First American International Bank, Income and Expense

2018-09-30 (YTD Data)Rank
Total interest income$28,254,000824
Total interest expense$6,323,000570
Net interest income$21,931,000904
Provision for loan and lease losses$03,948
Total noninterest income$7,806,000667
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$202,0002,920
Trading account gains and feesNANA
Additional Noninterest Income$7,604,000505
Total noninterest expense$20,018,000823
Salaries and employee benefits$11,274,000835
Premises and equipment expense$3,249,000583
Additional noninterest expense$5,495,000899
Pre-tax net operating income$9,719,000849
Securities gains (losses)$-3,0004,544
Applicable income taxes$2,097,000705
Income before extraordinary items$7,619,000900
Extraordinary gains, net$05
Net income$7,619,000898
Minority interest net income$066
Net income of bank and minority interests.$7,619,000899
Net charge-offs$-71,0005,031
Cash dividends$15,350,000240
Sale, conversion, retirement of capital stock, net$0633
Net operating income$7,621,370899
2018-06-30 (YTD Data)Rank
Total interest income$18,622,000820
Total interest expense$4,174,000531
Net interest income$14,448,000905
Provision for loan and lease losses$03,782
Total noninterest income$5,831,000618
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$135,0002,920
Trading account gains and feesNANA
Additional Noninterest Income$5,696,000465
Total noninterest expense$13,291,000835
Salaries and employee benefits$7,531,000832
Premises and equipment expense$2,137,000593
Additional noninterest expense$3,623,000907
Pre-tax net operating income$6,988,000783
Securities gains (losses)$-3,0004,784
Applicable income taxes$1,504,000667
Income before extraordinary items$5,481,000831
Extraordinary gains, net$06
Net income$5,481,000829
Minority interest net income$065
Net income of bank and minority interests.$5,481,000830
Net charge-offs$-66,0005,095
Cash dividends$2,150,000712
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,483,370827
2018-03-31 (YTD Data)Rank
Total interest income$9,447,000793
Total interest expense$2,036,000514
Net interest income$7,411,000880
Provision for loan and lease losses$03,508
Total noninterest income$3,761,000509
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$68,0002,923
Trading account gains and feesNANA
Additional Noninterest Income$3,693,000385
Total noninterest expense$6,615,000840
Salaries and employee benefits$3,746,000844
Premises and equipment expense$993,000638
Additional noninterest expense$1,876,000874
Pre-tax net operating income$4,557,000623
Securities gains (losses)$0735
Applicable income taxes$976,000557
Income before extraordinary items$3,581,000657
Extraordinary gains, net$07
Net income$3,581,000656
Minority interest net income$052
Net income of bank and minority interests.$3,581,000657
Net charge-offs$-5,0004,469
Cash dividends$150,0002,088
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,581,000650
2017-12-31 (YTD Data)Rank
Total interest income$34,915,000821
Total interest expense$7,581,000468
Net interest income$27,334,000919
Provision for loan and lease losses$149,0002,687
Total noninterest income$12,250,000603
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$254,0003,106
Trading account gains and feesNANA
Additional Noninterest Income$11,996,000460
Total noninterest expense$27,833,000783
Salaries and employee benefits$14,690,000834
Premises and equipment expense$4,060,000606
Additional noninterest expense$9,083,000738
Pre-tax net operating income$11,602,000875
Securities gains (losses)$-86,0005,380
Applicable income taxes$4,486,000717
Income before extraordinary items$7,030,0001,018
Extraordinary gains, net$09
Net income$7,030,0001,018
Minority interest net income$076
Net income of bank and minority interests.$7,030,0001,018
Net charge-offs$-120,0005,342
Cash dividends$690,0002,637
Sale, conversion, retirement of capital stock, net$74,000525
Net operating income$7,085,040993
2017-09-30 (YTD Data)Rank
Total interest income$25,845,000831
Total interest expense$5,612,000463
Net interest income$20,233,000932
Provision for loan and lease losses$79,0002,918
Total noninterest income$8,377,000637
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$203,0003,047
Trading account gains and feesNANA
Additional Noninterest Income$8,174,000490
Total noninterest expense$20,376,000808
Salaries and employee benefits$10,742,000852
Premises and equipment expense$3,063,000612
Additional noninterest expense$6,571,000758
Pre-tax net operating income$8,155,000940
Securities gains (losses)$02,274
Applicable income taxes$2,842,000716
Income before extraordinary items$5,313,0001,112
Extraordinary gains, net$09
Net income$5,313,0001,112
Minority interest net income$071
Net income of bank and minority interests.$5,313,0001,112
Net charge-offs$-114,0005,375
Cash dividends$683,0002,097
Sale, conversion, retirement of capital stock, net$52,000497
Net operating income$5,313,0001,092
2017-06-30 (YTD Data)Rank
Total interest income$17,119,000827
Total interest expense$3,693,000453
Net interest income$13,426,000936
Provision for loan and lease losses$79,0002,448
Total noninterest income$5,153,000681
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$131,0003,086
Trading account gains and feesNANA
Additional Noninterest Income$5,022,000520
Total noninterest expense$13,031,000835
Salaries and employee benefits$7,210,000844
Premises and equipment expense$2,035,000612
Additional noninterest expense$3,786,000869
Pre-tax net operating income$5,469,000920
Securities gains (losses)$01,906
Applicable income taxes$1,877,000694
Income before extraordinary items$3,592,0001,078
Extraordinary gains, net$011
Net income$3,592,0001,078
Minority interest net income$071
Net income of bank and minority interests.$3,592,0001,078
Net charge-offs$-12,0004,850
Cash dividends$333,0002,405
Sale, conversion, retirement of capital stock, net$30,000493
Net operating income$3,592,0001,069
2017-03-31 (YTD Data)Rank
Total interest income$8,575,000821
Total interest expense$1,781,000459
Net interest income$6,794,000917
Provision for loan and lease losses$79,0001,668
Total noninterest income$1,730,000895
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$66,0003,076
Trading account gains and feesNANA
Additional Noninterest Income$1,664,000674
Total noninterest expense$5,982,000907
Salaries and employee benefits$3,481,000883
Premises and equipment expense$989,000636
Additional noninterest expense$1,512,0001,057
Pre-tax net operating income$2,463,000984
Securities gains (losses)$01,153
Applicable income taxes$842,000747
Income before extraordinary items$1,621,0001,159
Extraordinary gains, net$08
Net income$1,621,0001,158
Minority interest net income$055
Net income of bank and minority interests.$1,621,0001,159
Net charge-offs$-6,0004,769
Cash dividends$333,0001,557
Sale, conversion, retirement of capital stock, net$8,000532
Net operating income$1,621,0001,139
2016-12-31 (YTD Data)Rank
Total interest income$30,393,000887
Total interest expense$5,672,000522
Net interest income$24,721,000983
Provision for loan and lease losses$367,0001,778
Total noninterest income$7,239,000879
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$252,0003,253
Trading account gains and fees$0170
Additional Noninterest Income$6,987,000671
Total noninterest expense$23,772,000898
Salaries and employee benefits$13,084,000911
Premises and equipment expense$4,050,000613
Additional noninterest expense$6,638,000992
Pre-tax net operating income$7,821,0001,123
Securities gains (losses)$324,000623
Applicable income taxes$2,785,000831
Income before extraordinary items$5,360,0001,310
Extraordinary gains, net$05
Net income$5,360,0001,309
Minority interest net income$082
Net income of bank and minority interests.$5,360,0001,309
Net charge-offs$-147,0005,607
Cash dividends$207,0003,661
Sale, conversion, retirement of capital stock, net$-1,0005,802
Net operating income$5,146,1601,320
2016-09-30 (YTD Data)Rank
Total interest income$22,167,000918
Total interest expense$4,041,000554
Net interest income$18,126,0001,003
Provision for loan and lease losses$367,0001,421
Total noninterest income$4,036,0001,087
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$185,0003,300
Trading account gains and fees$0169
Additional Noninterest Income$3,851,000825
Total noninterest expense$17,241,000920
Salaries and employee benefits$9,745,000912
Premises and equipment expense$3,060,000612
Additional noninterest expense$4,436,0001,114
Pre-tax net operating income$4,554,0001,409
Securities gains (losses)$315,000583
Applicable income taxes$1,663,0001,001
Income before extraordinary items$3,206,0001,591
Extraordinary gains, net$05
Net income$3,206,0001,591
Minority interest net income$071
Net income of bank and minority interests.$3,206,0001,591
Net charge-offs$-142,0005,659
Cash dividends$200,0003,140
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,998,1001,644
2016-06-30 (YTD Data)Rank
Total interest income$14,279,000951
Total interest expense$2,577,000572
Net interest income$11,702,0001,031
Provision for loan and lease losses$367,0001,083
Total noninterest income$2,304,0001,195
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$120,0003,343
Trading account gains and fees$0157
Additional Noninterest Income$2,184,000914
Total noninterest expense$11,689,000912
Salaries and employee benefits$6,674,000886
Premises and equipment expense$2,080,000595
Additional noninterest expense$2,935,0001,119
Pre-tax net operating income$1,950,0001,983
Securities gains (losses)$19,0001,971
Applicable income taxes$675,0001,394
Income before extraordinary items$1,294,0002,367
Extraordinary gains, net$016
Net income$1,294,0002,365
Minority interest net income$071
Net income of bank and minority interests.$1,294,0002,366
Net charge-offs$-137,0005,774
Cash dividends$200,0002,834
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,281,4602,322
2016-03-31 (YTD Data)Rank
Total interest income$6,978,000965
Total interest expense$1,241,000591
Net interest income$5,737,0001,045
Provision for loan and lease losses$367,000591
Total noninterest income$1,336,0001,049
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$64,0003,213
Trading account gains and fees$0142
Additional Noninterest Income$1,272,000792
Total noninterest expense$5,649,000936
Salaries and employee benefits$3,191,000929
Premises and equipment expense$1,023,000615
Additional noninterest expense$1,435,0001,129
Pre-tax net operating income$1,057,0001,845
Securities gains (losses)$5,0001,720
Applicable income taxes$348,0001,352
Income before extraordinary items$714,0002,177
Extraordinary gains, net$012
Net income$714,0002,177
Minority interest net income$062
Net income of bank and minority interests.$714,0002,177
Net charge-offs$-126,0005,916
Cash dividends$200,0001,921
Sale, conversion, retirement of capital stock, net$0659
Net operating income$710,6502,123
2015-12-31 (YTD Data)Rank
Total interest income$25,373,0001,029
Total interest expense$3,842,000721
Net interest income$21,531,0001,057
Provision for loan and lease losses$628,0001,145
Total noninterest income$7,468,000844
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$233,0003,470
Trading account gains and fees$0159
Additional Noninterest Income$7,235,000622
Total noninterest expense$25,885,000801
Salaries and employee benefits$13,477,000839
Premises and equipment expense$4,722,000529
Additional noninterest expense$7,686,000850
Pre-tax net operating income$2,486,0002,644
Securities gains (losses)$-75,0006,058
Applicable income taxes$1,199,0001,428
Income before extraordinary items$1,212,0003,615
Extraordinary gains, net$023
Net income$1,212,0003,613
Minority interest net income$081
Net income of bank and minority interests.$1,212,0003,615
Net charge-offs$-120,0005,758
Cash dividends$132,0003,894
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,260,0003,491
2015-09-30 (YTD Data)Rank
Total interest income$18,725,0001,045
Total interest expense$2,832,000739
Net interest income$15,893,0001,080
Provision for loan and lease losses$04,232
Total noninterest income$6,577,000755
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$177,0003,463
Trading account gains and fees$0153
Additional Noninterest Income$6,400,000568
Total noninterest expense$19,580,000798
Salaries and employee benefits$9,990,000855
Premises and equipment expense$3,597,000530
Additional noninterest expense$5,993,000824
Pre-tax net operating income$2,890,0001,965
Securities gains (losses)$42,0001,586
Applicable income taxes$1,399,0001,083
Income before extraordinary items$1,533,0002,727
Extraordinary gains, net$021
Net income$1,533,0002,727
Minority interest net income$078
Net income of bank and minority interests.$1,533,0002,728
Net charge-offs$-394,0006,073
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,506,1202,707
2015-06-30 (YTD Data)Rank
Total interest income$12,285,0001,060
Total interest expense$1,886,000743
Net interest income$10,399,0001,098
Provision for loan and lease losses$04,069
Total noninterest income$3,839,000848
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$117,0003,452
Trading account gains and fees$0157
Additional Noninterest Income$3,722,000631
Total noninterest expense$12,795,000812
Salaries and employee benefits$6,615,000867
Premises and equipment expense$2,386,000539
Additional noninterest expense$3,794,000866
Pre-tax net operating income$1,443,0002,408
Securities gains (losses)$42,0001,338
Applicable income taxes$899,0001,103
Income before extraordinary items$586,0003,705
Extraordinary gains, net$022
Net income$586,0003,706
Minority interest net income$075
Net income of bank and minority interests.$586,0003,707
Net charge-offs$-313,0006,145
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$559,1203,733
2015-03-31 (YTD Data)Rank
Total interest income$6,147,0001,055
Total interest expense$948,000741
Net interest income$5,199,0001,096
Provision for loan and lease losses$03,703
Total noninterest income$1,688,000894
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$60,0003,383
Trading account gains and fees$0152
Additional Noninterest Income$1,628,000649
Total noninterest expense$6,355,000827
Salaries and employee benefits$3,259,000875
Premises and equipment expense$1,211,000540
Additional noninterest expense$1,885,000853
Pre-tax net operating income$532,0002,910
Securities gains (losses)$8,0001,548
Applicable income taxes$215,0001,753
Income before extraordinary items$325,0003,498
Extraordinary gains, net$013
Net income$325,0003,501
Minority interest net income$064
Net income of bank and minority interests.$325,0003,501
Net charge-offs$-309,0006,295
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$319,8803,452
2014-12-31 (YTD Data)Rank
Total interest income$25,209,0001,014
Total interest expense$3,722,000794
Net interest income$21,487,0001,053
Provision for loan and lease losses$157,0002,733
Total noninterest income$6,828,000885
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$262,0003,448
Trading account gains and fees$0180
Additional Noninterest Income$6,566,000617
Total noninterest expense$25,137,000802
Salaries and employee benefits$12,433,000883
Premises and equipment expense$5,208,000488
Additional noninterest expense$7,496,000873
Pre-tax net operating income$3,021,0002,269
Securities gains (losses)$220,000769
Applicable income taxes$1,597,0001,145
Income before extraordinary items$1,644,0003,078
Extraordinary gains, net$017
Net income$1,644,0003,078
Minority interest net income$084
Net income of bank and minority interests.$1,644,0003,079
Net charge-offs$-598,0006,403
Cash dividends$493,0002,889
Sale, conversion, retirement of capital stock, net$72,000581
Net operating income$1,503,2003,189
2014-09-30 (YTD Data)Rank
Total interest income$19,183,0001,006
Total interest expense$2,745,000816
Net interest income$16,438,0001,036
Provision for loan and lease losses$157,0002,336
Total noninterest income$4,283,000990
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$205,0003,419
Trading account gains and fees$0174
Additional Noninterest Income$4,078,000712
Total noninterest expense$18,074,000833
Salaries and employee benefits$9,563,000858
Premises and equipment expense$3,483,000533
Additional noninterest expense$5,028,000966
Pre-tax net operating income$2,490,0002,154
Securities gains (losses)$220,000607
Applicable income taxes$941,0001,363
Income before extraordinary items$1,769,0002,427
Extraordinary gains, net$015
Net income$1,769,0002,428
Minority interest net income$081
Net income of bank and minority interests.$1,769,0002,427
Net charge-offs$-497,0006,473
Cash dividends$250,0002,892
Sale, conversion, retirement of capital stock, net$72,000514
Net operating income$1,626,0002,538
2014-06-30 (YTD Data)Rank
Total interest income$12,947,000983
Total interest expense$1,818,000825
Net interest income$11,129,0001,006
Provision for loan and lease losses$157,0001,846
Total noninterest income$2,806,000992
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$146,0003,274
Trading account gains and fees$0172
Additional Noninterest Income$2,660,000704
Total noninterest expense$12,076,000826
Salaries and employee benefits$6,359,000857
Premises and equipment expense$2,293,000547
Additional noninterest expense$3,424,000942
Pre-tax net operating income$1,702,0002,057
Securities gains (losses)$162,000552
Applicable income taxes$649,0001,313
Income before extraordinary items$1,215,0002,319
Extraordinary gains, net$020
Net income$1,215,0002,323
Minority interest net income$080
Net income of bank and minority interests.$1,215,0002,323
Net charge-offs$-435,0006,550
Cash dividends$200,0002,696
Sale, conversion, retirement of capital stock, net$72,000430
Net operating income$1,109,7002,423
2014-03-31 (YTD Data)Rank
Total interest income$6,500,000972
Total interest expense$905,000835
Net interest income$5,595,000990
Provision for loan and lease losses$157,0001,164
Total noninterest income$1,478,000928
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$78,0003,119
Trading account gains and fees$0147
Additional Noninterest Income$1,400,000661
Total noninterest expense$5,828,000861
Salaries and employee benefits$3,173,000874
Premises and equipment expense$1,144,000557
Additional noninterest expense$1,511,0001,068
Pre-tax net operating income$1,088,0001,643
Securities gains (losses)$9,0001,195
Applicable income taxes$395,0001,092
Income before extraordinary items$702,0001,994
Extraordinary gains, net$016
Net income$702,0001,997
Minority interest net income$066
Net income of bank and minority interests.$702,0001,997
Net charge-offs$-299,0006,639
Cash dividends$130,0002,080
Sale, conversion, retirement of capital stock, net$72,000295
Net operating income$696,2401,978
2013-12-31 (YTD Data)Rank
Total interest income$26,797,000946
Total interest expense$3,213,0001,049
Net interest income$23,584,000908
Provision for loan and lease losses$488,0001,871
Total noninterest income$8,033,000795
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$273,0003,521
Trading account gains and fees$0184
Additional Noninterest Income$7,760,000579
Total noninterest expense$25,902,000781
Salaries and employee benefits$11,695,000917
Premises and equipment expense$4,821,000507
Additional noninterest expense$9,386,000742
Pre-tax net operating income$5,227,0001,381
Securities gains (losses)$-9,0006,245
Applicable income taxes$2,277,000821
Income before extraordinary items$2,941,0001,926
Extraordinary gains, net$029
Net income$2,941,0001,928
Minority interest net income$090
Net income of bank and minority interests.$2,941,0001,928
Net charge-offs$3,880,000429
Cash dividends$136,0003,825
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,946,7601,893
2013-09-30 (YTD Data)Rank
Total interest income$19,717,000966
Total interest expense$2,351,0001,110
Net interest income$17,366,000932
Provision for loan and lease losses$488,0001,546
Total noninterest income$5,260,000898
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$203,0003,569
Trading account gains and fees$0180
Additional Noninterest Income$5,057,000664
Total noninterest expense$16,931,000906
Salaries and employee benefits$8,430,000954
Premises and equipment expense$3,238,000575
Additional noninterest expense$5,263,000961
Pre-tax net operating income$5,207,0001,101
Securities gains (losses)$-24,0006,591
Applicable income taxes$2,338,000651
Income before extraordinary items$2,845,0001,579
Extraordinary gains, net$025
Net income$2,845,0001,582
Minority interest net income$084
Net income of bank and minority interests.$2,845,0001,583
Net charge-offs$2,944,000435
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,860,3601,534
2013-06-30 (YTD Data)Rank
Total interest income$13,396,000947
Total interest expense$1,582,0001,132
Net interest income$11,814,000904
Provision for loan and lease losses$04,788
Total noninterest income$3,161,000978
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$138,0003,497
Trading account gains and fees$0157
Additional Noninterest Income$3,023,000716
Total noninterest expense$10,770,000944
Salaries and employee benefits$5,423,000996
Premises and equipment expense$2,124,000578
Additional noninterest expense$3,223,0001,048
Pre-tax net operating income$4,205,000902
Securities gains (losses)$-10,0006,663
Applicable income taxes$1,892,000562
Income before extraordinary items$2,303,0001,315
Extraordinary gains, net$022
Net income$2,303,0001,317
Minority interest net income$082
Net income of bank and minority interests.$2,303,0001,317
Net charge-offs$2,074,000434
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,309,4001,257
2013-03-31 (YTD Data)Rank
Total interest income$6,747,000944
Total interest expense$808,0001,141
Net interest income$5,939,000903
Provision for loan and lease losses$04,409
Total noninterest income$1,623,000969
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$70,0003,467
Trading account gains and fees$0148
Additional Noninterest Income$1,553,000730
Total noninterest expense$5,473,000936
Salaries and employee benefits$2,628,0001,039
Premises and equipment expense$1,077,000580
Additional noninterest expense$1,768,000953
Pre-tax net operating income$2,089,000895
Securities gains (losses)$-13,0006,834
Applicable income taxes$936,000569
Income before extraordinary items$1,140,0001,308
Extraordinary gains, net$010
Net income$1,140,0001,310
Minority interest net income$076
Net income of bank and minority interests.$1,140,0001,310
Net charge-offs$269,0001,143
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,148,3201,243
2012-12-31 (YTD Data)Rank
Total interest income$30,103,000863
Total interest expense$4,177,0001,082
Net interest income$25,926,000826
Provision for loan and lease losses$-4,509,0007,064
Total noninterest income$8,872,000740
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$299,0003,491
Trading account gains and fees$0166
Additional Noninterest Income$8,573,000549
Total noninterest expense$22,536,000896
Salaries and employee benefits$10,550,000996
Premises and equipment expense$3,710,000650
Additional noninterest expense$8,276,000850
Pre-tax net operating income$16,771,000482
Securities gains (losses)$-222,0006,969
Applicable income taxes$7,465,000344
Income before extraordinary items$9,084,000665
Extraordinary gains, net$029
Net income$9,084,000665
Minority interest net income$093
Net income of bank and minority interests.$9,084,000665
Net charge-offs$554,0002,519
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$9,226,080631
2012-09-30 (YTD Data)Rank
Total interest income$22,983,000867
Total interest expense$3,295,0001,079
Net interest income$19,688,000826
Provision for loan and lease losses$05,790
Total noninterest income$6,717,000737
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$234,0003,449
Trading account gains and fees$0157
Additional Noninterest Income$6,483,000540
Total noninterest expense$16,355,000925
Salaries and employee benefits$7,489,0001,047
Premises and equipment expense$2,660,000682
Additional noninterest expense$6,206,000844
Pre-tax net operating income$10,050,000587
Securities gains (losses)$-243,0007,077
Applicable income taxes$4,424,000400
Income before extraordinary items$5,383,000845
Extraordinary gains, net$020
Net income$5,383,000843
Minority interest net income$086
Net income of bank and minority interests.$5,383,000845
Net charge-offs$600,0001,976
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$5,538,520766
2012-06-30 (YTD Data)Rank
Total interest income$15,247,000874
Total interest expense$2,288,0001,069
Net interest income$12,959,000842
Provision for loan and lease losses$05,619
Total noninterest income$4,146,000773
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$161,0003,379
Trading account gains and fees$0153
Additional Noninterest Income$3,985,000561
Total noninterest expense$11,057,000904
Salaries and employee benefits$4,941,0001,060
Premises and equipment expense$1,740,000703
Additional noninterest expense$4,376,000799
Pre-tax net operating income$6,048,000619
Securities gains (losses)$-300,0007,172
Applicable income taxes$2,593,000443
Income before extraordinary items$3,155,000964
Extraordinary gains, net$019
Net income$3,155,000964
Minority interest net income$084
Net income of bank and minority interests.$3,155,000964
Net charge-offs$338,0002,193
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,347,000850
2012-03-31 (YTD Data)Rank
Total interest income$7,919,000845
Total interest expense$1,225,0001,042
Net interest income$6,694,000818
Provision for loan and lease losses$05,254
Total noninterest income$1,427,0001,008
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$81,0003,352
Trading account gains and fees$0148
Additional Noninterest Income$1,346,000728
Total noninterest expense$5,875,000844
Salaries and employee benefits$2,427,0001,070
Premises and equipment expense$917,000656
Additional noninterest expense$2,531,000679
Pre-tax net operating income$2,246,000812
Securities gains (losses)$25,0001,501
Applicable income taxes$1,024,000497
Income before extraordinary items$1,247,0001,176
Extraordinary gains, net$019
Net income$1,247,0001,176
Minority interest net income$078
Net income of bank and minority interests.$1,247,0001,176
Net charge-offs$-88,0007,168
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,231,0001,132
2011-12-31 (YTD Data)Rank
Total interest income$32,806,000848
Total interest expense$6,511,000932
Net interest income$26,295,000833
Provision for loan and lease losses$3,500,0001,053
Total noninterest income$489,0004,445
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$356,0003,269
Trading account gains and fees$0146
Additional Noninterest Income$133,0004,999
Total noninterest expense$21,429,000921
Salaries and employee benefits$9,534,0001,027
Premises and equipment expense$3,815,000649
Additional noninterest expense$8,080,000884
Pre-tax net operating income$1,855,0002,650
Securities gains (losses)$345,0001,034
Applicable income taxes$793,0001,564
Income before extraordinary items$1,407,0002,904
Extraordinary gains, net$029
Net income$1,407,0002,906
Minority interest net income$096
Net income of bank and minority interests.$1,407,0002,906
Net charge-offs$9,992,000455
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,186,2003,132
2011-09-30 (YTD Data)Rank
Total interest income$25,178,000840
Total interest expense$5,140,000926
Net interest income$20,038,000824
Provision for loan and lease losses$3,500,000818
Total noninterest income$41,0006,869
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$268,0003,255
Trading account gains and fees$0145
Additional Noninterest Income$-227,0007,141
Total noninterest expense$16,049,000929
Salaries and employee benefits$7,071,0001,042
Premises and equipment expense$2,896,000652
Additional noninterest expense$6,082,000879
Pre-tax net operating income$530,0004,392
Securities gains (losses)$139,0001,487
Applicable income taxes$301,0002,259
Income before extraordinary items$368,0004,783
Extraordinary gains, net$021
Net income$368,0004,784
Minority interest net income$087
Net income of bank and minority interests.$368,0004,784
Net charge-offs$7,653,000443
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$279,0405,032
2011-06-30 (YTD Data)Rank
Total interest income$17,121,000842
Total interest expense$3,508,000934
Net interest income$13,613,000813
Provision for loan and lease losses$3,500,000600
Total noninterest income$-772,0007,437
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$175,0003,276
Trading account gains and fees$0153
Additional Noninterest Income$-947,0007,431
Total noninterest expense$10,868,000922
Salaries and employee benefits$4,754,0001,044
Premises and equipment expense$1,949,000652
Additional noninterest expense$4,165,000875
Pre-tax net operating income$-1,527,0007,104
Securities gains (losses)$1,211,000168
Applicable income taxes$-146,0007,167
Income before extraordinary items$-170,0006,592
Extraordinary gains, net$015
Net income$-170,0006,592
Minority interest net income$089
Net income of bank and minority interests.$-170,0006,592
Net charge-offs$7,065,000350
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-945,0406,999
2011-03-31 (YTD Data)Rank
Total interest income$8,715,000839
Total interest expense$1,771,000957
Net interest income$6,944,000801
Provision for loan and lease losses$2,500,000426
Total noninterest income$-678,0007,532
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$93,0003,131
Trading account gains and fees$0158
Additional Noninterest Income$-771,0007,533
Total noninterest expense$5,320,000942
Salaries and employee benefits$2,508,000995
Premises and equipment expense$917,000712
Additional noninterest expense$1,895,000941
Pre-tax net operating income$-1,554,0007,355
Securities gains (losses)$1,001,000102
Applicable income taxes$-240,0007,396
Income before extraordinary items$-313,0006,994
Extraordinary gains, net$09
Net income$-313,0006,994
Minority interest net income$086
Net income of bank and minority interests.$-313,0006,994
Net charge-offs$3,680,000343
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-953,6407,276
2010-12-31 (YTD Data)Rank
Total interest income$36,528,000823
Total interest expense$9,191,000900
Net interest income$27,337,000811
Provision for loan and lease losses$22,976,000322
Total noninterest income$6,546,000871
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$366,0003,244
Trading account gains and fees$0175
Additional Noninterest Income$6,180,000636
Total noninterest expense$23,229,000865
Salaries and employee benefits$10,809,000905
Premises and equipment expense$4,021,000638
Additional noninterest expense$8,399,000880
Pre-tax net operating income$-12,322,0007,408
Securities gains (losses)$60,0002,537
Applicable income taxes$-5,437,0007,589
Income before extraordinary items$-6,825,0007,271
Extraordinary gains, net$029
Net income$-6,825,0007,271
Minority interest net income$0111
Net income of bank and minority interests.$-6,825,0007,271
Net charge-offs$12,323,000511
Cash dividends$317,0002,859
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-6,863,4007,258
2010-09-30 (YTD Data)Rank
Total interest income$27,842,000822
Total interest expense$7,276,000886
Net interest income$20,566,000805
Provision for loan and lease losses$17,305,000314
Total noninterest income$5,649,000768
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$277,0003,298
Trading account gains and fees$0165
Additional Noninterest Income$5,372,000549
Total noninterest expense$16,790,000886
Salaries and employee benefits$8,276,000878
Premises and equipment expense$3,059,000623
Additional noninterest expense$5,455,000991
Pre-tax net operating income$-7,880,0007,502
Securities gains (losses)$32,0002,694
Applicable income taxes$-2,667,0007,633
Income before extraordinary items$-5,181,0007,433
Extraordinary gains, net$023
Net income$-5,181,0007,433
Minority interest net income$0110
Net income of bank and minority interests.$-5,181,0007,433
Net charge-offs$9,965,000461
Cash dividends$317,0002,270
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-5,202,1207,415
2010-06-30 (YTD Data)Rank
Total interest income$18,755,000824
Total interest expense$5,131,000864
Net interest income$13,624,000809
Provision for loan and lease losses$14,305,000273
Total noninterest income$4,770,000628
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$177,0003,391
Trading account gains and fees$0152
Additional Noninterest Income$4,593,000449
Total noninterest expense$11,179,000889
Salaries and employee benefits$5,381,000907
Premises and equipment expense$2,020,000644
Additional noninterest expense$3,778,000943
Pre-tax net operating income$-7,090,0007,625
Securities gains (losses)$-51,0007,438
Applicable income taxes$-2,418,0007,712
Income before extraordinary items$-4,723,0007,568
Extraordinary gains, net$019
Net income$-4,723,0007,568
Minority interest net income$0105
Net income of bank and minority interests.$-4,723,0007,568
Net charge-offs$9,725,000342
Cash dividends$317,0001,823
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-4,689,3407,563
2010-03-31 (YTD Data)Rank
Total interest income$9,543,000828
Total interest expense$2,702,000860
Net interest income$6,841,000805
Provision for loan and lease losses$3,005,000546
Total noninterest income$2,465,000605
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$91,0003,330
Trading account gains and fees$0175
Additional Noninterest Income$2,374,000426
Total noninterest expense$5,111,000974
Salaries and employee benefits$2,666,000917
Premises and equipment expense$940,000713
Additional noninterest expense$1,505,0001,177
Pre-tax net operating income$1,190,0001,113
Securities gains (losses)$-250,0007,784
Applicable income taxes$432,000801
Income before extraordinary items$508,0002,119
Extraordinary gains, net$016
Net income$508,0002,118
Minority interest net income$091
Net income of bank and minority interests.$508,0002,119
Net charge-offs$1,139,000949
Cash dividends$213,0001,337
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$668,0001,570
2009-12-31 (YTD Data)Rank
Total interest income$41,137,000808
Total interest expense$14,511,000801
Net interest income$26,626,000814
Provision for loan and lease losses$10,153,000862
Total noninterest income$12,017,000571
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$371,0003,470
Trading account gains and fees$0211
Additional Noninterest Income$11,646,000406
Total noninterest expense$21,557,000970
Salaries and employee benefits$9,910,000990
Premises and equipment expense$3,768,000708
Additional noninterest expense$7,879,000996
Pre-tax net operating income$6,933,000623
Securities gains (losses)$-4,563,0007,885
Applicable income taxes$1,090,000903
Income before extraordinary items$1,280,0002,374
Extraordinary gains, net$034
Net income$1,280,0002,372
Minority interest net income$0115
Net income of bank and minority interests.$1,280,0002,373
Net charge-offs$3,771,0001,394
Cash dividends$680,0002,158
Sale, conversion, retirement of capital stock, net$17,000,00052
Net operating income$4,200,320807
2009-09-30 (YTD Data)Rank
Total interest income$31,799,000804
Total interest expense$11,446,000802
Net interest income$20,353,000793
Provision for loan and lease losses$6,606,000861
Total noninterest income$8,968,000576
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$279,0003,460
Trading account gains and fees$0212
Additional Noninterest Income$8,689,000404
Total noninterest expense$15,612,000991
Salaries and employee benefits$7,185,0001,036
Premises and equipment expense$2,838,000715
Additional noninterest expense$5,589,0001,010
Pre-tax net operating income$7,103,000479
Securities gains (losses)$-2,300,0007,943
Applicable income taxes$2,207,000430
Income before extraordinary items$2,596,0001,048
Extraordinary gains, net$027
Net income$2,596,0001,047
Minority interest net income$0118
Net income of bank and minority interests.$2,596,0001,048
Net charge-offs$1,248,0001,957
Cash dividends$467,0002,086
Sale, conversion, retirement of capital stock, net$17,000,00041
Net operating income$4,068,000655
2009-06-30 (YTD Data)Rank
Total interest income$20,848,000837
Total interest expense$8,195,000787
Net interest income$12,653,000865
Provision for loan and lease losses$3,901,000906
Total noninterest income$4,304,000732
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$180,0003,512
Trading account gains and fees$0193
Additional Noninterest Income$4,124,000509
Total noninterest expense$9,651,0001,091
Salaries and employee benefits$4,636,0001,089
Premises and equipment expense$1,922,000730
Additional noninterest expense$3,093,0001,226
Pre-tax net operating income$3,405,000676
Securities gains (losses)$03,136
Applicable income taxes$1,563,000417
Income before extraordinary items$1,842,0001,035
Extraordinary gains, net$021
Net income$1,842,0001,034
Minority interest net income$0112
Net income of bank and minority interests.$1,842,0001,035
Net charge-offs$11,0005,942
Cash dividends$255,0002,389
Sale, conversion, retirement of capital stock, net$17,000,00028
Net operating income$1,842,0001,004
2009-03-31 (YTD Data)Rank
Total interest income$10,268,000854
Total interest expense$4,324,000776
Net interest income$5,944,000909
Provision for loan and lease losses$927,0001,242
Total noninterest income$1,781,000809
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$90,0003,462
Trading account gains and fees$0171
Additional Noninterest Income$1,691,000570
Total noninterest expense$4,881,0001,034
Salaries and employee benefits$2,321,0001,097
Premises and equipment expense$1,030,000690
Additional noninterest expense$1,530,0001,097
Pre-tax net operating income$1,917,000644
Securities gains (losses)$02,434
Applicable income taxes$885,000389
Income before extraordinary items$1,032,0001,045
Extraordinary gains, net$015
Net income$1,032,0001,045
Minority interest net income$0102
Net income of bank and minority interests.$1,032,0001,047
Net charge-offs$1,0005,564
Cash dividends$43,0002,736
Sale, conversion, retirement of capital stock, net$17,000,00014
Net operating income$1,032,000975
2008-12-31 (YTD Data)Rank
Total interest income$38,943,000962
Total interest expense$18,114,000883
Net interest income$20,829,0001,038
Provision for loan and lease losses$2,335,0001,631
Total noninterest income$3,959,0001,278
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$333,0003,828
Trading account gains and fees$0154
Additional Noninterest Income$3,626,000839
Total noninterest expense$18,266,0001,082
Salaries and employee benefits$9,262,0001,064
Premises and equipment expense$3,870,000712
Additional noninterest expense$5,134,0001,236
Pre-tax net operating income$4,187,0001,302
Securities gains (losses)$-1,548,0007,830
Applicable income taxes$1,240,0001,007
Income before extraordinary items$1,399,0002,636
Extraordinary gains, net$039
Net income$1,399,0002,635
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0006,675
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,389,7201,793
2008-09-30 (YTD Data)Rank
Total interest income$28,757,0001,011
Total interest expense$13,429,000926
Net interest income$15,328,0001,079
Provision for loan and lease losses$1,247,0001,609
Total noninterest income$2,866,0001,343
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$239,0003,942
Trading account gains and fees$0148
Additional Noninterest Income$2,627,000902
Total noninterest expense$14,108,0001,049
Salaries and employee benefits$7,309,0001,045
Premises and equipment expense$2,985,000697
Additional noninterest expense$3,814,0001,204
Pre-tax net operating income$2,839,0001,709
Securities gains (losses)$-1,258,0007,970
Applicable income taxes$742,0001,456
Income before extraordinary items$839,0003,470
Extraordinary gains, net$031
Net income$839,0003,470
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0006,089
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,644,1202,246
2008-06-30 (YTD Data)Rank
Total interest income$18,779,0001,043
Total interest expense$9,138,000935
Net interest income$9,641,0001,147
Provision for loan and lease losses$459,0002,005
Total noninterest income$1,240,0001,887
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$142,0004,148
Trading account gains and fees$0149
Additional Noninterest Income$1,098,0001,316
Total noninterest expense$9,372,0001,046
Salaries and employee benefits$4,856,0001,062
Premises and equipment expense$1,963,000703
Additional noninterest expense$2,553,0001,164
Pre-tax net operating income$1,050,0002,852
Securities gains (losses)$03,233
Applicable income taxes$492,0001,625
Income before extraordinary items$558,0003,796
Extraordinary gains, net$021
Net income$558,0003,797
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$558,0003,744
2008-03-31 (YTD Data)Rank
Total interest income$9,309,0001,088
Total interest expense$4,717,000979
Net interest income$4,592,0001,205
Provision for loan and lease losses$150,0002,123
Total noninterest income$513,0002,202
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$64,0004,316
Trading account gains and fees$0158
Additional Noninterest Income$449,0001,513
Total noninterest expense$4,876,000999
Salaries and employee benefits$2,457,0001,051
Premises and equipment expense$997,000702
Additional noninterest expense$1,422,0001,013
Pre-tax net operating income$79,0006,262
Securities gains (losses)$02,688
Applicable income taxes$42,0003,739
Income before extraordinary items$37,0006,768
Extraordinary gains, net$015
Net income$37,0006,769
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$37,0006,673
2007-12-31 (YTD Data)Rank
Total interest income$33,234,0001,271
Total interest expense$15,705,0001,268
Net interest income$17,529,0001,274
Provision for loan and lease losses$625,0001,995
Total noninterest income$2,600,0001,820
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$251,0004,449
Trading account gains and fees$0178
Additional Noninterest Income$2,349,0001,225
Total noninterest expense$18,203,0001,025
Salaries and employee benefits$8,525,0001,170
Premises and equipment expense$4,079,000651
Additional noninterest expense$5,599,0001,015
Pre-tax net operating income$1,301,0004,182
Securities gains (losses)$02,146
Applicable income taxes$600,0002,505
Income before extraordinary items$701,0005,051
Extraordinary gains, net$039
Net income$701,0005,053
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$8,400,000207
Net operating income$701,0005,034
2007-09-30 (YTD Data)Rank
Total interest income$24,022,0001,339
Total interest expense$11,010,0001,368
Net interest income$13,012,0001,288
Provision for loan and lease losses$475,0001,639
Total noninterest income$1,737,0001,999
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$191,0004,435
Trading account gains and fees$0184
Additional Noninterest Income$1,546,0001,350
Total noninterest expense$12,751,0001,095
Salaries and employee benefits$6,415,0001,168
Premises and equipment expense$2,905,000683
Additional noninterest expense$3,431,0001,196
Pre-tax net operating income$1,523,0003,437
Securities gains (losses)$01,655
Applicable income taxes$704,0002,075
Income before extraordinary items$819,0004,302
Extraordinary gains, net$033
Net income$819,0004,302
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$3,200,000229
Net operating income$819,0004,289
2007-06-30 (YTD Data)Rank
Total interest income$15,537,0001,396
Total interest expense$7,100,0001,415
Net interest income$8,437,0001,350
Provision for loan and lease losses$325,0001,448
Total noninterest income$855,0002,474
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$124,0004,504
Trading account gains and fees$0168
Additional Noninterest Income$731,0001,713
Total noninterest expense$8,138,0001,163
Salaries and employee benefits$4,199,0001,212
Premises and equipment expense$1,877,000730
Additional noninterest expense$2,062,0001,340
Pre-tax net operating income$829,0003,937
Securities gains (losses)$01,444
Applicable income taxes$384,0002,430
Income before extraordinary items$445,0004,827
Extraordinary gains, net$029
Net income$445,0004,827
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$3,200,000169
Net operating income$445,0004,828
2007-03-31 (YTD Data)Rank
Total interest income$7,503,0001,437
Total interest expense$3,379,0001,467
Net interest income$4,124,0001,377
Provision for loan and lease losses$175,0001,288
Total noninterest income$502,0002,211
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$62,0004,457
Trading account gains and fees$0195
Additional Noninterest Income$440,0001,505
Total noninterest expense$4,044,0001,161
Salaries and employee benefits$2,135,0001,200
Premises and equipment expense$981,000692
Additional noninterest expense$928,0001,445
Pre-tax net operating income$407,0003,953
Securities gains (losses)$01,187
Applicable income taxes$188,0002,483
Income before extraordinary items$219,0004,856
Extraordinary gains, net$022
Net income$219,0004,857
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$3,200,00087
Net operating income$219,0004,825
2006-12-31 (YTD Data)Rank
Total interest income$24,051,0001,678
Total interest expense$10,016,0001,679
Net interest income$14,035,0001,636
Provision for loan and lease losses$1,100,000959
Total noninterest income$2,832,0001,712
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$228,0004,710
Trading account gains and fees$0130
Additional Noninterest Income$2,604,0001,103
Total noninterest expense$12,787,0001,396
Salaries and employee benefits$6,055,0001,624
Premises and equipment expense$3,566,000721
Additional noninterest expense$3,166,0001,657
Pre-tax net operating income$2,980,0002,794
Securities gains (losses)$01,687
Applicable income taxes$1,390,0001,777
Income before extraordinary items$1,590,0003,642
Extraordinary gains, net$051
Net income$1,590,0003,642
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,590,0003,626
2006-09-30 (YTD Data)Rank
Total interest income$17,111,0001,756
Total interest expense$6,764,0001,799
Net interest income$10,347,0001,672
Provision for loan and lease losses$900,000830
Total noninterest income$2,231,0001,648
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$169,0004,780
Trading account gains and fees$0126
Additional Noninterest Income$2,062,0001,071
Total noninterest expense$9,090,0001,476
Salaries and employee benefits$4,162,0001,764
Premises and equipment expense$2,691,000732
Additional noninterest expense$2,237,0001,744
Pre-tax net operating income$2,588,0002,582
Securities gains (losses)$01,388
Applicable income taxes$1,205,0001,641
Income before extraordinary items$1,383,0003,379
Extraordinary gains, net$045
Net income$1,383,0003,381
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,383,0003,371
2006-06-30 (YTD Data)Rank
Total interest income$10,625,0001,857
Total interest expense$4,065,0001,883
Net interest income$6,560,0001,773
Provision for loan and lease losses$500,000976
Total noninterest income$1,094,0002,082
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$108,0004,845
Trading account gains and fees$0126
Additional Noninterest Income$986,0001,368
Total noninterest expense$5,503,0001,627
Salaries and employee benefits$2,488,0001,954
Premises and equipment expense$1,590,000809
Additional noninterest expense$1,425,0001,837
Pre-tax net operating income$1,651,0002,678
Securities gains (losses)$01,185
Applicable income taxes$770,0001,716
Income before extraordinary items$881,0003,498
Extraordinary gains, net$039
Net income$881,0003,501
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$881,0003,487
2006-03-31 (YTD Data)Rank
Total interest income$5,003,0001,911
Total interest expense$1,924,0001,898
Net interest income$3,079,0001,878
Provision for loan and lease losses$225,0001,018
Total noninterest income$534,0002,092
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$57,0004,646
Trading account gains and fees$0115
Additional Noninterest Income$477,0001,387
Total noninterest expense$2,640,0001,700
Salaries and employee benefits$1,208,0002,037
Premises and equipment expense$735,000869
Additional noninterest expense$697,0001,875
Pre-tax net operating income$748,0002,841
Securities gains (losses)$0955
Applicable income taxes$348,0001,822
Income before extraordinary items$400,0003,715
Extraordinary gains, net$021
Net income$400,0003,714
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$400,0003,700
2005-12-31 (YTD Data)Rank
Total interest income$14,256,0002,312
Total interest expense$4,789,0002,286
Net interest income$9,467,0002,333
Provision for loan and lease losses$610,0001,603
Total noninterest income$2,729,0001,744
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$225,0004,795
Trading account gains and fees$0138
Additional Noninterest Income$2,504,0001,157
Total noninterest expense$9,384,0001,811
Salaries and employee benefits$4,724,0001,955
Premises and equipment expense$2,010,0001,225
Additional noninterest expense$2,650,0001,919
Pre-tax net operating income$2,202,0003,456
Securities gains (losses)$02,296
Applicable income taxes$1,278,0001,916
Income before extraordinary items$924,0005,017
Extraordinary gains, net$046
Net income$924,0005,019
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0004,965
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$17,315,00093
Net operating income$924,0004,988
2005-09-30 (YTD Data)Rank
Total interest income$9,923,0002,433
Total interest expense$3,123,0002,461
Net interest income$6,800,0002,408
Provision for loan and lease losses$385,0001,776
Total noninterest income$2,128,0001,696
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$165,0004,871
Trading account gains and fees$0126
Additional Noninterest Income$1,963,0001,135
Total noninterest expense$6,720,0001,865
Salaries and employee benefits$3,421,0001,992
Premises and equipment expense$1,442,0001,269
Additional noninterest expense$1,857,0002,004
Pre-tax net operating income$1,823,0003,270
Securities gains (losses)$02,317
Applicable income taxes$1,000,0001,878
Income before extraordinary items$823,0004,678
Extraordinary gains, net$035
Net income$823,0004,679
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0004,195
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$2,315,000283
Net operating income$823,0004,641
2005-06-30 (YTD Data)Rank
Total interest income$6,131,0002,557
Total interest expense$1,821,0002,609
Net interest income$4,310,0002,484
Provision for loan and lease losses$200,0002,158
Total noninterest income$1,067,0002,077
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$106,0004,913
Trading account gains and fees$0116
Additional Noninterest Income$961,0001,387
Total noninterest expense$4,187,0001,964
Salaries and employee benefits$2,089,0002,165
Premises and equipment expense$914,0001,318
Additional noninterest expense$1,184,0002,075
Pre-tax net operating income$990,0003,736
Securities gains (losses)$02,146
Applicable income taxes$546,0002,135
Income before extraordinary items$444,0005,182
Extraordinary gains, net$030
Net income$444,0005,184
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0003,414
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$2,315,000187
Net operating income$444,0005,132
2005-03-31 (YTD Data)Rank
Total interest income$2,749,0002,766
Total interest expense$760,0002,925
Net interest income$1,989,0002,655
Provision for loan and lease losses$60,0002,830
Total noninterest income$537,0002,036
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$50,0004,996
Trading account gains and fees$0115
Additional Noninterest Income$487,0001,344
Total noninterest expense$2,002,0002,068
Salaries and employee benefits$976,0002,327
Premises and equipment expense$457,0001,325
Additional noninterest expense$569,0002,149
Pre-tax net operating income$464,0003,875
Securities gains (losses)$01,685
Applicable income taxes$240,0002,325
Income before extraordinary items$224,0005,139
Extraordinary gains, net$024
Net income$224,0005,140
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0002,258
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$224,0005,113
2004-12-31 (YTD Data)Rank
Total interest income$8,187,0003,356
Total interest expense$1,696,0004,152
Net interest income$6,491,0003,086
Provision for loan and lease losses$235,0003,414
Total noninterest income$3,640,0001,381
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$179,0005,442
Trading account gains and fees$0138
Additional Noninterest Income$3,461,000887
Total noninterest expense$7,336,0002,171
Salaries and employee benefits$3,978,0002,187
Premises and equipment expense$1,213,0001,893
Additional noninterest expense$2,145,0002,269
Pre-tax net operating income$2,560,0002,954
Securities gains (losses)$03,819
Applicable income taxes$1,251,0001,848
Income before extraordinary items$1,309,0003,968
Extraordinary gains, net$034
Net income$1,309,0003,970
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,745
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,309,0003,908
2004-09-30 (YTD Data)Rank
Total interest income$5,726,0003,522
Total interest expense$1,211,0004,252
Net interest income$4,515,0003,271
Provision for loan and lease losses$160,0003,409
Total noninterest income$3,100,0001,269
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$126,0005,623
Trading account gains and fees$0134
Additional Noninterest Income$2,974,000810
Total noninterest expense$5,543,0002,147
Salaries and employee benefits$3,120,0002,096
Premises and equipment expense$854,0002,023
Additional noninterest expense$1,569,0002,301
Pre-tax net operating income$1,912,0003,002
Securities gains (losses)$03,710
Applicable income taxes$927,0001,895
Income before extraordinary items$985,0004,043
Extraordinary gains, net$026
Net income$985,0004,043
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$985,0003,976
2004-06-30 (YTD Data)Rank
Total interest income$3,494,0003,776
Total interest expense$773,0004,375
Net interest income$2,721,0003,526
Provision for loan and lease losses$85,0003,829
Total noninterest income$1,144,0001,992
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$79,0005,743
Trading account gains and fees$0130
Additional Noninterest Income$1,065,0001,262
Total noninterest expense$3,339,0002,382
Salaries and employee benefits$1,758,0002,439
Premises and equipment expense$556,0002,063
Additional noninterest expense$1,025,0002,341
Pre-tax net operating income$441,0005,625
Securities gains (losses)$03,413
Applicable income taxes$226,0003,556
Income before extraordinary items$215,0006,751
Extraordinary gains, net$021
Net income$215,0006,751
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$215,0006,669
2004-03-31 (YTD Data)Rank
Total interest income$1,544,0004,174
Total interest expense$367,0004,573
Net interest income$1,177,0003,954
Provision for loan and lease losses$40,0003,725
Total noninterest income$618,0001,839
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$38,0005,782
Trading account gains and fees$0121
Additional Noninterest Income$580,0001,178
Total noninterest expense$1,638,0002,442
Salaries and employee benefits$886,0002,440
Premises and equipment expense$280,0002,073
Additional noninterest expense$472,0002,497
Pre-tax net operating income$117,0006,895
Securities gains (losses)$02,934
Applicable income taxes$63,0004,507
Income before extraordinary items$54,0007,710
Extraordinary gains, net$016
Net income$54,0007,710
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$54,0007,642
2003-12-31 (YTD Data)Rank
Total interest income$4,610,0005,160
Total interest expense$1,115,0005,804
Net interest income$3,495,0004,800
Provision for loan and lease losses$120,0004,933
Total noninterest income$2,320,0002,075
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$142,0005,959
Trading account gains and fees$0160
Additional Noninterest Income$2,178,0001,380
Total noninterest expense$4,976,0003,061
Salaries and employee benefits$2,435,0003,335
Premises and equipment expense$927,0002,421
Additional noninterest expense$1,614,0002,882
Pre-tax net operating income$719,0005,946
Securities gains (losses)$04,500
Applicable income taxes$341,0004,082
Income before extraordinary items$378,0006,907
Extraordinary gains, net$054
Net income$378,0006,910
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0007,116
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$4,404,000216
Net operating income$378,0006,758
2003-09-30 (YTD Data)Rank
Total interest income$3,244,0005,436
Total interest expense$782,0006,134
Net interest income$2,462,0005,026
Provision for loan and lease losses$50,0005,747
Total noninterest income$1,526,0002,329
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$105,0006,036
Trading account gains and fees$0153
Additional Noninterest Income$1,421,0001,585
Total noninterest expense$3,370,0003,340
Salaries and employee benefits$1,656,0003,598
Premises and equipment expense$627,0002,663
Additional noninterest expense$1,087,0003,166
Pre-tax net operating income$568,0006,003
Securities gains (losses)$04,204
Applicable income taxes$249,0004,285
Income before extraordinary items$319,0006,837
Extraordinary gains, net$040
Net income$319,0006,838
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$3,817,000161
Net operating income$319,0006,660
2003-06-30 (YTD Data)Rank
Total interest income$2,018,0005,712
Total interest expense$505,0006,361
Net interest income$1,513,0005,296
Provision for loan and lease losses$30,0005,740
Total noninterest income$781,0002,804
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$71,0005,997
Trading account gains and fees$0150
Additional Noninterest Income$710,0001,946
Total noninterest expense$2,022,0003,664
Salaries and employee benefits$999,0003,919
Premises and equipment expense$379,0002,900
Additional noninterest expense$644,0003,485
Pre-tax net operating income$242,0006,895
Securities gains (losses)$03,782
Applicable income taxes$101,0005,116
Income before extraordinary items$141,0007,538
Extraordinary gains, net$030
Net income$141,0007,541
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$3,900,00099
Net operating income$141,0007,354
2003-03-31 (YTD Data)Rank
Total interest income$954,0005,917
Total interest expense$254,0006,450
Net interest income$700,0005,550
Provision for loan and lease losses$15,0005,504
Total noninterest income$282,0003,384
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$32,0006,144
Trading account gains and fees$0134
Additional Noninterest Income$250,0002,358
Total noninterest expense$965,0003,775
Salaries and employee benefits$490,0003,963
Premises and equipment expense$183,0002,963
Additional noninterest expense$292,0003,731
Pre-tax net operating income$2,0008,672
Securities gains (losses)$02,891
Applicable income taxes$8,0006,684
Income before extraordinary items$-6,0008,804
Extraordinary gains, net$021
Net income$-6,0008,801
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$-6,0008,703
2002-12-31 (YTD Data)Rank
Total interest income$3,445,0006,390
Total interest expense$1,053,0006,791
Net interest income$2,392,0006,055
Provision for loan and lease losses$50,0006,677
Total noninterest income$1,669,0002,439
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$110,0006,411
Trading account gains and fees$0153
Additional Noninterest Income$1,559,0001,598
Total noninterest expense$3,190,0004,270
Salaries and employee benefits$1,575,0004,503
Premises and equipment expense$545,0003,695
Additional noninterest expense$1,070,0003,966
Pre-tax net operating income$821,0005,704
Securities gains (losses)$04,537
Applicable income taxes$160,0005,437
Income before extraordinary items$661,0005,706
Extraordinary gains, net$070
Net income$661,0005,705
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0007,420
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$661,0005,559
2001-12-31 (YTD Data)Rank
Total interest income$2,719,0007,521
Total interest expense$1,129,0007,750
Net interest income$1,590,0007,174
Provision for loan and lease losses$116,0005,357
Total noninterest income$759,0004,001
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$79,0006,996
Trading account gains and fees$0177
Additional Noninterest Income$680,0002,617
Total noninterest expense$2,025,0005,683
Salaries and employee benefits$810,0006,731
Premises and equipment expense$445,0004,267
Additional noninterest expense$770,0004,920
Pre-tax net operating income$208,0007,834
Securities gains (losses)$04,612
Applicable income taxes$07,903
Income before extraordinary items$208,0007,670
Extraordinary gains, net$0105
Net income$208,0007,672
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0004,230
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$208,0007,552
2000-12-31 (YTD Data)Rank
Total interest income$1,375,0009,075
Total interest expense$457,0009,327
Net interest income$918,0008,652
Provision for loan and lease losses$80,0005,752
Total noninterest income$134,0008,124
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$35,0007,980
Trading account gains and feesNANA
Additional Noninterest Income$99,0006,458
Total noninterest expense$1,534,0006,663
Salaries and employee benefits$681,0007,285
Premises and equipment expense$263,0005,873
Additional noninterest expense$590,0005,854
Pre-tax net operating income$-562,0009,568
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$-562,0009,603
Extraordinary gains, net$038
Net income$-562,0009,602
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$-562,0009,602
1999-12-31 (YTD Data)Rank
Total interest income$103,00010,179
Total interest expense$30,00010,126
Net interest income$73,00010,179
Provision for loan and lease losses$08,503
Total noninterest income$1,00010,157
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$08,885
Trading account gains and feesNANA
Additional Noninterest Income$1,00010,109
Total noninterest expense$748,0008,888
Salaries and employee benefits$119,00010,111
Premises and equipment expense$128,0008,069
Additional noninterest expense$501,0006,516
Pre-tax net operating income$-674,0009,958
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$-674,0009,993
Extraordinary gains, net$035
Net income$-674,0009,993
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$7,000,000154
Net operating income$-674,0009,979

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.