |
| Total interest expense | $704,000 | 5,135 |
| Net interest income | $2,000,000 | 4,610 |
| Provision for loan and lease losses | $17,000 | 5,817 |
| Total noninterest income | $602,000 | 3,081 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $547,000 | 1,543 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $55,000 | 6,254 |
| Total noninterest expense | $1,918,000 | 3,951 |
| Salaries and employee benefits | $945,000 | 4,256 |
| Premises and equipment expense | $265,000 | 3,962 |
| Additional noninterest expense | $708,000 | 3,338 |
| Pre-tax net operating income | $667,000 | 4,738 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $667,000 | 4,130 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $667,000 | 4,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,630 |
| Cash dividends | $590,000 | 1,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $667,000 | 4,072 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,315,000 | 4,886 |
| Total interest expense | $342,000 | 5,115 |
| Net interest income | $973,000 | 4,705 |
| Provision for loan and lease losses | $-3,000 | 8,690 |
| Total noninterest income | $278,000 | 3,228 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $258,000 | 1,581 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $20,000 | 6,849 |
| Total noninterest expense | $967,000 | 3,943 |
| Salaries and employee benefits | $474,000 | 4,261 |
| Premises and equipment expense | $135,000 | 3,965 |
| Additional noninterest expense | $358,000 | 3,309 |
| Pre-tax net operating income | $287,000 | 5,105 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $287,000 | 4,492 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $287,000 | 4,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 2,462 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $287,000 | 4,448 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,120,000 | 4,762 |
| Total interest expense | $1,370,000 | 4,759 |
| Net interest income | $3,750,000 | 4,693 |
| Provision for loan and lease losses | $91,000 | 5,155 |
| Total noninterest income | $1,133,000 | 3,255 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $968,000 | 1,816 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $165,000 | 5,503 |
| Total noninterest expense | $3,694,000 | 3,991 |
| Salaries and employee benefits | $1,831,000 | 4,283 |
| Premises and equipment expense | $555,000 | 3,778 |
| Additional noninterest expense | $1,308,000 | 3,511 |
| Pre-tax net operating income | $1,098,000 | 5,000 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,098,000 | 4,450 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,098,000 | 4,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,108 |
| Cash dividends | $950,000 | 2,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,098,000 | 4,375 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,816,000 | 4,771 |
| Total interest expense | $1,035,000 | 4,696 |
| Net interest income | $2,781,000 | 4,716 |
| Provision for loan and lease losses | $70,000 | 4,912 |
| Total noninterest income | $789,000 | 3,442 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $700,000 | 1,887 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $89,000 | 6,140 |
| Total noninterest expense | $2,785,000 | 3,944 |
| Salaries and employee benefits | $1,388,000 | 4,216 |
| Premises and equipment expense | $406,000 | 3,830 |
| Additional noninterest expense | $991,000 | 3,458 |
| Pre-tax net operating income | $715,000 | 5,466 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $715,000 | 4,899 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $715,000 | 4,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 3,193 |
| Cash dividends | $520,000 | 2,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $715,000 | 4,812 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,525,000 | 4,811 |
| Total interest expense | $688,000 | 4,724 |
| Net interest income | $1,837,000 | 4,756 |
| Provision for loan and lease losses | $55,000 | 4,589 |
| Total noninterest income | $512,000 | 3,519 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $445,000 | 1,940 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $67,000 | 5,931 |
| Total noninterest expense | $1,810,000 | 4,060 |
| Salaries and employee benefits | $924,000 | 4,228 |
| Premises and equipment expense | $257,000 | 3,989 |
| Additional noninterest expense | $629,000 | 3,607 |
| Pre-tax net operating income | $484,000 | 5,389 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $484,000 | 4,812 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $484,000 | 4,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 3,218 |
| Cash dividends | $470,000 | 2,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $484,000 | 4,720 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,252,000 | 4,859 |
| Total interest expense | $346,000 | 4,737 |
| Net interest income | $906,000 | 4,802 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $221,000 | 3,817 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $208,000 | 1,999 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $13,000 | 7,451 |
| Total noninterest expense | $889,000 | 4,129 |
| Salaries and employee benefits | $457,000 | 4,297 |
| Premises and equipment expense | $115,000 | 4,370 |
| Additional noninterest expense | $317,000 | 3,581 |
| Pre-tax net operating income | $223,000 | 5,579 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $223,000 | 5,052 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $223,000 | 5,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,873 |
| Cash dividends | $50,000 | 3,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $223,000 | 4,923 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,375,000 | 4,647 |
| Total interest expense | $1,658,000 | 4,588 |
| Net interest income | $3,717,000 | 4,609 |
| Provision for loan and lease losses | $187,000 | 4,150 |
| Total noninterest income | $1,066,000 | 3,582 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $892,000 | 1,934 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $174,000 | 5,563 |
| Total noninterest expense | $3,296,000 | 4,319 |
| Salaries and employee benefits | $1,650,000 | 4,536 |
| Premises and equipment expense | $409,000 | 4,664 |
| Additional noninterest expense | $1,237,000 | 3,642 |
| Pre-tax net operating income | $1,300,000 | 4,483 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,300,000 | 3,923 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,300,000 | 3,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 3,531 |
| Cash dividends | $1,140,000 | 2,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,300,000 | 3,758 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,051,000 | 4,686 |
| Total interest expense | $1,284,000 | 4,615 |
| Net interest income | $2,767,000 | 4,644 |
| Provision for loan and lease losses | $102,000 | 4,630 |
| Total noninterest income | $704,000 | 3,932 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $667,000 | 1,941 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $37,000 | 7,602 |
| Total noninterest expense | $2,435,000 | 4,353 |
| Salaries and employee benefits | $1,200,000 | 4,618 |
| Premises and equipment expense | $286,000 | 4,880 |
| Additional noninterest expense | $949,000 | 3,551 |
| Pre-tax net operating income | $934,000 | 4,736 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $934,000 | 4,170 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $934,000 | 4,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,290 |
| Cash dividends | $475,000 | 2,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $934,000 | 3,995 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,693,000 | 4,724 |
| Total interest expense | $881,000 | 4,642 |
| Net interest income | $1,812,000 | 4,693 |
| Provision for loan and lease losses | $72,000 | 4,482 |
| Total noninterest income | $475,000 | 3,854 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $444,000 | 1,906 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $31,000 | 7,275 |
| Total noninterest expense | $1,633,000 | 4,327 |
| Salaries and employee benefits | $799,000 | 4,612 |
| Premises and equipment expense | $186,000 | 4,936 |
| Additional noninterest expense | $648,000 | 3,466 |
| Pre-tax net operating income | $582,000 | 4,918 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $582,000 | 4,383 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $582,000 | 4,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,597 |
| Cash dividends | $425,000 | 2,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $582,000 | 4,172 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,357,000 | 4,727 |
| Total interest expense | $437,000 | 4,762 |
| Net interest income | $920,000 | 4,641 |
| Provision for loan and lease losses | $39,000 | 4,168 |
| Total noninterest income | $234,000 | 3,784 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $220,000 | 1,862 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $14,000 | 7,447 |
| Total noninterest expense | $839,000 | 4,217 |
| Salaries and employee benefits | $399,000 | 4,620 |
| Premises and equipment expense | $96,000 | 4,835 |
| Additional noninterest expense | $344,000 | 3,243 |
| Pre-tax net operating income | $276,000 | 5,002 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $276,000 | 4,455 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $276,000 | 4,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,284 |
| Cash dividends | $50,000 | 3,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $276,000 | 4,258 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,421,000 | 4,892 |
| Total interest expense | $2,021,000 | 4,761 |
| Net interest income | $3,400,000 | 4,850 |
| Provision for loan and lease losses | $113,000 | 5,518 |
| Total noninterest income | $966,000 | 3,557 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $859,000 | 1,879 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $107,000 | 6,305 |
| Total noninterest expense | $3,060,000 | 4,399 |
| Salaries and employee benefits | $1,458,000 | 4,793 |
| Premises and equipment expense | $356,000 | 5,041 |
| Additional noninterest expense | $1,246,000 | 3,506 |
| Pre-tax net operating income | $1,193,000 | 4,731 |
| Securities gains (losses) | $-1,000 | 8,656 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,192,000 | 4,107 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,192,000 | 4,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,776 |
