Home > First American Savings Bank, SSB > Income and Expense
First American Savings Bank, SSB, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,911,000 | 2,584 |
| Total interest expense | $6,583,000 | 2,360 |
| Net interest income | $6,328,000 | 2,826 |
| Provision for loan and lease losses | $143,000 | 3,750 |
| Total noninterest income | $1,185,000 | 2,754 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $443,000 | 3,049 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $742,000 | 2,215 |
| Total noninterest expense | $4,609,000 | 2,919 |
| Salaries and employee benefits | $2,604,000 | 2,562 |
| Premises and equipment expense | $359,000 | 4,937 |
| Additional noninterest expense | $1,646,000 | 2,820 |
| Pre-tax net operating income | $2,761,000 | 2,610 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,016,000 | 2,345 |
| Income before extraordinary items | $1,745,000 | 2,824 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,745,000 | 2,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,779 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,745,000 | 2,786 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,944,000 | 2,776 |
| Total interest expense | $5,019,000 | 2,452 |
| Net interest income | $5,925,000 | 3,030 |
| Provision for loan and lease losses | $134,000 | 3,843 |
| Total noninterest income | $959,000 | 3,206 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $354,000 | 3,797 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $605,000 | 2,569 |
| Total noninterest expense | $4,886,000 | 2,836 |
| Salaries and employee benefits | $2,720,000 | 2,461 |
| Premises and equipment expense | $427,000 | 4,344 |
| Additional noninterest expense | $1,739,000 | 2,907 |
| Pre-tax net operating income | $1,864,000 | 3,635 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $663,000 | 3,220 |
| Income before extraordinary items | $1,201,000 | 3,861 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,201,000 | 3,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,201,000 | 3,886 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,409,000 | 2,979 |
| Total interest expense | $4,592,000 | 2,810 |
| Net interest income | $5,817,000 | 3,115 |
| Provision for loan and lease losses | $94,000 | 5,936 |
| Total noninterest income | $792,000 | 4,019 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $792,000 | 2,400 |
| Total noninterest expense | $4,669,000 | 3,028 |
| Salaries and employee benefits | $2,802,000 | 2,377 |
| Premises and equipment expense | $565,000 | 3,505 |
| Additional noninterest expense | $1,302,000 | 3,930 |
| Pre-tax net operating income | $1,846,000 | 3,588 |
| Securities gains (losses) | $285,000 | 1,352 |
| Applicable income taxes | $753,000 | 2,899 |
| Income before extraordinary items | $1,378,000 | 3,502 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,378,000 | 3,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,192,750 | 3,836 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,552,000 | 3,320 |
| Total interest expense | $5,167,000 | 3,221 |
| Net interest income | $5,385,000 | 3,386 |
| Provision for loan and lease losses | $198,000 | 5,256 |
| Total noninterest income | $708,000 | 4,380 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $708,000 | 2,522 |
| Total noninterest expense | $4,005,000 | 3,503 |
| Salaries and employee benefits | $2,351,000 | 2,757 |
| Premises and equipment expense | $405,000 | 4,746 |
| Additional noninterest expense | $1,249,000 | 4,196 |
| Pre-tax net operating income | $1,890,000 | 3,278 |
| Securities gains (losses) | $-27,000 | 13,553 |
| Applicable income taxes | $672,000 | 3,106 |
| Income before extraordinary items | $1,191,000 | 3,837 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,191,000 | 3,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 5,248 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,208,280 | 3,498 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.