Home > First American State Bank > Income and Expense
First American State Bank, Income and Expense
1995-12-31 (YTD Data) | Rank | |
Total interest income | $2,804,000 | 8,492 |
Total interest expense | $1,149,000 | 8,759 |
Net interest income | $1,655,000 | 8,131 |
Provision for loan and lease losses | $13,000 | 8,094 |
Total noninterest income | $539,000 | 4,914 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $211,000 | 5,500 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $328,000 | 3,788 |
Total noninterest expense | $2,060,000 | 5,849 |
Salaries and employee benefits | $961,000 | 6,241 |
Premises and equipment expense | $191,000 | 7,369 |
Additional noninterest expense | $908,000 | 4,736 |
Pre-tax net operating income | $121,000 | 10,971 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $63,000 | 9,922 |
Income before extraordinary items | $58,000 | 11,240 |
Extraordinary gains, net | $0 | 65 |
Net income | $58,000 | 11,239 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $175,000 | 2,724 |
Cash dividends | $15,000 | 8,467 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $58,000 | 11,215 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $2,607,000 | 8,719 |
Total interest expense | $869,000 | 9,262 |
Net interest income | $1,738,000 | 8,206 |
Provision for loan and lease losses | $160,000 | 3,463 |
Total noninterest income | $578,000 | 4,784 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $294,000 | 4,437 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $284,000 | 4,253 |
Total noninterest expense | $1,710,000 | 6,952 |
Salaries and employee benefits | $945,000 | 6,387 |
Premises and equipment expense | $210,000 | 7,210 |
Additional noninterest expense | $555,000 | 7,388 |
Pre-tax net operating income | $446,000 | 9,019 |
Securities gains (losses) | $-6,000 | 9,509 |
Applicable income taxes | $140,000 | 8,513 |
Income before extraordinary items | $300,000 | 9,150 |
Extraordinary gains, net | $0 | 249 |
Net income | $300,000 | 9,152 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $84,000 | 4,047 |
Cash dividends | $3,000 | 8,892 |
Sale, conversion, retirement of capital stock, net | $50,000 | 906 |
Net operating income | $304,080 | 9,175 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $2,207,000 | 9,776 |
Total interest expense | $816,000 | 9,958 |
Net interest income | $1,391,000 | 9,444 |
Provision for loan and lease losses | $196,000 | 3,972 |
Total noninterest income | $953,000 | 3,472 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $303,000 | 4,381 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $650,000 | 2,732 |
Total noninterest expense | $1,743,000 | 7,056 |
Salaries and employee benefits | $917,000 | 6,616 |
Premises and equipment expense | $191,000 | 7,864 |
Additional noninterest expense | $635,000 | 7,040 |
Pre-tax net operating income | $405,000 | 9,372 |
Securities gains (losses) | $89,000 | 2,664 |
Applicable income taxes | $148,000 | 8,695 |
Income before extraordinary items | $346,000 | 8,974 |
Extraordinary gains, net | $-36,000 | 12,608 |
Net income | $310,000 | 9,541 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $138,000 | 3,853 |
Cash dividends | $31,000 | 8,406 |
Sale, conversion, retirement of capital stock, net | $73,000 | 942 |
Net operating income | $283,700 | 9,393 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $2,345,000 | 10,199 |
Total interest expense | $951,000 | 10,614 |
Net interest income | $1,394,000 | 9,639 |
Provision for loan and lease losses | $400,000 | 3,453 |
Total noninterest income | $565,000 | 5,188 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $307,000 | 4,362 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $258,000 | 4,866 |
Total noninterest expense | $1,417,000 | 8,220 |
Salaries and employee benefits | $668,000 | 8,239 |
Premises and equipment expense | $234,000 | 7,098 |
Additional noninterest expense | $515,000 | 8,307 |
Pre-tax net operating income | $142,000 | 11,600 |
Securities gains (losses) | $1,000 | 7,986 |
Applicable income taxes | $30,000 | 11,811 |
Income before extraordinary items | $113,000 | 11,769 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $113,000 | 11,842 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $318,000 | 3,223 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $14,000 | 1,046 |
Net operating income | $112,210 | 11,461 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.