| Cash dividends | $985,000 | 2,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,193,000 | 3,996 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,082,000 | 4,909 |
| Total interest expense | $2,658,000 | 5,175 |
| Net interest income | $3,424,000 | 4,627 |
| Provision for loan and lease losses | $140,000 | 4,923 |
| Total noninterest income | $772,000 | 3,948 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $712,000 | 2,114 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $60,000 | 7,402 |
| Total noninterest expense | $2,698,000 | 4,702 |
| Salaries and employee benefits | $1,385,000 | 4,796 |
| Premises and equipment expense | $323,000 | 5,297 |
| Additional noninterest expense | $990,000 | 4,099 |
| Pre-tax net operating income | $1,358,000 | 4,117 |
| Securities gains (losses) | $-1,000 | 9,012 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $1,357,000 | 3,483 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,357,000 | 3,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,941 |
| Cash dividends | $1,000,000 | 2,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,358,000 | 3,381 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,714,000 | 5,260 |
| Total interest expense | $2,210,000 | 5,965 |
| Net interest income | $3,504,000 | 4,602 |
| Provision for loan and lease losses | $193,000 | 3,828 |
| Total noninterest income | $469,000 | 5,081 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $403,000 | 3,219 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 7,303 |
| Total noninterest expense | $2,363,000 | 5,053 |
| Salaries and employee benefits | $1,259,000 | 5,015 |
| Premises and equipment expense | $293,000 | 5,500 |
| Additional noninterest expense | $811,000 | 4,690 |
| Pre-tax net operating income | $1,417,000 | 4,232 |
| Securities gains (losses) | $-20,000 | 8,739 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $1,397,000 | 3,443 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,397,000 | 3,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,664 |
| Cash dividends | $800,000 | 2,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,417,000 | 3,393 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,632,000 | 5,837 |
| Total interest expense | $1,661,000 | 6,616 |
| Net interest income | $2,971,000 | 5,201 |
| Provision for loan and lease losses | $23,000 | 7,570 |
| Total noninterest income | $440,000 | 5,338 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $315,000 | 3,841 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 6,074 |
| Total noninterest expense | $1,888,000 | 5,892 |
| Salaries and employee benefits | $1,043,000 | 5,719 |
| Premises and equipment expense | $198,000 | 6,846 |
| Additional noninterest expense | $647,000 | 5,535 |
| Pre-tax net operating income | $1,500,000 | 4,090 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $48,000 | 7,664 |
| Income before extraordinary items | $1,452,000 | 3,316 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,452,000 | 3,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $1,118,000 | 2,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,452,000 | 3,277 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,733,000 | 5,891 |
| Total interest expense | $1,730,000 | 6,701 |
| Net interest income | $3,003,000 | 5,131 |
| Provision for loan and lease losses | $45,000 | 6,783 |
| Total noninterest income | $358,000 | 5,934 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $291,000 | 4,016 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 7,572 |
| Total noninterest expense | $1,887,000 | 5,816 |
| Salaries and employee benefits | $963,000 | 5,926 |
| Premises and equipment expense | $203,000 | 6,666 |
| Additional noninterest expense | $721,000 | 5,051 |
| Pre-tax net operating income | $1,429,000 | 4,340 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $479,000 | 3,952 |
| Income before extraordinary items | $950,000 | 4,660 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $950,000 | 4,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,354 |
| Cash dividends | $870,000 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $950,000 | 4,572 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,495,000 | 6,230 |
| Total interest expense | $1,683,000 | 6,918 |
| Net interest income | $2,812,000 | 5,557 |
| Provision for loan and lease losses | $73,000 | 5,838 |
| Total noninterest income | $386,000 | 5,836 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $298,000 | 4,100 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 7,136 |
| Total noninterest expense | $1,772,000 | 6,132 |
| Salaries and employee benefits | $912,000 | 6,225 |
| Premises and equipment expense | $186,000 | 7,092 |
| Additional noninterest expense | $674,000 | 5,362 |
| Pre-tax net operating income | $1,353,000 | 4,827 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $453,000 | 4,511 |
| Income before extraordinary items | $900,000 | 5,057 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $900,000 | 5,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,887 |
| Cash dividends | $820,000 | 2,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $900,000 | 5,002 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,355,000 | 6,528 |
| Total interest expense | $1,610,000 | 7,302 |
| Net interest income | $2,745,000 | 5,811 |
| Provision for loan and lease losses | $48,000 | 6,700 |
| Total noninterest income | $404,000 | 5,910 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $341,000 | 3,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 8,357 |
| Total noninterest expense | $1,691,000 | 6,627 |
| Salaries and employee benefits | $868,000 | 6,623 |
| Premises and equipment expense | $178,000 | 7,473 |
| Additional noninterest expense | $645,000 | 6,068 |
| Pre-tax net operating income | $1,410,000 | 4,556 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $473,000 | 4,334 |
| Income before extraordinary items | $937,000 | 4,742 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $937,000 | 4,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,500 |
| Cash dividends | $911,000 | 2,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $937,000 | 4,684 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,242,000 | 6,756 |
| Total interest expense | $1,588,000 | 7,454 |
| Net interest income | $2,654,000 | 6,036 |
| Provision for loan and lease losses | $36,000 | 6,768 |
| Total noninterest income | $349,000 | 6,495 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $280,000 | 4,535 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 8,396 |
| Total noninterest expense | $1,722,000 | 6,679 |
| Salaries and employee benefits | $845,000 | 6,852 |
| Premises and equipment expense | $188,000 | 7,429 |
| Additional noninterest expense | $689,000 | 5,931 |
| Pre-tax net operating income | $1,245,000 | 5,133 |
| Securities gains (losses) | $15,000 | 2,090 |
| Applicable income taxes | $421,000 | 4,768 |
| Income before extraordinary items | $839,000 | 5,263 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $839,000 | 5,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,497 |
| Cash dividends | $775,000 | 2,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $828,950 | 5,286 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,687,000 | 7,088 |
| Total interest expense | $1,286,000 | 7,597 |
| Net interest income | $2,401,000 | 6,663 |
| Provision for loan and lease losses | $34,000 | 6,932 |
| Total noninterest income | $344,000 | 6,740 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $281,000 | 4,598 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 8,968 |
| Total noninterest expense | $1,758,000 | 6,809 |
| Salaries and employee benefits | $780,000 | 7,316 |
| Premises and equipment expense | $186,000 | 7,731 |
| Additional noninterest expense | $792,000 | 5,739 |
| Pre-tax net operating income | $953,000 | 6,153 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $291,000 | 5,991 |
| Income before extraordinary items | $662,000 | 6,138 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $662,000 | 6,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,184 |
| Cash dividends | $660,000 | 2,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $662,000 | 6,206 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,637,000 | 7,352 |
| Total interest expense | $1,384,000 | 7,602 |
| Net interest income | $2,253,000 | 7,028 |
| Provision for loan and lease losses | $8,000 | 9,904 |
| Total noninterest income | $331,000 | 7,252 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $264,000 | 4,892 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 9,213 |
| Total noninterest expense | $1,782,000 | 6,940 |
| Salaries and employee benefits | $820,000 | 7,203 |
| Premises and equipment expense | $185,000 | 8,012 |
| Additional noninterest expense | $777,000 | 6,061 |
| Pre-tax net operating income | $794,000 | 6,841 |
| Securities gains (losses) | $-19,000 | 12,913 |
| Applicable income taxes | $260,000 | 6,649 |
| Income before extraordinary items | $515,000 | 7,426 |
| Extraordinary gains, net | $50,000 | 2,172 |
| Net income | $565,000 | 7,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 4,468 |
| Cash dividends | $550,000 | 2,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $527,540 | 7,074 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,028,000 | 7,469 |
| Total interest expense | $1,685,000 | 7,932 |
| Net interest income | $2,343,000 | 6,910 |
| Provision for loan and lease losses | $87,000 | 7,678 |
| Total noninterest income | $321,000 | 7,446 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $265,000 | 4,916 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 10,037 |
| Total noninterest expense | $1,794,000 | 6,963 |
| Salaries and employee benefits | $773,000 | 7,446 |
| Premises and equipment expense | $182,000 | 8,255 |
| Additional noninterest expense | $839,000 | 5,841 |
| Pre-tax net operating income | $783,000 | 6,642 |
| Securities gains (losses) | $77,000 | 3,440 |
| Applicable income taxes | $284,000 | 6,159 |
| Income before extraordinary items | $576,000 | 6,732 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $576,000 | 6,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 9,616 |
| Cash dividends | $460,000 | 2,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $524,410 | 6,757 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.