Home > First American National Bank > Loan Charge- Offs and Recoveries

First American National Bank, Loan Charge- Offs and Recoveries

1998-12-31 (YTD Data)Rank
Total charge-offs$64,201,00076
Loans secured by real estate, total$8,615,00039
To non-U.S. addressees$013
Real estate loans in domestic offices$8,615,00039
Construction and land development$224,00086
Secured by farmland$146,00031
Total charge-offs secured by 1-4 family residential properties$2,941,00078
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$5,304,00016
Real estate loans in foreign offices$019
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$757,00020
Commercial and industrial loans$16,729,00047
Loans to individuals$33,556,00084
Credit card loan charge offs$8,908,000114
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$24,648,00040
Loans to foreign governments and official institutions$011
Other loans$4,319,00020
Lease financing receivables$225,000103
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$27,470,00045
Loans secured by real estate, total$5,417,00028
To non-U.S. addressees$010
Real estate loans in domestic offices$5,417,00027
Construction and land development$30,000188
Secured by farmland$24,000150
Secured by 1-4 family residential properties - total recoveries$1,024,00045
Secured by multifamily residential properties$1,000242
Secured by nonfarm nonresidential properties$4,338,00017
Real estate loans in foreign offices$015
Loans to depository institutions$3,00017
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$28,00092
Commercial and industrial loans$6,218,00038
Loans to individuals$14,109,00052
Credit card loan recoveries$2,676,00078
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$11,433,00026
Loans to foreign governments and official institutions$014
Other loans$1,692,00014
Lease financing receivables$3,000215
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$36,731,00091
Loans secured by real estate, total$3,198,00082
To non-U.S. addressees$012
Real estate loans in domestic offices$3,198,00081
Construction and land development$194,00076
Secured by farmland$122,00032
Secured by 1-4 family residential properties- net charge-offs$1,917,00092
Secured by multifamily residential properties$-1,00010,272
Secured by nonfarm nonresidential properties$966,00067
Real estate loans in foreign offices$017
Loans to depository institutions$-3,0001,120
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$729,00014
Commercial and industrial loans$10,511,00051
To non-U.S. addressees$036
Loans to individuals$19,447,000100
Credit card loan net charge offs$6,232,000120
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$13,215,00049
Loans to foreign governments and official institutions$010
Other loans$2,627,00024
Lease financing receivables$222,00099
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$30,919,000121
Loans secured by real estate, total$5,272,00077
To non-U.S. addressees$011
Real estate loans in domestic offices$5,272,00076
Construction and land development$562,00054
Secured by farmland$3,000317
Total charge-offs secured by 1-4 family residential properties$1,143,000156
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$3,564,00035
Real estate loans in foreign offices$015
Loans to depository institutions$018
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$13,000154
Commercial and industrial loans$3,846,000111
Loans to individuals$17,919,000123
Credit card loan charge offs$6,671,000129
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$11,248,00069
Loans to foreign governments and official institutions$07
Other loans$3,841,00017
Lease financing receivables$28,000216
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$17,929,00068
Loans secured by real estate, total$4,066,00046
To non-U.S. addressees$012
Real estate loans in domestic offices$4,066,00046
Construction and land development$2,000433
Secured by farmland$28,000117
Secured by 1-4 family residential properties - total recoveries$522,00088
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$3,514,00033
Real estate loans in foreign offices$018
Loans to depository institutions$028
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$24,000107
Commercial and industrial loans$3,492,00054
Loans to individuals$9,082,00071
Credit card loan recoveries$727,000132
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$8,355,00034
Loans to foreign governments and official institutions$027
Other loans$1,261,00017
Lease financing receivables$4,000213
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$12,990,000155
Loans secured by real estate, total$1,206,000182
To non-U.S. addressees$010
Real estate loans in domestic offices$1,206,000181
Construction and land development$560,00039
Secured by farmland$-25,0009,616
