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First Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0747%4,453
Percentage Net Loans Charged-off: Total real estate loans0.0234%589
Percentage Net Loans Charged-off:Construction & development0.0040%217
Percentage Net Loans Charged-off: Commercial real estate0.0423%347
Percentage Net Loans Charged-off: Multi-family residential-0.0006%4,480
Percentage Net Loans Charged-off: 1-4 family residential0.0026%708
Percentage Net Loans Charged-off: Home equity loans0.0029%240
All other 1-4 family - Percent of loans charged-off, net0.0025%659
Percentage Net Loans Charged-off: Commercial and industrial-0.4666%4,508
Percentage Net Loans Charged-off: Loans to individuals0.2215%1,878
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual0.2215%1,757
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1133%4,509
Percentage Net Loans Charged-off: Total real estate loans0.0321%410
Percentage Net Loans Charged-off:Construction & development0.0060%143
Percentage Net Loans Charged-off: Commercial real estate0.0600%248
Percentage Net Loans Charged-off: Multi-family residential-0.0008%4,517
Percentage Net Loans Charged-off: 1-4 family residential0.0003%645
Percentage Net Loans Charged-off: Home equity loans-0.0056%4,275
All other 1-4 family - Percent of loans charged-off, net0.0030%538
Percentage Net Loans Charged-off: Commercial and industrial-0.6925%4,559
Percentage Net Loans Charged-off: Loans to individuals0.2602%1,566
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual0.2602%1,492
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1808%4,579
Percentage Net Loans Charged-off: Total real estate loans0.0088%528
Percentage Net Loans Charged-off:Construction & development0.0098%100
Percentage Net Loans Charged-off: Commercial real estate0.0154%258
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential0.0008%516
Percentage Net Loans Charged-off: Home equity loans-0.0105%4,344
All other 1-4 family - Percent of loans charged-off, net0.0061%398
Percentage Net Loans Charged-off: Commercial and industrial-0.9354%4,602
Percentage Net Loans Charged-off: Loans to individuals0.3493%1,232
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual0.3493%1,200
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3179%4,629
Percentage Net Loans Charged-off: Total real estate loans0.0130%336
Percentage Net Loans Charged-off:Construction & development0.0215%45
Percentage Net Loans Charged-off: Commercial real estate0.0328%143
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential-0.0147%4,172
Percentage Net Loans Charged-off: Home equity loans-0.0187%4,474
All other 1-4 family - Percent of loans charged-off, net-0.0128%4,158
Percentage Net Loans Charged-off: Commercial and industrial-1.6161%4,651
Percentage Net Loans Charged-off: Loans to individuals0.4009%1,079
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual0.4009%1,004
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0112%3,867
Percentage Net Loans Charged-off: Total real estate loans-0.0500%4,408
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate-0.0504%4,433
Percentage Net Loans Charged-off: Multi-family residential-0.0012%4,623
Percentage Net Loans Charged-off: 1-4 family residential-0.0630%4,418
Percentage Net Loans Charged-off: Home equity loans-0.0740%4,524
All other 1-4 family - Percent of loans charged-off, net-0.0572%4,398
Percentage Net Loans Charged-off: Commercial and industrial0.2199%616
Percentage Net Loans Charged-off: Loans to individuals-2.7385%4,699
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual-2.7385%4,700
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0108%3,740
Percentage Net Loans Charged-off: Total real estate loans-0.0685%4,498
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate-0.0661%4,516
Percentage Net Loans Charged-off: Multi-family residential-0.0008%4,663
Percentage Net Loans Charged-off: 1-4 family residential-0.0922%4,523
Percentage Net Loans Charged-off: Home equity loans-0.1031%4,583
All other 1-4 family - Percent of loans charged-off, net-0.0864%4,518
Percentage Net Loans Charged-off: Commercial and industrial0.3163%387
Percentage Net Loans Charged-off: Loans to individuals-3.4030%4,741
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual-3.4030%4,741
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0053%1,817
Percentage Net Loans Charged-off: Total real estate loans-0.0949%4,495
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate-0.0964%4,461
Percentage Net Loans Charged-off: Multi-family residential-0.0012%3,799
Percentage Net Loans Charged-off: 1-4 family residential-0.1203%4,459
Percentage Net Loans Charged-off: Home equity loans-0.1462%3,436
All other 1-4 family - Percent of loans charged-off, net-0.1065%4,446
Percentage Net Loans Charged-off: Commercial and industrial0.3845%284
Percentage Net Loans Charged-off: Loans to individuals0.0196%2,126
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0196%2,036
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0602%4,323
Percentage Net Loans Charged-off: Total real estate loans-0.0606%4,452
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate-0.0016%4,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.1929%4,556
Percentage Net Loans Charged-off: Home equity loans-0.2747%3,500
All other 1-4 family - Percent of loans charged-off, net-0.1497%4,537
Percentage Net Loans Charged-off: Commercial and industrial-0.0671%3,969
Percentage Net Loans Charged-off: Loans to individuals0.1994%1,291
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1994%1,214
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2924%299
Percentage Net Loans Charged-off: Total real estate loans-0.0689%4,484
Percentage Net Loans Charged-off:Construction & development-0.2454%4,341
Percentage Net Loans Charged-off: Commercial real estate-0.0352%4,371
Percentage Net Loans Charged-off: Multi-family residential-0.0012%3,870
Percentage Net Loans Charged-off: 1-4 family residential-0.1257%4,523
Percentage Net Loans Charged-off: Home equity loans-0.2845%3,543
All other 1-4 family - Percent of loans charged-off, net-0.0518%4,282
Percentage Net Loans Charged-off: Commercial and industrial1.4264%146
Percentage Net Loans Charged-off: Loans to individuals-0.0170%3,868
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0170%3,828
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1883%447
Percentage Net Loans Charged-off: Total real estate loans-0.0534%4,464
Percentage Net Loans Charged-off:Construction & development-0.2820%4,396
Percentage Net Loans Charged-off: Commercial real estate-0.0161%4,309
Percentage Net Loans Charged-off: Multi-family residential-0.0008%3,910
Percentage Net Loans Charged-off: 1-4 family residential-0.1054%4,541
Percentage Net Loans Charged-off: Home equity loans-0.3264%3,607
All other 1-4 family - Percent of loans charged-off, net-0.0044%3,600
Percentage Net Loans Charged-off: Commercial and industrial0.9175%181
Percentage Net Loans Charged-off: Loans to individuals-0.0616%3,993
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0616%3,957
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3154%272
Percentage Net Loans Charged-off: Total real estate loans-0.0439%4,447
Percentage Net Loans Charged-off:Construction & development-0.1038%4,351
Percentage Net Loans Charged-off: Commercial real estate-0.0144%4,366
Percentage Net Loans Charged-off: Multi-family residential-0.0012%3,931
Percentage Net Loans Charged-off: 1-4 family residential-0.0972%4,571
Percentage Net Loans Charged-off: Home equity loans-0.3870%3,625
All other 1-4 family - Percent of loans charged-off, net0.0326%456
Percentage Net Loans Charged-off: Commercial and industrial1.3418%119
Percentage Net Loans Charged-off: Loans to individuals-0.0467%3,823
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0467%3,783
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0634%4,487
Percentage Net Loans Charged-off: Total real estate loans-0.0753%4,660
Percentage Net Loans Charged-off:Construction & development-0.1454%4,415
Percentage Net Loans Charged-off: Commercial real estate-0.0250%4,544
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.1659%4,704
Percentage Net Loans Charged-off: Home equity loans-0.7190%3,663
All other 1-4 family - Percent of loans charged-off, net0.0734%244
Percentage Net Loans Charged-off: Commercial and industrial-0.0298%3,968
Percentage Net Loans Charged-off: Loans to individuals-0.0938%3,976
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0938%3,933
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0240%4,474
Percentage Net Loans Charged-off: Total real estate loans-0.0288%4,515
Percentage Net Loans Charged-off:Construction & development-0.1939%4,469
Percentage Net Loans Charged-off: Commercial real estate0.0023%1,030
Percentage Net Loans Charged-off: Multi-family residential-0.0021%3,962
Percentage Net Loans Charged-off: 1-4 family residential-0.0592%4,584
Percentage Net Loans Charged-off: Home equity loans-0.1238%3,628
All other 1-4 family - Percent of loans charged-off, net-0.0305%4,427
Percentage Net Loans Charged-off: Commercial and industrial-0.0112%3,935
Percentage Net Loans Charged-off: Loans to individuals0.1136%2,414
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1136%2,313
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0433%2,007
Percentage Net Loans Charged-off: Total real estate loans-0.0352%4,586
