Home > First American State Bank > Income and Expense

First American State Bank, Income and Expense

1995-12-31 (YTD Data)Rank
Total interest income$2,804,0008,492
Total interest expense$1,149,0008,759
Net interest income$1,655,0008,131
Provision for loan and lease losses$13,0008,094
Total noninterest income$539,0004,914
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$211,0005,500
Trading account gains and feesNANA
Additional Noninterest Income$328,0003,788
Total noninterest expense$2,060,0005,849
Salaries and employee benefits$961,0006,241
Premises and equipment expense$191,0007,369
Additional noninterest expense$908,0004,736
Pre-tax net operating income$121,00010,971
Securities gains (losses)$03,831
Applicable income taxes$63,0009,922
Income before extraordinary items$58,00011,240
Extraordinary gains, net$065
Net income$58,00011,239
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$175,0002,724
Cash dividends$15,0008,467
Sale, conversion, retirement of capital stock, net$0809
Net operating income$58,00011,215
1994-12-31 (YTD Data)Rank
Total interest income$2,607,0008,719
Total interest expense$869,0009,262
Net interest income$1,738,0008,206
Provision for loan and lease losses$160,0003,463
Total noninterest income$578,0004,784
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$294,0004,437
Trading account gains and feesNANA
Additional Noninterest Income$284,0004,253
Total noninterest expense$1,710,0006,952
Salaries and employee benefits$945,0006,387
Premises and equipment expense$210,0007,210
Additional noninterest expense$555,0007,388
Pre-tax net operating income$446,0009,019
Securities gains (losses)$-6,0009,509
Applicable income taxes$140,0008,513
Income before extraordinary items$300,0009,150
Extraordinary gains, net$0249
Net income$300,0009,152
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0004,047
Cash dividends$3,0008,892
Sale, conversion, retirement of capital stock, net$50,000906
Net operating income$304,0809,175
1993-12-31 (YTD Data)Rank
Total interest income$2,207,0009,776
Total interest expense$816,0009,958
Net interest income$1,391,0009,444
Provision for loan and lease losses$196,0003,972
Total noninterest income$953,0003,472
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$303,0004,381
Trading account gains and feesNANA
Additional Noninterest Income$650,0002,732
Total noninterest expense$1,743,0007,056
Salaries and employee benefits$917,0006,616
Premises and equipment expense$191,0007,864
Additional noninterest expense$635,0007,040
Pre-tax net operating income$405,0009,372
Securities gains (losses)$89,0002,664
Applicable income taxes$148,0008,695
Income before extraordinary items$346,0008,974
Extraordinary gains, net$-36,00012,608
Net income$310,0009,541
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0003,853
Cash dividends$31,0008,406
Sale, conversion, retirement of capital stock, net$73,000942
Net operating income$283,7009,393
1992-12-31 (YTD Data)Rank
Total interest income$2,345,00010,199
Total interest expense$951,00010,614
Net interest income$1,394,0009,639
Provision for loan and lease losses$400,0003,453
Total noninterest income$565,0005,188
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$307,0004,362
Trading account gains and feesNANA
Additional Noninterest Income$258,0004,866
Total noninterest expense$1,417,0008,220
Salaries and employee benefits$668,0008,239
Premises and equipment expense$234,0007,098
Additional noninterest expense$515,0008,307
Pre-tax net operating income$142,00011,600
Securities gains (losses)$1,0007,986
Applicable income taxes$30,00011,811
Income before extraordinary items$113,00011,769
Extraordinary gains, net$01,422
Net income$113,00011,842
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$318,0003,223
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$14,0001,046
Net operating income$112,21011,461

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.