Home > First Associations Bank > Income and Expense
First Associations Bank, Income and Expense
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,375,000 | 2,724 |
| Total interest expense | $791,000 | 4,143 |
| Net interest income | $8,584,000 | 2,502 |
| Provision for loan and lease losses | $-54,000 | 6,860 |
| Total noninterest income | $144,000 | 6,008 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $12,000 | 6,767 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $132,000 | 5,065 |
| Total noninterest expense | $6,199,000 | 2,964 |
| Salaries and employee benefits | $2,486,000 | 3,590 |
| Premises and equipment expense | $142,000 | 6,190 |
| Additional noninterest expense | $3,571,000 | 1,844 |
| Pre-tax net operating income | $2,583,000 | 2,351 |
| Securities gains (losses) | $3,738,000 | 127 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $6,321,000 | 959 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,321,000 | 959 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $6,321,000 | 959 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $594,000 | 2,586 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 820 |
| Net operating income | $2,583,000 | 1,984 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,395,000 | 2,657 |
| Total interest expense | $612,000 | 4,197 |
| Net interest income | $6,783,000 | 2,420 |
| Provision for loan and lease losses | $-76,000 | 7,009 |
| Total noninterest income | $108,000 | 6,091 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $10,000 | 6,841 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $98,000 | 5,150 |
| Total noninterest expense | $4,598,000 | 3,001 |
| Salaries and employee benefits | $1,849,000 | 3,626 |
| Premises and equipment expense | $103,000 | 6,305 |
| Additional noninterest expense | $2,646,000 | 1,877 |
| Pre-tax net operating income | $2,369,000 | 2,068 |
| Securities gains (losses) | $1,395,000 | 290 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $3,764,000 | 1,197 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,764,000 | 1,197 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,764,000 | 1,197 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $594,000 | 1,858 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 777 |
| Net operating income | $2,369,000 | 1,721 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,059,000 | 2,603 |
| Total interest expense | $432,000 | 4,165 |
| Net interest income | $4,627,000 | 2,357 |
| Provision for loan and lease losses | $-98,000 | 7,103 |
| Total noninterest income | $71,000 | 6,124 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $6,000 | 6,903 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $65,000 | 5,194 |
| Total noninterest expense | $3,188,000 | 2,911 |
| Salaries and employee benefits | $1,253,000 | 3,587 |
| Premises and equipment expense | $70,000 | 6,310 |
| Additional noninterest expense | $1,865,000 | 1,787 |
| Pre-tax net operating income | $1,608,000 | 2,025 |
| Securities gains (losses) | $1,232,000 | 226 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $2,840,000 | 1,060 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,840,000 | 1,060 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,840,000 | 1,060 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $594,000 | 1,451 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 743 |
| Net operating income | $1,608,000 | 1,698 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,589,000 | 2,572 |
| Total interest expense | $216,000 | 4,271 |
| Net interest income | $2,373,000 | 2,308 |
| Provision for loan and lease losses | $-110,000 | 7,203 |
| Total noninterest income | $35,000 | 6,212 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $3,000 | 6,938 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $32,000 | 5,276 |
| Total noninterest expense | $1,730,000 | 2,704 |
| Salaries and employee benefits | $594,000 | 3,762 |
| Premises and equipment expense | $41,000 | 6,152 |
| Additional noninterest expense | $1,095,000 | 1,537 |
| Pre-tax net operating income | $788,000 | 2,056 |
| Securities gains (losses) | $734,000 | 190 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $1,522,000 | 979 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,522,000 | 981 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,522,000 | 980 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $594,000 | 763 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 688 |
| Net operating income | $788,000 | 1,723 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,551,000 | 2,871 |
| Total interest expense | $1,113,000 | 4,148 |
| Net interest income | $8,438,000 | 2,592 |
| Provision for loan and lease losses | $216,000 | 4,547 |
| Total noninterest income | $139,000 | 6,125 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $6,000 | 6,902 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $133,000 | 4,999 |
| Total noninterest expense | $4,712,000 | 3,691 |
| Salaries and employee benefits | $2,269,000 | 3,830 |
| Premises and equipment expense | $149,000 | 6,427 |
| Additional noninterest expense | $2,294,000 | 2,776 |
| Pre-tax net operating income | $3,649,000 | 1,544 |
| Securities gains (losses) | $1,215,000 | 362 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $4,864,000 | 1,029 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,864,000 | 1,029 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $4,864,000 | 1,029 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $594,000 | 2,238 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 875 |
| Net operating income | $3,649,000 | 1,286 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,216,000 | 2,888 |
| Total interest expense | $900,000 | 4,092 |
| Net interest income | $6,316,000 | 2,609 |
| Provision for loan and lease losses | $60,000 | 5,396 |
| Total noninterest income | $103,000 | 6,246 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $4,000 | 6,959 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $99,000 | 5,104 |
| Total noninterest expense | $3,370,000 | 3,818 |
| Salaries and employee benefits | $1,713,000 | 3,812 |
| Premises and equipment expense | $106,000 | 6,541 |
| Additional noninterest expense | $1,551,000 | 3,056 |
| Pre-tax net operating income | $2,989,000 | 1,501 |
| Securities gains (losses) | $925,000 | 381 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $3,914,000 | 990 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,914,000 | 988 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,914,000 | 990 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $594,000 | 1,644 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 819 |
| Net operating income | $2,989,000 | 1,230 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,798,000 | 2,910 |
| Total interest expense | $607,000 | 4,170 |
| Net interest income | $4,191,000 | 2,633 |
| Provision for loan and lease losses | $30,000 | 5,425 |
| Total noninterest income | $69,000 | 6,295 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $3,000 | 6,994 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $66,000 | 5,155 |
| Total noninterest expense | $2,327,000 | 3,768 |
| Salaries and employee benefits | $1,137,000 | 3,863 |
| Premises and equipment expense | $69,000 | 6,603 |
| Additional noninterest expense | $1,121,000 | 2,899 |
| Pre-tax net operating income | $1,903,000 | 1,522 |
| Securities gains (losses) | $921,000 | 212 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $2,824,000 | 876 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,824,000 | 876 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,824,000 | 876 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $594,000 | 1,271 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 752 |
| Net operating income | $1,903,000 | 1,257 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,314,000 | 3,026 |
| Total interest expense | $305,000 | 4,250 |
| Net interest income | $2,009,000 | 2,719 |
| Provision for loan and lease losses | $30,000 | 4,582 |
| Total noninterest income | $34,000 | 6,366 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $2,000 | 6,969 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $32,000 | 5,306 |
| Total noninterest expense | $1,114,000 | 3,900 |
| Salaries and employee benefits | $495,000 | 4,263 |
| Premises and equipment expense | $37,000 | 6,569 |
| Additional noninterest expense | $582,000 | 2,786 |
| Pre-tax net operating income | $899,000 | 1,592 |
| Securities gains (losses) | $161,000 | 399 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $1,060,000 | 1,160 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,060,000 | 1,160 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,060,000 | 1,160 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 722 |
| Net operating income | $899,000 | 1,304 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,672,000 | 3,322 |
| Total interest expense | $1,533,000 | 4,218 |
| Net interest income | $7,139,000 | 3,022 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $160,000 | 6,219 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $6,000 | 6,746 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $154,000 | 4,940 |
| Total noninterest expense | $3,754,000 | 4,389 |
| Salaries and employee benefits | $1,758,000 | 4,596 |
| Premises and equipment expense | $132,000 | 6,780 |
| Additional noninterest expense | $1,864,000 | 3,445 |
| Pre-tax net operating income | $3,545,000 | 1,400 |
| Securities gains (losses) | $778,000 | 608 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $4,323,000 | 1,001 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,323,000 | 1,003 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $4,323,000 | 1,004 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 976 |
| Net operating income | $3,545,000 | 1,168 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,693,000 | 3,307 |
| Total interest expense | $1,225,000 | 4,198 |
| Net interest income | $5,468,000 | 3,009 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $125,000 | 6,297 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $5,000 | 6,837 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $120,000 | 4,972 |
| Total noninterest expense | $2,827,000 | 4,396 |
| Salaries and employee benefits | $1,281,000 | 4,712 |
| Premises and equipment expense | $99,000 | 6,849 |
| Additional noninterest expense | $1,447,000 | 3,330 |
| Pre-tax net operating income | $2,766,000 | 1,413 |
| Securities gains (losses) | $579,000 | 648 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $3,345,000 | 1,030 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,345,000 | 1,033 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,345,000 | 1,033 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 915 |
| Net operating income | $2,766,000 | 1,165 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,564,000 | 3,283 |
| Total interest expense | $866,000 | 4,161 |
| Net interest income | $3,698,000 | 2,971 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $98,000 | 6,093 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $4,000 | 6,877 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $94,000 | 4,728 |
| Total noninterest expense | $1,921,000 | 4,356 |
| Salaries and employee benefits | $845,000 | 4,777 |
| Premises and equipment expense | $62,000 | 6,975 |
| Additional noninterest expense | $1,014,000 | 3,163 |
| Pre-tax net operating income | $1,875,000 | 1,388 |
| Securities gains (losses) | $390,000 | 586 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $2,265,000 | 998 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,265,000 | 999 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,265,000 | 999 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 848 |
| Net operating income | $1,875,000 | 1,143 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,297,000 | 3,317 |
| Total interest expense | $454,000 | 4,164 |
| Net interest income | $1,843,000 | 3,001 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $74,000 | 5,551 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $2,000 | 6,961 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $72,000 | 4,089 |
| Total noninterest expense | $985,000 | 4,326 |
| Salaries and employee benefits | $411,000 | 4,917 |
| Premises and equipment expense | $33,000 | 6,994 |
| Additional noninterest expense | $541,000 | 2,964 |
| Pre-tax net operating income | $932,000 | 1,395 |
| Securities gains (losses) | $80,000 | 888 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $1,012,000 | 1,077 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,012,000 | 1,078 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,012,000 | 1,079 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 794 |
| Net operating income | $932,000 | 1,144 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,461,000 | 3,677 |
| Total interest expense | $2,010,000 | 4,444 |
| Net interest income | $6,451,000 | 3,256 |
| Provision for loan and lease losses | $20,000 | 7,177 |
| Total noninterest income | $102,000 | 6,967 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $9,000 | 7,027 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $93,000 | 5,731 |
| Total noninterest expense | $3,779,000 | 4,490 |
| Salaries and employee benefits | $1,498,000 | 5,198 |
| Premises and equipment expense | $132,000 | 7,086 |
| Additional noninterest expense | $2,149,000 | 3,137 |
| Pre-tax net operating income | $2,754,000 | 1,453 |
| Securities gains (losses) | $667,000 | 711 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $3,421,000 | 991 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,421,000 | 989 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,421,000 | 990 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $600,000 | 2,306 |
| Sale, conversion, retirement of capital stock, net | $5,806,000 | 159 |
| Net operating income | $2,754,000 | 1,199 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,390,000 | 3,702 |
| Total interest expense | $1,515,000 | 4,571 |
| Net interest income | $4,875,000 | 3,248 |
| Provision for loan and lease losses | $18,000 | 6,974 |
| Total noninterest income | $77,000 | 7,078 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $7,000 | 7,080 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $70,000 | 5,852 |
| Total noninterest expense | $2,932,000 | 4,418 |
| Salaries and employee benefits | $1,081,000 | 5,355 |
| Premises and equipment expense | $100,000 | 7,128 |
| Additional noninterest expense | $1,751,000 | 2,880 |
| Pre-tax net operating income | $2,002,000 | 1,625 |
| Securities gains (losses) | $589,000 | 610 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $2,591,000 | 1,053 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,591,000 | 1,052 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,591,000 | 1,053 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $600,000 | 1,788 |
| Sale, conversion, retirement of capital stock, net | $5,795,000 | 132 |
| Net operating income | $2,002,000 | 1,305 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,278,000 | 3,719 |
| Total interest expense | $1,005,000 | 4,719 |
| Net interest income | $3,273,000 | 3,221 |
| Provision for loan and lease losses | $12,000 | 6,848 |
| Total noninterest income | $51,000 | 7,146 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $5,000 | 7,139 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $46,000 | 5,941 |
| Total noninterest expense | $2,028,000 | 4,350 |
| Salaries and employee benefits | $684,000 | 5,563 |
| Premises and equipment expense | $64,000 | 7,239 |
| Additional noninterest expense | $1,280,000 | 2,682 |
| Pre-tax net operating income | $1,284,000 | 1,725 |
| Securities gains (losses) | $209,000 | 992 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,493,000 | 1,265 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,493,000 | 1,263 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,493,000 | 1,264 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $600,000 | 1,412 |
| Sale, conversion, retirement of capital stock, net | $5,783,000 | 91 |
| Net operating income | $1,284,000 | 1,426 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,096,000 | 3,803 |
| Total interest expense | $480,000 | 4,938 |
| Net interest income | $1,616,000 | 3,240 |
| Provision for loan and lease losses | $6,000 | 6,481 |
| Total noninterest income | $25,000 | 7,225 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $3,000 | 7,123 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $22,000 | 6,048 |
| Total noninterest expense | $917,000 | 4,558 |
| Salaries and employee benefits | $331,000 | 5,725 |
| Premises and equipment expense | $33,000 | 7,236 |
| Additional noninterest expense | $553,000 | 2,756 |
| Pre-tax net operating income | $718,000 | 1,761 |
| Securities gains (losses) | $84,000 | 1,083 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $802,000 | 1,366 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $802,000 | 1,367 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $802,000 | 1,368 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $600,000 | 715 |
| Sale, conversion, retirement of capital stock, net | $5,774,000 | 48 |
| Net operating income | $718,000 | 1,436 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,465,000 | 5,206 |
| Total interest expense | $1,388,000 | 6,136 |
| Net interest income | $4,077,000 | 4,535 |
| Provision for loan and lease losses | $29,000 | 6,885 |
| Total noninterest income | $106,000 | 7,244 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $4,000 | 7,255 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $102,000 | 5,897 |
| Total noninterest expense | $2,410,000 | 5,739 |
| Salaries and employee benefits | $1,068,000 | 6,276 |
| Premises and equipment expense | $116,000 | 7,466 |
| Additional noninterest expense | $1,226,000 | 4,230 |
| Pre-tax net operating income | $1,744,000 | 2,748 |
| Securities gains (losses) | $493,000 | 384 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $2,237,000 | 1,788 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,237,000 | 1,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 1,165 |
| Net operating income | $1,744,000 | 2,380 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,933,000 | 5,394 |
| Total interest expense | $973,000 | 6,400 |
| Net interest income | $2,960,000 | 4,655 |
| Provision for loan and lease losses | $18,000 | 6,554 |
| Total noninterest income | $79,000 | 7,360 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $2,000 | 7,331 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $77,000 | 6,008 |
| Total noninterest expense | $1,763,000 | 5,803 |
| Salaries and employee benefits | $780,000 | 6,337 |
| Premises and equipment expense | $88,000 | 7,502 |
| Additional noninterest expense | $895,000 | 4,226 |
| Pre-tax net operating income | $1,258,000 | 3,220 |
| Securities gains (losses) | $490,000 | 325 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,748,000 | 2,017 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,748,000 | 2,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 1,035 |
| Net operating income | $1,258,000 | 2,800 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,500,000 | 5,597 |
| Total interest expense | $589,000 | 6,718 |
| Net interest income | $1,911,000 | 4,754 |
| Provision for loan and lease losses | $12,000 | 6,231 |
| Total noninterest income | $55,000 | 7,386 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,000 | 7,382 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $54,000 | 6,025 |
| Total noninterest expense | $1,146,000 | 5,905 |
| Salaries and employee benefits | $498,000 | 6,502 |
| Premises and equipment expense | $57,000 | 7,568 |
| Additional noninterest expense | $591,000 | 4,247 |
| Pre-tax net operating income | $808,000 | 3,410 |
| Securities gains (losses) | $489,000 | 321 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,297,000 | 2,042 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,297,000 | 2,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 951 |
| Net operating income | $808,000 | 2,978 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,118,000 | 5,972 |
| Total interest expense | $245,000 | 7,172 |
| Net interest income | $873,000 | 5,037 |
| Provision for loan and lease losses | $7,000 | 5,635 |
| Total noninterest income | $27,000 | 7,420 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $1,000 | 7,357 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $26,000 | 6,106 |
| Total noninterest expense | $590,000 | 5,854 |
| Salaries and employee benefits | $240,000 | 6,614 |
| Premises and equipment expense | $29,000 | 7,567 |
| Additional noninterest expense | $321,000 | 3,913 |
| Pre-tax net operating income | $303,000 | 4,129 |
| Securities gains (losses) | $441,000 | 264 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $744,000 | 1,931 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $744,000 | 1,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 822 |
| Net operating income | $303,000 | 3,692 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,958,000 | 7,596 |
| Total interest expense | $286,000 | 8,222 |
| Net interest income | $1,672,000 | 6,911 |
| Provision for loan and lease losses | $13,000 | 6,495 |
| Total noninterest income | $4,000 | 8,364 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,000 | 7,464 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $3,000 | 8,238 |
| Total noninterest expense | $1,355,000 | 7,135 |
| Salaries and employee benefits | $757,000 | 7,097 |
| Premises and equipment expense | $106,000 | 7,679 |
| Additional noninterest expense | $492,000 | 6,618 |
| Pre-tax net operating income | $308,000 | 6,571 |
| Securities gains (losses) | $13,000 | 1,241 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $321,000 | 6,345 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $321,000 | 6,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $15,066,000 | 129 |
| Net operating income | $308,000 | 6,383 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,116,000 | 7,966 |
| Total interest expense | $93,000 | 8,406 |
| Net interest income | $1,023,000 | 7,343 |
| Provision for loan and lease losses | $8,000 | 6,278 |
| Total noninterest income | $1,000 | 8,439 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,000 | 7,480 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $0 | 8,377 |
| Total noninterest expense | $932,000 | 7,278 |
| Salaries and employee benefits | $565,000 | 7,080 |
| Premises and equipment expense | $77,000 | 7,705 |
| Additional noninterest expense | $290,000 | 7,103 |
| Pre-tax net operating income | $84,000 | 7,371 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $84,000 | 7,341 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $84,000 | 7,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $15,057,000 | 92 |
| Net operating income | $84,000 | 7,324 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $476,000 | 8,341 |
| Total interest expense | $12,000 | 8,551 |
| Net interest income | $464,000 | 7,944 |
| Provision for loan and lease losses | $2,000 | 6,135 |
| Total noninterest income | $0 | 8,515 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $0 | 7,560 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $0 | 8,426 |
| Total noninterest expense | $538,000 | 7,572 |
| Salaries and employee benefits | $373,000 | 7,147 |
| Premises and equipment expense | $51,000 | 7,757 |
| Additional noninterest expense | $114,000 | 7,909 |
| Pre-tax net operating income | $-76,000 | 7,936 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-76,000 | 7,953 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-76,000 | 7,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $15,047,000 | 62 |
| Net operating income | $-76,000 | 7,947 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.