Percentage Net Loans Charged-off:Construction & development-0.2048%4,511
Percentage Net Loans Charged-off: Commercial real estate0.0050%770
Percentage Net Loans Charged-off: Multi-family residential-0.0019%3,972
Percentage Net Loans Charged-off: 1-4 family residential-0.0784%4,675
Percentage Net Loans Charged-off: Home equity loans-0.1293%3,657
All other 1-4 family - Percent of loans charged-off, net-0.0555%4,602
Percentage Net Loans Charged-off: Commercial and industrial0.3176%792
Percentage Net Loans Charged-off: Loans to individuals0.1200%2,278
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1200%2,165
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0926%1,333
Percentage Net Loans Charged-off: Total real estate loans-0.0245%4,532
Percentage Net Loans Charged-off:Construction & development-0.0156%4,272
Percentage Net Loans Charged-off: Commercial real estate0.0100%591
Percentage Net Loans Charged-off: Multi-family residential-0.0029%4,004
Percentage Net Loans Charged-off: 1-4 family residential-0.0806%4,712
Percentage Net Loans Charged-off: Home equity loans-0.0951%3,630
All other 1-4 family - Percent of loans charged-off, net-0.0738%4,704
Percentage Net Loans Charged-off: Commercial and industrial0.5434%547
Percentage Net Loans Charged-off: Loans to individuals0.1180%2,219
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1180%2,090
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2599%566
Percentage Net Loans Charged-off: Total real estate loans-0.0293%4,594
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate-0.0179%4,629
Percentage Net Loans Charged-off: Multi-family residential-0.0030%4,049
Percentage Net Loans Charged-off: 1-4 family residential-0.0551%4,659
Percentage Net Loans Charged-off: Home equity loans-0.0198%3,506
All other 1-4 family - Percent of loans charged-off, net-0.0719%4,718
Percentage Net Loans Charged-off: Commercial and industrial1.6156%234
Percentage Net Loans Charged-off: Loans to individuals0.1539%1,957
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1539%1,859
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0099%4,468
Percentage Net Loans Charged-off: Total real estate loans-0.0183%4,475
Percentage Net Loans Charged-off:Construction & development-0.0205%4,317
Percentage Net Loans Charged-off: Commercial real estate0.0003%1,106
Percentage Net Loans Charged-off: Multi-family residential-0.0097%4,107
Percentage Net Loans Charged-off: 1-4 family residential-0.0467%4,683
Percentage Net Loans Charged-off: Home equity loans-0.0069%3,438
All other 1-4 family - Percent of loans charged-off, net-0.0661%4,772
Percentage Net Loans Charged-off: Commercial and industrial0.0309%2,061
Percentage Net Loans Charged-off: Loans to individuals-0.0045%4,478
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0045%4,435
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0158%4,518
Percentage Net Loans Charged-off: Total real estate loans-0.0252%4,618
Percentage Net Loans Charged-off:Construction & development-0.0267%4,414
Percentage Net Loans Charged-off: Commercial real estate-0.0449%4,803
Percentage Net Loans Charged-off: Multi-family residential-0.0111%4,169
Percentage Net Loans Charged-off: 1-4 family residential0.0014%1,579
Percentage Net Loans Charged-off: Home equity loans-0.0034%3,434
All other 1-4 family - Percent of loans charged-off, net0.0037%1,426
Percentage Net Loans Charged-off: Commercial and industrial0.0297%1,718
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,132
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,021
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0187%4,523
Percentage Net Loans Charged-off: Total real estate loans-0.0214%4,587
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate-0.0631%4,957
Percentage Net Loans Charged-off: Multi-family residential-0.0137%4,201
Percentage Net Loans Charged-off: 1-4 family residential0.0332%910
Percentage Net Loans Charged-off: Home equity loans0.0715%220
All other 1-4 family - Percent of loans charged-off, net0.0141%1,051
Percentage Net Loans Charged-off: Commercial and industrial-0.0088%3,845
Percentage Net Loans Charged-off: Loans to individuals0.0440%2,693
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0440%2,573
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0352%4,705
Percentage Net Loans Charged-off: Total real estate loans-0.0279%4,790
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate-0.0782%5,086
Percentage Net Loans Charged-off: Multi-family residential-0.0140%4,253
Percentage Net Loans Charged-off: 1-4 family residential0.0365%702
Percentage Net Loans Charged-off: Home equity loans-0.0385%3,731
All other 1-4 family - Percent of loans charged-off, net0.0732%491
Percentage Net Loans Charged-off: Commercial and industrial-0.0784%4,490
Percentage Net Loans Charged-off: Loans to individuals0.1861%1,921
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1861%1,809
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0546%2,365
Percentage Net Loans Charged-off: Total real estate loans0.0872%846
Percentage Net Loans Charged-off:Construction & development-0.1486%4,694
Percentage Net Loans Charged-off: Commercial real estate0.2217%384
Percentage Net Loans Charged-off: Multi-family residential0.0253%96
Percentage Net Loans Charged-off: 1-4 family residential-0.0510%4,902
Percentage Net Loans Charged-off: Home equity loans0.0054%557
All other 1-4 family - Percent of loans charged-off, net-0.0795%5,020
Percentage Net Loans Charged-off: Commercial and industrial-0.0855%4,578
Percentage Net Loans Charged-off: Loans to individuals0.1166%2,827
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1166%2,733
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0930%1,570
Percentage Net Loans Charged-off: Total real estate loans0.1287%498
Percentage Net Loans Charged-off:Construction & development-0.1748%4,764
Percentage Net Loans Charged-off: Commercial real estate0.3046%231
Percentage Net Loans Charged-off: Multi-family residential0.0388%71
Percentage Net Loans Charged-off: 1-4 family residential-0.0532%4,940
Percentage Net Loans Charged-off: Home equity loans0.0139%443
All other 1-4 family - Percent of loans charged-off, net-0.0874%5,075
Percentage Net Loans Charged-off: Commercial and industrial-0.0581%4,456
Percentage Net Loans Charged-off: Loans to individuals0.0857%2,765
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0857%2,657
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0418%4,859
Percentage Net Loans Charged-off: Total real estate loans-0.0562%5,002
Percentage Net Loans Charged-off:Construction & development-0.2689%4,861
Percentage Net Loans Charged-off: Commercial real estate-0.0467%5,036
Percentage Net Loans Charged-off: Multi-family residential-0.0107%4,330
Percentage Net Loans Charged-off: 1-4 family residential-0.0405%4,870
Percentage Net Loans Charged-off: Home equity loans0.0258%353
All other 1-4 family - Percent of loans charged-off, net-0.0747%5,071
Percentage Net Loans Charged-off: Commercial and industrial0.0137%1,534
Percentage Net Loans Charged-off: Loans to individuals0.1495%2,319
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1495%2,199
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0753%5,132
Percentage Net Loans Charged-off: Total real estate loans-0.0950%5,253
Percentage Net Loans Charged-off:Construction & development-0.5600%4,998
Percentage Net Loans Charged-off: Commercial real estate-0.1038%5,301
Percentage Net Loans Charged-off: Multi-family residential0.0129%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0237%4,791
Percentage Net Loans Charged-off: Home equity loans0.0887%204
All other 1-4 family - Percent of loans charged-off, net-0.0829%5,173
Percentage Net Loans Charged-off: Commercial and industrial-0.0012%3,857
Percentage Net Loans Charged-off: Loans to individuals0.2403%1,833
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2403%1,706
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0547%5,213
Percentage Net Loans Charged-off: Total real estate loans-0.0810%5,271
Percentage Net Loans Charged-off:Construction & development-0.5441%5,065
Percentage Net Loans Charged-off: Commercial real estate-0.1030%5,283
Percentage Net Loans Charged-off: Multi-family residential-0.0172%4,428
Percentage Net Loans Charged-off: 1-4 family residential0.0071%2,248
Percentage Net Loans Charged-off: Home equity loans-0.0549%3,965
All other 1-4 family - Percent of loans charged-off, net0.0410%1,587
Percentage Net Loans Charged-off: Commercial and industrial-0.0330%4,487
Percentage Net Loans Charged-off: Loans to individuals2.7968%208
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.7968%181
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0755%5,298
Percentage Net Loans Charged-off: Total real estate loans-0.1148%5,400
Percentage Net Loans Charged-off:Construction & development-0.7275%5,133
Percentage Net Loans Charged-off: Commercial real estate-0.1309%5,370
Percentage Net Loans Charged-off: Multi-family residential-0.0140%4,452
Percentage Net Loans Charged-off: 1-4 family residential-0.0177%4,834
Percentage Net Loans Charged-off: Home equity loans-0.0402%3,934
All other 1-4 family - Percent of loans charged-off, net-0.0053%4,563
Percentage Net Loans Charged-off: Commercial and industrial-0.0284%4,375
Percentage Net Loans Charged-off: Loans to individuals3.8114%135
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.8114%116
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0381%5,053
Percentage Net Loans Charged-off: Total real estate loans-0.0353%5,059
Percentage Net Loans Charged-off:Construction & development-0.3865%5,079
Percentage Net Loans Charged-off: Commercial real estate-0.0133%4,965
Percentage Net Loans Charged-off: Multi-family residential0.0095%89
Percentage Net Loans Charged-off: 1-4 family residential-0.0198%4,841
Percentage Net Loans Charged-off: Home equity loans-0.0325%3,907
All other 1-4 family - Percent of loans charged-off, net-0.0129%4,763
Percentage Net Loans Charged-off: Commercial and industrial-0.0759%4,712
Percentage Net Loans Charged-off: Loans to individuals0.7788%1,045
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7788%935
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0453%5,139
Percentage Net Loans Charged-off: Total real estate loans-0.0217%4,961
Percentage Net Loans Charged-off:Construction & development-0.0730%4,930
Percentage Net Loans Charged-off: Commercial real estate-0.0272%5,256
Percentage Net Loans Charged-off: Multi-family residential0.0383%51
Percentage Net Loans Charged-off: 1-4 family residential-0.0123%4,744
Percentage Net Loans Charged-off: Home equity loans-0.0399%4,014
All other 1-4 family - Percent of loans charged-off, net0.0027%1,222
Percentage Net Loans Charged-off: Commercial and industrial-0.1562%5,055
Percentage Net Loans Charged-off: Loans to individuals0.1485%2,163
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1485%2,038
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1636%1,643
Percentage Net Loans Charged-off: Total real estate loans0.2402%561
Percentage Net Loans Charged-off:Construction & development-1.1288%5,341
Percentage Net Loans Charged-off: Commercial real estate0.1585%690
Percentage Net Loans Charged-off: Multi-family residential0.3850%112
Percentage Net Loans Charged-off: 1-4 family residential0.5186%240
Percentage Net Loans Charged-off: Home equity loans0.0105%769
All other 1-4 family - Percent of loans charged-off, net0.7964%144
Percentage Net Loans Charged-off: Commercial and industrial-0.1446%5,145
Percentage Net Loans Charged-off: Loans to individuals0.3195%2,345
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3195%2,196
Percentage Net Loans Charged-off: All other loans and lease-0.0142%5,036
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1711%1,345
Percentage Net Loans Charged-off: Total real estate loans0.2537%458
Percentage Net Loans Charged-off:Construction & development-0.5847%5,294
Percentage Net Loans Charged-off: Commercial real estate0.0084%1,098
Percentage Net Loans Charged-off: Multi-family residential0.1437%117
Percentage Net Loans Charged-off: 1-4 family residential0.6779%153
Percentage Net Loans Charged-off: Home equity loans-0.0886%4,210
All other 1-4 family - Percent of loans charged-off, net1.0978%82
Percentage Net Loans Charged-off: Commercial and industrial-0.1551%5,169
Percentage Net Loans Charged-off: Loans to individuals0.2232%2,390
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2233%2,231
Percentage Net Loans Charged-off: All other loans and lease-0.0113%5,042
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0320%5,153
Percentage Net Loans Charged-off: Total real estate loans-0.0142%4,886
Percentage Net Loans Charged-off:Construction & development-0.4846%5,310
Percentage Net Loans Charged-off: Commercial real estate0.0030%939
Percentage Net Loans Charged-off: Multi-family residential0.2197%85
Percentage Net Loans Charged-off: 1-4 family residential0.0073%2,016
Percentage Net Loans Charged-off: Home equity loans-0.1069%4,265
All other 1-4 family - Percent of loans charged-off, net0.0693%1,323
Percentage Net Loans Charged-off: Commercial and industrial-0.1120%5,064
Percentage Net Loans Charged-off: Loans to individuals0.2120%2,276
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2120%2,127
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1181%1,413
Percentage Net Loans Charged-off: Total real estate loans0.0454%1,213
Percentage Net Loans Charged-off:Construction & development-0.0534%4,992
Percentage Net Loans Charged-off: Commercial real estate-0.0129%5,243
Percentage Net Loans Charged-off: Multi-family residential-0.0133%4,675
Percentage Net Loans Charged-off: 1-4 family residential0.1343%801
Percentage Net Loans Charged-off: Home equity loans-0.0680%4,213
All other 1-4 family - Percent of loans charged-off, net0.2440%528
Percentage Net Loans Charged-off: Commercial and industrial0.4183%607
Percentage Net Loans Charged-off: Loans to individuals0.0421%2,412
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0421%2,270
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0153%5,209
Percentage Net Loans Charged-off: Total real estate loans-0.0630%5,579
Percentage Net Loans Charged-off:Construction & development-0.3827%5,326
Percentage Net Loans Charged-off: Commercial real estate0.0698%1,156
Percentage Net Loans Charged-off: Multi-family residential-1.9432%4,923
Percentage Net Loans Charged-off: 1-4 family residential0.0014%3,055
Percentage Net Loans Charged-off: Home equity loans-0.0542%4,260
All other 1-4 family - Percent of loans charged-off, net0.0332%2,490
Percentage Net Loans Charged-off: Commercial and industrial0.1642%1,684
Percentage Net Loans Charged-off: Loans to individuals-0.0486%5,258
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0486%5,194
Percentage Net Loans Charged-off: All other loans and lease-0.0048%5,040
Percentage Net Loans Charged-off:Coml. RE not secured by RE220.1835%3
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0161%5,129
Percentage Net Loans Charged-off: Total real estate loans-0.0962%5,765
Percentage Net Loans Charged-off:Construction & development-0.5585%5,454
Percentage Net Loans Charged-off: Commercial real estate0.0837%928
Percentage Net Loans Charged-off: Multi-family residential-2.5387%4,972
Percentage Net Loans Charged-off: 1-4 family residential-0.0070%5,171
Percentage Net Loans Charged-off: Home equity loans-0.0447%4,268
All other 1-4 family - Percent of loans charged-off, net0.0148%2,474
Percentage Net Loans Charged-off: Commercial and industrial0.2883%1,113
Percentage Net Loans Charged-off: Loans to individuals-0.2475%5,647
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2475%5,590
Percentage Net Loans Charged-off: All other loans and lease-0.0063%5,120
Percentage Net Loans Charged-off:Coml. RE not secured by RE234.8624%3
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0346%2,978
Percentage Net Loans Charged-off: Total real estate loans-0.0898%5,796
Percentage Net Loans Charged-off:Construction & development-0.2217%5,324
Percentage Net Loans Charged-off: Commercial real estate0.1250%719
Percentage Net Loans Charged-off: Multi-family residential-3.7253%5,009
Percentage Net Loans Charged-off: 1-4 family residential0.0580%1,887
Percentage Net Loans Charged-off: Home equity loans-0.0239%4,252
All other 1-4 family - Percent of loans charged-off, net0.1064%1,415
Percentage Net Loans Charged-off: Commercial and industrial0.4995%740
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,048
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,908
Percentage Net Loans Charged-off: All other loans and lease-0.0093%5,187
Percentage Net Loans Charged-off:Coml. RE not secured by RE264.2444%3
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3446%710
Percentage Net Loans Charged-off: Total real estate loans0.1619%893
Percentage Net Loans Charged-off:Construction & development-0.4946%5,539
Percentage Net Loans Charged-off: Commercial real estate0.1119%513
Percentage Net Loans Charged-off: Multi-family residential0.4632%62
Percentage Net Loans Charged-off: 1-4 family residential0.2499%743
Percentage Net Loans Charged-off: Home equity loans-0.0109%4,224
All other 1-4 family - Percent of loans charged-off, net0.4090%496
Percentage Net Loans Charged-off: Commercial and industrial1.0678%343
Percentage Net Loans Charged-off: Loans to individuals-0.1081%5,224
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1081%5,167
Percentage Net Loans Charged-off: All other loans and lease-0.0182%5,310
Percentage Net Loans Charged-off:Coml. RE not secured by RE352.2936%3
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2414%1,760
Percentage Net Loans Charged-off: Total real estate loans0.3015%1,032
Percentage Net Loans Charged-off:Construction & development-1.8252%5,807
Percentage Net Loans Charged-off: Commercial real estate-0.1865%6,107
Percentage Net Loans Charged-off: Multi-family residential7.1209%43
Percentage Net Loans Charged-off: 1-4 family residential0.2317%1,441
Percentage Net Loans Charged-off: Home equity loans0.1530%812
All other 1-4 family - Percent of loans charged-off, net0.2785%1,204
Percentage Net Loans Charged-off: Commercial and industrial0.0356%2,530
Percentage Net Loans Charged-off: Loans to individuals-0.0551%5,519
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0551%5,445
Percentage Net Loans Charged-off: All other loans and lease-0.0104%5,342
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0611%3,332
Percentage Net Loans Charged-off: Total real estate loans0.1226%1,922
Percentage Net Loans Charged-off:Construction & development-1.7071%5,849
Percentage Net Loans Charged-off: Commercial real estate-0.1605%6,154
Percentage Net Loans Charged-off: Multi-family residential3.3031%83
Percentage Net Loans Charged-off: 1-4 family residential0.2391%1,306
Percentage Net Loans Charged-off: Home equity loans0.0630%911
All other 1-4 family - Percent of loans charged-off, net0.3430%932
Percentage Net Loans Charged-off: Commercial and industrial-0.1711%5,574
Percentage Net Loans Charged-off: Loans to individuals0.0828%3,220
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0828%3,074
Percentage Net Loans Charged-off: All other loans and lease-0.0073%5,352
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2079%1,773
Percentage Net Loans Charged-off: Total real estate loans0.2105%1,320
Percentage Net Loans Charged-off:Construction & development-2.1356%5,905
Percentage Net Loans Charged-off: Commercial real estate-0.1449%6,194
Percentage Net Loans Charged-off: Multi-family residential5.0794%55
Percentage Net Loans Charged-off: 1-4 family residential0.2863%1,133
Percentage Net Loans Charged-off: Home equity loans0.0786%754
All other 1-4 family - Percent of loans charged-off, net0.4100%810
Percentage Net Loans Charged-off: Commercial and industrial0.2042%1,383
Percentage Net Loans Charged-off: Loans to individuals0.4273%1,684
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4273%1,557
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1673%1,716
Percentage Net Loans Charged-off: Total real estate loans0.0573%1,924
Percentage Net Loans Charged-off:Construction & development-1.8773%5,929
Percentage Net Loans Charged-off: Commercial real estate0.0513%893
Percentage Net Loans Charged-off: Multi-family residential0.4058%104
Percentage Net Loans Charged-off: 1-4 family residential0.2701%1,001
Percentage Net Loans Charged-off: Home equity loans0.1445%497
All other 1-4 family - Percent of loans charged-off, net0.3441%841
Percentage Net Loans Charged-off: Commercial and industrial0.6019%619
Percentage Net Loans Charged-off: Loans to individuals0.2679%1,972
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2679%1,862
Percentage Net Loans Charged-off: All other loans and lease-0.0833%5,691
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1950%2,905
Percentage Net Loans Charged-off: Total real estate loans0.2354%2,101
Percentage Net Loans Charged-off:Construction & development-4.4424%6,171
Percentage Net Loans Charged-off: Commercial real estate0.3787%1,271
Percentage Net Loans Charged-off: Multi-family residential0.0159%592
Percentage Net Loans Charged-off: 1-4 family residential0.8411%611
Percentage Net Loans Charged-off: Home equity loans0.6171%576
All other 1-4 family - Percent of loans charged-off, net0.9628%519
Percentage Net Loans Charged-off: Commercial and industrial0.0545%2,779
Percentage Net Loans Charged-off: Loans to individuals0.2847%2,799
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2847%2,656
Percentage Net Loans Charged-off: All other loans and lease-0.0753%5,763
Percentage Net Loans Charged-off:Coml. RE not secured by RE45.8515%10
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3420%1,837
Percentage Net Loans Charged-off: Total real estate loans0.4325%1,239
Percentage Net Loans Charged-off:Construction & development-3.2158%6,183
Percentage Net Loans Charged-off: Commercial real estate0.4828%986
Percentage Net Loans Charged-off: Multi-family residential0.0271%482
Percentage Net Loans Charged-off: 1-4 family residential1.0163%479
Percentage Net Loans Charged-off: Home equity loans0.7919%479
All other 1-4 family - Percent of loans charged-off, net1.1360%409
Percentage Net Loans Charged-off: Commercial and industrial0.0176%2,641
Percentage Net Loans Charged-off: Loans to individuals0.3314%2,392
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3314%2,228
Percentage Net Loans Charged-off: All other loans and lease-0.0310%5,688
Percentage Net Loans Charged-off:Coml. RE not secured by RE54.4549%9
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4156%1,558
Percentage Net Loans Charged-off: Total real estate loans0.5677%983
Percentage Net Loans Charged-off:Construction & development-1.4946%6,133
Percentage Net Loans Charged-off: Commercial real estate0.2975%1,156
Percentage Net Loans Charged-off: Multi-family residential0.0408%391
Percentage Net Loans Charged-off: 1-4 family residential1.2304%406
Percentage Net Loans Charged-off: Home equity loans0.9939%401
All other 1-4 family - Percent of loans charged-off, net1.3547%375
Percentage Net Loans Charged-off: Commercial and industrial-0.1416%5,771
Percentage Net Loans Charged-off: Loans to individuals0.2238%2,575
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2238%2,429
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RE69.6993%5
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4754%1,256
Percentage Net Loans Charged-off: Total real estate loans0.6760%781
Percentage Net Loans Charged-off:Construction & development-0.2645%5,910
Percentage Net Loans Charged-off: Commercial real estate0.3253%827
Percentage Net Loans Charged-off: Multi-family residential0.0115%284
Percentage Net Loans Charged-off: 1-4 family residential1.2327%420
Percentage Net Loans Charged-off: Home equity loans0.7365%396
All other 1-4 family - Percent of loans charged-off, net1.4899%346
Percentage Net Loans Charged-off: Commercial and industrial-0.2732%6,084
Percentage Net Loans Charged-off: Loans to individuals0.3728%1,881
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3728%1,743
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RE95.2104%2
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5535%564
Percentage Net Loans Charged-off: Total real estate loans1.7953%405
Percentage Net Loans Charged-off:Construction & development3.0630%840
Percentage Net Loans Charged-off: Commercial real estate1.6538%513
Percentage Net Loans Charged-off: Multi-family residential2.0617%312
Percentage Net Loans Charged-off: 1-4 family residential1.6838%455
Percentage Net Loans Charged-off: Home equity loans1.2343%548
All other 1-4 family - Percent of loans charged-off, net1.9438%388
Percentage Net Loans Charged-off: Commercial and industrial0.7535%1,701
Percentage Net Loans Charged-off: Loans to individuals0.5983%2,097
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6038%1,935
Percentage Net Loans Charged-off: All other loans and lease-0.2307%6,239
Percentage Net Loans Charged-off:Coml. RE not secured by RE19.2565%31
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0838%953
Percentage Net Loans Charged-off: Total real estate loans1.2687%706
Percentage Net Loans Charged-off:Construction & development2.7645%851
Percentage Net Loans Charged-off: Commercial real estate0.7643%1,039
Percentage Net Loans Charged-off: Multi-family residential1.4201%350
Percentage Net Loans Charged-off: 1-4 family residential1.5179%522
Percentage Net Loans Charged-off: Home equity loans1.4188%446
All other 1-4 family - Percent of loans charged-off, net1.5774%517
Percentage Net Loans Charged-off: Commercial and industrial0.4599%1,920
Percentage Net Loans Charged-off: Loans to individuals0.9034%1,406
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9106%1,275
Percentage Net Loans Charged-off: All other loans and lease-0.3106%6,317
Percentage Net Loans Charged-off:Coml. RE not secured by RE22.4995%28
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2341%872
Percentage Net Loans Charged-off: Total real estate loans1.2064%803
Percentage Net Loans Charged-off:Construction & development2.3339%882
Percentage Net Loans Charged-off: Commercial real estate0.7961%943
Percentage Net Loans Charged-off: Multi-family residential1.8146%268
Percentage Net Loans Charged-off: 1-4 family residential1.3747%625
Percentage Net Loans Charged-off: Home equity loans1.3784%447
All other 1-4 family - Percent of loans charged-off, net1.3723%620
Percentage Net Loans Charged-off: Commercial and industrial1.4330%990
Percentage Net Loans Charged-off: Loans to individuals1.8879%676
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.8985%613
Percentage Net Loans Charged-off: All other loans and lease-0.4613%6,360
Percentage Net Loans Charged-off:Coml. RE not secured by RE10.8434%33
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1629%884
Percentage Net Loans Charged-off: Total real estate loans1.1725%793
Percentage Net Loans Charged-off:Construction & development3.9327%517
Percentage Net Loans Charged-off: Commercial real estate0.4662%996
Percentage Net Loans Charged-off: Multi-family residential2.9422%166
Percentage Net Loans Charged-off: 1-4 family residential1.1399%763
Percentage Net Loans Charged-off: Home equity loans1.0965%467
All other 1-4 family - Percent of loans charged-off, net1.1679%741
Percentage Net Loans Charged-off: Commercial and industrial1.2781%848
Percentage Net Loans Charged-off: Loans to individuals0.5229%1,782
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5430%1,582
Percentage Net Loans Charged-off: All other loans and lease-0.8857%6,399
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.4463%226
Percentage Net Loans Charged-off: Total real estate loans3.1539%264
Percentage Net Loans Charged-off:Construction & development7.8703%612
Percentage Net Loans Charged-off: Commercial real estate2.3773%451
Percentage Net Loans Charged-off: Multi-family residential1.7256%493
Percentage Net Loans Charged-off: 1-4 family residential2.7377%328
Percentage Net Loans Charged-off: Home equity loans1.8689%487
All other 1-4 family - Percent of loans charged-off, net3.2819%280
Percentage Net Loans Charged-off: Commercial and industrial4.6986%472
Percentage Net Loans Charged-off: Loans to individuals0.5600%2,620
Percentage Net Loans Charged-off: Credit card loans0.0000%959
Percentage Net Loans Charged-off: Other loans to individual0.5314%2,424
Percentage Net Loans Charged-off: All other loans and lease1.4517%489
Percentage Net Loans Charged-off:Coml. RE not secured by RE38.9363%20
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.1942%280
Percentage Net Loans Charged-off: Total real estate loans3.0072%297
Percentage Net Loans Charged-off:Construction & development6.9892%631
Percentage Net Loans Charged-off: Commercial real estate2.1110%453
Percentage Net Loans Charged-off: Multi-family residential2.1330%386
Percentage Net Loans Charged-off: 1-4 family residential2.8533%316
Percentage Net Loans Charged-off: Home equity loans1.8987%433
All other 1-4 family - Percent of loans charged-off, net3.4449%265
Percentage Net Loans Charged-off: Commercial and industrial4.0082%521
Percentage Net Loans Charged-off: Loans to individuals0.6079%2,251
Percentage Net Loans Charged-off: Credit card loans0.0000%902
Percentage Net Loans Charged-off: Other loans to individual0.5686%2,068
Percentage Net Loans Charged-off: All other loans and lease1.9206%381
Percentage Net Loans Charged-off:Coml. RE not secured by RE31.3982%19
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.5218%252
Percentage Net Loans Charged-off: Total real estate loans3.4176%267
Percentage Net Loans Charged-off:Construction & development7.2063%601
Percentage Net Loans Charged-off: Commercial real estate2.8795%326
Percentage Net Loans Charged-off: Multi-family residential3.5537%242
Percentage Net Loans Charged-off: 1-4 family residential2.6778%363
Percentage Net Loans Charged-off: Home equity loans2.0091%425
All other 1-4 family - Percent of loans charged-off, net3.0859%310
Percentage Net Loans Charged-off: Commercial and industrial3.9930%523
Percentage Net Loans Charged-off: Loans to individuals0.6900%1,960
Percentage Net Loans Charged-off: Credit card loans0.0000%808
Percentage Net Loans Charged-off: Other loans to individual0.6311%1,782
Percentage Net Loans Charged-off: All other loans and lease3.0287%268
Percentage Net Loans Charged-off:Coml. RE not secured by RE43.2961%12
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.4952%465
Percentage Net Loans Charged-off: Total real estate loans2.9322%335
Percentage Net Loans Charged-off:Construction & development5.5011%573
Percentage Net Loans Charged-off: Commercial real estate2.3149%384
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential3.1670%286
Percentage Net Loans Charged-off: Home equity loans2.3619%307
All other 1-4 family - Percent of loans charged-off, net3.6418%252
Percentage Net Loans Charged-off: Commercial and industrial1.1216%1,193
Percentage Net Loans Charged-off: Loans to individuals1.8151%823
Percentage Net Loans Charged-off: Credit card loans0.0000%649
Percentage Net Loans Charged-off: Other loans to individual1.5838%709
Percentage Net Loans Charged-off: All other loans and lease0.0574%881
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans4.8927%188
Percentage Net Loans Charged-off: Total real estate loans6.1797%86
Percentage Net Loans Charged-off:Construction & development16.9372%226
Percentage Net Loans Charged-off: Commercial real estate2.9906%353
Percentage Net Loans Charged-off: Multi-family residential4.8943%284
Percentage Net Loans Charged-off: 1-4 family residential4.7187%150
Percentage Net Loans Charged-off: Home equity loans2.1564%450
All other 1-4 family - Percent of loans charged-off, net6.1058%108
Percentage Net Loans Charged-off: Commercial and industrial0.9633%2,588
Percentage Net Loans Charged-off: Loans to individuals1.3697%1,630
Percentage Net Loans Charged-off: Credit card loans21.7391%35
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.1004%538
Percentage Net Loans Charged-off:Coml. RE not secured by RE-97.7468%1,553
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.4927%225
Percentage Net Loans Charged-off: Total real estate loans5.8156%113
Percentage Net Loans Charged-off:Construction & development16.0111%243
Percentage Net Loans Charged-off: Commercial real estate2.0587%579
Percentage Net Loans Charged-off: Multi-family residential5.0420%247
Percentage Net Loans Charged-off: 1-4 family residential5.2332%122
Percentage Net Loans Charged-off: Home equity loans2.1050%440
All other 1-4 family - Percent of loans charged-off, net6.9099%85
Percentage Net Loans Charged-off: Commercial and industrial0.5991%2,763
Percentage Net Loans Charged-off: Loans to individuals1.2657%1,620
Percentage Net Loans Charged-off: Credit card loans26.6000%28
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1886%6,632
Percentage Net Loans Charged-off:Coml. RE not secured by RE-139.4963%1,550
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.7300%231
Percentage Net Loans Charged-off: Total real estate loans6.8851%85
Percentage Net Loans Charged-off:Construction & development20.9611%169
Percentage Net Loans Charged-off: Commercial real estate2.1493%507
Percentage Net Loans Charged-off: Multi-family residential4.5093%237
Percentage Net Loans Charged-off: 1-4 family residential5.2144%145
Percentage Net Loans Charged-off: Home equity loans2.3636%376
All other 1-4 family - Percent of loans charged-off, net6.7162%95
Percentage Net Loans Charged-off: Commercial and industrial-1.6647%7,418
Percentage Net Loans Charged-off: Loans to individuals1.4482%1,364
Percentage Net Loans Charged-off: Credit card loans0.0000%903
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2510%6,662
Percentage Net Loans Charged-off:Coml. RE not secured by RE-198.3301%1,504
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.4869%409
Percentage Net Loans Charged-off: Total real estate loans6.3967%131
Percentage Net Loans Charged-off:Construction & development14.4152%278
Percentage Net Loans Charged-off: Commercial real estate2.5573%361
Percentage Net Loans Charged-off: Multi-family residential5.2774%162
Percentage Net Loans Charged-off: 1-4 family residential7.2444%92
Percentage Net Loans Charged-off: Home equity loans2.0569%371
All other 1-4 family - Percent of loans charged-off, net9.9437%60
Percentage Net Loans Charged-off: Commercial and industrial-5.0825%7,562
Percentage Net Loans Charged-off: Loans to individuals2.2480%890
Percentage Net Loans Charged-off: Credit card loans0.0000%753
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.4338%6,742
Percentage Net Loans Charged-off:Coml. RE not secured by RE-396.6452%1,487
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans4.2352%365
Percentage Net Loans Charged-off: Total real estate loans4.2714%331
Percentage Net Loans Charged-off:Construction & development8.9421%689
Percentage Net Loans Charged-off: Commercial real estate1.3518%872
Percentage Net Loans Charged-off: Multi-family residential0.2302%793
Percentage Net Loans Charged-off: 1-4 family residential5.4645%147
Percentage Net Loans Charged-off: Home equity loans1.3975%666
All other 1-4 family - Percent of loans charged-off, net7.2441%104
Percentage Net Loans Charged-off: Commercial and industrial4.4090%883
Percentage Net Loans Charged-off: Loans to individuals1.8683%1,446
Percentage Net Loans Charged-off: Credit card loans-11.3636%1,670
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0946%1,825
Percentage Net Loans Charged-off:Coml. RE not secured by RE60.9515%36
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.1465%326
Percentage Net Loans Charged-off: Total real estate loans4.1553%292
Percentage Net Loans Charged-off:Construction & development8.3200%606
Percentage Net Loans Charged-off: Commercial real estate0.9507%864
Percentage Net Loans Charged-off: Multi-family residential0.2109%589
Percentage Net Loans Charged-off: 1-4 family residential5.9870%112
Percentage Net Loans Charged-off: Home equity loans1.4646%545
All other 1-4 family - Percent of loans charged-off, net7.8895%73
Percentage Net Loans Charged-off: Commercial and industrial4.3834%716
Percentage Net Loans Charged-off: Loans to individuals1.7645%1,455
Percentage Net Loans Charged-off: Credit card loans0.0000%1,103
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0312%1,782
Percentage Net Loans Charged-off:Coml. RE not secured by RE71.5901%28
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.6387%417
Percentage Net Loans Charged-off: Total real estate loans3.5657%356
Percentage Net Loans Charged-off:Construction & development6.4223%687
Percentage Net Loans Charged-off: Commercial real estate0.4699%1,079
Percentage Net Loans Charged-off: Multi-family residential0.2780%415
Percentage Net Loans Charged-off: 1-4 family residential6.5106%106
Percentage Net Loans Charged-off: Home equity loans1.3912%474
All other 1-4 family - Percent of loans charged-off, net8.5666%76
Percentage Net Loans Charged-off: Commercial and industrial4.0455%717
Percentage Net Loans Charged-off: Loans to individuals1.4098%1,718
Percentage Net Loans Charged-off: Credit card loans0.0000%1,008
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0630%6,804
Percentage Net Loans Charged-off:Coml. RE not secured by RE30.7697%29
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.3695%369
Percentage Net Loans Charged-off: Total real estate loans3.2698%311
Percentage Net Loans Charged-off:Construction & development4.4416%620
Percentage Net Loans Charged-off: Commercial real estate0.4750%699
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential7.1188%87
Percentage Net Loans Charged-off: Home equity loans1.7505%316
All other 1-4 family - Percent of loans charged-off, net9.2090%66
Percentage Net Loans Charged-off: Commercial and industrial3.8333%588
Percentage Net Loans Charged-off: Loans to individuals1.0682%1,967
Percentage Net Loans Charged-off: Credit card loans0.0000%800
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1502%6,882
Percentage Net Loans Charged-off:Coml. RE not secured by RE56.6324%15
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.5596%219
Percentage Net Loans Charged-off: Total real estate loans4.7981%85
Percentage Net Loans Charged-off:Construction & development11.5490%161
Percentage Net Loans Charged-off: Commercial real estate0.1219%1,665
Percentage Net Loans Charged-off: Multi-family residential0.0079%540
Percentage Net Loans Charged-off: 1-4 family residential4.1297%98
Percentage Net Loans Charged-off: Home equity loans0.8221%529
All other 1-4 family - Percent of loans charged-off, net5.1875%71
Percentage Net Loans Charged-off: Commercial and industrial0.6086%2,455
Percentage Net Loans Charged-off: Loans to individuals2.1728%901
Percentage Net Loans Charged-off: Credit card loans76.9231%10
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0817%6,986
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.7749%220
Percentage Net Loans Charged-off: Total real estate loans3.7417%89
Percentage Net Loans Charged-off:Construction & development8.3749%170
Percentage Net Loans Charged-off: Commercial real estate0.1296%1,138
Percentage Net Loans Charged-off: Multi-family residential0.0132%370
Percentage Net Loans Charged-off: 1-4 family residential3.6232%92
Percentage Net Loans Charged-off: Home equity loans0.7935%409
All other 1-4 family - Percent of loans charged-off, net4.4866%66
Percentage Net Loans Charged-off: Commercial and industrial0.4404%2,158
Percentage Net Loans Charged-off: Loans to individuals1.6850%1,047
Percentage Net Loans Charged-off: Credit card loans85.5472%9
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2137%7,135
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1697%268
Percentage Net Loans Charged-off: Total real estate loans2.9343%121
Percentage Net Loans Charged-off:Construction & development6.2702%198
Percentage Net Loans Charged-off: Commercial real estate0.1953%753
Percentage Net Loans Charged-off: Multi-family residential0.0205%238
Percentage Net Loans Charged-off: 1-4 family residential2.8971%115
Percentage Net Loans Charged-off: Home equity loans0.4661%467
All other 1-4 family - Percent of loans charged-off, net3.6078%76
Percentage Net Loans Charged-off: Commercial and industrial0.2668%2,127
Percentage Net Loans Charged-off: Loans to individuals1.4767%1,136
Percentage Net Loans Charged-off: Credit card loans121.2895%9
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1049%1,155
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3031%394
Percentage Net Loans Charged-off: Total real estate loans1.7871%185
Percentage Net Loans Charged-off:Construction & development3.1327%214
Percentage Net Loans Charged-off: Commercial real estate0.0205%745
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential2.7454%106
Percentage Net Loans Charged-off: Home equity loans0.4557%331
All other 1-4 family - Percent of loans charged-off, net3.3880%83
Percentage Net Loans Charged-off: Commercial and industrial0.0458%2,021
Percentage Net Loans Charged-off: Loans to individuals1.2942%1,214
Percentage Net Loans Charged-off: Credit card loans10.1266%87
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1232%879
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6996%732
Percentage Net Loans Charged-off: Total real estate loans0.8418%306
Percentage Net Loans Charged-off:Construction & development0.7372%540
Percentage Net Loans Charged-off: Commercial real estate0.1763%848
Percentage Net Loans Charged-off: Multi-family residential0.0445%254
Percentage Net Loans Charged-off: 1-4 family residential2.0865%93
Percentage Net Loans Charged-off: Home equity loans0.5070%313
All other 1-4 family - Percent of loans charged-off, net2.4856%78
Percentage Net Loans Charged-off: Commercial and industrial0.4149%2,068
Percentage Net Loans Charged-off: Loans to individuals1.0239%1,566
Percentage Net Loans Charged-off: Credit card loans8.9552%74
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.5945%7,384
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.3225%56
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5799%670
Percentage Net Loans Charged-off: Total real estate loans0.7006%215
Percentage Net Loans Charged-off:Construction & development0.4929%392
Percentage Net Loans Charged-off: Commercial real estate0.1661%579
Percentage Net Loans Charged-off: Multi-family residential0.0201%178
Percentage Net Loans Charged-off: 1-4 family residential1.8784%71
Percentage Net Loans Charged-off: Home equity loans0.3682%290
All other 1-4 family - Percent of loans charged-off, net2.2491%61
Percentage Net Loans Charged-off: Commercial and industrial0.2639%2,007
Percentage Net Loans Charged-off: Loans to individuals1.1614%1,173
Percentage Net Loans Charged-off: Credit card loans10.8844%62
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.6643%7,386
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.4552%34
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3747%967
Percentage Net Loans Charged-off: Total real estate loans0.4258%360
Percentage Net Loans Charged-off:Construction & development0.2913%352
Percentage Net Loans Charged-off: Commercial real estate0.0540%641
Percentage Net Loans Charged-off: Multi-family residential0.0300%127
Percentage Net Loans Charged-off: 1-4 family residential1.2116%140
Percentage Net Loans Charged-off: Home equity loans0.0282%503
All other 1-4 family - Percent of loans charged-off, net1.4975%114
Percentage Net Loans Charged-off: Commercial and industrial0.2584%1,691
Percentage Net Loans Charged-off: Loans to individuals1.0114%1,265
Percentage Net Loans Charged-off: Credit card loans16.8007%37
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.9254%7,414
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.7085%25
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5132%617
Percentage Net Loans Charged-off: Total real estate loans0.6122%197
Percentage Net Loans Charged-off:Construction & development0.5416%156
Percentage Net Loans Charged-off: Commercial real estate0.1145%326
Percentage Net Loans Charged-off: Multi-family residential0.0592%62
Percentage Net Loans Charged-off: 1-4 family residential1.5199%105
Percentage Net Loans Charged-off: Home equity loans0.0527%327
All other 1-4 family - Percent of loans charged-off, net1.8696%80
Percentage Net Loans Charged-off: Commercial and industrial0.2677%1,170
Percentage Net Loans Charged-off: Loans to individuals1.1243%1,129
Percentage Net Loans Charged-off: Credit card loans35.2941%21
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-1.1270%7,389
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.6195%15
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0916%3,426
Percentage Net Loans Charged-off: Total real estate loans0.0903%1,415
Percentage Net Loans Charged-off:Construction & development0.2565%321
Percentage Net Loans Charged-off: Commercial real estate-0.1202%8,213
Percentage Net Loans Charged-off: Multi-family residential0.1641%132
Percentage Net Loans Charged-off: 1-4 family residential0.1785%914
Percentage Net Loans Charged-off: Home equity loans0.0029%698
All other 1-4 family - Percent of loans charged-off, net0.2167%765
Percentage Net Loans Charged-off: Commercial and industrial0.0990%2,951
Percentage Net Loans Charged-off: Loans to individuals0.2561%4,143
Percentage Net Loans Charged-off: Credit card loans-19.5759%2,075
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1228%7,254
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0140%7,617
Percentage Net Loans Charged-off: Total real estate loans-0.0280%8,101
Percentage Net Loans Charged-off:Construction & development0.0981%364
Percentage Net Loans Charged-off: Commercial real estate-0.2800%8,345
Percentage Net Loans Charged-off: Multi-family residential0.0972%116
Percentage Net Loans Charged-off: 1-4 family residential0.1589%845
Percentage Net Loans Charged-off: Home equity loans-0.0069%5,972
All other 1-4 family - Percent of loans charged-off, net0.1941%701
Percentage Net Loans Charged-off: Commercial and industrial-0.0023%6,630
Percentage Net Loans Charged-off: Loans to individuals0.2760%3,564
Percentage Net Loans Charged-off: Credit card loans-22.4900%2,057
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5368%670
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0581%8,023
Percentage Net Loans Charged-off: Total real estate loans-0.0992%8,388
Percentage Net Loans Charged-off:Construction & development0.0667%307
Percentage Net Loans Charged-off: Commercial real estate-0.4316%8,405
Percentage Net Loans Charged-off: Multi-family residential0.1456%74
Percentage Net Loans Charged-off: 1-4 family residential0.1484%829
Percentage Net Loans Charged-off: Home equity loans-0.0286%5,995
All other 1-4 family - Percent of loans charged-off, net0.1862%681
Percentage Net Loans Charged-off: Commercial and industrial0.0342%2,425
Percentage Net Loans Charged-off: Loans to individuals0.0317%4,634
Percentage Net Loans Charged-off: Credit card loans-22.7642%2,039
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9292%487
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1877%8,363
