Home > First Arkansas Valley Bank > Income and Expense
First Arkansas Valley Bank, Income and Expense
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $28,626,000 | 1,033 |
| Total interest expense | $13,272,000 | 923 |
| Net interest income | $15,354,000 | 1,104 |
| Provision for loan and lease losses | $200,000 | 2,859 |
| Total noninterest income | $3,688,000 | 1,119 |
| Gross Fiduciary activities income | $130,000 | 818 |
| Service charges on deposit accounts | $2,158,000 | 597 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,400,000 | 1,432 |
| Total noninterest expense | $10,231,000 | 1,320 |
| Salaries and employee benefits | $6,252,000 | 1,182 |
| Premises and equipment expense | $1,409,000 | 1,380 |
| Additional noninterest expense | $2,570,000 | 1,539 |
| Pre-tax net operating income | $8,611,000 | 903 |
| Securities gains (losses) | $-1,000 | 7,100 |
| Applicable income taxes | $2,818,000 | 829 |
| Income before extraordinary items | $5,792,000 | 1,000 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,792,000 | 999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-196,000 | 8,630 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 971 |
| Net operating income | $5,792,670 | 986 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $18,513,000 | 1,040 |
| Total interest expense | $8,260,000 | 932 |
| Net interest income | $10,253,000 | 1,101 |
| Provision for loan and lease losses | $200,000 | 2,096 |
| Total noninterest income | $2,389,000 | 1,145 |
| Gross Fiduciary activities income | $91,000 | 828 |
| Service charges on deposit accounts | $1,386,000 | 612 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $912,000 | 1,458 |
| Total noninterest expense | $6,539,000 | 1,382 |
| Salaries and employee benefits | $4,013,000 | 1,237 |
| Premises and equipment expense | $888,000 | 1,464 |
| Additional noninterest expense | $1,638,000 | 1,605 |
| Pre-tax net operating income | $5,903,000 | 880 |
| Securities gains (losses) | $-2,000 | 7,528 |
| Applicable income taxes | $1,926,000 | 819 |
| Income before extraordinary items | $3,975,000 | 971 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,975,000 | 972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-223,000 | 8,686 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 851 |
| Net operating income | $3,976,340 | 950 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $8,946,000 | 1,041 |
| Total interest expense | $3,931,000 | 926 |
| Net interest income | $5,015,000 | 1,122 |
| Provision for loan and lease losses | $200,000 | 1,130 |
| Total noninterest income | $1,098,000 | 1,195 |
| Gross Fiduciary activities income | $46,000 | 829 |
| Service charges on deposit accounts | $617,000 | 676 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $435,000 | 1,484 |
| Total noninterest expense | $3,066,000 | 1,476 |
| Salaries and employee benefits | $1,867,000 | 1,334 |
| Premises and equipment expense | $430,000 | 1,510 |
| Additional noninterest expense | $769,000 | 1,701 |
| Pre-tax net operating income | $2,847,000 | 895 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $947,000 | 821 |
| Income before extraordinary items | $1,900,000 | 1,000 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,900,000 | 999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-320,000 | 8,742 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,900,000 | 981 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,160,000 | 4,079 |
| Total interest expense | $3,143,000 | 3,205 |
| Net interest income | $4,017,000 | 4,608 |
| Provision for loan and lease losses | $189,000 | 3,687 |
| Total noninterest income | $985,000 | 3,601 |
| Gross Fiduciary activities income | $19,000 | 1,189 |
| Service charges on deposit accounts | $605,000 | 2,647 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $361,000 | 3,949 |
| Total noninterest expense | $2,857,000 | 4,946 |
| Salaries and employee benefits | $1,632,000 | 4,790 |
| Premises and equipment expense | $406,000 | 4,809 |
| Additional noninterest expense | $819,000 | 5,088 |
| Pre-tax net operating income | $1,956,000 | 3,745 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $627,000 | 3,000 |
| Income before extraordinary items | $1,329,000 | 4,093 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,329,000 | 4,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $479,000 | 1,210 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,329,000 | 4,063 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $22,794,000 | 1,053 |
| Total interest expense | $8,233,000 | 961 |
| Net interest income | $14,561,000 | 1,098 |
| Provision for loan and lease losses | $668,000 | 1,120 |
| Total noninterest income | $3,320,000 | 1,197 |
| Gross Fiduciary activities income | $96,000 | 889 |
| Service charges on deposit accounts | $2,061,000 | 614 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,163,000 | 1,625 |
| Total noninterest expense | $8,907,000 | 1,436 |
| Salaries and employee benefits | $5,145,000 | 1,341 |
| Premises and equipment expense | $1,518,000 | 1,201 |
| Additional noninterest expense | $2,244,000 | 1,671 |
| Pre-tax net operating income | $8,306,000 | 890 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,754,000 | 834 |
| Income before extraordinary items | $5,552,000 | 971 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,552,000 | 972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,323,000 | 411 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $5,552,000 | 952 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $14,860,000 | 1,043 |
| Total interest expense | $5,200,000 | 945 |
| Net interest income | $9,660,000 | 1,086 |
| Provision for loan and lease losses | $445,000 | 1,096 |
| Total noninterest income | $2,190,000 | 1,188 |
| Gross Fiduciary activities income | $65,000 | 894 |
| Service charges on deposit accounts | $1,351,000 | 613 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $774,000 | 1,617 |
| Total noninterest expense | $5,826,000 | 1,454 |
| Salaries and employee benefits | $3,324,000 | 1,377 |
| Premises and equipment expense | $1,016,000 | 1,184 |
| Additional noninterest expense | $1,486,000 | 1,664 |
| Pre-tax net operating income | $5,579,000 | 862 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,852,000 | 806 |
| Income before extraordinary items | $3,727,000 | 938 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,727,000 | 939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 1,534 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,727,000 | 918 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $7,250,000 | 1,045 |
| Total interest expense | $2,457,000 | 951 |
| Net interest income | $4,793,000 | 1,091 |
| Provision for loan and lease losses | $225,000 | 1,003 |
| Total noninterest income | $1,006,000 | 1,239 |
| Gross Fiduciary activities income | $30,000 | 918 |
| Service charges on deposit accounts | $618,000 | 656 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $358,000 | 1,680 |
| Total noninterest expense | $2,786,000 | 1,515 |
| Salaries and employee benefits | $1,599,000 | 1,447 |
| Premises and equipment expense | $478,000 | 1,257 |
| Additional noninterest expense | $709,000 | 1,740 |
| Pre-tax net operating income | $2,788,000 | 846 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $930,000 | 809 |
| Income before extraordinary items | $1,858,000 | 936 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,858,000 | 936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 1,709 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,858,000 | 916 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $26,126,000 | 1,085 |
| Total interest expense | $8,161,000 | 990 |
| Net interest income | $17,965,000 | 1,121 |
| Provision for loan and lease losses | $877,000 | 1,183 |
| Total noninterest income | $4,103,000 | 1,250 |
| Gross Fiduciary activities income | $105,000 | 927 |
| Service charges on deposit accounts | $2,382,000 | 741 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,616,000 | 1,546 |
| Total noninterest expense | $11,137,000 | 1,461 |
| Salaries and employee benefits | $6,480,000 | 1,364 |
| Premises and equipment expense | $1,804,000 | 1,272 |
| Additional noninterest expense | $2,853,000 | 1,715 |
| Pre-tax net operating income | $10,054,000 | 879 |
| Securities gains (losses) | $6,000 | 3,079 |
| Applicable income taxes | $3,351,000 | 831 |
| Income before extraordinary items | $6,709,000 | 988 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,709,000 | 989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $552,000 | 1,243 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $6,704,980 | 953 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $19,043,000 | 1,099 |
| Total interest expense | $5,858,000 | 1,016 |
| Net interest income | $13,185,000 | 1,130 |
| Provision for loan and lease losses | $481,000 | 1,493 |
| Total noninterest income | $3,032,000 | 1,295 |
| Gross Fiduciary activities income | $67,000 | 963 |
| Service charges on deposit accounts | $1,727,000 | 771 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,238,000 | 1,528 |
| Total noninterest expense | $8,003,000 | 1,521 |
| Salaries and employee benefits | $4,689,000 | 1,416 |
| Premises and equipment expense | $1,269,000 | 1,366 |
| Additional noninterest expense | $2,045,000 | 1,759 |
| Pre-tax net operating income | $7,733,000 | 865 |
| Securities gains (losses) | $3,000 | 3,253 |
| Applicable income taxes | $2,585,000 | 826 |
| Income before extraordinary items | $5,151,000 | 965 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,151,000 | 966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 1,687 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $5,148,990 | 935 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $12,336,000 | 1,122 |
| Total interest expense | $3,721,000 | 1,048 |
| Net interest income | $8,615,000 | 1,145 |
| Provision for loan and lease losses | $420,000 | 1,177 |
| Total noninterest income | $1,990,000 | 1,293 |
| Gross Fiduciary activities income | $47,000 | 960 |
| Service charges on deposit accounts | $1,099,000 | 794 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $844,000 | 1,494 |
| Total noninterest expense | $5,181,000 | 1,564 |
| Salaries and employee benefits | $3,035,000 | 1,459 |
| Premises and equipment expense | $811,000 | 1,427 |
| Additional noninterest expense | $1,335,000 | 1,794 |
| Pre-tax net operating income | $5,004,000 | 871 |
| Securities gains (losses) | $3,000 | 2,926 |
| Applicable income taxes | $1,670,000 | 841 |
| Income before extraordinary items | $3,337,000 | 981 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,337,000 | 982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 1,841 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,334,990 | 943 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,011,000 | 1,162 |
| Total interest expense | $1,823,000 | 1,092 |
| Net interest income | $4,188,000 | 1,182 |
| Provision for loan and lease losses | $379,000 | 659 |
| Total noninterest income | $890,000 | 1,376 |
| Gross Fiduciary activities income | $27,000 | 942 |
| Service charges on deposit accounts | $490,000 | 861 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $373,000 | 1,606 |
| Total noninterest expense | $2,398,000 | 1,692 |
| Salaries and employee benefits | $1,417,000 | 1,583 |
| Premises and equipment expense | $375,000 | 1,566 |
| Additional noninterest expense | $606,000 | 1,957 |
| Pre-tax net operating income | $2,301,000 | 940 |
| Securities gains (losses) | $3,000 | 2,499 |
| Applicable income taxes | $756,000 | 935 |
| Income before extraordinary items | $1,548,000 | 1,065 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,548,000 | 1,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,590 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,545,990 | 1,005 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $22,583,000 | 1,262 |
| Total interest expense | $7,619,000 | 1,171 |
| Net interest income | $14,964,000 | 1,302 |
| Provision for loan and lease losses | $3,128,000 | 457 |
| Total noninterest income | $3,828,000 | 1,391 |
| Gross Fiduciary activities income | $107,000 | 949 |
| Service charges on deposit accounts | $1,955,000 | 877 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,766,000 | 1,602 |
| Total noninterest expense | $8,608,000 | 1,846 |
| Salaries and employee benefits | $5,049,000 | 1,705 |
| Premises and equipment expense | $1,539,000 | 1,478 |
| Additional noninterest expense | $2,020,000 | 2,380 |
| Pre-tax net operating income | $7,056,000 | 1,188 |
| Securities gains (losses) | $27,000 | 3,018 |
| Applicable income taxes | $2,282,000 | 1,158 |
| Income before extraordinary items | $4,801,000 | 1,327 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,801,000 | 1,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $737,000 | 1,170 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,782,640 | 1,265 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $16,736,000 | 1,298 |
| Total interest expense | $5,820,000 | 1,199 |
| Net interest income | $10,916,000 | 1,355 |
| Provision for loan and lease losses | $1,092,000 | 824 |
| Total noninterest income | $2,909,000 | 1,403 |
| Gross Fiduciary activities income | $78,000 | 960 |
| Service charges on deposit accounts | $1,424,000 | 915 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,407,000 | 1,595 |
| Total noninterest expense | $6,220,000 | 1,908 |
| Salaries and employee benefits | $3,645,000 | 1,780 |
| Premises and equipment expense | $1,135,000 | 1,511 |
| Additional noninterest expense | $1,440,000 | 2,489 |
| Pre-tax net operating income | $6,513,000 | 1,003 |
| Securities gains (losses) | $27,000 | 2,773 |
| Applicable income taxes | $2,185,000 | 993 |
| Income before extraordinary items | $4,355,000 | 1,147 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,355,000 | 1,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $677,000 | 921 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,336,910 | 1,087 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $11,054,000 | 1,317 |
| Total interest expense | $3,954,000 | 1,214 |
| Net interest income | $7,100,000 | 1,380 |
| Provision for loan and lease losses | $708,000 | 868 |
| Total noninterest income | $1,841,000 | 1,454 |
| Gross Fiduciary activities income | $41,000 | 1,002 |
| Service charges on deposit accounts | $928,000 | 922 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $872,000 | 1,677 |
| Total noninterest expense | $4,084,000 | 1,931 |
| Salaries and employee benefits | $2,396,000 | 1,798 |
| Premises and equipment expense | $746,000 | 1,531 |
| Additional noninterest expense | $942,000 | 2,509 |
| Pre-tax net operating income | $4,149,000 | 1,041 |
| Securities gains (losses) | $23,000 | 2,537 |
| Applicable income taxes | $1,401,000 | 1,047 |
| Income before extraordinary items | $2,771,000 | 1,212 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,771,000 | 1,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $627,000 | 731 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,755,820 | 1,124 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,533,000 | 1,321 |
| Total interest expense | $2,003,000 | 1,220 |
| Net interest income | $3,530,000 | 1,390 |
| Provision for loan and lease losses | $329,000 | 857 |
| Total noninterest income | $880,000 | 1,468 |
| Gross Fiduciary activities income | $20,000 | 1,017 |
| Service charges on deposit accounts | $426,000 | 970 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $434,000 | 1,639 |
| Total noninterest expense | $2,030,000 | 1,925 |
| Salaries and employee benefits | $1,197,000 | 1,786 |
| Premises and equipment expense | $361,000 | 1,602 |
| Additional noninterest expense | $472,000 | 2,466 |
| Pre-tax net operating income | $2,051,000 | 1,059 |
| Securities gains (losses) | $2,000 | 2,590 |
| Applicable income taxes | $693,000 | 1,068 |
| Income before extraordinary items | $1,360,000 | 1,217 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,360,000 | 1,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $617,000 | 423 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,358,680 | 1,137 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $21,127,000 | 1,454 |
| Total interest expense | $8,434,000 | 1,334 |
| Net interest income | $12,693,000 | 1,524 |
| Provision for loan and lease losses | $1,217,000 | 1,119 |
| Total noninterest income | $2,594,000 | 1,749 |
| Gross Fiduciary activities income | $70,000 | 1,055 |
| Service charges on deposit accounts | $1,217,000 | 1,342 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,307,000 | 1,831 |
| Total noninterest expense | $7,332,000 | 2,048 |
| Salaries and employee benefits | $4,070,000 | 1,965 |
| Premises and equipment expense | $1,274,000 | 1,736 |
| Additional noninterest expense | $1,988,000 | 2,319 |
| Pre-tax net operating income | $6,738,000 | 1,245 |
| Securities gains (losses) | $5,000 | 3,957 |
| Applicable income taxes | $2,229,000 | 1,185 |
| Income before extraordinary items | $4,514,000 | 1,380 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,514,000 | 1,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $253,000 | 2,654 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,510,650 | 1,332 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,890,000 | 4,486 |
| Total interest expense | $3,743,000 | 3,999 |
| Net interest income | $3,147,000 | 4,894 |
| Provision for loan and lease losses | $208,000 | 4,047 |
| Total noninterest income | $659,000 | 4,347 |
| Gross Fiduciary activities income | $14,000 | 1,366 |
| Service charges on deposit accounts | $309,000 | 4,083 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $336,000 | 3,886 |
| Total noninterest expense | $1,843,000 | 6,044 |
| Salaries and employee benefits | $1,056,000 | 5,796 |
| Premises and equipment expense | $310,000 | 5,428 |
| Additional noninterest expense | $477,000 | 6,609 |
| Pre-tax net operating income | $1,755,000 | 3,488 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $562,000 | 3,097 |
| Income before extraordinary items | $1,193,000 | 3,831 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,193,000 | 3,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,448 |
| Cash dividends | $100,000 | 5,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,193,000 | 3,705 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $18,850,000 | 1,855 |
| Total interest expense | $11,602,000 | 1,488 |
| Net interest income | $7,248,000 | 2,451 |
| Provision for loan and lease losses | $428,000 | 2,148 |
| Total noninterest income | $1,621,000 | 2,215 |
| Gross Fiduciary activities income | $32,000 | 1,103 |
| Service charges on deposit accounts | $715,000 | 1,932 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $874,000 | 2,028 |
| Total noninterest expense | $4,456,000 | 3,022 |
| Salaries and employee benefits | $2,607,000 | 2,729 |
| Premises and equipment expense | $813,000 | 2,530 |
| Additional noninterest expense | $1,036,000 | 3,884 |
| Pre-tax net operating income | $3,985,000 | 1,834 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,251,000 | 1,770 |
| Income before extraordinary items | $2,734,000 | 1,902 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,734,000 | 1,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 3,940 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,734,000 | 1,902 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,786,000 | 2,206 |
| Total interest expense | $8,417,000 | 1,759 |
| Net interest income | $6,369,000 | 2,756 |
| Provision for loan and lease losses | $360,000 | 2,275 |
| Total noninterest income | $1,545,000 | 2,249 |
| Gross Fiduciary activities income | $21,000 | 1,201 |
| Service charges on deposit accounts | $613,000 | 2,172 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $911,000 | 1,990 |
| Total noninterest expense | $4,089,000 | 3,254 |
| Salaries and employee benefits | $2,380,000 | 2,945 |
| Premises and equipment expense | $755,000 | 2,692 |
| Additional noninterest expense | $954,000 | 4,164 |
| Pre-tax net operating income | $3,465,000 | 2,118 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,116,000 | 2,043 |
| Income before extraordinary items | $2,349,000 | 2,228 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,349,000 | 2,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,020 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,349,000 | 2,204 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,263,000 | 3,451 |
| Total interest expense | $5,090,000 | 2,952 |
| Net interest income | $4,173,000 | 3,985 |
| Provision for loan and lease losses | $236,000 | 3,164 |
| Total noninterest income | $1,124,000 | 2,835 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $379,000 | 3,278 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $745,000 | 2,280 |
| Total noninterest expense | $2,956,000 | 4,167 |
| Salaries and employee benefits | $1,585,000 | 4,069 |
| Premises and equipment expense | $653,000 | 2,950 |
| Additional noninterest expense | $718,000 | 5,072 |
| Pre-tax net operating income | $2,105,000 | 3,211 |
| Securities gains (losses) | $11,000 | 2,878 |
| Applicable income taxes | $693,000 | 3,058 |
| Income before extraordinary items | $1,423,000 | 3,393 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,423,000 | 3,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,302 |
| Cash dividends | $526,000 | 3,397 |
| Sale, conversion, retirement of capital stock, net | $7,424,000 | 154 |
| Net operating income | $1,415,630 | 3,318 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,699,000 | 6,953 |
| Total interest expense | $1,793,000 | 6,700 |
| Net interest income | $1,906,000 | 7,113 |
| Provision for loan and lease losses | $47,000 | 6,813 |
| Total noninterest income | $234,000 | 7,413 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 5,677 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 8,220 |
| Total noninterest expense | $1,270,000 | 7,450 |
| Salaries and employee benefits | $607,000 | 7,872 |
| Premises and equipment expense | $221,000 | 6,483 |
| Additional noninterest expense | $442,000 | 6,996 |
| Pre-tax net operating income | $823,000 | 6,437 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $290,000 | 5,822 |
| Income before extraordinary items | $533,000 | 6,782 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $533,000 | 6,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,093 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $533,000 | 6,724 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,259,000 | 7,649 |
| Total interest expense | $1,677,000 | 7,143 |
| Net interest income | $1,582,000 | 8,077 |
| Provision for loan and lease losses | $12,000 | 8,364 |
| Total noninterest income | $160,000 | 8,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 6,993 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 9,538 |
| Total noninterest expense | $929,000 | 8,966 |
| Salaries and employee benefits | $420,000 | 9,472 |
| Premises and equipment expense | $191,000 | 7,191 |
| Additional noninterest expense | $318,000 | 8,690 |
| Pre-tax net operating income | $801,000 | 6,498 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $356,000 | 5,268 |
| Income before extraordinary items | $445,000 | 7,271 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $445,000 | 7,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,018 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $445,000 | 7,213 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,835,000 | 8,459 |
| Total interest expense | $1,519,000 | 7,645 |
| Net interest income | $1,316,000 | 9,028 |
| Provision for loan and lease losses | $24,000 | 7,406 |
| Total noninterest income | $158,000 | 9,172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $135,000 | 6,984 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 10,706 |
| Total noninterest expense | $946,000 | 9,180 |
| Salaries and employee benefits | $397,000 | 9,967 |
| Premises and equipment expense | $151,000 | 8,239 |
| Additional noninterest expense | $398,000 | 8,216 |
| Pre-tax net operating income | $504,000 | 8,414 |
| Securities gains (losses) | $62,000 | 1,174 |
| Applicable income taxes | $139,000 | 8,466 |
| Income before extraordinary items | $427,000 | 7,826 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $427,000 | 7,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 10,798 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $380,500 | 8,222 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,222,000 | 11,305 |
| Total interest expense | $535,000 | 10,934 |
| Net interest income | $687,000 | 11,421 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $64,000 | 11,626 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 9,344 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 12,414 |
| Total noninterest expense | $534,000 | 11,437 |
| Salaries and employee benefits | $196,000 | 12,089 |
| Premises and equipment expense | $65,000 | 11,133 |
| Additional noninterest expense | $273,000 | 10,269 |
| Pre-tax net operating income | $217,000 | 10,755 |
| Securities gains (losses) | $-41,000 | 10,890 |
| Applicable income taxes | $39,000 | 10,719 |
| Income before extraordinary items | $137,000 | 10,975 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $137,000 | 10,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,569 |
| Cash dividends | $332,000 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $168,980 | 10,665 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,911,000 | 8,483 |
| Total interest expense | $988,000 | 9,167 |
| Net interest income | $1,923,000 | 7,910 |
| Provision for loan and lease losses | $52,000 | 7,360 |
| Total noninterest income | $163,000 | 9,957 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $139,000 | 7,368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 11,745 |
| Total noninterest expense | $1,110,000 | 9,294 |
| Salaries and employee benefits | $386,000 | 10,785 |
| Premises and equipment expense | $122,000 | 9,724 |
| Additional noninterest expense | $602,000 | 7,316 |
| Pre-tax net operating income | $924,000 | 6,233 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $318,000 | 5,861 |
| Income before extraordinary items | $606,000 | 6,726 |
| Extraordinary gains, net | $24,000 | 2,616 |
| Net income | $630,000 | 6,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 4,663 |
| Cash dividends | $512,000 | 3,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $606,000 | 6,489 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,274,000 | 8,514 |
| Total interest expense | $1,255,000 | 9,405 |
| Net interest income | $2,019,000 | 7,696 |
| Provision for loan and lease losses | $95,000 | 7,436 |
| Total noninterest income | $185,000 | 9,709 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 7,502 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 10,461 |
| Total noninterest expense | $1,196,000 | 9,054 |
| Salaries and employee benefits | $490,000 | 9,877 |
| Premises and equipment expense | $113,000 | 10,290 |
| Additional noninterest expense | $593,000 | 7,576 |
| Pre-tax net operating income | $913,000 | 6,023 |
| Securities gains (losses) | $65,000 | 3,702 |
| Applicable income taxes | $313,000 | 5,758 |
| Income before extraordinary items | $665,000 | 6,140 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $665,000 | 6,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 7,424 |
| Cash dividends | $788,000 | 1,946 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $620,800 | 6,069 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.