Home > First and Farmers Bank of Somerset, Inc. > Loan Charge- Offs and Recoveries

First and Farmers Bank of Somerset, Inc., Loan Charge- Offs and Recoveries

1998-12-31 (YTD Data)Rank
Total charge-offs$705,0001,204
Loans secured by real estate, total$236,000717
To non-U.S. addresseesNANA
Real estate loans in domestic offices$236,000715
Construction and land development$15,000429
Secured by farmland$11,000215
Total charge-offs secured by 1-4 family residential properties$180,000525
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$30,000896
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$143,0001,849
Loans to individuals$326,0001,004
Credit card loan charge offs$58,000813
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$268,000955
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,225
Total recoveries$219,0001,120
Loans secured by real estate, total$83,000715
To non-U.S. addresseesNANA
Real estate loans in domestic offices$83,000715
Construction and land development$0460
Secured by farmland$13,000202
Secured by 1-4 family residential properties - total recoveries$21,000946
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$49,000477
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$84,0001,007
Loans to individuals$52,0001,525
Credit card loan recoveries$2,0001,704
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$50,0001,389
Loans to foreign governments and official institutions$014
Other loansNANA
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,322
Net charge-offs$486,0001,286
Loans secured by real estate, total$153,000753
To non-U.S. addresseesNANA
Real estate loans in domestic offices$153,000750
Construction and land development$15,000373
Secured by farmland$-2,0009,007
Secured by 1-4 family residential properties- net charge-offs$159,000472
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$-19,00010,020
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$59,0002,510
To non-U.S. addresseesNANA
Loans to individuals$274,000935
Credit card loan net charge offs$56,000749
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$218,000889
Loans to foreign governments and official institutions$010
Other loansNANA
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,029
1997-12-31 (YTD Data)Rank
Total charge-offs$754,0001,235
Loans secured by real estate, total$149,0001,128
To non-U.S. addresseesNANA
Real estate loans in domestic offices$149,0001,128
Construction and land development$0676
Secured by farmland$58,00090
Total charge-offs secured by 1-4 family residential properties$70,0001,129
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$21,0001,151
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$348,000889
Loans to individuals$257,0001,319
Credit card loan charge offs$50,000979
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$207,0001,287
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,269
Total recoveries$230,0001,206
Loans secured by real estate, total$23,0001,690
To non-U.S. addresseesNANA
Real estate loans in domestic offices$23,0001,690
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$21,0001,066
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$2,0001,416
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$133,000761
Loans to individuals$74,0001,231
Credit card loan recoveries$7,000981
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$67,0001,168
Loans to foreign governments and official institutions$027
Other loansNANA
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,495
Net charge-offs$524,0001,290
Loans secured by real estate, total$126,000984
To non-U.S. addresseesNANA
Real estate loans in domestic offices$126,000982
Construction and land development$0590
Secured by farmland$58,00070
Secured by 1-4 family residential properties- net charge-offs$49,0001,185
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$19,000956
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$215,0001,030
To non-U.S. addresseesNANA
Loans to individuals$183,0001,370
Credit card loan net charge offs$43,000971
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$140,0001,350
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,019
1996-12-31 (YTD Data)Rank
Total charge-offs$898,0001,181
Loans secured by real estate, total$189,0001,111
To non-U.S. addresseesNANA
Real estate loans in domestic offices$189,0001,111
Construction and land development$0737
Secured by farmland$47,00095
Total charge-offs secured by 1-4 family residential properties$90,0001,065
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$52,000976
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$288,0001,072
Loans to individuals$421,000982
Credit card loan charge offs$47,0001,036
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$374,000837
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,488
Total recoveries$263,0001,217
Loans secured by real estate, total$16,0002,202
To non-U.S. addresseesNANA
Real estate loans in domestic offices$16,0002,202
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$12,0001,571
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$4,0001,505
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$135,000865
Loans to individuals$112,000977
Credit card loan recoveries$10,000881
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$102,000889
Loans to foreign governments and official institutions$032
Other loansNANA
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,588
Net charge-offs$635,0001,201
Loans secured by real estate, total$173,000911
To non-U.S. addresseesNANA
Real estate loans in domestic offices$173,000910
Construction and land development$0634
Secured by farmland$47,00073
Secured by 1-4 family residential properties- net charge-offs$78,000960
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$48,000773
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$153,0001,339
To non-U.S. addresseesNANA
Loans to individuals$309,000991
Credit card loan net charge offs$37,0001,085
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$272,000841
Loans to foreign governments and official institutions$05
Other loansNANA
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,236
1995-12-31 (YTD Data)Rank
Total charge-offs$792,0001,296
Loans secured by real estate, total$191,0001,200
To non-U.S. addresseesNANA
Real estate loans in domestic offices$191,0001,198
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$90,0001,159
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$101,000895
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$310,000971
Loans to individuals$291,0001,159
Credit card loan charge offs$53,000928
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$238,0001,097
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,401
Total recoveries$164,0001,753
Loans secured by real estate, total$7,0003,176
To non-U.S. addresseesNANA
Real estate loans in domestic offices$7,0003,175
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$7,0002,076
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$02,179
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$57,0001,773
Loans to individuals$100,0001,057
Credit card loan recoveries$7,0001,102
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$93,000971
Loans to foreign governments and official institutions$030
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,639
Net charge-offs$628,0001,194
Loans secured by real estate, total$184,000998
To non-U.S. addresseesNANA
Real estate loans in domestic offices$184,000997
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$83,0001,017
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$101,000722
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$253,000817
To non-U.S. addresseesNANA
Loans to individuals$191,0001,196
Credit card loan net charge offs$46,000880
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$145,0001,146
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,114
1994-12-31 (YTD Data)Rank
Total charge-offs$1,040,0001,112
Loans secured by real estate, total$522,000781
To non-U.S. addresseesNANA
Real estate loans in domestic offices$522,000781
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$183,000801
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$339,000538
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$213,0001,398
Loans to individuals$305,0001,004
Credit card loan charge offs$55,000886
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$250,000904
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$261,0001,371
Loans secured by real estate, total$26,0002,158
To non-U.S. addresseesNANA
Real estate loans in domestic offices$26,0002,158
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$22,0001,315
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$4,0001,888
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$133,0001,082
Loans to individuals$102,0001,096
Credit card loan recoveries$6,0001,179
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$96,0001,003
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,776
Net charge-offs$779,0001,024
Loans secured by real estate, total$496,000671
To non-U.S. addresseesNANA
Real estate loans in domestic offices$496,000671
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$161,000728
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$335,000447
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$80,0001,965
To non-U.S. addresseesNANA
Loans to individuals$203,000974
Credit card loan net charge offs$49,000839
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$154,000901
Loans to foreign governments and official institutions$09
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$2,364,000806
Loans secured by real estate, total$758,000813
To non-U.S. addresseesNANA
Real estate loans in domestic offices$758,000811
Construction and land development$01,259
Secured by farmland$46,000178
Total charge-offs secured by 1-4 family residential properties$141,0001,136
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$571,000536
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,229,000467
Loans to individuals$377,000964
Credit card loan charge offs$76,000838
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$301,000874
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$322,0001,272
Loans secured by real estate, total$18,0002,732
To non-U.S. addresseesNANA
Real estate loans in domestic offices$18,0002,732
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$18,0001,569
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$161,0001,007
Loans to individuals$143,000915
Credit card loan recoveries$7,0001,164
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$136,000813
Loans to foreign governments and official institutions$038
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,965
Net charge-offs$2,042,000720
Loans secured by real estate, total$740,000724
To non-U.S. addresseesNANA
Real estate loans in domestic offices$740,000722
Construction and land development$01,117
Secured by farmland$46,000145
Secured by 1-4 family residential properties- net charge-offs$123,0001,076
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$571,000474
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,068,000395
To non-U.S. addresseesNANA
Loans to individuals$234,0001,011
Credit card loan net charge offs$69,000799
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$165,000956
Loans to foreign governments and official institutions$028
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,260
1992-12-31 (YTD Data)Rank
Total charge-offs$3,526,000756
Loans secured by real estate, total$1,180,000777
To non-U.S. addresseesNANA
Real estate loans in domestic offices$1,180,000777
Construction and land development$113,000769
Secured by farmland$12,000577
Total charge-offs secured by 1-4 family residential properties$294,000788
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$761,000575
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,421,000604
Loans to individuals$925,000689
Credit card loan charge offs$74,000964
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$851,000542
Loans to foreign governments and official institutions$043
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,961
Total recoveries$240,0001,677
Loans secured by real estate, total$4,0004,592
To non-U.S. addresseesNANA
Real estate loans in domestic offices$4,0004,591
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$04,685
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$4,0001,866
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$61,0002,427
Loans to individuals$175,000873
Credit card loan recoveries$30,000592
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$145,000844
Loans to foreign governments and official institutions$047
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$3,286,000693
Loans secured by real estate, total$1,176,000718
To non-U.S. addresseesNANA
Real estate loans in domestic offices$1,176,000718
Construction and land development$113,000730
Secured by farmland$12,000493
Secured by 1-4 family residential properties- net charge-offs$294,000698
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$757,000528
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,360,000534
To non-U.S. addresseesNANA
Loans to individuals$750,000631
Credit card loan net charge offs$44,0001,112
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$706,000458
Loans to foreign governments and official institutions$037
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,543

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.