Percentage Net Loans Charged-off: Total real estate loans-0.2913%8,548
Percentage Net Loans Charged-off:Construction & development0.1148%149
Percentage Net Loans Charged-off: Commercial real estate-0.9019%8,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0875%815
Percentage Net Loans Charged-off: Home equity loans-0.0077%5,944
All other 1-4 family - Percent of loans charged-off, net0.1079%710
Percentage Net Loans Charged-off: Commercial and industrial0.1933%1,214
Percentage Net Loans Charged-off: Loans to individuals-0.6237%8,042
Percentage Net Loans Charged-off: Credit card loans-26.9663%2,024
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0966%7,153
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2072%2,236
Percentage Net Loans Charged-off: Total real estate loans0.2896%470
Percentage Net Loans Charged-off:Construction & development0.4194%201
Percentage Net Loans Charged-off: Commercial real estate0.3242%431
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.1209%1,255
Percentage Net Loans Charged-off: Home equity loans-0.1002%6,083
All other 1-4 family - Percent of loans charged-off, net0.1780%942
Percentage Net Loans Charged-off: Commercial and industrial-0.0207%7,188
Percentage Net Loans Charged-off: Loans to individuals0.2663%4,737
Percentage Net Loans Charged-off: Credit card loans-0.8052%2,125
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.8137%7,620
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0998%3,154
Percentage Net Loans Charged-off: Total real estate loans0.1193%1,000
Percentage Net Loans Charged-off:Construction & development0.3878%172
Percentage Net Loans Charged-off: Commercial real estate-0.0173%8,081
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0725%1,468
Percentage Net Loans Charged-off: Home equity loans-0.1734%6,053
All other 1-4 family - Percent of loans charged-off, net0.1394%981
Percentage Net Loans Charged-off: Commercial and industrial0.0663%2,966
Percentage Net Loans Charged-off: Loans to individuals-0.1346%7,938
Percentage Net Loans Charged-off: Credit card loans-1.9435%2,138
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.3759%7,530
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0955%2,952
Percentage Net Loans Charged-off: Total real estate loans0.1045%1,009
Percentage Net Loans Charged-off:Construction & development0.2980%164
Percentage Net Loans Charged-off: Commercial real estate-0.0146%8,103
Percentage Net Loans Charged-off: Multi-family residential-0.4608%6,298
Percentage Net Loans Charged-off: 1-4 family residential0.1792%756
Percentage Net Loans Charged-off: Home equity loans0.0058%432
All other 1-4 family - Percent of loans charged-off, net0.2291%632
Percentage Net Loans Charged-off: Commercial and industrial0.0415%2,663
Percentage Net Loans Charged-off: Loans to individuals-0.2171%7,937
Percentage Net Loans Charged-off: Credit card loans-3.3445%2,140
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7953%509
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4264%814
Percentage Net Loans Charged-off: Total real estate loans0.4092%273
Percentage Net Loans Charged-off:Construction & development1.2302%54
Percentage Net Loans Charged-off: Commercial real estate0.0162%463
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.2349%540
Percentage Net Loans Charged-off: Home equity loans0.0273%282
All other 1-4 family - Percent of loans charged-off, net0.2971%458
Percentage Net Loans Charged-off: Commercial and industrial0.3821%1,159
Percentage Net Loans Charged-off: Loans to individuals0.1091%3,955
Percentage Net Loans Charged-off: Credit card loans-4.8338%2,124
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.5399%207
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4459%1,272
Percentage Net Loans Charged-off: Total real estate loans0.3303%543
Percentage Net Loans Charged-off:Construction & development0.2326%343
Percentage Net Loans Charged-off: Commercial real estate0.4141%499
Percentage Net Loans Charged-off: Multi-family residential0.0883%146
Percentage Net Loans Charged-off: 1-4 family residential0.3465%562
Percentage Net Loans Charged-off: Home equity loans0.1777%320
All other 1-4 family - Percent of loans charged-off, net0.3896%513
Percentage Net Loans Charged-off: Commercial and industrial0.8647%1,498
Percentage Net Loans Charged-off: Loans to individuals-0.3618%8,533
Percentage Net Loans Charged-off: Credit card loans-15.9345%2,609
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0949%7,397
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4593%1,060
Percentage Net Loans Charged-off: Total real estate loans0.2656%599
Percentage Net Loans Charged-off:Construction & development0.2043%304
Percentage Net Loans Charged-off: Commercial real estate0.3023%472
Percentage Net Loans Charged-off: Multi-family residential0.1207%109
Percentage Net Loans Charged-off: 1-4 family residential0.3426%514
Percentage Net Loans Charged-off: Home equity loans0.2552%206
All other 1-4 family - Percent of loans charged-off, net0.3638%486
Percentage Net Loans Charged-off: Commercial and industrial1.0763%1,064
Percentage Net Loans Charged-off: Loans to individuals-0.6232%8,625
Percentage Net Loans Charged-off: Credit card loans-24.5211%2,612
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5673%671
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4016%1,188
Percentage Net Loans Charged-off: Total real estate loans0.2207%707
Percentage Net Loans Charged-off:Construction & development0.0295%400
Percentage Net Loans Charged-off: Commercial real estate0.3111%402
Percentage Net Loans Charged-off: Multi-family residential0.1814%83
Percentage Net Loans Charged-off: 1-4 family residential0.3383%508
Percentage Net Loans Charged-off: Home equity loans0.0174%398
All other 1-4 family - Percent of loans charged-off, net0.4116%422
Percentage Net Loans Charged-off: Commercial and industrial1.0103%1,038
Percentage Net Loans Charged-off: Loans to individuals-0.2939%8,324
Percentage Net Loans Charged-off: Credit card loans-91.3968%2,633
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0776%7,326
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3996%1,115
Percentage Net Loans Charged-off: Total real estate loans0.4167%332
Percentage Net Loans Charged-off:Construction & development-0.0029%7,787
Percentage Net Loans Charged-off: Commercial real estate0.6416%179
Percentage Net Loans Charged-off: Multi-family residential0.4017%44
Percentage Net Loans Charged-off: 1-4 family residential0.5553%283
Percentage Net Loans Charged-off: Home equity loans0.0421%250
All other 1-4 family - Percent of loans charged-off, net0.6659%229
Percentage Net Loans Charged-off: Commercial and industrial0.3812%1,307
Percentage Net Loans Charged-off: Loans to individuals0.5281%2,851
Percentage Net Loans Charged-off: Credit card loans-88.8889%2,631
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0256%7,178
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6075%1,174
Percentage Net Loans Charged-off: Total real estate loans0.1315%1,548
Percentage Net Loans Charged-off:Construction & development0.3926%355
Percentage Net Loans Charged-off: Commercial real estate-0.1441%8,715
Percentage Net Loans Charged-off: Multi-family residential-0.0102%6,474
Percentage Net Loans Charged-off: 1-4 family residential0.3537%674
Percentage Net Loans Charged-off: Home equity loans0.0285%551
All other 1-4 family - Percent of loans charged-off, net0.4046%584
Percentage Net Loans Charged-off: Commercial and industrial1.0274%1,648
Percentage Net Loans Charged-off: Loans to individuals0.0222%6,855
Percentage Net Loans Charged-off: Credit card loans-71.4286%2,818
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease8.1885%133
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6280%973
Percentage Net Loans Charged-off: Total real estate loans0.0913%1,621
Percentage Net Loans Charged-off:Construction & development0.4433%272
Percentage Net Loans Charged-off: Commercial real estate-0.2382%8,806
Percentage Net Loans Charged-off: Multi-family residential-0.0135%6,462
Percentage Net Loans Charged-off: 1-4 family residential0.2941%681
Percentage Net Loans Charged-off: Home equity loans0.0612%379
All other 1-4 family - Percent of loans charged-off, net0.3282%629
Percentage Net Loans Charged-off: Commercial and industrial0.8580%1,582
Percentage Net Loans Charged-off: Loans to individuals-0.0303%8,196
Percentage Net Loans Charged-off: Credit card loans-67.2436%2,817
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease10.4284%106
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4948%1,251
Percentage Net Loans Charged-off: Total real estate loans0.0019%2,890
Percentage Net Loans Charged-off:Construction & development0.1913%326
Percentage Net Loans Charged-off: Commercial real estate-0.3102%8,838
Percentage Net Loans Charged-off: Multi-family residential0.1264%68
Percentage Net Loans Charged-off: 1-4 family residential0.3179%592
Percentage Net Loans Charged-off: Home equity loans-0.0150%5,918
All other 1-4 family - Percent of loans charged-off, net0.3648%545
Percentage Net Loans Charged-off: Commercial and industrial0.4300%2,123
Percentage Net Loans Charged-off: Loans to individuals0.3804%4,075
Percentage Net Loans Charged-off: Credit card loans-67.3684%2,806
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease10.7465%104
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1851%2,455
