Home > First and Citizens Bank > Income and Expense
First and Citizens Bank, Income and Expense
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,404,000 | 4,003 |
| Total interest expense | $384,000 | 3,626 |
| Net interest income | $3,020,000 | 4,025 |
| Provision for loan and lease losses | $10,000 | 4,002 |
| Total noninterest income | $345,000 | 4,222 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $79,000 | 4,480 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $266,000 | 3,743 |
| Total noninterest expense | $2,997,000 | 3,661 |
| Salaries and employee benefits | $1,154,000 | 4,362 |
| Premises and equipment expense | $410,000 | 3,219 |
| Additional noninterest expense | $1,433,000 | 2,837 |
| Pre-tax net operating income | $358,000 | 4,935 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $104,000 | 3,212 |
| Income before extraordinary items | $254,000 | 5,110 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $254,000 | 5,110 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $254,000 | 5,110 |
| Net charge-offs | $144,000 | 1,728 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $254,000 | 5,058 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,291,000 | 4,026 |
| Total interest expense | $260,000 | 3,618 |
| Net interest income | $2,031,000 | 4,036 |
| Provision for loan and lease losses | $10,000 | 3,761 |
| Total noninterest income | $280,000 | 3,950 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $51,000 | 4,534 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $229,000 | 3,413 |
| Total noninterest expense | $1,667,000 | 4,059 |
| Salaries and employee benefits | $786,000 | 4,336 |
| Premises and equipment expense | $248,000 | 3,423 |
| Additional noninterest expense | $633,000 | 3,737 |
| Pre-tax net operating income | $634,000 | 3,797 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $203,000 | 2,484 |
| Income before extraordinary items | $431,000 | 4,174 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $431,000 | 4,171 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $431,000 | 4,173 |
| Net charge-offs | $129,000 | 1,419 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $431,000 | 4,102 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,161,000 | 4,015 |
| Total interest expense | $133,000 | 3,600 |
| Net interest income | $1,028,000 | 4,026 |
| Provision for loan and lease losses | $10,000 | 3,253 |
| Total noninterest income | $142,000 | 3,900 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $25,000 | 4,550 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $117,000 | 3,311 |
| Total noninterest expense | $836,000 | 4,087 |
| Salaries and employee benefits | $398,000 | 4,365 |
| Premises and equipment expense | $124,000 | 3,447 |
| Additional noninterest expense | $314,000 | 3,764 |
| Pre-tax net operating income | $324,000 | 3,741 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $103,000 | 2,435 |
| Income before extraordinary items | $221,000 | 4,106 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $221,000 | 4,103 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $221,000 | 4,104 |
| Net charge-offs | $135,000 | 842 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $221,000 | 4,049 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,774,000 | 3,940 |
| Total interest expense | $616,000 | 3,337 |
| Net interest income | $4,158,000 | 3,994 |
| Provision for loan and lease losses | $20,000 | 4,043 |
| Total noninterest income | $396,000 | 4,494 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $113,000 | 4,537 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $283,000 | 4,052 |
| Total noninterest expense | $3,451,000 | 4,049 |
| Salaries and employee benefits | $1,616,000 | 4,336 |
| Premises and equipment expense | $539,000 | 3,332 |
| Additional noninterest expense | $1,296,000 | 3,745 |
| Pre-tax net operating income | $1,083,000 | 3,985 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $337,000 | 2,562 |
| Income before extraordinary items | $746,000 | 4,336 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $746,000 | 4,334 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $746,000 | 4,336 |
| Net charge-offs | $-193,000 | 5,857 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $746,000 | 4,288 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,598,000 | 3,973 |
| Total interest expense | $471,000 | 3,328 |
| Net interest income | $3,127,000 | 4,024 |
| Provision for loan and lease losses | $20,000 | 3,795 |
| Total noninterest income | $281,000 | 4,601 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $84,000 | 4,602 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $197,000 | 4,161 |
| Total noninterest expense | $2,535,000 | 4,110 |
| Salaries and employee benefits | $1,177,000 | 4,432 |
| Premises and equipment expense | $393,000 | 3,432 |
| Additional noninterest expense | $965,000 | 3,775 |
| Pre-tax net operating income | $853,000 | 3,993 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $266,000 | 2,589 |
| Income before extraordinary items | $587,000 | 4,363 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $587,000 | 4,365 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $587,000 | 4,366 |
| Net charge-offs | $-208,000 | 5,974 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $587,000 | 4,313 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,403,000 | 3,992 |
| Total interest expense | $322,000 | 3,300 |
| Net interest income | $2,081,000 | 4,042 |
| Provision for loan and lease losses | $20,000 | 3,492 |
| Total noninterest income | $186,000 | 4,630 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $54,000 | 4,660 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $132,000 | 4,185 |
| Total noninterest expense | $1,722,000 | 4,105 |
| Salaries and employee benefits | $791,000 | 4,462 |
| Premises and equipment expense | $264,000 | 3,427 |
| Additional noninterest expense | $667,000 | 3,715 |
| Pre-tax net operating income | $525,000 | 4,109 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $163,000 | 2,657 |
| Income before extraordinary items | $362,000 | 4,447 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $362,000 | 4,449 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $362,000 | 4,449 |
| Net charge-offs | $-45,000 | 5,727 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $362,000 | 4,379 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,193,000 | 4,031 |
| Total interest expense | $164,000 | 3,292 |
| Net interest income | $1,029,000 | 4,086 |
| Provision for loan and lease losses | $20,000 | 2,822 |
| Total noninterest income | $87,000 | 4,700 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $26,000 | 4,712 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $61,000 | 4,292 |
| Total noninterest expense | $858,000 | 4,148 |
| Salaries and employee benefits | $390,000 | 4,513 |
| Premises and equipment expense | $128,000 | 3,518 |
| Additional noninterest expense | $340,000 | 3,662 |
| Pre-tax net operating income | $238,000 | 4,215 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $73,000 | 2,712 |
| Income before extraordinary items | $165,000 | 4,571 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $165,000 | 4,573 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $165,000 | 4,575 |
| Net charge-offs | $19,000 | 2,149 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $165,000 | 4,496 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,811,000 | 4,044 |
| Total interest expense | $730,000 | 3,215 |
| Net interest income | $4,081,000 | 4,145 |
| Provision for loan and lease losses | $201,000 | 2,462 |
| Total noninterest income | $395,000 | 4,646 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $119,000 | 4,739 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $276,000 | 4,123 |
| Total noninterest expense | $3,317,000 | 4,267 |
| Salaries and employee benefits | $1,623,000 | 4,451 |
| Premises and equipment expense | $454,000 | 3,839 |
| Additional noninterest expense | $1,240,000 | 3,993 |
| Pre-tax net operating income | $958,000 | 4,218 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $290,000 | 2,670 |
| Income before extraordinary items | $668,000 | 4,549 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $668,000 | 4,548 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $668,000 | 4,550 |
| Net charge-offs | $443,000 | 1,601 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $668,000 | 4,488 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,611,000 | 4,085 |
| Total interest expense | $554,000 | 3,252 |
| Net interest income | $3,057,000 | 4,187 |
| Provision for loan and lease losses | $100,000 | 2,760 |
| Total noninterest income | $270,000 | 4,823 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $90,000 | 4,789 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $180,000 | 4,345 |
| Total noninterest expense | $2,457,000 | 4,301 |
| Salaries and employee benefits | $1,179,000 | 4,536 |
| Premises and equipment expense | $353,000 | 3,830 |
| Additional noninterest expense | $925,000 | 4,015 |
| Pre-tax net operating income | $770,000 | 4,167 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $236,000 | 2,672 |
| Income before extraordinary items | $534,000 | 4,509 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $534,000 | 4,509 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $534,000 | 4,510 |
| Net charge-offs | $283,000 | 1,655 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $534,000 | 4,470 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,410,000 | 4,094 |
| Total interest expense | $372,000 | 3,283 |
| Net interest income | $2,038,000 | 4,189 |
| Provision for loan and lease losses | $100,000 | 2,327 |
| Total noninterest income | $173,000 | 4,873 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $59,000 | 4,810 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $114,000 | 4,406 |
| Total noninterest expense | $1,596,000 | 4,395 |
| Salaries and employee benefits | $792,000 | 4,556 |
| Premises and equipment expense | $244,000 | 3,759 |
| Additional noninterest expense | $560,000 | 4,246 |
| Pre-tax net operating income | $515,000 | 4,128 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $157,000 | 2,646 |
| Income before extraordinary items | $358,000 | 4,471 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $358,000 | 4,474 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $358,000 | 4,475 |
| Net charge-offs | $-1,000 | 5,059 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $358,000 | 4,419 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,211,000 | 4,108 |
| Total interest expense | $190,000 | 3,284 |
| Net interest income | $1,021,000 | 4,194 |
| Provision for loan and lease losses | $50,000 | 2,211 |
| Total noninterest income | $82,000 | 4,914 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $28,000 | 4,890 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $54,000 | 4,450 |
| Total noninterest expense | $804,000 | 4,429 |
| Salaries and employee benefits | $399,000 | 4,587 |
| Premises and equipment expense | $132,000 | 3,630 |
| Additional noninterest expense | $273,000 | 4,325 |
| Pre-tax net operating income | $249,000 | 4,110 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $76,000 | 2,599 |
| Income before extraordinary items | $173,000 | 4,475 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $173,000 | 4,478 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $173,000 | 4,478 |
| Net charge-offs | $-4,000 | 5,342 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $173,000 | 4,422 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,922,000 | 4,115 |
| Total interest expense | $867,000 | 3,269 |
| Net interest income | $4,055,000 | 4,240 |
| Provision for loan and lease losses | $150,000 | 3,263 |
| Total noninterest income | $391,000 | 4,772 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $123,000 | 4,912 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $268,000 | 4,238 |
| Total noninterest expense | $3,268,000 | 4,419 |
| Salaries and employee benefits | $1,607,000 | 4,581 |
| Premises and equipment expense | $552,000 | 3,507 |
| Additional noninterest expense | $1,109,000 | 4,368 |
| Pre-tax net operating income | $1,028,000 | 4,038 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $315,000 | 2,578 |
| Income before extraordinary items | $713,000 | 4,435 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $713,000 | 4,439 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $713,000 | 4,439 |
| Net charge-offs | $98,000 | 3,754 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $713,000 | 4,373 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,689,000 | 4,154 |
| Total interest expense | $664,000 | 3,302 |
| Net interest income | $3,025,000 | 4,290 |
| Provision for loan and lease losses | $125,000 | 3,137 |
| Total noninterest income | $278,000 | 4,928 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $91,000 | 4,977 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $187,000 | 4,390 |
| Total noninterest expense | $2,360,000 | 4,521 |
| Salaries and employee benefits | $1,162,000 | 4,694 |
| Premises and equipment expense | $405,000 | 3,584 |
| Additional noninterest expense | $793,000 | 4,495 |
| Pre-tax net operating income | $818,000 | 4,021 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $255,000 | 2,568 |
| Income before extraordinary items | $563,000 | 4,412 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $563,000 | 4,415 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $563,000 | 4,416 |
| Net charge-offs | $79,000 | 3,480 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $563,000 | 4,336 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,458,000 | 4,165 |
| Total interest expense | $452,000 | 3,318 |
| Net interest income | $2,006,000 | 4,306 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $189,000 | 4,929 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $60,000 | 4,987 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $129,000 | 4,416 |
| Total noninterest expense | $1,568,000 | 4,543 |
| Salaries and employee benefits | $775,000 | 4,722 |
| Premises and equipment expense | $267,000 | 3,627 |
| Additional noninterest expense | $526,000 | 4,516 |
| Pre-tax net operating income | $627,000 | 3,753 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $198,000 | 2,442 |
| Income before extraordinary items | $429,000 | 4,198 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $429,000 | 4,200 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $429,000 | 4,201 |
| Net charge-offs | $79,000 | 2,972 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $429,000 | 4,089 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,236,000 | 4,173 |
| Total interest expense | $229,000 | 3,369 |
| Net interest income | $1,007,000 | 4,302 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $88,000 | 5,029 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $30,000 | 4,965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $58,000 | 4,529 |
| Total noninterest expense | $772,000 | 4,618 |
| Salaries and employee benefits | $387,000 | 4,754 |
| Premises and equipment expense | $134,000 | 3,651 |
| Additional noninterest expense | $251,000 | 4,637 |
| Pre-tax net operating income | $323,000 | 3,676 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $103,000 | 2,376 |
| Income before extraordinary items | $220,000 | 4,109 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $220,000 | 4,112 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $220,000 | 4,112 |
| Net charge-offs | $71,000 | 2,158 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $220,000 | 4,004 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,075,000 | 4,262 |
| Total interest expense | $1,127,000 | 3,327 |
| Net interest income | $3,948,000 | 4,441 |
| Provision for loan and lease losses | $280,000 | 3,492 |
| Total noninterest income | $354,000 | 4,990 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $138,000 | 4,912 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $216,000 | 4,497 |
| Total noninterest expense | $3,270,000 | 4,535 |
| Salaries and employee benefits | $1,548,000 | 4,763 |
| Premises and equipment expense | $567,000 | 3,517 |
| Additional noninterest expense | $1,155,000 | 4,443 |
| Pre-tax net operating income | $752,000 | 4,415 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $218,000 | 2,940 |
| Income before extraordinary items | $534,000 | 4,847 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $534,000 | 4,848 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $534,000 | 4,849 |
| Net charge-offs | $46,000 | 4,983 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $534,000 | 4,670 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,796,000 | 4,342 |
| Total interest expense | $879,000 | 3,353 |
| Net interest income | $2,917,000 | 4,546 |
| Provision for loan and lease losses | $130,000 | 4,086 |
| Total noninterest income | $240,000 | 5,183 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $104,000 | 4,981 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $136,000 | 4,749 |
| Total noninterest expense | $2,371,000 | 4,643 |
| Salaries and employee benefits | $1,122,000 | 4,873 |
| Premises and equipment expense | $413,000 | 3,646 |
| Additional noninterest expense | $836,000 | 4,561 |
| Pre-tax net operating income | $656,000 | 4,317 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $200,000 | 2,832 |
| Income before extraordinary items | $456,000 | 4,774 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $456,000 | 4,775 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $456,000 | 4,775 |
| Net charge-offs | $36,000 | 4,740 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $456,000 | 4,602 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,547,000 | 4,358 |
| Total interest expense | $605,000 | 3,382 |
| Net interest income | $1,942,000 | 4,583 |
| Provision for loan and lease losses | $80,000 | 4,103 |
| Total noninterest income | $144,000 | 5,370 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $66,000 | 5,076 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $78,000 | 4,972 |
| Total noninterest expense | $1,568,000 | 4,686 |
| Salaries and employee benefits | $759,000 | 4,868 |
| Premises and equipment expense | $267,000 | 3,705 |
| Additional noninterest expense | $542,000 | 4,638 |
| Pre-tax net operating income | $438,000 | 4,316 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $133,000 | 2,830 |
| Income before extraordinary items | $305,000 | 4,788 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $305,000 | 4,791 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $305,000 | 4,791 |
| Net charge-offs | $25,000 | 4,496 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $305,000 | 4,599 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,287,000 | 4,384 |
| Total interest expense | $314,000 | 3,411 |
| Net interest income | $973,000 | 4,610 |
| Provision for loan and lease losses | $50,000 | 3,648 |
| Total noninterest income | $67,000 | 5,500 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $33,000 | 5,070 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $34,000 | 5,214 |
| Total noninterest expense | $780,000 | 4,734 |
| Salaries and employee benefits | $372,000 | 4,963 |
| Premises and equipment expense | $130,000 | 3,799 |
| Additional noninterest expense | $278,000 | 4,574 |
| Pre-tax net operating income | $210,000 | 4,442 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $64,000 | 2,841 |
| Income before extraordinary items | $146,000 | 4,888 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $146,000 | 4,890 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $146,000 | 4,891 |
| Net charge-offs | $11,000 | 3,996 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $146,000 | 4,743 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,360,000 | 4,377 |
| Total interest expense | $1,463,000 | 3,506 |
| Net interest income | $3,897,000 | 4,607 |
| Provision for loan and lease losses | $358,000 | 3,897 |
| Total noninterest income | $304,000 | 5,185 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $123,000 | 5,223 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $181,000 | 4,594 |
| Total noninterest expense | $3,168,000 | 4,738 |
| Salaries and employee benefits | $1,551,000 | 4,873 |
| Premises and equipment expense | $507,000 | 4,002 |
| Additional noninterest expense | $1,110,000 | 4,662 |
| Pre-tax net operating income | $675,000 | 4,343 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $194,000 | 2,932 |
| Income before extraordinary items | $481,000 | 4,714 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $481,000 | 4,716 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $481,000 | 4,715 |
| Net charge-offs | $324,000 | 3,712 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $481,000 | 4,583 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,058,000 | 4,399 |
| Total interest expense | $1,123,000 | 3,566 |
| Net interest income | $2,935,000 | 4,617 |
| Provision for loan and lease losses | $280,000 | 3,703 |
| Total noninterest income | $216,000 | 5,342 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $92,000 | 5,253 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $124,000 | 4,820 |
| Total noninterest expense | $2,318,000 | 4,808 |
| Salaries and employee benefits | $1,136,000 | 4,932 |
| Premises and equipment expense | $371,000 | 4,116 |
| Additional noninterest expense | $811,000 | 4,751 |
| Pre-tax net operating income | $553,000 | 4,337 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $165,000 | 2,831 |
| Income before extraordinary items | $388,000 | 4,703 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $388,000 | 4,704 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $388,000 | 4,704 |
| Net charge-offs | $306,000 | 3,233 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $388,000 | 4,575 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,719,000 | 4,426 |
| Total interest expense | $769,000 | 3,602 |
| Net interest income | $1,950,000 | 4,659 |
| Provision for loan and lease losses | $270,000 | 3,145 |
| Total noninterest income | $148,000 | 5,332 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $59,000 | 5,293 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $89,000 | 4,726 |
| Total noninterest expense | $1,568,000 | 4,819 |
| Salaries and employee benefits | $747,000 | 5,000 |
| Premises and equipment expense | $250,000 | 4,110 |
| Additional noninterest expense | $571,000 | 4,655 |
| Pre-tax net operating income | $260,000 | 4,787 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $73,000 | 3,102 |
| Income before extraordinary items | $187,000 | 5,118 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $187,000 | 5,117 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $187,000 | 5,118 |
| Net charge-offs | $298,000 | 2,688 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $187,000 | 5,023 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,364,000 | 4,440 |
| Total interest expense | $400,000 | 3,607 |
| Net interest income | $964,000 | 4,680 |
| Provision for loan and lease losses | $250,000 | 2,162 |
| Total noninterest income | $74,000 | 5,393 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $28,000 | 5,334 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $46,000 | 4,790 |
| Total noninterest expense | $777,000 | 4,875 |
| Salaries and employee benefits | $377,000 | 5,012 |
| Premises and equipment expense | $122,000 | 4,237 |
| Additional noninterest expense | $278,000 | 4,726 |
| Pre-tax net operating income | $11,000 | 6,197 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $11,000 | 6,238 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $11,000 | 6,237 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $11,000 | 6,238 |
| Net charge-offs | $294,000 | 1,777 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $11,000 | 6,201 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,590,000 | 4,514 |
| Total interest expense | $1,876,000 | 3,731 |
| Net interest income | $3,714,000 | 4,788 |
| Provision for loan and lease losses | $393,000 | 4,480 |
| Total noninterest income | $333,000 | 5,236 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $139,000 | 5,039 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $194,000 | 4,633 |
| Total noninterest expense | $3,152,000 | 4,895 |
| Salaries and employee benefits | $1,579,000 | 4,923 |
| Premises and equipment expense | $493,000 | 4,218 |
| Additional noninterest expense | $1,080,000 | 4,895 |
| Pre-tax net operating income | $502,000 | 4,376 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $143,000 | 2,969 |
| Income before extraordinary items | $359,000 | 4,750 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $359,000 | 4,751 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $359,000 | 4,751 |
| Net charge-offs | $322,000 | 4,213 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $359,000 | 4,604 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,176,000 | 4,609 |
| Total interest expense | $1,436,000 | 3,815 |
| Net interest income | $2,740,000 | 4,890 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $239,000 | 5,402 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $104,000 | 5,117 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $135,000 | 4,807 |
| Total noninterest expense | $2,304,000 | 4,973 |
| Salaries and employee benefits | $1,146,000 | 5,045 |
| Premises and equipment expense | $366,000 | 4,303 |
| Additional noninterest expense | $792,000 | 4,949 |
| Pre-tax net operating income | $675,000 | 3,780 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $207,000 | 2,520 |
| Income before extraordinary items | $468,000 | 4,241 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $468,000 | 4,242 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $468,000 | 4,242 |
| Net charge-offs | $-8,000 | 7,443 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $468,000 | 4,080 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,792,000 | 4,646 |
| Total interest expense | $978,000 | 3,863 |
| Net interest income | $1,814,000 | 4,924 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $158,000 | 5,396 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $68,000 | 5,167 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $90,000 | 4,795 |
| Total noninterest expense | $1,527,000 | 5,018 |
| Salaries and employee benefits | $763,000 | 5,065 |
| Premises and equipment expense | $245,000 | 4,323 |
| Additional noninterest expense | $519,000 | 4,985 |
| Pre-tax net operating income | $445,000 | 3,818 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $136,000 | 2,506 |
| Income before extraordinary items | $309,000 | 4,250 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $309,000 | 4,249 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $309,000 | 4,249 |
| Net charge-offs | $-5,000 | 7,369 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $309,000 | 4,117 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,396,000 | 4,701 |
| Total interest expense | $492,000 | 3,980 |
| Net interest income | $904,000 | 4,958 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $85,000 | 5,317 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $32,000 | 5,262 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $53,000 | 4,593 |
| Total noninterest expense | $782,000 | 4,991 |
| Salaries and employee benefits | $382,000 | 5,122 |
| Premises and equipment expense | $124,000 | 4,388 |
| Additional noninterest expense | $276,000 | 4,832 |
| Pre-tax net operating income | $207,000 | 3,994 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $63,000 | 2,584 |
| Income before extraordinary items | $144,000 | 4,446 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $144,000 | 4,447 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $144,000 | 4,445 |
| Net charge-offs | $9,000 | 4,900 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $144,000 | 4,332 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,670,000 | 4,786 |
| Total interest expense | $2,138,000 | 4,265 |
| Net interest income | $3,532,000 | 4,941 |
| Provision for loan and lease losses | $100,000 | 6,413 |
| Total noninterest income | $443,000 | 4,946 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $156,000 | 5,099 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $287,000 | 4,041 |
| Total noninterest expense | $3,077,000 | 5,105 |
| Salaries and employee benefits | $1,413,000 | 5,372 |
| Premises and equipment expense | $492,000 | 4,418 |
| Additional noninterest expense | $1,172,000 | 4,805 |
| Pre-tax net operating income | $798,000 | 3,343 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $249,000 | 2,196 |
| Income before extraordinary items | $549,000 | 3,731 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $549,000 | 3,728 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $549,000 | 3,729 |
| Net charge-offs | $12,000 | 6,844 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $549,000 | 3,654 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,254,000 | 4,841 |
| Total interest expense | $1,633,000 | 4,359 |
| Net interest income | $2,621,000 | 4,988 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $301,000 | 5,193 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $114,000 | 5,168 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $187,000 | 4,400 |
| Total noninterest expense | $2,136,000 | 5,337 |
| Salaries and employee benefits | $991,000 | 5,603 |
| Premises and equipment expense | $369,000 | 4,468 |
| Additional noninterest expense | $776,000 | 5,142 |
| Pre-tax net operating income | $786,000 | 3,137 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $252,000 | 2,089 |
| Income before extraordinary items | $534,000 | 3,574 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $534,000 | 3,571 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $534,000 | 3,574 |
| Net charge-offs | $-1,000 | 7,629 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $534,000 | 3,487 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,846,000 | 4,872 |
| Total interest expense | $1,117,000 | 4,416 |
| Net interest income | $1,729,000 | 4,998 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $232,000 | 4,958 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $73,000 | 5,233 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $159,000 | 3,999 |
| Total noninterest expense | $1,411,000 | 5,412 |
| Salaries and employee benefits | $641,000 | 5,757 |
| Premises and equipment expense | $227,000 | 4,718 |
| Additional noninterest expense | $543,000 | 5,009 |
| Pre-tax net operating income | $550,000 | 3,149 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $180,000 | 2,076 |
| Income before extraordinary items | $370,000 | 3,617 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $370,000 | 3,615 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $370,000 | 3,616 |
| Net charge-offs | $3,000 | 6,371 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $370,000 | 3,504 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,444,000 | 4,852 |
| Total interest expense | $568,000 | 4,481 |
| Net interest income | $876,000 | 4,961 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $165,000 | 4,203 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $34,000 | 5,303 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $131,000 | 3,195 |
| Total noninterest expense | $687,000 | 5,441 |
| Salaries and employee benefits | $324,000 | 5,773 |
| Premises and equipment expense | $112,000 | 4,803 |
| Additional noninterest expense | $251,000 | 4,944 |
| Pre-tax net operating income | $354,000 | 3,050 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $117,000 | 2,022 |
| Income before extraordinary items | $237,000 | 3,554 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $237,000 | 3,554 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $237,000 | 3,555 |
| Net charge-offs | $-19,000 | 7,986 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $237,000 | 3,408 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,017,000 | 4,930 |
| Total interest expense | $2,623,000 | 4,611 |
| Net interest income | $3,394,000 | 5,065 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $285,000 | 5,908 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $164,000 | 5,150 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $121,000 | 5,664 |
| Total noninterest expense | $2,637,000 | 5,499 |
| Salaries and employee benefits | $1,275,000 | 5,800 |
| Premises and equipment expense | $453,000 | 4,745 |
| Additional noninterest expense | $909,000 | 5,116 |
| Pre-tax net operating income | $1,042,000 | 3,682 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $341,000 | 2,255 |
| Income before extraordinary items | $701,000 | 3,945 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $701,000 | 3,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,700 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $701,000 | 4,080 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,539,000 | 4,986 |
| Total interest expense | $1,997,000 | 4,714 |
| Net interest income | $2,542,000 | 5,109 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $225,000 | 5,895 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $121,000 | 5,219 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $104,000 | 5,570 |
| Total noninterest expense | $1,890,000 | 5,633 |
| Salaries and employee benefits | $875,000 | 6,065 |
| Premises and equipment expense | $354,000 | 4,627 |
| Additional noninterest expense | $661,000 | 5,138 |
| Pre-tax net operating income | $877,000 | 3,925 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $288,000 | 2,502 |
| Income before extraordinary items | $589,000 | 4,160 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $589,000 | 4,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,747 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $589,000 | 4,319 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,044,000 | 5,031 |
| Total interest expense | $1,365,000 | 4,764 |
| Net interest income | $1,679,000 | 5,144 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $157,000 | 5,902 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $78,000 | 5,295 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $79,000 | 5,437 |
| Total noninterest expense | $1,262,000 | 5,654 |
| Salaries and employee benefits | $573,000 | 6,169 |
| Premises and equipment expense | $244,000 | 4,574 |
| Additional noninterest expense | $445,000 | 5,092 |
| Pre-tax net operating income | $574,000 | 4,118 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $193,000 | 2,724 |
| Income before extraordinary items | $381,000 | 4,578 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $381,000 | 4,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,608 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $381,000 | 4,514 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,545,000 | 5,081 |
| Total interest expense | $709,000 | 4,845 |
| Net interest income | $836,000 | 5,176 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $69,000 | 6,144 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $38,000 | 5,321 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $31,000 | 5,863 |
| Total noninterest expense | $660,000 | 5,530 |
| Salaries and employee benefits | $290,000 | 6,187 |
| Premises and equipment expense | $126,000 | 4,494 |
| Additional noninterest expense | $244,000 | 4,770 |
| Pre-tax net operating income | $245,000 | 4,566 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $80,000 | 3,051 |
| Income before extraordinary items | $165,000 | 5,063 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $165,000 | 5,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,902 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $165,000 | 4,948 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,312,000 | 5,048 |
| Total interest expense | $2,859,000 | 4,922 |
| Net interest income | $3,453,000 | 5,078 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $274,000 | 6,207 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $165,000 | 5,259 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $109,000 | 6,081 |
| Total noninterest expense | $2,528,000 | 5,570 |
| Salaries and employee benefits | $1,169,000 | 6,061 |
| Premises and equipment expense | $458,000 | 4,620 |
| Additional noninterest expense | $901,000 | 4,959 |
| Pre-tax net operating income | $1,199,000 | 4,371 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $391,000 | 3,053 |
| Income before extraordinary items | $808,000 | 4,787 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $808,000 | 4,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,682 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $808,000 | 4,759 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,688,000 | 5,102 |
| Total interest expense | $2,124,000 | 4,957 |
| Net interest income | $2,564,000 | 5,135 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $189,000 | 6,419 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $124,000 | 5,280 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $65,000 | 6,443 |
| Total noninterest expense | $1,846,000 | 5,620 |
| Salaries and employee benefits | $874,000 | 6,056 |
| Premises and equipment expense | $343,000 | 4,602 |
| Additional noninterest expense | $629,000 | 5,143 |
| Pre-tax net operating income | $907,000 | 4,577 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $294,000 | 3,226 |
| Income before extraordinary items | $613,000 | 4,959 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $613,000 | 4,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,536 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $613,000 | 4,945 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,107,000 | 5,143 |
| Total interest expense | $1,407,000 | 4,984 |
| Net interest income | $1,700,000 | 5,167 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $119,000 | 6,549 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $83,000 | 5,287 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $36,000 | 6,751 |
| Total noninterest expense | $1,209,000 | 5,703 |
| Salaries and employee benefits | $579,000 | 6,124 |
| Premises and equipment expense | $210,000 | 4,864 |
| Additional noninterest expense | $420,000 | 5,123 |
| Pre-tax net operating income | $610,000 | 4,618 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $198,000 | 3,290 |
| Income before extraordinary items | $412,000 | 5,001 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $412,000 | 5,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,510 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $412,000 | 4,996 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,551,000 | 5,136 |
| Total interest expense | $704,000 | 4,959 |
| Net interest income | $847,000 | 5,192 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $67,000 | 6,329 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $41,000 | 5,255 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $26,000 | 6,219 |
| Total noninterest expense | $617,000 | 5,667 |
| Salaries and employee benefits | $294,000 | 6,111 |
| Premises and equipment expense | $101,000 | 5,017 |
| Additional noninterest expense | $222,000 | 4,909 |
| Pre-tax net operating income | $297,000 | 4,673 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $97,000 | 3,309 |
| Income before extraordinary items | $200,000 | 5,061 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $200,000 | 5,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,563 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $200,000 | 5,050 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,861,000 | 5,091 |
| Total interest expense | $2,619,000 | 4,695 |
| Net interest income | $3,242,000 | 5,300 |
| Provision for loan and lease losses | $85,000 | 4,954 |
| Total noninterest income | $325,000 | 6,020 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $197,000 | 5,025 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $128,000 | 5,909 |
| Total noninterest expense | $2,479,000 | 5,508 |
| Salaries and employee benefits | $1,236,000 | 5,813 |
| Premises and equipment expense | $448,000 | 4,584 |
| Additional noninterest expense | $795,000 | 5,255 |
| Pre-tax net operating income | $1,003,000 | 5,196 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $313,000 | 3,754 |
| Income before extraordinary items | $690,000 | 5,546 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $690,000 | 5,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 3,581 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $690,000 | 5,534 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,310,000 | 5,144 |
| Total interest expense | $1,910,000 | 4,687 |
| Net interest income | $2,400,000 | 5,375 |
| Provision for loan and lease losses | $40,000 | 5,377 |
| Total noninterest income | $248,000 | 6,030 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $153,000 | 5,004 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $95,000 | 5,936 |
| Total noninterest expense | $1,661,000 | 5,839 |
| Salaries and employee benefits | $812,000 | 6,181 |
| Premises and equipment expense | $314,000 | 4,778 |
| Additional noninterest expense | $535,000 | 5,566 |
| Pre-tax net operating income | $947,000 | 4,837 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $303,000 | 3,571 |
| Income before extraordinary items | $644,000 | 5,189 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $644,000 | 5,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,446 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $644,000 | 5,182 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,778,000 | 5,213 |
| Total interest expense | $1,217,000 | 4,675 |
| Net interest income | $1,561,000 | 5,474 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $173,000 | 5,943 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $104,000 | 4,933 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $69,000 | 5,814 |
| Total noninterest expense | $1,131,000 | 5,798 |
| Salaries and employee benefits | $548,000 | 6,168 |
| Premises and equipment expense | $217,000 | 4,682 |
| Additional noninterest expense | $366,000 | 5,487 |
| Pre-tax net operating income | $603,000 | 4,980 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $192,000 | 3,667 |
| Income before extraordinary items | $411,000 | 5,327 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $411,000 | 5,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,609 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $411,000 | 5,329 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,374,000 | 5,198 |
| Total interest expense | $585,000 | 4,648 |
| Net interest income | $789,000 | 5,439 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $81,000 | 6,046 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $49,000 | 5,002 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $32,000 | 5,945 |
| Total noninterest expense | $577,000 | 5,743 |
| Salaries and employee benefits | $283,000 | 6,109 |
| Premises and equipment expense | $115,000 | 4,545 |
| Additional noninterest expense | $179,000 | 5,526 |
| Pre-tax net operating income | $293,000 | 5,023 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $93,000 | 3,692 |
| Income before extraordinary items | $200,000 | 5,352 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $200,000 | 5,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 2,748 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $200,000 | 5,352 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,207,000 | 5,024 |
| Total interest expense | $1,921,000 | 4,547 |
| Net interest income | $3,286,000 | 5,201 |
| Provision for loan and lease losses | $235,000 | 3,312 |
| Total noninterest income | $277,000 | 6,479 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $142,000 | 5,708 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $135,000 | 5,901 |
| Total noninterest expense | $2,463,000 | 5,421 |
| Salaries and employee benefits | $1,190,000 | 5,825 |
| Premises and equipment expense | $466,000 | 4,386 |
| Additional noninterest expense | $807,000 | 5,142 |
| Pre-tax net operating income | $865,000 | 5,714 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $264,000 | 4,294 |
| Income before extraordinary items | $601,000 | 5,998 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $601,000 | 6,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,163 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $601,000 | 5,967 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,898,000 | 5,006 |
| Total interest expense | $1,370,000 | 4,566 |
| Net interest income | $2,528,000 | 5,146 |
| Provision for loan and lease losses | $180,000 | 3,127 |
| Total noninterest income | $170,000 | 6,884 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $108,000 | 5,724 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $62,000 | 6,714 |
| Total noninterest expense | $1,726,000 | 5,602 |
| Salaries and employee benefits | $825,000 | 6,029 |
| Premises and equipment expense | $354,000 | 4,340 |
| Additional noninterest expense | $547,000 | 5,434 |
| Pre-tax net operating income | $792,000 | 5,354 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $249,000 | 4,094 |
| Income before extraordinary items | $543,000 | 5,703 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $543,000 | 5,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 2,641 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $543,000 | 5,665 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,528,000 | 5,032 |
| Total interest expense | $860,000 | 4,570 |
| Net interest income | $1,668,000 | 5,173 |
| Provision for loan and lease losses | $140,000 | 2,787 |
| Total noninterest income | $111,000 | 6,907 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $72,000 | 5,681 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $39,000 | 6,823 |
| Total noninterest expense | $1,184,000 | 5,520 |
| Salaries and employee benefits | $563,000 | 5,952 |
| Premises and equipment expense | $255,000 | 4,090 |
| Additional noninterest expense | $366,000 | 5,383 |
| Pre-tax net operating income | $455,000 | 5,672 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $141,000 | 4,350 |
| Income before extraordinary items | $314,000 | 6,023 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $314,000 | 6,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 2,276 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $314,000 | 5,971 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,247,000 | 5,064 |
| Total interest expense | $406,000 | 4,631 |
| Net interest income | $841,000 | 5,179 |
| Provision for loan and lease losses | $100,000 | 2,031 |
| Total noninterest income | $54,000 | 6,948 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $32,000 | 5,874 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $22,000 | 6,697 |
| Total noninterest expense | $580,000 | 5,615 |
| Salaries and employee benefits | $282,000 | 5,993 |
| Premises and equipment expense | $125,000 | 4,196 |
| Additional noninterest expense | $173,000 | 5,535 |
| Pre-tax net operating income | $215,000 | 5,793 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $66,000 | 4,377 |
| Income before extraordinary items | $149,000 | 6,118 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $149,000 | 6,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 1,912 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $149,000 | 6,077 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,544,000 | 5,142 |
| Total interest expense | $1,599,000 | 4,341 |
| Net interest income | $2,945,000 | 5,468 |
| Provision for loan and lease losses | $81,000 | 5,303 |
| Total noninterest income | $195,000 | 7,193 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $126,000 | 6,094 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $69,000 | 7,011 |
| Total noninterest expense | $2,102,000 | 5,851 |
| Salaries and employee benefits | $1,024,000 | 6,198 |
| Premises and equipment expense | $407,000 | 4,703 |
| Additional noninterest expense | $671,000 | 5,660 |
| Pre-tax net operating income | $957,000 | 5,357 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $287,000 | 4,239 |
| Income before extraordinary items | $670,000 | 5,695 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $670,000 | 5,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $313,000 | 1,930 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $670,000 | 5,635 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,334,000 | 5,197 |
| Total interest expense | $1,203,000 | 4,273 |
| Net interest income | $2,131,000 | 5,582 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $124,000 | 7,519 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $88,000 | 6,250 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $36,000 | 7,481 |
| Total noninterest expense | $1,543,000 | 5,873 |
| Salaries and employee benefits | $801,000 | 6,018 |
| Premises and equipment expense | $277,000 | 5,014 |
| Additional noninterest expense | $465,000 | 5,840 |
| Pre-tax net operating income | $712,000 | 5,481 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $215,000 | 4,337 |
| Income before extraordinary items | $497,000 | 5,823 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $497,000 | 5,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,382 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $497,000 | 5,756 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,192,000 | 5,253 |
| Total interest expense | $811,000 | 4,239 |
| Net interest income | $1,381,000 | 5,667 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $83,000 | 7,538 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $52,000 | 6,467 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $31,000 | 7,181 |
| Total noninterest expense | $995,000 | 6,015 |
| Salaries and employee benefits | $530,000 | 6,092 |
| Premises and equipment expense | $164,000 | 5,408 |
| Additional noninterest expense | $301,000 | 5,973 |
| Pre-tax net operating income | $469,000 | 5,468 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $141,000 | 4,354 |
| Income before extraordinary items | $328,000 | 5,839 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $328,000 | 5,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,141 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $328,000 | 5,752 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,082,000 | 5,323 |
| Total interest expense | $411,000 | 4,243 |
| Net interest income | $671,000 | 5,771 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $38,000 | 7,671 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $23,000 | 6,604 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $15,000 | 7,252 |
| Total noninterest expense | $543,000 | 5,767 |
| Salaries and employee benefits | $263,000 | 6,155 |
| Premises and equipment expense | $96,000 | 4,925 |
| Additional noninterest expense | $184,000 | 5,360 |
| Pre-tax net operating income | $166,000 | 6,237 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $46,000 | 4,955 |
| Income before extraordinary items | $120,000 | 6,518 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $120,000 | 6,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,502 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $120,000 | 6,399 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,253,000 | 5,423 |
| Total interest expense | $1,799,000 | 4,352 |
| Net interest income | $2,454,000 | 5,966 |
| Provision for loan and lease losses | $125,000 | 4,861 |
| Total noninterest income | $168,000 | 7,630 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $116,000 | 6,326 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $52,000 | 7,508 |
| Total noninterest expense | $1,548,000 | 6,804 |
| Salaries and employee benefits | $824,000 | 6,831 |
| Premises and equipment expense | $211,000 | 6,653 |
| Additional noninterest expense | $513,000 | 6,480 |
| Pre-tax net operating income | $949,000 | 5,305 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $276,000 | 4,407 |
| Income before extraordinary items | $673,000 | 5,697 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $673,000 | 5,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,940 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $673,000 | 5,521 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,252,000 | 5,429 |
| Total interest expense | $1,381,000 | 4,403 |
| Net interest income | $1,871,000 | 5,940 |
| Provision for loan and lease losses | $125,000 | 4,278 |
| Total noninterest income | $164,000 | 7,233 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $87,000 | 6,376 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $77,000 | 6,529 |
| Total noninterest expense | $994,000 | 7,217 |
| Salaries and employee benefits | $497,000 | 7,402 |
| Premises and equipment expense | $120,000 | 7,273 |
| Additional noninterest expense | $377,000 | 6,513 |
| Pre-tax net operating income | $916,000 | 4,787 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $276,000 | 4,077 |
| Income before extraordinary items | $640,000 | 5,225 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $640,000 | 5,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,217 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $640,000 | 5,045 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,157,000 | 5,492 |
| Total interest expense | $960,000 | 4,383 |
| Net interest income | $1,197,000 | 6,068 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $73,000 | 7,909 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $57,000 | 6,385 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $16,000 | 8,080 |
| Total noninterest expense | $671,000 | 7,209 |
| Salaries and employee benefits | $342,000 | 7,359 |
| Premises and equipment expense | $85,000 | 7,152 |
| Additional noninterest expense | $244,000 | 6,602 |
| Pre-tax net operating income | $599,000 | 4,832 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $180,000 | 4,173 |
| Income before extraordinary items | $419,000 | 5,281 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $419,000 | 5,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 2,496 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $419,000 | 5,082 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,102,000 | 5,437 |
| Total interest expense | $505,000 | 4,320 |
| Net interest income | $597,000 | 6,076 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $33,000 | 8,028 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $26,000 | 6,492 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,228 |
| Total noninterest expense | $337,000 | 7,221 |
| Salaries and employee benefits | $187,000 | 7,132 |
| Premises and equipment expense | $30,000 | 7,859 |
| Additional noninterest expense | $120,000 | 6,651 |
| Pre-tax net operating income | $293,000 | 4,845 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $87,000 | 4,199 |
| Income before extraordinary items | $206,000 | 5,253 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $206,000 | 5,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,853 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $206,000 | 5,063 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,245,000 | 5,722 |
| Total interest expense | $2,081,000 | 4,663 |
| Net interest income | $2,164,000 | 6,386 |
| Provision for loan and lease losses | $230,000 | 4,063 |
| Total noninterest income | $132,000 | 8,041 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $92,000 | 6,721 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $40,000 | 7,875 |
| Total noninterest expense | $1,219,000 | 7,424 |
| Salaries and employee benefits | $574,000 | 7,829 |
| Premises and equipment expense | $208,000 | 6,677 |
| Additional noninterest expense | $437,000 | 6,896 |
| Pre-tax net operating income | $847,000 | 5,626 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $239,000 | 4,840 |
| Income before extraordinary items | $608,000 | 5,932 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $608,000 | 5,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,898 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $608,000 | 5,793 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,375,000 | 6,043 |
| Total interest expense | $2,486,000 | 5,420 |
| Net interest income | $1,889,000 | 6,621 |
| Provision for loan and lease losses | $290,000 | 3,289 |
| Total noninterest income | $130,000 | 8,097 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $74,000 | 7,088 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $56,000 | 7,506 |
| Total noninterest expense | $1,059,000 | 7,801 |
| Salaries and employee benefits | $537,000 | 7,995 |
| Premises and equipment expense | $147,000 | 7,577 |
| Additional noninterest expense | $375,000 | 7,327 |
| Pre-tax net operating income | $670,000 | 5,926 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $169,000 | 5,285 |
| Income before extraordinary items | $501,000 | 6,072 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $501,000 | 6,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,713 |
| Cash dividends | $497,000 | 3,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $501,000 | 5,952 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,991,000 | 6,499 |
| Total interest expense | $2,069,000 | 6,171 |
| Net interest income | $1,922,000 | 6,691 |
| Provision for loan and lease losses | $140,000 | 4,540 |
| Total noninterest income | $94,000 | 8,678 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 7,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 8,303 |
| Total noninterest expense | $1,152,000 | 7,620 |
| Salaries and employee benefits | $668,000 | 7,342 |
| Premises and equipment expense | $131,000 | 7,898 |
| Additional noninterest expense | $353,000 | 7,534 |
| Pre-tax net operating income | $724,000 | 6,138 |
| Securities gains (losses) | $-9,000 | 8,282 |
| Applicable income taxes | $186,000 | 5,536 |
| Income before extraordinary items | $529,000 | 6,175 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $529,000 | 6,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,790 |
| Cash dividends | $529,000 | 3,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $535,660 | 6,152 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,611,000 | 6,717 |
| Total interest expense | $1,768,000 | 6,422 |
| Net interest income | $1,843,000 | 6,925 |
| Provision for loan and lease losses | $15,000 | 7,855 |
| Total noninterest income | $89,000 | 8,996 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 7,732 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 8,625 |
| Total noninterest expense | $1,023,000 | 8,051 |
| Salaries and employee benefits | $496,000 | 8,359 |
| Premises and equipment expense | $136,000 | 7,908 |
| Additional noninterest expense | $391,000 | 7,347 |
| Pre-tax net operating income | $894,000 | 5,621 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $237,000 | 5,338 |
| Income before extraordinary items | $659,000 | 5,637 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $659,000 | 5,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,395 |
| Cash dividends | $659,000 | 2,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $657,520 | 5,614 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,613,000 | 6,832 |
| Total interest expense | $1,745,000 | 6,669 |
| Net interest income | $1,868,000 | 6,905 |
| Provision for loan and lease losses | $35,000 | 7,178 |
| Total noninterest income | $77,000 | 9,405 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 8,089 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,064 |
| Total noninterest expense | $920,000 | 8,372 |
| Salaries and employee benefits | $488,000 | 8,435 |
| Premises and equipment expense | $122,000 | 8,215 |
| Additional noninterest expense | $310,000 | 8,025 |
| Pre-tax net operating income | $990,000 | 5,439 |
| Securities gains (losses) | $20,000 | 2,430 |
| Applicable income taxes | $289,000 | 5,264 |
| Income before extraordinary items | $721,000 | 5,524 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $721,000 | 5,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,302 |
| Cash dividends | $721,000 | 2,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $706,800 | 5,473 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,486,000 | 7,175 |
| Total interest expense | $1,655,000 | 6,996 |
| Net interest income | $1,831,000 | 7,251 |
| Provision for loan and lease losses | $25,000 | 7,608 |
| Total noninterest income | $72,000 | 9,909 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 8,496 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 9,587 |
| Total noninterest expense | $830,000 | 8,930 |
| Salaries and employee benefits | $444,000 | 8,983 |
| Premises and equipment expense | $100,000 | 8,967 |
| Additional noninterest expense | $286,000 | 8,466 |
| Pre-tax net operating income | $1,048,000 | 5,691 |
| Securities gains (losses) | $-32,000 | 10,538 |
| Applicable income taxes | $293,000 | 5,795 |
| Income before extraordinary items | $723,000 | 5,803 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $723,000 | 5,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,548 |
| Cash dividends | $723,000 | 2,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $745,720 | 5,653 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,218,000 | 7,705 |
| Total interest expense | $1,506,000 | 7,559 |
| Net interest income | $1,712,000 | 7,744 |
| Provision for loan and lease losses | $25,000 | 7,649 |
| Total noninterest income | $128,000 | 9,387 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 8,700 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 7,979 |
| Total noninterest expense | $810,000 | 9,395 |
| Salaries and employee benefits | $427,000 | 9,409 |
| Premises and equipment expense | $95,000 | 9,426 |
| Additional noninterest expense | $288,000 | 9,005 |
| Pre-tax net operating income | $1,005,000 | 5,723 |
| Securities gains (losses) | $-45,000 | 10,998 |
| Applicable income taxes | $285,000 | 6,004 |
| Income before extraordinary items | $675,000 | 5,868 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $675,000 | 5,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 7,019 |
| Cash dividends | $4,178,000 | 754 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $706,500 | 5,676 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,945,000 | 8,285 |
| Total interest expense | $1,339,000 | 8,153 |
| Net interest income | $1,606,000 | 8,246 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $92,000 | 10,456 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $31,000 | 9,769 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 8,706 |
| Total noninterest expense | $810,000 | 9,728 |
| Salaries and employee benefits | $405,000 | 9,911 |
| Premises and equipment expense | $86,000 | 10,034 |
| Additional noninterest expense | $319,000 | 9,046 |
| Pre-tax net operating income | $888,000 | 6,478 |
| Securities gains (losses) | $-17,000 | 10,458 |
| Applicable income taxes | $293,000 | 6,091 |
| Income before extraordinary items | $578,000 | 6,739 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $578,000 | 6,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,150 |
| Cash dividends | $143,000 | 6,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $589,220 | 6,663 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,796,000 | 8,388 |
| Total interest expense | $1,138,000 | 8,151 |
| Net interest income | $1,658,000 | 8,422 |
| Provision for loan and lease losses | $25,000 | 7,401 |
| Total noninterest income | $28,000 | 12,289 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $31,000 | 10,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-3,000 | 12,601 |
| Total noninterest expense | $776,000 | 10,349 |
| Salaries and employee benefits | $396,000 | 10,325 |
| Premises and equipment expense | $73,000 | 10,875 |
| Additional noninterest expense | $308,000 | 9,874 |
| Pre-tax net operating income | $885,000 | 6,464 |
| Securities gains (losses) | $-66,000 | 11,252 |
| Applicable income taxes | $250,000 | 6,534 |
| Income before extraordinary items | $569,000 | 6,771 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $569,000 | 6,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,805 |
| Cash dividends | $171,000 | 5,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $614,540 | 6,496 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,713,000 | 8,810 |
| Total interest expense | $1,208,000 | 8,217 |
| Net interest income | $1,505,000 | 9,087 |
| Provision for loan and lease losses | $30,000 | 8,397 |
| Total noninterest income | $50,000 | 12,542 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $26,000 | 10,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 11,745 |
| Total noninterest expense | $717,000 | 11,083 |
| Salaries and employee benefits | $341,000 | 11,238 |
| Premises and equipment expense | $86,000 | 10,933 |
| Additional noninterest expense | $290,000 | 10,573 |
| Pre-tax net operating income | $808,000 | 6,769 |
| Securities gains (losses) | $138,000 | 2,074 |
| Applicable income taxes | $261,000 | 6,630 |
| Income before extraordinary items | $685,000 | 6,202 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $685,000 | 6,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $208,000 | 5,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $585,640 | 6,647 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,889,000 | 9,172 |
| Total interest expense | $1,366,000 | 8,975 |
| Net interest income | $1,523,000 | 9,202 |
| Provision for loan and lease losses | $50,000 | 9,026 |
| Total noninterest income | $50,000 | 13,106 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 11,220 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 12,163 |
| Total noninterest expense | $694,000 | 11,548 |
| Salaries and employee benefits | $326,000 | 11,716 |
| Premises and equipment expense | $88,000 | 11,176 |
| Additional noninterest expense | $280,000 | 11,125 |
| Pre-tax net operating income | $829,000 | 6,432 |
| Securities gains (losses) | $107,000 | 2,901 |
| Applicable income taxes | $80,000 | 10,440 |
| Income before extraordinary items | $856,000 | 5,097 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $856,000 | 5,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $299,000 | 3,339 |
| Cash dividends | $119,000 | 6,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $758,630 | 5,248 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.