Home > First American State Bank > Income and Expense

First American State Bank, Income and Expense

2018-09-30 (YTD Data)		Rank
Total interest income	$7,791,000	2,450
Total interest expense	$206,000	4,579
Net interest income	$7,585,000	2,229
Provision for loan and lease losses	$4,309,000	231
Total noninterest income	$3,002,000	1,275
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$78,000	4,141
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,924,000	948
Total noninterest expense	$5,287,000	2,470
Salaries and employee benefits	$1,100,000	4,225
Premises and equipment expense	$365,000	3,246
Additional noninterest expense	$3,822,000	1,221
Pre-tax net operating income	$991,000	3,769
Securities gains (losses)	$0	1,118
Applicable income taxes	$268,000	2,310
Income before extraordinary items	$723,000	4,011
Extraordinary gains, net	$0	5
Net income	$723,000	4,010
Minority interest net income	$0	66
Net income of bank and minority interests.	$723,000	4,010
Net charge-offs	$4,014,000	186
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$723,000	4,011
2018-06-30 (YTD Data)		Rank
Total interest income	$5,122,000	2,457
Total interest expense	$127,000	4,644
Net interest income	$4,995,000	2,242
Provision for loan and lease losses	$2,951,000	228
Total noninterest income	$2,016,000	1,281
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$53,000	4,149
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,963,000	947
Total noninterest expense	$3,653,000	2,411
Salaries and employee benefits	$744,000	4,238
Premises and equipment expense	$231,000	3,347
Additional noninterest expense	$2,678,000	1,173
Pre-tax net operating income	$407,000	4,335
Securities gains (losses)	$0	961
Applicable income taxes	$109,000	2,663
Income before extraordinary items	$298,000	4,532
Extraordinary gains, net	$0	6
Net income	$298,000	4,531
Minority interest net income	$0	65
Net income of bank and minority interests.	$298,000	4,531
Net charge-offs	$2,793,000	179
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$298,000	4,539
2018-03-31 (YTD Data)		Rank
Total interest income	$2,572,000	2,448
Total interest expense	$59,000	4,727
Net interest income	$2,513,000	2,236
Provision for loan and lease losses	$1,464,000	222
Total noninterest income	$1,000,000	1,273
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$27,000	4,140
Trading account gains and fees	$0	123
Additional Noninterest Income	$973,000	948
Total noninterest expense	$1,820,000	2,439
Salaries and employee benefits	$349,000	4,389
Premises and equipment expense	$112,000	3,440
Additional noninterest expense	$1,359,000	1,158
Pre-tax net operating income	$229,000	4,194
Securities gains (losses)	$0	735
Applicable income taxes	$62,000	2,529
Income before extraordinary items	$167,000	4,378
Extraordinary gains, net	$0	7
Net income	$167,000	4,376
Minority interest net income	$0	52
Net income of bank and minority interests.	$167,000	4,378
Net charge-offs	$1,551,000	169
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$167,000	4,387
2017-12-31 (YTD Data)		Rank
Total interest income	$10,369,000	2,383
Total interest expense	$238,000	4,680
Net interest income	$10,131,000	2,203
Provision for loan and lease losses	$6,429,000	212
Total noninterest income	$3,981,000	1,289
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$88,000	4,472
Trading account gains and fees	$0	151
Additional Noninterest Income	$3,893,000	972
Total noninterest expense	$6,836,000	2,545
Salaries and employee benefits	$1,262,000	4,560
Premises and equipment expense	$479,000	3,347
Additional noninterest expense	$5,095,000	1,228
Pre-tax net operating income	$847,000	4,256
Securities gains (losses)	$0	2,243
Applicable income taxes	$336,000	2,694
Income before extraordinary items	$511,000	4,484
Extraordinary gains, net	$0	9
Net income	$511,000	4,484
Minority interest net income	$0	76
Net income of bank and minority interests.	$511,000	4,484
Net charge-offs	$5,487,000	200
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$511,000	4,472
2017-09-30 (YTD Data)		Rank
Total interest income	$7,628,000	2,422
Total interest expense	$175,000	4,737
Net interest income	$7,453,000	2,246
Provision for loan and lease losses	$4,713,000	211
Total noninterest income	$2,989,000	1,304
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$64,000	4,540
Trading account gains and fees	$0	145
Additional Noninterest Income	$2,925,000	988
Total noninterest expense	$5,118,000	2,552
Salaries and employee benefits	$943,000	4,589
Premises and equipment expense	$360,000	3,372
Additional noninterest expense	$3,815,000	1,224
Pre-tax net operating income	$611,000	4,382
Securities gains (losses)	$0	2,274
Applicable income taxes	$240,000	2,638
Income before extraordinary items	$371,000	4,724
Extraordinary gains, net	$0	9
Net income	$371,000	4,724
Minority interest net income	$0	71
Net income of bank and minority interests.	$371,000	4,724
Net charge-offs	$3,998,000	184
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$371,000	4,715
2017-06-30 (YTD Data)		Rank
Total interest income	$4,974,000	2,447
Total interest expense	$112,000	4,784
Net interest income	$4,862,000	2,274
Provision for loan and lease losses	$3,044,000	212
Total noninterest income	$1,976,000	1,312
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$49,000	4,413
Trading account gains and fees	$0	139
Additional Noninterest Income	$1,927,000	998
Total noninterest expense	$3,361,000	2,589
Salaries and employee benefits	$622,000	4,647
Premises and equipment expense	$216,000	3,572
Additional noninterest expense	$2,523,000	1,231
Pre-tax net operating income	$433,000	4,297
Securities gains (losses)	$0	1,906
Applicable income taxes	$176,000	2,564
Income before extraordinary items	$257,000	4,664
Extraordinary gains, net	$0	11
Net income	$257,000	4,663
Minority interest net income	$0	71
Net income of bank and minority interests.	$257,000	4,664
Net charge-offs	$2,729,000	185
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$257,000	4,653
2017-03-31 (YTD Data)		Rank
Total interest income	$2,431,000	2,489
Total interest expense	$55,000	4,823
Net interest income	$2,376,000	2,313
Provision for loan and lease losses	$1,488,000	213
Total noninterest income	$986,000	1,315
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$26,000	4,343
Trading account gains and fees	$0	142
Additional Noninterest Income	$960,000	988
Total noninterest expense	$1,673,000	2,613
Salaries and employee benefits	$309,000	4,700
Premises and equipment expense	$113,000	3,535
Additional noninterest expense	$1,251,000	1,246
Pre-tax net operating income	$201,000	4,340
Securities gains (losses)	$0	1,153
Applicable income taxes	$79,000	2,612
Income before extraordinary items	$122,000	4,698
Extraordinary gains, net	$0	8
Net income	$122,000	4,699
Minority interest net income	$0	55
Net income of bank and minority interests.	$122,000	4,699
Net charge-offs	$1,448,000	174
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$122,000	4,683
2016-12-31 (YTD Data)		Rank
Total interest income	$9,153,000	2,591
Total interest expense	$243,000	4,752
Net interest income	$8,910,000	2,404
Provision for loan and lease losses	$5,288,000	250
Total noninterest income	$3,786,000	1,394
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$141,000	4,079
Trading account gains and fees	$0	170
Additional Noninterest Income	$3,645,000	1,055
Total noninterest expense	$7,001,000	2,553
Salaries and employee benefits	$1,365,000	4,557
Premises and equipment expense	$399,000	3,784
Additional noninterest expense	$5,237,000	1,210
Pre-tax net operating income	$407,000	4,980
Securities gains (losses)	$0	3,212
Applicable income taxes	$190,000	2,971
Income before extraordinary items	$217,000	5,283
Extraordinary gains, net	$0	5
Net income	$217,000	5,282
Minority interest net income	$0	82
Net income of bank and minority interests.	$217,000	5,282
Net charge-offs	$3,860,000	253
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$217,000	5,238
2016-09-30 (YTD Data)		Rank
Total interest income	$1,074,000	5,579
Total interest expense	$40,000	5,795
Net interest income	$1,034,000	5,536
Provision for loan and lease losses	$737,000	876
Total noninterest income	$425,000	3,932
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$13,000	5,661
Trading account gains and fees	$0	169
Additional Noninterest Income	$412,000	3,137
Total noninterest expense	$864,000	5,516
Salaries and employee benefits	$173,000	5,926
Premises and equipment expense	$35,000	5,835
Additional noninterest expense	$656,000	4,433
Pre-tax net operating income	$-142,000	5,800
Securities gains (losses)	$0	3,160
Applicable income taxes	$0	4,325
Income before extraordinary items	$-142,000	5,814
Extraordinary gains, net	$0	5
Net income	$-142,000	5,814
Minority interest net income	$0	71
Net income of bank and minority interests.	$-142,000	5,814
Net charge-offs	$384,000	959
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$-142,000	5,803
2016-06-30 (YTD Data)		Rank
Total interest income	$667,000	5,690
Total interest expense	$27,000	5,864
Net interest income	$640,000	5,646
Provision for loan and lease losses	$441,000	954
Total noninterest income	$262,000	4,055
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$9,000	5,715
Trading account gains and fees	$0	157
Additional Noninterest Income	$253,000	3,263
Total noninterest expense	$551,000	5,624
Salaries and employee benefits	$115,000	6,000
Premises and equipment expense	$15,000	5,976
Additional noninterest expense	$421,000	4,544
Pre-tax net operating income	$-90,000	5,863
Securities gains (losses)	$0	2,835
Applicable income taxes	$0	4,338
Income before extraordinary items	$-90,000	5,879
Extraordinary gains, net	$0	16
Net income	$-90,000	5,878
Minority interest net income	$0	71
Net income of bank and minority interests.	$-90,000	5,878
Net charge-offs	$227,000	1,035
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$-90,000	5,865
2016-03-31 (YTD Data)		Rank
Total interest income	$320,000	5,766
Total interest expense	$14,000	5,909
Net interest income	$306,000	5,730
Provision for loan and lease losses	$175,000	1,061
Total noninterest income	$120,000	4,166
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$5,000	5,726
Trading account gains and fees	$0	142
Additional Noninterest Income	$115,000	3,347
Total noninterest expense	$288,000	5,639
Salaries and employee benefits	$59,000	6,054
Premises and equipment expense	$8,000	6,022
Additional noninterest expense	$221,000	4,472
Pre-tax net operating income	$-37,000	5,890
Securities gains (losses)	$0	2,077
Applicable income taxes	$0	4,259
Income before extraordinary items	$-37,000	5,907
Extraordinary gains, net	$0	12
Net income	$-37,000	5,907
Minority interest net income	$0	62
Net income of bank and minority interests.	$-37,000	5,907
Net charge-offs	$103,000	1,001
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$-37,000	5,883
2015-12-31 (YTD Data)		Rank
Total interest income	$833,000	5,999
Total interest expense	$59,000	5,957
Net interest income	$774,000	5,989
Provision for loan and lease losses	$460,000	1,447
Total noninterest income	$290,000	4,840
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$28,000	5,716
Trading account gains and fees	$0	159
Additional Noninterest Income	$262,000	4,135
Total noninterest expense	$907,000	5,875
Salaries and employee benefits	$352,000	6,028
Premises and equipment expense	$40,000	6,068
Additional noninterest expense	$515,000	5,361
Pre-tax net operating income	$-303,000	6,001
Securities gains (losses)	$0	3,216
Applicable income taxes	$14,000	4,029
Income before extraordinary items	$-317,000	6,015
Extraordinary gains, net	$0	23
Net income	$-317,000	6,016
Minority interest net income	$0	81
Net income of bank and minority interests.	$-317,000	6,016
Net charge-offs	$66,000	3,039
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$-317,000	6,007
2015-09-30 (YTD Data)		Rank
Total interest income	$517,000	6,146
Total interest expense	$45,000	6,046
Net interest income	$472,000	6,140
Provision for loan and lease losses	$260,000	1,662
Total noninterest income	$228,000	4,823
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$23,000	5,763
Trading account gains and fees	$0	153
Additional Noninterest Income	$205,000	4,103
Total noninterest expense	$669,000	5,948
Salaries and employee benefits	$278,000	6,076
Premises and equipment expense	$46,000	6,034
Additional noninterest expense	$345,000	5,536
Pre-tax net operating income	$-229,000	6,104
Securities gains (losses)	$0	3,031
Applicable income taxes	$120,000	3,165
Income before extraordinary items	$-349,000	6,139
Extraordinary gains, net	$0	21
Net income	$-349,000	6,139
Minority interest net income	$0	78
Net income of bank and minority interests.	$-349,000	6,139
Net charge-offs	$6,000	3,786
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$-349,000	6,128
2015-06-30 (YTD Data)		Rank
Total interest income	$288,000	6,249
Total interest expense	$30,000	6,112
Net interest income	$258,000	6,249
Provision for loan and lease losses	$101,000	2,195
Total noninterest income	$127,000	5,044
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$12,000	5,905
Trading account gains and fees	$0	157
Additional Noninterest Income	$115,000	4,364
Total noninterest expense	$413,000	6,067
Salaries and employee benefits	$193,000	6,124
Premises and equipment expense	$33,000	6,068
Additional noninterest expense	$187,000	5,802
Pre-tax net operating income	$-129,000	6,139
Securities gains (losses)	$0	2,636
Applicable income taxes	$120,000	2,900
Income before extraordinary items	$-249,000	6,204
Extraordinary gains, net	$0	22
Net income	$-249,000	6,204
Minority interest net income	$0	75
Net income of bank and minority interests.	$-249,000	6,204
Net charge-offs	$0	3,893
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$850,000	143
Net operating income	$-249,000	6,195
2015-03-31 (YTD Data)		Rank
Total interest income	$134,000	6,327
Total interest expense	$15,000	6,165
Net interest income	$119,000	6,325
Provision for loan and lease losses	$0	3,703
Total noninterest income	$27,000	5,818
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$5,000	6,004
Trading account gains and fees	$0	152
Additional Noninterest Income	$22,000	5,318
Total noninterest expense	$195,000	6,169
Salaries and employee benefits	$117,000	6,088
Premises and equipment expense	$22,000	5,991
Additional noninterest expense	$56,000	6,189
Pre-tax net operating income	$-49,000	6,156
Securities gains (losses)	$0	2,027
Applicable income taxes	$120,000	2,306
Income before extraordinary items	$-169,000	6,294
Extraordinary gains, net	$0	13
Net income	$-169,000	6,295
Minority interest net income	$0	64
Net income of bank and minority interests.	$-169,000	6,295
Net charge-offs	$0	3,288
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$850,000	93
Net operating income	$-169,000	6,283
2014-12-31 (YTD Data)		Rank
Total interest income	$666,000	6,380
Total interest expense	$73,000	6,208
Net interest income	$593,000	6,377
Provision for loan and lease losses	$0	4,603
Total noninterest income	$125,000	5,809
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$31,000	5,986
Trading account gains and fees	$0	180
Additional Noninterest Income	$94,000	5,290
Total noninterest expense	$731,000	6,302
Salaries and employee benefits	$511,000	6,136
Premises and equipment expense	$39,000	6,404
Additional noninterest expense	$181,000	6,368
Pre-tax net operating income	$-13,000	6,097
Securities gains (losses)	$31,000	2,055
Applicable income taxes	$-22,000	6,169
Income before extraordinary items	$40,000	6,031
Extraordinary gains, net	$0	17
Net income	$40,000	6,031
Minority interest net income	$0	84
Net income of bank and minority interests.	$40,000	6,032
Net charge-offs	$0	4,970
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$9,000	6,067
2014-09-30 (YTD Data)		Rank
Total interest income	$524,000	6,440
Total interest expense	$58,000	6,258
Net interest income	$466,000	6,444
Provision for loan and lease losses	$0	4,401
Total noninterest income	$98,000	5,854
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$27,000	5,995
Trading account gains and fees	$0	174
Additional Noninterest Income	$71,000	5,363
Total noninterest expense	$542,000	6,368
Salaries and employee benefits	$365,000	6,228
Premises and equipment expense	$30,000	6,471
Additional noninterest expense	$147,000	6,409
Pre-tax net operating income	$22,000	6,090
Securities gains (losses)	$31,000	1,754
Applicable income taxes	$0	4,583
Income before extraordinary items	$53,000	6,027
Extraordinary gains, net	$0	15
Net income	$53,000	6,026
Minority interest net income	$0	81
Net income of bank and minority interests.	$53,000	6,027
Net charge-offs	$0	4,696
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$22,000	6,093
2014-06-30 (YTD Data)		Rank
Total interest income	$374,000	6,480
Total interest expense	$39,000	6,314
Net interest income	$335,000	6,480
Provision for loan and lease losses	$0	4,196
Total noninterest income	$61,000	5,962
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$19,000	6,001
Trading account gains and fees	$0	172
Additional Noninterest Income	$42,000	5,484
Total noninterest expense	$358,000	6,428
Salaries and employee benefits	$243,000	6,290
Premises and equipment expense	$24,000	6,484
Additional noninterest expense	$91,000	6,503
Pre-tax net operating income	$38,000	6,041
Securities gains (losses)	$31,000	1,431
Applicable income taxes	$0	4,568
Income before extraordinary items	$69,000	5,894
Extraordinary gains, net	$0	20
Net income	$69,000	5,896
Minority interest net income	$0	80
Net income of bank and minority interests.	$69,000	5,897
Net charge-offs	$0	4,375
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$38,000	6,029
2014-03-31 (YTD Data)		Rank
Total interest income	$205,000	6,523
Total interest expense	$20,000	6,378
Net interest income	$185,000	6,507
Provision for loan and lease losses	$0	3,817
Total noninterest income	$39,000	5,758
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$11,000	5,924
Trading account gains and fees	$0	147
Additional Noninterest Income	$28,000	5,227
Total noninterest expense	$179,000	6,509
Salaries and employee benefits	$125,000	6,326
Premises and equipment expense	$17,000	6,431
Additional noninterest expense	$37,000	6,632
Pre-tax net operating income	$45,000	5,799
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$45,000	5,757
Extraordinary gains, net	$0	16
Net income	$45,000	5,757
Minority interest net income	$0	66
Net income of bank and minority interests.	$45,000	5,758
Net charge-offs	$0	3,660
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$45,000	5,726
2013-12-31 (YTD Data)		Rank
Total interest income	$807,000	6,594
Total interest expense	$110,000	6,368
Net interest income	$697,000	6,604
Provision for loan and lease losses	$0	5,091
Total noninterest income	$133,000	6,000
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$32,000	6,248
Trading account gains and fees	$0	184
Additional Noninterest Income	$101,000	5,361
Total noninterest expense	$801,000	6,522
Salaries and employee benefits	$555,000	6,326
Premises and equipment expense	$47,000	6,640
Additional noninterest expense	$199,000	6,607
Pre-tax net operating income	$29,000	6,123
Securities gains (losses)	$88,000	1,417
Applicable income taxes	$10,000	4,304
Income before extraordinary items	$107,000	5,971
Extraordinary gains, net	$0	29
Net income	$107,000	5,972
Minority interest net income	$0	90
Net income of bank and minority interests.	$107,000	5,973
Net charge-offs	$0	5,475
Cash dividends	$10,000	4,314
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$26,920	6,150
2013-09-30 (YTD Data)		Rank
Total interest income	$592,000	6,682
Total interest expense	$86,000	6,435
Net interest income	$506,000	6,693
Provision for loan and lease losses	$0	4,941
Total noninterest income	$96,000	6,114
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$22,000	6,358
Trading account gains and fees	$0	180
Additional Noninterest Income	$74,000	5,469
Total noninterest expense	$569,000	6,600
Salaries and employee benefits	$399,000	6,398
Premises and equipment expense	$35,000	6,711
Additional noninterest expense	$135,000	6,711
Pre-tax net operating income	$33,000	6,190
Securities gains (losses)	$0	3,040
Applicable income taxes	$0	4,713
Income before extraordinary items	$33,000	6,248
Extraordinary gains, net	$0	25
Net income	$33,000	6,249
Minority interest net income	$0	84
Net income of bank and minority interests.	$33,000	6,249
Net charge-offs	$0	5,212
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$33,000	6,198
2013-06-30 (YTD Data)		Rank
Total interest income	$383,000	6,744
Total interest expense	$60,000	6,471
Net interest income	$323,000	6,753
Provision for loan and lease losses	$0	4,788
Total noninterest income	$56,000	6,244
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$13,000	6,447
Trading account gains and fees	$0	157
Additional Noninterest Income	$43,000	5,621
Total noninterest expense	$378,000	6,647
Salaries and employee benefits	$266,000	6,454
Premises and equipment expense	$30,000	6,662
Additional noninterest expense	$82,000	6,786
Pre-tax net operating income	$1,000	6,286
Securities gains (losses)	$0	2,791
Applicable income taxes	$0	4,679
Income before extraordinary items	$1,000	6,360
Extraordinary gains, net	$0	22
Net income	$1,000	6,362
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,000	6,362
Net charge-offs	$0	4,909
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,000	6,298
2013-03-31 (YTD Data)		Rank
Total interest income	$188,000	6,826
Total interest expense	$31,000	6,532
Net interest income	$157,000	6,831
Provision for loan and lease losses	$0	4,409
Total noninterest income	$33,000	6,116
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$6,000	6,510
Trading account gains and fees	$0	148
Additional Noninterest Income	$27,000	5,418
Total noninterest expense	$191,000	6,716
Salaries and employee benefits	$134,000	6,492
Premises and equipment expense	$23,000	6,485
Additional noninterest expense	$34,000	6,909
Pre-tax net operating income	$-1,000	6,350
Securities gains (losses)	$0	1,966
Applicable income taxes	$0	4,602
Income before extraordinary items	$-1,000	6,421
Extraordinary gains, net	$0	10
Net income	$-1,000	6,422
Minority interest net income	$0	76
Net income of bank and minority interests.	$-1,000	6,422
Net charge-offs	$0	4,145
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$-1,000	6,347
2012-12-31 (YTD Data)		Rank
Total interest income	$862,000	6,852
Total interest expense	$152,000	6,608
Net interest income	$710,000	6,864
Provision for loan and lease losses	$0	5,905
Total noninterest income	$148,000	5,984
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$42,000	6,368
Trading account gains and fees	$0	166
Additional Noninterest Income	$106,000	5,288
Total noninterest expense	$803,000	6,766
Salaries and employee benefits	$553,000	6,556
Premises and equipment expense	$42,000	6,934
Additional noninterest expense	$208,000	6,844
Pre-tax net operating income	$55,000	6,031
Securities gains (losses)	$108,000	2,211
Applicable income taxes	$-25,000	6,592
Income before extraordinary items	$188,000	5,825
Extraordinary gains, net	$0	29
Net income	$188,000	5,823
Minority interest net income	$0	93
Net income of bank and minority interests.	$188,000	5,824
Net charge-offs	$0	5,985
Cash dividends	$182,000	3,696
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$80,000	5,953
2012-09-30 (YTD Data)		Rank
Total interest income	$669,000	6,938
Total interest expense	$118,000	6,714
Net interest income	$551,000	6,953
Provision for loan and lease losses	$0	5,790
Total noninterest income	$107,000	6,099
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$34,000	6,378
Trading account gains and fees	$0	157
Additional Noninterest Income	$73,000	5,444
Total noninterest expense	$568,000	6,879
Salaries and employee benefits	$390,000	6,670
Premises and equipment expense	$34,000	7,004
Additional noninterest expense	$144,000	6,978
Pre-tax net operating income	$90,000	6,033
Securities gains (losses)	$108,000	1,916
Applicable income taxes	$0	4,802
Income before extraordinary items	$198,000	5,732
Extraordinary gains, net	$0	20
Net income	$198,000	5,731
Minority interest net income	$0	86
Net income of bank and minority interests.	$198,000	5,731
Net charge-offs	$0	5,771
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$90,000	6,007
2012-06-30 (YTD Data)		Rank
Total interest income	$465,000	6,982
Total interest expense	$83,000	6,765
Net interest income	$382,000	6,988
Provision for loan and lease losses	$0	5,619
Total noninterest income	$53,000	6,405
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$20,000	6,521
Trading account gains and fees	$0	153
Additional Noninterest Income	$33,000	5,808
Total noninterest expense	$382,000	6,933
Salaries and employee benefits	$259,000	6,731
Premises and equipment expense	$28,000	6,983
Additional noninterest expense	$95,000	7,034
Pre-tax net operating income	$53,000	6,089
Securities gains (losses)	$0	3,178
Applicable income taxes	$0	4,770
Income before extraordinary items	$53,000	6,215
Extraordinary gains, net	$0	19
Net income	$53,000	6,215
Minority interest net income	$0	84
Net income of bank and minority interests.	$53,000	6,215
Net charge-offs	$0	5,507
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$53,000	6,075
2012-03-31 (YTD Data)		Rank
Total interest income	$240,000	7,026
Total interest expense	$45,000	6,788
Net interest income	$195,000	7,035
Provision for loan and lease losses	$0	5,254
Total noninterest income	$27,000	6,444
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$10,000	6,521
Trading account gains and fees	$0	148
Additional Noninterest Income	$17,000	5,857
Total noninterest expense	$199,000	6,957
Salaries and employee benefits	$131,000	6,779
Premises and equipment expense	$21,000	6,810
Additional noninterest expense	$47,000	7,087
Pre-tax net operating income	$23,000	6,196
Securities gains (losses)	$0	2,210
Applicable income taxes	$0	4,704
Income before extraordinary items	$23,000	6,294
Extraordinary gains, net	$0	19
Net income	$23,000	6,293
Minority interest net income	$0	78
Net income of bank and minority interests.	$23,000	6,294
Net charge-offs	$0	4,730
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$23,000	6,165
2011-12-31 (YTD Data)		Rank
Total interest income	$1,068,000	7,044
Total interest expense	$239,000	6,764
Net interest income	$829,000	7,052
Provision for loan and lease losses	$-85,000	7,253
Total noninterest income	$170,000	5,911
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$44,000	6,420
Trading account gains and fees	$0	146
Additional Noninterest Income	$126,000	5,064
Total noninterest expense	$814,000	7,023
Salaries and employee benefits	$538,000	6,833
Premises and equipment expense	$44,000	7,202
Additional noninterest expense	$232,000	7,055
Pre-tax net operating income	$270,000	5,330
Securities gains (losses)	$0	3,838
Applicable income taxes	$75,000	3,546
Income before extraordinary items	$195,000	5,579
Extraordinary gains, net	$0	29
Net income	$195,000	5,580
Minority interest net income	$0	96
Net income of bank and minority interests.	$195,000	5,580
Net charge-offs	$-78,000	7,238
Cash dividends	$127,000	3,649
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$195,000	5,459
2011-09-30 (YTD Data)		Rank
Total interest income	$828,000	7,099
Total interest expense	$189,000	6,819
Net interest income	$639,000	7,112
Provision for loan and lease losses	$0	6,393
Total noninterest income	$111,000	6,171
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$34,000	6,439
Trading account gains and fees	$0	145
Additional Noninterest Income	$77,000	5,377
Total noninterest expense	$585,000	7,102
Salaries and employee benefits	$380,000	6,922
Premises and equipment expense	$39,000	7,226
Additional noninterest expense	$166,000	7,144
Pre-tax net operating income	$165,000	5,602
Securities gains (losses)	$0	3,555
Applicable income taxes	$0	4,740
Income before extraordinary items	$165,000	5,644
Extraordinary gains, net	$0	21
Net income	$165,000	5,644
Minority interest net income	$0	87
Net income of bank and minority interests.	$165,000	5,644
Net charge-offs	$0	6,185
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$165,000	5,508
2011-06-30 (YTD Data)		Rank
Total interest income	$538,000	7,179
Total interest expense	$133,000	6,860
Net interest income	$405,000	7,206
Provision for loan and lease losses	$0	6,217
Total noninterest income	$58,000	6,440
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$21,000	6,511
Trading account gains and fees	$0	153
Additional Noninterest Income	$37,000	5,755
Total noninterest expense	$395,000	7,158
Salaries and employee benefits	$254,000	6,984
Premises and equipment expense	$32,000	7,216
Additional noninterest expense	$109,000	7,224
Pre-tax net operating income	$68,000	5,841
Securities gains (losses)	$0	2,914
Applicable income taxes	$0	4,697
Income before extraordinary items	$68,000	5,898
Extraordinary gains, net	$0	15
Net income	$68,000	5,897
Minority interest net income	$0	89
Net income of bank and minority interests.	$68,000	5,898
Net charge-offs	$0	5,875
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$68,000	5,817
2011-03-31 (YTD Data)		Rank
Total interest income	$262,000	7,248
Total interest expense	$67,000	6,934
Net interest income	$195,000	7,274
Provision for loan and lease losses	$0	5,840
Total noninterest income	$27,000	6,580
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$9,000	6,596
Trading account gains and fees	$0	158
Additional Noninterest Income	$18,000	5,906
Total noninterest expense	$198,000	7,209
Salaries and employee benefits	$131,000	6,994
Premises and equipment expense	$23,000	7,027
Additional noninterest expense	$44,000	7,397
Pre-tax net operating income	$24,000	6,052
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$24,000	6,068
Extraordinary gains, net	$0	9
Net income	$24,000	6,067
Minority interest net income	$0	86
Net income of bank and minority interests.	$24,000	6,068
Net charge-offs	$0	5,107
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$24,000	6,038
2010-12-31 (YTD Data)		Rank
Total interest income	$1,015,000	7,352
Total interest expense	$312,000	7,032
Net interest income	$703,000	7,391
Provision for loan and lease losses	$0	7,042
Total noninterest income	$177,000	6,110
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$63,000	6,035
Trading account gains and fees	$0	175
Additional Noninterest Income	$114,000	5,286
Total noninterest expense	$813,000	7,271
Salaries and employee benefits	$516,000	7,095
Premises and equipment expense	$57,000	7,405
Additional noninterest expense	$240,000	7,294
Pre-tax net operating income	$67,000	5,573
Securities gains (losses)	$43,000	2,762
Applicable income taxes	$0	4,655
Income before extraordinary items	$110,000	5,566
Extraordinary gains, net	$0	29
Net income	$110,000	5,567
Minority interest net income	$0	111
Net income of bank and minority interests.	$110,000	5,568
Net charge-offs	$0	6,851
Cash dividends	$60,000	3,901
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$67,000	5,594
2010-09-30 (YTD Data)		Rank
Total interest income	$766,000	7,454
Total interest expense	$236,000	7,150
Net interest income	$530,000	7,493
Provision for loan and lease losses	$0	6,977
Total noninterest income	$135,000	6,208
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$49,000	6,082
Trading account gains and fees	$0	165
Additional Noninterest Income	$86,000	5,387
Total noninterest expense	$599,000	7,360
Salaries and employee benefits	$368,000	7,217
Premises and equipment expense	$46,000	7,462
Additional noninterest expense	$185,000	7,351
Pre-tax net operating income	$66,000	5,747
Securities gains (losses)	$43,000	2,516
Applicable income taxes	$12,000	4,186
Income before extraordinary items	$97,000	5,735
Extraordinary gains, net	$0	23
Net income	$97,000	5,738
Minority interest net income	$0	110
Net income of bank and minority interests.	$97,000	5,737
Net charge-offs	$0	6,672
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$58,730	5,770
2010-06-30 (YTD Data)		Rank
Total interest income	$494,000	7,537
Total interest expense	$155,000	7,245
Net interest income	$339,000	7,572
Provision for loan and lease losses	$0	6,857
Total noninterest income	$78,000	6,392
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$30,000	6,195
Trading account gains and fees	$0	152
Additional Noninterest Income	$48,000	5,636
Total noninterest expense	$395,000	7,436
Salaries and employee benefits	$245,000	7,279
Premises and equipment expense	$32,000	7,493
Additional noninterest expense	$118,000	7,435
Pre-tax net operating income	$22,000	5,959
Securities gains (losses)	$43,000	1,985
Applicable income taxes	$0	4,691
Income before extraordinary items	$65,000	5,780
Extraordinary gains, net	$0	19
Net income	$65,000	5,782
Minority interest net income	$0	105
Net income of bank and minority interests.	$65,000	5,781
Net charge-offs	$0	6,372
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$22,000	5,973
2010-03-31 (YTD Data)		Rank
Total interest income	$239,000	7,653
Total interest expense	$73,000	7,410
Net interest income	$166,000	7,677
Provision for loan and lease losses	$0	6,552
Total noninterest income	$34,000	6,601
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$14,000	6,285
Trading account gains and fees	$0	175
Additional Noninterest Income	$20,000	5,932
Total noninterest expense	$205,000	7,499
Salaries and employee benefits	$125,000	7,341
Premises and equipment expense	$22,000	7,387
Additional noninterest expense	$58,000	7,550
Pre-tax net operating income	$-5,000	6,298
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$-5,000	6,421
Extraordinary gains, net	$0	16
Net income	$-5,000	6,423
Minority interest net income	$0	91
Net income of bank and minority interests.	$-5,000	6,422
Net charge-offs	$0	5,610
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$-5,000	6,327
2009-12-31 (YTD Data)		Rank
Total interest income	$1,039,000	7,694
Total interest expense	$348,000	7,475
Net interest income	$691,000	7,712
Provision for loan and lease losses	$150,000	6,058
Total noninterest income	$178,000	6,390
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$53,000	6,420
Trading account gains and fees	$0	211
Additional Noninterest Income	$125,000	5,354
Total noninterest expense	$758,000	7,664
Salaries and employee benefits	$489,000	7,460
Premises and equipment expense	$49,000	7,791
Additional noninterest expense	$220,000	7,685
Pre-tax net operating income	$-39,000	5,494
Securities gains (losses)	$51,000	2,606
Applicable income taxes	$-16,000	6,285
Income before extraordinary items	$28,000	5,424
Extraordinary gains, net	$0	34
Net income	$28,000	5,423
Minority interest net income	$0	115
Net income of bank and minority interests.	$28,000	5,423
Net charge-offs	$119,000	5,539
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-23,000	5,535
2009-09-30 (YTD Data)		Rank
Total interest income	$782,000	7,782
Total interest expense	$267,000	7,560
Net interest income	$515,000	7,788
Provision for loan and lease losses	$150,000	5,500
Total noninterest income	$131,000	6,525
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$41,000	6,447
Trading account gains and fees	$0	212
Additional Noninterest Income	$90,000	5,538
Total noninterest expense	$548,000	7,742
Salaries and employee benefits	$348,000	7,552
Premises and equipment expense	$35,000	7,882
Additional noninterest expense	$165,000	7,731
Pre-tax net operating income	$-52,000	5,799
Securities gains (losses)	$0	3,497
Applicable income taxes	$0	4,592
Income before extraordinary items	$-52,000	5,890
Extraordinary gains, net	$0	27
Net income	$-52,000	5,890
Minority interest net income	$0	118
Net income of bank and minority interests.	$-52,000	5,890
Net charge-offs	$119,000	4,897
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-52,000	5,839
2009-06-30 (YTD Data)		Rank
Total interest income	$526,000	7,851
Total interest expense	$181,000	7,652
Net interest income	$345,000	7,855
Provision for loan and lease losses	$150,000	4,729
Total noninterest income	$72,000	6,796
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$26,000	6,518
Trading account gains and fees	$0	193
Additional Noninterest Income	$46,000	5,941
Total noninterest expense	$358,000	7,834
Salaries and employee benefits	$231,000	7,637
Premises and equipment expense	$29,000	7,884
Additional noninterest expense	$98,000	7,900
Pre-tax net operating income	$-91,000	6,075
Securities gains (losses)	$0	3,136
Applicable income taxes	$0	4,657
Income before extraordinary items	$-91,000	6,170
Extraordinary gains, net	$0	21
Net income	$-91,000	6,168
Minority interest net income	$0	112
Net income of bank and minority interests.	$-91,000	6,168
Net charge-offs	$119,000	4,057
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-91,000	6,129
2009-03-31 (YTD Data)		Rank
Total interest income	$274,000	7,872
Total interest expense	$94,000	7,697
Net interest income	$180,000	7,862
Provision for loan and lease losses	$150,000	3,210
Total noninterest income	$43,000	6,571
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$16,000	6,311
Trading account gains and fees	$0	171
Additional Noninterest Income	$27,000	5,783
Total noninterest expense	$188,000	7,811
Salaries and employee benefits	$117,000	7,674
Premises and equipment expense	$19,000	7,764
Additional noninterest expense	$52,000	7,816
Pre-tax net operating income	$-115,000	6,693
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$-115,000	6,844
Extraordinary gains, net	$0	15
Net income	$-115,000	6,845
Minority interest net income	$0	102
Net income of bank and minority interests.	$-115,000	6,845
Net charge-offs	$109,000	2,775
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-115,000	6,753
2008-12-31 (YTD Data)		Rank
Total interest income	$1,154,000	7,901
Total interest expense	$453,000	7,751
Net interest income	$701,000	7,906
Provision for loan and lease losses	$0	7,334
Total noninterest income	$206,000	6,446
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$62,000	6,466
Trading account gains and fees	$0	154
Additional Noninterest Income	$144,000	5,385
Total noninterest expense	$734,000	7,880
Salaries and employee benefits	$497,000	7,673
Premises and equipment expense	$53,000	8,020
Additional noninterest expense	$184,000	7,948
Pre-tax net operating income	$173,000	5,831
Securities gains (losses)	$0	3,220
Applicable income taxes	$21,000	4,257
Income before extraordinary items	$152,000	5,667
Extraordinary gains, net	$0	39
Net income	$152,000	5,667
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,772
Cash dividends	$181,000	4,595
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$152,000	5,829
2008-09-30 (YTD Data)		Rank
Total interest income	$859,000	7,998
Total interest expense	$346,000	7,841
Net interest income	$513,000	8,000
Provision for loan and lease losses	$0	6,991
Total noninterest income	$150,000	6,594
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$47,000	6,503
Trading account gains and fees	$0	148
Additional Noninterest Income	$103,000	5,588
Total noninterest expense	$534,000	7,943
Salaries and employee benefits	$350,000	7,769
Premises and equipment expense	$37,000	8,119
Additional noninterest expense	$147,000	7,931
Pre-tax net operating income	$129,000	6,292
Securities gains (losses)	$0	3,106
Applicable income taxes	$18,000	4,637
Income before extraordinary items	$111,000	6,116
Extraordinary gains, net	$0	31
Net income	$111,000	6,115
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,512
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$111,000	6,274
2008-06-30 (YTD Data)		Rank
Total interest income	$573,000	8,061
Total interest expense	$235,000	7,918
Net interest income	$338,000	8,061
Provision for loan and lease losses	$0	6,671
Total noninterest income	$78,000	6,990
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$31,000	6,533
Trading account gains and fees	$0	149
Additional Noninterest Income	$47,000	6,218
Total noninterest expense	$366,000	7,974
Salaries and employee benefits	$241,000	7,793
Premises and equipment expense	$28,000	8,115
Additional noninterest expense	$97,000	7,988
Pre-tax net operating income	$50,000	6,672
Securities gains (losses)	$0	3,233
Applicable income taxes	$16,000	4,791
Income before extraordinary items	$34,000	6,801
Extraordinary gains, net	$0	21
Net income	$34,000	6,800
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,297
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$34,000	6,740
2008-03-31 (YTD Data)		Rank
Total interest income	$296,000	8,096
Total interest expense	$120,000	7,979
Net interest income	$176,000	8,089
Provision for loan and lease losses	$0	6,080
Total noninterest income	$44,000	6,842
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$15,000	6,545
Trading account gains and fees	$0	158
Additional Noninterest Income	$29,000	5,952
Total noninterest expense	$184,000	8,018
Salaries and employee benefits	$124,000	7,809
Premises and equipment expense	$19,000	7,975
Additional noninterest expense	$41,000	8,161
Pre-tax net operating income	$36,000	6,778
Securities gains (losses)	$0	2,688
Applicable income taxes	$10,000	4,802
Income before extraordinary items	$26,000	6,934
Extraordinary gains, net	$0	15
Net income	$26,000	6,935
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$26,000	6,840
2007-12-31 (YTD Data)		Rank
Total interest income	$1,164,000	8,107
Total interest expense	$478,000	7,979
Net interest income	$686,000	8,098
Provision for loan and lease losses	$0	6,851
Total noninterest income	$210,000	6,677
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$62,000	6,569
Trading account gains and fees	$0	178
Additional Noninterest Income	$148,000	5,594
Total noninterest expense	$725,000	8,051
Salaries and employee benefits	$501,000	7,805
Premises and equipment expense	$46,000	8,277
Additional noninterest expense	$178,000	8,126
Pre-tax net operating income	$171,000	6,938
Securities gains (losses)	$0	2,146
Applicable income taxes	$19,000	5,444
Income before extraordinary items	$152,000	6,951
Extraordinary gains, net	$0	39
Net income	$152,000	6,950
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,483
Cash dividends	$85,000	5,438
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$152,000	6,928
2007-09-30 (YTD Data)		Rank
Total interest income	$855,000	8,173
Total interest expense	$352,000	8,047
Net interest income	$503,000	8,172
Provision for loan and lease losses	$0	6,528
Total noninterest income	$157,000	6,709
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$47,000	6,587
Trading account gains and fees	$0	184
Additional Noninterest Income	$110,000	5,629
Total noninterest expense	$521,000	8,063
Salaries and employee benefits	$346,000	7,883
Premises and equipment expense	$32,000	8,301
Additional noninterest expense	$143,000	8,045
Pre-tax net operating income	$139,000	7,183
Securities gains (losses)	$0	1,655
Applicable income taxes	$0	6,220
Income before extraordinary items	$139,000	7,090
Extraordinary gains, net	$0	33
Net income	$139,000	7,089
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,076
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$139,000	7,078
2007-06-30 (YTD Data)		Rank
Total interest income	$558,000	8,251
Total interest expense	$227,000	8,118
Net interest income	$331,000	8,252
Provision for loan and lease losses	$0	6,209
Total noninterest income	$85,000	7,045
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$30,000	6,661
Trading account gains and fees	$0	168
Additional Noninterest Income	$55,000	6,129
Total noninterest expense	$348,000	8,114
Salaries and employee benefits	$229,000	7,946
Premises and equipment expense	$26,000	8,277
Additional noninterest expense	$93,000	8,119
Pre-tax net operating income	$68,000	7,424
Securities gains (losses)	$0	1,444
Applicable income taxes	$0	6,265
Income before extraordinary items	$68,000	7,344
Extraordinary gains, net	$0	29
Net income	$68,000	7,344
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,517
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$68,000	7,337
2007-03-31 (YTD Data)		Rank
Total interest income	$274,000	8,318
Total interest expense	$108,000	8,198
Net interest income	$166,000	8,306
Provision for loan and lease losses	$0	5,779
Total noninterest income	$42,000	7,055
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$15,000	6,674
Trading account gains and fees	$0	195
Additional Noninterest Income	$27,000	6,153
Total noninterest expense	$182,000	8,114
Salaries and employee benefits	$114,000	7,990
Premises and equipment expense	$17,000	8,143
Additional noninterest expense	$51,000	8,070
Pre-tax net operating income	$26,000	7,580
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$26,000	7,528
Extraordinary gains, net	$0	22
Net income	$26,000	7,527
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$26,000	7,510
2006-12-31 (YTD Data)		Rank
Total interest income	$1,065,000	8,235
Total interest expense	$412,000	8,069
Net interest income	$653,000	8,259
Provision for loan and lease losses	$0	6,850
Total noninterest income	$208,000	6,868
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$78,000	6,470
Trading account gains and fees	$0	130
Additional Noninterest Income	$130,000	5,885
Total noninterest expense	$721,000	8,135
Salaries and employee benefits	$485,000	7,908
Premises and equipment expense	$49,000	8,363
Additional noninterest expense	$187,000	8,186
Pre-tax net operating income	$140,000	7,587
Securities gains (losses)	$0	1,687
Applicable income taxes	$5,000	6,317
Income before extraordinary items	$135,000	7,543
Extraordinary gains, net	$0	51
Net income	$135,000	7,546
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,377
Cash dividends	$84,000	5,528
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$135,000	7,535
2006-09-30 (YTD Data)		Rank
Total interest income	$775,000	8,320
Total interest expense	$298,000	8,146
Net interest income	$477,000	8,358
Provision for loan and lease losses	$0	6,685
Total noninterest income	$151,000	6,947
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$60,000	6,508
Trading account gains and fees	$0	126
Additional Noninterest Income	$91,000	6,017
Total noninterest expense	$516,000	8,204
Salaries and employee benefits	$340,000	7,994
Premises and equipment expense	$54,000	8,172
Additional noninterest expense	$122,000	8,333
Pre-tax net operating income	$112,000	7,759
Securities gains (losses)	$0	1,388
Applicable income taxes	$0	6,687
Income before extraordinary items	$112,000	7,665
Extraordinary gains, net	$0	45
Net income	$112,000	7,667
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,858
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$112,000	7,668
2006-06-30 (YTD Data)		Rank
Total interest income	$499,000	8,398
Total interest expense	$183,000	8,212
Net interest income	$316,000	8,420
Provision for loan and lease losses	$0	6,419
Total noninterest income	$90,000	7,160
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$41,000	6,503
Trading account gains and fees	$0	126
Additional Noninterest Income	$49,000	6,410
Total noninterest expense	$341,000	8,243
Salaries and employee benefits	$224,000	8,057
Premises and equipment expense	$38,000	8,135
Additional noninterest expense	$79,000	8,388
Pre-tax net operating income	$65,000	7,879
Securities gains (losses)	$0	1,185
Applicable income taxes	$0	6,706
Income before extraordinary items	$65,000	7,799
Extraordinary gains, net	$0	39
Net income	$65,000	7,800
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$65,000	7,801
2006-03-31 (YTD Data)		Rank
Total interest income	$244,000	8,422
Total interest expense	$86,000	8,258
Net interest income	$158,000	8,446
Provision for loan and lease losses	$0	6,013
Total noninterest income	$49,000	6,973
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$20,000	6,506
Trading account gains and fees	$0	115
Additional Noninterest Income	$29,000	6,131
Total noninterest expense	$174,000	8,235
Salaries and employee benefits	$112,000	8,075
Premises and equipment expense	$21,000	8,027
Additional noninterest expense	$41,000	8,375
Pre-tax net operating income	$33,000	7,884
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$33,000	7,789
Extraordinary gains, net	$0	21
Net income	$33,000	7,789
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$33,000	7,786
2005-12-31 (YTD Data)		Rank
Total interest income	$954,000	8,362
Total interest expense	$294,000	8,201
Net interest income	$660,000	8,379
Provision for loan and lease losses	$25,000	6,321
Total noninterest income	$227,000	6,856
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$97,000	6,336
Trading account gains and fees	$0	138
Additional Noninterest Income	$130,000	5,978
Total noninterest expense	$756,000	8,139
Salaries and employee benefits	$507,000	7,875
Premises and equipment expense	$55,000	8,408
Additional noninterest expense	$194,000	8,262
Pre-tax net operating income	$106,000	7,980
Securities gains (losses)	$0	2,296
Applicable income taxes	$2,000	6,781
Income before extraordinary items	$104,000	7,965
Extraordinary gains, net	$0	46
Net income	$104,000	7,965
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	5,434
Cash dividends	$82,000	5,605
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$104,000	7,933
2005-09-30 (YTD Data)		Rank
Total interest income	$699,000	8,419
Total interest expense	$210,000	8,243
Net interest income	$489,000	8,432
Provision for loan and lease losses	$0	6,899
Total noninterest income	$160,000	6,982
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$73,000	6,369
Trading account gains and fees	$0	126
Additional Noninterest Income	$87,000	6,169
Total noninterest expense	$542,000	8,198
Salaries and employee benefits	$361,000	7,931
Premises and equipment expense	$51,000	8,253
Additional noninterest expense	$130,000	8,364
Pre-tax net operating income	$107,000	7,988
Securities gains (losses)	$0	2,317
Applicable income taxes	$0	6,976
Income before extraordinary items	$107,000	7,917
Extraordinary gains, net	$0	35
Net income	$107,000	7,918
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,687
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$107,000	7,893
2005-06-30 (YTD Data)		Rank
Total interest income	$452,000	8,452
Total interest expense	$136,000	8,243
Net interest income	$316,000	8,473
Provision for loan and lease losses	$0	6,626
Total noninterest income	$92,000	7,200
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$40,000	6,599
Trading account gains and fees	$0	116
Additional Noninterest Income	$52,000	6,337
Total noninterest expense	$365,000	8,193
Salaries and employee benefits	$245,000	7,915
Premises and equipment expense	$37,000	8,199
Additional noninterest expense	$83,000	8,407
Pre-tax net operating income	$43,000	8,166
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,961
Income before extraordinary items	$43,000	8,158
Extraordinary gains, net	$0	30
Net income	$43,000	8,159
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$43,000	8,126
2005-03-31 (YTD Data)		Rank
Total interest income	$226,000	8,528
Total interest expense	$68,000	8,289
Net interest income	$158,000	8,557
Provision for loan and lease losses	$0	6,226
Total noninterest income	$54,000	6,948
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$21,000	6,536
Trading account gains and fees	$0	115
Additional Noninterest Income	$33,000	6,001
Total noninterest expense	$193,000	8,189
Salaries and employee benefits	$130,000	7,893
Premises and equipment expense	$22,000	8,069
Additional noninterest expense	$41,000	8,473
Pre-tax net operating income	$19,000	8,264
Securities gains (losses)	$0	1,685
Applicable income taxes	$0	6,892
Income before extraordinary items	$19,000	8,249
Extraordinary gains, net	$0	24
Net income	$19,000	8,249
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$19,000	8,226
2004-12-31 (YTD Data)		Rank
Total interest income	$891,000	8,488
Total interest expense	$263,000	8,232
Net interest income	$628,000	8,519
Provision for loan and lease losses	$0	7,314
Total noninterest income	$218,000	7,010
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$100,000	6,482
Trading account gains and fees	$0	138
Additional Noninterest Income	$118,000	6,136
Total noninterest expense	$714,000	8,294
Salaries and employee benefits	$475,000	8,057
Premises and equipment expense	$55,000	8,542
Additional noninterest expense	$184,000	8,403
Pre-tax net operating income	$132,000	8,015
Securities gains (losses)	$0	3,819
Applicable income taxes	$0	7,185
Income before extraordinary items	$132,000	7,961
Extraordinary gains, net	$0	34
Net income	$132,000	7,961
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,973
Cash dividends	$198,000	4,916
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$132,000	7,915
2004-09-30 (YTD Data)		Rank
Total interest income	$659,000	8,550
Total interest expense	$193,000	8,295
Net interest income	$466,000	8,571
Provision for loan and lease losses	$0	7,100
Total noninterest income	$155,000	7,129
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$77,000	6,491
Trading account gains and fees	$0	134
Additional Noninterest Income	$78,000	6,347
Total noninterest expense	$524,000	8,328
Salaries and employee benefits	$345,000	8,083
Premises and equipment expense	$57,000	8,268
Additional noninterest expense	$122,000	8,533
Pre-tax net operating income	$97,000	8,136
Securities gains (losses)	$0	3,710
Applicable income taxes	$0	7,220
Income before extraordinary items	$97,000	8,087
Extraordinary gains, net	$0	26
Net income	$97,000	8,089
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,496
Cash dividends	$80,000	4,761
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$97,000	8,035
2004-06-30 (YTD Data)		Rank
Total interest income	$429,000	8,624
Total interest expense	$131,000	8,337
Net interest income	$298,000	8,653
Provision for loan and lease losses	$0	6,885
Total noninterest income	$92,000	7,381
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$52,000	6,467
Trading account gains and fees	$0	130
Additional Noninterest Income	$40,000	6,793
Total noninterest expense	$348,000	8,386
Salaries and employee benefits	$234,000	8,112
Premises and equipment expense	$38,000	8,310
Additional noninterest expense	$76,000	8,639
Pre-tax net operating income	$42,000	8,290
Securities gains (losses)	$0	3,413
Applicable income taxes	$0	7,214
Income before extraordinary items	$42,000	8,296
Extraordinary gains, net	$0	21
Net income	$42,000	8,298
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,017
Cash dividends	$80,000	4,361
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$42,000	8,234
2004-03-31 (YTD Data)		Rank
Total interest income	$215,000	8,673
Total interest expense	$67,000	8,379
Net interest income	$148,000	8,703
Provision for loan and lease losses	$0	6,501
Total noninterest income	$45,000	7,394
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$25,000	6,482
Trading account gains and fees	$0	121
Additional Noninterest Income	$20,000	6,798
Total noninterest expense	$180,000	8,383
Salaries and employee benefits	$125,000	8,041
Premises and equipment expense	$16,000	8,479
Additional noninterest expense	$39,000	8,657
Pre-tax net operating income	$13,000	8,398
Securities gains (losses)	$0	2,934
Applicable income taxes	$0	7,103
Income before extraordinary items	$13,000	8,421
Extraordinary gains, net	$0	16
Net income	$13,000	8,421
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$80,000	3,058
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$13,000	8,355
2003-12-31 (YTD Data)		Rank
Total interest income	$922,000	8,655
Total interest expense	$329,000	8,363
Net interest income	$593,000	8,701
Provision for loan and lease losses	$0	7,651
Total noninterest income	$203,000	7,325
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$80,000	6,892
Trading account gains and fees	$0	160
Additional Noninterest Income	$123,000	6,176
Total noninterest expense	$712,000	8,430
Salaries and employee benefits	$461,000	8,214
Premises and equipment expense	$59,000	8,635
Additional noninterest expense	$192,000	8,488
Pre-tax net operating income	$84,000	8,262
Securities gains (losses)	$0	4,500
Applicable income taxes	$4,000	7,246
Income before extraordinary items	$80,000	8,323
Extraordinary gains, net	$0	54
Net income	$80,000	8,327
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,416
Cash dividends	$100,000	5,525
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$80,000	8,212
2003-09-30 (YTD Data)		Rank
Total interest income	$694,000	8,734
Total interest expense	$258,000	8,439
Net interest income	$436,000	8,788
Provision for loan and lease losses	$0	7,481
Total noninterest income	$137,000	7,545
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$58,000	7,002
Trading account gains and fees	$0	153
Additional Noninterest Income	$79,000	6,483
Total noninterest expense	$517,000	8,491
Salaries and employee benefits	$335,000	8,270
Premises and equipment expense	$51,000	8,542
Additional noninterest expense	$131,000	8,622
Pre-tax net operating income	$56,000	8,427
Securities gains (losses)	$0	4,204
Applicable income taxes	$1,000	7,438
Income before extraordinary items	$55,000	8,498
Extraordinary gains, net	$0	40
Net income	$55,000	8,499
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,967
Cash dividends	$100,000	4,694
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$55,000	8,384
2003-06-30 (YTD Data)		Rank
Total interest income	$475,000	8,760
Total interest expense	$180,000	8,471
Net interest income	$295,000	8,812
Provision for loan and lease losses	$0	7,324
Total noninterest income	$84,000	7,692
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$38,000	7,025
Trading account gains and fees	$0	150
Additional Noninterest Income	$46,000	6,714
Total noninterest expense	$351,000	8,493
Salaries and employee benefits	$227,000	8,282
Premises and equipment expense	$36,000	8,500
Additional noninterest expense	$88,000	8,624
Pre-tax net operating income	$28,000	8,511
Securities gains (losses)	$0	3,782
Applicable income taxes	$0	7,529
Income before extraordinary items	$28,000	8,599
Extraordinary gains, net	$0	30
Net income	$28,000	8,600
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$100,000	4,223
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$28,000	8,476
2003-03-31 (YTD Data)		Rank
Total interest income	$242,000	8,808
Total interest expense	$96,000	8,473
Net interest income	$146,000	8,871
Provision for loan and lease losses	$0	6,934
Total noninterest income	$43,000	7,632
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$17,000	7,137
Trading account gains and fees	$0	134
Additional Noninterest Income	$26,000	6,499
Total noninterest expense	$185,000	8,448
Salaries and employee benefits	$121,000	8,179
Premises and equipment expense	$15,000	8,679
Additional noninterest expense	$49,000	8,519
Pre-tax net operating income	$4,000	8,650
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$4,000	8,712
Extraordinary gains, net	$0	21
Net income	$4,000	8,709
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$100,000	2,874
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$4,000	8,609
2002-12-31 (YTD Data)		Rank
Total interest income	$1,144,000	8,730
Total interest expense	$494,000	8,400
Net interest income	$650,000	8,816
Provision for loan and lease losses	$13,000	7,714
Total noninterest income	$206,000	7,246
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$84,000	6,861
Trading account gains and fees	$0	153
Additional Noninterest Income	$122,000	6,029
Total noninterest expense	$717,000	8,511
Salaries and employee benefits	$451,000	8,321
Premises and equipment expense	$43,000	9,009
Additional noninterest expense	$223,000	8,389
Pre-tax net operating income	$126,000	8,213
Securities gains (losses)	$18,000	3,224
Applicable income taxes	$11,000	7,271
Income before extraordinary items	$133,000	8,177
Extraordinary gains, net	$0	70
Net income	$133,000	8,178
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	6,483
Cash dividends	$126,000	5,360
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$116,440	8,152
2001-12-31 (YTD Data)		Rank
Total interest income	$1,283,000	8,918
Total interest expense	$699,000	8,624
Net interest income	$584,000	9,065
Provision for loan and lease losses	$25,000	7,375
Total noninterest income	$264,000	6,730
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$79,000	6,996
Trading account gains and fees	$0	177
Additional Noninterest Income	$185,000	5,092
Total noninterest expense	$681,000	8,727
Salaries and employee benefits	$422,000	8,530
Premises and equipment expense	$44,000	9,231
Additional noninterest expense	$215,000	8,540
Pre-tax net operating income	$142,000	8,130
Securities gains (losses)	$0	4,612
Applicable income taxes	$9,000	7,619
Income before extraordinary items	$133,000	8,138
Extraordinary gains, net	$0	105
Net income	$133,000	8,138
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	6,011
Cash dividends	$90,000	5,834
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$133,000	8,027
2000-12-31 (YTD Data)		Rank
Total interest income	$1,414,000	9,048
Total interest expense	$745,000	8,764
Net interest income	$669,000	9,179
Provision for loan and lease losses	$12,000	7,853
Total noninterest income	$199,000	7,283
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$93,000	6,699
Trading account gains and fees	NA	NA
Additional Noninterest Income	$106,000	6,289
Total noninterest expense	$705,000	8,808
Salaries and employee benefits	$440,000	8,552
Premises and equipment expense	$48,000	9,403
Additional noninterest expense	$217,000	8,631
Pre-tax net operating income	$151,000	8,587
Securities gains (losses)	$0	1,956
Applicable income taxes	$13,000	7,999
Income before extraordinary items	$138,000	8,488
Extraordinary gains, net	$0	38
Net income	$138,000	8,486
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	6,044
Cash dividends	$75,000	6,167
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$138,000	8,485
1999-12-31 (YTD Data)		Rank
Total interest income	$1,312,000	9,296
Total interest expense	$635,000	9,123
Net interest income	$677,000	9,334
Provision for loan and lease losses	$30,000	7,215
Total noninterest income	$215,000	7,320
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$99,000	6,727
Trading account gains and fees	NA	NA
Additional Noninterest Income	$116,000	6,271
Total noninterest expense	$749,000	8,883
Salaries and employee benefits	$499,000	8,344
Premises and equipment expense	$47,000	9,694
Additional noninterest expense	$203,000	8,997
Pre-tax net operating income	$113,000	9,010
Securities gains (losses)	$0	3,155
Applicable income taxes	$1,000	8,717
Income before extraordinary items	$112,000	8,881
Extraordinary gains, net	$0	35
Net income	$112,000	8,878
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$69,000	4,263
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$112,000	8,847
1998-12-31 (YTD Data)		Rank
Total interest income	$1,374,000	9,447
Total interest expense	$651,000	9,338
Net interest income	$723,000	9,441
Provision for loan and lease losses	$0	8,652
Total noninterest income	$224,000	7,286
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$100,000	6,853
Trading account gains and fees	NA	NA
Additional Noninterest Income	$124,000	6,121
Total noninterest expense	$727,000	9,029
Salaries and employee benefits	$438,000	8,719
Premises and equipment expense	$43,000	9,960
Additional noninterest expense	$246,000	8,643
Pre-tax net operating income	$220,000	8,821
Securities gains (losses)	$3,000	3,720
Applicable income taxes	$55,000	8,243
Income before extraordinary items	$168,000	8,853
Extraordinary gains, net	$0	32
Net income	$168,000	8,851
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	7,842
Cash dividends	$250,000	4,929
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$165,750	8,808
1997-12-31 (YTD Data)		Rank
Total interest income	$1,490,000	9,676
Total interest expense	$712,000	9,511
Net interest income	$778,000	9,726
Provision for loan and lease losses	$30,000	7,369
Total noninterest income	$268,000	7,019
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$107,000	7,049
Trading account gains and fees	NA	NA
Additional Noninterest Income	$161,000	5,514
Total noninterest expense	$665,000	9,506
Salaries and employee benefits	$404,000	9,238
Premises and equipment expense	$61,000	9,927
Additional noninterest expense	$200,000	9,408
Pre-tax net operating income	$351,000	8,731
Securities gains (losses)	$0	3,944
Applicable income taxes	$116,000	8,152
Income before extraordinary items	$235,000	8,874
Extraordinary gains, net	$0	44
Net income	$235,000	8,879
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,000	5,500
Cash dividends	$150,000	5,875
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$235,000	8,842
1996-12-31 (YTD Data)		Rank
Total interest income	$1,484,000	10,134
Total interest expense	$736,000	9,859
Net interest income	$748,000	10,257
Provision for loan and lease losses	$15,000	8,204
Total noninterest income	$215,000	8,019
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$88,000	7,775
Trading account gains and fees	NA	NA
Additional Noninterest Income	$127,000	6,441
Total noninterest expense	$649,000	9,994
Salaries and employee benefits	$382,000	9,734
Premises and equipment expense	$71,000	10,045
Additional noninterest expense	$196,000	9,981
Pre-tax net operating income	$299,000	9,141
Securities gains (losses)	$0	4,148
Applicable income taxes	$110,000	8,579
Income before extraordinary items	$189,000	9,400
Extraordinary gains, net	$0	53
Net income	$189,000	9,402
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	6,098
Cash dividends	$100,000	6,641
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$189,000	9,346
1995-12-31 (YTD Data)		Rank
Total interest income	$1,376,000	10,727
Total interest expense	$660,000	10,444
Net interest income	$716,000	10,793
Provision for loan and lease losses	$0	8,958
Total noninterest income	$181,000	8,745
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$73,000	8,522
Trading account gains and fees	NA	NA
Additional Noninterest Income	$108,000	6,996
Total noninterest expense	$668,000	10,306
Salaries and employee benefits	$420,000	9,794
Premises and equipment expense	$62,000	10,713
Additional noninterest expense	$186,000	10,608
Pre-tax net operating income	$229,000	10,271
Securities gains (losses)	$2,000	3,270
Applicable income taxes	$64,000	9,898
Income before extraordinary items	$167,000	10,294
Extraordinary gains, net	$0	65
Net income	$167,000	10,296
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	8,657
Cash dividends	$249,000	5,033
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$165,560	10,286
1994-12-31 (YTD Data)		Rank
Total interest income	$1,260,000	11,222
Total interest expense	$569,000	10,748
Net interest income	$691,000	11,408
Provision for loan and lease losses	$0	9,146
Total noninterest income	$193,000	8,852
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$17,000	10,605
Trading account gains and fees	NA	NA
Additional Noninterest Income	$176,000	5,699
Total noninterest expense	$711,000	10,648
Salaries and employee benefits	$448,000	9,847
Premises and equipment expense	$58,000	11,368
Additional noninterest expense	$205,000	11,089
Pre-tax net operating income	$173,000	11,099
Securities gains (losses)	$0	3,600
Applicable income taxes	$28,000	10,970
Income before extraordinary items	$145,000	10,881
Extraordinary gains, net	$0	249
Net income	$145,000	10,886
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	10,214
Cash dividends	$50,000	7,903
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$145,000	10,941
1993-12-31 (YTD Data)		Rank
Total interest income	$1,372,000	11,510
Total interest expense	$647,000	10,891
Net interest income	$725,000	11,770
Provision for loan and lease losses	$0	10,371
Total noninterest income	$128,000	10,666
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$19,000	11,023
Trading account gains and fees	NA	NA
Additional Noninterest Income	$109,000	7,610
Total noninterest expense	$595,000	11,683
Salaries and employee benefits	$374,000	10,895
Premises and equipment expense	$48,000	12,290
Additional noninterest expense	$173,000	12,113
Pre-tax net operating income	$258,000	10,568
Securities gains (losses)	$0	7,477
Applicable income taxes	$57,000	10,777
Income before extraordinary items	$201,000	10,646
Extraordinary gains, net	$18,000	2,745
Net income	$219,000	10,530
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-22,000	12,190
Cash dividends	$300,000	4,359
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$201,000	10,418
1992-12-31 (YTD Data)		Rank
Total interest income	$1,578,000	11,786
Total interest expense	$836,000	11,165
Net interest income	$742,000	12,146
Provision for loan and lease losses	$0	11,756
Total noninterest income	$93,000	11,911
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$20,000	11,362
Trading account gains and fees	NA	NA
Additional Noninterest Income	$73,000	9,151
Total noninterest expense	$573,000	12,238
Salaries and employee benefits	$346,000	11,488
Premises and equipment expense	$40,000	13,061
Additional noninterest expense	$187,000	12,425
Pre-tax net operating income	$262,000	10,498
Securities gains (losses)	$8,000	6,653
Applicable income taxes	$66,000	10,825
Income before extraordinary items	$204,000	10,534
Extraordinary gains, net	$0	1,422
Net income	$204,000	10,671
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	12,654
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$197,920	10,296

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.