Percentage Net Loans Charged-off: Total real estate loans-0.0322%8,653
Percentage Net Loans Charged-off:Construction & development0.3960%167
Percentage Net Loans Charged-off: Commercial real estate-0.6050%8,917
Percentage Net Loans Charged-off: Multi-family residential0.2890%30
Percentage Net Loans Charged-off: 1-4 family residential0.4516%375
Percentage Net Loans Charged-off: Home equity loans-0.0984%5,909
All other 1-4 family - Percent of loans charged-off, net0.5263%336
Percentage Net Loans Charged-off: Commercial and industrial0.9037%1,091
Percentage Net Loans Charged-off: Loans to individuals0.1041%4,686
Percentage Net Loans Charged-off: Credit card loans-41.9048%2,793
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2742%7,732
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7089%1,118
Percentage Net Loans Charged-off: Total real estate loans0.4173%530
Percentage Net Loans Charged-off:Construction & development1.6514%163
Percentage Net Loans Charged-off: Commercial real estate0.0375%1,303
Percentage Net Loans Charged-off: Multi-family residential-0.8310%6,613
Percentage Net Loans Charged-off: 1-4 family residential0.2789%772
Percentage Net Loans Charged-off: Home equity loans-0.0029%5,927
All other 1-4 family - Percent of loans charged-off, net0.3044%725
Percentage Net Loans Charged-off: Commercial and industrial0.5995%2,603
Percentage Net Loans Charged-off: Loans to individuals1.9502%916
Percentage Net Loans Charged-off: Credit card loans-5.3901%2,969
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.6245%271
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5751%1,392
Percentage Net Loans Charged-off: Total real estate loans-0.0370%8,970
Percentage Net Loans Charged-off:Construction & development-0.2673%8,315
Percentage Net Loans Charged-off: Commercial real estate0.0105%1,371
Percentage Net Loans Charged-off: Multi-family residential-0.0197%6,617
Percentage Net Loans Charged-off: 1-4 family residential0.0506%2,091
Percentage Net Loans Charged-off: Home equity loans0.1497%353
All other 1-4 family - Percent of loans charged-off, net0.0424%2,138
Percentage Net Loans Charged-off: Commercial and industrial1.8152%1,089
Percentage Net Loans Charged-off: Loans to individuals0.2441%5,685
Percentage Net Loans Charged-off: Credit card loans7.5613%229
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.7594%340
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2630%2,515
Percentage Net Loans Charged-off: Total real estate loans0.1843%145
Percentage Net Loans Charged-off:Construction & development0.5235%56
Percentage Net Loans Charged-off: Commercial real estate0.2330%100
Percentage Net Loans Charged-off: Multi-family residential-0.1764%1,404
Percentage Net Loans Charged-off: 1-4 family residential0.0105%750
Percentage Net Loans Charged-off: Home equity loans-0.0127%1,309
All other 1-4 family - Percent of loans charged-off, net0.0128%671
Percentage Net Loans Charged-off: Commercial and industrial0.4351%499
Percentage Net Loans Charged-off: Loans to individuals0.6609%634
Percentage Net Loans Charged-off: Credit card loans4.1940%184
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0016%1,266
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2587%2,619
Percentage Net Loans Charged-off: Total real estate loans0.0748%341
Percentage Net Loans Charged-off:Construction & development-0.0236%1,357
Percentage Net Loans Charged-off: Commercial real estate0.2463%112
Percentage Net Loans Charged-off: Multi-family residential-0.0549%1,356
Percentage Net Loans Charged-off: 1-4 family residential0.0450%529
Percentage Net Loans Charged-off: Home equity loans-0.0290%1,316
All other 1-4 family - Percent of loans charged-off, net0.0517%465
Percentage Net Loans Charged-off: Commercial and industrial0.5601%353
Percentage Net Loans Charged-off: Loans to individuals0.6817%650
Percentage Net Loans Charged-off: Credit card loans3.8138%244
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2666%63
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0496%6,399
Percentage Net Loans Charged-off: Total real estate loans-0.0050%1,238
Percentage Net Loans Charged-off:Construction & development0.0186%196
Percentage Net Loans Charged-off: Commercial real estate-0.0891%1,309
Percentage Net Loans Charged-off: Multi-family residential0.1367%95
Percentage Net Loans Charged-off: 1-4 family residential0.0208%676
Percentage Net Loans Charged-off: Home equity loans-0.0094%1,243
All other 1-4 family - Percent of loans charged-off, net0.0230%610
Percentage Net Loans Charged-off: Commercial and industrial0.1007%760
Percentage Net Loans Charged-off: Loans to individuals0.3479%987
Percentage Net Loans Charged-off: Credit card loans5.6161%135
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1406%284
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2307%3,440
Percentage Net Loans Charged-off: Total real estate loans0.1993%166
Percentage Net Loans Charged-off:Construction & development0.8644%49
Percentage Net Loans Charged-off: Commercial real estate0.0744%309
Percentage Net Loans Charged-off: Multi-family residential1.6147%25
Percentage Net Loans Charged-off: 1-4 family residential0.0380%626
Percentage Net Loans Charged-off: Home equity loans0.0169%375
All other 1-4 family - Percent of loans charged-off, net0.0393%568
Percentage Net Loans Charged-off: Commercial and industrial0.0789%740
Percentage Net Loans Charged-off: Loans to individuals0.7271%712
Percentage Net Loans Charged-off: Credit card loans4.6076%255
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0176%365
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6294%1,341
Percentage Net Loans Charged-off: Total real estate loans-0.1719%1,490
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate-0.5074%1,460
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential-0.0288%1,455
Percentage Net Loans Charged-off: Home equity loans-0.0046%1,273
All other 1-4 family - Percent of loans charged-off, net-0.0318%1,456
Percentage Net Loans Charged-off: Commercial and industrial2.8218%55
Percentage Net Loans Charged-off: Loans to individuals1.6754%277
Percentage Net Loans Charged-off: Credit card loans-0.2575%1,344
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0086%1,198
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0625%6,602
Percentage Net Loans Charged-off: Total real estate loans0.0163%873
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate-0.0958%1,355
Percentage Net Loans Charged-off: Multi-family residential0.2145%211
Percentage Net Loans Charged-off: 1-4 family residential0.0822%417
Percentage Net Loans Charged-off: Home equity loans0.0301%335
All other 1-4 family - Percent of loans charged-off, net0.0883%380
Percentage Net Loans Charged-off: Commercial and industrial-0.2106%1,263
Percentage Net Loans Charged-off: Loans to individuals0.4064%856
Percentage Net Loans Charged-off: Credit card loans1.1876%760
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0082%1,167
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0728%6,358
Percentage Net Loans Charged-off: Total real estate loans-0.0119%1,281
Percentage Net Loans Charged-off:Construction & development0.0000%353
Percentage Net Loans Charged-off: Commercial real estate-0.0530%1,271
Percentage Net Loans Charged-off: Multi-family residential-0.0170%1,306
Percentage Net Loans Charged-off: 1-4 family residential0.0094%915
Percentage Net Loans Charged-off: Home equity loans0.0000%393
All other 1-4 family - Percent of loans charged-off, net0.0106%856
Percentage Net Loans Charged-off: Commercial and industrial0.1753%541
Percentage Net Loans Charged-off: Loans to individuals0.2669%914
Percentage Net Loans Charged-off: Credit card loans4.3228%97
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0147%1,096
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0883%12,067
Percentage Net Loans Charged-off: Total real estate loans-0.2299%1,513
Percentage Net Loans Charged-off:Construction & development-0.3609%1,395
Percentage Net Loans Charged-off: Commercial real estate0.0117%808
Percentage Net Loans Charged-off: Multi-family residential-5.4571%1,442
Percentage Net Loans Charged-off: 1-4 family residential-0.1705%1,509
Percentage Net Loans Charged-off: Home equity loans0.0000%462
All other 1-4 family - Percent of loans charged-off, net-0.1930%1,505
Percentage Net Loans Charged-off: Commercial and industrial0.0783%843
Percentage Net Loans Charged-off: Loans to individuals0.6550%593
Percentage Net Loans Charged-off: Credit card loans2.2573%425
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.5928%1,248
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2315%1,573
Percentage Net Loans Charged-off: Total real estate loans0.4847%469
Percentage Net Loans Charged-off:Construction & development0.1389%566
Percentage Net Loans Charged-off: Commercial real estate1.4343%307
Percentage Net Loans Charged-off: Multi-family residential3.7443%102
Percentage Net Loans Charged-off: 1-4 family residential0.1619%463
Percentage Net Loans Charged-off: Home equity loans-0.0052%1,279
All other 1-4 family - Percent of loans charged-off, net0.1853%415
Percentage Net Loans Charged-off: Commercial and industrial4.2989%150
Percentage Net Loans Charged-off: Loans to individuals1.8585%269
Percentage Net Loans Charged-off: Credit card loans12.4464%32
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1173%1,203
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA