Home > First American Federal Savings Bank > Income and Expense
First American Federal Savings Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,884,000 | 2,045 |
| Total interest expense | $9,031,000 | 1,661 |
| Net interest income | $6,853,000 | 2,561 |
| Provision for loan and lease losses | $360,000 | 2,275 |
| Total noninterest income | $1,046,000 | 2,988 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,046,000 | 1,806 |
| Total noninterest expense | $6,803,000 | 2,006 |
| Salaries and employee benefits | $1,610,000 | 4,104 |
| Premises and equipment expense | $804,000 | 2,528 |
| Additional noninterest expense | $4,389,000 | 1,070 |
| Pre-tax net operating income | $736,000 | 6,184 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $687,000 | 2,940 |
| Income before extraordinary items | $49,000 | 9,245 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $49,000 | 9,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,111,000 | 665 |
| Cash dividends | $558,000 | 3,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $49,000 | 9,215 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $25,620,000 | 1,261 |
| Total interest expense | $16,354,000 | 978 |
| Net interest income | $9,266,000 | 1,842 |
| Provision for loan and lease losses | $360,000 | 2,235 |
| Total noninterest income | $4,198,000 | 1,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $4,198,000 | 729 |
| Total noninterest expense | $7,832,000 | 1,681 |
| Salaries and employee benefits | $2,564,000 | 2,639 |
| Premises and equipment expense | $937,000 | 2,078 |
| Additional noninterest expense | $4,331,000 | 1,059 |
| Pre-tax net operating income | $5,272,000 | 1,412 |
| Securities gains (losses) | $194,000 | 939 |
| Applicable income taxes | $2,291,000 | 1,096 |
| Income before extraordinary items | $3,175,000 | 1,663 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,175,000 | 1,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $530,000 | 1,206 |
| Cash dividends | $8,298,000 | 441 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,050,840 | 1,646 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $27,924,000 | 1,199 |
| Total interest expense | $17,134,000 | 954 |
| Net interest income | $10,790,000 | 1,604 |
| Provision for loan and lease losses | $1,000,000 | 989 |
| Total noninterest income | $1,870,000 | 1,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,870,000 | 1,151 |
| Total noninterest expense | $11,689,000 | 1,137 |
| Salaries and employee benefits | $4,227,000 | 1,542 |
| Premises and equipment expense | $1,665,000 | 1,197 |
| Additional noninterest expense | $5,797,000 | 868 |
| Pre-tax net operating income | $-29,000 | 10,426 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $525,000 | 4,069 |
| Income before extraordinary items | $-554,000 | 10,769 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-554,000 | 10,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $342,000 | 1,795 |
| Cash dividends | $7,694,000 | 452 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-554,000 | 10,753 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $28,726,000 | 1,201 |
| Total interest expense | $17,834,000 | 942 |
| Net interest income | $10,892,000 | 1,628 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $1,356,000 | 2,473 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,356,000 | 1,477 |
| Total noninterest expense | $11,907,000 | 1,214 |
| Salaries and employee benefits | $3,985,000 | 1,670 |
| Premises and equipment expense | $1,456,000 | 1,398 |
| Additional noninterest expense | $6,466,000 | 938 |
| Pre-tax net operating income | $341,000 | 8,854 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $645,000 | 3,381 |
| Income before extraordinary items | $-304,000 | 11,184 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-304,000 | 11,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $544,000 | 1,344 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-304,000 | 11,153 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,272,000 | 9,297 |
| Total interest expense | $1,397,000 | 7,983 |
| Net interest income | $875,000 | 10,321 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $283,000 | 7,279 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $283,000 | 4,141 |
| Total noninterest expense | $908,000 | 9,330 |
| Salaries and employee benefits | $335,000 | 10,445 |
| Premises and equipment expense | $90,000 | 9,917 |
| Additional noninterest expense | $483,000 | 7,402 |
| Pre-tax net operating income | $250,000 | 10,114 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $147,000 | 8,315 |
| Income before extraordinary items | $103,000 | 10,907 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $103,000 | 10,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 3,139 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $103,000 | 10,880 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $50,451,000 | 694 |
| Total interest expense | $27,251,000 | 566 |
| Net interest income | $23,200,000 | 815 |
| Provision for loan and lease losses | $2,067,000 | 562 |
| Total noninterest income | $5,447,000 | 873 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $5,447,000 | 612 |
| Total noninterest expense | $18,953,000 | 844 |
| Salaries and employee benefits | $6,773,000 | 1,006 |
| Premises and equipment expense | $3,112,000 | 739 |
| Additional noninterest expense | $9,068,000 | 748 |
| Pre-tax net operating income | $7,627,000 | 1,006 |
| Securities gains (losses) | $-134,000 | 11,725 |
| Applicable income taxes | $-907,000 | 12,525 |
| Income before extraordinary items | $8,400,000 | 659 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $8,400,000 | 658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,913,000 | 228 |
| Cash dividends | $384,000 | 3,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $8,534,000 | 653 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $54,266,000 | 651 |
| Total interest expense | $28,246,000 | 548 |
| Net interest income | $26,020,000 | 744 |
| Provision for loan and lease losses | $3,581,000 | 542 |
| Total noninterest income | $2,928,000 | 1,496 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,928,000 | 976 |
| Total noninterest expense | $59,205,000 | 355 |
| Salaries and employee benefits | $5,665,000 | 1,195 |
| Premises and equipment expense | $2,977,000 | 781 |
| Additional noninterest expense | $50,563,000 | 239 |
| Pre-tax net operating income | $-33,838,000 | 13,293 |
| Securities gains (losses) | $63,000 | 3,105 |
| Applicable income taxes | $-872,000 | 13,170 |
| Income before extraordinary items | $-32,903,000 | 13,257 |
| Extraordinary gains, net | $900,000 | 248 |
| Net income | $-32,003,000 | 13,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,776,000 | 305 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $42,546,000 | 38 |
| Net operating income | $-32,964,110 | 13,257 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $62,383,000 | 635 |
| Total interest expense | $39,200,000 | 542 |
| Net interest income | $23,183,000 | 836 |
| Provision for loan and lease losses | $6,443,000 | 508 |
| Total noninterest income | $2,824,000 | 1,507 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,824,000 | 996 |
| Total noninterest expense | $17,433,000 | 948 |
| Salaries and employee benefits | $5,257,000 | 1,283 |
| Premises and equipment expense | $3,219,000 | 747 |
| Additional noninterest expense | $8,957,000 | 847 |
| Pre-tax net operating income | $2,131,000 | 2,925 |
| Securities gains (losses) | $730,000 | 822 |
| Applicable income taxes | $-62,000 | 13,528 |
| Income before extraordinary items | $2,923,000 | 1,583 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,923,000 | 1,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,117,000 | 1,462 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,193,000 | 1,918 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.