Home > First American National Bank > Net charge- offs to loans
First American National Bank, Net charge- offs to loans
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3109% | 2,383 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0597% | 431 |
| Percentage Net Loans Charged-off:Construction & development | 0.0383% | 174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0496% | 326 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0006% | 1,267 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0734% | 375 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0893% | 248 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0714% | 356 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3467% | 460 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7960% | 612 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0357% | 400 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3647% | 186 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0071% | 450 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1915% | 3,921 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0381% | 591 |
| Percentage Net Loans Charged-off:Construction & development | 0.3009% | 104 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0049% | 460 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0327% | 667 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0462% | 328 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0313% | 622 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0209% | 848 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7037% | 731 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8871% | 328 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3869% | 156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0108% | 466 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1714% | 4,502 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0084% | 1,308 |
| Percentage Net Loans Charged-off:Construction & development | -0.0029% | 1,276 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0424% | 1,276 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0158% | 817 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0934% | 270 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0088% | 861 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0765% | 1,238 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0337% | 506 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1044% | 404 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0848% | 337 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0074% | 492 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0629% | 6,590 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0318% | 1,392 |
| Percentage Net Loans Charged-off:Construction & development | 0.1131% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0240% | 1,257 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3461% | 1,398 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0336% | 1,461 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0060% | 395 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0369% | 1,455 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1725% | 1,236 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6631% | 615 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8941% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0121% | 1,177 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.5446% | 548 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0629% | 11,066 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0519% | 1,381 |
| Percentage Net Loans Charged-off:Construction & development | -0.1335% | 1,300 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0656% | 1,284 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0380% | 1,417 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0593% | 1,249 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0358% | 1,413 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3603% | 1,249 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2230% | 988 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0184% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0322% | 1,119 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2721% | 509 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1624% | 5,945 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1134% | 716 |
| Percentage Net Loans Charged-off:Construction & development | 0.4421% | 338 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2046% | 586 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1477% | 1,390 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0143% | 959 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0879% | 310 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0037% | 1,011 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1640% | 1,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6863% | 569 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7466% | 849 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0316% | 379 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2757% | 509 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0246% | 2,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8175% | 317 |
| Percentage Net Loans Charged-off:Construction & development | 1.4951% | 324 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0448% | 376 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6865% | 272 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4420% | 188 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1675% | 258 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4973% | 173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4908% | 448 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2695% | 452 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6344% | 490 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4619% | 207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1801% | 538 |