Secured by 1-4 family residential properties- net charge-offs$621,000194
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$50,000646
Real estate loans in foreign offices$013
Loans to depository institutions$016
To foreign banks$08
Loans to finance agricultural production and other loans to farmers$-11,0001,078
Commercial and industrial loans$354,000653
To non-U.S. addressees$021
Loans to individuals$8,837,000150
Credit card loan net charge offs$5,944,000128
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$2,893,000153
Loans to foreign governments and official institutions$07
Other loans$2,580,00016
Lease financing receivables$24,000198
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1996-12-31 (YTD Data)Rank
Total charge-offs$30,483,000137
Loans secured by real estate, total$1,074,000364
To non-U.S. addressees$010
Real estate loans in domestic offices$1,074,000364
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$883,000216
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$191,000527
Real estate loans in foreign offices$08
Loans to depository institutions$023
To foreign banks$012
Loans to finance agricultural production and other loans to farmers$54,000119
Commercial and industrial loans$7,091,00075
Loans to individuals$20,867,000116
Credit card loan charge offs$3,909,000168
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$16,958,00047
Loans to foreign governments and official institutions$011
Other loans$1,397,00035
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$19,916,00062
Loans secured by real estate, total$1,319,000144
To non-U.S. addressees$08
Real estate loans in domestic offices$1,319,000144
Construction and land development$5,000436
Secured by farmland$94,00048
Secured by 1-4 family residential properties - total recoveries$612,00087
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$608,000150
Real estate loans in foreign offices$07
Loans to depository institutions$032
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$80,00063
Commercial and industrial loans$8,227,00030
Loans to individuals$9,468,00066
Credit card loan recoveries$470,000169
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$8,998,00028
Loans to foreign governments and official institutions$032
Other loans$817,00030
Lease financing receivables$5,000221
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$10,567,000195
Loans secured by real estate, total$-245,00011,333
To non-U.S. addressees$07
Real estate loans in domestic offices$-245,00011,358
Construction and land development$-5,00011,166
Secured by farmland$-94,00010,087
Secured by 1-4 family residential properties- net charge-offs$271,000426
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$-417,00011,370
Real estate loans in foreign offices$06
Loans to depository institutions$020
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$-26,0001,166
Commercial and industrial loans$-1,136,00011,426
To non-U.S. addressees$022
Loans to individuals$11,399,000140
Credit card loan net charge offs$3,439,000169
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$7,960,00070
Loans to foreign governments and official institutions$05
Other loans$580,00045
Lease financing receivables$-5,00010,065
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1995-12-31 (YTD Data)Rank
Total charge-offs$18,458,000168
Loans secured by real estate, total$1,129,000447
To non-U.S. addressees$015
Real estate loans in domestic offices$1,129,000445
Construction and land development$555,000119
Secured by farmland$1,000358
Total charge-offs secured by 1-4 family residential properties$377,000432
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$196,000650
Real estate loans in foreign offices$012
Loans to depository institutions$023
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$11,000153
Commercial and industrial loans$1,893,000211
Loans to individuals$14,488,000112
Credit card loan charge offs$1,614,000232
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$12,874,00043
Loans to foreign governments and official institutions$015
Other loans$927,00039
Lease financing receivables$10,000248
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$15,024,00080
Loans secured by real estate, total$1,970,000121
To non-U.S. addressees$013
Real estate loans in domestic offices$1,970,000120
Construction and land development$380,00068
Secured by farmland$125,00020
Secured by 1-4 family residential properties - total recoveries$886,00056
Secured by multifamily residential properties$165,00082
Secured by nonfarm nonresidential properties$414,000217
Real estate loans in foreign offices$013
Loans to depository institutions$032
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$52,00075
Commercial and industrial loans$4,123,00073
Loans to individuals$7,918,00070
Credit card loan recoveries$375,000196
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$7,543,00027
Loans to foreign governments and official institutions$030
Other loans$932,00024
Lease financing receivables$29,000134
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$3,434,000406
Loans secured by real estate, total$-841,00011,932
To non-U.S. addressees$012
Real estate loans in domestic offices$-841,00011,963
Construction and land development$175,000194
Secured by farmland$-124,00010,532
Secured by 1-4 family residential properties- net charge-offs$-509,00011,963
Secured by multifamily residential properties$-165,00011,941
Secured by nonfarm nonresidential properties$-218,00011,855
Real estate loans in foreign offices$09
Loans to depository institutions$019
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$-41,0001,178
Commercial and industrial loans$-2,230,00011,950
To non-U.S. addressees$022
Loans to individuals$6,570,000154
Credit card loan net charge offs$1,239,000238
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$5,331,00068
Loans to foreign governments and official institutions$011
Other loans$-5,0001,136
Lease financing receivables$-19,00010,496
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1994-12-31 (YTD Data)Rank
Total charge-offs$15,258,000192
Loans secured by real estate, total$1,311,000450
To non-U.S. addressees$013
Real estate loans in domestic offices$1,311,000450
Construction and land development$0994
Secured by farmland$53,000113
Total charge-offs secured by 1-4 family residential properties$429,000443
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$829,000325
Real estate loans in foreign offices$015
Loans to depository institutions$018
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$21,000127
Commercial and industrial loans$2,659,000187
Loans to individuals$10,496,000119
Credit card loan charge offs$874,000286
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$9,622,00046
Loans to foreign governments and official institutions$015
Other loans$764,00046
Lease financing receivables$7,000255
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$18,018,00068
Loans secured by real estate, total$2,367,000111
To non-U.S. addressees$012
Real estate loans in domestic offices$2,367,000109
Construction and land development$143,000180
Secured by farmland$31,000150
Secured by 1-4 family residential properties - total recoveries$840,00064
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$1,353,000102
Real estate loans in foreign offices$013
Loans to depository institutions$033
To foreign banks$021
Loans to finance agricultural production and other loans to farmers$77,00069
Commercial and industrial loans$6,204,00055
Loans to individuals$8,502,00056
Credit card loan recoveries$333,000212
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$8,169,00019
Loans to foreign governments and official institutions$034
Other loans$725,00030
Lease financing receivables$143,00075
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$-2,760,00012,596
Loans secured by real estate, total$-1,056,00012,570
To non-U.S. addressees$09
Real estate loans in domestic offices$-1,056,00012,608
Construction and land development$-143,00012,513
Secured by farmland$22,000167
Secured by 1-4 family residential properties- net charge-offs$-411,00012,591
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$-524,00012,547
Real estate loans in foreign offices$011
Loans to depository institutions$014
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$-56,0001,144
Commercial and industrial loans$-3,545,00012,590
To non-U.S. addressees$026
Loans to individuals$1,994,000251
Credit card loan net charge offs$541,000305
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$1,453,000146
Loans to foreign governments and official institutions$09
Other loans$39,000155
Lease financing receivables$-136,00011,047
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1993-12-31 (YTD Data)Rank
Total charge-offs$26,616,000158
Loans secured by real estate, total$6,217,000212
To non-U.S. addressees$019
Real estate loans in domestic offices$6,217,000212
Construction and land development$594,000254
Secured by farmland$11,000426
Total charge-offs secured by 1-4 family residential properties$1,887,000154
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$3,725,000168
Real estate loans in foreign offices$017
Loans to depository institutions$028
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$123,00059
Commercial and industrial loans$6,449,000143
Loans to individuals$12,953,000101
Credit card loan charge offs$806,000321
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$12,147,00028
Loans to foreign governments and official institutions$034
Other loans$795,00060
Lease financing receivables$79,000164
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$20,336,00061
Loans secured by real estate, total$4,210,00064
To non-U.S. addressees$016
Real estate loans in domestic offices$4,210,00064
Construction and land development$128,000212
Secured by farmland$56,00088
Secured by 1-4 family residential properties - total recoveries$1,762,00028
Secured by multifamily residential properties$48,000195
Secured by nonfarm nonresidential properties$2,216,00051
Real estate loans in foreign offices$016
Loans to depository institutions$043
To foreign banks$026
Loans to finance agricultural production and other loans to farmers$127,00050
Commercial and industrial loans$7,844,00055
Loans to individuals$7,424,00056
Credit card loan recoveries$431,000175
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$6,993,00023
Loans to foreign governments and official institutions$038
Other loans$627,00037
Lease financing receivables$104,00099
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$6,280,000346
Loans secured by real estate, total$2,007,000403
To non-U.S. addressees$018
Real estate loans in domestic offices$2,007,000402
Construction and land development$466,000269
Secured by farmland$-45,00011,484
Secured by 1-4 family residential properties- net charge-offs$125,0001,064
Secured by multifamily residential properties$-48,00013,214
Secured by nonfarm nonresidential properties$1,509,000260
Real estate loans in foreign offices$016
Loans to depository institutions$016
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$-4,0001,067
Commercial and industrial loans$-1,395,00013,261
To non-U.S. addressees$036
Loans to individuals$5,529,000150
Credit card loan net charge offs$375,000384
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$5,154,00047
Loans to foreign governments and official institutions$028
Other loans$168,000106
Lease financing receivables$-25,00011,505
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1992-12-31 (YTD Data)Rank
Total charge-offs$53,912,000113
Loans secured by real estate, total$15,198,000128
To non-U.S. addressees$017
Real estate loans in domestic offices$15,198,000127
Construction and land development$2,462,000156
Secured by farmland$329,00032
Total charge-offs secured by 1-4 family residential properties$3,799,00089
Secured by multifamily residential properties$342,000266
Secured by nonfarm nonresidential properties$8,266,000110
Real estate loans in foreign offices$017
Loans to depository institutions$043
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$115,00077
Commercial and industrial loans$18,885,00085
Loans to individuals$16,544,000104
Credit card loan charge offs$1,546,000258
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$14,998,00035
Loans to foreign governments and official institutions$043
Other loans$2,862,00033
Lease financing receivables$308,000111
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$15,489,00065
Loans secured by real estate, total$1,955,00096
To non-U.S. addressees$07
Real estate loans in domestic offices$1,955,00095
Construction and land development$198,000153
Secured by farmland$13,000327
Secured by 1-4 family residential properties - total recoveries$652,00063
Secured by multifamily residential properties$78,000109
Secured by nonfarm nonresidential properties$1,014,00072
Real estate loans in foreign offices$09
Loans to depository institutions$052
To foreign banks$028
Loans to finance agricultural production and other loans to farmers$40,00093
Commercial and industrial loans$5,771,00055
Loans to individuals$6,656,00058
Credit card loan recoveries$316,000212
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$6,340,00027
Loans to foreign governments and official institutions$047
Other loans$1,021,00019
Lease financing receivables$46,000148
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$38,423,000126
Loans secured by real estate, total$13,243,000134
To non-U.S. addressees$017
Real estate loans in domestic offices$13,243,000133
Construction and land development$2,264,000153
Secured by farmland$316,00029
Secured by 1-4 family residential properties- net charge-offs$3,147,00091
Secured by multifamily residential properties$264,000292
Secured by nonfarm nonresidential properties$7,252,000115
Real estate loans in foreign offices$017
Loans to depository institutions$036
To foreign banks$015
Loans to finance agricultural production and other loans to farmers$75,00065
Commercial and industrial loans$13,114,00093
To non-U.S. addressees$050
Loans to individuals$9,888,000125
Credit card loan net charge offs$1,230,000267
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$8,658,00038
Loans to foreign governments and official institutions$037
Other loans$1,841,00040
Lease financing receivables$262,00096
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.