First American Federal Savings and Loan Association, Income and Expense

1992-12-31 (YTD Data)		Rank
Total interest income	$33,635,000	1,079
Total interest expense	$21,952,000	849
Net interest income	$11,683,000	1,581
Provision for loan and lease losses	$659,000	2,474
Total noninterest income	$2,408,000	1,702
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	504
Additional Noninterest Income	$2,408,000	1,107
Total noninterest expense	$10,417,000	1,474
Salaries and employee benefits	$4,528,000	1,461
Premises and equipment expense	$1,425,000	1,503
Additional noninterest expense	$4,464,000	1,474
Pre-tax net operating income	$3,015,000	2,063
Securities gains (losses)	$948,000	676
Applicable income taxes	$1,857,000	1,194
Income before extraordinary items	$2,106,000	2,179
Extraordinary gains, net	$0	1,422
Net income	$2,106,000	2,205
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$584,000	2,205
Cash dividends	$250,000	4,445
Sale, conversion, retirement of capital stock, net	$2,755,000	259
Net operating income	$1,499,280	2,848

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.