Home > First Arkansas Bank and Trust > Net charge- offs to loans
First Arkansas Bank and Trust, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7390% | 136 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2527% | 101 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6387% | 74 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0194% | 4,138 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0624% | 4,413 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0082% | 3,920 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3928% | 230 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5865% | 450 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9556% | 198 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8314% | 108 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3450% | 56 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8563% | 46 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0231% | 4,189 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0792% | 4,465 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0083% | 3,937 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5664% | 174 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4552% | 428 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7523% | 152 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9012% | 96 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5279% | 29 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2932% | 27 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0319% | 4,319 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1204% | 4,520 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0085% | 3,947 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5706% | 191 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1490% | 515 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1581% | 199 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5010% | 146 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0658% | 309 |
| Percentage Net Loans Charged-off:Construction & development | 0.1761% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0232% | 358 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0468% | 329 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2472% | 56 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0096% | 3,883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0571% | 186 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1261% | 474 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1116% | 168 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0241% | 2,456 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5655% | 112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0326% | 369 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0311% | 238 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0614% | 236 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3113% | 38 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0099% | 3,886 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3853% | 118 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0417% | 470 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9394% | 169 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0333% | 2,187 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2454% | 261 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0296% | 341 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0052% | 257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0903% | 177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4401% | 27 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0101% | 3,795 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2998% | 341 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9947% | 498 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8114% | 176 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3104% | 207 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0098% | 393 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0325% | 226 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1783% | 33 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0105% | 3,910 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4934% | 197 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0826% | 450 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9111% | 149 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3484% | 244 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0223% | 830 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0705% | 343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3158% | 56 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0093% | 3,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7199% | 283 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8211% | 522 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5980% | 214 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0025% | 2,439 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3883% | 197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0064% | 1,020 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0200% | 592 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1074% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0089% | 3,806 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8764% | 188 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8247% | 477 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6375% | 216 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0033% | 2,186 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4944% | 166 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0104% | 847 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0318% | 460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1587% | 75 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0106% | 3,930 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1946% | 136 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8470% | 445 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6772% | 214 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0048% | 1,876 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3827% | 218 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0233% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0707% | 258 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3101% | 43 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0105% | 4,015 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8277% | 165 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7743% | 578 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5581% | 231 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2961% | 585 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0169% | 1,466 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0140% | 907 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0318% | 975 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1445% | 166 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0106% | 4,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4211% | 763 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0907% | 565 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8861% | 278 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0028% | 4,140 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3370% | 462 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0152% | 1,290 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0436% | 723 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1839% | 132 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0107% | 4,119 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5126% | 591 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2230% | 481 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0262% | 257 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,714 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4071% | 390 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0235% | 984 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0678% | 524 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2701% | 97 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0136% | 4,216 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6645% | 475 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4123% | 463 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1667% | 270 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4188% | 351 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0536% | 540 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1541% | 275 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5301% | 56 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9402% | 333 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0009% | 774 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2989% | 327 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0233% | 2,171 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3175% | 651 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0552% | 4,796 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1887% | 4,925 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1000% | 659 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3611% | 114 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0145% | 4,333 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6996% | 683 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3526% | 553 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7863% | 351 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0208% | 3,174 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3536% | 482 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 3,688 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 3,913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0397% | 322 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0196% | 4,452 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7097% | 563 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4366% | 493 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9156% | 306 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0383% | 2,900 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3481% | 482 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 3,716 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 3,943 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0066% | 324 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0061% | 4,164 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6799% | 536 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4534% | 486 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9010% | 291 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0153% | 2,678 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3237% | 469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0132% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0062% | 4,254 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7309% | 380 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0724% | 719 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3795% | 321 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0595% | 2,163 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6954% | 230 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0458% | 1,268 |
| Percentage Net Loans Charged-off:Construction & development | 0.2129% | 193 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0439% | 1,309 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0235% | 504 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0538% | 1,152 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6930% | 289 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7156% | 401 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3264% | 264 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0139% | 4,533 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7399% | 189 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0037% | 1,882 |
| Percentage Net Loans Charged-off:Construction & development | 0.1348% | 176 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0501% | 4,923 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0315% | 397 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0898% | 5,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8779% | 241 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8347% | 347 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5164% | 234 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0091% | 4,469 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3244% | 492 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0290% | 4,772 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0910% | 5,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0473% | 319 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1587% | 5,256 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5913% | 555 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5055% | 442 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0500% | 270 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0139% | 4,456 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2974% | 514 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0567% | 5,113 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1786% | 5,333 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0951% | 200 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3126% | 5,395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6249% | 419 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2784% | 610 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7359% | 279 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7854% | 258 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4081% | 217 |
| Percentage Net Loans Charged-off:Construction & development | 0.1394% | 305 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7096% | 191 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9114% | 49 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0323% | 1,802 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0911% | 440 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0034% | 2,231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7926% | 378 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7528% | 1,213 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9497% | 497 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0059% | 3,490 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9614% | 185 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5452% | 119 |
| Percentage Net Loans Charged-off:Construction & development | 0.1871% | 238 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9649% | 111 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1722% | 37 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0264% | 1,698 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1220% | 341 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0208% | 4,919 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3723% | 217 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7011% | 1,206 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8720% | 475 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0154% | 3,213 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2431% | 154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8276% | 79 |
| Percentage Net Loans Charged-off:Construction & development | 0.2754% | 155 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4790% | 66 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6707% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0514% | 1,227 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1839% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0140% | 4,786 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3836% | 149 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5941% | 1,326 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7280% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0112% | 4,665 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2751% | 135 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6393% | 35 |
| Percentage Net Loans Charged-off:Construction & development | 0.5614% | 86 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9455% | 23 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3043% | 16 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0515% | 971 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1579% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0864% | 768 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2834% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2936% | 57 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0435% | 1,910 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1318% | 757 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0617% | 5,394 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1799% | 4,272 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 4,817 |
| Percentage Net Loans Charged-off: Commercial and industrial | 14.8186% | 20 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7911% | 1,207 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9463% | 519 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0102% | 4,951 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4649% | 694 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1501% | 1,495 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1286% | 5,619 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2094% | 5,643 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0828% | 5,512 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2411% | 4,321 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0049% | 4,795 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0506% | 4,727 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8252% | 1,008 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9897% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0136% | 4,853 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4649% | 572 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0778% | 2,080 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2004% | 5,784 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3225% | 5,773 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1342% | 5,688 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3921% | 4,403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 4,784 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0766% | 4,899 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7174% | 1,121 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8561% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0105% | 4,797 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4741% | 515 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0201% | 2,535 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2230% | 5,866 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4579% | 5,879 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1433% | 5,235 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5981% | 1,235 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7020% | 430 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0237% | 4,779 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4861% | 550 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0286% | 5,324 |
| Percentage Net Loans Charged-off:Construction & development | -0.1890% | 5,175 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0160% | 5,350 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0359% | 836 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0421% | 5,584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1059% | 541 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1172% | 693 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3157% | 447 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0228% | 5,078 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0537% | 1,172 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5349% | 434 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0416% | 5,500 |
| Percentage Net Loans Charged-off:Construction & development | -0.2572% | 5,305 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0306% | 5,528 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0215% | 777 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0569% | 5,708 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4896% | 354 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0846% | 640 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2792% | 407 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0226% | 4,990 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0633% | 1,030 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2461% | 1,056 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0158% | 5,178 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0472% | 5,698 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0331% | 659 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0878% | 5,860 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2674% | 5,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0088% | 705 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1901% | 395 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0225% | 4,907 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0801% | 869 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1581% | 1,317 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0939% | 5,883 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2798% | 6,134 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4925% | 4,614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1720% | 6,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0063% | 4,337 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6903% | 1,029 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8163% | 388 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0223% | 4,936 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3553% | 1,228 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1177% | 2,184 |
| Percentage Net Loans Charged-off:Construction & development | 0.1869% | 824 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8162% | 442 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.0075% | 6,376 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8297% | 262 |
| All other 1-4 family - Percent of loans charged-off, net | -1.9717% | 6,381 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2972% | 6,112 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4770% | 573 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7560% | 369 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0577% | 5,453 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0389% | 1,287 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2012% | 1,854 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1178% | 6,183 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8308% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.7535% | 6,462 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | -2.6790% | 6,465 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.9374% | 6,238 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6511% | 478 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9667% | 320 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0761% | 5,451 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0392% | 3,442 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1748% | 6,319 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2258% | 243 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -2.6935% | 6,535 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | -4.1174% | 6,533 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.7571% | 6,321 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5741% | 511 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8801% | 321 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1132% | 5,504 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6313% | 586 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 5,116 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0068% | 5,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0104% | 5,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9522% | 438 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3086% | 257 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1165% | 5,725 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9287% | 653 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5304% | 1,037 |
| Percentage Net Loans Charged-off:Construction & development | 0.0164% | 1,598 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2235% | 1,627 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4426% | 265 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8401% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7050% | 224 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1904% | 890 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5595% | 675 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8489% | 378 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0280% | 3,968 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1882% | 927 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8333% | 703 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2542% | 1,872 |
| Percentage Net Loans Charged-off:Construction & development | 0.0208% | 1,439 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2906% | 1,290 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3794% | 1,360 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1262% | 355 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0689% | 2,911 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5032% | 674 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6706% | 592 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9811% | 354 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0367% | 3,590 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1865% | 873 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7476% | 865 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2986% | 1,648 |
| Percentage Net Loans Charged-off:Construction & development | 0.0311% | 1,237 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4270% | 975 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2957% | 1,607 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7781% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1008% | 2,400 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0311% | 5,134 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7593% | 560 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0803% | 336 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0629% | 3,115 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1906% | 791 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6766% | 907 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1259% | 2,115 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4359% | 1,107 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5577% | 223 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0317% | 5,128 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8500% | 559 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2043% | 317 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2198% | 635 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1492% | 897 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1817% | 3,376 |
| Percentage Net Loans Charged-off:Construction & development | -0.0343% | 5,951 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2648% | 2,063 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1061% | 5,510 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2324% | 2,800 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2981% | 1,270 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2084% | 2,803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0673% | 543 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6473% | 449 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3189% | 270 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0535% | 4,083 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3150% | 912 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1815% | 843 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2070% | 3,035 |
| Percentage Net Loans Charged-off:Construction & development | -0.0361% | 5,990 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3586% | 1,626 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1039% | 5,542 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1750% | 2,935 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2086% | 1,244 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1628% | 2,855 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1437% | 369 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4266% | 475 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0911% | 285 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0704% | 3,693 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5413% | 678 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4457% | 700 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2785% | 2,539 |
| Percentage Net Loans Charged-off:Construction & development | -0.0401% | 6,009 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5448% | 1,191 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1012% | 5,548 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1349% | 2,943 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2128% | 1,110 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1067% | 2,942 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.5216% | 231 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6046% | 460 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4330% | 256 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0322% | 3,517 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2917% | 771 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8736% | 510 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0415% | 3,379 |
| Percentage Net Loans Charged-off:Construction & development | -0.0533% | 6,082 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0992% | 5,591 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1888% | 2,226 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4320% | 740 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1024% | 2,378 |
| Percentage Net Loans Charged-off: Commercial and industrial | 12.7513% | 116 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9103% | 409 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1301% | 198 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0639% | 2,749 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1569% | 6,203 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4444% | 3,212 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7447% | 2,068 |
| Percentage Net Loans Charged-off:Construction & development | 1.6390% | 1,834 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1029% | 3,107 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3067% | 823 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4121% | 862 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6471% | 1,100 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6633% | 735 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.3742% | 7,007 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0749% | 6,540 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0738% | 6,496 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.3137% | 224 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2888% | 3,647 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6340% | 2,078 |
| Percentage Net Loans Charged-off:Construction & development | 0.5023% | 2,173 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1352% | 2,565 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4443% | 643 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6142% | 669 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6974% | 930 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9095% | 565 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.3540% | 7,096 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0956% | 6,520 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0935% | 6,480 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.8917% | 207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5346% | 2,494 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6184% | 2,011 |
| Percentage Net Loans Charged-off:Construction & development | 0.4899% | 1,916 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7593% | 467 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7401% | 642 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5162% | 976 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1267% | 497 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0424% | 6,152 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0690% | 6,281 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0666% | 6,261 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.1921% | 178 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9195% | 1,448 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0689% | 1,141 |
| Percentage Net Loans Charged-off:Construction & development | 1.0558% | 1,211 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1051% | 5,732 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0820% | 302 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7238% | 648 |
| All other 1-4 family - Percent of loans charged-off, net | 3.7985% | 230 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0896% | 6,130 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0829% | 6,108 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.0441% | 187 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5228% | 3,531 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4231% | 3,233 |
| Percentage Net Loans Charged-off:Construction & development | 2.3058% | 1,968 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1768% | 2,896 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0478% | 5,896 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0197% | 4,855 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0625% | 1,858 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0079% | 4,790 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6595% | 3,035 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5380% | 1,453 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.9681% | 221 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4801% | 3,357 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4529% | 2,834 |
| Percentage Net Loans Charged-off:Construction & development | 3.0993% | 1,566 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0251% | 5,918 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0263% | 4,413 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0846% | 1,595 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0105% | 4,359 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8474% | 2,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0236% | 5,012 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.3617% | 229 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5837% | 2,783 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6817% | 2,091 |
| Percentage Net Loans Charged-off:Construction & development | 4.6677% | 1,054 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0298% | 3,882 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1404% | 1,280 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0593% | 6,694 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0122% | 6,573 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.5609% | 230 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0778% | 1,549 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3006% | 1,111 |
| Percentage Net Loans Charged-off:Construction & development | 9.4838% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1489% | 7,620 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7106% | 5,701 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2540% | 7,098 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0255% | 6,479 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.5747% | 247 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7186% | 3,033 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0264% | 5,581 |
| Percentage Net Loans Charged-off:Construction & development | 0.0621% | 3,404 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0102% | 3,330 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0404% | 4,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0774% | 1,802 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0309% | 4,411 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.9248% | 588 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1620% | 7,554 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.9247% | 335 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6826% | 2,649 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0292% | 5,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.0841% | 2,968 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0539% | 3,885 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1030% | 1,486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0411% | 3,788 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4937% | 533 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2613% | 7,623 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.7161% | 316 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3167% | 3,605 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0217% | 4,597 |
| Percentage Net Loans Charged-off:Construction & development | 0.1271% | 2,484 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0122% | 3,758 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0596% | 1,228 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3946% | 1,140 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2846% | 7,617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.8517% | 313 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5714% | 2,037 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0354% | 3,413 |
| Percentage Net Loans Charged-off:Construction & development | 0.2542% | 1,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4900% | 500 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0472% | 4,186 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3030% | 425 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1443% | 4,771 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0826% | 3,906 |
| Percentage Net Loans Charged-off:Construction & development | 0.0733% | 2,661 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0027% | 2,338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8801% | 293 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1171% | 2,707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4174% | 776 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0450% | 3,290 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3719% | 3,033 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2467% | 4,784 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.9748% | 363 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0676% | 4,939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0468% | 3,575 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0037% | 1,730 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1966% | 169 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0263% | 3,721 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2515% | 4,228 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1100% | 338 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0240% | 5,246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0025% | 3,742 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0056% | 1,298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0057% | 3,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3157% | 3,539 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2437% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0057% | 4,848 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0050% | 2,614 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0112% | 767 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0122% | 2,157 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0469% | 6,947 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2606% | 749 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0107% | 6,146 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 7,775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 7,704 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 7,708 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1272% | 7,581 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1520% | 4,859 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4752% | 378 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0123% | 5,417 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 7,465 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 7,630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0043% | 7,630 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1290% | 7,493 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2119% | 4,028 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2283% | 348 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0079% | 5,090 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 7,434 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0054% | 7,666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0064% | 7,683 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1483% | 7,524 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2149% | 3,594 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3073% | 321 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0242% | 3,579 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 7,475 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0053% | 7,713 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0062% | 7,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0300% | 6,949 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5319% | 2,064 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3326% | 349 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0968% | 3,310 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 7,523 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 7,728 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 7,731 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6545% | 1,388 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8557% | 1,752 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9231% | 610 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.6464% | 7,548 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0252% | 4,549 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 7,417 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 7,658 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 7,667 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0280% | 6,995 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8508% | 1,579 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5654% | 432 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.0736% | 7,559 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0289% | 4,015 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7401% | 1,708 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8846% | 374 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5037% | 7,471 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0204% | 3,591 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0347% | 6,917 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5198% | 2,113 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1275% | 3,210 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7572% | 1,441 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8513% | 2,226 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0711% | 359 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0892% | 1,295 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0626% | 3,879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1440% | 2,538 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0041% | 1,614 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0687% | 3,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2223% | 1,931 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8750% | 1,799 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1154% | 2,257 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4272% | 1,109 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2336% | 1,215 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0275% | 5,883 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0147% | 8,195 |
| Percentage Net Loans Charged-off:Construction & development | -0.0646% | 7,925 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8723% | 2,387 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0339% | 5,138 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7574% | 2,500 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0361% | 4,735 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7843% | 2,346 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0562% | 3,590 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1367% | 1,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0668% | 5,477 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0536% | 4,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0689% | 2,180 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0768% | 4,755 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0761% | 3,702 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2279% | 1,685 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0763% | 4,401 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1233% | 2,971 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0960% | 1,882 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0292% | 4,657 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4938% | 3,208 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0234% | 6,827 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0599% | 8,896 |
| Percentage Net Loans Charged-off:Construction & development | -0.0526% | 8,106 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1282% | 8,866 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1934% | 1,926 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1734% | 3,957 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1030% | 1,632 |
| Percentage Net Loans Charged-off:Construction & development | 0.6971% | 259 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1356% | 9,066 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0312% | 2,452 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0376% | 2,218 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0922% | 4,223 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3932% | 1,430 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3062% | 2,210 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0770% | 5,343 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0587% | 6,132 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0364% | 9,964 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0203% | 10,173 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0096% | 8,452 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0257% | 7,822 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3366% | 3,852 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2761% | 6,256 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |