Home > First Arizona Savings, A FSB > Income and Expense
First Arizona Savings, A FSB, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,692,000 | 3,308 |
| Total interest expense | $4,822,000 | 1,333 |
| Net interest income | $1,870,000 | 5,849 |
| Provision for loan and lease losses | $12,200,000 | 425 |
| Total noninterest income | $616,000 | 3,635 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $616,000 | 2,446 |
| Total noninterest expense | $9,749,000 | 1,508 |
| Salaries and employee benefits | $4,246,000 | 1,730 |
| Premises and equipment expense | $1,476,000 | 1,328 |
| Additional noninterest expense | $4,027,000 | 1,334 |
| Pre-tax net operating income | $-19,463,000 | 7,657 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $3,412,000 | 388 |
| Income before extraordinary items | $-22,875,000 | 7,677 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-22,875,000 | 7,677 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-22,875,000 | 7,677 |
| Net charge-offs | $7,918,000 | 555 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $15,000,000 | 49 |
| Net operating income | $-22,875,000 | 7,669 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,623,000 | 3,247 |
| Total interest expense | $3,399,000 | 1,318 |
| Net interest income | $1,224,000 | 5,914 |
| Provision for loan and lease losses | $12,200,000 | 302 |
| Total noninterest income | $113,000 | 5,911 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $113,000 | 4,429 |
| Total noninterest expense | $6,567,000 | 1,503 |
| Salaries and employee benefits | $2,891,000 | 1,709 |
| Premises and equipment expense | $971,000 | 1,364 |
| Additional noninterest expense | $2,705,000 | 1,319 |
| Pre-tax net operating income | $-17,430,000 | 7,741 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-1,785,000 | 7,687 |
| Income before extraordinary items | $-15,645,000 | 7,735 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-15,645,000 | 7,735 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-15,645,000 | 7,735 |
| Net charge-offs | $6,407,000 | 476 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $15,000,000 | 34 |
| Net operating income | $-15,645,000 | 7,729 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,421,000 | 3,179 |
| Total interest expense | $1,892,000 | 1,228 |
| Net interest income | $529,000 | 6,300 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $31,000 | 6,709 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $31,000 | 5,401 |
| Total noninterest expense | $2,710,000 | 1,836 |
| Salaries and employee benefits | $1,449,000 | 1,730 |
| Premises and equipment expense | $486,000 | 1,405 |
| Additional noninterest expense | $775,000 | 2,186 |
| Pre-tax net operating income | $-2,150,000 | 7,617 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-219,000 | 7,575 |
| Income before extraordinary items | $-1,931,000 | 7,638 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,931,000 | 7,640 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,931,000 | 7,640 |
| Net charge-offs | $2,648,000 | 535 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $15,000,000 | 26 |
| Net operating income | $-1,931,000 | 7,629 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,433,000 | 2,487 |
| Total interest expense | $9,835,000 | 1,212 |
| Net interest income | $3,598,000 | 4,899 |
| Provision for loan and lease losses | $24,350,000 | 427 |
| Total noninterest income | $283,000 | 5,696 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $283,000 | 4,055 |
| Total noninterest expense | $11,126,000 | 1,835 |
| Salaries and employee benefits | $3,853,000 | 2,530 |
| Premises and equipment expense | $1,586,000 | 1,700 |
| Additional noninterest expense | $5,687,000 | 1,322 |
| Pre-tax net operating income | $-31,595,000 | 7,803 |
| Securities gains (losses) | $-2,379,000 | 7,827 |
| Applicable income taxes | $-6,109,000 | 7,805 |
| Income before extraordinary items | $-27,865,000 | 7,806 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-27,865,000 | 7,805 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-27,865,000 | 7,805 |
| Net charge-offs | $15,421,000 | 495 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $3,081,000 | 259 |
| Net operating income | $-25,914,220 | 7,792 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,877,000 | 2,334 |
| Total interest expense | $7,720,000 | 1,209 |
| Net interest income | $3,157,000 | 4,438 |
| Provision for loan and lease losses | $11,600,000 | 555 |
| Total noninterest income | $173,000 | 6,134 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $173,000 | 4,528 |
| Total noninterest expense | $5,363,000 | 2,747 |
| Salaries and employee benefits | $2,480,000 | 2,967 |
| Premises and equipment expense | $1,167,000 | 1,753 |
| Additional noninterest expense | $1,716,000 | 2,940 |
| Pre-tax net operating income | $-13,633,000 | 7,810 |
| Securities gains (losses) | $280,000 | 1,047 |
| Applicable income taxes | $-5,421,000 | 7,909 |
| Income before extraordinary items | $-7,932,000 | 7,725 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-7,932,000 | 7,724 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-7,932,000 | 7,724 |
| Net charge-offs | $8,665,000 | 562 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $3,081,000 | 207 |
| Net operating income | $-8,111,200 | 7,735 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,561,000 | 2,278 |
| Total interest expense | $5,344,000 | 1,237 |
| Net interest income | $2,217,000 | 4,272 |
| Provision for loan and lease losses | $10,200,000 | 440 |
| Total noninterest income | $80,000 | 6,682 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $80,000 | 5,165 |
| Total noninterest expense | $3,338,000 | 2,936 |
| Salaries and employee benefits | $1,496,000 | 3,246 |
| Premises and equipment expense | $772,000 | 1,798 |
| Additional noninterest expense | $1,070,000 | 3,123 |
| Pre-tax net operating income | $-11,241,000 | 7,939 |
| Securities gains (losses) | $280,000 | 805 |
| Applicable income taxes | $-4,493,000 | 8,024 |
| Income before extraordinary items | $-6,468,000 | 7,858 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-6,468,000 | 7,857 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-6,468,000 | 7,857 |
| Net charge-offs | $6,621,000 | 490 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $2,704,000 | 181 |
| Net operating income | $-6,647,200 | 7,879 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,947,000 | 2,232 |
| Total interest expense | $2,761,000 | 1,243 |
| Net interest income | $1,186,000 | 4,068 |
| Provision for loan and lease losses | $3,700,000 | 491 |
| Total noninterest income | $50,000 | 6,383 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $50,000 | 4,842 |
| Total noninterest expense | $1,554,000 | 3,044 |
| Salaries and employee benefits | $764,000 | 3,224 |
| Premises and equipment expense | $384,000 | 1,843 |
| Additional noninterest expense | $406,000 | 3,539 |
| Pre-tax net operating income | $-4,018,000 | 7,988 |
| Securities gains (losses) | $100,000 | 996 |
| Applicable income taxes | $-1,528,000 | 8,057 |
| Income before extraordinary items | $-2,390,000 | 7,932 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,390,000 | 7,932 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-2,390,000 | 7,933 |
| Net charge-offs | $3,918,000 | 376 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 117 |
| Net operating income | $-2,454,000 | 7,944 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $19,302,000 | 1,976 |
| Total interest expense | $11,948,000 | 1,365 |
| Net interest income | $7,354,000 | 2,906 |
| Provision for loan and lease losses | $5,770,000 | 910 |
| Total noninterest income | $356,000 | 5,504 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $356,000 | 3,791 |
| Total noninterest expense | $6,000,000 | 3,075 |
| Salaries and employee benefits | $3,160,000 | 3,099 |
| Premises and equipment expense | $1,552,000 | 1,768 |
| Additional noninterest expense | $1,288,000 | 4,047 |
| Pre-tax net operating income | $-4,060,000 | 7,723 |
| Securities gains (losses) | $152,000 | 858 |
| Applicable income taxes | $-1,556,000 | 7,854 |
| Income before extraordinary items | $-2,352,000 | 7,473 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,352,000 | 7,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 4,692 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 368 |
| Net operating income | $-2,449,280 | 7,584 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $14,737,000 | 1,984 |
| Total interest expense | $8,954,000 | 1,422 |
| Net interest income | $5,783,000 | 2,821 |
| Provision for loan and lease losses | $2,985,000 | 908 |
| Total noninterest income | $382,000 | 4,911 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $382,000 | 3,260 |
| Total noninterest expense | $4,453,000 | 3,079 |
| Salaries and employee benefits | $2,378,000 | 3,124 |
| Premises and equipment expense | $1,157,000 | 1,778 |
| Additional noninterest expense | $918,000 | 4,150 |
| Pre-tax net operating income | $-1,273,000 | 7,657 |
| Securities gains (losses) | $148,000 | 751 |
| Applicable income taxes | $-480,000 | 7,872 |
| Income before extraordinary items | $-645,000 | 7,302 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-645,000 | 7,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 3,676 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 254 |
| Net operating income | $-739,720 | 7,490 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,790,000 | 2,020 |
| Total interest expense | $6,039,000 | 1,462 |
| Net interest income | $3,751,000 | 2,876 |
| Provision for loan and lease losses | $665,000 | 1,588 |
| Total noninterest income | $269,000 | 4,838 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $269,000 | 3,214 |
| Total noninterest expense | $2,934,000 | 3,127 |
| Salaries and employee benefits | $1,607,000 | 3,130 |
| Premises and equipment expense | $761,000 | 1,795 |
| Additional noninterest expense | $566,000 | 4,359 |
| Pre-tax net operating income | $421,000 | 4,700 |
| Securities gains (losses) | $105,000 | 929 |
| Applicable income taxes | $174,000 | 2,849 |
| Income before extraordinary items | $352,000 | 4,724 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $352,000 | 4,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 2,756 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 259 |
| Net operating income | $281,650 | 5,045 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,051,000 | 2,018 |
| Total interest expense | $3,125,000 | 1,506 |
| Net interest income | $1,926,000 | 2,796 |
| Provision for loan and lease losses | $150,000 | 2,123 |
| Total noninterest income | $142,000 | 4,727 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $142,000 | 3,136 |
| Total noninterest expense | $1,480,000 | 3,104 |
| Salaries and employee benefits | $842,000 | 3,018 |
| Premises and equipment expense | $377,000 | 1,813 |
| Additional noninterest expense | $261,000 | 4,550 |
| Pre-tax net operating income | $438,000 | 3,335 |
| Securities gains (losses) | $66,000 | 931 |
| Applicable income taxes | $174,000 | 2,141 |
| Income before extraordinary items | $330,000 | 3,598 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $330,000 | 3,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 1,730 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $287,100 | 3,817 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $20,496,000 | 2,045 |
| Total interest expense | $12,486,000 | 1,611 |
| Net interest income | $8,010,000 | 2,727 |
| Provision for loan and lease losses | $156,000 | 4,270 |
| Total noninterest income | $636,000 | 4,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $636,000 | 2,913 |
| Total noninterest expense | $5,623,000 | 3,134 |
| Salaries and employee benefits | $3,122,000 | 3,126 |
| Premises and equipment expense | $1,578,000 | 1,677 |
| Additional noninterest expense | $923,000 | 4,896 |
| Pre-tax net operating income | $2,867,000 | 2,562 |
| Securities gains (losses) | $99,000 | 610 |
| Applicable income taxes | $1,062,000 | 1,794 |
| Income before extraordinary items | $1,904,000 | 2,920 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,904,000 | 2,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 387 |
| Net operating income | $1,840,640 | 3,009 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $15,230,000 | 2,070 |
| Total interest expense | $9,240,000 | 1,625 |
| Net interest income | $5,990,000 | 2,728 |
| Provision for loan and lease losses | $50,000 | 5,025 |
| Total noninterest income | $488,000 | 4,467 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $488,000 | 2,893 |
| Total noninterest expense | $4,166,000 | 3,134 |
| Salaries and employee benefits | $2,282,000 | 3,174 |
| Premises and equipment expense | $1,193,000 | 1,649 |
| Additional noninterest expense | $691,000 | 4,835 |
| Pre-tax net operating income | $2,262,000 | 2,609 |
| Securities gains (losses) | $57,000 | 600 |
| Applicable income taxes | $833,000 | 1,848 |
| Income before extraordinary items | $1,486,000 | 2,991 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,486,000 | 2,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,449,520 | 3,027 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $10,034,000 | 2,104 |
| Total interest expense | $6,071,000 | 1,655 |
| Net interest income | $3,963,000 | 2,774 |
| Provision for loan and lease losses | $20,000 | 5,312 |
| Total noninterest income | $309,000 | 4,591 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $309,000 | 2,969 |
| Total noninterest expense | $2,765,000 | 3,177 |
| Salaries and employee benefits | $1,498,000 | 3,244 |
| Premises and equipment expense | $797,000 | 1,668 |
| Additional noninterest expense | $470,000 | 4,777 |
| Pre-tax net operating income | $1,487,000 | 2,687 |
| Securities gains (losses) | $42,000 | 570 |
| Applicable income taxes | $547,000 | 1,951 |
| Income before extraordinary items | $982,000 | 3,079 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $982,000 | 3,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $955,120 | 3,110 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,929,000 | 2,137 |
| Total interest expense | $2,976,000 | 1,676 |
| Net interest income | $1,953,000 | 2,824 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $152,000 | 4,613 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $152,000 | 2,994 |
| Total noninterest expense | $1,393,000 | 3,167 |
| Salaries and employee benefits | $761,000 | 3,227 |
| Premises and equipment expense | $401,000 | 1,666 |
| Additional noninterest expense | $231,000 | 4,794 |
| Pre-tax net operating income | $712,000 | 2,768 |
| Securities gains (losses) | $26,000 | 508 |
| Applicable income taxes | $261,000 | 2,030 |
| Income before extraordinary items | $477,000 | 3,135 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $477,000 | 3,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $460,100 | 3,167 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $17,421,000 | 2,242 |
| Total interest expense | $9,978,000 | 1,683 |
| Net interest income | $7,443,000 | 2,942 |
| Provision for loan and lease losses | $38,000 | 5,852 |
| Total noninterest income | $619,000 | 4,653 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $619,000 | 2,961 |
| Total noninterest expense | $5,515,000 | 3,077 |
| Salaries and employee benefits | $3,014,000 | 3,113 |
| Premises and equipment expense | $1,573,000 | 1,629 |
| Additional noninterest expense | $928,000 | 4,763 |
| Pre-tax net operating income | $2,509,000 | 3,123 |
| Securities gains (losses) | $132,000 | 481 |
| Applicable income taxes | $954,000 | 2,266 |
| Income before extraordinary items | $1,687,000 | 3,500 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,687,000 | 3,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 407 |
| Net operating income | $1,602,520 | 3,599 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,643,000 | 2,297 |
| Total interest expense | $7,080,000 | 1,724 |
| Net interest income | $5,563,000 | 2,981 |
| Provision for loan and lease losses | $38,000 | 5,462 |
| Total noninterest income | $473,000 | 4,634 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $473,000 | 2,938 |
| Total noninterest expense | $4,107,000 | 3,105 |
| Salaries and employee benefits | $2,232,000 | 3,142 |
| Premises and equipment expense | $1,160,000 | 1,657 |
| Additional noninterest expense | $715,000 | 4,632 |
| Pre-tax net operating income | $1,891,000 | 3,233 |
| Securities gains (losses) | $104,000 | 435 |
| Applicable income taxes | $725,000 | 2,342 |
| Income before extraordinary items | $1,270,000 | 3,596 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,270,000 | 3,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 307 |
| Net operating income | $1,203,440 | 3,716 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,100,000 | 2,344 |
| Total interest expense | $4,404,000 | 1,755 |
| Net interest income | $3,696,000 | 2,998 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $313,000 | 4,620 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $313,000 | 2,934 |
| Total noninterest expense | $2,713,000 | 3,129 |
| Salaries and employee benefits | $1,485,000 | 3,148 |
| Premises and equipment expense | $760,000 | 1,685 |
| Additional noninterest expense | $468,000 | 4,682 |
| Pre-tax net operating income | $1,266,000 | 3,245 |
| Securities gains (losses) | $64,000 | 411 |
| Applicable income taxes | $486,000 | 2,357 |
| Income before extraordinary items | $844,000 | 3,607 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $844,000 | 3,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 213 |
| Net operating income | $803,040 | 3,735 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,892,000 | 2,381 |
| Total interest expense | $2,049,000 | 1,784 |
| Net interest income | $1,843,000 | 2,985 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $160,000 | 4,504 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $160,000 | 2,862 |
| Total noninterest expense | $1,351,000 | 3,156 |
| Salaries and employee benefits | $741,000 | 3,184 |
| Premises and equipment expense | $373,000 | 1,721 |
| Additional noninterest expense | $237,000 | 4,625 |
| Pre-tax net operating income | $622,000 | 3,230 |
| Securities gains (losses) | $29,000 | 417 |
| Applicable income taxes | $239,000 | 2,343 |
| Income before extraordinary items | $412,000 | 3,625 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $412,000 | 3,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 113 |
| Net operating income | $393,440 | 3,731 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,534,000 | 2,612 |
| Total interest expense | $6,355,000 | 1,781 |
| Net interest income | $6,179,000 | 3,345 |
| Provision for loan and lease losses | $169,000 | 3,930 |
| Total noninterest income | $551,000 | 5,012 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $551,000 | 3,209 |
| Total noninterest expense | $5,067,000 | 3,205 |
| Salaries and employee benefits | $2,618,000 | 3,348 |
| Premises and equipment expense | $1,486,000 | 1,645 |
| Additional noninterest expense | $963,000 | 4,544 |
| Pre-tax net operating income | $1,494,000 | 4,392 |
| Securities gains (losses) | $248,000 | 446 |
| Applicable income taxes | $637,000 | 2,978 |
| Income before extraordinary items | $1,105,000 | 4,550 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,105,000 | 4,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $144,000 | 5,238 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 471 |
| Net operating income | $946,280 | 4,934 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,914,000 | 2,676 |
| Total interest expense | $4,495,000 | 1,784 |
| Net interest income | $4,419,000 | 3,466 |
| Provision for loan and lease losses | $128,000 | 3,785 |
| Total noninterest income | $417,000 | 5,013 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $417,000 | 3,205 |
| Total noninterest expense | $3,763,000 | 3,202 |
| Salaries and employee benefits | $1,942,000 | 3,362 |
| Premises and equipment expense | $1,105,000 | 1,645 |
| Additional noninterest expense | $716,000 | 4,558 |
| Pre-tax net operating income | $945,000 | 4,917 |
| Securities gains (losses) | $199,000 | 474 |
| Applicable income taxes | $416,000 | 3,260 |
| Income before extraordinary items | $728,000 | 4,984 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $728,000 | 4,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $144,000 | 4,422 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 340 |
| Net operating income | $600,640 | 5,414 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,686,000 | 2,722 |
| Total interest expense | $2,805,000 | 1,795 |
| Net interest income | $2,881,000 | 3,510 |
| Provision for loan and lease losses | $77,000 | 3,794 |
| Total noninterest income | $285,000 | 4,924 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $285,000 | 3,162 |
| Total noninterest expense | $2,472,000 | 3,234 |
| Salaries and employee benefits | $1,283,000 | 3,376 |
| Premises and equipment expense | $724,000 | 1,652 |
| Additional noninterest expense | $465,000 | 4,613 |
| Pre-tax net operating income | $617,000 | 4,939 |
| Securities gains (losses) | $137,000 | 478 |
| Applicable income taxes | $273,000 | 3,263 |
| Income before extraordinary items | $481,000 | 4,980 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $481,000 | 4,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $90,000 | 4,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $393,320 | 5,454 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,691,000 | 2,817 |
| Total interest expense | $1,321,000 | 1,799 |
| Net interest income | $1,370,000 | 3,674 |
| Provision for loan and lease losses | $22,000 | 4,548 |
| Total noninterest income | $152,000 | 4,678 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $152,000 | 2,953 |
| Total noninterest expense | $1,244,000 | 3,221 |
| Salaries and employee benefits | $628,000 | 3,437 |
| Premises and equipment expense | $361,000 | 1,673 |
| Additional noninterest expense | $255,000 | 4,301 |
| Pre-tax net operating income | $256,000 | 5,401 |
| Securities gains (losses) | $77,000 | 430 |
| Applicable income taxes | $117,000 | 3,511 |
| Income before extraordinary items | $216,000 | 5,225 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $216,000 | 5,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $45,000 | 3,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $165,950 | 5,847 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,999,000 | 2,827 |
| Total interest expense | $5,268,000 | 1,558 |
| Net interest income | $4,731,000 | 3,966 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $503,000 | 5,240 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $503,000 | 3,298 |
| Total noninterest expense | $4,863,000 | 3,196 |
| Salaries and employee benefits | $2,506,000 | 3,341 |
| Premises and equipment expense | $1,405,000 | 1,661 |
| Additional noninterest expense | $952,000 | 4,532 |
| Pre-tax net operating income | $371,000 | 7,197 |
| Securities gains (losses) | $351,000 | 570 |
| Applicable income taxes | $242,000 | 4,493 |
| Income before extraordinary items | $480,000 | 6,433 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $480,000 | 6,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $90,000 | 5,578 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $248,340 | 7,382 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,426,000 | 2,818 |
| Total interest expense | $3,913,000 | 1,547 |
| Net interest income | $3,513,000 | 3,996 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $372,000 | 5,307 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $372,000 | 3,327 |
| Total noninterest expense | $3,679,000 | 3,143 |
| Salaries and employee benefits | $1,915,000 | 3,263 |
| Premises and equipment expense | $1,059,000 | 1,649 |
| Additional noninterest expense | $705,000 | 4,494 |
| Pre-tax net operating income | $206,000 | 7,670 |
| Securities gains (losses) | $280,000 | 626 |
| Applicable income taxes | $157,000 | 4,784 |
| Income before extraordinary items | $329,000 | 6,733 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $329,000 | 6,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $45,000 | 5,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $138,600 | 7,812 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,930,000 | 2,821 |
| Total interest expense | $2,590,000 | 1,534 |
| Net interest income | $2,340,000 | 3,984 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $264,000 | 5,146 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $264,000 | 3,211 |
| Total noninterest expense | $2,473,000 | 3,134 |
| Salaries and employee benefits | $1,305,000 | 3,205 |
| Premises and equipment expense | $711,000 | 1,624 |
| Additional noninterest expense | $457,000 | 4,630 |
| Pre-tax net operating income | $131,000 | 7,685 |
| Securities gains (losses) | $114,000 | 952 |
| Applicable income taxes | $78,000 | 5,147 |
| Income before extraordinary items | $167,000 | 7,195 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $167,000 | 7,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $89,480 | 7,826 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,459,000 | 2,840 |
| Total interest expense | $1,308,000 | 1,528 |
| Net interest income | $1,151,000 | 4,028 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $123,000 | 5,263 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $123,000 | 3,300 |
| Total noninterest expense | $1,251,000 | 3,096 |
| Salaries and employee benefits | $674,000 | 3,133 |
| Premises and equipment expense | $354,000 | 1,656 |
| Additional noninterest expense | $223,000 | 4,677 |
| Pre-tax net operating income | $23,000 | 8,280 |
| Securities gains (losses) | $51,000 | 1,182 |
| Applicable income taxes | $24,000 | 5,624 |
| Income before extraordinary items | $50,000 | 7,783 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $50,000 | 7,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $15,320 | 8,331 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,357,000 | 2,733 |
| Total interest expense | $5,851,000 | 1,523 |
| Net interest income | $4,506,000 | 3,991 |
| Provision for loan and lease losses | $-100,000 | 9,026 |
| Total noninterest income | $374,000 | 6,110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $374,000 | 4,091 |
| Total noninterest expense | $4,876,000 | 3,113 |
| Salaries and employee benefits | $2,565,000 | 3,209 |
| Premises and equipment expense | $1,439,000 | 1,587 |
| Additional noninterest expense | $872,000 | 4,746 |
| Pre-tax net operating income | $104,000 | 8,183 |
| Securities gains (losses) | $1,633,000 | 343 |
| Applicable income taxes | $624,000 | 2,978 |
| Income before extraordinary items | $1,113,000 | 4,331 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,113,000 | 4,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $45,000 | 5,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $67,880 | 8,289 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,903,000 | 2,727 |
| Total interest expense | $4,454,000 | 1,563 |
| Net interest income | $3,449,000 | 3,949 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $293,000 | 6,066 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $293,000 | 4,080 |
| Total noninterest expense | $3,651,000 | 3,115 |
| Salaries and employee benefits | $1,919,000 | 3,212 |
| Premises and equipment expense | $1,099,000 | 1,559 |
| Additional noninterest expense | $633,000 | 4,826 |
| Pre-tax net operating income | $91,000 | 8,276 |
| Securities gains (losses) | $1,534,000 | 336 |
| Applicable income taxes | $593,000 | 2,695 |
| Income before extraordinary items | $1,032,000 | 3,910 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,032,000 | 3,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $50,240 | 8,414 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,460,000 | 2,669 |
| Total interest expense | $3,007,000 | 1,605 |
| Net interest income | $2,453,000 | 3,762 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $262,000 | 5,327 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $262,000 | 3,538 |
| Total noninterest expense | $2,456,000 | 3,091 |
| Salaries and employee benefits | $1,296,000 | 3,151 |
| Premises and equipment expense | $738,000 | 1,550 |
| Additional noninterest expense | $422,000 | 4,819 |
| Pre-tax net operating income | $259,000 | 6,782 |
| Securities gains (losses) | $1,420,000 | 286 |
| Applicable income taxes | $625,000 | 1,984 |
| Income before extraordinary items | $1,054,000 | 2,862 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,054,000 | 2,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $145,200 | 7,307 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,791,000 | 2,639 |
| Total interest expense | $1,503,000 | 1,654 |
| Net interest income | $1,288,000 | 3,611 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $163,000 | 4,677 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $163,000 | 3,060 |
| Total noninterest expense | $1,268,000 | 2,996 |
| Salaries and employee benefits | $674,000 | 3,050 |
| Premises and equipment expense | $371,000 | 1,546 |
| Additional noninterest expense | $223,000 | 4,588 |
| Pre-tax net operating income | $183,000 | 6,046 |
| Securities gains (losses) | $791,000 | 263 |
| Applicable income taxes | $364,000 | 1,759 |
| Income before extraordinary items | $610,000 | 2,508 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $610,000 | 2,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $103,760 | 6,670 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $12,160,000 | 2,533 |
| Total interest expense | $6,672,000 | 1,711 |
| Net interest income | $5,488,000 | 3,386 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $695,000 | 4,358 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $695,000 | 2,719 |
| Total noninterest expense | $4,635,000 | 3,139 |
| Salaries and employee benefits | $2,451,000 | 3,175 |
| Premises and equipment expense | $1,250,000 | 1,763 |
| Additional noninterest expense | $934,000 | 4,412 |
| Pre-tax net operating income | $1,548,000 | 4,031 |
| Securities gains (losses) | $618,000 | 574 |
| Applicable income taxes | $794,000 | 2,608 |
| Income before extraordinary items | $1,372,000 | 3,747 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,372,000 | 3,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $134,000 | 5,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $976,480 | 4,539 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,343,000 | 2,984 |
| Total interest expense | $6,937,000 | 2,308 |
| Net interest income | $4,406,000 | 3,828 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $661,000 | 4,334 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $661,000 | 2,662 |
| Total noninterest expense | $4,126,000 | 3,340 |
| Salaries and employee benefits | $2,185,000 | 3,335 |
| Premises and equipment expense | $1,117,000 | 1,917 |
| Additional noninterest expense | $824,000 | 4,694 |
| Pre-tax net operating income | $941,000 | 5,055 |
| Securities gains (losses) | $425,000 | 674 |
| Applicable income taxes | $520,000 | 3,261 |
| Income before extraordinary items | $846,000 | 4,737 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $846,000 | 4,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $3,050,000 | 250 |
| Net operating income | $574,000 | 5,610 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,584,000 | 3,245 |
| Total interest expense | $6,281,000 | 2,662 |
| Net interest income | $4,303,000 | 3,940 |
| Provision for loan and lease losses | $95,000 | 5,433 |
| Total noninterest income | $691,000 | 4,033 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $691,000 | 2,385 |
| Total noninterest expense | $3,827,000 | 3,444 |
| Salaries and employee benefits | $2,039,000 | 3,406 |
| Premises and equipment expense | $1,062,000 | 1,962 |
| Additional noninterest expense | $726,000 | 5,050 |
| Pre-tax net operating income | $1,072,000 | 5,081 |
| Securities gains (losses) | $-1,079,000 | 9,766 |
| Applicable income taxes | $-35,000 | 9,440 |
| Income before extraordinary items | $28,000 | 9,038 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $28,000 | 9,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 637 |
| Net operating income | $718,560 | 5,351 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,258,000 | 3,447 |
| Total interest expense | $5,332,000 | 2,741 |
| Net interest income | $3,926,000 | 4,251 |
| Provision for loan and lease losses | $111,000 | 5,007 |
| Total noninterest income | $520,000 | 4,844 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $520,000 | 2,881 |
| Total noninterest expense | $4,005,000 | 3,311 |
| Salaries and employee benefits | $2,218,000 | 3,120 |
| Premises and equipment expense | $1,052,000 | 1,949 |
| Additional noninterest expense | $735,000 | 5,079 |
| Pre-tax net operating income | $330,000 | 7,921 |
| Securities gains (losses) | $307,000 | 447 |
| Applicable income taxes | $229,000 | 5,413 |
| Income before extraordinary items | $408,000 | 6,943 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $408,000 | 6,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $250,000 | 695 |
| Net operating income | $211,520 | 8,189 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,881,000 | 3,574 |
| Total interest expense | $5,234,000 | 2,873 |
| Net interest income | $3,647,000 | 4,436 |
| Provision for loan and lease losses | $84,000 | 5,485 |
| Total noninterest income | $452,000 | 5,233 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $452,000 | 3,173 |
| Total noninterest expense | $3,572,000 | 3,545 |
| Salaries and employee benefits | $1,964,000 | 3,401 |
| Premises and equipment expense | $905,000 | 2,145 |
| Additional noninterest expense | $703,000 | 5,147 |
| Pre-tax net operating income | $443,000 | 7,655 |
| Securities gains (losses) | $423,000 | 619 |
| Applicable income taxes | $309,000 | 5,095 |
| Income before extraordinary items | $557,000 | 6,287 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $557,000 | 6,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $6,000 | 7,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $286,280 | 7,915 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,384,000 | 3,805 |
| Total interest expense | $5,052,000 | 2,948 |
| Net interest income | $3,332,000 | 4,901 |
| Provision for loan and lease losses | $33,000 | 7,298 |
| Total noninterest income | $412,000 | 5,633 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $412,000 | 3,231 |
| Total noninterest expense | $3,173,000 | 3,919 |
| Salaries and employee benefits | $1,746,000 | 3,744 |
| Premises and equipment expense | $709,000 | 2,704 |
| Additional noninterest expense | $718,000 | 5,118 |
| Pre-tax net operating income | $538,000 | 7,722 |
| Securities gains (losses) | $203,000 | 699 |
| Applicable income taxes | $227,000 | 6,538 |
| Income before extraordinary items | $514,000 | 6,884 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $514,000 | 6,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $373,930 | 7,770 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,594,000 | 4,229 |
| Total interest expense | $4,467,000 | 3,338 |
| Net interest income | $3,127,000 | 5,286 |
| Provision for loan and lease losses | $98,000 | 5,180 |
| Total noninterest income | $368,000 | 6,228 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $368,000 | 3,571 |
| Total noninterest expense | $3,527,000 | 3,747 |
| Salaries and employee benefits | $1,628,000 | 4,004 |
| Premises and equipment expense | $623,000 | 3,097 |
| Additional noninterest expense | $1,276,000 | 3,594 |
| Pre-tax net operating income | $-130,000 | 11,000 |
| Securities gains (losses) | $178,000 | 737 |
| Applicable income taxes | $14,000 | 10,306 |
| Income before extraordinary items | $34,000 | 10,661 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $34,000 | 10,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,243 |
| Cash dividends | $90,000 | 6,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-92,380 | 10,941 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,038,000 | 4,533 |
| Total interest expense | $4,376,000 | 3,399 |
| Net interest income | $2,662,000 | 6,021 |
| Provision for loan and lease losses | $18,000 | 7,795 |
| Total noninterest income | $361,000 | 6,359 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $361,000 | 3,534 |
| Total noninterest expense | $2,850,000 | 4,470 |
| Salaries and employee benefits | $1,572,000 | 4,112 |
| Premises and equipment expense | $599,000 | 3,207 |
| Additional noninterest expense | $679,000 | 5,999 |
| Pre-tax net operating income | $155,000 | 10,748 |
| Securities gains (losses) | $103,000 | 949 |
| Applicable income taxes | $-86,000 | 11,697 |
| Income before extraordinary items | $344,000 | 8,533 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $344,000 | 8,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $241,000 | 9,479 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,876,000 | 4,958 |
| Total interest expense | $3,336,000 | 3,589 |
| Net interest income | $2,540,000 | 6,389 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $366,000 | 6,473 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $366,000 | 3,610 |
| Total noninterest expense | $2,838,000 | 4,628 |
| Salaries and employee benefits | $1,608,000 | 4,022 |
| Premises and equipment expense | $554,000 | 3,495 |
| Additional noninterest expense | $676,000 | 6,499 |
| Pre-tax net operating income | $68,000 | 11,814 |
| Securities gains (losses) | $21,000 | 1,738 |
| Applicable income taxes | $8,000 | 11,420 |
| Income before extraordinary items | $81,000 | 11,558 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $81,000 | 11,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,524 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $114,000 | 783 |
| Net operating income | $61,890 | 11,766 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,305,000 | 5,488 |
| Total interest expense | $2,804,000 | 4,366 |
| Net interest income | $2,501,000 | 6,544 |
| Provision for loan and lease losses | $7,000 | 9,969 |
| Total noninterest income | $310,000 | 7,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $310,000 | 4,382 |
| Total noninterest expense | $2,459,000 | 5,354 |
| Salaries and employee benefits | $1,254,000 | 5,032 |
| Premises and equipment expense | $522,000 | 3,718 |
| Additional noninterest expense | $683,000 | 6,682 |
| Pre-tax net operating income | $345,000 | 9,852 |
| Securities gains (losses) | $245,000 | 1,475 |
| Applicable income taxes | $12,000 | 11,783 |
| Income before extraordinary items | $578,000 | 6,947 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $578,000 | 7,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $337,900 | 8,800 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,800,000 | 5,647 |
| Total interest expense | $3,166,000 | 4,931 |
| Net interest income | $2,634,000 | 6,347 |
| Provision for loan and lease losses | $24,000 | 10,335 |
| Total noninterest income | $179,000 | 9,849 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $179,000 | 6,053 |
| Total noninterest expense | $2,260,000 | 5,782 |
| Salaries and employee benefits | $1,128,000 | 5,468 |
| Premises and equipment expense | $444,000 | 4,399 |
| Additional noninterest expense | $688,000 | 6,833 |
| Pre-tax net operating income | $529,000 | 8,210 |
| Securities gains (losses) | $263,000 | 1,661 |
| Applicable income taxes | $6,000 | 12,482 |
| Income before extraordinary items | $786,000 | 5,435 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $786,000 | 5,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 10,608 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 408 |
| Net operating income | $525,630 | 6,750 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.