Home > First American National Bank of Kentucky > Income and Expense

First American National Bank of Kentucky, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$16,921,0001,994
Total interest expense$10,206,0001,556
Net interest income$6,715,0002,625
Provision for loan and lease losses$09,041
Total noninterest income$1,416,0002,396
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$839,0001,597
Trading account gains and fees$0262
Additional Noninterest Income$577,0002,633
Total noninterest expense$6,325,0002,174
Salaries and employee benefits$1,765,0003,739
Premises and equipment expense$404,0004,508
Additional noninterest expense$4,156,0001,316
Pre-tax net operating income$1,806,0003,711
Securities gains (losses)$04,148
Applicable income taxes$546,0003,866
Income before extraordinary items$1,260,0003,714
Extraordinary gains, net$053
Net income$1,260,0003,713
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$164,0003,011
Cash dividends$586,0003,111
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,260,0003,663
1995-12-31 (YTD Data)Rank
Total interest income$15,812,0002,128
Total interest expense$9,385,0001,697
Net interest income$6,427,0002,778
Provision for loan and lease losses$08,958
Total noninterest income$1,006,0003,089
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$561,0002,409
Trading account gains and fees$0522
Additional Noninterest Income$445,0003,096
Total noninterest expense$5,116,0002,651
Salaries and employee benefits$1,575,0004,106
Premises and equipment expense$257,0006,233
Additional noninterest expense$3,284,0001,571
Pre-tax net operating income$2,317,0003,060
Securities gains (losses)$-1,0009,017
Applicable income taxes$855,0002,725
Income before extraordinary items$1,461,0003,321
Extraordinary gains, net$065
Net income$1,461,0003,320
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0003,600
Cash dividends$944,0002,166
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,461,6403,297
1994-12-31 (YTD Data)Rank
Total interest income$13,412,0002,283
Total interest expense$6,045,0002,064
Net interest income$7,367,0002,454
Provision for loan and lease losses$09,146
Total noninterest income$683,0004,204
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$440,0003,111
Trading account gains and fees$0475
Additional Noninterest Income$243,0004,679
Total noninterest expense$4,939,0002,803
Salaries and employee benefits$1,631,0003,965
Premises and equipment expense$354,0005,052
Additional noninterest expense$2,954,0001,831
Pre-tax net operating income$3,111,0002,280
Securities gains (losses)$03,600
Applicable income taxes$1,177,0001,909
Income before extraordinary items$1,934,0002,508
Extraordinary gains, net$0249
Net income$1,934,0002,508
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0004,795
Cash dividends$1,028,0001,848
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,934,0002,533
1993-12-31 (YTD Data)Rank
Total interest income$3,412,0007,654
Total interest expense$1,561,0007,014
Net interest income$1,851,0008,096
Provision for loan and lease losses$010,371
Total noninterest income$123,00010,774
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$95,0008,525
Trading account gains and fees$0532
Additional Noninterest Income$28,00011,437
Total noninterest expense$1,210,0008,850
Salaries and employee benefits$445,00010,204
Premises and equipment expense$119,0009,813
Additional noninterest expense$646,0006,962
Pre-tax net operating income$764,0007,008
Securities gains (losses)$07,477
Applicable income taxes$321,0005,826
Income before extraordinary items$443,0008,030
Extraordinary gains, net$03,149
Net income$443,0008,200
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,00010,864
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$27,500,00055
Net operating income$443,0007,764
1992-12-31 (YTD Data)Rank
Total interest income$19,684,0001,802
Total interest expense$11,023,0001,586
Net interest income$8,661,0002,107
Provision for loan and lease losses$1,022,0001,807
Total noninterest income$907,0003,594
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$907,0002,139
Total noninterest expense$4,603,0003,099
Salaries and employee benefits$1,755,0003,645
Premises and equipment expense$707,0002,900
Additional noninterest expense$2,141,0002,645
Pre-tax net operating income$3,943,0001,579
Securities gains (losses)$-2,00012,861
Applicable income taxes$1,400,0001,530
Income before extraordinary items$2,541,0001,791
Extraordinary gains, net$01,422
Net income$2,541,0001,811
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0008,164
Cash dividends$2,541,000685
Sale, conversion, retirement of capital stock, net$19,004,00056
Net operating income$2,542,2801,652

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.