Home > First and Farmers Bank of Somerset, Inc. > Assets and Liabilities
First and Farmers Bank of Somerset, Inc., Assets and Liabilities
1998-12-31 | Rank | |
# of Employees: | 125 | 1,333 |
Assets and Liabilities | ||
Total Assets: | $269,054,000 | 1,717 |
Cash and due from depository institutions | $8,929,000 | 1,333 |
Interest-bearing balances | $0 | 6,728 |
Securities | $89,731,000 | 1,298 |
Federal funds sold & reverse repurchase agreements | $9,546,000 | 1,805 |
Net loans & leases | $154,538,000 | 1,809 |
Loan loss allowance | $3,079,000 | 1,201 |
Trading account assets | $0 | 197 |
Bank premises and fixed assets | $1,860,000 | 4,140 |
Other real estate owned | $0 | 1,333 |
Goodwill and other intangibles | $0 | 3,445 |
All other assets | $4,450,000 | 1,719 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $269,054,000 | 1,717 |
Total liabilities | $240,075,000 | 1,742 |
Total deposits | $226,547,000 | 1,661 |
Interest-bearing deposits | $184,063,000 | 1,772 |
Deposits held in domestic offices | $226,547,000 | 1,656 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $5,783,000 | 1,334 |
Trading liabilities | $0 | 69 |
Other borrowed funds | $6,000,000 | 2,034 |
Subordinated debt | $0 | 255 |
All other liabilities | $1,745,000 | 2,222 |
Total equity capital | $28,979,000 | 1,539 |
Total bank equity capital | $28,979,000 | 1,539 |
Perpetual preferred stock | $0 | 199 |
Common stock | $2,990,000 | 1,289 |
Surplus | $5,000,000 | 2,820 |
Undivided profits | $20,989,000 | 1,236 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $2,356,000 | 1,110 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $119,000 | 837 |
Income earned, not collected on loans | $1,268,000 | 1,711 |
Earning assets | $253,815,000 | 1,677 |
Long-term assets (5+ years) | $55,865,000 | 1,438 |
Average Assets, year-to-date | $273,174,000 | 1,585 |
Average Assets, quarterly | $270,430,500 | 1,669 |
Volatile liabilities | $23,466,000 | 2,629 |
Insider loans | $8,928,000 | 448 |
FHLB advances | $0 | 740 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $24,818,000 | 1,897 |
Tier 1 (core) risk-based capital | $28,448,000 | 1,479 |
Tier 2 risk-based capital | $2,123,410 | 1,534 |
Total risk weighted assets | $168,917,510 | 1,698 |
Total unused commitments | $24,818,000 | 1,904 |
Derivatives | $0 | 527 |
1997-12-31 | Rank | |
# of Employees: | 129 | 1,368 |
Assets and Liabilities | ||
Total Assets: | $273,608,000 | 1,662 |
Cash and due from depository institutions | $8,263,000 | 1,368 |
Interest-bearing balances | $0 | 6,604 |
Securities | $94,272,000 | 1,223 |
Federal funds sold & reverse repurchase agreements | $4,500,000 | 2,961 |
Net loans & leases | $160,127,000 | 1,772 |
Loan loss allowance | $3,415,000 | 1,119 |
Trading account assets | $0 | 203 |
Bank premises and fixed assets | $1,996,000 | 3,840 |
Other real estate owned | $0 | 1,368 |
Goodwill and other intangibles | $0 | 3,571 |
All other assets | $4,450,000 | 1,690 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $273,608,000 | 1,662 |
Total liabilities | $247,771,000 | 1,652 |
Total deposits | $225,834,000 | 1,659 |
Interest-bearing deposits | $186,276,000 | 1,741 |
Deposits held in domestic offices | $225,834,000 | 1,650 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $10,534,000 | 1,037 |
Trading liabilities | $0 | 80 |
Other borrowed funds | $6,000,000 | 1,792 |
Subordinated debt | $0 | 260 |
All other liabilities | $5,403,000 | 939 |
Total equity capital | $25,837,000 | 1,727 |
Total bank equity capital | $25,837,000 | 1,727 |
Perpetual preferred stock | $0 | 223 |
Common stock | $2,990,000 | 1,266 |
Surplus | $5,000,000 | 2,740 |
Undivided profits | $17,847,000 | 1,459 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $799,000 | 2,952 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $91,000 | 983 |
Income earned, not collected on loans | $1,496,000 | 1,471 |
Earning assets | $258,899,000 | 1,616 |
Long-term assets (5+ years) | $67,259,000 | 1,071 |
Average Assets, year-to-date | $262,263,200 | 1,649 |
Average Assets, quarterly | $270,106,000 | 1,664 |
Volatile liabilities | $28,585,000 | 2,226 |
Insider loans | $6,290,000 | 638 |
FHLB advances | $0 | 780 |
Loans and leases held for sale | $0 | 1,579 |
Unused loan commitments | $22,785,000 | 1,915 |
Tier 1 (core) risk-based capital | $25,667,000 | 1,652 |
Tier 2 risk-based capital | $2,136,310 | 1,445 |
Total risk weighted assets | $169,626,310 | 1,653 |
Total unused commitments | $22,785,000 | 1,921 |
Derivatives | $0 | 533 |
1996-12-31 | Rank | |
# of Employees: | 141 | 1,319 |
Assets and Liabilities | ||
Total Assets: | $259,685,000 | 1,798 |
Cash and due from depository institutions | $10,498,000 | 1,319 |
Interest-bearing balances | $0 | 6,640 |
Securities | $80,300,000 | 1,508 |
Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
Net loans & leases | $162,475,000 | 1,771 |
Loan loss allowance | $3,339,000 | 1,214 |
Trading account assets | $0 | 240 |
Bank premises and fixed assets | $1,959,000 | 3,847 |
Other real estate owned | $87,000 | 1,319 |
Goodwill and other intangibles | $0 | 3,437 |
All other assets | $4,366,000 | 1,787 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $259,685,000 | 1,798 |
Total liabilities | $233,792,000 | 1,801 |
Total deposits | $220,560,000 | 1,739 |
Interest-bearing deposits | $181,364,000 | 1,841 |
Deposits held in domestic offices | $220,560,000 | 1,729 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $10,277,000 | 1,133 |
Trading liabilities | $0 | 97 |
Other borrowed funds | $1,000,000 | 3,299 |
Subordinated debt | $0 | 298 |
All other liabilities | $1,955,000 | 2,068 |
Total equity capital | $25,893,000 | 1,749 |
Total bank equity capital | $25,893,000 | 1,749 |
Perpetual preferred stock | $925,000 | 137 |
Common stock | $2,990,000 | 1,323 |
Surplus | $5,000,000 | 2,818 |
Undivided profits | $16,978,000 | 1,530 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $1,155,000 | 2,411 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $259,000 | 504 |
Income earned, not collected on loans | $1,519,000 | 1,419 |
Earning assets | $242,775,000 | 1,756 |
Long-term assets (5+ years) | $51,717,000 | 1,248 |
Average Assets, year-to-date | $257,916,000 | 1,736 |
Average Assets, quarterly | $261,926,000 | 1,761 |
Volatile liabilities | $24,967,000 | 2,429 |
Insider loans | $6,373,000 | 662 |
FHLB advances | $0 | 882 |
Loans and leases held for sale | $0 | 1,560 |
Unused loan commitments | $20,405,000 | 2,023 |
Tier 1 (core) risk-based capital | $25,377,000 | 1,696 |
Tier 2 risk-based capital | $2,990,860 | 1,113 |
Total risk weighted assets | $163,995,360 | 1,744 |
Total unused commitments | $20,405,000 | 2,037 |
Derivatives | $0 | 549 |
1995-12-31 | Rank | |
# of Employees: | 124 | 1,557 |
Assets and Liabilities | ||
Total Assets: | $254,978,000 | 1,839 |
Cash and due from depository institutions | $8,748,000 | 1,557 |
Interest-bearing balances | $0 | 6,853 |
Securities | $64,071,000 | 1,945 |
Federal funds sold & reverse repurchase agreements | $6,300,000 | 2,324 |
Net loans & leases | $168,632,000 | 1,695 |
Loan loss allowance | $3,324,000 | 1,254 |
Trading account assets | $834,000 | 185 |
Bank premises and fixed assets | $2,025,000 | 3,666 |
Other real estate owned | $91,000 | 1,557 |
Goodwill and other intangibles | $0 | 3,181 |
All other assets | $4,277,000 | 1,841 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $254,978,000 | 1,839 |
Total liabilities | $231,169,000 | 1,835 |
Total deposits | $221,269,000 | 1,754 |
Interest-bearing deposits | $182,649,000 | 1,848 |
Deposits held in domestic offices | $221,269,000 | 1,741 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $5,679,000 | 1,446 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $3,000,000 | 2,044 |
Subordinated debt | $0 | 337 |
All other liabilities | $1,221,000 | 3,090 |
Total equity capital | $23,809,000 | 1,890 |
Total bank equity capital | $23,809,000 | 1,890 |
Perpetual preferred stock | $925,000 | 149 |
Common stock | $2,990,000 | 1,341 |
Surplus | $5,000,000 | 2,816 |
Undivided profits | $14,894,000 | 1,753 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $1,150,000 | 2,364 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $1,531,000 | 1,457 |
Earning assets | $239,837,000 | 1,786 |
Long-term assets (5+ years) | $54,691,000 | 1,098 |
Average Assets, year-to-date | $246,304,000 | 1,845 |
Average Assets, quarterly | $253,428,500 | 1,839 |
Volatile liabilities | $21,923,000 | 2,443 |
Insider loans | $6,281,000 | 705 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $18,729,000 | 2,083 |
Tier 1 (core) risk-based capital | $23,151,000 | 1,855 |
Tier 2 risk-based capital | $3,050,540 | 1,118 |
Total risk weighted assets | $168,844,740 | 1,686 |
Total unused commitments | $18,729,000 | 2,093 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 139 | 1,421 |
Assets and Liabilities | ||
Total Assets: | $238,216,000 | 1,931 |
Cash and due from depository institutions | $8,003,000 | 1,421 |
Interest-bearing balances | $0 | 7,034 |
Securities | $53,630,000 | 2,460 |
Federal funds sold & reverse repurchase agreements | $2,200,000 | 3,530 |
Net loans & leases | $166,354,000 | 1,690 |
Loan loss allowance | $3,152,000 | 1,334 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $2,092,000 | 3,512 |
Other real estate owned | $952,000 | 1,421 |
Goodwill and other intangibles | $0 | 3,133 |
All other assets | $4,985,000 | 1,694 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $238,216,000 | 1,931 |
Total liabilities | $219,235,000 | 1,904 |
Total deposits | $211,575,000 | 1,785 |
Interest-bearing deposits | $177,492,000 | 1,868 |
Deposits held in domestic offices | $211,575,000 | 1,773 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $6,063,000 | 1,622 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $0 | 5,375 |
Subordinated debt | $0 | 372 |
All other liabilities | $1,597,000 | 2,131 |
Total equity capital | $18,981,000 | 2,175 |
Total bank equity capital | $18,981,000 | 2,175 |
Perpetual preferred stock | $925,000 | 157 |
Common stock | $2,990,000 | 1,356 |
Surplus | $5,000,000 | 2,732 |
Undivided profits | $10,066,000 | 2,323 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $1,271,000 | 2,219 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $20,000 | 1,357 |
Income earned, not collected on loans | $1,340,000 | 1,454 |
Earning assets | $222,184,000 | 1,891 |
Long-term assets (5+ years) | $51,489,000 | 1,145 |
Average Assets, year-to-date | $237,821,600 | 1,875 |
Average Assets, quarterly | $238,386,500 | 1,915 |
Volatile liabilities | $15,003,000 | 3,185 |
Insider loans | $6,394,000 | 679 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $19,299,000 | 1,976 |
Tier 1 (core) risk-based capital | $19,735,000 | 2,079 |
Tier 2 risk-based capital | $2,986,340 | 1,124 |
Total risk weighted assets | $163,816,340 | 1,691 |
Total unused commitments | $19,299,000 | 1,988 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 135 | 1,553 |
Assets and Liabilities | ||
Total Assets: | $234,526,000 | 1,981 |
Cash and due from depository institutions | $6,331,000 | 1,553 |
Interest-bearing balances | $0 | 7,655 |
Securities | $53,980,000 | 2,571 |
Federal funds sold & reverse repurchase agreements | $6,000,000 | 2,323 |
Net loans & leases | $161,934,000 | 1,698 |
Loan loss allowance | $3,301,000 | 1,351 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $2,506,000 | 2,915 |
Other real estate owned | $602,000 | 1,553 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $3,173,000 | 2,306 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $234,526,000 | 1,981 |
Total liabilities | $216,223,000 | 1,972 |
Total deposits | $209,502,000 | 1,876 |
Interest-bearing deposits | $178,289,000 | 1,925 |
Deposits held in domestic offices | $209,502,000 | 1,863 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $5,655,000 | 1,411 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,027 |
Subordinated debt | $0 | 413 |
All other liabilities | $1,066,000 | 2,983 |
Total equity capital | $18,303,000 | 2,209 |
Total bank equity capital | $18,303,000 | 2,209 |
Perpetual preferred stock | $925,000 | 168 |
Common stock | $2,990,000 | 1,363 |
Surplus | $5,000,000 | 2,659 |
Undivided profits | $9,388,000 | 2,536 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $1,722,000 | 2,132 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $1,069,000 | 1,620 |
Earning assets | $221,914,000 | 1,925 |
Long-term assets (5+ years) | $47,282,000 | 1,255 |
Average Assets, year-to-date | $237,353,800 | 1,903 |
Average Assets, quarterly | $235,028,000 | 1,959 |
Volatile liabilities | $14,315,000 | 3,112 |
Insider loans | $7,081,000 | 598 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $12,987,000 | 2,567 |
Tier 1 (core) risk-based capital | $17,378,000 | 2,253 |
Tier 2 risk-based capital | $2,932,530 | 1,124 |
Total risk weighted assets | $159,309,130 | 1,720 |
Total unused commitments | $12,987,000 | 2,589 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 141 | 1,544 |
Assets and Liabilities | ||
Total Assets: | $244,416,000 | 1,944 |
Cash and due from depository institutions | $8,949,000 | 1,544 |
Interest-bearing balances | $0 | 8,059 |
Securities | $52,238,000 | 2,609 |
Federal funds sold & reverse repurchase agreements | $9,225,000 | 1,791 |
Net loans & leases | $164,047,000 | 1,717 |
Loan loss allowance | $3,132,000 | 1,493 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $2,928,000 | 2,516 |
Other real estate owned | $4,070,000 | 1,544 |
Goodwill and other intangibles | $0 | 3,106 |
All other assets | $2,959,000 | 2,559 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $244,416,000 | 1,944 |
Total liabilities | $228,623,000 | 1,917 |
Total deposits | $214,169,000 | 1,927 |
Interest-bearing deposits | $183,321,000 | 1,958 |
Deposits held in domestic offices | $214,169,000 | 1,916 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $13,094,000 | 885 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $1,360,000 | 2,554 |
Total equity capital | $15,793,000 | 2,413 |
Total bank equity capital | $15,793,000 | 2,413 |
Perpetual preferred stock | $925,000 | 166 |
Common stock | $2,990,000 | 1,393 |
Surplus | $5,000,000 | 2,549 |
Undivided profits | $6,878,000 | 3,173 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $4,859,000 | 1,148 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $1,317,000 | 1,454 |
Earning assets | $225,510,000 | 1,917 |
Long-term assets (5+ years) | $44,785,000 | 1,294 |
Average Assets, year-to-date | $241,863,200 | 1,929 |
Average Assets, quarterly | $244,336,000 | 1,928 |
Volatile liabilities | $23,665,000 | 2,061 |
Insider loans | $1,222,000 | 663 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $13,864,000 | 2,349 |
Tier 1 (core) risk-based capital | $14,868,000 | 2,521 |
Tier 2 risk-based capital | $3,028,140 | 1,122 |
Total risk weighted assets | $167,222,140 | 1,701 |
Total unused commitments | $13,864,000 | 2,366 |
Derivatives | $0 | 651 |