Home > First and Farmers Bank of Somerset, Inc. > Net Loans and Leases
First and Farmers Bank of Somerset, Inc., Net Loans and Leases
| 1998-12-31 | Rank | |
| Net loans and leases | $154,538,000 | 1,809 |
| Loan loss allowance | $3,079,000 | 1,201 |
| Total loans and leases | $157,617,000 | 1,803 |
| Unearned income | $2,865,000 | 149 |
| Loans and leases, gross | $160,482,000 | 1,777 |
| All real estate loans | $89,927,000 | 2,145 |
| Real estate loans in domestic offices | $89,927,000 | 2,145 |
| Construction and development loans | $2,711,000 | 3,443 |
| Commercial RE | $44,561,000 | 1,205 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,760 |
| 1-4 family residential loans | $38,392,000 | 2,665 |
| Farmland loans | $4,263,000 | 1,683 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,444,000 | 2,643 |
| Commercial and industrial loans | $24,795,000 | 1,564 |
| To non-U.S. addressees | $0 | 219 |
| Loans to individuals | $38,667,000 | 809 |
| Credit card loans | $1,902,000 | 893 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $36,765,000 | 734 |
| All other loans & leases | $3,649,000 | 1,068 |
| Loans to foreign governments and official institutions | $0 | 85 |
| Obligations of states and political subdivisions in U.S. | $1,106,000 | 1,080 |
| Other loans | $2,543,000 | 600 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $160,127,000 | 1,772 |
| Loan loss allowance | $3,415,000 | 1,119 |
| Total loans and leases | $163,542,000 | 1,759 |
| Unearned income | $3,104,000 | 163 |
| Loans and leases, gross | $166,646,000 | 1,728 |
| All real estate loans | $96,582,000 | 2,031 |
| Real estate loans in domestic offices | $96,582,000 | 2,031 |
| Construction and development loans | $2,868,000 | 3,314 |
| Commercial RE | $46,578,000 | 1,120 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $21,000 | 6,981 |
| 1-4 family residential loans | $42,438,000 | 2,548 |
| Farmland loans | $4,677,000 | 1,486 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,708,000 | 2,605 |
| Commercial and industrial loans | $20,428,000 | 1,811 |
| To non-U.S. addressees | $0 | 228 |
| Loans to individuals | $43,183,000 | 802 |
| Credit card loans | $2,090,000 | 925 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $41,093,000 | 729 |
| All other loans & leases | $2,745,000 | 1,290 |
| Loans to foreign governments and official institutions | $0 | 94 |
| Obligations of states and political subdivisions in U.S. | $399,000 | 2,117 |
| Other loans | $2,346,000 | 631 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $565,000 | 706 |
| Non 1-4 family restructured loans & leases | $565,000 | 706 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $162,475,000 | 1,771 |
| Loan loss allowance | $3,339,000 | 1,214 |
| Total loans and leases | $165,814,000 | 1,761 |
| Unearned income | $3,839,000 | 480 |
| Loans and leases, gross | $165,814,000 | 1,770 |
| All real estate loans | $95,728,000 | 2,059 |
| Real estate loans in domestic offices | $95,728,000 | 2,059 |
| Construction and development loans | $2,383,000 | 3,759 |
| Commercial RE | $45,663,000 | 1,124 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $22,000 | 7,290 |
| 1-4 family residential loans | $43,015,000 | 2,591 |
| Farmland loans | $4,645,000 | 1,411 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $4,433,000 | 2,252 |
| Commercial and industrial loans | $20,622,000 | 1,798 |
| To non-U.S. addressees | $0 | 238 |
| Loans to individuals | $46,448,000 | 867 |
| Credit card loans | $2,236,000 | 989 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $44,212,000 | 779 |
| All other loans & leases | $2,422,000 | 1,488 |
| Loans to foreign governments and official institutions | $0 | 104 |
| Obligations of states and political subdivisions in U.S. | $566,000 | 1,850 |
| Other loans | $1,856,000 | 797 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $387,000 | 1,084 |
| Non 1-4 family restructured loans & leases | $387,000 | 1,084 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $168,632,000 | 1,695 |
| Loan loss allowance | $3,324,000 | 1,254 |
| Total loans and leases | $171,956,000 | 1,688 |
| Unearned income | $5,121,000 | 413 |
| Loans and leases, gross | $171,956,000 | 1,697 |
| All real estate loans | $97,001,000 | 1,989 |
| Real estate loans in domestic offices | $97,001,000 | 1,989 |
| Construction and development loans | $1,328,000 | 4,769 |
| Commercial RE | $45,809,000 | 1,078 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $24,000 | 7,579 |
| 1-4 family residential loans | $45,121,000 | 2,462 |
| Farmland loans | $4,719,000 | 1,322 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $4,602,000 | 2,193 |
| Commercial and industrial loans | $20,123,000 | 1,747 |
| To non-U.S. addressees | $0 | 259 |
| Loans to individuals | $53,645,000 | 817 |
| Credit card loans | $2,238,000 | 1,063 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $51,407,000 | 735 |
| All other loans & leases | $1,706,000 | 1,894 |
| Loans to foreign governments and official institutions | $0 | 113 |
| Obligations of states and political subdivisions in U.S. | $626,000 | 1,830 |
| Other loans | $1,080,000 | 1,154 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $130,000 | 2,055 |
| Non 1-4 family restructured loans & leases | $130,000 | 2,055 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $166,354,000 | 1,690 |
| Loan loss allowance | $3,152,000 | 1,334 |
| Total loans and leases | $169,506,000 | 1,678 |
| Unearned income | $4,860,000 | 485 |
| Loans and leases, gross | $169,506,000 | 1,685 |
| All real estate loans | $95,784,000 | 1,996 |
| Real estate loans in domestic offices | $95,784,000 | 1,994 |
| Construction and development loans | $1,022,000 | 5,291 |
| Commercial RE | $45,152,000 | 1,061 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $25,000 | 7,906 |
| 1-4 family residential loans | $45,540,000 | 2,454 |
| Farmland loans | $4,045,000 | 1,479 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $4,853,000 | 2,038 |
| Commercial and industrial loans | $20,327,000 | 1,638 |
| To non-U.S. addressees | $0 | 273 |
| Loans to individuals | $52,557,000 | 818 |
| Credit card loans | $2,297,000 | 1,060 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $50,260,000 | 738 |
| All other loans & leases | $845,000 | 3,022 |
| Loans to foreign governments and official institutions | $0 | 122 |
| Obligations of states and political subdivisions in U.S. | $539,000 | 2,092 |
| Other loans | $306,000 | 2,414 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $137,000 | 2,426 |
| Non 1-4 family restructured loans & leases | $137,000 | 2,426 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $161,934,000 | 1,698 |
| Loan loss allowance | $3,301,000 | 1,351 |
| Total loans and leases | $165,235,000 | 1,691 |
| Unearned income | $4,981,000 | 510 |
| Loans and leases, gross | $165,235,000 | 1,705 |
| All real estate loans | $99,617,000 | 1,893 |
| Real estate loans in domestic offices | $99,617,000 | 1,892 |
| Construction and development loans | $754,000 | 5,824 |
| Commercial RE | $50,669,000 | 930 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $245,000 | 6,033 |
| 1-4 family residential loans | $44,226,000 | 2,506 |
| Farmland loans | $3,723,000 | 1,498 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $4,031,000 | 2,369 |
| Commercial and industrial loans | $13,927,000 | 2,242 |
| To non-U.S. addressees | $0 | 272 |
| Loans to individuals | $51,692,000 | 797 |
| Credit card loans | $2,362,000 | 1,046 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $49,330,000 | 705 |
| All other loans & leases | $949,000 | 2,935 |
| Loans to foreign governments and official institutions | $0 | 124 |
| Obligations of states and political subdivisions in U.S. | $470,000 | 2,369 |
| Other loans | $468,000 | 2,039 |
| Lease financing receivables | $7,000 | 1,978 |
| Loans to depository institutions and acceptances of other banks | $4,000 | 1,068 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $1,581,000 | 734 |
| Non 1-4 family restructured loans & leases | $1,581,000 | 734 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $164,047,000 | 1,717 |
| Loan loss allowance | $3,132,000 | 1,493 |
| Total loans and leases | $167,179,000 | 1,705 |
| Unearned income | $5,839,000 | 526 |
| Loans and leases, gross | $167,179,000 | 1,711 |
| All real estate loans | $95,964,000 | 2,011 |
| Real estate loans in domestic offices | $95,964,000 | 2,011 |
| Construction and development loans | $1,994,000 | 3,733 |
| Commercial RE | $46,801,000 | 1,018 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $102,000 | 7,317 |
| 1-4 family residential loans | $43,829,000 | 2,599 |
| Farmland loans | $3,238,000 | 1,674 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $4,343,000 | 2,077 |
| Commercial and industrial loans | $19,812,000 | 1,750 |
| To non-U.S. addressees | $0 | 266 |
| Loans to individuals | $51,839,000 | 801 |
| Credit card loans | $2,215,000 | 1,116 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $49,624,000 | 699 |
| All other loans & leases | $1,060,000 | 2,980 |
| Loans to foreign governments and official institutions | $0 | 142 |
| Obligations of states and political subdivisions in U.S. | $483,000 | 2,472 |
| Other loans | $135,000 | 3,769 |
| Lease financing receivables | $442,000 | 868 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $210,000 | 2,777 |
| Non 1-4 family restructured loans & leases | $210,000 | 2,777 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |